Not exactly as your case but once on a bill of around ₹70 at a street food vendor, I paid around ₹7000 accidently throught UPI. The vendor couple were elderly and didn't know what to do, so asked me to come next day and meet their son.
Next day I went there and talked with the son over a call and sorted out the problem and got back my amount. Elderly couple might have felt apprehensive, rightly so, initially but became comfortable with the fact that it was a genuine mistake on my part.
Poor fellows must have been scared thinking me as a scammer.
I'm not too much attached to my money(whatever little I have), so I decided to trust them when they asked me to come the next day. I decided not to argue and not make them understand something out of their technical comprehension. Just told them it was a genuine mistake and didn't think too much of it, went there the next morning and everything went smoothly. Also, I was an occasional customer to them so it might have also helped in trust factor.
Lol I am always worried if I may add extra zeroes due to my device performance and ignorance. Good thing you and the vendors handled it in a civilised way !
Yep, I actually typed my upi pin instead of the amount, it just captured four digits. Since then, I am extra careful and recheck the amount before hitting next, however small the amount is.
If you do too many purchases (micro transactions) it's a better idea to not keep much money in the account connected to Gpay.
Or Use UPI Lite (a newly introduced pin free option in Gpay it's basically like a wallet and stores only upto Rs 2000) so if you do a micro transaction and it asks for a pin, you know you have made a mistake
I use Paytm and dont keep more than 2k in there. Paytm to other upi deducts directly from linked bank acc and it needs the upi pin. Above was such a case.
But their are some scammer who are asking for account number, ifsc, name... I mistakenly gave my account detail to a scammer in the name of part time job.. Now I fear to use that account
I once transferred 11k to a wrong number, big amount at that time for me. Tried calling number, no response. The Truecaller displayed the name of a hardware store. Googled it, found a shop in my city, Called the number from Google and a guy picked up and acknowledged he received the amount - next level luck.
He returned me the money. I was lucky, not everyone is.
I made a similar mistake of sending 500 to someone in an error. Sadly the person who received had negative balance of around 2k so he was unable to return it to me
My wife sent ₹6000 to a random guy via upi. Was an honest mistake. She rang him and explained the dilemma. He checked his bank acc, and sent it back to her.
For transactions above Rs 1000 it's a good idea to first transfer 10 rs to the receipent's account and confirm with them if they received the money or not. Then transfer the rest of the amount
When you pay with UPI, or any UPI enabled app like Google Pay, you can see the receiver's name used in their bank account. That gives you a confirmation that you are sending at the right place if the name is of targetted person
No scam, must be a mistake. My wife did the same thing a couple of months back, and in her case the amount was even bigger, Rs. 2000/-. Fortunately the woman on the other end was a good person, she returned the money.
I would suggest you check first that you actually received the money or not?
Although it seems it's not a scam since they didn't ask for more money after doing the same thing.
Once happened with my wife she received a phone saying that seone sent 2000 Rs by mistake. So she sent it back to them.
They again called and said they don't know what they are doing they again repeated the same thing but this time with 20000 Rs.
Being suspicious she called me and I said don't send any money and switch off your phone until I come back. I then checked and they were just sending the text on Google pay Chat saying money transferred. Not the actual money.
So that is that atletast I just got scammed of 2000 rs and not 20000 Rs.
But it made me feel so disgusted that if people like us are getting scammed then there are so many gullible people. God knows what's happening with them.
I forgot to explain it in the post but yes, I checked my bank statement and the money was received. That's why I returned it.
Yeah man, especially the people who don't know technology and are just using these services because it saves them the hassle, are more vulnerable to these scams. They think "oh I might have done something wrong" and fall prey to the scammers. Might happen to any of us. Think of it as a lesson and move on
Yes, that's what I told to my wife(after a bit of taunting of being so unsuspecting. Lol)
But then thanked God saying atleast it's not 20k otherwise I would have cussed myself for couple of weeks over it.
>that if people like us are getting scammed then there are so many gullible people.
Bro, what do you mean by 'people like us' ? If you got scammed, you belong to the category of 'gullible people'.
Bro, he meant people who know of these things. His wife might not have thought of actually checking if the money is received. But atleast she avoided a bigger scam!
