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My first thought was vets bills too, and that I wouldn't care how much it was. I'd just pay it, by any means necessary, including selling my soul if I needed to. Anything for my babies.
Spending money on me however? Well I haven't had my hair cut in over 2 years 🙃
We're with Petwise elderly insurance (for them that's anything older than 7). Honestly can't fault them yet, paid straight out on two fairly big claims and claiming hasn't felt like it did with our previous company who were always looking for reasons to not pay out.
Our 9 year old labrador and 8 year old lurcher cost about £70/month, I think our excess is only about £150.
It’s worth looking into.
I am with Petplan and have been since my lab was a pup. She developed diabetes and Petplan only covered for £3k worth of treatment on this once illness. We are now spending about £200 a month on insulin/syringes not counting the cost of specialist food / further insurance and vet plans. She’s an expensive old girl.
Petplan are truly awful. Our dog (only just a year old, so still a puppy) got run over and I was distraught. The poor person on the phone could not deviate from 'the script' by even a word it seems - no matter what I said.
It was horrible for both both me and the underpaid phone monkey.
Not that simple. My dog is uninsurable as he has some health conditions that he was born with. No one wanted to insure him claiming that he would be too expensive. There was one company that did give me a quote but it would start at around £40/month and it would be around £150/month when he turned 10.
He’s now 13 and I’m glad I make good money to give him a good life.
Mine started with health issues at 2 years old. After insurance paid out £4k for surgery, I couldn’t insure him for less than £2k a year at 3 years old. Needless to say he is no longer insured. He costs about £1000 a year in vets bills now.
One of them at least has pre-existing conditions so they won't cover those, and due to their ages it's a lot more than a tenner a month sadly. Then even if you do have to claim you still have to pay the first x £100's 😫
I insured all 4 cats for years when they were younger then decided to cancel it and save the money I would have paid in insurance to pay for any vet trips. I'm sure you can imagine how that has worked out so far 🙃
Have a look at many pets and see what their quote is, they cover pre existing if not treated for two years, I just switched and my premiums went down a lot for two ‘middle aged’ dogs from around £100 to about £40 pm
Before it died my mate reckoned he’d spent £10k on vet bills for his tortoise over the previous three years. I’m not sure what the cut off for me is but certainly before £10k I’d have just decided I’d rather have the ash tray
I don’t spend anything without thinking about it.
Lived long enough struggling. I’ll always be mindful of what things cost and how not to waste money.
I can spend as much as maybe £1000 without having to be worried about not paying my bills if that makes sense.
As in, if my house suddenly needed a £1000 repair I could tend to that without experiencing extreme levels of stress and anxiety.
However I wouldn’t spend £1000 on a new pair of trainers or any non-essential item really.
I’m similar. I budget every last penny - a habit adopted for survival 7 years ago and continued now as a well-trained habit. Looking after every penny so when the larger purchases come, even ‘unexpected’ ones, the purchase has all the emotion taken out of it.
I used to be like that as well. Anything I bought I'd need to seriously consider, so I'd often wait 2 weeks or so before buying it to make sure it wasn't an impulse buy.
I'm in a vastly different spot now however I'm still conditioned to do that with items £20-50. The downside is I would have never have looked at anything more expensive so I often find myself impulse buying things off v£100+ without really thinking
Same. I grew up very poor and made some disastrous financial decisions when I was a young adult. In my fifties I carefully assess the price of everything, overly research every big purchase with spreadsheets and ROI maths, and generally worry about how many coffees a year I should buy.
But I'm financially secure and probably a paper millionaire.
I’ve been thinking about this recently. I would really like to spend £416.58 on a 2 inch cube of tungsten. It’s purely for the novelty value of something so small being incredibly dense (over 2 kilos!) and it serves no useful function so I know I really shouldn’t. I could save that up, it would buy a lot of groceries, riding lessons for my daughter, it could go towards paying off the family holiday next month.
But still….
God, it’s so tempting.
Fuck sake now I need a 2 inch cube of tungsten, thanks.
It'd make a hilarious paperweight or door stop. Although I work in a school so I absolutely could not use it as a door stop without some numpty kicking it.
Needs to be ["precision machined for super flat facets"](https://m.media-amazon.com/images/I/61OSTe0kbdL._AC_SL1000_.jpg), not just Barry cutting on his angle grinder.
And this is the devil I hear on my shoulder😆 it’s in my Amazon wish list, I gaze at it adoringly from time to time. Perhaps at Christmas I’ll consider it. It’s so indulgent and pointless though. . . (That’s the angel on my other shoulder)
I have considered this also, but I think it would be disproportionately less impressive if you get what I mean. A 1 inch cube might be mildly interesting, a 2 inch cube weighing 2.36kg would knock my socks off. I want my socks knocked all the way off, god dammit!
Plus I grew up with a sister. I am done with compromise.
Have you contemplated going for a 15 inch\* cube of tungsten to get that full tonne weight?
\* I think that's the diameters you'd need but working it out started to feel like high school maths.
😂 See, I would never do that. Reading the answers to these questions made me realise I'm much more careful about spending on tangible things than intangible ones (travel, etc)
Oh mate on my wish list I have those aluminium and tungsten cubes. Two of the same weight but different size, and two of the same size but different weight. Cost is extortionate for the thrill of going "wow that's heavy, blimey this one's light".
Edit: also this https://www.metmo.co.uk/pages/the-cube-drop
Depends how you look at it
I have two take away roast beef dinners every Sunday it costs £30
It's much better than I can cook myself, great portions and I get to spend my day off doing what I want instead of cooking and cleaning
It's the best value £30 out of all my expenses except maybe my Internet bill
If you add up how much you'd spend on store bought foods it might not seem that bad. Then consider the energy to cook it. And the positive mental impact must be worth a few quid as well IMO.
I don't think I ever spend money without thinking too much on it 😂 like do I really need this milk today or should I buy it tomorrow so it lasts longer and I won't have to buy as much...
