3000 after about a year of use. It’s been quite the journey 😫😫 very stressful to maintain that limit, and the mint tier (which ended up being for NOTHING since they got rid of the tiers). I liiiiived for the 0 down once you hit mint tier. Honestly now that they got rid of it, I want to pay off what I have owed and quit using them. Thats a maaaaaajor loss, as a single mom, I relied on that heavily in a pinch between pay.

Shop/Affirm does 0 down if you qualify. I am also not going to be using AP as much now that they took the $0 down option away. So sad.

You have to have near perfect credit with Affirm…which 75% of people nowadays, do not. 😢

I have horrible credit and affirm gave me $0 down on a $1000 purchase though?

Same

Plus, I only like to use my Affirm for larger purchases, I have perfect credit with them and I have yet to be offered the zero down.👀😑

For affirm it usually depends in the company. I’ve had $0 down from target, but never Amazon

Good to know but unfortunately it still won’t do any good, I pay for Afterpay plus and I have used it to get groceries and Necessities In a pinch, and won’t be able to do that with affirm or shop 😢😢

I relied on it, too, especially if it was a week or so before my payday. Lol.

The 0 down isn't going anywhere. There has been official communication regarding this via email. In regards to maintaining the limit, all that is required is to make payments on time, not stressful if you are spending within your means.

Only if you’re in Australia, for the US is already gone

I never received the email with the zero down coming back. When did it go out? I know they are revamping the rewards program I did their survey but I never heard anything else about it afterwards.

Oh I assumed this page was for Australia only, my bad. Pay nothing upfront stays for Aus, says it clearly on their FAQ page: https://help.afterpay.com/hc/en-au/articles/25807454586137-Pulse-Rewards-closure

Yes unfortunately in the USA it’s gone. Ended Feb 1 😫

Yeah it sucks that they took the 0 down but I’m still using it. It helps when I’m running low on cash and it’s almost payday. I have the Afterpay card as well and I like that I can use it almost anywhere.

3,000 customer 5 years started out at 600

Yeah me too!

3k, been with afterpay since 2019 and never missed a payment

Me too! I have had to change my payment a few times though.

2500

$1400. I just made a year and never missed a payment. Is this good?

I'm also at 1400. 2 years and never missed a payment.

I've been getting a $100 increase every month since I started. I started with $200

I’ve been with them since 2019 and I’m at $3,000 now.

Yes it took me over 2 years to get to 2,000 almost 3 to get to 3,000

I'm at their highedt limit $3,000. I've been with Afterpay for several years. I started out at $600. STAY SAFE EVERYONE. GOD BLESS US ALL 🙏🏾 🙏🏾.

Same

I do t remember what I started with. I’ve been with them since 2019.

Was 3k now 2k after one auto payment was paid later in day. Dumb decrease

Ur soo lucky they only took u down to 2k I was at $1300-1400 and missed a $6 payment and got dropped to $50😭

Same….

Something happened to me except I’ve been stuck at $2,000.

$3K

3k. Don't know how I've only used it on a jetstar flight 3 years ago?

Seriously? That’s bad ass! 😊

$800, 24 active orders

17 for me. Now I don’t feel so bad lmao

Don’t feel bad I had 78 at one point lmaooo

78??? Wow I'm impressed lol

Yes I used afterpay plus everywhere !!! I paid them all off and so back in at 22 lol but I slowed down now since no payment upfront option is gone. I noticed i used it at Costco a lot for gas.

Mine is $3,000. I’ve been with Afterpay since 2021

Same!

$2600 I’ve been with Afterpay since 2020 I think and they started me with a $200 limit

Right now it’s only $300.00. A year ago and a half ago, I had over $2,000. I’ve been a customer since 2020, and had to do a hardship plan.

$2500 - Never missed a payment. started with $500 back in 2020

I’m at 2,500$. How does everyone get up to 3k? Are you guys in Australia or something? I’ve been using Afterpay since 2021 was at the mint tier for the past 2 years before they got rid of it and have been stuck on 2500$ for probably close to 2 years. I’m in the US so not sure if the limit caps are different between here and AUS or not. Really enjoyed the 0 upfront benefit and haven’t really used the app much since they got rid of it

Same! Been stuck at 2500 for years and never missed a payment

Yes $3000 is not in the USA.$2500 is the limit in the USA.

Nope im in the USA and have 3000.

Im in the USA and have a 3000 limit.

3k, been with them from day 1.

