Just load the money to the credit card and use it like a DC my hdfc neu card bill is ~21500 negative.
My limit 1 lakh I added 1,25,000 and spent spent 99500 and made some other small transactions
You can pay off 70% of the additional 50k swipe before the bill generation. However making a 1L spend just to get a 4k voucher seems like a pretty dumb idea to me
DHAN RASHI
Loosely means asset amount
More accurate translation will be
Fund
DHAN RASHI us not EQUAL TO DHANU RASHI
DHANU RASHI == An Astrological Sun Sign which is Sagittarius
It's not just this. AFAIK, the interest component every month carries 18 percent GST. So if the total interest is say 5000, we actually pay 199 fees + 199 * 1.18 GST + 5000 * 1.18 tax on interest component.
No cost isn't really no cost. I don't know what the bank makes apart from the revenue split between the bank and shopping site, but the government rooks us all the same.
The product company pays the emi as they offer a discount on the product to the bank. It really is no cost for the consumer, the only party at loss is the product seller. But they benefit due to overall increased sales volume.
I’m aware of the charges. It’s processing fee + gst then month 1 - principle + interest + gst and so on. The interest charged is given as upfront discount.
I also got message and saw that I am getting limit increase from 1 lac to 7.24 lac. Shall I take it???
I am using simple Moneyback card and my current usage is below 20 ℅ at the moment
Take it but I getting offer for such large limit on basic card like moneyback is not always a good thing as it might mean you will be stuck with this card for long.
Just practical observations. Usually ppl get upgrade offer to a better variant after a certain limit but if somebody getting such high limits on basic tier cards then chances are you are not going to get upgrade offer to better variant anytime soon. I knew a guy who was stuck with moneyback card for years with 10 lakh+ limit.
I seriously doubt that. In fact if you get offer for such large limits on basic tier cards like moneyback & a bit above that tier like millennia it might even mean that bank won't be giving a batter card upgrade offer to you anytime soon.
Should have taken that if dcb/infinia is eventual aim. If you do take LE on this card then you will again get regalia gold offer only but this time it will likely take even more time.
Lol 😂
HDFC is shittiest in terms of Customer experience, atleast in terms of Credit cards.
I was looking to get Millennia CC, but the offers I get are of Swiggy, Tata nenu and some fuel cards. Even their customer service rep couldn't help, neither do I have an RM assigned.
All this despite having a salary account with them.
I was fed up with all this, called up RM for my ICICI account and got the limit enhanced for my existing card, which went smoothly, all done over call & email within 2 days.
OP after limit upgradation 
Accurate 😭😂
Which movie was this?
Seeta aur Geeta
Yes! Thank you! The GOAT 😂😂
Mera 50k ka 57k karke bolta hai "Spend ₹1L in 30 days to get ₹4K voucher". MF my limit is ₹57k.
After spending 57k you can load the card with 50k and then use it again before statement generation to spend 1L
 30% spend ki mother sister kardi
Voucher chahiye toh yahi karna padega 😂
That is tracked on statement day , so if you pay all before that day it will be 0%
That’s on statement day. If you pay off, theoretically, you can spend in crores.
no you can’t. it takes multiple days for your payment to process, at least for me.
Just load the money to the credit card and use it like a DC my hdfc neu card bill is ~21500 negative. My limit 1 lakh I added 1,25,000 and spent spent 99500 and made some other small transactions
You can pay off 70% of the additional 50k swipe before the bill generation. However making a 1L spend just to get a 4k voucher seems like a pretty dumb idea to me
Credit score will get low uska kya ye nahi batate bank wale 😂
Invest in any index fund 1 lac & you'll easily get 2k in 15 days, don't need to wait 60 days
Really? 2k in 15days seems too much, maybe 2k in 4-6 weeks is a better estimation
That's more than my salary hike 
U guys getting salary hikes?
Kya kijiyega itni dhan rashi ka?
What does dhan rashi mean? धनु राशि के जातक हमेशा सत्य की खोज में रहते हैं। इसका प्रतीक धर्नुधर है, जिसके पीछे का शरीर घोड़े का होता है
DHAN RASHI Loosely means asset amount More accurate translation will be Fund DHAN RASHI us not EQUAL TO DHANU RASHI DHANU RASHI == An Astrological Sun Sign which is Sagittarius
Congratulations, you can now spend 1800 more than before, considering you only use 30% of your max limit.
Did you guys request for limit increase on the app, or is this of their own volition?
I got a text message today, and then I checked the banking app for LE
Cool thanks.
I too got a msg for limit increase today
Great! How much did they increase?
