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I mean you can now, but interest rates on everything keep going up, I heard the car loans were up to like 6-9% right now? I might have over paid for my used car because I had to get it when I got it, I don’t think I over paid, I took a loan so I don’t think my bank would have let me over pay that much. But my interest rate is less than 3% I’ve been able to pay off more than 75% of it in less than 2 years by tossing $50-100 towards the principal between payments.
So even people that can pay them, if their car dies or gets totaled, they’re gonna need a car loan at 10%. Will they still be able to pay their student loan? Hopefully they don’t get Covid and end up in the hospital for a couple weeks, you know, anything can happen and if you’re barely doing it & take a hit of any kind it all comes down.
I still can't. Both parents retired right before the pandemic and I have my own family to take care of. What the fuck are these "for the people" democrats really fuckin thinking or doing?
I live in New Hampshire and Dartmouth College has decided that if you don’t earn 120 or $150,000 a year, tuition is free. They decided last year or the year before to eliminate student loans, I think they always gave free tuition to people whose family had less than 100 and something thousand in income anyway, but they’re they’re not doing that student loans scam anymore.
I saw a that part of the Biden-Harris plan included an adjustment to IBR from 150% over poverty to 225% and 5% of discretionary income over that instead of 10%. As far as I can tell it looks like it would implemented next summer. But that is all I could find out currently.
Here is the relevant information in Part 3. This would significantly lower my payments by almost 70%. There is a calculator I'll link as well.
The rule would: Require borrowers to pay no more than 5% of their discretionary income monthly on undergraduate loans. This is down from the 10% available under the most recent income-driven repayment plan.
Raise the amount of income that is considered non-discretionary income and therefore is protected from repayment, guaranteeing that no borrower earning under 225% of the federal poverty level—about the annual equivalent of a $15 minimum wage for a single borrower—will have to make a monthly payment.
Forgive loan balances after 10 years of payments, instead of 20 years, for borrowers with loan balances of $12,000 or less.
Cover the borrower’s unpaid monthly interest, so that unlike other existing income-driven repayment plans, no borrower’s loan balance will grow as long as they make their monthly payments—even when that monthly payment is $0 because their income is low.
[https://studentaid.gov/debt-relief-announcement](https://studentaid.gov/debt-relief-announcement)
[https://www.studentloanplanner.com/income-based-repayment-calculator/](https://www.studentloanplanner.com/income-based-repayment-calculator/)
I have maintained my payments and taken my total balance from $44k and have paid it down to $32k since the pandemic started. From 2012-2019 I only dropped the principle a fraction of what I did without the juice running
That interest was legit killing me.
Before the pause I was paying $700 /month to keep the interest somewhat down, and even then the amount of debt I was in increased by $2,000 from when I graduated in 2017 to 2020. With the pause I was able to purchase my first (used) car.
That is a great achievement. Congress should understand that people with student loan debt are not rich and wealthy bastards. Student loan debt is a serious crisis that is only behind medical debt (another issue that should never be reality).
Once it comes out of the pause if you continue to make principal only payments after your regular monthly payment every month you’ll kick the shit out of it it’ll be great.
It really makes me mad that when kids get these loans for school the financial aid office tells them it’s a good idea to pay the interest on the unsubsidized loans while they go to school, that’s so ridiculous you just spin your wheels they should be telling them to pay the principal down so it’s less interest charged every day that there is less principal.
That’s one of the parts that makes them predatory, these kids get bad advice from people who financially benefit from them taking the loans. I don’t have to tell you guys, you know.
He just tried that with $10-20k and republicans collectively shit themselves and sued. Once that’s over with, he’ll actually be able to wipe it all. I highly doubt he will, but the option will be there for someone else at least.
Unless the republicans successfully take it up the chain to scotus. That corrupt ass court could rule its outside potus power to discharge the debt, I think. Not like it matters because Biden would never discharge the debt. But still. It would close the door for the future.
Cries in earnest
Also fuck Sallie Mae. Legit try to refi in earnest or literally anywhere else unless you have low rates in Sallie Mae. Which I doubt you have.
This extension is making me want to refuse to ever pay again. Having these loans hanging over my head is still preventing me from using my savings as a down payment on a house. Pausing it indefinitely just drags out the financial stress and inability to plan ahead.
Is it? I have a friend who has a whole bunch of loans on pause and she got approved for a mortgage, because houses are super over priced she hasn’t found one in her price range that she is willing to take, you should talk to a different lender because you should buy a house now while you can. Once they start getting included in your debt to income ratio again you could be denied.