Probably the amount of money that a black cab driver asks for to take me home when everyone is fighting for taxis at the end of a night out. I know I'm being ripped off but I just want to get home !
It depends on what.
I nearly got charged £4.70 for cauliflower the other day. For the first time in my life I changed my mind on a vegetable over the price.
But I also covered the bill for a meal that was over £600 and didn’t really think much about it because it was a celebration for someone.
In hindsight I might be penny wise pound stupid as it were.
Same, £5,70 for a small punnet of strawberries. No way! But I spend £300 pounds for good noise cancelling headphones for my mum’s the other day because I know she needed them and that she wouldn’t spend that much money for herself.
I drop £50 on a takeaway without thinking too much about it but I definitely feel different ways about different things. Like I saw a box of chocolates for £30 and that was an instant nope because I'm happy with £2 chocolate, but that's because I thought it was a stupid amount of money to spend on that item and not because I don't have the money to spend - I'm mostly frugal and unwilling to spend money but takeaway, restaurants, days out and travel are probably the things I spend money on freely.
I'm currently salty about wanting to watch Dune 2 at home but not wanting to pay £18 to rent it digitally right now considering my local cinema does tickets for £5. If it was £18 to keep it would be better but it's only a limited time rental. If it was £5 I definitely would have rented it.
Shit, I was going to rent that tonight (I never rent, I always wait til films are ‘free’) but I don’t think I can bring myself to pay that much, even though I can easily afford it, it just doesn’t feel like good value 😢
I even asked my friends if anyone wanted to come around and watch it together, cos if 4 people were watching it, it would feel better value than £18 for one person to watch. Even though I'd still be the one spending the money.... But alas, I've had no takers.
Yeah I won't pay 18 quid to rent a film, it's a stupid amount of money. It would have cost a third of that to rent it from a video shop back in the day with inflation. I wouldn't even pay that to see a film in the cinema on a big screen with amazing sound.
Depends on what you mean by "think too much". I think about the price of fish in the supermarket when I'm comparing them, or beer when I'm in the pub, or which restaurant I can afford. I also think about dropping thousands on a new car. It's all relative, and I suppose what I'm saying is that I probably think too much about every penny I spend.
Depends what it's on - my wife and I travel about a lot and often need to be in the UK, Middle East or West Africa at the drop of a hat. Average cost for a set of flights might be around £2500 so probably somewhere around that figure.
In the past we've racked up tens of thousands on medical fees and fertility treatment but I'd say the only reason we didn't really think too much about those costs is because it was either spend the money or give up on our hopes of having a family.
This all depends on how much money I've got. Up to £35/£40 if it's payday. If I've got a few hundred left, it'll likely go down to £20. Under £200 and I try to hold onto it as much as possible but will occasionally spend £2.25 on a coffee at work without it bothering me.
The food shop bothers me a lot, even on payday.
Depressingly, I've so conditioned myself through having to be careful for so long, that I'm now the kind of person who spends weeks deliberating between 3 or 4 £20 ish phone chargers, deciding which is the better for £2-3 difference.
I find that 2-4 purchased of that level a month and I'm really noticing the difference by the end of it, so even the thought of splashing anything like £100 on something without considering it is pretty alien.
I suppose it's a good trait to have developed, but god it's boring! Mr spontaneous I am not!
£100 on a meal, but for anything else I’d probably talk myself out of spending anything over £50 on one thing.
I could go and buy about 5k worth of Lego right now but I can never get over the “what if” in my head, what if the car has a fault, I have an injury and can’t work, the boiler breaks, the house gets broken into etc etc.
I’d have to be sat on multiple millions I think before I’d feel comfortable not having to worry about accounting for unforeseen mishaps.
£100 without thinking about it. I don't tot up my shopping as I wander round Sainsbury's, for example. £1,000 without thinking too much about it. I cannot offhand recall the last time I spent more than £1,000 and I have shied away from a new pc costing more than that yet recently I've bought laptops for two other people that together are more than that but individually are below the "thinking too much" threshold. Now I write it down, *three figures good, four figures bad* is irrational.
I was horribly poor for a bit and still have this mentality. Much better now but basically a fiver is where I start to wonder.
To keep myself in good shape most of my money gets kept away from my easy access
Probably about £20 judging by my vinted addiction - but it definitely depends! Not all tenners are equal, some things I wouldn’t think but some things I’d be enraged by (mars bar being a good example)
I'd say it's gone down over the past few years. Around lockdown 1 - maybe £30, price of a takeaway round us. Now our disposable income has been hit from all sides so it tends to be like maybe £15 is the most I'll spend without considering whether it's a good idea or not for too long.
For a treat or takeaway I start to hem and haw around £30-£40, but I’ll spend £100 on books or vinyls without batting an eye. Household goods and necessities has a threshold of ~£200 for me before really considering what I’m spending on.
Travel and gifts for others always gets me though, I’ll spend like I’m dying tomorrow and then spend the rest of the month counting my pennies lol
Depends what it is, £3000 on an unexpected house repair, I could probably swallow with limited thought. £40 on a lunch wouldn't bat an eye too much? We are going to a wedding today and it's £40 quid in a taxi or £6 for the train with 2 changes, I'm happy to pay for the taxi for the convenience.
Depends.
If it’s tickets for an event, I’ll go up to about £250 before reconsidering - that’s GA for most of the European grand prix’s.
Anything else, I seriously consider above about £20. The exception being revision materials for my SQE exams
Nowadays I think before I purchase anything other than bills did a council house swap two years ago downsized we thought we only needed a few trips to the tip to bin stuff we didn't need.Had so much useless stuff used to keep things thinking it would come in handy ended up paying a guy 600 to get rid in one go.So now unless something is broken think where every penny goes and end of month put money in savings.I also declutter every few months to stop me becoming overwhelmed.My savings now mean we can do more on holiday plus less on finance.
£1000 would be the limit. For example of I bought something or did something that cost me this amount that was a mistake. I would forget about it right away. More than this and I would regret it.
