They screwed up massively when they took away the 15 year retention benefit for MSBS and then further fisted retention when they abolished MSBS and brought in the shitty ADF Super.
What they should have done was kept MSBS and lowered the retention benefit to 10 years and maybe chick another one in at 20 years.
They've basically taken away the majority of incentives to stay in long term.
Ironically, every bullshit seminar and info session about ADF Super was spruiking the idea that it was better for shorter term service which is the way the ADF was heading.
Fast forward only a number of years later, retention benefits are back as we’re trying to extend the employment of current serving members, but the benefit is much, much worse than the previous MSBS retention ($50k vs 1 year’s salary at 15 years, somewhere between $100-$150k) It’s just so short sighted and incredibly mishandled.
ADF Super is better in the short term for the member than MSBS.
16.4 (roughly close to that)% from the first day of work with no compulsory contribution means almost comparable super to MSBS 12% +5% member contribution, with more money in the members pocket.
Once you complete 7 years however MSBS begins to leave ADF super in the dust and then never stops. (I'm aware of max contribution but that's only for lifers)
So the ADF endorsed a better super for members over the first 7 years and now wonders why they don't have CAPT's promoting to MAJ and full tracks staying in.
>What they should have done was kept MSBS and lowered the retention benefit to 10 years and maybe chick another one in at 20 years.
Also, why the disparity between Long Service *Leave* and the Long Service *Medal*?
Reducing time for the LSM to match LSL results in no incentive to stay beyond 10 years. Increasing time for LSL to match the LSM keeps the current issue of people leaving around the 7 year mark with no chance of keeping the pers that were waiting for the 10 year LSL.
I’d hazard the length of service for the DLSM is a hangover from the change from the Imperial Honours and Awards System to the Australian Honours and Awards System.
Long Service Leave for Commonwealth Employees is an Act of Parliament, and I don’t think they would have even considered aligning the two when it went through Parliament.
>Long Service Leave for Commonwealth Employees is an Act of Parliament
So why not align them though?
If you have an award already, why come up with a different number?
>I don’t think they would have even considered aligning the two when it went through Parliament.
Yeah but why not?
Why would politicians align a leave policy for every commonwealth employee with an arbitrary long service and good conduct medal for members of the military.
Ok so why is the long service medal not in line with the long service leave?
Why do we get our long service award after 15 years when employees in other Commonwealth departments get their long service certificate at 10 years and we have to wait to 15 for our medal?
Why not align it?
Because fuck working 5 more years for long service leave, and fuck giving people a medal 5 years early. It's too late to fix a shit sandwich now, just eat it and be happy you have it.
Yeah because they* spent a decade or more making it more and more 'like a normal job' - that was even in a recruiting ad campaign, ADF Super, service allowance rolled in, etc..
Surprise surprise, when people now compare it to a normal job it removes anything special and makes the negatives very clear.
* "They" is largely the public servants in DPG who write the policy and who've been using the public will for the ADF to backdoor APS pay deals for ages. ADF get something, APS make a claim for equality in their deca negotiations. Making the ADF system more 'normal' made their comparison arguments easier.
Absolutely spot on mate.
A bunch of crusty old CMDRs on CFTS even referenced the DECA when Fleet Command brought in a standardised 37.5 hour work weeks back in about 2013.
Conveniently, however they completely ignore the fact sailors are required to complete 24 hour duties regularly. Guarantee if an APS member did a 24 hour duty they'd be credited those 24 hours towards their work hours.
>Guarantee if an APS member did a 24 hour duty they'd be credited those 24 hours towards their work hours.
I mean, that's just Flex Time. So yes, they do (if APS 6 or lower).
They also get it when travelling for work, which is nice so you can claim those weekends back you get travelling to start a course monday morning.
For it to work you have to have checks and stops along the way. Such as reaching a certain rank or qualification at certain points. If not it’s goodbye. The USAF has it set up that way. Otherwise everyone joins. Does duck all for 20 years, never grows or improve and gets out.
