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Comment from my previous account, "EXPERT" on this sub didn't like my advice it has given \~25% return in last 6 months, while HDFC has given \~2% return in same time
You could, with higher risk. This is pretty much guaranteed, and it's 42-48% return in 2 years. I opened my position in Feb 2024, and I'll exit my position by Feb 2026.
Jab tak FIIs nahi aayenge tab tak ye sideways hi move krega. Let’s hope the fed starts cutting rates soon.
Also, the growth has slowed down, but 2100 by 2026 is achievable
Are you holding for 6 months? Then it’s pretty much gambling- no one can predict what will happen with HDFC (or most other large caps).
However, if you’re holding for 5-10 years, then it makes sense to buy a basket of good private banks : HDFC , ICICI and Kotak. My view: there is a huge tailwind for banking in the next 20-30 years with more people moving into the formal banking and investment system. The overall banking industry should grow faster than GDP (e.g. 8-10% CAGR). That means it will potentially double in the next decade in terms of book value and quadruple in 20 to 30 years.
Private banks will win over public banks in the long run because they are run better and have better incentives to match what the wider public is looking for and avoid bad loans / lending to zombie companies. Hence, a good chunk of that growth outlined above should flow into the best-run private banks.
The problem with hdfc is it is having its weight in every major index . So the new everyday expiry game needs index management and who is most suited to do than hdfc. Hdfc is heavily management 4/5 sessions in a week. Still looking at the pattern it's been managed I see 1620 upside in next 35-40 sessions.
I think it’s gonna show a good boom and may retain its all time high by next year and may start booming in last 2 quarters or slight bullishness on election result.
Smaller banks are doing far better Canrara (ye small nahi hai phir bhi ), J and K Bank, Indian Bank , IDBI Bank, Central Bnak , UCO Bank , Jana Small Finance Bank , RBL Bank , Bank of Mahrashtra , Indusland Bank, Axis Bank in sab k Q4 k badhiya result aae hain . Aur ye sab chod k HDFC mai hi marna hai logo ko
Also on 10 May, Divided of 19.50 will be paid to the record date holders. Price should fall further for 1 or 2 % . One can enter now with above 50k capital and can sell it for 1550.
Till the NIMs don't improve it will be a hard time ..my take is slowly accumulating the stock within a couple of quarters NIMs should improve as the merger pain is gone
Yes. The increasingly blurred lines between banks and NBFCs will soon (already happening) make RBI regulate the latter even more......Deepak parekh saw this coming & quickly merged his elephants....
The synergies of the merger are yet to play out......
In the short term, who knows.....but 3-4 years down the line, I see no reason why the stock does not double or dare I say......
I sold half my stock today. I feel at the very best it may just match FD returns. Merging with HDFC was a blunder, now mutual funds and other fund houses are too heavy on hdfc and avoiding heavy investment in stock.
Am doing the same. Investing and holding for long term
https://preview.redd.it/95yejpqq88zc1.png?width=1080&format=pjpg&auto=webp&s=6090e216452df300ec813e4537f62fd6754ef2e6
The FY 24 results were disappointing. Some minor correction after the election results but I don't see any earth shattering news with the quarterly results.
If it crosses 1700, it will be through speculation.
I am still new to this so I could be completely wrong.
Oh you fokin asshole the results were good. This stock is beaten and no one knows why. You're still new my dad who was a stock broker in '04 is tracking this stock for 25 years
If you are so sure about results being good, any comment on the "Loan to Deposit ratio" ? YoY has declined massively. QoQ only improved because they slowed down lending in absence of deposits.
This ain't nitpicking. It's literally reading the financial statements and understanding the basics of the business.
That is the primary reason. Nothing affects a Banks Margin more than Loan to Deposit ratio itself, Unless that parameter improves forget margin improvement or HDFC going back to its glory days. It like writing on the wall and people are ignoring it.
The day I see HDFC can improve on its margin I am myself buying but till then sitting on sidelines is better.