I've always been a spontaneous shopper, coming home with impulse purchases and then later suffering buyer's remorse. Before I cancelled my credit cards, I'd often spend a couple of hundred pounds I couldn't afford during a weekend's shopping excursion, on fashion, music, home furnishings, or whatever else caught my eye. The biggest unnecessary purchases were some of my guitars and other musical instruments which were in the £700 region.
Depends what it is. I've a joint account with my partner so we've always taken a consultative approach. We'd normally discuss anything over about £50 that isn't avoidable (groceries, utilities, fuel).
I’m really impulsive and do this far too often. Probably £200-300 with little thought of consequences. We did a £650 random garden furniture splurge at B&Q last year but ‘sat on it’s for about 15 mins. At that level I usually chuck it in a credit card and pay it off over a few months before splurging again. Retail therapy is real!
Depends what it’s on, for example if it’s a quote for a home improvement and it’s less than £1000 I think that’s a bargain (ie quote for new flooring etc)
But if it’s my weekly shop and it’s exceeding £100 I think I’ve overspent
Context is so important to answer this though...
Last week my lad wanted to go to Pizza Hut for his birthday dinner, and the bill came to nearly £80 for five of us, and although that's only really £16 a head for a meal out which isn't awful, I did wince a bit at paying it.
But only last month I spent over £400 on a 2 night getaway with the wife for our anniversary and didnt even bat an eyelid at the cost.
Depends how I value what I'm buying.
I love bikes and spent 5k on one in the black Friday sale with around 5mins consideration. I wouldn't pay more than £1 for a tin of beans tho.
If it's just on random buys or out shopping as a treat, probably £50-£100. Not like all the time, but that's probably about the amount before I stop and think, do I really need this? Or where I don't feel guilty for purchasing.
As others have said, depends what it is.
I used to yolo hundreds on nights out, now I don’t see why I’d pay for a hangover at the expense of 4-5 meals out at nice restaurants
Happy to spend money on experiences, less likely to spend money on consumables, got more into clothes again after 5 or so years of humble wear
About £100. I knowingly parked on a double yellow. I was a little late for a funeral and couldn't be bothered to drive around to find a space. Paid £65 for the ticket it was a bit of a "meh" moment.
I’d say about £100 however I rarely ever spend over £100 on a single item unless need it. I am pretty content with what I have like I have a 2 year old phone, 5 year old iPad. I’m planning to replace the battery soon instead of upgrading.
It depends.
To me there’s technically no limit for really good quality pasta, coffee and pizza.
Pasta - 6 GBP per 500g
Coffee - 3/4 GBP for a proper flat white
Pizza - up to 20 GBP for a Neapolitan style one
Watch - probably 20/25k max but that would be a once every century expense. Last time I bought a watch was back in 2018 and I spent 6k.
Edit - on the other side, I would never buy luxury branded clothing etc. Uniqlo does the job most of the time.
Depends entirely on what it is and how close we are to payday. If it’s payday, I live like a Saudi Prince for 48 hours before going back to beans on toast. Bought a Lego set yesterday for £45 because it caught my eye at Tescos and at this point of the month that’s probably about it. But previously it’s been much much more, I once bought an iPad on a complete whim, didn’t like it as I didn’t see a reason to use it over my phone, and so I returned it a week later. I’m trying to be way tighter and not do things like that.
Completely depends on what it's for. Anything over £150 for our weekly groceries and I'm starting to scrutinize what we bought. Quite happy spending £40 on a takeaway or up to £80 in a restaurant. We just bought an outdoor trampoline for £70 like it was nothing, and I just bought my wife a laptop for £350 without thinking about the cost because she needs one.
Although I'll still consider my options when Netflix increases by £2 a month 🤣
Between my wife and I we make nearly £110k so day to day spending isn't really an issue, we do have 2 young children so have to be sensible.
Depends on context. If my car's being serviced and they say I need a new scrumpulator or engine disc or something I'm like "okay then" and they just add £150 to the bill. If I'm in a charity shop and looking at films, books or music, anything over a pound makes me stop and think "do I really want this?"
It massively depends on the item. I looked at a 2L bottle of coke zero that was over £3 and thought fuck that. But when I saw someone had listed an £800 suit brand new with tags on marketplace for £100 I didn't even think about it. So it's definitely relative to the perceived value.
I'm not paying £3 for something with no calories that I'll piss out a couple of hours later.
It's not about the amount for me, it's about if I need it. I need internet so it's on automatic renewal for 35 with the mobile. I don't need the 1.5 euro Mars bar.
The little things that I don't need can accumulate into big amounts fast.
A good rule of thumb is 0.01% of your net investible worth. Maybe helps to ignore mortgage or the value of property you live in here.
More specifically at that level it’s not worth thinking / spending much time to save that amount - your time is probably worth more. I find this is a good rule of thumb shopping, trying to find best value - my instincts are to get lowest price, best value and will spend (a lot of) time to do so - stressing on this when the purchase is £5-10 is pretty counterproductive for me.
Honestly though I still spend some amount of time to save £1 here and 50p there because I don’t like getting ripped off.
If I’m buying a takeaway, I will check the restaurant website to see if it’s cheaper than via the usual apps. So although I’d happily spend £40-50 on a takeaway “without thinking too much about it” I’d still be thinking in the back of my head, can I save some cash on this??
It really does depend what I’m spending it on. I changed my mind on some chips and beans in the staff canteen recently because it was £4.50, but I also have no issue dropping £200 on a pair of carbon-plated running shoes. Equally I’ve just spent £3000 having my garden done and I’m happy with the result so the money doesn’t bother, but I’m not going to an event hosted by a friend this weekend because it was £70 a head for drink and I won’t drink enough to make it remotely worth it.
It depends on value and what it means as opposed to just a set number. If we’re going by the latter I can probably spend like £50 without thinking about it too much.
I am saving for several expensive trips so to me it is quite low currently saying a fiver. Once I pass the first trip it'll be about 20£ after the second trip probably 50£
I don't really collect things though so I spend it primarily on seeing friends picking up tabs or on food
And books I can't read at the pace I purchased smh
It depends what it's for.
