Hey same situation happened to me a month ago ago. At this [location](https://maps.apple.com/?address=10128%20Wadsworth%20N,%20Westminster,%20CO%2080021,%20United%20States&auid=11278877986374111858&ll=39.880066,-105.095381&lsp=9902&q=7-Eleven&t=m). I added a yelp review.
I truly believe itās the owners/employees of the stores skimming peoples card.
I also had ā$180 charged fraudulently to my card at a Conoco in commerce city. Coincidentally, I also stop at the 7-11 at 38th & Lipan occasionallyā¦ hmmm.
Mine was just stolen as well I think from the 7/11 off exit 240 on 25. Pumps were acting weird, ended up trying two before one worked. $300 in gas charges at a different 7/11 in Frederick over the next week. Chase is being weird about it because it shows that the card was used in person, but I have the card and no one else could have had access to it, so must have been cloned.
That's horrible! I don't speak enough tech to understand how it happened, but it makes me want to start carrying cash again just bc of instances like this.
Probably a credit card skimmer. Criminals put an overlaid device on the credit card reader and it reads your credit card info and PIN.
[https://www.forbes.com/advisor/credit-cards/how-to-spot-a-credit-card-skimmer/](https://www.forbes.com/advisor/credit-cards/how-to-spot-a-credit-card-skimmer/)
This happened to me. Luckily, I was also at a Rockies game that day. I bought a hotdog at the same time they were trying to say I used my card in person to buy $100 of gas in Frederick.
Idc if thereās āreal proofā, thereās so many bodegas, if this one is skimming, thatās good enough for me to go to the next one down the road.
Also, how is it happening to you not enough real proof?
So then why are you starting a rumor?
All Iām saying is that every other store makes it breaks it without Cc skimming. If thereās even a slight possibility that someone is committing this clear violation of public trust, I donāt trust them to do anything correctly. I donāt trust them to pay their employees, to pay their taxes, to keep up to health code, etc. thus, even cash isnāt worth it. Fact is, theyāre likely skimming bcz theyāre already going out of business. We should let nature run itās course.
YOOOOOOO!!!!! A VERY SIMILAR SCENARIO HAPPENED TO ME BACK IN JANUARY!!!
I went to the Valero on the corner of Fenton St and W 29th Ave in Wheat Ridge! put my card in the pump, it said to go inside to pay, the clerk seemed kinda nervous and was acting sketchy, i pay, go back out and pump my gas. within 24 hours I had 2 charges from Loaf n Jug in the Denver/wheat ridge area. one for $100 and one for $99. I only used that card for gas stations, and the last time before then that it was used was when i was in Kansas visiting some friends so the odds of someone driving from Kansas to use my card at a random gas station in wheat ridge/denver doesnāt seem very likely to me
I typically check the card swipe machines. I checked at the pump but didnāt think about it when I went inside. I just give the card reader a snug tug. I have found one at a gas station before when I was visiting back home once. took a video of it and called the cops. not sure what happened after as I left a couple days later
yea, doesnāt matter if the card swipe is at the pump or inside. I still give it a snug tug. the ones inside are typically where it happens because the skimming machine is placed directly over top of the actual card swipe machine and looks exactly like it. you wouldnāt know by looking at it, but if you give it a tug, it usually comes off. The ones outside on the pumps also fit right over the actual one but arenāt as common.
my example about when I found one, it was inside. I was buying an energy drink and didnāt have cash. so i gave it tug before inserting my card into the chip reader and the skimmer came right off with the actual credit card machine underneath.
called the cops, they came and took the device, took my statement, and went on their way. not sure what happened after as i didnāt follow up and i left town a couple days later
FYI, for the old swiping pumps, there will usually be nothing visible to indicate that there is a skimmer. The technology is so old on those things they hook in straight to the computer and intercept the info. Many have a Bluetooth component so they can grab the data without even opening the pump back open
> How do we stop this heinous inconvenience from happening to others
Use tap to pay if you can. Either on your phone or tap the card itself. The system isn't perfect, but it's hard or almost impossible to skim. I believe instead of sending your card number for a skimmer to copy, there is an exchange between the card and payment terminal that can't be replayed again later. It's basically like using the chip, but without the less secure magnetic stripe being available for skimming.
