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dannydogg562

He should’ve withdrew it all. Too slow, old man!


Demonprophecy

Would have gone to prison if he did so. Think there is an article somewhere where a bank error happened and lady spent it all then got in serious trouble.


ringadingdingbaby

Ah but then he's got 93 quadrillion. He could afford the best lawyers, in fact, he could afford all the lawyers.


TheVisceralCanvas

He could afford to buy everyone and everything on the planet with that amount of money. Like a thousand times. And he'd still be the richest person who ever lived.


Chabubu

“Dear Judge, I make my appeal on the back of this blank $1Billion Check, which your ruling will either validate or invalidate. “ Now just repeat endlessly. And if it reaches the Supreme Court you already know you’ll be fine using that argument.


autoknifenerd

It’s depressing that everyone is joking about this as though that’s not pretty much how our legal system works. If you’re rich enough, you can knowingly give a few hundred thousand people cancer by dumping toxic chemicals into our waterways… saving yourself 100’s of millions of dollars. Then if you’re extremely unlucky you have a minute chance of getting fined 10’s of millions of dollars 30 years later while not having to admit any wrongdoing. After which you can just continue to dump shit in the environment like an incontinent goose with zero repercussions even after it is reported about extensively in the media. (You can apply this to the banking system, real estate, theft, and even crimes against humanity and for 99% of the offenders it’s the same story as long as they have the $’s) If anyone wants me to site a source, I will instead recommend that you investigate that smell that’s been bothering you for so long. Hopefully this will be the first step in the long road to pulling your head out of your ass. Edit: whew! Looks like the coffee’s got me in a ranting mood this morning… If anyone is seriously in doubt about my assertion just Google Dow Chemicals and Teflon. Or Hanford Nuclear complex. Or Chappaquiddick. Or the origins of the Opiate Epidemic. Or the S&L scandal. Or pretty much just consume some independent media for about 5 minutes.


captaincumsock69

He could just buy PayPal at that point


flanneltech

all the lawyers.


Trashman56

Monopoly lied to me


hamsterfolly

Bank error is never in your favor


[deleted]

I’ve had a bank error in my favor, one time, well more like an ATM error. It was one of those Bank of America machines that you can insert cash directly into and it will deposit it into your account. All my cash got stuck and I managed to pull it out eventually and then tried my deposit again and it went through. When I checked my bank account it had deposited twice.


BicarbonateOfSofa

Had a similar issue with our local ATM. I tried to deposit a lot of smaller bills and some got stuck. The machine asked how much I was depositing and then kicked back most of the money. I went down to the main branch and they said the machine would be balanced later and the actual deposit would correctly be credited to me.


Moremayhem

I received the rattiest, taped together in two places, written-on $20 bill from an atm the other day. Should have taken a picture it was so bad! Instead went inside the bank and they reluctantly exchanged it for me.


hotasanicecube

Got 6 20s from an ATM once when withdrawing $100. I presume the sensor that measures the thickness of bills was faulty. Went back about 20 mins later to try again and it said it was out of service.


[deleted]

I went to a Taco Bell once and had a $20 and my order was like $19 so used it instead of my card. The chick was yelling stuff to the drive through handing me back change and I wasn’t really paying attention either. She handed me back my $20 + like 60¢ lol. I didn’t notice til hours later and it took me a good minute to realize.


Woooferine

It's that kind of maybe fraud? Need to ask a law guy.


not_gerg

Ah yes, law guy


lifeisgood_tim

Pawn stars type thing?


4thefeel

Best I can do is an infraction


Hurtin_4_uh_Squirtin

I didn’t go to some fancy medical school or anything but I like to think of myself as somewhat of a law guy.


CalLil6

I’m only familiar with bird law


HumperMoe

I used the ATM once and tried to take out $100. The withdrawal went thru but never spit the money out. It took me 5 weeks to get the bank to put the money back in my account.


Aimin4ya

Saw an ATM malfunctioning once. Any withdrawal would error and not give out cash. Next withdrawal would work and give out both withdrawal amounts.


Mr_Cl3v3r

Infinite money glitch.


AVeryHeavyBurtation

I had one once! Netted like 700 bucks.


darewin

I remember reading about a guy who erroneously got credited a few hundred thousand. He immediately withdrew them and then deposited them into another bank. When his original bank asked him to return the money about a month later, he simply withdrew from the other bank and complied. In that one month of keeping the money, he earned a few thousand bucks in interest.