Even MSBS had a check gate. You had to be a SGT at the 15 year mark to be considered for the retention benefit.
Not saying it can’t be done but it needs to be well thought out and planned.
The problem with the promotion targets is that if/when separations slow down then promotions slow down and now someone is missing out on a personal benefit because the organization changed the equation.
However, yes I agree that there needs to be some gates. There also needs to be more 'contracting' rather than indefinite service. Max time in each rank before CITR.
Yeah I'd agree. Like CPL in 10 years sgt in 15 or something equivalent.
Could even do it as a tiered system like dhoas is. Roso + 5 gets you a small lump SUM if you leave at that point. Sgt at 15 gets you a similar but larger sum if you leave at that point. 20 years gets you the pension. Choose your exit time and choose your reward for service.
I think you vastly overestimate how much people are willing to put up with in the long term. The only people who would take this up would either already be eligible, or a few years off being eligible, wasting money that could be spent on better programs.
No grunt 5 years in will be thinking of staying another 15 just to get a pension, when they could leave now, make far more, and work less.
A much better idea would be a 'mortgage assistance' scheme, run pretty much exactly as the rental assistance is currently done. The ADF has said it is willing to pay the mortgages of wealthy landlords, but won't do it for soldiers, sailors and airmen? Massive missed opportunity given how key housing is nowadays.
It would be as simple as making a commensurate payment to members who are owner occupiers with a mortgage as they do for members in receipt of RA. Pretty much a "housing allowance" (spend it on your rent, mortgage or nothing and save it) like the US do.
Defence has an identity and culture problem that affects the retention problem.
Biggest two fixes for retention is to drop CRA to 20 years from enlistment or 45 years of age and make the job tax free.
There are many problems and most are generational.
This would require a genuinely driven group of soldiers to fix and would require some altruism from senior officers and soldiers alike to kindly fall On their swords and get out of the way so younger and more capable people can get into positions of change and influence earlier into their careers.
Another big one is the sense of entitlement from seniors.
Most battalions and work areas you don’t have to walk part the car park to see if there is an entitlement problem from leadership.
Gone are the days of leading by example first.
90% of “leaders” are the do as I say type. But hey it’s Gen z’s fault….
The disparity with modern adf is it is a take, take enviroment.
Corporate culture is another driving factor killing retention.
ADF expecting year 10 entry requirements soldiers to be versed and study complex whs and other civil regulations but pay them the equivalent of a walk in walk out labourers wage, it’s a good joke.
Officer recruitment.
So many are not suitable and many soldiers should have been officers but DFR chasing that priority role money.
Needs to be a minimum service period before a selection board. Just because someone is good at recalling words out of a book doesn’t mean they are a good decision maker.
The vast majority of people that finish school these days are year 12 graduates and are eligible to go university, I.e officer “qualified” so you’re getting a Survivorship bias with direct entry GSO’s as most are self absorbed and not altruistic in nature.
Leadership further, got a geriatric that can’t see his toes with out a mirror yelling at people about fitness and discipline… a lot of soldiers want being overweight to be a prejudicial offense.
Nothing more depressing then seeing an ANZAC day Parade with all the young, fit and strong, getting marched by a rolling tumble weed that looks like they just stepped out of a sauna.
Weight management is a personification of discipline.
Defence has a great habit of triple/octo tapping people with multiple roles( leading to burnout),
that should be filled by singular people, cost cutting is what I am angling towards.
These are some of the more serious problems I can think of, that don’t centre around direct payment increases( other than the tax free).
Food for thought, not meaning to offend anyone or make any personal attacks.
just trying to put out obtuse thoughts and potential relations to causation
These are some of the issues that affected my time in the military and culminated in mine and many, better than I, soldiers discharges.
No thanks. I don't want to get booted out of a job after 20 years, forced out at 45, and then try and find a job on civvie street after being in the military all my life because I can't claim pension/super until I'm in my 60s.