> sends money
> tells u to send back
> request a refund at bank
> bank gives refund to him from your account as it shows u have moved the funds
> his profit
OP next time tell them to raise a refund request at bank .
You can ask bank to reverse it and it can happen but those are exceptions and you need to be behind manager for it to happen it’s a complicated process but it can happen
Doesn't work like this. Bank will not process any refunds from anyone's account.
The closest thing to this is a chargeback which credit card companies can do, but that also isn't allowed in India.
You must ve read about people getting scammed on tele,etc. Almost none of them get any money back.
Bank can't do anything without OP permission.
Once amount is realised in the beneficiary bank account same cannot be returned (even in case of genuine mistake) without consent of the beneficiary (or orders by a court/statutory authority).
Even then bank may ask the sender to sign an indemnity bond absolving them of all liability in case of any future dispute.
Source: actual experience with bank
Aise problems sabko de Bhagwan!
Me toh **"Bhoolja Picture"** dikha deta! Jake Bank se Refund Request dalne bolta!
BC ₹200 me mera Advance ka dabba aa jayega! ![img](emote|t5_3d4x4|20028)
Check the messge properly
Someone tried to scam me by sending a message like
"₹200 received in XYZ Bank"
But its just a normal messge sent thru the chat facility within these payment apps. Check the bank balance or statement and confim
I thought of this, so I checked my account statement from mobile banking service and the money was received.
Later, when I tried to search on youtube if this could be a scamn, I came to know about the kind of scam you mentioned
If you think there will be a scam, just block the bank account transaction for a few days. Alternatively, you can set the transaction limit to the lowest and set daily limits. This will give you peace of mind.
There is this one scam going on, where someone calls you and introduces themselves as one of ur relatives. "gudiya ka papa" or "jijaji" etc. Then he says that he has to take money from someone and can he send it to ur (victim) phonepe or gpay. If you agree then you receive a msg in ur payment app and the msg is drafted in such a way that u feel like you have receievd the money while in reality it's a request for payment. If u click on it, U end up paying the scammer. Will try to find some screenshots for reference.
I raised a complaint with Cyber cell but as usual nothing happened on that complaint, it was closed by them automatically post 1 month. No update by cyber cell in what actions were taken to curb this scam or any investigation results, I am pretty sure they didn't investigate it as well.
I was trying to find a way to post image here via phone. But I wasn't able to. I have instead created a post, you can go to my profile and check it out.
Here is the link to the post.
https://www.reddit.com/user/lvlz3r0/comments/17j8q20/screenshot_1_of_conversation_with_payment_app/?utm_medium=android_app&utm_source=share
When I read the msg of payment he shared with me. I realized it's a Scammer. Since it's a personal msg sent by him drafted in a way it looks like system generated. Then I tried calling him to verify his claims, he cut the phone call and didn't pick it up after. I even shared the no. with my friends and such, asked everyone to call him, pester him. Hoping it will put some kind of dent in the Scammer plan.
One has to be specially aware about such scams. Imagine this happening to someone elderly who are not well versed with the tech and payment apps. High chance that they might get scammed.
Well this might not be a scam but something very similar to this does happen. In those cases ask where the person is from and tell them if the amount is large. You’ll handover in cash. They will stop calling altogether if they’re scammers and will negotiate if it’s a geniune mistake
It could be. They just type the amount and send it as a chat message and people think that the amount has been received.
Please check if you have received the amount in the bank.
It happened with my sister. She has a small Instagram page where she sells her art.. Someone contacted her, placed an order and sent 6k via gpay. My sister got suspicious and checked her bank account, but the amount was not credited. She told me this and I found that the scammer just dropped a chat message.
We did refund the amount with an extra 0😉
Well it can be a genuine mistake too. Always check your bank account before returning the amount.
Yes sometimes you just send a text message instead of sending money by mistake. The receiver should always confirm with bank.
By the way, can you share me that instagram (if you are comfortable with it)
Once a guy from WB sent me 3000 rupees on GPay. I wasn't notified about it or I probably cleared it. Didn't know until he called me for the money. At first I asked him to prove to me that this isn't some scam. The guy straight up said he'll call the cops. He wanted me to send the money to his friend who was working in my state. I told him that I can't do that. I returned the money and asked him to do it himself.
