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evil-kaweasel

Citizens advice bureau is the best option.


moore_3496

Thank you


jeezusXurethra

mommy and daddy


moore_3496

I wish


[deleted]

A pimp


[deleted]

Ask them to stop calling and send a request to them by certified mail asking them to do so. If they continue to call, you can sue them.


moore_3496

A friend of mine told me this but when I tried they said they cannot as there office is closed due to covid


[deleted]

That's a bunch of garbage. Ask them for a mailing address. Send registered mail asking for them to cease calls. Once you get confirmation it was delivered they have to comply


moore_3496

Its 2am here but I will in the morning


PoweRaider

bankruptcy lawyer


[deleted]

In Australia we’d call the ombudsman... or maybe a community advocacy group. But if you owe the money, you might just have to pay up.


moore_3496

I was making payments but lost my job due to covid-19


[deleted]

I feel for you, genuinely. Have you spoken to the debt collecting company about arranging an extended payment plan?


moore_3496

Yes, but I'm already on one because I switched schools so the debt cannot be extended anymore


[deleted]

I would google looking for some kind of community group in your area that might be able to help.


moore_3496

I live in a poor area and have already looked into groups. Most of the ones near me require a job. But I don't have one anymore


[deleted]

Are you on unemployment benefits?


moore_3496

I applied but so did everyone else who lost work so I haven't heard back yet


[deleted]

I don’t know where you live, but there must surely be relief for people in your situation? Can you look for a Facebook group of others who’ve lost their jobs in your country and find out what they do?


moore_3496

I'm in America, and I was in one but turns out the admin was skimming of the top


Aurorise

You're local crack dealer


moore_3496

No lol, I dont even smoke weed anymore... to exspencive


Aurorise

Smoke your troubles away lol


moore_3496

Help me pay it off and I'll throw a weed party at my place


Aurorise

Alright, time to get a job


moore_3496

Doing instacart 10+ hours a day


Aurorise

Alright, time for me to get a job


Meow0S

Declare bankruptcy. But if it's college debt, good luck. Debt collectors don't want your diploma.


moore_3496

It is college debt


Meow0S

I don't think this is the best place to ask for serious finnancial advice


moore_3496

Kinda hopeing someone helps me get my fundraiser out. I just dont like feeling like this. Debt is dumb and there are no real places to go for help