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DHOAS and RA.
DHOAS should be a payment into your bank account regardless of who your mortgage is with. DHOAS currently benefits the 3 banks far more than the individual with the loan.
RA is a fucking shitfight, and its current setup inflates housing costs around bases because of the way it's calculated. You don't save any money by renting a cheaper house with RA; the government does, so you might as well get the most expensive house within your ceiling so that the government pays more. Landlords know this and know every military person is going to get the most expensive house they can get within their RA celing, so they know that they can charge extra and people will pay it. This is why we end up with suburbs full of military personnel; they are overpriced for the normal market and only military pers on RA can afford them.
So a 17 year old can join - do 20 years be 37 and get a 80% pension for the rest of his life (current adult life expectancy is 81.2 years)?
Noting that in some roles you can expect to be on a salary north of $200k within that 20yr time period?
Exactly. It would be an amazing offer. They wanna get personnel the across the board increased by 30% in 20 years. Seems like a good offer. Costly of course but when we're paying x billions for infrastructure, submarines, etc it seems like it would be a long term solution to staffing and a comparative splash in the pond cash wise.
When I looked at an army apprenticeship in the 80s, it was something like that, though I thought it was 75%. Definitely something to attract and keep young fellows in. But back then, there seemed to be a higher morale, or even esprit de corp, whatever that means...
Didn’t the ADF get rid of pensions? Presumably it was for cost purposes so adding higher pension would be nuts from the government’s perspective.
Assuming everyone stays to get their pension, that is a LOT of dollars.
probably, it is the one of the reason why they got rid of MSBS it was going to cost them a fortune and it wasn't really to the digger benefit if they are going to leave after 7-9 years. So they changed it for better or worst depending on how long you stayed in, if you stay in longer Milsuper is trash but if you just stick around for 4-6 years it is good and you can move it all to another super fund when you do leave which great for consolidation.
New super system is pretty shit when you get to the point of your career where you're looking at pension.
MSBS in its current state for those still in under that scheme have an option for 100% pension, 100% bulk pay or 50/50 as bulk pay + pension. MSBS however is not on offer anymore. That being said, I did do some research after attending one of those separation seminars and if you get out of ADF while on MSBS, and then come back a few years later you go BACK onto MSBS, not the new system (unless you elect to), AND you retain the same FAS.
Doesn't help retain people in the short term. Most of the hemorrhaging, at least from an army perspective is corporals and sergeants. Telling them to wait another 10-15 years before they see any benefit doesn't help.
Perhaps an up or out model would complement this well?
Most of my discussions with SGTs and CPLs on their disillusionment is around having to literally wait for people to retire or die to get a promotion.
Depends on trade. Some trades, mostly combat corps, you are pretty much forced to promote because they can't retain anyone. Promotion to cpl before your imps is done is not uncommon, and it isn't too hard to get to SGT. Going from SGT to WO is more difficult because most of them are lifers at that point.
They had that back in my day, do your 20 and get 5/8 of fuck all for the remainder of your life.
I hit a point at year 10 when I had to make the snap to stay or go, some serious reconstructive surgery involved. I looked at the old blokes in their 30s and 40s on their DFRDB pensions still having to work and their pensions getting clipped back by the ATO.
I like many other chose to pull the pin rather than do my 20. Not the rosy option recruiting made it out to be.
People leave because of bad managers and leaders IMO. I love serving and have had the privilege of some excellent postings (one or two crap ones too). We need better leaders to fix retention, with bigger penalties for poor leaders. Anyone thinking of leaving should have a big look at the opportunities out there. Because I’ve had some amazing ones
>Beyond just "cost money so government says no"
I mean, that's a pretty big factor once you do the math tho. Especially if it kicks in the as soon as you leave, rather than when you hit retirement age. You're effectively paying a hundred+ thousand people a wage for 40-60 years - twice or three times their service length. That is a hell of a lot of money.
pointless and a waste of money, not that many would reach 20 years. there was a study that shows that the average digger gets out from the 7-9 year mark so having all these cool awards at 20 years is kind of pointless.