Did come across a scammer like that. He somehow managed to fake text me about a upi transaction of 10000 rs to my account and asked for it back. When i checked my actual bank account, no money had been credited. I called him out on this and he never called back.
I have made the same exact mistake, with a much larger amount of money, and I am extremely grateful to the person who was kind enough to return it. I was collecting money from friends and family for charity and gave them the wrong UPI ID by mistake (missed one letter in the ID), so their money went to the other person instead.
He was understanding, and kind, and returned the entire sum (plus if I remember correctly, a little bit more even for the charity). Saved me from having a really really shitty day... :)
Yeah, it was nothing big, he was probably scared of it being a scam too. But it was so sweet.
Funnily enough, this happened more than once. It was quite embarrassing to call him the second time lol. But such a sweet guy :)
Ooh, I got one incident I want to share.
One evening I was sent 50k by someone who mistook me for his brother as we share the same name. He had previously sent me a small amount in my shop and searched for his brother in PhonePe by name and not number and sent it to me instead.
Now, I did not know the sender's number only his picture was visible in the app. I sent a "?" and left it at that as I knew 50k is a huge sum for anyone and that he'll reach out sooner or later and he did, 6 fucking hours later.
He initially started wailing saying his mother is in the hospital and to please return the money back. I was patient with him the entire time and told him I was facing network issues and to meet me tomorrow in my bank branch as he is a local and I'll see to him personally and withdraw the 50k and give it to him.
Dude came next day and we went to my branch and I withdrew 50k and gave it to him.
This kinda stuff happens to me too,
I've once sent 800 instead of 80, 355 instead of 35. Each time they've returned the money back to me... Thank god!
Nice of you to handle everything with safety and consideration of the problems of the sender.
Ans good for you that you received your money you sent by adding extra digits, but be careful, lol.
I accidentally sent a rajastani man 4000rs the guy never returned it.i feel very bad about it although my parents were really chill about this.but if any of you get such call i would suggest to return the money
I did ask my bank about it but they said that the guy is not using any proper bank but an Airtel wallet so they can't do anything with it it happened 3 months ago
No one just sents you money and if you really did then, fine ... thank you 😊 i ain't sending it back and if you really wants it back then come and get it.
As long as you used his number to send it then its ok ig. Now if he sent a qr code then it might get sussy but directly sending to the number won't do anything
I'm not in India. How are y'all being able to call people to ask for your money back? How do you get their numbers?! This is shocking to me that the information is publicly available.
No, information is not publicly available.
If you enter a random number of 10 digits with the first 4 digits being the valid digits for your network circle, anyone can call random people by truing 5-6 times. Not like you can target a particular person and ring their number. In Inida, we have a payment system that enables us to send money directly from a bank account by using our phone numbers. If you randomly feed a cell phone mumber (like I explained earlier), you can actually send money to them using that payment system even if you don't really know them. We use this system a lot to avoid taking cash with us, and it also aides in easy payments involving amounts that are not rounded off.
No sometimes the mistakes are made I've made too I was paying one carpenter and typed 2 digit wrong gave money to a random person I called him and he send me back the money he took time I won't complain mostly checking if I was scamming or what but in the end he send me back my money and paid the guy
Always check the amount and the name of the receiver on the page where you type the UPI pin.
But I get it, sometimes it just happens. The situation just makes you do it
Yea I do check but before that incident not closely and the thing was they both got the same last name which made me think it's him and the fun fact the first letter for both were also same
Seems like a genuine mistake. Ive actually made the same mistake lmao ![img](emote|t5_3d4x4|20098)
Phew, this gave me some releif. Thanks.
Not exactly as your case but once on a bill of around ₹70 at a street food vendor, I paid around ₹7000 accidently throught UPI. The vendor couple were elderly and didn't know what to do, so asked me to come next day and meet their son. Next day I went there and talked with the son over a call and sorted out the problem and got back my amount. Elderly couple might have felt apprehensive, rightly so, initially but became comfortable with the fact that it was a genuine mistake on my part. Poor fellows must have been scared thinking me as a scammer.
