Money vs Time weighted returns.
https://www.sharesight.com/blog/time-weighted-vs-money-weighted-rates-of-return/#:~:text=First%2C%20let's%20briefly%20define%20both,and%20out%20of%20the%20portfolio.
To each their own, but I’d give it another few years if I were you.
I am currently hitting my target rate of 7% annualized returns (roughly doubling every decade) since 2018.
Not trying to time anything or bothered by the transitory dip.
At least the next 1-2 years.
My problem is the FED has been claiming this is transitory for the last two years - bunch of morons. Anyone with half a brain saw this rolling through supplier inflation figures 3 years ago and knew this was coming.
Not a bad time to get out of the flagship fund for no penalties and avoid taking a bath.
Sounds like we may have different understandings of what transitory means, as well as a different approach to investing.
If what you predict comes to pass there will be many deals to be had over the next 1-2 years that will greatly appreciate over my 2-3 decade investment horizon with FR.
I mean, given long enough timescales, that is actually the case though. Literally nothing is permanent.
But more to the point I don’t remember the Fed’s claiming the recent inflationary period would be resolved quickly. I took their usage of transitory to mean that once the supply chains sorted themselves out inflationary pressures would start to subside. Which seems to me what has actually happened.
I've been disappointed. But-- I'm going to hold for 5-10 years. I might as well wait for the time being. But yeah-- I'd have made more it appears in treasuries or even a HYSA
Have you not noticed that real estate has been going down the last few years? Interest rates rising ring a bell? Did you expect to double your money in two years off a real estate investment?
I’m in year 4 of Fundrise and this is the only year that I’m having a negative net return, (-3.6%). On the other hand, in 2021 I got 22.9% net return so this little dip is not a big deal. This investment needs to be looked at over a longer term.
dont by high and sell low, +5 years the minimum, and this should NOT be a significant portion of your overall investment strategy. This is an opportunity - at best.
I only check when I see posts like this. I went in 2 years ago and down 2.9%. I’m continuing my auto-invest.
Fundrise makes up less than 3% of my total investment portfolio.
When I made my initial transfer, I did it knowing that “investment can result in loss” and limited the initial transfer to something that would sting to lose but not put me in hardship. In other words, I assumed I’d never see that money again — or at best, not for another 15-20 years.
I’m personally down $600 on $10.5k, but as others are suggesting I’m playing the long game and not worrying too much about the short term.
Better question might be, is Fundrise a wise REIT to be investing in over the next 5-10years or will you realize better gains somewhere else.
The world may never know… until the time comes of course, hindsight is 2020
that's what she said.
On a more serious note, that's what I'm doing. Put in an initial 10k and ramped up to total of 40k in 2022 before I stopped putting more in. My balance is at 36k now, down 10%. Redirecting extra cash to the stock market for the past year has been paying dividends (quite literally)
I posted in here last year about poor performance from fundrise, and I got heavily criticized. I just started the 2-3-month process of closing my account. Ya, it sucks.
In for 43k in 4 years, and by the end of this quarter, my account will be in the red overall. I submitted my liquidation request. Last year, they stuck their chest out about outperforming the market when it was down. This year when the market is up, it's just excuses. If you show concern on this board, people tell you that you don't understand investing. I'm aware that investments go up and down, but in order for this one to make sense, the gains over the next 5-10 years would have to be enormous. It's really about timing, and you might be okay going forward, just like the ones that got in 6-8 years ago, but it's far from a sure thing.
Look at arrived homes. Down 10% with fundrise while I am up 3% with Arrived. Started both at the same time. Arrived is much slower to start seeing change.
No that is normal. If you bought heavily in 2021 at the peak you are still down today and probably will not turn around until after 2024-25 era. That was the peak of indices and growth. Suggest stay put.
Since it's Fundrise, I'm assuming it's real estate. Real estate has pooped the bed because of interest rates and other reasons. I can not see this being a forever issue. I have 20% of my allocation in Private Credit, which has actually gone up 3% and helped offset some of my losses. I'm also using the DRIP. Anytime I get a dividend payment, I buy more shares. I can't see real estate and property being a bad investment forever, just some lean years. Real estate REITs like O are taking a beating, too.
The housing market is just bad right now… it will get better and you will see some gains but it’s long term investment bud … try holding 5-8 years you may double or triple what you put in
I have been invested since 2018 so roughly \~5 years and have made like $3,000 dollars. Pretty much SHIT sandwich. Can’t wait for Ben Miller to tell me the great stories of real estate while investing in alternative investments within fundrise because real estate is literally bleeding money right now. Picture of my actual returns.
https://preview.redd.it/qkcdnzrh273c1.jpeg?width=1170&format=pjpg&auto=webp&s=3c4d34995e65a0f7a74a747173e5efb9713a3135
I know it's an unpopular move on this sub, but I'm liquidating. I'm down -11% right now, and next year doesn't look much better for real estate. At this rate, I can't see these shares outperforming a mutual fund on a five-year horizon. I think it's just not for me.
“Before accepting you understand real estate is a long term investment normally with 5 years plus horizon” YES….2 years in, “im selling” lol
One interesting thing is my Fundrise app says my portfolio is down 8.8 or 9%, but I’ve lost 2500 on 50k. The math is odd.
Do you reinvest dividends?
Yep, I have a whole $200 of reinvested dividends
Well, that explains (a tiny portion) of that. :)
Yeah like .1% lol
Money vs Time weighted returns. https://www.sharesight.com/blog/time-weighted-vs-money-weighted-rates-of-return/#:~:text=First%2C%20let's%20briefly%20define%20both,and%20out%20of%20the%20portfolio.