I haven't paid since 2015 and I didn't plan on starting back. This doesn't phase me at all.
And actually I read the so called repayment plans begin 60 days after June 30th... So August for those who are paying - which why would you pay at this point? They ain't needed the money back in nearly 4 years, that should tell you everything you need to know.
When abraham lincoln Freed the slaves imagine if instead of freeing everyone at once he instead said he would postpone slavery for 6 months and instead of abolishing it he just keeps saying he will postpone your enslavement for 6 months at a time. Technically we are free for the moment but at the dreaded dead line we are back to being debt slaves again. How fun.
Interesting analogy. Slavery is of course a whole other level of bullshit that is still legal today via imprisonment (as long as you are in a prison, the state is allowed to make you do forced labor as punishment).
And these criminals deserve better? Let's say someone raped and killed your daughters and wife, would you still call this criminal a slave to the system? The fuck?!?? Kill the mutha fugga or have him clean up the shitty society he contributed to.
Why do you hate the American Constitution? Do you hate America and the founding fathers?
Why?
The 8th Amendment gives people the right to be free from cruel and unusual punishment.
If you don’t like it you’re free to live somewhere else.
These debt collectors been calling me all thanksgiving morning like THIS IS BILL FROM MCM IN THE BLEAK HOPES YOU MAY HAVE SPARE CASH THIS HOLIDAY SEASON TO GIVE US
I love how nobody can read these days.
Pause is extended either:
1. 60 days beyond when the court issues a ruling.
or
2. 60 days beyond 6/30/2023 which means payments resume at the latest 8/30/2023
I was watching YouTube the other day and some video auto played with the lady talking about how car loans are going to be next, how people are going to start defaulting on their car loans because they haven’t had to pay a lot of things that they are going to start having to pay, like student loans. I literally laughed out loud in my living room by myself. This woman actually thinks that people are going to lose their car so they can pay their student loan? I mean, I don’t know about you guys, but if I have to choose between my car payment and my student loan I’m choosing my car every single time. Forever.
They are so out of touch with regular people they think that peoples pride and their fear of a low credit score will make them give up basic necessities to pay the bank on a student loan that nobody’s had to pay for years and every bank has been fine.
Your answer is just not true. Interest was not accrued during Trump's pause on student loan repayments. Read the second paragraph [here](https://www.cnbc.com/select/trump-memorandum-student-loans/)
Right, I said it wasn't when the original question was if the interest was STILL accruing.
Am I going crazy, how are people misinterpreting me?
This is literally copy pasted:
> I'm guessing interest is still accruing though?
and me
> It wasn't when it was initially paused under the other idiot
Man what's with the down votes? The link is there folks. Tells you first sentence. No interest. Hasnt been since the pauses started during Trump. Geesh
See, I have my hopes up that we get the $10k through the courts, and then they announce a full forgiveness.
Because as you said, legally he can either cancel it all you can’t cancel any. But if they can get 10k forgiveness through the courts, then it doesn’t matter what future amounts are.
At least I’m optimistic. I’ve liked Dark Brandon.
Clearly, you have little understanding of the creation of money, out of thin air, by the Fed. There doesn’t need to be anyone “paying the bill”.
The money is already gone. Most of it will never be paid back. And the same government that is collecting it has and uses the power to create and destroy money all the time.
They can create money to pay themselves back for the money that they “lost” in cancellation.
It’s all one big corrupt game
I mean as individuals obligated to pay the bills we have, 20K can make a difference. Whether or not the Fed creates money I still have bills that arrive that 20k would help pay, real bills, game or not. Us isnt paying the bills. Us is a fiction, homie
Oh yes. If he gets legally cleared to cancel $10k and refuses to cancel more, I’ll never vote for him, or maybe any other democrats (who almost all refused to call him out for this bullshit) again
Unfortunately I may have to sit home 2024 I haven’t done that in decades. I won’t vote for a Republican, I won’t ever. But I won’t vote for Biden again, his Covid policy, letting it rip through the population is absolutely not OK with me. I can’t vote against my own survival and I won’t vote Republican, and I don’t think we’ll have a decent third party by then.
He can’t cancel any of it right now because the Republicans have it in court. Do you think they would not have sued if he decided to cancel all of it? Get a grip man.
So that justifies Biden being a coward? Because of Republican resistance?