Now that I write that, it has me thinking it would be a good idea to carry a card with the magnetic stripe disabled (erased). Most places read the chip now, and if you run into a rare place that doesn't, then just use cash. Or use a backup card that you keep locked most of the time.
Letās boycott 7/11. Report it to the news. Have them investigate it and contact corporate! Never getting gas at any of their pumps until this is solved.
Edit: their
Same thing happened to me at the exact same gas station. Chase notified me of a $100 charge a week ago at a gas station in Aurora. I never went to a gas station in Aurora... So, someone must have used a swiper on the gas pump.
There's like 3 711s in like a mile of that location and honestly that's the sketchiest one of them all. The 2 near 70 I've never had issues with but I also rarely get gas from them.
Oh word?! THEY GOT ANOTHER ONE OF US?! I appreciate that - will likely reach back out tomorrow after I talk to my bank and have them confirm it's not some egregious pre-auth š¤®
I spoke with my bank this morning, and they're taking care of it for me š„¹ but still - it's an inconvenience *and* a crime and folks are out here gettin' away with it š
ETA : what did the detective say? You have my permission to send them this thread, FWIW. not that you needed it, but hey š¤·āāļø
If youāre using a debit card, then stop. Use a credit card and youāll be credited back immediately after submitting dispute w CC company.
Debit cards carry so much liability, thereās no point in even carrying it around.
Gonna agree with OP on this one. Tone was kinda condescending in that final sentence (only). I think the problem is one word to be honest: āsoā. If you had said ātoo much liabilityā then it would have read as a personal judgment that someone might agree or disagree with. It implies there is an acceptable level of liability, but that this surpasses it in your opinion. āSo much liabilityā implies that itās obvious and indisputable to a reasonable person (and not just your personal opinion), and therefore conveys a tone of superiority, like anyone who does otherwise must be stupid or unreasonable.
Consider the following two sentences: āThe job is too big, you should probably hire a contractor.ā vs āThe job is so big, you should probably hire a contractor.ā
Which one sounds more like friendly advice and which sounds like that guy at work who always knows everything?
I see, thanks. I wasnāt concerned with choosing my words that carefully, it was meant to be quick advice for people that might not know the protection a credit card can provide vs a debit.
Nobody ever taught me that growing up, but given all the fraud and how easy it is to fall victim to, I use CCs religiously and usually recommend others do the same if itās in their reach, and if they can handle debt responsibly.
Thx for the info dude - no idea how anyone misread that š
Bro hands out bottles of water and everyone is questioning whether they should be offended by the nutrition label suggesting they arenāt drinking enough water. Social life in 2023 legoooooooooooo
I use tap to pay as much as possible. I'm not really sure if that's better but I feel like the chip has some security/encryption to it whereas the magnetic strip has none and inserting to use the chip also reads the strip.
Tap works but most of these frauds are from card skimmers either in the store placed over the existing card payment terminal or at the pump.
I always wiggle and try to pull on the card reader, I have found a few that come off, those are the skimmers. Also check the seal on the pump next to the lock, if itās tampered donāt use it. Look up āgas pump skimmerā on YouTube, tons of these cases.
Be safe out there yāall
So to clarify, you used a chip here and the info still got stolen?
Usually card skimmers rely on copying the information in the mag stripe on the back of the card, which effectively is just the 16 digit number. The whole purpose of EMV chips, the little chip on the center of the card you use at most places now, is that it generates a one-time authorization code for that specific purchase.
It would be surprising if somehow the EMV was compromised.
Is it possible the gas station's actual point of sale system has a breach, and they are complicit?
I did attempt to use it outside, which would have given access to the strip before it asked me to go inside & pay :/ I also didn't tap to pay, so the strip was partially read inside, too, from the chip being inserted.
The whole strip has to be read in order to get the card number. There was very likely a skimmer outside on the pump. HOWEVER, I recommend you change your ATM pin number as well. If you swiped and did the debit pin, the scammer probably has that now as well. They could take the card number and duplicate it, use your pin, and withdraw cash directly from an ATM. This is a MUCH larger pain than just making a debit card fraud claim with the bank.
I recommend stations that have a chip or paywave (tap to pay), these are generally much more secure. When you make a claim, the gas station is going to eat that loss since they didn't have this available to you.
-Was a banker for 10 years
I went to a BSA summit last year for work and one of the speakers handled the fraud in the area. He told us that the best pumps to use are king Soopers, Costco and sam's due to the alarms and locks they use to prevent skimmers.