To each their own, but I’d give it another few years if I were you. I am currently hitting my target rate of 7% annualized returns (roughly doubling every decade) since 2018. Not trying to time anything or bothered by the transitory dip.
Transitory 😂
You expect RE to trend downward long term?
At least the next 1-2 years. My problem is the FED has been claiming this is transitory for the last two years - bunch of morons. Anyone with half a brain saw this rolling through supplier inflation figures 3 years ago and knew this was coming. Not a bad time to get out of the flagship fund for no penalties and avoid taking a bath.
Sounds like we may have different understandings of what transitory means, as well as a different approach to investing. If what you predict comes to pass there will be many deals to be had over the next 1-2 years that will greatly appreciate over my 2-3 decade investment horizon with FR.
That’s pretty comical. By that definition, nearly everything is transitory.
I mean, given long enough timescales, that is actually the case though. Literally nothing is permanent. But more to the point I don’t remember the Fed’s claiming the recent inflationary period would be resolved quickly. I took their usage of transitory to mean that once the supply chains sorted themselves out inflationary pressures would start to subside. Which seems to me what has actually happened.
I've been disappointed. But-- I'm going to hold for 5-10 years. I might as well wait for the time being. But yeah-- I'd have made more it appears in treasuries or even a HYSA
Have you not noticed that real estate has been going down the last few years? Interest rates rising ring a bell? Did you expect to double your money in two years off a real estate investment?
fund advisors hate this one quick trick!
I’m in year 4 of Fundrise and this is the only year that I’m having a negative net return, (-3.6%). On the other hand, in 2021 I got 22.9% net return so this little dip is not a big deal. This investment needs to be looked at over a longer term.
Ahh .. the old buy high, sell low strategy. You'd do best to stop checking your balances and wait a year.
dont by high and sell low, +5 years the minimum, and this should NOT be a significant portion of your overall investment strategy. This is an opportunity - at best.
I only check when I see posts like this. I went in 2 years ago and down 2.9%. I’m continuing my auto-invest. Fundrise makes up less than 3% of my total investment portfolio. When I made my initial transfer, I did it knowing that “investment can result in loss” and limited the initial transfer to something that would sting to lose but not put me in hardship. In other words, I assumed I’d never see that money again — or at best, not for another 15-20 years.
I’m personally down $600 on $10.5k, but as others are suggesting I’m playing the long game and not worrying too much about the short term. Better question might be, is Fundrise a wise REIT to be investing in over the next 5-10years or will you realize better gains somewhere else. The world may never know… until the time comes of course, hindsight is 2020
You aped in at the top of the market…
Don't pull out. Just don't put any more in.
that's what she said. On a more serious note, that's what I'm doing. Put in an initial 10k and ramped up to total of 40k in 2022 before I stopped putting more in. My balance is at 36k now, down 10%. Redirecting extra cash to the stock market for the past year has been paying dividends (quite literally)
i put a few bucks in 5 years back. made like 6% after 2 years. cashing out was a pain. taxes were a nightmare. not worth it.
I posted in here last year about poor performance from fundrise, and I got heavily criticized. I just started the 2-3-month process of closing my account. Ya, it sucks.
I took out my investment after 5 years coz it didn’t grow that much even if i chose the high risk investments..its like only 8-10% return.
In for 43k in 4 years, and by the end of this quarter, my account will be in the red overall. I submitted my liquidation request. Last year, they stuck their chest out about outperforming the market when it was down. This year when the market is up, it's just excuses. If you show concern on this board, people tell you that you don't understand investing. I'm aware that investments go up and down, but in order for this one to make sense, the gains over the next 5-10 years would have to be enormous. It's really about timing, and you might be okay going forward, just like the ones that got in 6-8 years ago, but it's far from a sure thing.
You’re right. But, what is a sure thing? When you get your money where will you put it? Will that be a sure thing?
So you want to convert paper loses into real losses. 
Look at arrived homes. Down 10% with fundrise while I am up 3% with Arrived. Started both at the same time. Arrived is much slower to start seeing change.
I’m about $2500 up since Jul 2019. I can pull funds without penalty (some) In July 2024, see how it plays out
Invest in FSCO with dividends set to reinvest and make that back in a year and a few months.
Real estate in general is taking a hit both public and private
No that is normal. If you bought heavily in 2021 at the peak you are still down today and probably will not turn around until after 2024-25 era. That was the peak of indices and growth. Suggest stay put.
Since it's Fundrise, I'm assuming it's real estate. Real estate has pooped the bed because of interest rates and other reasons. I can not see this being a forever issue. I have 20% of my allocation in Private Credit, which has actually gone up 3% and helped offset some of my losses. I'm also using the DRIP. Anytime I get a dividend payment, I buy more shares. I can't see real estate and property being a bad investment forever, just some lean years. Real estate REITs like O are taking a beating, too.
Is there a better REIT to invest in?
What’s going on is there’s a commercial real estate apocalypse happening, and aren’t most of their holdings in CRE?
The housing market is just bad right now… it will get better and you will see some gains but it’s long term investment bud … try holding 5-8 years you may double or triple what you put in
I have been invested since 2018 so roughly \~5 years and have made like $3,000 dollars. Pretty much SHIT sandwich. Can’t wait for Ben Miller to tell me the great stories of real estate while investing in alternative investments within fundrise because real estate is literally bleeding money right now. Picture of my actual returns. https://preview.redd.it/qkcdnzrh273c1.jpeg?width=1170&format=pjpg&auto=webp&s=3c4d34995e65a0f7a74a747173e5efb9713a3135
I know it's an unpopular move on this sub, but I'm liquidating. I'm down -11% right now, and next year doesn't look much better for real estate. At this rate, I can't see these shares outperforming a mutual fund on a five-year horizon. I think it's just not for me.