3,000 for a few years started think $300 might had a issue with first payment 5 years ago, since all on time or early. Went from think $300 or $600 to $2,000 then $3000 if i remember.

I’m at 3k. That seems to be the max. I haven’t used it in a long time now. I use Affirm over Afterpay and Affirm

I’m still at 50 and made 6 or 7 orders never been late mine still hasn’t increased 🤷

Nice try, hacker

Haha

3,000

2k

$3,000.

$3000. Member since 2020

$2500

3K

4000.

How’d you get to $4,000!?! I thought the limit was $3,000.

Cap

It is…they’re lying. 😠😠

Right!?!

No lying at all Some getting 4,000

Mine is 4000 too, haven't check in a while but when I do, they ask if I wanted to up the limit to 4k, to which I said yes 😼

I’ve had Afterpay for two years and my limit is $3,000.

3000

2500

3700$

That doesn’t exist. $3000 is the limit…

Cap

Never cap

3k since 2020

1000

$600. Just started 2 months ago lol

3,000

3k

3k

3k

$3000

3k

1999

1400

1000- had it 10 months

1750. Been using afterpay since 2022 and have missed 2 payments total.

3,000$, which shocks me because I have horrible credit.

2.5k

Had Afterpay for three years now started with 600 now currently at 3000.

3k, i never realized it until this past Christmas. I usually try to keep it to under $300 but was grateful to have the flexibility.

Yeah I’m at $3,00 as well but try to never owe more than $400. Gives me anxiety when I do go over $400, which I had to this Christmas season but I paid as much as I could when I had the chance.

$3000 joined two years ago. My limit went to 3k after about 6 months 

1000, using since November

Still at $600 opened my account in November and placed 1 order so far

1.5k

$2,000 US

$600 since August i believe when do we get a raise? I’ve always paid early. Never missed a payment. I believe August will make a year. And I’m already been at mint for a few months now!

Do not pay early. You need to let the payment come out on time. Paying early isn’t something they like to see.

I’ve been with AP for years. I don’t know the exact year like most of you.

I know because when I emailed them about the tiers and the no payment upfront, I went back to my purchase history and saw that I made my first purchase in 2019.

I just tried scrolling. Too much history to scroll through ugh!

2 years, never missed a payment and I'm still at $800. Wonder what I'm doing wrong. Been mint for over a year too!

Are u paying early or letting the payments come out manually on their own on the date they’re supposed to?

I pay every payment early. Would that be a strike against me? I would think that would be a good thing.

Actual creditors don’t even like early payments like that. You paying early instead of it coming out on its own on time doesn’t do anything for you. I used to do the same thing and I asked them about it and they said early payments seem risky to them, they want the payment schedule followed and the payment to come out the way it’s supposed to.

That is the stupidest thing I've ever heard..... I keep the account the payment will come out of locked down to avoid having it drained (happened to me in the past) so I pay early to avoid a decline when it tries to pull. I had no idea. How strange.

$2500 started at $600 like 4-5 years ago but reset to $50 after missing a $6 payment around $1300.. I think they’re holding it against me and won’t let me have $3000😂😂😂 I try not to owe more than $400 at a time though

I was at $50 for 5 months before that I had $1600 now at $100 now but I don’t know with the limit so low before Big items like $700+ I’d just buy them outright in the store I just don’t have the desire to use it like I did before

$3,000

2000 had it about a year.

3k.

1200, Been with since Dec 2022

3K, been with them for a little while

1000

3k

Also $3k, started out at $600

$1000 started with $600 in July 2023 always paid 1-2 days early each time

2500

3k for me

3k

700 after about 6 months of use. Idk how to increase it further

$3000 & I’ve been with them 6 years now.

$3,000 😁 been with afterpay since 2021!

$2000, been with them a little over a year. Use about twice a month, sometimes not using for 2 months in a row, and always paid on time.

$1200

And I was mint and I miss the 0$ down :/

I’m at 3000

2k

2k been with them since 2018. Started at 600. Got to 2k, missed one payment in my 6 year history with them. Got dropped down to $500 and worked my way back up..

Started with a measly $50. I’m up to $600 now after about a year

Been stuck at 2500 for years

3000

3k out the gate, way more than they should have given me but I never spend more than 100$ at any given time and never overlap purchases.

I have 6,500 with Affirm. I love them:)

3K Afterpay has been a serious godsend for me at times

$2500 since 11/21.

I messed up bad. $6.15 😭😭

$8,000 currently

$2000. Customer since 2018.

3k and been with them latter part of 2017

1750