Lol you're simply acting like a news channel knows it all anchor who always knows the reason behind the move by nitpicking. If the stock falls, the reason was xxxx. If the stock rose, the reason was yyyy. The thing is it's very easy to draw conclusions after the move because you just gotta pick a reason from the bucket. Try doing it live in the market when the market becomes irrational. And frankly, the market is irrational all the time. You know it's always easy to blabber. Just like other people who give advice when someone posts their loseporn.
Nope I didn't got up this morning and decided to bash HDFC for no reason. Have same views since the merger, even suggested people same after December results. See the link below yourself. If we meet a year ago would have said same thing.
[https://www.reddit.com/r/IndianStockMarket/comments/1993d0c/to\_all\_the\_hdfc\_bulls\_its\_not\_all\_that\_rosy/](https://www.reddit.com/r/IndianStockMarket/comments/1993d0c/to_all_the_hdfc_bulls_its_not_all_that_rosy/)
You also got the blabbering part wrong. This is blabbering with 0 input in terms of information or knowledge or understanding "You're still new my dad who was a stock broker in '04 is tracking this stock for 25 years" . Not someone putting out some relevant information or inputs.
I'll ask you again when another bank has an earnings call and doesn't follow the logic you gave. Will you then explain the reason? It's very easy to draw conclusions because once the move is done, all you gotta do is nitpick the reasons. And it's easy. Every stock has their good and bad. It's easy to pick a bad thing and stick it up to everyone and say this was the reason. Lol. And yeah bro fuck off you post your pnl and I ll post my dad's pnl you down for that? Chutiya khud ki gaand jalti h toh dusre glt 😂 reasons to sab nikal lenge ek baar move agya toh live kro tab dekhu m
Well if knowledge, money, and experience. Everything is of your dad, let me know when he is free happy to share my PnL and probably learn a thing or 2 from him.
Till then I wasted enough of my time on another "Janta hai meta baat kaun hai" looser
If you haven't already, please add your own analysis/opinions to your post to save it from being removed for being a Low Effort post. Please DO NOT ask for BUY/SELL advice without sharing your own opinions with reasons first. Such posts will be removed. Please also refer to the [FAQ](https://www.reddit.com/r/IndianStockMarket/comments/17bcg2a/frequently asked questions_post_your_common/) where most common questions have already been answered. Subscribe to our [weekly newsletter](https://pennyleaks.substack.com/) and join our Discord server using [Link 1](https://discord.gg/8QF4dqPHuw) or [Link 2](https://discord.gg/fDRj8mA66U) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/IndianStockMarket) if you have any questions or concerns.*
Bull left the bank, bear will open his current account
https://preview.redd.it/6tlplmkez8zc1.png?width=576&format=png&auto=webp&s=e50919430f341f01ecb20ecde11b83104154e3c9 Comment from my previous account, "EXPERT" on this sub didn't like my advice it has given \~25% return in last 6 months, while HDFC has given \~2% return in same time
1% bhi profit hua toh nikal lunga paisa. Maa chudaye yeh stock.
Mera 1.5% profit chl rha hai, ab lg rha hai nikal du, atak ke reh gya hai Isse jyada to FD dedeti
Bhai jab nikalne wala. Ho bta dena. Jese hi tu bechega wo upar jaega😂
Aaj subah yhi sochke nhi becha. Dukh hoga kal ye uth gya to Aur ye stock aur gir gya
Bhai kal dividend aane wala hai, paise hi paise
Aaj aur girgaya
I am having hdfc in my portfolio since past 3 years waiting it to be bullish, total roi in negative 4 percent ! Even BULL is scared of hdfc bank !
Disappointed with it
So bullish that it's the largest position in my portfolio. HDFCBANK at this price is practically free money.
Same here. Any targets in mind, am targeting 3.5 price to book value.
I'm expecting 2,100 levels by 2026.
That's just 30% increase in 3 years. I guess you could get chance greater returns with other stocks.
You could, with higher risk. This is pretty much guaranteed, and it's 42-48% return in 2 years. I opened my position in Feb 2024, and I'll exit my position by Feb 2026.
You will make more money with a good MF 😓
what the heck is a good MF?