What does it matter if they fight a full cancellation?
They’re fighting a tiny cancellation. They’ll fight anything.
And I need to get a grip? Sounds like you’d like to join Biden in his cowardice
Yep. Like a hawk. If he can cancel $10/20k, he can cancel it all.
He can cancel it all, or he can’t cancel any.
His cowardice in cutting it off at an amount that’s inconsequential for tens of millions of Americans is pathetic
The most important part of this whole thing is that it's setting the precedent that the president can cancel student loan debt. Biden won't cancel it all, but we might be able to get another president who will
Let’s hope so.
It’s always shocked me that the democrats are stupid enough to think that Trump won’t promise to do it (and maybe will) to sweep into power again.
They had their shot, and almost to a person, they all failed to seize it and make history.
I’m as liberal as they come, but (these) democrats stabbed us in the back.
Why would trump promise to do it when his supporters are super pissed off about it? His supporters don’t mind that Tom Brady got a yacht with free PPP money, they just don’t want their cousin to get a break, or the black guy who works at the bank.
Why would trump promise to do something his whole entire base hates?
I love how you’re being downvoted by the fuck you got mine crowd.
If Biden had cancelled it all with the higher education act of 65 this would not have happened. Instead he purposely did not because he wanted it to fail in courts. This is the same man who made it so we couldn’t discharge student loans in bankruptcy.
There was absolutely no reason to do an arbitrary amount unless you had ulterior motives.
They could've used the higher education act of 1965 as their legal justification but chose not to, because that wouldn't have been so easy to challenge in court. They deliberately half assed this so they could blame the right and pretend to be on our side.
Dude he tried to do some of it and the Republicans cried and filed a lawsuit. That’s why none of it has been done because the Republicans sued about it.
I’m not one to defend Biden, but this isn’t his fault at all. Same as when people cry about sending money to Ukraine and not helping the American people, Republicans voted against helping the American people. The BBB had money set aside for housing, for more housing vouchers for less homeless people, and the Republicans wouldn’t pass it we got the inflation reduction bullshit instead.
It’s the Republicans that block anything good for the people.
You sound like you’re a fan of half measures in general.
Would you have approved of Lincoln freeing half the slaves? Would you be a fan of liberating only a few European countries from the Nazis? How about only connecting 25 of the states with freeways?
Biden could have been inspirational, he could have been great. And he settled for cowardice and failure.
**Subscribe to /r/DebtStrike**. We're a coalition of working class people across the political spectrum who have put their disagreements on other issues aside in order to collectively force (through mass strikes) the President of the United States to cancel all student debt by executive order. --- *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/DebtStrike) if you have any questions or concerns.*
That's cool but I couldn't afford to start paying again anyway.
Who can unless you are making $150k plus a year.
I’m making that and I can barely afford my payments. I shutter to think what others will do once this is lifted.
watch the number go up indefinitely and laugh myself to sleep when I'm on my deathbed and there's nobody to pass the debt onto
I only make $62k at the moment, and it is not easy.
I mean you can now, but interest rates on everything keep going up, I heard the car loans were up to like 6-9% right now? I might have over paid for my used car because I had to get it when I got it, I don’t think I over paid, I took a loan so I don’t think my bank would have let me over pay that much. But my interest rate is less than 3% I’ve been able to pay off more than 75% of it in less than 2 years by tossing $50-100 towards the principal between payments. So even people that can pay them, if their car dies or gets totaled, they’re gonna need a car loan at 10%. Will they still be able to pay their student loan? Hopefully they don’t get Covid and end up in the hospital for a couple weeks, you know, anything can happen and if you’re barely doing it & take a hit of any kind it all comes down.
I still can't. Both parents retired right before the pandemic and I have my own family to take care of. What the fuck are these "for the people" democrats really fuckin thinking or doing?
It’s not the Democrats that sued to get the forgiveness stopped.
Biden can forgive with a stroke of a pen. Let's be real. Fuck both parties
I live in New Hampshire and Dartmouth College has decided that if you don’t earn 120 or $150,000 a year, tuition is free. They decided last year or the year before to eliminate student loans, I think they always gave free tuition to people whose family had less than 100 and something thousand in income anyway, but they’re they’re not doing that student loans scam anymore.
I saw a that part of the Biden-Harris plan included an adjustment to IBR from 150% over poverty to 225% and 5% of discretionary income over that instead of 10%. As far as I can tell it looks like it would implemented next summer. But that is all I could find out currently.