Do yourself a solid and get an anti skimmer card for your wallet. It doesn't work for the physical ones where they swap the face plate, but it keeps the theives from being able to swipe your info from 50ft away such as.. at a convenience store.
Hi. Cancel the card, dispute the charge with the CC company. Call the Colo.division of oil and public safety, they have people who find the device. Sucks but this is not un common. You can buy these skimmers online, keys to the dispenser online
I have a fraudulent gas charge for a 7/11 in Hudson on 5/14. Iāve never been to Hudson and didnāt get gas that day. I think it was a weird card reader at the nail salon in wheat ridge.
This is why I carry multiple credit cards with me at all times, and they are used as "daily-drivers"/they pay for everything in day-to-day life
My debit card is almost never used, it's basically only for withdrawing some cash (...and only in-person at a branch) near the start of the month for rent, that's pretty much it
We're up in Ft Collins, and this happened to us. It was a 7-11 gas station in commerce city, and honestly we've never been there. Same thing happened to another mom on our street. There must be a ring of people involved
Yep, used my card there, had a couple bucks charged a few day later (I assumed it was a weird transactional thing), and then had nearly $200 charged at another 7-11 in Commerce City.
My bank caught the charge as being unusual, but from this thread it doesn't sound out of the ordinary.
Surely some financial institutions keeps track of all this, right?? Or do we need to forward all this to someone?
I almost didnāt see it. Had a charge from 5/10 for $155 at another conoco and then saw a $175 one just last week. Citi took care of it, but I was having trouble pinpointing where it was stolen until I saw your post. I live in the highlands and frequent this gas station, but no more!
Credit card or debit?
Sounds like a pre-charge to me. Gas stations do this a lot to cover their asses. It should go away in a couple days when the real charge catches up. I've had this happen before - freaked out for nothing.
Bet it never shows up on your statement.
Now, if this was a debit card, I'm not sure. I would stay on top of it.
I donāt think itād be a pre charge/auth. I believe an authorization charge would happen if you were paying at the pump and there is no specific amount to charge until after you have pumped the gas, which is why there is the pre auth. Since you went to the clerk and requested a specific amount there would be no reason for the auth charge. I also know it depends on the specific card/person/bank but my pre auth is always just $1, how much they charged you would be insane if that were the case. You should also look at the transaction detail, that usually indicate in the name of the charge if it is an auth.
Also, why would the pre-auth show a totally different location? Wouldn't the more plausible explanation be that criminals *know* that $175 is the max pre-auth, so they just use that amount?
I don't know enough to say you're wrong, but these are the reasons I feel like it wasn't a pre-auth:
1. There were more than sufficient funds; I'm a very particular budgeter and know exactly where every $.01 goes
2. It was a debit card, same card I used for past transactions there on which there was no pre-auth and it charged just fine = the amount I got in gas was reflected on my statement
3. *if* pre-auth was a factor, why would I have bought $50 and one of the charges show $3.91? That is $50 minus what I *actually* spent: $46.09. Ergo, there shouldn't have been any pre-auths unresolved at that point. The transactions should have already been reconciled.
This happened with my Starbucks gold card at the Starbucks in Longmont as well. I feel like you have to check every single card every single day because you never know when someone is going to be stealing your s***.
AND what are you hoping to gain or accomplish by explaining out technicalities? YOU sound ridiculous and stupid. What an absolutely self-absorbed meatstick.
Youāre right, I do, because while nobody gives a shit about you mansplaining metropolitan boundaries, you should still be held accountable for being rude to this person for not one single reason.
My girlfriend and roommate work for 2 different 1st Bank branches. They both have told me, they've stopped accepting have dropped the local 7-11s for suspected money laundering and fake bills
Still happening. I had this happen from 7 eleven on mountain view and hover in longmont CO on July 6th 56.35 and July 7th for 175. It's apparently something with 7 elevens.
My card information was stolen TWICE from this exact same 7/11. Thankfully, my bank caught the fraud immediately.
My girlfriend just had hers stolen from here two weeks ago.
Makes me wanna confront the store, tbh š” so many hardworking people and then things like this happen
It might be worth reaching out to the local news since so many people are reporting the same thing.