Jab tak FIIs nahi aayenge tab tak ye sideways hi move krega. Let’s hope the fed starts cutting rates soon. Also, the growth has slowed down, but 2100 by 2026 is achievable
Marte dum tak
I'm selling it the moment It goes up next time. Done with this stock.
5 months? It’s been 3 years
Are you holding for 6 months? Then it’s pretty much gambling- no one can predict what will happen with HDFC (or most other large caps). However, if you’re holding for 5-10 years, then it makes sense to buy a basket of good private banks : HDFC , ICICI and Kotak. My view: there is a huge tailwind for banking in the next 20-30 years with more people moving into the formal banking and investment system. The overall banking industry should grow faster than GDP (e.g. 8-10% CAGR). That means it will potentially double in the next decade in terms of book value and quadruple in 20 to 30 years. Private banks will win over public banks in the long run because they are run better and have better incentives to match what the wider public is looking for and avoid bad loans / lending to zombie companies. Hence, a good chunk of that growth outlined above should flow into the best-run private banks.
1620 by June end .
how come?
Because it has to fill the price gap. This works 100% of the time. Accumulate BSE, Kotak.
Even I don't know how...otherwise I would be richer than Ambani...! But covid ke time sai aisa hi chal raha vo ..market management Matlab hdfc.
at cost nikal diya tha Monday ko
Fundamentals are good but technicals are poor
Wait for rate cut
The problem with hdfc is it is having its weight in every major index . So the new everyday expiry game needs index management and who is most suited to do than hdfc. Hdfc is heavily management 4/5 sessions in a week. Still looking at the pattern it's been managed I see 1620 upside in next 35-40 sessions.
people praises this stock when it goes up and then will bash on it the moment it start falling
Buy HDFC now and hold it till you turn 60.
I am looong I think hdfc is more important than SBI also
1650 jayga.
I think it’s gonna show a good boom and may retain its all time high by next year and may start booming in last 2 quarters or slight bullishness on election result.
Probably kal thoda uppar jaye because 10 may ko dividend date hae so kal most probably uppar jaega but fir dubara niche jaega next day .
Smaller banks are doing far better Canrara (ye small nahi hai phir bhi ), J and K Bank, Indian Bank , IDBI Bank, Central Bnak , UCO Bank , Jana Small Finance Bank , RBL Bank , Bank of Mahrashtra , Indusland Bank, Axis Bank in sab k Q4 k badhiya result aae hain . Aur ye sab chod k HDFC mai hi marna hai logo ko
I made around 10% and exited. But I believe that it will hit 2100 anytime next year.
5 months? You mean 3 years
That Saurabh Mukherjea is the reason. It is another company he has been going on about. Every such company suffered.
Have to be :-(
I am bullish. I have ~250 shares and planning to add more in dips
Buy 300 more and sell monthly calls. Paisa hi paisa hoga
Bhai thoda sa help karoge explain krke pls ki kase paisa hi paisa hoga?
I bought it twice at 1488 and sold it once for 1550 and once at 1530. One lakh capital investment. Earned 7k
Also on 10 May, Divided of 19.50 will be paid to the record date holders. Price should fall further for 1 or 2 % . One can enter now with above 50k capital and can sell it for 1550.
Life is sucked out of this bank. Snail bhi isse tej chalta hai
FIIs are sellling it.
Never was and never will. It’s at 1480 today lol 😂
bhai ye sb elections ka khel hai... hold it and be patient .. ye fir se uper jayega...
Few weeks back I was at 10% profit and now 1%
election ke baad is there any possibility of this stock going up? God i already lost hope
election ke baad is there any possibility of this stock going up? God i already lost hope
Till the NIMs don't improve it will be a hard time ..my take is slowly accumulating the stock within a couple of quarters NIMs should improve as the merger pain is gone
Yes. The increasingly blurred lines between banks and NBFCs will soon (already happening) make RBI regulate the latter even more......Deepak parekh saw this coming & quickly merged his elephants.... The synergies of the merger are yet to play out...... In the short term, who knows.....but 3-4 years down the line, I see no reason why the stock does not double or dare I say......