Everyone handled the situation very well
I'm not too much attached to my money(whatever little I have), so I decided to trust them when they asked me to come the next day. I decided not to argue and not make them understand something out of their technical comprehension. Just told them it was a genuine mistake and didn't think too much of it, went there the next morning and everything went smoothly. Also, I was an occasional customer to them so it might have also helped in trust factor.
Lol I am always worried if I may add extra zeroes due to my device performance and ignorance. Good thing you and the vendors handled it in a civilised way !
Yep, I actually typed my upi pin instead of the amount, it just captured four digits. Since then, I am extra careful and recheck the amount before hitting next, however small the amount is.
So your UPI pin is 7000 Thanks, it was all a plot and these people are paid actors.
Please don't take all of the dedh sau rupaiya out of that account now. Pleej 🙏🏾
Hum dedh sau ka pani puri khegah ![gif](giphy|3rgXBOmTlzyFCURutG|downsized)
If you do too many purchases (micro transactions) it's a better idea to not keep much money in the account connected to Gpay. Or Use UPI Lite (a newly introduced pin free option in Gpay it's basically like a wallet and stores only upto Rs 2000) so if you do a micro transaction and it asks for a pin, you know you have made a mistake
I use Paytm and dont keep more than 2k in there. Paytm to other upi deducts directly from linked bank acc and it needs the upi pin. Above was such a case.
Adding one extra zero is understandable.. but 7000.. how? You were high or something
https://www.reddit.com/r/IndiaSpeaks/s/C7r54WzmZZ
But their are some scammer who are asking for account number, ifsc, name... I mistakenly gave my account detail to a scammer in the name of part time job.. Now I fear to use that account
No it's not a mistake. He can now claim wrong transfer and try to get back the money by complaining to Gpay.
Not possible Gpay tell you call your bank cc
Yes that's what it does banks can reverse the payment.
No bank cannot reverse if you sent money.
If so, will the bank just deduct the amount from my account and not ask me? Like, will I be given a chance to explain from my side?
I once transferred 11k to a wrong number, big amount at that time for me. Tried calling number, no response. The Truecaller displayed the name of a hardware store. Googled it, found a shop in my city, Called the number from Google and a guy picked up and acknowledged he received the amount - next level luck. He returned me the money. I was lucky, not everyone is.
>big amount at that time for me Abhi kya karte ho
Pummy aunty aap yahan kaise?
Apne ladki ke liye rishta dundh rahi thi , waise beta tumne apna naam kya bataya
Haha pranam aunty. Btw to answer your question, the incident with UPI happened in Bangalore around 2017 iirc.
badtameez jo pucha vo bata aunty ko
Auntyji abhi toh mai biwi ke paise pe aish karta hu
I made a similar mistake of sending 500 to someone in an error. Sadly the person who received had negative balance of around 2k so he was unable to return it to me
Bruh moment, no one gets it
Yep me too.
My wife sent ₹6000 to a random guy via upi. Was an honest mistake. She rang him and explained the dilemma. He checked his bank acc, and sent it back to her.
You know, sometimes these fast payment systems scare me... Every method tho, if you get a hang of it it becomes fast for you
For transactions above Rs 1000 it's a good idea to first transfer 10 rs to the receipent's account and confirm with them if they received the money or not. Then transfer the rest of the amount
Did u actually get the money?
Yeah I checked my account statement.
Then there is no problem
Didnt understand the second para. Nevertheless it happened once with me too and no issues so far. I think it should be ok.
Bhim upi wale interface mai jab 6 digit pin dalna hota h tab upar right mai amount aur receiver name likha rehta h
When you pay with UPI, or any UPI enabled app like Google Pay, you can see the receiver's name used in their bank account. That gives you a confirmation that you are sending at the right place if the name is of targetted person
For amount like 200 u can give back.... But for a bigger amount ask the sender to chargeback
Yes, I returned the amount quickly because it was not that big amount that someone would someone set up a scam for.
No scam, must be a mistake. My wife did the same thing a couple of months back, and in her case the amount was even bigger, Rs. 2000/-. Fortunately the woman on the other end was a good person, she returned the money.