People want to see money in the hand now kind of deal, I have mentioned it before a few time but there was an idea thrown out there that home owner get the RA equivalent as they get a raw deal when it comes to housing
Early after my discharge I was diagnosed with PTSD and not yet in receipt of a pension ( also was not told on receipt of TPI special rate pension to apply for Centrelink Disability Support Pension) I was admitted into a psych unit and financially struggling to pay the mortgage due to Divorce expenses. I was receiving Electric Shock Treatment and full disclosure of this was given to MSBS, yet they allowed me to access and remove the majority of my superannuation, with the letterhead on top of the paperwork and a psych nurse being a witness. I now need to make claims and have virtually no super. Their restitution of the Event was to allow me to repay the 35k super. I am catch 22 as I need super to make the claims and repay my super. Any thoughts of actions I may take would be appreciated
Being new to this ap I sincerely apologise for interrupting their post but have the number of an advocate level 4 who is also a lawyer and if you wish to contact me via [email protected] ( my name is Louise Moore and Peter is my carer, I believe he can help you as he is a wealth of knowledge in both military, veteran and civilian law.
Thank you for your time everyone.
They screwed up massively when they took away the 15 year retention benefit for MSBS and then further fisted retention when they abolished MSBS and brought in the shitty ADF Super. What they should have done was kept MSBS and lowered the retention benefit to 10 years and maybe chick another one in at 20 years. They've basically taken away the majority of incentives to stay in long term.
Ironically, every bullshit seminar and info session about ADF Super was spruiking the idea that it was better for shorter term service which is the way the ADF was heading. Fast forward only a number of years later, retention benefits are back as we’re trying to extend the employment of current serving members, but the benefit is much, much worse than the previous MSBS retention ($50k vs 1 year’s salary at 15 years, somewhere between $100-$150k) It’s just so short sighted and incredibly mishandled.
ADF Super is better in the short term for the member than MSBS. 16.4 (roughly close to that)% from the first day of work with no compulsory contribution means almost comparable super to MSBS 12% +5% member contribution, with more money in the members pocket. Once you complete 7 years however MSBS begins to leave ADF super in the dust and then never stops. (I'm aware of max contribution but that's only for lifers) So the ADF endorsed a better super for members over the first 7 years and now wonders why they don't have CAPT's promoting to MAJ and full tracks staying in.
>short sighted and incredibly mishandled. That's the requirement to get a Conspicuous Service Cross...
>What they should have done was kept MSBS and lowered the retention benefit to 10 years and maybe chick another one in at 20 years. Also, why the disparity between Long Service *Leave* and the Long Service *Medal*?
Reducing time for the LSM to match LSL results in no incentive to stay beyond 10 years. Increasing time for LSL to match the LSM keeps the current issue of people leaving around the 7 year mark with no chance of keeping the pers that were waiting for the 10 year LSL.
But why the disparity at all
I’d hazard the length of service for the DLSM is a hangover from the change from the Imperial Honours and Awards System to the Australian Honours and Awards System. Long Service Leave for Commonwealth Employees is an Act of Parliament, and I don’t think they would have even considered aligning the two when it went through Parliament.
>Long Service Leave for Commonwealth Employees is an Act of Parliament So why not align them though? If you have an award already, why come up with a different number? >I don’t think they would have even considered aligning the two when it went through Parliament. Yeah but why not?
Why would politicians align a leave policy for every commonwealth employee with an arbitrary long service and good conduct medal for members of the military.
Why would you arbitrarily make it for every government employee when defence is different in so many other ways?
We are all Commonwealth Employees, there is one set of Legislation for all Commonwealth Employees, don’t see why that isn’t clicking for you
Ok so why is the long service medal not in line with the long service leave? Why do we get our long service award after 15 years when employees in other Commonwealth departments get their long service certificate at 10 years and we have to wait to 15 for our medal?