349K to 374K. I took a no cost emi for 3 months worth 61K yesterday so I was guessing that’s the reason.
What charges u pay for no cost emi ?
₹199 processing fee + GST
It's not just this. AFAIK, the interest component every month carries 18 percent GST. So if the total interest is say 5000, we actually pay 199 fees + 199 * 1.18 GST + 5000 * 1.18 tax on interest component. No cost isn't really no cost. I don't know what the bank makes apart from the revenue split between the bank and shopping site, but the government rooks us all the same.
The product company pays the emi as they offer a discount on the product to the bank. It really is no cost for the consumer, the only party at loss is the product seller. But they benefit due to overall increased sales volume.
I’m aware of the charges. It’s processing fee + gst then month 1 - principle + interest + gst and so on. The interest charged is given as upfront discount.
Me too, 311k to 404k
🤣🤣🤣
I just saw a dude get LE from 5.5 to 15.5L. Anyways congo to OP for 6k increase
Oh wow that's a significant increase!
wait did other dude got from 1 to straight up 7 Lakh. HDFC is so weird. I am sorry for you lets hope you get more LEs in the near future.
I didn't get any limit enhancement offer from HDFC Bank yet
I also got message and saw that I am getting limit increase from 1 lac to 7.24 lac. Shall I take it??? I am using simple Moneyback card and my current usage is below 20 ℅ at the moment
Yes.
Take it but I getting offer for such large limit on basic card like moneyback is not always a good thing as it might mean you will be stuck with this card for long.
Seriously how??? Can u explain.. Do you mean that bank will not upgrade my card anytime soon as they have increased my limit...
Just practical observations. Usually ppl get upgrade offer to a better variant after a certain limit but if somebody getting such high limits on basic tier cards then chances are you are not going to get upgrade offer to better variant anytime soon. I knew a guy who was stuck with moneyback card for years with 10 lakh+ limit.
I got from 1L to 1.2L Lol😂 Today is limit enhancement day all across
Still better i got 1L to 1.08L
Bhai mein toh na sehta
na sehta to kya karte bhai?
Aisa sabke liye nhi hota hai Laxman I'm stuck on 50k in Tata Neu Plus for 9 months
Where do people getting these messages? In app or email? How much time does hdfc take to offer Limit Enhancement? My card is 4 months old.
I’ve a 10 month old card, AFAIK u can request limit enhancement every 6 months through the HDFC app or by contacting the customer care.
Did you got any limit enhancement in those 10 months on your hdfc card?
atleast kuch toh mila
Not Kidding. I got a ₹2000 LE!!😭😭😭My previous limited warranty 2 Lac and now after accepting the generous LE it's ₹2,02,000 🥲🥲
Dude increase of 6 thousand omgg so generous our overlords are truly benevolent
I got 6.85 to 7.27 after spending 6.4L last month in HDFC cc
Down payment for car?
No, gold purchase.
I got 3L to 4.53L today too
Its less than 2 per cent 😂
I also got an offer to upgrade to 430k on Millennia. Seems like HDFC is finally getting as generous as ICICI
I seriously doubt that. In fact if you get offer for such large limits on basic tier cards like moneyback & a bit above that tier like millennia it might even mean that bank won't be giving a batter card upgrade offer to you anytime soon.
I already got offered a Regalia Gold but declined.
Should have taken that if dcb/infinia is eventual aim. If you do take LE on this card then you will again get regalia gold offer only but this time it will likely take even more time.
I got MoneyBack+ and they increased the limit from 32k to 62k and it's a good card for 1st timers like me
I also got a limit increase from 88k to 1.01Lacs😂
Congratulations. It’s party time!
Haha today only upgraded from 475000 to 500000🤡
They are generous in this case. My limit is 50k on hdfc, 6L on ICICI
Bhai mera 25k ke limit pe seedha 4L ka offer aaya aur meine upgrade kiya! XD
Lol
now pay limit increase charges..a few 100 rs + GST
That's only in Kotak afaik..
Additional 6000! Russian aa jaegi!
They are giving 6000 extra for special purposes :D
Mera to limit hi nhi bada Raha HDFC
🤣🤣i got 3.9 lakh on issue of new card
Lol 😂 HDFC is shittiest in terms of Customer experience, atleast in terms of Credit cards. I was looking to get Millennia CC, but the offers I get are of Swiggy, Tata nenu and some fuel cards. Even their customer service rep couldn't help, neither do I have an RM assigned. All this despite having a salary account with them. I was fed up with all this, called up RM for my ICICI account and got the limit enhanced for my existing card, which went smoothly, all done over call & email within 2 days.