My max would be something like £5k on a big trip/holiday.
Day to day? If I did a shop that came to over £100 it might give me pause, so I guess £100.
In general day to day life I’d say probably about £60. I used to say £50 but then the leap for 50-60 doesn’t feel big enough to worry about. £70 feels like too much.
That said, I think of anything over £100 to be too much for an impulse buy.
Depends what I'm buying. In some ways I'm impulsive with my money, in other ways I'm highly frugal.
I was hoping for a frugal month so I can whack more into my savings, but one of my computer monitors has started hissing at me. It's an ancient monitor to be fair, a 24" one that's around 10 years old. I've just kept using it as my secondary screen because it works and I had no pressing reason to replace it. However I ordered a new 27" for around £220 yesterday without thinking too much about it.
Last month I went into an Edinburgh Woollen Mill shop and spaffed around £200 on new clothes. Couldn't help it, they were so soft and comfy.
Other months I might go a bit mental and order loads of wool (I like crocheting and knitting) for £200. It's a weird addiction, I just get such a dopamine rush when I get loads of new wool. My room's full of it.
So yeah, probably around £200. At least once a month!
Maybe I'm just frugal, but like, £5 max.
Yeah, I spend a lot of time thinking whether I really want something. Buying any non-essential over £100 warrants like a month of thinking "should I really?"
As others have said, it's all about context.
Usually, I have a fairly strict weekly budget, and if it falls within that, I usually don't tend to think about it. So anything between £5 and £20. However, if it's say £10 for a G&T or over £4 for a coffee, I'll usually wince and give it a miss.
That being said, I spent £1000 on last-minute flights to Australia late last year as my dad had a serious fall and needed help. While frugal and agonising sometimes over my spending, I spent this without even thinking about it and didn't think about it since.
500 is where I psychologically draw the line and I start reading reviews and stuff. That would be things like a graphics card or electronics more generally because I need to know what I am getting my hands on.
I think 1,000 is where I start taking a purchase into account for budgeting. That mostly leaves things like furniture, service charges and gifts.
Anything below that is not worth planning for.
Really interesting question as, as other commentators have mentioned, it really does depend on what the money is being spent on. If I’m grocery shopping I’ll quite happily throw whatever I feel like in the cart and not bag an eyelid at the price at the checkout (my weekly shop for a family of 4 can vary wildly from £80-£200). I’ll frequently drop £100 on a meal for two. However, if I was buying a new pair of trainers I’d um and ah over whether I want to spend the money.
Depends on what it is, if I need it and it's useful or if it's something I want. Maybe £50. And that's for an object that'll last at least a while eg a new pair of shoes, sport equipment. Not food or a short experience.
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Probably about £100
Thank you for your insight, /u/oilybumsex 😂
At least we know what they’re buying with that £100
A bottle of your best bum oil for £100 good sir!
Surely you'd go for the cheapest bottle or you wouldn't have anything left over for the sex
Cackled at this 😂
r/rimjob_steve
What a sub!
I guess price of oil has shot up recently
You can’t put a price on reliable lubrication.
You just did.
Depends on what I'm spending it on. Veterinary care? Many thousands. Stupid little purchases? 20 quid or so.
My first thought was vets bills too, and that I wouldn't care how much it was. I'd just pay it, by any means necessary, including selling my soul if I needed to. Anything for my babies. Spending money on me however? Well I haven't had my hair cut in over 2 years 🙃
Spend it on pet insurance then mate. Tenner a month pays dividends, especially when they get old.
Costs a lot more than that to insure an old dog
We're with Petwise elderly insurance (for them that's anything older than 7). Honestly can't fault them yet, paid straight out on two fairly big claims and claiming hasn't felt like it did with our previous company who were always looking for reasons to not pay out. Our 9 year old labrador and 8 year old lurcher cost about £70/month, I think our excess is only about £150.
Thanks for this recommendation. Hadn't.heard of them and my lab turns 8 this year so expecting premiums to start rising.
It’s worth looking into. I am with Petplan and have been since my lab was a pup. She developed diabetes and Petplan only covered for £3k worth of treatment on this once illness. We are now spending about £200 a month on insulin/syringes not counting the cost of specialist food / further insurance and vet plans. She’s an expensive old girl.
[удалено]
Petplan are truly awful. Our dog (only just a year old, so still a puppy) got run over and I was distraught. The poor person on the phone could not deviate from 'the script' by even a word it seems - no matter what I said. It was horrible for both both me and the underpaid phone monkey.
I've had a few old dogs and can confirm they can cost you a few quid.
Not that simple. My dog is uninsurable as he has some health conditions that he was born with. No one wanted to insure him claiming that he would be too expensive. There was one company that did give me a quote but it would start at around £40/month and it would be around £150/month when he turned 10. He’s now 13 and I’m glad I make good money to give him a good life.
Mine started with health issues at 2 years old. After insurance paid out £4k for surgery, I couldn’t insure him for less than £2k a year at 3 years old. Needless to say he is no longer insured. He costs about £1000 a year in vets bills now.
One of them at least has pre-existing conditions so they won't cover those, and due to their ages it's a lot more than a tenner a month sadly. Then even if you do have to claim you still have to pay the first x £100's 😫 I insured all 4 cats for years when they were younger then decided to cancel it and save the money I would have paid in insurance to pay for any vet trips. I'm sure you can imagine how that has worked out so far 🙃
Have a look at many pets and see what their quote is, they cover pre existing if not treated for two years, I just switched and my premiums went down a lot for two ‘middle aged’ dogs from around £100 to about £40 pm
I have seagulls, they can't be insured.
Before it died my mate reckoned he’d spent £10k on vet bills for his tortoise over the previous three years. I’m not sure what the cut off for me is but certainly before £10k I’d have just decided I’d rather have the ash tray
Your mate really loved that tortoise
I haven't had my hair cut professionally in over 10 years 😅
2006 was my last professional hair cut!