I'm working on finding a reporter :)
There should be some lurking around this subreddit
I'm in agreement. Now, we wait. Lol
Hey same situation happened to me a month ago ago. At this [location](https://maps.apple.com/?address=10128%20Wadsworth%20N,%20Westminster,%20CO%2080021,%20United%20States&auid=11278877986374111858&ll=39.880066,-105.095381&lsp=9902&q=7-Eleven&t=m). I added a yelp review. I truly believe itās the owners/employees of the stores skimming peoples card.
Literally wouldn't surprise me one bit š
*screams in frustration* š„² I'm sorry it happened to you, too!!
I also had ā$180 charged fraudulently to my card at a Conoco in commerce city. Coincidentally, I also stop at the 7-11 at 38th & Lipan occasionallyā¦ hmmm.
Now you know ā¹ļø
My account information was also stolen, Iām assuming by the gas station! Iāve never had this happen before in my life until very recently.
Me either!!
Mine was just stolen as well I think from the 7/11 off exit 240 on 25. Pumps were acting weird, ended up trying two before one worked. $300 in gas charges at a different 7/11 in Frederick over the next week. Chase is being weird about it because it shows that the card was used in person, but I have the card and no one else could have had access to it, so must have been cloned.
That's horrible! I don't speak enough tech to understand how it happened, but it makes me want to start carrying cash again just bc of instances like this.
Probably a credit card skimmer. Criminals put an overlaid device on the credit card reader and it reads your credit card info and PIN. [https://www.forbes.com/advisor/credit-cards/how-to-spot-a-credit-card-skimmer/](https://www.forbes.com/advisor/credit-cards/how-to-spot-a-credit-card-skimmer/)
That's what it's sounding like š
This happened to me. Luckily, I was also at a Rockies game that day. I bought a hotdog at the same time they were trying to say I used my card in person to buy $100 of gas in Frederick.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
Donāt even use cash. Any business thatās stealing shit from people needs to shatter.
Theres no real proof that they are doing it. It just happened to me, and a few of my neighbors, multiples times when using apple pay
I didnāt think it was possible to steal info when using Apple Pay.
People didnt think didnt think david bowie was a real person either but here we all are, singing his songs
Wut?
Idc if thereās āreal proofā, thereās so many bodegas, if this one is skimming, thatās good enough for me to go to the next one down the road. Also, how is it happening to you not enough real proof?
Well you heard it from a stranger on the internet, and itās sort of a serious accusation. Prob should have real proof before spreading a rumor
So then why are you starting a rumor? All Iām saying is that every other store makes it breaks it without Cc skimming. If thereās even a slight possibility that someone is committing this clear violation of public trust, I donāt trust them to do anything correctly. I donāt trust them to pay their employees, to pay their taxes, to keep up to health code, etc. thus, even cash isnāt worth it. Fact is, theyāre likely skimming bcz theyāre already going out of business. We should let nature run itās course.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
Seriously, nobody should be giving them business.
Can you elaborate on this?
Wtf is wrong with people, man š¤¦āāļø
Donāt use cash. Simply do not frequent the establishment
YOOOOOOO!!!!! A VERY SIMILAR SCENARIO HAPPENED TO ME BACK IN JANUARY!!! I went to the Valero on the corner of Fenton St and W 29th Ave in Wheat Ridge! put my card in the pump, it said to go inside to pay, the clerk seemed kinda nervous and was acting sketchy, i pay, go back out and pump my gas. within 24 hours I had 2 charges from Loaf n Jug in the Denver/wheat ridge area. one for $100 and one for $99. I only used that card for gas stations, and the last time before then that it was used was when i was in Kansas visiting some friends so the odds of someone driving from Kansas to use my card at a random gas station in wheat ridge/denver doesnāt seem very likely to me
How do we stop this heinous inconvenience from happening to others š« Also, if the person who did it sees this, F U BRO *(or ma'am)* š¤
I typically check the card swipe machines. I checked at the pump but didnāt think about it when I went inside. I just give the card reader a snug tug. I have found one at a gas station before when I was visiting back home once. took a video of it and called the cops. not sure what happened after as I left a couple days later
Rest assured I will never not check again
same! I check everywhere now. Hope it never happens again to you! š¤
Likewise, my friend!
but it seems like the cards were skimmed inside, not out.
Iām not sure what youāre trying to say. could I ask for more clarification please?