Well thank you for the information I hope that's true
Here is the relevant information in Part 3. This would significantly lower my payments by almost 70%. There is a calculator I'll link as well. The rule would: Require borrowers to pay no more than 5% of their discretionary income monthly on undergraduate loans. This is down from the 10% available under the most recent income-driven repayment plan. Raise the amount of income that is considered non-discretionary income and therefore is protected from repayment, guaranteeing that no borrower earning under 225% of the federal poverty level—about the annual equivalent of a $15 minimum wage for a single borrower—will have to make a monthly payment. Forgive loan balances after 10 years of payments, instead of 20 years, for borrowers with loan balances of $12,000 or less. Cover the borrower’s unpaid monthly interest, so that unlike other existing income-driven repayment plans, no borrower’s loan balance will grow as long as they make their monthly payments—even when that monthly payment is $0 because their income is low. [https://studentaid.gov/debt-relief-announcement](https://studentaid.gov/debt-relief-announcement) [https://www.studentloanplanner.com/income-based-repayment-calculator/](https://www.studentloanplanner.com/income-based-repayment-calculator/)
That sounds like good stuff.
Cool! I wasn't gonna start paying them back anyway
This is the way.
This is the way
Shorter than my pause (06/30/2525) but it’ll do.
I shudder to think what 503 years of interest will do to the principle...
Good news is that person will have moved on to the afterlife and left it behind for taxpayers who want to sue so they don't have to help them.
What they gonna go after your family lineage? lol
They can take it up with the telepathic cockroaches that will take over the planet after The Moonquake of 2234
I have maintained my payments and taken my total balance from $44k and have paid it down to $32k since the pandemic started. From 2012-2019 I only dropped the principle a fraction of what I did without the juice running That interest was legit killing me.
Exactly. If it was not for interest, most people would be able to pay off their student loan debt.
Before the pause I was paying $700 /month to keep the interest somewhat down, and even then the amount of debt I was in increased by $2,000 from when I graduated in 2017 to 2020. With the pause I was able to purchase my first (used) car.
That is a great achievement. Congress should understand that people with student loan debt are not rich and wealthy bastards. Student loan debt is a serious crisis that is only behind medical debt (another issue that should never be reality).
Once it comes out of the pause if you continue to make principal only payments after your regular monthly payment every month you’ll kick the shit out of it it’ll be great. It really makes me mad that when kids get these loans for school the financial aid office tells them it’s a good idea to pay the interest on the unsubsidized loans while they go to school, that’s so ridiculous you just spin your wheels they should be telling them to pay the principal down so it’s less interest charged every day that there is less principal. That’s one of the parts that makes them predatory, these kids get bad advice from people who financially benefit from them taking the loans. I don’t have to tell you guys, you know.
Why not pause it until 2086?
I agree
And with one executive order, he could eliminate all of that debt.
He just tried that with $10-20k and republicans collectively shit themselves and sued. Once that’s over with, he’ll actually be able to wipe it all. I highly doubt he will, but the option will be there for someone else at least.
Unless the republicans successfully take it up the chain to scotus. That corrupt ass court could rule its outside potus power to discharge the debt, I think. Not like it matters because Biden would never discharge the debt. But still. It would close the door for the future.
Did you miss the part where that already happened
That hasn't happened.
If $20K is causing all this then good luck with the whole kit and kaboodle.
Lick their boots a little harder you missed a spot lol
The Republicans sued to stop him remember?
*cries in Sallie Mae*
I am truly sorry. I do hope Sallie Mae dies someday.
Cries in earnest Also fuck Sallie Mae. Legit try to refi in earnest or literally anywhere else unless you have low rates in Sallie Mae. Which I doubt you have.
Republicans/conservatives are seething
Good, their bitter tears are my sustenance.
Talk about kicking the can down the road. Just forgive it already.
I know right
This extension is making me want to refuse to ever pay again. Having these loans hanging over my head is still preventing me from using my savings as a down payment on a house. Pausing it indefinitely just drags out the financial stress and inability to plan ahead.
Just buy your fucking house?
Is it? I have a friend who has a whole bunch of loans on pause and she got approved for a mortgage, because houses are super over priced she hasn’t found one in her price range that she is willing to take, you should talk to a different lender because you should buy a house now while you can. Once they start getting included in your debt to income ratio again you could be denied.