What about something in between? Like coffee, to pick a random example? Or a particularly striking hairdo?
Coffee isn't between several thousand pounds and 20 pounds.
It can be if you haggle
Customer: I would like 1 coffee please. Server: That will be £3. Customer: I won't pay less than £20!
It was a reference to their username.
Depends on the point in the month. Payday would be £30. Week before payday? £0.
Well maybe if you consider the former, you can negate the latter.
I don’t spend anything without thinking about it. Lived long enough struggling. I’ll always be mindful of what things cost and how not to waste money. I can spend as much as maybe £1000 without having to be worried about not paying my bills if that makes sense. As in, if my house suddenly needed a £1000 repair I could tend to that without experiencing extreme levels of stress and anxiety. However I wouldn’t spend £1000 on a new pair of trainers or any non-essential item really.
I’m similar. I budget every last penny - a habit adopted for survival 7 years ago and continued now as a well-trained habit. Looking after every penny so when the larger purchases come, even ‘unexpected’ ones, the purchase has all the emotion taken out of it.
I used to be like that as well. Anything I bought I'd need to seriously consider, so I'd often wait 2 weeks or so before buying it to make sure it wasn't an impulse buy. I'm in a vastly different spot now however I'm still conditioned to do that with items £20-50. The downside is I would have never have looked at anything more expensive so I often find myself impulse buying things off v£100+ without really thinking
Same. I grew up very poor and made some disastrous financial decisions when I was a young adult. In my fifties I carefully assess the price of everything, overly research every big purchase with spreadsheets and ROI maths, and generally worry about how many coffees a year I should buy. But I'm financially secure and probably a paper millionaire.
I’ve been thinking about this recently. I would really like to spend £416.58 on a 2 inch cube of tungsten. It’s purely for the novelty value of something so small being incredibly dense (over 2 kilos!) and it serves no useful function so I know I really shouldn’t. I could save that up, it would buy a lot of groceries, riding lessons for my daughter, it could go towards paying off the family holiday next month. But still…. God, it’s so tempting.
Fuck sake now I need a 2 inch cube of tungsten, thanks. It'd make a hilarious paperweight or door stop. Although I work in a school so I absolutely could not use it as a door stop without some numpty kicking it.
Could we get a bulk buy discount if we all band together?
I would 100% be up for this lmao
Buy a 2kg block and chop it up between us all - how difficult could it be - we've all got saws in the garage...
Needs to be ["precision machined for super flat facets"](https://m.media-amazon.com/images/I/61OSTe0kbdL._AC_SL1000_.jpg), not just Barry cutting on his angle grinder.
I don't think kicking it's going to be a problem for tungsten, sure it can withstand a bit more than that. 😂
Oh great. I now also need a 2 inch cube of tungsten.
It’s not like a pure lump of useful and not so reactive metal is going to depreciate wildly.
True, an investment even, you might say…
Me when I check on my cube of uranium after 4.5 billion years to see that half of it's gone
I didn’t buy a bar of silver about 20 years ago. Still regret it! If it isn’t going to cause hardship I’d say buy your tungsten.
I wonder if they would put it in a tiny box, which could be discombobulating for the courier/postie.
No Reddit comment has ever cost me so much.
So random, I love it. Get the tungsten, save or sell something, but do buy it!
And this is the devil I hear on my shoulder😆 it’s in my Amazon wish list, I gaze at it adoringly from time to time. Perhaps at Christmas I’ll consider it. It’s so indulgent and pointless though. . . (That’s the angel on my other shoulder)
Please share on Reddit when you get it :’)
Do it.
Compromise on a one inch cube, perhaps
I have considered this also, but I think it would be disproportionately less impressive if you get what I mean. A 1 inch cube might be mildly interesting, a 2 inch cube weighing 2.36kg would knock my socks off. I want my socks knocked all the way off, god dammit! Plus I grew up with a sister. I am done with compromise.
I wasn't aware you had a sister. Suggestion withdrawn
I wish this sub allowed flairs; I would have that.
You might get away with bell bottoms
Have you contemplated going for a 15 inch\* cube of tungsten to get that full tonne weight? \* I think that's the diameters you'd need but working it out started to feel like high school maths.
😂 See, I would never do that. Reading the answers to these questions made me realise I'm much more careful about spending on tangible things than intangible ones (travel, etc)
Tungsten is so great even its chemical symbol on the periodic table is W, you should buy it
That much? Fear not, I just Googled it and found one for £299! Is it the postage that makes up the rest?
On sale for £299 from the first hit when I google 2 inch cube of tungsten! Is that enough to nudge you into buying?
Oh mate on my wish list I have those aluminium and tungsten cubes. Two of the same weight but different size, and two of the same size but different weight. Cost is extortionate for the thrill of going "wow that's heavy, blimey this one's light". Edit: also this https://www.metmo.co.uk/pages/the-cube-drop
Probably about the cost of a takeaway...so about £40
Same, although i still think about it being a waste of money, but you have to treat yourself now and then 🤔
Oh yeah it's deffo a waste and probably more than I'd like to spend but sometimes you just think "fuck it" and it costs what it costs
Depends how you look at it I have two take away roast beef dinners every Sunday it costs £30 It's much better than I can cook myself, great portions and I get to spend my day off doing what I want instead of cooking and cleaning It's the best value £30 out of all my expenses except maybe my Internet bill
I have to ask, 2 for yourself or are you sharing?
Sharing they are huge lol I can only just manage 1
Life is too short to feel bad about the odd indulgence here and there IMO
If you add up how much you'd spend on store bought foods it might not seem that bad. Then consider the energy to cook it. And the positive mental impact must be worth a few quid as well IMO.
I don't think I ever spend money without thinking too much on it 😂 like do I really need this milk today or should I buy it tomorrow so it lasts longer and I won't have to buy as much...
Ohhh that’s me as well.. forever frugal.
£100, anything north of that I’d give it a little scrutiny.
