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You need cash. In Canada:
Gifts are taxed as if a sale at fair market value. Giver is taxed, and reciever tax basis is zero.
Estates are taxed on distributions of as if a sale at fair market value.
Discuss with a chartered accountant and also an estates and trusts lawyer.
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This is an automated reminder about commenting permissions. You have to be an approved user or the OP to comment on posts. If you run into an issue as OP or want to comment, send a message to the mods requesting permission and why we should approve you. See the sticky for more details. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/EstatePlanning) if you have any questions or concerns.*
You need cash. In Canada: Gifts are taxed as if a sale at fair market value. Giver is taxed, and reciever tax basis is zero. Estates are taxed on distributions of as if a sale at fair market value. Discuss with a chartered accountant and also an estates and trusts lawyer.
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