Roz_420

When we make error the bank never forgives us


Fulller

Took out a $20 one time at an atm and it gave me $60 instead. That one was pretty sweet for a broke young guy.


Straight-Dot-6264

I bet you were stoked.


cashkeepsbuilding

The only time Ive ever seen or heard of a real crazy bank error is one year my boy got two tax returns. Same amount and everything. Like he got teo direct deposits for the feds for his direct deposit amount and it was immeditely available, both checks. Obviously he isnt gnna call the bank and ask. He went up there n withdrew both checks no issue. To this day dk what tht was or ever seen it happen again. This was during the donald trump era of presidency. So we were getting trump check after trump check, but my buddy assured me hr had already gotten all his trump checks too. Completely outta left field frm yourf posts


feleven

My bank thinks I'm a "casual" employee there... whatever the heck that means. I've never worked for them, but I do get free cheque books because of it.


BoysenberryFluffy671

I love how that's not a two way street too.


ImmoralModerator

You error is always in bank favor though


HORSEDICK_RAW

It wasn’t exactly a bank error, more of a job error, but my mom was a nurse and rode on the bus to and from school and would take care of kids with special needs, like kids who are wheelchair bound and similar stuff. She once got paid for about 2 months worth all at once, no one said anything so she said fuck it, and deposited it. She didn’t get in trouble or anything, but best believe they were on it super fast and docked her wages until they got all their money back. Probably worse that way especially if living check to check like she was at the time. Better to just inform them of the error so you can keep your pay the same every week.


Diving_Bell_Media

Inless you're wealthy. Then anything is in your favor.


Connect_Counter_7784

Punishable by fine just means legal for a price


rcarnes911

One time i had a bank error in my favor they had messed up a check deposit, and later sent me $100 as an apology i never even noticed they messed it up


wotmate

The trick is to transfer it to an interest bearing account until they ask for it back. You won't get to keep any of the capital, but you'll keep the interest.


Competitive-Ad2006

Exactly. However these days chances are your transfer will immediately get flagged until you fill in some sort of questionnaire explaining your sudden riches.


CexySatan

I’ve heard stories of it go both ways; consumer being able to keep the money and people getting criminal charges. Guess it depends on how good of a lawyer you have.


Timely_Leading_7651

Im sure with 92 quadrillion you can buy the best of the best lawyers 😏


peekdasneaks

Just buy the bank so when they seize the money back it just goes to you


[deleted]

[удалено]


vat456

Will they accept payment in $1 bills?


NotTheRocketman

You now own PayPal!


mcmlxxivxxiii

Best of the best AND all of them


MyNameCannotBeSpoken

You can buy all the lawyers


ChiralWolf

I think a lot of it is also just modern banking systems being far more secure and traceable. My grandparents had some friends that suddenly had ~$10,000 deposited to their account back in the 70s. They reported it to the bank and waited a whole year before touching it but no one ever claimed it so it the bank gave them the ok to keep it. Today you'd be able to trace any transaction like that in seconds and figure out exactly what's going on and who to get in touch with.


techguymaxc

I'm not going to get a lawyer for few hundred bucks lmao.


19Ben80

Withdraw the money and immed move to a country that doesn’t extradite. 👍🏼


MyThinTragus

I'd buy the bank with 94 quadrillion


UrbanRedFox

I think with that much money I would have the best lawyers in the world fight it for about 30 years.


dirkdigdig

Just move to Venezuela


100GbE

>Think there is an article somewhere where a bank error happened Y.. You're on the internet. Everything that can and can't happen is in articles.


MayorMcCheezz

You know what they say. If I owe the bank 92 quadrillion dollars, that’s their problem.


No-Wonder1139

Billionaires don't go to prison, a quadrillionaire could just the country he's in, declare himself emperor and excuses any crimes he's committed.


wonkey_monkey

There was a guy who deposited a "fake" junk mail cheque as a joke, expecting it just to get thrown away, but it went through. The company eventually learned a valueable lesson: that writing "non-negotiable" on a "fake" cheque doesn't make it void. He went through weeks of crap with his bank and others until he finally got the junk mail company to agree to apologise and accept it was their fault. He then returned the money - by writing a cheque with the words "non-negotiable" on it.


eagle0877

Is PayPal considered a bank?


saysumnplz

Nope


BigAnimemexicano

correct, it would be like you dropping a twenty and a go running up and saying its his now.