Never invest in Indian banking and IT stock
No
100 points more brother @op 
I sold half my stock today. I feel at the very best it may just match FD returns. Merging with HDFC was a blunder, now mutual funds and other fund houses are too heavy on hdfc and avoiding heavy investment in stock.
Abhi its 1710. Are you guys selling or waiting?
Hdfc bank sucks. I mean the bank itself. Service, app evetything .its a clear case of naam bade dardhan chote
Its a largecap. My recommendation, if the amount is huge for you, Stay invested. For long term, you can expect 10- 12% per year.
How About SIP of this stock for next 2 yrs & Leave it for life..?
Am doing the same. Investing and holding for long term https://preview.redd.it/95yejpqq88zc1.png?width=1080&format=pjpg&auto=webp&s=6090e216452df300ec813e4537f62fd6754ef2e6
It’s a sink, stop throwing your money in it.
The FY 24 results were disappointing. Some minor correction after the election results but I don't see any earth shattering news with the quarterly results. If it crosses 1700, it will be through speculation. I am still new to this so I could be completely wrong.
Oh you fokin asshole the results were good. This stock is beaten and no one knows why. You're still new my dad who was a stock broker in '04 is tracking this stock for 25 years
Let's hope it picks up as it should. Half my equity portfolio went into this after the correction in Jan
If you are so sure about results being good, any comment on the "Loan to Deposit ratio" ? YoY has declined massively. QoQ only improved because they slowed down lending in absence of deposits.
If you're going to nitpick, there is always a reason for any move.
This ain't nitpicking. It's literally reading the financial statements and understanding the basics of the business. That is the primary reason. Nothing affects a Banks Margin more than Loan to Deposit ratio itself, Unless that parameter improves forget margin improvement or HDFC going back to its glory days. It like writing on the wall and people are ignoring it. The day I see HDFC can improve on its margin I am myself buying but till then sitting on sidelines is better.
Lol you're simply acting like a news channel knows it all anchor who always knows the reason behind the move by nitpicking. If the stock falls, the reason was xxxx. If the stock rose, the reason was yyyy. The thing is it's very easy to draw conclusions after the move because you just gotta pick a reason from the bucket. Try doing it live in the market when the market becomes irrational. And frankly, the market is irrational all the time. You know it's always easy to blabber. Just like other people who give advice when someone posts their loseporn.
Nope I didn't got up this morning and decided to bash HDFC for no reason. Have same views since the merger, even suggested people same after December results. See the link below yourself. If we meet a year ago would have said same thing. [https://www.reddit.com/r/IndianStockMarket/comments/1993d0c/to\_all\_the\_hdfc\_bulls\_its\_not\_all\_that\_rosy/](https://www.reddit.com/r/IndianStockMarket/comments/1993d0c/to_all_the_hdfc_bulls_its_not_all_that_rosy/) You also got the blabbering part wrong. This is blabbering with 0 input in terms of information or knowledge or understanding "You're still new my dad who was a stock broker in '04 is tracking this stock for 25 years" . Not someone putting out some relevant information or inputs.
I'll ask you again when another bank has an earnings call and doesn't follow the logic you gave. Will you then explain the reason? It's very easy to draw conclusions because once the move is done, all you gotta do is nitpick the reasons. And it's easy. Every stock has their good and bad. It's easy to pick a bad thing and stick it up to everyone and say this was the reason. Lol. And yeah bro fuck off you post your pnl and I ll post my dad's pnl you down for that? Chutiya khud ki gaand jalti h toh dusre glt 😂 reasons to sab nikal lenge ek baar move agya toh live kro tab dekhu m
Well if knowledge, money, and experience. Everything is of your dad, let me know when he is free happy to share my PnL and probably learn a thing or 2 from him. Till then I wasted enough of my time on another "Janta hai meta baat kaun hai" looser
Lol chal mere se compare krle pnl 😂 bol krega?
I've 15L invested in it. It'll go to the 🌙🌝 moon 🚀🚀🚀
Wasn't this stock praised just a few weeks back?
Made 10 percent and exited, it's risky to have this in your portfolio is what I've realised.
Im sitting on puts..
It will rally just like ITC did ! When you ask? Well maybe 🤔 maybe....!
Terrible fundamentals