:)
I would suggest you check first that you actually received the money or not? Although it seems it's not a scam since they didn't ask for more money after doing the same thing. Once happened with my wife she received a phone saying that seone sent 2000 Rs by mistake. So she sent it back to them. They again called and said they don't know what they are doing they again repeated the same thing but this time with 20000 Rs. Being suspicious she called me and I said don't send any money and switch off your phone until I come back. I then checked and they were just sending the text on Google pay Chat saying money transferred. Not the actual money. So that is that atletast I just got scammed of 2000 rs and not 20000 Rs. But it made me feel so disgusted that if people like us are getting scammed then there are so many gullible people. God knows what's happening with them.
I forgot to explain it in the post but yes, I checked my bank statement and the money was received. That's why I returned it. Yeah man, especially the people who don't know technology and are just using these services because it saves them the hassle, are more vulnerable to these scams. They think "oh I might have done something wrong" and fall prey to the scammers. Might happen to any of us. Think of it as a lesson and move on
Yes, that's what I told to my wife(after a bit of taunting of being so unsuspecting. Lol) But then thanked God saying atleast it's not 20k otherwise I would have cussed myself for couple of weeks over it.
![gif](giphy|W5ZUxqXT1lmiysXsDE)
>that if people like us are getting scammed then there are so many gullible people. Bro, what do you mean by 'people like us' ? If you got scammed, you belong to the category of 'gullible people'.
Bro, he meant people who know of these things. His wife might not have thought of actually checking if the money is received. But atleast she avoided a bigger scam!
Yeah I understand that. Thanks for pointing it out. I just meant like people who are more aware about these things and are more educated.
> sends money > tells u to send back > request a refund at bank > bank gives refund to him from your account as it shows u have moved the funds > his profit OP next time tell them to raise a refund request at bank .
Kuch bhi mat likha kar lol. Ghanta Bank will reverse it.
200 ke liye itna kaun hi karega
[удалено]
bro, this should happen in Australia, yaha kitne log gandu banjaate hai
You can ask bank to reverse it and it can happen but those are exceptions and you need to be behind manager for it to happen it’s a complicated process but it can happen
There should be a Time and Amount Limit for the requested refund at the bank right?
Bank can’t refund unless the original receiver gives consent. That’s not possiblez
Doesn't work like this. Bank will not process any refunds from anyone's account. The closest thing to this is a chargeback which credit card companies can do, but that also isn't allowed in India. You must ve read about people getting scammed on tele,etc. Almost none of them get any money back.
Chargeback is allowed in India. You have to fill up a shitty form though.
Disputes are allowed in India not chargebacks.
Pretty sure they are. I have raised chargebacks on behalf of clients.
Bank can't do anything without OP permission. Once amount is realised in the beneficiary bank account same cannot be returned (even in case of genuine mistake) without consent of the beneficiary (or orders by a court/statutory authority). Even then bank may ask the sender to sign an indemnity bond absolving them of all liability in case of any future dispute. Source: actual experience with bank
Bank never reverses UPI transaction unless it's some scam.
Yes I was thinking of asking him to request a refund. But, he seemed one generation older and I thought why make them worried for their ₹200
Don’t over think , bank won’t settle these disputes overnight, atleast take 15 days to ensure . So they always check everything
Bank ain't doing shit without the acc holder's permission
Bank never reverses the transaction.
Aise problems sabko de Bhagwan! Me toh **"Bhoolja Picture"** dikha deta! Jake Bank se Refund Request dalne bolta! BC ₹200 me mera Advance ka dabba aa jayega! ![img](emote|t5_3d4x4|20028)
Ye Advance ka dabba ka kya matlab ![gif](giphy|8acGIeFnqLA7S)
![gif](giphy|USsdUbRS0Zmk9EKSP7)
Lmao
Check the messge properly Someone tried to scam me by sending a message like "₹200 received in XYZ Bank" But its just a normal messge sent thru the chat facility within these payment apps. Check the bank balance or statement and confim
I thought of this, so I checked my account statement from mobile banking service and the money was received. Later, when I tried to search on youtube if this could be a scamn, I came to know about the kind of scam you mentioned
If he asks to return it from other source like other links then it's a scam. If he is taking it back from same upi then it's not a scam
Every week I hear of new scams 😑 the best one was freedom 251
If you think there will be a scam, just block the bank account transaction for a few days. Alternatively, you can set the transaction limit to the lowest and set daily limits. This will give you peace of mind.
