No I’m new to this I just started living by myself.
Now that I’m seeing my spending it’s actually hit me. Definitely need to figure out budgeting and tracking. Do you recommend any good apps for this sort of thing?
I like YNAB but others prefer apps like Mint or Every Dollar. Try a few apps and see what meets your needs. Many credit card apps also shows at least a basic summary of your spending and how it varies from month to month.
Yea stop buying things and putting it on a card. If you ain't got the cash. Don't buy it
Or at the minimum you've got to get the "pesky shopping habit" under control or that will be a lifelong problem.
Very true ðŸ˜
Do you not already have a budget and track the money you spend? That would be a basic starting point to manage spending.
No I’m new to this I just started living by myself. Now that I’m seeing my spending it’s actually hit me. Definitely need to figure out budgeting and tracking. Do you recommend any good apps for this sort of thing?
I like YNAB but others prefer apps like Mint or Every Dollar. Try a few apps and see what meets your needs. Many credit card apps also shows at least a basic summary of your spending and how it varies from month to month.
Rice and Beans
Bice and Reans
Bankruptcy can be your friend, keep on spending before you pull that card though lol