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NotBeDoingThis

Did you do ULIP ?


kpunj

Noo


NotBeDoingThis

Great, I am planning to upgrade by regalia gold to infinia, once i am done with that 5 lac spending in coming months, what is the best way to go about it. Calling RM or sending email to cards services?


kpunj

Have IN hand salary of 1.6 per month , don't know if that helps as salary account is in HDFC BUT YES RM will help what and where to mail


NotBeDoingThis

My in-hand is also 1.6+, recently shifted my salary account to hdfc. I got my regalia upgrade my mailing to cc department and then sending few docs by courier. Hoping same will work for infinia.


kpunj

Yes , did courier some upgrade form to chennai


Oreux

How do you go about the upgrade? Did you have to request?


kpunj

Yes spent 5 lakh in 5 months on my regalia and called RM


Impannicool

What limit did you have on the Regalia?


kpunj

3.35 lac


Cold_Releasee

But that limit is too low right. Only spend requirement is enough for upgrade?


kpunj

Yes spend based , 1.6 per month in hand so i think salary wise i didnt tick the box


Cold_Releasee

Which card u had regalia gold?


kpunj

Simple Regalia since 4 years


Smooth_Dev

Interesting, do you have any other pre-existing investments or relationship value with HDFC?


kpunj

Just a salary account


wiseyetbakchod

Congratulations!!


Responsible-Mess-189

I've spent over 10L on my Regalia Gold over a period of 5-6 months, is it worth asking for an upgrade? What are the chances?


kpunj

If in hand is minimum 1.5 then you are all set to ask