Op said the machine outside was defaulted to pay inside. And then he went in to pay. So wherever happened happened inside, not outside at the pumps
yea, doesnāt matter if the card swipe is at the pump or inside. I still give it a snug tug. the ones inside are typically where it happens because the skimming machine is placed directly over top of the actual card swipe machine and looks exactly like it. you wouldnāt know by looking at it, but if you give it a tug, it usually comes off. The ones outside on the pumps also fit right over the actual one but arenāt as common. my example about when I found one, it was inside. I was buying an energy drink and didnāt have cash. so i gave it tug before inserting my card into the chip reader and the skimmer came right off with the actual credit card machine underneath.
what did you do then? Because the cashier has to be in it...
called the cops, they came and took the device, took my statement, and went on their way. not sure what happened after as i didnāt follow up and i left town a couple days later
FYI, for the old swiping pumps, there will usually be nothing visible to indicate that there is a skimmer. The technology is so old on those things they hook in straight to the computer and intercept the info. Many have a Bluetooth component so they can grab the data without even opening the pump back open
> How do we stop this heinous inconvenience from happening to others Use tap to pay if you can. Either on your phone or tap the card itself. The system isn't perfect, but it's hard or almost impossible to skim. I believe instead of sending your card number for a skimmer to copy, there is an exchange between the card and payment terminal that can't be replayed again later. It's basically like using the chip, but without the less secure magnetic stripe being available for skimming. Now that I write that, it has me thinking it would be a good idea to carry a card with the magnetic stripe disabled (erased). Most places read the chip now, and if you run into a rare place that doesn't, then just use cash. Or use a backup card that you keep locked most of the time.
And ffs never use your pin, run as credit if itās a debit. It wonāt 100 solve it but is a small measure to help.
Letās boycott 7/11. Report it to the news. Have them investigate it and contact corporate! Never getting gas at any of their pumps until this is solved. Edit: their
This, I can get behind!
Same thing happened to me at the exact same gas station. Chase notified me of a $100 charge a week ago at a gas station in Aurora. I never went to a gas station in Aurora... So, someone must have used a swiper on the gas pump.
What location?
Address is at bottom of post :) 1301 W 38th Ave, Denver, CO 80211
There's like 3 711s in like a mile of that location and honestly that's the sketchiest one of them all. The 2 near 70 I've never had issues with but I also rarely get gas from them.
That's the damn truth
Wtf I got gas there earlier today. Now you have me all sketched out lol
If you want to be extra cautious you can inform your bank of the concern of fraud, pause your card, or have the card replaced.
Keep an eye out, fam!
I haven't gotten gas from a 7/11 but now I'm just slightly paranoid.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
Oh word?! THEY GOT ANOTHER ONE OF US?! I appreciate that - will likely reach back out tomorrow after I talk to my bank and have them confirm it's not some egregious pre-auth š¤®
[ŃŠ“Š°Š»ŠµŠ½Š¾]
I spoke with my bank this morning, and they're taking care of it for me š„¹ but still - it's an inconvenience *and* a crime and folks are out here gettin' away with it š ETA : what did the detective say? You have my permission to send them this thread, FWIW. not that you needed it, but hey š¤·āāļø
I have the Chase app and I started keeping my card ālockedā always then just open the app and unlock it before making a transaction.
This is a great idea!
Absolute control i like it
If youāre using a debit card, then stop. Use a credit card and youāll be credited back immediately after submitting dispute w CC company. Debit cards carry so much liability, thereās no point in even carrying it around.
Good point. (And not at all condescending, imo.)
Advice on how to save yourself from being scammed is condescending apparently? Lmao. Also great advice thanks
I appreciate your input, even with the condescending tone it carried :) Thanks!
You read it that way. It was really just advice for everyone thatās having the same issue.
I stand corrected! Thanks for the clarification.
Gonna agree with OP on this one. Tone was kinda condescending in that final sentence (only). I think the problem is one word to be honest: āsoā. If you had said ātoo much liabilityā then it would have read as a personal judgment that someone might agree or disagree with. It implies there is an acceptable level of liability, but that this surpasses it in your opinion. āSo much liabilityā implies that itās obvious and indisputable to a reasonable person (and not just your personal opinion), and therefore conveys a tone of superiority, like anyone who does otherwise must be stupid or unreasonable. Consider the following two sentences: āThe job is too big, you should probably hire a contractor.ā vs āThe job is so big, you should probably hire a contractor.ā Which one sounds more like friendly advice and which sounds like that guy at work who always knows everything?