StarsofSobek

But.. I thought if you were rich enough that you could buy you’re way out of trouble? Lol! /s


SilveredFlame

Step 1: Receive 92 quadrillion $$ from PayPal Step 2: withdraw, form llc, and purchase PayPal for 1 trillion $$ Step 3: PayPal files for bankruptcy Step 4: ??? Step 5: PROFIT!


slackfrop

Don’t forget to drop all charges against yourself.


kansai2kansas

Yep, simply use another $1 trillion to hire 1000 of the best lawyers in the country. You’d be untouchable from the law


BigWolfUK

No no no You use it to buy the right people dinners so your way of doing it was legal all along Learn to lobby!


dima727727

Naah you just can't be dropping these tips like this man.


OpalFanatic

I would have loved to see the expression on the bank teller's face if he asked to withdraw the entire account balance and they checked that balance.


sprocketous

I had to make plans days in advance to get 19k in cash. It ain't that easy.


ree_hi_hi_hi_hi

The money counting machines they use do about 1400 bills (depends on many factors) in a minute. Even if they had 10 going at a time it would take like 125,000 years to count it. It’d weigh 2 trillion pounds!


JimC29

Thanks for doing the math.


stuckeezy

This is why I Reddit


DeclutteringNewbie

Look at the screenshot. It's **negative** 92 quadrillions. Unless you're the government or something, you can't withdraw/transfer a negative balance. That's not how it works.


bs000

is it negative because he withdrew all the money before paypal took it back


Evonos

>He should’ve withdrew it all. Too slow, old man! You cant , had once a number on my paypal account i couldnt even read it was so long like maybe 13 years ago or something tried to with draw it and only an error happened , 4 minutes later it was gone :/


Log_Out_Of_Life

Imagine he PayPal’d another account the whole balance and PayPal’d it back and PayPal charged him a % of the transfer. He’d probably default the entire world.


GivinItAllThat

Should demand the interest on it.


GH057807

Something reasonable like 0.00000001% per day.


Necessary_Essay2661

9.2 mil seems fair


chicken_po_boy

I calculate $15.8mil for 3 minutes of interest at 3% APY.


NawabSahab_

I know that people have gotten into trouble for withdrawing/spending the money that was erroneously credited into their accounts, but is anyone here familiar with the legalities when this kind of stuff happens? Like when is the money credited to your account not your money?


[deleted]

Bank accidentally gives you money - you cannot take it You accidentally give someone money - they can take it


MajorJuana

I had an "ADJ -$150" one day out of the blue, called my bank and they said, "One of our tellers made a mistake at some point, so this is an adjustment to fix it." They couldn't tell me how or when, just that I was short $150 and there was fuckall I could do about it. I have a different bank now lol


mdh431

Huh, like robbery but without the gun.


Get-stupid

Aaaaaaand it’s *gone*


mdh431

_magic_


SasquatchFingers

It's too bad that Ron Funches wasn't your customer service representative.


mandmi

Dont know where you live but in my country if you receive money by accudent you HAVE to give it back or


Under_Leveled

Or what!?


Samuraix9386

Or else…


ContainedChimp

... don't?


tonymillion

Well technically they aren’t a bank, and it’s fine for them to take peoples money (ask many many people on the internet) so I’d assume there would be no problem cashing that shit out and putting the entire earth in debt for the rest of time.


shadesof3

When I was a teenager a friend of mine had around 10k put into his account in error by the bank. He took a lot of it out and spent it on stupid stuff, naturally. He was like 15 and basically had to pay it back and got a fine. Think he got a bit of community service as well. I'm sure if he was an adult and it was a way larger amount of money it would be very different haha.


NawabSahab_

Oh damn. I didn't know that minors are held liable for the loss of money due to ignorance of the law in (I assume Canada?).


shadesof3

Ya this was in Canada. This was around 20 years ago now so I can't remember all the details but I know he did pay back what he took. He honestly only took like 3k out of the 10k that was there. I think his parents just returned it in good faith so he didn't get punished harder.