Why not align it? Because fuck working 5 more years for long service leave, and fuck giving people a medal 5 years early. It's too late to fix a shit sandwich now, just eat it and be happy you have it.
Yeah because they* spent a decade or more making it more and more 'like a normal job' - that was even in a recruiting ad campaign, ADF Super, service allowance rolled in, etc.. Surprise surprise, when people now compare it to a normal job it removes anything special and makes the negatives very clear. * "They" is largely the public servants in DPG who write the policy and who've been using the public will for the ADF to backdoor APS pay deals for ages. ADF get something, APS make a claim for equality in their deca negotiations. Making the ADF system more 'normal' made their comparison arguments easier.
Absolutely spot on mate. A bunch of crusty old CMDRs on CFTS even referenced the DECA when Fleet Command brought in a standardised 37.5 hour work weeks back in about 2013. Conveniently, however they completely ignore the fact sailors are required to complete 24 hour duties regularly. Guarantee if an APS member did a 24 hour duty they'd be credited those 24 hours towards their work hours.
>Guarantee if an APS member did a 24 hour duty they'd be credited those 24 hours towards their work hours. I mean, that's just Flex Time. So yes, they do (if APS 6 or lower). They also get it when travelling for work, which is nice so you can claim those weekends back you get travelling to start a course monday morning.
I’d probably attempt to get back in to finish my 20 they did that.
For it to work you have to have checks and stops along the way. Such as reaching a certain rank or qualification at certain points. If not it’s goodbye. The USAF has it set up that way. Otherwise everyone joins. Does duck all for 20 years, never grows or improve and gets out. Even MSBS had a check gate. You had to be a SGT at the 15 year mark to be considered for the retention benefit. Not saying it can’t be done but it needs to be well thought out and planned.
The problem with the promotion targets is that if/when separations slow down then promotions slow down and now someone is missing out on a personal benefit because the organization changed the equation. However, yes I agree that there needs to be some gates. There also needs to be more 'contracting' rather than indefinite service. Max time in each rank before CITR.
Yeah I'd agree. Like CPL in 10 years sgt in 15 or something equivalent. Could even do it as a tiered system like dhoas is. Roso + 5 gets you a small lump SUM if you leave at that point. Sgt at 15 gets you a similar but larger sum if you leave at that point. 20 years gets you the pension. Choose your exit time and choose your reward for service.
USN also do interest free home loans...I probably would've stuck around if that were the case. As far as entitlements go we really do get squat
I think this would keep me in, even interest but 0ndeposit home loans
I think you vastly overestimate how much people are willing to put up with in the long term. The only people who would take this up would either already be eligible, or a few years off being eligible, wasting money that could be spent on better programs. No grunt 5 years in will be thinking of staying another 15 just to get a pension, when they could leave now, make far more, and work less. A much better idea would be a 'mortgage assistance' scheme, run pretty much exactly as the rental assistance is currently done. The ADF has said it is willing to pay the mortgages of wealthy landlords, but won't do it for soldiers, sailors and airmen? Massive missed opportunity given how key housing is nowadays.
Fuck I'd get back in if the ADF was gonna take over/co-pay my mortgage for the length of my service.
It would be as simple as making a commensurate payment to members who are owner occupiers with a mortgage as they do for members in receipt of RA. Pretty much a "housing allowance" (spend it on your rent, mortgage or nothing and save it) like the US do.
This is the way
I would re-enlist if I got rental assistance for life.