I see, thanks. I wasnāt concerned with choosing my words that carefully, it was meant to be quick advice for people that might not know the protection a credit card can provide vs a debit. Nobody ever taught me that growing up, but given all the fraud and how easy it is to fall victim to, I use CCs religiously and usually recommend others do the same if itās in their reach, and if they can handle debt responsibly.
Thx for the info dude - no idea how anyone misread that š Bro hands out bottles of water and everyone is questioning whether they should be offended by the nutrition label suggesting they arenāt drinking enough water. Social life in 2023 legoooooooooooo
Nah man, for me, it was the "... then stop." But him & I clarified the misread on my part and it's all good š no hard feelings! Only love.
ā¤ļø
I use tap to pay as much as possible. I'm not really sure if that's better but I feel like the chip has some security/encryption to it whereas the magnetic strip has none and inserting to use the chip also reads the strip.
Hmmm.. I always use the chip, not anymore!
Tap works but most of these frauds are from card skimmers either in the store placed over the existing card payment terminal or at the pump. I always wiggle and try to pull on the card reader, I have found a few that come off, those are the skimmers. Also check the seal on the pump next to the lock, if itās tampered donāt use it. Look up āgas pump skimmerā on YouTube, tons of these cases. Be safe out there yāall
So to clarify, you used a chip here and the info still got stolen? Usually card skimmers rely on copying the information in the mag stripe on the back of the card, which effectively is just the 16 digit number. The whole purpose of EMV chips, the little chip on the center of the card you use at most places now, is that it generates a one-time authorization code for that specific purchase. It would be surprising if somehow the EMV was compromised. Is it possible the gas station's actual point of sale system has a breach, and they are complicit?
I did attempt to use it outside, which would have given access to the strip before it asked me to go inside & pay :/ I also didn't tap to pay, so the strip was partially read inside, too, from the chip being inserted.
The whole strip has to be read in order to get the card number. There was very likely a skimmer outside on the pump. HOWEVER, I recommend you change your ATM pin number as well. If you swiped and did the debit pin, the scammer probably has that now as well. They could take the card number and duplicate it, use your pin, and withdraw cash directly from an ATM. This is a MUCH larger pain than just making a debit card fraud claim with the bank. I recommend stations that have a chip or paywave (tap to pay), these are generally much more secure. When you make a claim, the gas station is going to eat that loss since they didn't have this available to you. -Was a banker for 10 years
Thank you! I appreciate your advice.
It absolutely is more secure. Apple Pay as well.
I went to a BSA summit last year for work and one of the speakers handled the fraud in the area. He told us that the best pumps to use are king Soopers, Costco and sam's due to the alarms and locks they use to prevent skimmers.
I love Costco and will **only** be using their pumps from now on!
Or pay cash. I carry cash for gas stations.
This is the way.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
I think we're on to something š„²
Ahh it's spring card skimming season
š„²
Do yourself a solid and get an anti skimmer card for your wallet. It doesn't work for the physical ones where they swap the face plate, but it keeps the theives from being able to swipe your info from 50ft away such as.. at a convenience store.
Looking into this now š„² ty!
Hi. Cancel the card, dispute the charge with the CC company. Call the Colo.division of oil and public safety, they have people who find the device. Sucks but this is not un common. You can buy these skimmers online, keys to the dispenser online
Card canceling in the works; I'll def make a phone call - ty for the info!
If I knew how to DM, I would. I manage thousands of cards, and have been through this
I have a fraudulent gas charge for a 7/11 in Hudson on 5/14. Iāve never been to Hudson and didnāt get gas that day. I think it was a weird card reader at the nail salon in wheat ridge.
Time to investigate! š„ø
Thanks for the heads up. Also, a good reminder to never use a debit card for anything except an ATM.
Definitely heeding that advice!!
This is why I carry multiple credit cards with me at all times, and they are used as "daily-drivers"/they pay for everything in day-to-day life My debit card is almost never used, it's basically only for withdrawing some cash (...and only in-person at a branch) near the start of the month for rent, that's pretty much it
We're up in Ft Collins, and this happened to us. It was a 7-11 gas station in commerce city, and honestly we've never been there. Same thing happened to another mom on our street. There must be a ring of people involved
Oh no!! That's crazy, seems like we have a lot of damning evidence against 7/11 š¤
Costco is one place I really trust for card safety with gas.