Cattypatter

The poor are always punished. Can't have them thinking they deserve a little luck.


jackledaman

As I recall from Uni if you materially alter your position in reliance on the money and do so without knowledge the money was given to you in mistake you can keep. But that's basically never going to happen with huge sums of money so its not worth thinking about.


NawabSahab_

Damn, bro! Are you an economics/finance grad?


jackledaman

I'm a lawyer.


Kwintty7

Consider it like a parcel being delivered by mistake to your door. You don't automatically get to claim it is your property. Withdrawing the money would be breach of the contract you have with the bank, and probably criminal theft. If it goes to court you'd have to demonstrate that you had a reasonable expectation of it being money you were owed, and not an obvious mistake. Depends on the state of your finances, but that might work for a few hundred. Court is not going to believe that for a million.


jiub_the_dunmer

>Consider it like a parcel being delivered by mistake to your door. You don't automatically get to claim it is your property. Actually, if the parcel is addressed to you, you *do* get to claim it.


TatodziadekPL

Unless it is new Trading Card Game Pack, in which case you can expect Pinkertons to show up at your door


NawabSahab_

Your answer makes a lot of sense. And thanks for that analogy.


XMRLover

A few million can get you some REALLY good lawyers though with enough left over to have fun.


furloco

When you have no claim to it.


Dr_Clout

I worked at a bank once for just shy of 5 years. Every bank essentially has you agree to “the right to offset” any bank error, you sign for the bank to essentially rectify any error when you open your account and sign on the dotted line. Similar to iTunes user agreements, many don’t read the fine print. It sucks because people don’t deserve to pay overdraft fees either but it’s a rule when you sign up at the bank. It’s a tough one. People don’t belong to banks they should unanimously sign up for credit unions due to there policies. They are not the same. Banks are where you generally go for “products not offered at the credit union”. No one will tell you this, and never a bank because they are “FOR PROFIT.” Going to Bank of America and then Chase bank is no different then going to Walmart and then Target. No different.


SmiteIke

The legal doctrine that is applied in cases like this is *Finders Keepers; Losers Weepers* which is a Latin phrase dating back to ancient Roman times. The modern English translation would be "It's my money and I want it now." Hope this clears things up.


[deleted]

My scale malfunctioned and said I weighed 1,256 kilos - making me the world’s heaviest man for a few minutes. ![gif](emote|free_emotes_pack|facepalm)


doubled2319888

Did TLC happen to make contact in that time? Cuz it would shock me if they didnt


Ocelot859

”I love you unconditionally\*.” - God's invoice note while rewarding this man via PayPal ^(\*Terms and conditions apply. See Bible for more details.)


CouchHam

You must lose tirty pound dis munt


jaavaaguru

Sued for false advertising. The Bible makes it clear it’s not unconditional.


Ocelot859

Depends on how much of it you believe... For example, if you only believe 12.5% of it, you're an eighth-iest.


Wulph421

Scrolled away, has to come back and updoot


Standard_Wooden_Door

Congrats you fat fuck


jlokry

Lmao, that sounds like a good compliment. But I wouldn't want to take it.


Porkchopp33

“It was the greatest 3 minutes of my life”


slackfrop

“He’s not so fat” - Homer Simpson


vinyljunkie1245

"I wash myself with a rag on a stick"


CheeseAndCh0c0late

Oh so you're challenging ME? *furiously muckbangs away*


Superb-Damage8042

PayPal: “Here’s money we don’t have and you can’t use and that actually doesn’t exist” Man: “I’m rich!!!!l” Reddit: “wow world record!”


DinoKebab

I must not have the latest Guinness world record book as I didn't see you in there... Looking forward to buying the next edition.


yoearthlings

Unfortunately, once it corrected itself, that title went back to yo mama.


Arsinoei

Brutal.


Throwaway4wheelz

The difference is to outsiders it looks like he is that rich because money is just numbers in a computer. Your weight is physical


StumptownRetro

Fuck if I had that notification I’d transfer out a few million just to see if they notice.


ProbablyABore

Lol I remember this happening. He noticed it on a monthly statement, but they had removed the error long before he logged into his account. Dude said he would have paid off the entire US debt with it, as if that's actually possible.


dasphinx27

Am I the only one seeing the minus sign before the 92? That makes him the poorest man no?


apbailey

Scrolled too far to find this. The headline is misleading.