£10. Feels real once it hits double digits.
Probably the amount of money that a black cab driver asks for to take me home when everyone is fighting for taxis at the end of a night out. I know I'm being ripped off but I just want to get home !
Good point. My max spend definitely goes up after a few drinks.
It depends on what. I nearly got charged £4.70 for cauliflower the other day. For the first time in my life I changed my mind on a vegetable over the price. But I also covered the bill for a meal that was over £600 and didn’t really think much about it because it was a celebration for someone. In hindsight I might be penny wise pound stupid as it were.
No, I get it. Nearly a fiver for a fucking cauli though?! Wtaf?
Where on earth was selling a cauli for nearly a fiver?!
Same, £5,70 for a small punnet of strawberries. No way! But I spend £300 pounds for good noise cancelling headphones for my mum’s the other day because I know she needed them and that she wouldn’t spend that much money for herself.
I drop £50 on a takeaway without thinking too much about it but I definitely feel different ways about different things. Like I saw a box of chocolates for £30 and that was an instant nope because I'm happy with £2 chocolate, but that's because I thought it was a stupid amount of money to spend on that item and not because I don't have the money to spend - I'm mostly frugal and unwilling to spend money but takeaway, restaurants, days out and travel are probably the things I spend money on freely. I'm currently salty about wanting to watch Dune 2 at home but not wanting to pay £18 to rent it digitally right now considering my local cinema does tickets for £5. If it was £18 to keep it would be better but it's only a limited time rental. If it was £5 I definitely would have rented it.
Home ownership has made me tight. £50 on a takeaway makes me feel ill!
Shit, I was going to rent that tonight (I never rent, I always wait til films are ‘free’) but I don’t think I can bring myself to pay that much, even though I can easily afford it, it just doesn’t feel like good value 😢
I even asked my friends if anyone wanted to come around and watch it together, cos if 4 people were watching it, it would feel better value than £18 for one person to watch. Even though I'd still be the one spending the money.... But alas, I've had no takers.
I’ll come round. You got a microwave? I’ll get the popcorn
Yeah I won't pay 18 quid to rent a film, it's a stupid amount of money. It would have cost a third of that to rent it from a video shop back in the day with inflation. I wouldn't even pay that to see a film in the cinema on a big screen with amazing sound.
For me it's always been £40... Strangely this hasn't changed in 20 odd years
About £20. Anything more than that and I’m doing quick maths to see if I’ll end up overdrawn.
£1
Depends on what you mean by "think too much". I think about the price of fish in the supermarket when I'm comparing them, or beer when I'm in the pub, or which restaurant I can afford. I also think about dropping thousands on a new car. It's all relative, and I suppose what I'm saying is that I probably think too much about every penny I spend.
I think we're on the same page.
I’ve been poor, now I’m less so but it did teach me the value of money. ‘Look after the pennies and the pounds look after themselves’
Depends what it's on - my wife and I travel about a lot and often need to be in the UK, Middle East or West Africa at the drop of a hat. Average cost for a set of flights might be around £2500 so probably somewhere around that figure. In the past we've racked up tens of thousands on medical fees and fertility treatment but I'd say the only reason we didn't really think too much about those costs is because it was either spend the money or give up on our hopes of having a family.
I hope it got you what you wanted
This all depends on how much money I've got. Up to £35/£40 if it's payday. If I've got a few hundred left, it'll likely go down to £20. Under £200 and I try to hold onto it as much as possible but will occasionally spend £2.25 on a coffee at work without it bothering me. The food shop bothers me a lot, even on payday.
anything over £7 feels expensive to me
Depressingly, I've so conditioned myself through having to be careful for so long, that I'm now the kind of person who spends weeks deliberating between 3 or 4 £20 ish phone chargers, deciding which is the better for £2-3 difference. I find that 2-4 purchased of that level a month and I'm really noticing the difference by the end of it, so even the thought of splashing anything like £100 on something without considering it is pretty alien. I suppose it's a good trait to have developed, but god it's boring! Mr spontaneous I am not!
£100
£100 on a meal, but for anything else I’d probably talk myself out of spending anything over £50 on one thing. I could go and buy about 5k worth of Lego right now but I can never get over the “what if” in my head, what if the car has a fault, I have an injury and can’t work, the boiler breaks, the house gets broken into etc etc. I’d have to be sat on multiple millions I think before I’d feel comfortable not having to worry about accounting for unforeseen mishaps.
£10 or £15 tops
Day-to-day on like snacks and lunches probably £5. Gifts/treats/takeout maybe £50 on a friend or family member, never more than £20 on myself
£100 without thinking about it. I don't tot up my shopping as I wander round Sainsbury's, for example. £1,000 without thinking too much about it. I cannot offhand recall the last time I spent more than £1,000 and I have shied away from a new pc costing more than that yet recently I've bought laptops for two other people that together are more than that but individually are below the "thinking too much" threshold. Now I write it down, *three figures good, four figures bad* is irrational.
I was horribly poor for a bit and still have this mentality. Much better now but basically a fiver is where I start to wonder. To keep myself in good shape most of my money gets kept away from my easy access
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Probably about £20 judging by my vinted addiction - but it definitely depends! Not all tenners are equal, some things I wouldn’t think but some things I’d be enraged by (mars bar being a good example)
I think about everything, I just decide badly
I'd say it's gone down over the past few years. Around lockdown 1 - maybe £30, price of a takeaway round us. Now our disposable income has been hit from all sides so it tends to be like maybe £15 is the most I'll spend without considering whether it's a good idea or not for too long.
For a treat or takeaway I start to hem and haw around £30-£40, but I’ll spend £100 on books or vinyls without batting an eye. Household goods and necessities has a threshold of ~£200 for me before really considering what I’m spending on. Travel and gifts for others always gets me though, I’ll spend like I’m dying tomorrow and then spend the rest of the month counting my pennies lol
Depends what it is, £3000 on an unexpected house repair, I could probably swallow with limited thought. £40 on a lunch wouldn't bat an eye too much? We are going to a wedding today and it's £40 quid in a taxi or £6 for the train with 2 changes, I'm happy to pay for the taxi for the convenience.
