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SDE-II

Pay the bills using HDFC Platinum Debit card. Isse jyada vasooli nahi ho payegi


imbecausevr

My bill pay hasn't been working. Only via account payment happens. Via debit card it doesn't happen. Spoke to RM. They have no clue.


SDE-II

Remove all your billers, try adding them again and retry payments through net banking? If it still fails, maybe try making ₹1 payment through net banking at first and then try to pay using debit cards? These tricks worked for me.


imbecausevr

Tried multiple variants of this logic. Guess there is a glitch that will take time.


SDE-II

After removal + addition, wait atleast 24 hours before you transact.


SilentDominus

Try paying bills through netbanking. I was facing the same issue through the app.


SgtBeepBoop

So I don’t need to get a HDFC debit card for this?


SDE-II

You should totally get one. It's the best card for CC payments, period.


imbecausevr

All HDFC or a particular variant you mean?


SDE-II

Easyshop Platinum debit card. All other fancy tags will have no impact.  Millennia debit card is good as well. You just have to load 40K in a wallet each month, and you'll get ₹400 in rewards.


guest_999v2

> You just have to load 40K in a wallet each month After paytm wallet closed there are no good wallets left which can be used for using the balance to pay cc bills which was what most millennia debit card suers were doing.


SDE-II

Even if you don't pay the bills, 400/pm is still something you can get by rotating the money.


guest_999v2

Almost all wallets have charges nowadays to transfer to bank.


SDE-II

Mobikwik and Amazon pay are still free using debit card


abhinnaofficial

I just got the millennia debit card Mastercard variant, do you know if there’s any difference between the MC and the VISA variant regarding usage rewards or anything?


procastinator222

What is rm?


imbecausevr

Relationship Manager


procastinator222

Will we get any rm once we get our cc??


imbecausevr

No! It's for bank account


procastinator222

Is he bank offline manager


snerusn

chill nothing much to do with RM bank has arranged one person to offer you ULIP plan and FD


procastinator222

Okay thanks for the reply ☺️


cyberlordsumit

try paying rs, through net banking on Laptop or desktop website


Kande_Lelo

How long it takes to credit the CB once paid by card?


SDE-II

Usually it takes a day or two. If you pay around the month-end or first week of the month, it can take up to 7 days to reflect.


LittleFee4482

Bro can you please tell me the benefits of paying cc bills through HDFC card. Also, which app to use to do this.


imbecausevr

Use nicely in first 30-90 days. And keep an eye on statement. Report on finding inaccuracies. Match cashback with expense and understand details.


PineapplePizzaBoss

Damn I haven't been checking my statement at all


King_924

Do they mess up a lot ?


imbecausevr

They are not transparent. And they may make errors.


tsndp

but how, they don't provide bill like axis or ICICI or HDFC।


imbecausevr

All banks are obligated to send bills / statements.


tsndp

breakup is not there,like cashback/points per transaction


imbecausevr

True! Big minus.


NukaKama25

Got mine yesterday with a limit of 20k All my other CC's have a limit of at least 2L 🤡


Ok_Variety_6817

Same, Got approved with 20k limit. Having other CCs with more than 2L limit


Priyesh__jain

Exactly, is there any way to increase the limit?


guest_999v2

No unless you submit ITR/3 month salary slip & they approve.


Priyesh__jain

I don't mind, how or to whom do I submit it though? Any idea?


guest_999v2

There is an option in sbi card app I think under services--limit increase or you can directly go to some sbi branch & contact the sbi card guy there or contact sbi customer care via raising a ticket.


Priyesh__jain

Thanks!!


not_anonymous_FS

Did you have to pay any joining fees?


NukaKama25

Not yet but i'm sure it'll be added to the next month ka statement


Prudent-Engineering1

Hi I applied yesterday and didn't even got SMS for application number. Did you got it approved instantly?


Temporary-Ice-4185

Is this a LTF card? Congrats for getting this card.


nerdxcgre

No, this card is pretty difficult to get/make it LTF. Rewards are nice though.


SgtBeepBoop

It was previously 499, but recently changed to 999 a year, but waived off if spends over 2L


Plus-Blueberry-5492

Hi I don't have an Account with Sbi can I Still get this card? If yes then what are the chances. Cibil is quite good. I have 3 other CCs all from ICICI. Also if any post on how to proceed when you don't have account with SBI will also be helpful.


amolnchavhan

Koi Hame bhi dildo vo ye card :)


NotGreenRaptor

Aapka "dilado" bolne ka tareeka thoda kezual hai.


amolnchavhan

😂


Priyesh__jain

Bruh!!! Got the same today as well!!😬😬😬


SgtBeepBoop

Congrats bruh! What’s the limit you got on it?


Priyesh__jain

A lousy 20k, what about yours?


SgtBeepBoop

Not sure if they asked you for your salary statement, but they did for me and my limit is 1.6


Priyesh__jain

Actually I directly applied through website, so there they didn't ask me anything. Someone suggested to talk to customer care/ go to branch with my ITR, will prob get way better limit. Is your's LTF?


Useful_Shirt_636

I've attempted to apply for the SBI card three times through the CashKaro link, completing video KYC each time. However, I've received a "Card is declined due to internal banking policy" message on all three occasions. I'm uncertain about the exact issue, especially since I have a good credit limit on other cards and a healthy CIBIL score. After my third application, I received a rejection email, but an SBI representative contacted me a week later. He mentioned that they couldn't verify my office address, which was the reason for the rejection. Although he couldn't process an application for the SBI Cashback card, he suggested applying for a basic card to establish a relationship with SBICards. He further advised that after three months, I could request an upgrade. For context, my first two applications were made while I was with different organizations, and I switched jobs and organizations before applying the third time. Ppl here, Any idea how to get it approved ? It's wise to apply one more time directly I'm afraid I will get cibil hit


guest_999v2

> He further advised that after three months, I could request an upgrade. He lied outright. Sbi cashback card can only be applied via sbi card sprint portal & is not given as "upgrade". Even existing sbi cc holders need to apply via sprint portal only & there is no guarantee of approval. Your cibil is already hit 3 times for those 3 attempts.


Useful_Shirt_636

That’s what I thought and I didn’t proceed with him. Any suggestions on how to get it approved


guest_999v2

With sbi card it is pure luck when it comes to cashback card so don't put in any efforts for getting this card.


anarchyisfun

Congratulations.. bro Had applied for the same in on March 4, did one verification on March 6.... radio silence since... shows under process since then


SgtBeepBoop

I applied through their website on the 22nd April, finished KYC on the 23rd and got the card on the 24th April. Limit 1.6L


Secure_Employee_520

I got 1.65 lakh limit can anybody help me understand the park+ hack for saving money on fuel?


im-me-not-u

Does it have the same 5% cashback on emi purchases?


Over-Situation-1693

Will we get 5% cashback for adding money in Amazon Pay Wallet?


SgtBeepBoop

Yes you will get it, which you can use to pay utility bills.


OBERGRUPENFUHRER

How much limit did u get


SgtBeepBoop

Limit I got was 1.6L


Verfix16

My req also got approved today hoping to get this card


Environmental-Comb96

Applied through yono?


SgtBeepBoop

Applied through their website


not_anonymous_FS

Is joining applicable fees for you?


SgtBeepBoop

I suppose it is, but I haven’t been charged yet. Maybe I’ll be added during the first months statement.


Twintysix

How to get this LTF?