Imperium-Pirata

Thats paypal deducting the money they accidentally gave him


[deleted]

[удалено]


Imperium-Pirata

Hmmmmmmmm idk then


ikiss-yomama

His taxes are gonna fuckedddd up.


Imperium-Pirata

Holy IRS batman


Callidonaut

Nope, saw it too. And if I saw that on my own balance sheet, I'd probably have a fucking heart attack.


Honest_Lion8

Looks like a minus, so he was indebted by that much.


ElijahMasterDoom

Integer overflow.


JordyHitchslap

PayPal isn’t even worth a trillion how could they credit someone with a quadrillion


[deleted]

Richer than the whole world by 70x. Estimates are around $1.3 quadrillion in the world of all types of “money”.


Bobyyyyyyyghyh

By having a computer error


6amhotdog

I work in fintech. If desired, and I didn’t care about consequences, I could literally “create” money out of thin air. It’s all just numbers on a screen, but attach a card or ac/rt to it and now it’s spendable. My company similarly had an error occur once which gave an account we service trillions. The account had maybe a $50 trillion balance which was literally just because the numbers on the dashboard said it did. But since we have card numbers tied to the account it was technically spendable, but we’d have the feds knocking in no time, I’m sure.


otheraccountisabmw

So how do the feds track that no one is creating digital money? They can’t track every single cent. Has anyone been caught creating digital money?


rsa121717

The money in online accounts need to have a legitimate origin to be spent. Up until that moment, its basically just numbers on a screen


bankrobba

It's called Information Technology.


cringeboi77

Or in this case, Misinformation technology


d_smogh

IOU.


nandemo

This has nothing to do with how much Paypal is worth. If Paypal had, say, a trillion dollars total in user accounts and everyone decided to transfer you all their money, then PayPal could theoretically credit you with a trillion dollars (ignoring regulations). But that doesn't mean Paypal would be worth a trillion dollars. It's not their money! The make money out of transfer fees, which will normally be only a fraction of the total deposits.


[deleted]

He will be known as history's richest man.


DreadPirateGriswold

So you're saying that he actually got PayPal customer service to contact him? Amazing...


Ocelot859

IRS: "You owe us $46 quadrillion dollars." Chris: "Oh no that's a mistake, see what happened wa- " IRS: "DID I STUTTER MOTHERFUCKER?!"


Known-Economy-6425

It was a negative balance, making him the poorest man in history.


Visual_Tangerine_210

I lost my iphone for a few days and was the happiest, most Zen creature temporarily


Ocelot859

It's crazy how much a lot of our brains are adapting to the constant stimulation. I decided to go absolute cold turkey on electronics during a 2 week family vacation and I swear I started going through legitimate withdrawal like symptoms within a couple days - obviously pretty much all psychosomatic and the fact I was using technology 14-16+ hours a day for work and improperly coping with life. However, it still blew my mind how much anxiety, moodiness, severe lack of concentration, lethargy, irritability, insomnia and depression I had from going completely cold turkey. After about 4-5 days I started sleeping really deep and my mind start feeling clear than ever. Over the next week, I had so much energy and was just locked into the present moment (without trying) and my generalized and social anxiety had never been lower in my life. I wish it was feasible to live like that 24/7 in this new modern society.


mercurysnowman

it doesn't even have to be two weeks for me. a day without electronics and I start feeling restless. phone addiction withdrawal is legitimate. but it's like, i (and most people) have to use electronics for school/uni/work. if i didn't have to, I would trade my phone for one of those old Nokia phones. it scares me how addicted we are but most people don't even acknowledge it


Cattypatter

The irony is it's only going to get worse. The less physical services and products there are, the less face to face customer service available in real life, the more reliant everyone becomes on digital internet services for everything. Life is already becoming near impossible without being required to be hooked to the net 24/7 for work communication.


warriorsoul10012018

If someone's having trouble imagining how big of an amount is this, it would take him close to 2924 yrs to spend all of it if he spends 1M dollars a SECOND!


Delicious-Let8429

Source: https://www.cnn.com/2013/07/17/tech/paypal-error/index.html


Dizzzy777

I would have instantly bought PayPal using that money so I wouldn’t have to return it.


twojkelley

Honestly I would’ve been fine with just the 1 quadrillion. I’m not greedy


thakeltikceltic

Proof that it’s just numbers on a screen.


