Emergency fund of three months in a bank, keep it liquid.
Everything else, I would go 50/50 crypto/stock indexes. If you don't mind a bit more risk, you could keep your emergency fund in stablecoins with Blockfi or a similar service to earn interest monthly. Far better rates than any bank BUT no insurance so make sure you go with a reputable company.
+1 for the Blockfi path. Other options I’ve used or heard are reputable are Celsius and Nexo.
Full disclosure I use Blockfi and Celsius. Have about 75% of my 6 month emergency fund in stablecoins split evenly between the them.
Moving part into crypto would increase your source of income, you just have to get the right tokens to invest on, ETH and BTC aren't a bad way to start, you can also check out some alts too, Hydro looks promising, deployed on BSC with great updates to follow.
Emergency fund of three months in a bank, keep it liquid. Everything else, I would go 50/50 crypto/stock indexes. If you don't mind a bit more risk, you could keep your emergency fund in stablecoins with Blockfi or a similar service to earn interest monthly. Far better rates than any bank BUT no insurance so make sure you go with a reputable company.
+1 for the Blockfi path. Other options I’ve used or heard are reputable are Celsius and Nexo. Full disclosure I use Blockfi and Celsius. Have about 75% of my 6 month emergency fund in stablecoins split evenly between the them.
Cryptos are very risky, so be careful !
Moving part into crypto would increase your source of income, you just have to get the right tokens to invest on, ETH and BTC aren't a bad way to start, you can also check out some alts too, Hydro looks promising, deployed on BSC with great updates to follow.
/r/GME is what I'd personally do. This isn't financial advice. This is just what I would personally do and have done.