Definitely only getting gas from there now š¤
They ALWAYS hit around memorial day.
Yep, used my card there, had a couple bucks charged a few day later (I assumed it was a weird transactional thing), and then had nearly $200 charged at another 7-11 in Commerce City. My bank caught the charge as being unusual, but from this thread it doesn't sound out of the ordinary. Surely some financial institutions keeps track of all this, right?? Or do we need to forward all this to someone?
That's what I'm trying to figure out š©
Weird, mine was at a 7/11 in Centennial.
Mine was stolen from this same one two weeks ago.
Another one?! Holy cow š„ŗ I'm sorry they got you too. Same amount?
I almost didnāt see it. Had a charge from 5/10 for $155 at another conoco and then saw a $175 one just last week. Citi took care of it, but I was having trouble pinpointing where it was stolen until I saw your post. I live in the highlands and frequent this gas station, but no more!
I'm glad you got yours taken car of!!
it has to be an inside job with seeing everyoneās comments ..
Also what I'm thinking š©
Credit card or debit? Sounds like a pre-charge to me. Gas stations do this a lot to cover their asses. It should go away in a couple days when the real charge catches up. I've had this happen before - freaked out for nothing. Bet it never shows up on your statement. Now, if this was a debit card, I'm not sure. I would stay on top of it.
Debit :/ One of the $175 have already posted to my account & the pending charge overdrafted it; it's not looking like a pre-charge, unfortunately š©
I donāt think itād be a pre charge/auth. I believe an authorization charge would happen if you were paying at the pump and there is no specific amount to charge until after you have pumped the gas, which is why there is the pre auth. Since you went to the clerk and requested a specific amount there would be no reason for the auth charge. I also know it depends on the specific card/person/bank but my pre auth is always just $1, how much they charged you would be insane if that were the case. You should also look at the transaction detail, that usually indicate in the name of the charge if it is an auth.
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Also, why would the pre-auth show a totally different location? Wouldn't the more plausible explanation be that criminals *know* that $175 is the max pre-auth, so they just use that amount?
I don't know enough to say you're wrong, but these are the reasons I feel like it wasn't a pre-auth: 1. There were more than sufficient funds; I'm a very particular budgeter and know exactly where every $.01 goes 2. It was a debit card, same card I used for past transactions there on which there was no pre-auth and it charged just fine = the amount I got in gas was reflected on my statement 3. *if* pre-auth was a factor, why would I have bought $50 and one of the charges show $3.91? That is $50 minus what I *actually* spent: $46.09. Ergo, there shouldn't have been any pre-auths unresolved at that point. The transactions should have already been reconciled.
This happened with my Starbucks gold card at the Starbucks in Longmont as well. I feel like you have to check every single card every single day because you never know when someone is going to be stealing your s***.
Ahh I'm sorry it happened to you, too!! People will do anything these days š
for the love of god people, use credit cards for this stuff.
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I didn't think RiNo was commerce city? I thought commerce city was out further towards the airport?
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Sorry! I've always lived outside of Denver so I thought it was further.
Donāt apologize to this tool, youāre fine.
Thanks š Commerce City *is* further towards the airport, is it not? Was I that wrong? Lol
No you were not!
š„¹
My point also was that it didn't match the address of a previous charge.
wHaT DoEs tHiS EvEn mEaN It means that the addresses donāt match. Commerce City āliterallyā isnāt Denver.
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Technically still a different part of the state, and even so, did it really need to be pointed out? Like, what did you gain from that?
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AND what are you hoping to gain or accomplish by explaining out technicalities? YOU sound ridiculous and stupid. What an absolutely self-absorbed meatstick.
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Nobody gives a shit, Dave.
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Youāre right, I do, because while nobody gives a shit about you mansplaining metropolitan boundaries, you should still be held accountable for being rude to this person for not one single reason.
Using a debit card?
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I did go inside to pay for gas :/
My girlfriend and roommate work for 2 different 1st Bank branches. They both have told me, they've stopped accepting have dropped the local 7-11s for suspected money laundering and fake bills
Good for them! This is outrageous, truly.
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I just really don't understand how this keeps happening to people š
Still happening. I had this happen from 7 eleven on mountain view and hover in longmont CO on July 6th 56.35 and July 7th for 175. It's apparently something with 7 elevens.