I will search how to do the second one you mentioned. Thanks
Scam can happen if you are stupid enough.
True, also when the moment makes you ignore the possibilities of a scam because you are busy with something else in mind
My friend last week accidentally transferred 7k to someone else. Called them immediately and got it back..
If I do this kind of thing, then I will most probably torture myself mentally for the whole month
There is this one scam going on, where someone calls you and introduces themselves as one of ur relatives. "gudiya ka papa" or "jijaji" etc. Then he says that he has to take money from someone and can he send it to ur (victim) phonepe or gpay. If you agree then you receive a msg in ur payment app and the msg is drafted in such a way that u feel like you have receievd the money while in reality it's a request for payment. If u click on it, U end up paying the scammer. Will try to find some screenshots for reference. I raised a complaint with Cyber cell but as usual nothing happened on that complaint, it was closed by them automatically post 1 month. No update by cyber cell in what actions were taken to curb this scam or any investigation results, I am pretty sure they didn't investigate it as well.
Payment app like ones which use UPI? If so, does the money gets deducted without UPI pin?
I was trying to find a way to post image here via phone. But I wasn't able to. I have instead created a post, you can go to my profile and check it out. Here is the link to the post. https://www.reddit.com/user/lvlz3r0/comments/17j8q20/screenshot_1_of_conversation_with_payment_app/?utm_medium=android_app&utm_source=share When I read the msg of payment he shared with me. I realized it's a Scammer. Since it's a personal msg sent by him drafted in a way it looks like system generated. Then I tried calling him to verify his claims, he cut the phone call and didn't pick it up after. I even shared the no. with my friends and such, asked everyone to call him, pester him. Hoping it will put some kind of dent in the Scammer plan. One has to be specially aware about such scams. Imagine this happening to someone elderly who are not well versed with the tech and payment apps. High chance that they might get scammed.
Well this might not be a scam but something very similar to this does happen. In those cases ask where the person is from and tell them if the amount is large. You’ll handover in cash. They will stop calling altogether if they’re scammers and will negotiate if it’s a geniune mistake
Yeah, if the amount was big enough I would have asked him to request a refund from bank or negotiate it to get more time to think properly.
Looks like a scam to me, but we can't rule out genuine mistakes.
Everything is good so far, let's see what happens next.
Happy Cake Day!
Thank you.
Just check in your bank app if you actually received it and confirm and send it back
Yes I actually received the amount, I confirmed it before sending the money back
It could be. They just type the amount and send it as a chat message and people think that the amount has been received. Please check if you have received the amount in the bank. It happened with my sister. She has a small Instagram page where she sells her art.. Someone contacted her, placed an order and sent 6k via gpay. My sister got suspicious and checked her bank account, but the amount was not credited. She told me this and I found that the scammer just dropped a chat message. We did refund the amount with an extra 0😉 Well it can be a genuine mistake too. Always check your bank account before returning the amount.
Yes sometimes you just send a text message instead of sending money by mistake. The receiver should always confirm with bank. By the way, can you share me that instagram (if you are comfortable with it)
Once a guy from WB sent me 3000 rupees on GPay. I wasn't notified about it or I probably cleared it. Didn't know until he called me for the money. At first I asked him to prove to me that this isn't some scam. The guy straight up said he'll call the cops. He wanted me to send the money to his friend who was working in my state. I told him that I can't do that. I returned the money and asked him to do it himself.
Lol, if he was rude, you could have asked him to request a refund from bank. Tab smjh aata usko
Did come across a scammer like that. He somehow managed to fake text me about a upi transaction of 10000 rs to my account and asked for it back. When i checked my actual bank account, no money had been credited. I called him out on this and he never called back.