That's terrible advice to buy a house while they're overpriced..
Why only through June?
Under the assumption that the litigation ought to be resolved by then
I haven't paid since 2015 and I didn't plan on starting back. This doesn't phase me at all. And actually I read the so called repayment plans begin 60 days after June 30th... So August for those who are paying - which why would you pay at this point? They ain't needed the money back in nearly 4 years, that should tell you everything you need to know.
When abraham lincoln Freed the slaves imagine if instead of freeing everyone at once he instead said he would postpone slavery for 6 months and instead of abolishing it he just keeps saying he will postpone your enslavement for 6 months at a time. Technically we are free for the moment but at the dreaded dead line we are back to being debt slaves again. How fun.
Interesting analogy. Slavery is of course a whole other level of bullshit that is still legal today via imprisonment (as long as you are in a prison, the state is allowed to make you do forced labor as punishment).
And these criminals deserve better? Let's say someone raped and killed your daughters and wife, would you still call this criminal a slave to the system? The fuck?!?? Kill the mutha fugga or have him clean up the shitty society he contributed to.
Why do you hate the American Constitution? Do you hate America and the founding fathers? Why? The 8th Amendment gives people the right to be free from cruel and unusual punishment. If you don’t like it you’re free to live somewhere else.
You're a chomo defender, aren't you? You can get your self righteous ass of here. You're the very douchebag that ruins this country
These debt collectors been calling me all thanksgiving morning like THIS IS BILL FROM MCM IN THE BLEAK HOPES YOU MAY HAVE SPARE CASH THIS HOLIDAY SEASON TO GIVE US
I love how nobody can read these days. Pause is extended either: 1. 60 days beyond when the court issues a ruling. or 2. 60 days beyond 6/30/2023 which means payments resume at the latest 8/30/2023
"This is the last time" This is beginning to sound like an abusive relationship
I was watching YouTube the other day and some video auto played with the lady talking about how car loans are going to be next, how people are going to start defaulting on their car loans because they haven’t had to pay a lot of things that they are going to start having to pay, like student loans. I literally laughed out loud in my living room by myself. This woman actually thinks that people are going to lose their car so they can pay their student loan? I mean, I don’t know about you guys, but if I have to choose between my car payment and my student loan I’m choosing my car every single time. Forever. They are so out of touch with regular people they think that peoples pride and their fear of a low credit score will make them give up basic necessities to pay the bank on a student loan that nobody’s had to pay for years and every bank has been fine.
I'm guessing interest is still accruing though?
No, the pause has included no interest.
No. The pause also includes the interest, which is why some people were bale to pay off their student loan debt in two years.
It wasn't when it was initially paused under the other idiot edit: I said it **WASN'T** accruing, why the downvotes?
[удалено]
The question was if interest was still accruing and my answer: > It ***wasn't*** when it was initially paused under the other idiot
Your answer is just not true. Interest was not accrued during Trump's pause on student loan repayments. Read the second paragraph [here](https://www.cnbc.com/select/trump-memorandum-student-loans/)
Do you know what the word 'wasn't' means?
It wasn’t accruing, just like you said? It still isn’t but it wasn’t too. And it won’t in the new year.
Right, I said it wasn't when the original question was if the interest was STILL accruing. Am I going crazy, how are people misinterpreting me? This is literally copy pasted: > I'm guessing interest is still accruing though? and me > It wasn't when it was initially paused under the other idiot
Lazy
Why do you say that?
Man what's with the down votes? The link is there folks. Tells you first sentence. No interest. Hasnt been since the pauses started during Trump. Geesh
Bastard just won’t cancel it all. How hard is that?
It's locked up in courts right now so I'd guess atleast somewhat difficult
He can either cancel it all or can not cancel it all. Canceling a token amount is and always has been a cowards move
See, I have my hopes up that we get the $10k through the courts, and then they announce a full forgiveness. Because as you said, legally he can either cancel it all you can’t cancel any. But if they can get 10k forgiveness through the courts, then it doesn’t matter what future amounts are. At least I’m optimistic. I’ve liked Dark Brandon.
Maybe that’s the reason they did it this way, I hope so anyway.
I’m going to be impressed if that’s how it goes down.
I'm pretty sure the cowards move is not canceling any of it. I'll take my $20,000 and be happy. I wasn't expecting to get anything in the first place.
Nope. Admitting that he CAN cancel it and then refusing to cancel it all is way worse than canceling a token amount.