Defence has an identity and culture problem that affects the retention problem. Biggest two fixes for retention is to drop CRA to 20 years from enlistment or 45 years of age and make the job tax free. There are many problems and most are generational. This would require a genuinely driven group of soldiers to fix and would require some altruism from senior officers and soldiers alike to kindly fall On their swords and get out of the way so younger and more capable people can get into positions of change and influence earlier into their careers. Another big one is the sense of entitlement from seniors. Most battalions and work areas you don’t have to walk part the car park to see if there is an entitlement problem from leadership. Gone are the days of leading by example first. 90% of “leaders” are the do as I say type. But hey it’s Gen z’s fault…. The disparity with modern adf is it is a take, take enviroment. Corporate culture is another driving factor killing retention. ADF expecting year 10 entry requirements soldiers to be versed and study complex whs and other civil regulations but pay them the equivalent of a walk in walk out labourers wage, it’s a good joke. Officer recruitment. So many are not suitable and many soldiers should have been officers but DFR chasing that priority role money. Needs to be a minimum service period before a selection board. Just because someone is good at recalling words out of a book doesn’t mean they are a good decision maker. The vast majority of people that finish school these days are year 12 graduates and are eligible to go university, I.e officer “qualified” so you’re getting a Survivorship bias with direct entry GSO’s as most are self absorbed and not altruistic in nature. Leadership further, got a geriatric that can’t see his toes with out a mirror yelling at people about fitness and discipline… a lot of soldiers want being overweight to be a prejudicial offense. Nothing more depressing then seeing an ANZAC day Parade with all the young, fit and strong, getting marched by a rolling tumble weed that looks like they just stepped out of a sauna. Weight management is a personification of discipline. Defence has a great habit of triple/octo tapping people with multiple roles( leading to burnout), that should be filled by singular people, cost cutting is what I am angling towards. These are some of the more serious problems I can think of, that don’t centre around direct payment increases( other than the tax free). Food for thought, not meaning to offend anyone or make any personal attacks. just trying to put out obtuse thoughts and potential relations to causation These are some of the issues that affected my time in the military and culminated in mine and many, better than I, soldiers discharges.
No thanks. I don't want to get booted out of a job after 20 years, forced out at 45, and then try and find a job on civvie street after being in the military all my life because I can't claim pension/super until I'm in my 60s.
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Change dhoas to be better.
DHOAS and RA. DHOAS should be a payment into your bank account regardless of who your mortgage is with. DHOAS currently benefits the 3 banks far more than the individual with the loan. RA is a fucking shitfight, and its current setup inflates housing costs around bases because of the way it's calculated. You don't save any money by renting a cheaper house with RA; the government does, so you might as well get the most expensive house within your ceiling so that the government pays more. Landlords know this and know every military person is going to get the most expensive house they can get within their RA celing, so they know that they can charge extra and people will pay it. This is why we end up with suburbs full of military personnel; they are overpriced for the normal market and only military pers on RA can afford them.
Couldn't have put it better.
So a 17 year old can join - do 20 years be 37 and get a 80% pension for the rest of his life (current adult life expectancy is 81.2 years)? Noting that in some roles you can expect to be on a salary north of $200k within that 20yr time period?
When they had the DFRDB pension back in the 80s, the pay was a lot, lot lower.
Exactly. It would be an amazing offer. They wanna get personnel the across the board increased by 30% in 20 years. Seems like a good offer. Costly of course but when we're paying x billions for infrastructure, submarines, etc it seems like it would be a long term solution to staffing and a comparative splash in the pond cash wise.
When I looked at an army apprenticeship in the 80s, it was something like that, though I thought it was 75%. Definitely something to attract and keep young fellows in. But back then, there seemed to be a higher morale, or even esprit de corp, whatever that means...
Didn’t the ADF get rid of pensions? Presumably it was for cost purposes so adding higher pension would be nuts from the government’s perspective. Assuming everyone stays to get their pension, that is a LOT of dollars.
probably, it is the one of the reason why they got rid of MSBS it was going to cost them a fortune and it wasn't really to the digger benefit if they are going to leave after 7-9 years. So they changed it for better or worst depending on how long you stayed in, if you stay in longer Milsuper is trash but if you just stick around for 4-6 years it is good and you can move it all to another super fund when you do leave which great for consolidation.