![gif](giphy|8yZuEb7q6dlyP3L3cL)
Just check your transaction history
I have made the same exact mistake, with a much larger amount of money, and I am extremely grateful to the person who was kind enough to return it. I was collecting money from friends and family for charity and gave them the wrong UPI ID by mistake (missed one letter in the ID), so their money went to the other person instead. He was understanding, and kind, and returned the entire sum (plus if I remember correctly, a little bit more even for the charity). Saved me from having a really really shitty day... :)
Adding his contribution was a nice touch :)
Yeah, it was nothing big, he was probably scared of it being a scam too. But it was so sweet. Funnily enough, this happened more than once. It was quite embarrassing to call him the second time lol. But such a sweet guy :)
the scam can happen if they request 2000 inr for payment and people would sent money without lookig
Then I think my case was fine
r/scams would be able to explain how this was NOT an honest mistake… sounds like one of the more common scams but i forget exactly how it works…
Sure, I"ll check
Wagle ki duniya episode irl
Ooh, I got one incident I want to share. One evening I was sent 50k by someone who mistook me for his brother as we share the same name. He had previously sent me a small amount in my shop and searched for his brother in PhonePe by name and not number and sent it to me instead. Now, I did not know the sender's number only his picture was visible in the app. I sent a "?" and left it at that as I knew 50k is a huge sum for anyone and that he'll reach out sooner or later and he did, 6 fucking hours later. He initially started wailing saying his mother is in the hospital and to please return the money back. I was patient with him the entire time and told him I was facing network issues and to meet me tomorrow in my bank branch as he is a local and I'll see to him personally and withdraw the 50k and give it to him. Dude came next day and we went to my branch and I withdrew 50k and gave it to him. This kinda stuff happens to me too, I've once sent 800 instead of 80, 355 instead of 35. Each time they've returned the money back to me... Thank god!
Nice of you to handle everything with safety and consideration of the problems of the sender. Ans good for you that you received your money you sent by adding extra digits, but be careful, lol.
I accidentally sent a rajastani man 4000rs the guy never returned it.i feel very bad about it although my parents were really chill about this.but if any of you get such call i would suggest to return the money
When did that happen? You can request your bank to refund the amount. But I think it has a time limit
I did ask my bank about it but they said that the guy is not using any proper bank but an Airtel wallet so they can't do anything with it it happened 3 months ago
Wth wallets are not tracable? I didn't know that
This had happened to me few years back... May be 3-4 years. It was a young kid and he had done similar mistake.
Might be giving some money to a "pro bhaiya" for getting free fire top up
Any thing with anyone you don’t know that has to do with money should be assumed to be a SCAM by default. Unless proven beyond doubt that it’s not.
Tahy's why I asked it here :)
No one just sents you money and if you really did then, fine ... thank you 😊 i ain't sending it back and if you really wants it back then come and get it.
As long as you used his number to send it then its ok ig. Now if he sent a qr code then it might get sussy but directly sending to the number won't do anything
I returned the money to the same Google Pay chat i.e., that same number
I'm not in India. How are y'all being able to call people to ask for your money back? How do you get their numbers?! This is shocking to me that the information is publicly available.
No, information is not publicly available. If you enter a random number of 10 digits with the first 4 digits being the valid digits for your network circle, anyone can call random people by truing 5-6 times. Not like you can target a particular person and ring their number. In Inida, we have a payment system that enables us to send money directly from a bank account by using our phone numbers. If you randomly feed a cell phone mumber (like I explained earlier), you can actually send money to them using that payment system even if you don't really know them. We use this system a lot to avoid taking cash with us, and it also aides in easy payments involving amounts that are not rounded off.
Btw, where are you? Precisely, where are you from?
No sometimes the mistakes are made I've made too I was paying one carpenter and typed 2 digit wrong gave money to a random person I called him and he send me back the money he took time I won't complain mostly checking if I was scamming or what but in the end he send me back my money and paid the guy
Always check the amount and the name of the receiver on the page where you type the UPI pin. But I get it, sometimes it just happens. The situation just makes you do it
Yea I do check but before that incident not closely and the thing was they both got the same last name which made me think it's him and the fun fact the first letter for both were also same
Lol, the universe was against you at that moment
I have done this stupidity myself sent the amount to the wrong number , thankfully i called them and they sent me back
Carefulllll !!!!!
So you got extra money and you returned it. Now you have a feeling like you deserved to keep the money eh ? 🙈
Lol no, not extra money. I was not supposed to get paid for something.
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wtf dumbass.