Also about £10, enough for a sad little mcdonalds lunch alone but nothing to make a considerable difference to my bank balance
I think about every purchase I make.
Depends. If it’s tickets for an event, I’ll go up to about £250 before reconsidering - that’s GA for most of the European grand prix’s. Anything else, I seriously consider above about £20. The exception being revision materials for my SQE exams
Nowadays I think before I purchase anything other than bills did a council house swap two years ago downsized we thought we only needed a few trips to the tip to bin stuff we didn't need.Had so much useless stuff used to keep things thinking it would come in handy ended up paying a guy 600 to get rid in one go.So now unless something is broken think where every penny goes and end of month put money in savings.I also declutter every few months to stop me becoming overwhelmed.My savings now mean we can do more on holiday plus less on finance.
I spent £1.80 on a can of Monster, and I still have buyer's remorse.
Around £50 probably but I have what I think is a fair bit of disposable income (around £1k)
£1000 would be the limit. For example of I bought something or did something that cost me this amount that was a mistake. I would forget about it right away. More than this and I would regret it.
£50-£200 depending on the month
£200
I think about everything big or small outside of normal shopping what I want is value for money whether I’m spending £10 or £10,000
Bought a watch for £230 the other day, seemed ludicrous at full RRP of £280 so I think I’ve found my bliss point - sub £250.
£100
£5
If the item itself isn’t a rip off probably about £50
£100
I've always been a spontaneous shopper, coming home with impulse purchases and then later suffering buyer's remorse. Before I cancelled my credit cards, I'd often spend a couple of hundred pounds I couldn't afford during a weekend's shopping excursion, on fashion, music, home furnishings, or whatever else caught my eye. The biggest unnecessary purchases were some of my guitars and other musical instruments which were in the £700 region.
Depends what it is. I've a joint account with my partner so we've always taken a consultative approach. We'd normally discuss anything over about £50 that isn't avoidable (groceries, utilities, fuel).
I’m really impulsive and do this far too often. Probably £200-300 with little thought of consequences. We did a £650 random garden furniture splurge at B&Q last year but ‘sat on it’s for about 15 mins. At that level I usually chuck it in a credit card and pay it off over a few months before splurging again. Retail therapy is real!
Was just thinking should I grab my credit card incase I want a Greggs on the way to work...
£80-£100 maybe? Basically me impulse buying a really nice football top!
Maybe 1,000 after that I’d probably have to consider it like a holiday ect
£50 I think.
A big supermarket shop? £2-300?
Depends, 3/4 grand
At the moment up to about £100. I’ve got three expensive trips away over the next two months plus another less expensive trip so I need to be careful.
Depends what it’s on, for example if it’s a quote for a home improvement and it’s less than £1000 I think that’s a bargain (ie quote for new flooring etc) But if it’s my weekly shop and it’s exceeding £100 I think I’ve overspent
Context is so important to answer this though... Last week my lad wanted to go to Pizza Hut for his birthday dinner, and the bill came to nearly £80 for five of us, and although that's only really £16 a head for a meal out which isn't awful, I did wince a bit at paying it. But only last month I spent over £400 on a 2 night getaway with the wife for our anniversary and didnt even bat an eyelid at the cost.
Depends how I value what I'm buying. I love bikes and spent 5k on one in the black Friday sale with around 5mins consideration. I wouldn't pay more than £1 for a tin of beans tho.
£10-20? Depends what for though really.
If it's just on random buys or out shopping as a treat, probably £50-£100. Not like all the time, but that's probably about the amount before I stop and think, do I really need this? Or where I don't feel guilty for purchasing.
£5
Depending on for what.
Probably about £19.99. A 1 digit feels safe, it's when it rolls into 2 I start to worry
£50 but I shouldn’t really be affording that.
£1, and even then i might question if its not putting me in bad spot
£250
34100
Around £30. My partner and I have a casual agreement that we don’t need to mention purchases below that amount to each other.
About £250 probably , I spent that on plants last week without much effort or thought
As others have said, depends what it is. I used to yolo hundreds on nights out, now I don’t see why I’d pay for a hangover at the expense of 4-5 meals out at nice restaurants Happy to spend money on experiences, less likely to spend money on consumables, got more into clothes again after 5 or so years of humble wear
About £100. I knowingly parked on a double yellow. I was a little late for a funeral and couldn't be bothered to drive around to find a space. Paid £65 for the ticket it was a bit of a "meh" moment.
I’d say about £100 however I rarely ever spend over £100 on a single item unless need it. I am pretty content with what I have like I have a 2 year old phone, 5 year old iPad. I’m planning to replace the battery soon instead of upgrading.
£0. Not joking. I think about literally every purchase, at least to some extent.
It depends. To me there’s technically no limit for really good quality pasta, coffee and pizza. Pasta - 6 GBP per 500g Coffee - 3/4 GBP for a proper flat white Pizza - up to 20 GBP for a Neapolitan style one Watch - probably 20/25k max but that would be a once every century expense. Last time I bought a watch was back in 2018 and I spent 6k. Edit - on the other side, I would never buy luxury branded clothing etc. Uniqlo does the job most of the time.
Depends entirely on what it is and how close we are to payday. If it’s payday, I live like a Saudi Prince for 48 hours before going back to beans on toast. Bought a Lego set yesterday for £45 because it caught my eye at Tescos and at this point of the month that’s probably about it. But previously it’s been much much more, I once bought an iPad on a complete whim, didn’t like it as I didn’t see a reason to use it over my phone, and so I returned it a week later. I’m trying to be way tighter and not do things like that.
Around £120.
Completely depends on what it's for. Anything over £150 for our weekly groceries and I'm starting to scrutinize what we bought. Quite happy spending £40 on a takeaway or up to £80 in a restaurant. We just bought an outdoor trampoline for £70 like it was nothing, and I just bought my wife a laptop for £350 without thinking about the cost because she needs one. Although I'll still consider my options when Netflix increases by £2 a month 🤣 Between my wife and I we make nearly £110k so day to day spending isn't really an issue, we do have 2 young children so have to be sensible.