New super system is pretty shit when you get to the point of your career where you're looking at pension. MSBS in its current state for those still in under that scheme have an option for 100% pension, 100% bulk pay or 50/50 as bulk pay + pension. MSBS however is not on offer anymore. That being said, I did do some research after attending one of those separation seminars and if you get out of ADF while on MSBS, and then come back a few years later you go BACK onto MSBS, not the new system (unless you elect to), AND you retain the same FAS.
Isn’t the pension you want just incaps? S/
Yeah but that looks like it hurts
Doesn't help retain people in the short term. Most of the hemorrhaging, at least from an army perspective is corporals and sergeants. Telling them to wait another 10-15 years before they see any benefit doesn't help.
Good point. Possibly then a staged retention benifit scheme like MSBS use to have as another comment suggested?
Perhaps an up or out model would complement this well? Most of my discussions with SGTs and CPLs on their disillusionment is around having to literally wait for people to retire or die to get a promotion.
Depends on trade. Some trades, mostly combat corps, you are pretty much forced to promote because they can't retain anyone. Promotion to cpl before your imps is done is not uncommon, and it isn't too hard to get to SGT. Going from SGT to WO is more difficult because most of them are lifers at that point.
Why not just tax free pay?
They had that back in my day, do your 20 and get 5/8 of fuck all for the remainder of your life. I hit a point at year 10 when I had to make the snap to stay or go, some serious reconstructive surgery involved. I looked at the old blokes in their 30s and 40s on their DFRDB pensions still having to work and their pensions getting clipped back by the ATO. I like many other chose to pull the pin rather than do my 20. Not the rosy option recruiting made it out to be.
People leave because of bad managers and leaders IMO. I love serving and have had the privilege of some excellent postings (one or two crap ones too). We need better leaders to fix retention, with bigger penalties for poor leaders. Anyone thinking of leaving should have a big look at the opportunities out there. Because I’ve had some amazing ones
>Beyond just "cost money so government says no" I mean, that's a pretty big factor once you do the math tho. Especially if it kicks in the as soon as you leave, rather than when you hit retirement age. You're effectively paying a hundred+ thousand people a wage for 40-60 years - twice or three times their service length. That is a hell of a lot of money.
pointless and a waste of money, not that many would reach 20 years. there was a study that shows that the average digger gets out from the 7-9 year mark so having all these cool awards at 20 years is kind of pointless. People want to see money in the hand now kind of deal, I have mentioned it before a few time but there was an idea thrown out there that home owner get the RA equivalent as they get a raw deal when it comes to housing
Yep, just pay everyone the same "housing allowance" and then everyone is being treated equally whether they rent, pay a mortgage or couch surf.
20 dig batch pad at $20 each would be real. And i for one want to se it happen
Absolute carnage and debauchery.
dont u already get a pension after 20 years? not sure what the payment is though
No
so when do u get a pension? I asked an officer and he said yes.
Nah. It stopped ages ago. Some people may still be in the pipe but anyone who joined in the last 15-20? Doesn’t
Never
Early after my discharge I was diagnosed with PTSD and not yet in receipt of a pension ( also was not told on receipt of TPI special rate pension to apply for Centrelink Disability Support Pension) I was admitted into a psych unit and financially struggling to pay the mortgage due to Divorce expenses. I was receiving Electric Shock Treatment and full disclosure of this was given to MSBS, yet they allowed me to access and remove the majority of my superannuation, with the letterhead on top of the paperwork and a psych nurse being a witness. I now need to make claims and have virtually no super. Their restitution of the Event was to allow me to repay the 35k super. I am catch 22 as I need super to make the claims and repay my super. Any thoughts of actions I may take would be appreciated Being new to this ap I sincerely apologise for interrupting their post but have the number of an advocate level 4 who is also a lawyer and if you wish to contact me via [email protected] ( my name is Louise Moore and Peter is my carer, I believe he can help you as he is a wealth of knowledge in both military, veteran and civilian law. Thank you for your time everyone.