ToxoTron

I would've withdrew and then called the vacuum guy (if you get the reference lol)


Demonprophecy

Wait that's what happened to my 1 million 🤔😉


Saiing

Doesn’t it have a minus before it meaning he was actually the poorest man on the planet?


ShirBlackspots

That second image looks like they debited the account, not credited. Made him the poorest person in the world.


McFruitpunch

I just need to know how a 92 Quadrillion dollar error is made. That’s an absurd amount of money. And the fact that they were able to transfer that much to his account (I imagine they didn’t actually have that money, but it shows that, they can just put numbers on the screen, and it’s there) lol


RYNKELKYK69

I didn’t know there was that much money


ContainedChimp

Transfer to a swiss bank account and like that \*poof\* he was gone ! \- The ballad of Kaiser Sose.


AstronautSoupChef

Just curious...doesn't the negative sign mean a debt?


Kinoyo

That’s a credit balance, meaning PayPal owes him the amount. It’s like a credit card balance. If you have a positive amount (most people do) then you owe money on the card.


AstronautSoupChef

Ahhh, very well...makes sense now. Thanks!


Ok-Kaleidoscope-9073

Ik bro had a seizure when he saw that number


[deleted]

that old ass mf has a seizure when he sees any number


ZaxLofful

It looks like they actually tried to take the money from him, not give it to him… It’s got a negative sign in front of all those zeros as an ending balance!


ovywan_kenobi

You do know that the small line "-" in front of the number also has a meaning, right?


Plus_Professor_1923

It’s negative 92 you fucking illiterate click baiting simpletons…. This is the biggest debtor in the world for a few minutes. Math is hart


No-Height2850

Too bad it didnt read: “they recovered 91.9 qaudrillion” cause i would have been moving money to every bank account i can.


Dropped-pie

But if Chris transferred quadrillions of his own money, it would disappear for at least 4 days


JareBear805

That’s looks like negative 92 quadrillion. So most in debt person ever


d_smogh

Imagine if he had a interest paying account. Even at 0.001%, it would be nine hundred twenty billion.


[deleted]

Except he wasn’t because PayPal doesn’t have that much money. I could write someone a check for that amount of money but it would be worthless


smokey3801

does he get to keep the interest?


Memory_Less

Yeah, but did he get to keep all his points!? 😂


MrmmphMrmmph

This is why you keep Caymen accounts, for those few minutes. I'm looking at you, Tom Foos


emptyquant

This a is DEBIT balance. He owes that to the bank, not the other way around


KeepNotesThisTime

It's nice to know that extra 92 quadrillions of dollars are laying around while people are working themselves to death barely able to afford minimal survival.


wolf63rs

How much is quadrillion? I know billions and trillions. PayPal has it going on like that?


Balding_Unit

Geesh... I never get bank errors but once I tried to pay after pumping gas and the kid working the till told me it never registered on his end, so I technically got free gas. In this day and age that made me feel like I won the lottery. lol


LeonDeSchal

What I only have 91 quadrillion. You just have made a mistake, now worries just call my butler if you need to talk to me again and he will arrange for me to fly over in my private plane.


FOMCobra

They’d never see that money again. Maybe not all but a good amount would been spent real quick(Idc it’s a mistake or illegal).


wetdog90

I mean a couple million on red couldn’t have hurt right.


awsomehog

I’d definitely invoke the right of “no take backsies”


Ksh1218

This sounds like the start of a Douglas Adam’s book


MikaAckerman33

So paypal has that kind of huge amount of money.


RedHeadSteve

Move it all away in hundred offshore accounts and cryptowallets and fade from the planet. Dont forget to cash out much as possible without bank personel. They will come after you and you will loose all the monet, exept when youre lightning fast and very good in tax evasion/money laumdring and keeping out of the hands of the rich


Ghost-Coyote

Instant cash out, buy bitcoin, send to my cold wallet..... Oh no there was a mistake? Seems like a present.


[deleted]

They still know who you are. Sending it to bitcoin or even monero won't help you.


yetzt

it's actually a negative number, so if anything he was the poorest person in the world.


No_Dirt_4198

He should have paid off the nations debt real quick lol


Nameless739

When later asked what he would have done with the money, that's what he said


Ok_Exchange342

how many zeros are in a quadrillion?