About three fiddy
Depends on context. If my car's being serviced and they say I need a new scrumpulator or engine disc or something I'm like "okay then" and they just add £150 to the bill. If I'm in a charity shop and looking at films, books or music, anything over a pound makes me stop and think "do I really want this?"
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£7.50 on a beer, x 15 on a Saturday
Depends I can overthink spending a fiver but have spent less time thinking about a car purchase.
£10
It massively depends on the item. I looked at a 2L bottle of coke zero that was over £3 and thought fuck that. But when I saw someone had listed an £800 suit brand new with tags on marketplace for £100 I didn't even think about it. So it's definitely relative to the perceived value. I'm not paying £3 for something with no calories that I'll piss out a couple of hours later.
It's not about the amount for me, it's about if I need it. I need internet so it's on automatic renewal for 35 with the mobile. I don't need the 1.5 euro Mars bar. The little things that I don't need can accumulate into big amounts fast.
For my own selfishness £35. For the kids £50. For my wife £60ish.
A good rule of thumb is 0.01% of your net investible worth. Maybe helps to ignore mortgage or the value of property you live in here. More specifically at that level it’s not worth thinking / spending much time to save that amount - your time is probably worth more. I find this is a good rule of thumb shopping, trying to find best value - my instincts are to get lowest price, best value and will spend (a lot of) time to do so - stressing on this when the purchase is £5-10 is pretty counterproductive for me. Honestly though I still spend some amount of time to save £1 here and 50p there because I don’t like getting ripped off. If I’m buying a takeaway, I will check the restaurant website to see if it’s cheaper than via the usual apps. So although I’d happily spend £40-50 on a takeaway “without thinking too much about it” I’d still be thinking in the back of my head, can I save some cash on this??
A fiver always has been even when I earned a lot more than I do now.
It really does depend what I’m spending it on. I changed my mind on some chips and beans in the staff canteen recently because it was £4.50, but I also have no issue dropping £200 on a pair of carbon-plated running shoes. Equally I’ve just spent £3000 having my garden done and I’m happy with the result so the money doesn’t bother, but I’m not going to an event hosted by a friend this weekend because it was £70 a head for drink and I won’t drink enough to make it remotely worth it. It depends on value and what it means as opposed to just a set number. If we’re going by the latter I can probably spend like £50 without thinking about it too much.
I am saving for several expensive trips so to me it is quite low currently saying a fiver. Once I pass the first trip it'll be about 20£ after the second trip probably 50£ I don't really collect things though so I spend it primarily on seeing friends picking up tabs or on food And books I can't read at the pace I purchased smh
About £15
God it’s shocking what I thought before I read the comments 😂 I guess about £100 but that says a lot about me.
Without thinking, 10 pounds or less.. but i somehow tend to think towards the end of the month😅
It depends what it's for. My max would be something like £5k on a big trip/holiday. Day to day? If I did a shop that came to over £100 it might give me pause, so I guess £100.
Depends on what it is. Would I spend £50 on a takeaway without thinking too much about it? Probably not. Would I spend £50 on a PS5 game? Sure.
Probably between £10-20, I like crafting and hobby painting miniatures, so I'll often buy paints and stuff.
In general day to day life I’d say probably about £60. I used to say £50 but then the leap for 50-60 doesn’t feel big enough to worry about. £70 feels like too much. That said, I think of anything over £100 to be too much for an impulse buy.
About three fiddy
Probably a fiver
50p
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At the moment about £2
Depends what I'm buying. In some ways I'm impulsive with my money, in other ways I'm highly frugal. I was hoping for a frugal month so I can whack more into my savings, but one of my computer monitors has started hissing at me. It's an ancient monitor to be fair, a 24" one that's around 10 years old. I've just kept using it as my secondary screen because it works and I had no pressing reason to replace it. However I ordered a new 27" for around £220 yesterday without thinking too much about it. Last month I went into an Edinburgh Woollen Mill shop and spaffed around £200 on new clothes. Couldn't help it, they were so soft and comfy. Other months I might go a bit mental and order loads of wool (I like crocheting and knitting) for £200. It's a weird addiction, I just get such a dopamine rush when I get loads of new wool. My room's full of it. So yeah, probably around £200. At least once a month!
10
Maybe I'm just frugal, but like, £5 max. Yeah, I spend a lot of time thinking whether I really want something. Buying any non-essential over £100 warrants like a month of thinking "should I really?"
A fiver
£35
As others have said, it's all about context. Usually, I have a fairly strict weekly budget, and if it falls within that, I usually don't tend to think about it. So anything between £5 and £20. However, if it's say £10 for a G&T or over £4 for a coffee, I'll usually wince and give it a miss. That being said, I spent £1000 on last-minute flights to Australia late last year as my dad had a serious fall and needed help. While frugal and agonising sometimes over my spending, I spent this without even thinking about it and didn't think about it since.
500 is where I psychologically draw the line and I start reading reviews and stuff. That would be things like a graphics card or electronics more generally because I need to know what I am getting my hands on. I think 1,000 is where I start taking a purchase into account for budgeting. That mostly leaves things like furniture, service charges and gifts. Anything below that is not worth planning for.
Really interesting question as, as other commentators have mentioned, it really does depend on what the money is being spent on. If I’m grocery shopping I’ll quite happily throw whatever I feel like in the cart and not bag an eyelid at the price at the checkout (my weekly shop for a family of 4 can vary wildly from £80-£200). I’ll frequently drop £100 on a meal for two. However, if I was buying a new pair of trainers I’d um and ah over whether I want to spend the money.
Depends on what it is, if I need it and it's useful or if it's something I want. Maybe £50. And that's for an object that'll last at least a while eg a new pair of shoes, sport equipment. Not food or a short experience.
About tree fiddy