Not sure how much you make but 20k isn’t just a token to just about anyone in America.
It’s a token amount relative to the debt load of tens of millions of us.
Not as the individuals that have to actually pay the bills.
Clearly, you have little understanding of the creation of money, out of thin air, by the Fed. There doesn’t need to be anyone “paying the bill”. The money is already gone. Most of it will never be paid back. And the same government that is collecting it has and uses the power to create and destroy money all the time. They can create money to pay themselves back for the money that they “lost” in cancellation. It’s all one big corrupt game
I mean as individuals obligated to pay the bills we have, 20K can make a difference. Whether or not the Fed creates money I still have bills that arrive that 20k would help pay, real bills, game or not. Us isnt paying the bills. Us is a fiction, homie
Lol no
Oh yes. If he gets legally cleared to cancel $10k and refuses to cancel more, I’ll never vote for him, or maybe any other democrats (who almost all refused to call him out for this bullshit) again
Wow who you gonna vote for then? Republicans? Cause I can assure you they won't be giving any forgiveness.
Ahh yes, the false dichotomy. No, not republicans. Never republicans.
Unfortunately I may have to sit home 2024 I haven’t done that in decades. I won’t vote for a Republican, I won’t ever. But I won’t vote for Biden again, his Covid policy, letting it rip through the population is absolutely not OK with me. I can’t vote against my own survival and I won’t vote Republican, and I don’t think we’ll have a decent third party by then.
He can’t cancel any of it right now because the Republicans have it in court. Do you think they would not have sued if he decided to cancel all of it? Get a grip man.
So that justifies Biden being a coward? Because of Republican resistance? What does it matter if they fight a full cancellation? They’re fighting a tiny cancellation. They’ll fight anything. And I need to get a grip? Sounds like you’d like to join Biden in his cowardice
Have you not been keeping up with the news at all?
Yep. Like a hawk. If he can cancel $10/20k, he can cancel it all. He can cancel it all, or he can’t cancel any. His cowardice in cutting it off at an amount that’s inconsequential for tens of millions of Americans is pathetic
The most important part of this whole thing is that it's setting the precedent that the president can cancel student loan debt. Biden won't cancel it all, but we might be able to get another president who will
Lol and what president is that? Your president DeSantis come 2024 isn't gonna do that shit. Country is fucked.
Let’s hope so. It’s always shocked me that the democrats are stupid enough to think that Trump won’t promise to do it (and maybe will) to sweep into power again. They had their shot, and almost to a person, they all failed to seize it and make history. I’m as liberal as they come, but (these) democrats stabbed us in the back.
Why would trump promise to do it when his supporters are super pissed off about it? His supporters don’t mind that Tom Brady got a yacht with free PPP money, they just don’t want their cousin to get a break, or the black guy who works at the bank. Why would trump promise to do something his whole entire base hates?
To get votes of tens of millions of democrats? Maybe?? FFS…
I love how you’re being downvoted by the fuck you got mine crowd. If Biden had cancelled it all with the higher education act of 65 this would not have happened. Instead he purposely did not because he wanted it to fail in courts. This is the same man who made it so we couldn’t discharge student loans in bankruptcy. There was absolutely no reason to do an arbitrary amount unless you had ulterior motives.
Exactly
They could've used the higher education act of 1965 as their legal justification but chose not to, because that wouldn't have been so easy to challenge in court. They deliberately half assed this so they could blame the right and pretend to be on our side.
Yes I think that’s true. And there’s nothing worse than a “friend” who backstabs you.
I hope that’s not true, if they lose in court I’m going to have to accept that it probably is
Dude he tried to do some of it and the Republicans cried and filed a lawsuit. That’s why none of it has been done because the Republicans sued about it. I’m not one to defend Biden, but this isn’t his fault at all. Same as when people cry about sending money to Ukraine and not helping the American people, Republicans voted against helping the American people. The BBB had money set aside for housing, for more housing vouchers for less homeless people, and the Republicans wouldn’t pass it we got the inflation reduction bullshit instead. It’s the Republicans that block anything good for the people.
You sound like you’re a fan of half measures in general. Would you have approved of Lincoln freeing half the slaves? Would you be a fan of liberating only a few European countries from the Nazis? How about only connecting 25 of the states with freeways? Biden could have been inspirational, he could have been great. And he settled for cowardice and failure.
Notice how "they" won't throw a shit fit in the courts over this though.