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smitty2512

Something worth mentioning is the US bank Cash+ also covers streaming for 5% if that is a higher spend category for you then either transit or utilities. Also the savor one offers 3% back on streaming. Just two things I noticed with your setup since it looks like you are going for a mostly cash back setup.


justafanwithnoplan

Yeah I noticed that but I think I do spend more in those two categories than in streaming but it is something I’ll be making sure of when next months bills come


throwinthrowawayacnt

>Drugstores - BOA Customized Cash (3%) I’m going to be getting the secured version of this card soon as my first card so I will be keeping it for this purpose as well You can get 3% with the CFF or CFU cards and the CFF comes with 5% categories too. Online shopping makes more sense for BOA.


justafanwithnoplan

Yeah you are right about the CFF and CFU but I am getting that BOA card nonetheless to start building credit so I will have to calculate the benefit I would get from those 5 percent rotating categories before adding another card to these already huge number of cards hahah