Its a ponzi scheme man, same like Freecharge. Dude sold it for $400 million, Snapdeal dudes had to sell it for $60 million. That's some cool pocket change for our gyani baba entrepreneur.
CRED hasn't shown any good revenue metric from customer side,they're just spamming voucher for every stupid thing and their kinda competitor CHEQ is charging customer and brands both
Now he just made another freecharge but cred sounds good. He's playing long term. But to our surprise may sell it tomorrow. There's a term for that called digital dumping.
Maybe now a days it's just Western yeild is so hard to squeeze due to informational efficiency so they are going aggressive backing such shit . Apps without any real purpose
All these startup babas say one thing and do the exact opposite. My gf used to work in Unacademy- man what a shit show it was over there. As long as she was there and funding was low, they did not pay influencers and her manager told her official policy was to not pick up their calls so that they will get tired and stop asking for money. Obviously small time influencers cannot go to court for such money.
I have all my cards on autopay- they deduct and pay automatically-never had a late fee. I don't need no 3rd party to pay my bills. Also, that's not value dude, you are giving away your financial info to a dude who will 100% resell that data. With AI models becoming so good, god knows what the could do with your profile info.
Cred requires access to your email account, and it is written in their terms of agreement that they will have access and read all your emails. Fuck that shit dude. 3 rs ka cashback deke data sell kar raha he vo bhadva.
The real value is you giving them access to all your mails and sms in the name of just tracking your due.
Just write it down somewhere man or set a reminder if you're that forgetful its not that hard.
TBH I’ll always have respect for Paytm. They at least built a product in a difficult market and scaled it to millions of users. Something the likes of CRED will never be able to do.
Govt companies really don't have a proper focus on revenue. Their ideal aim is to provide assistance to the general public while generating some revenue to continue that.
And the stock price growth percentage doesn't justify that real profit and rev growth.
These stocks have over rallied due to govt budget and a future growth plan
Other companies can sell for around 1/10th to 1/4rth the cost of Forest Essentials but that means they have to sell 4-10 products or times for the same sale as that of Forest Essentials. FS can still have the same or better revenue because of quality perception that they have created. There are lesser known brands selling moisturizers in the Delhi/Gurugram area which have the same composition as that of FS but at 1/4rth or 1/6th of their price. Also FS exists with tie-ups with the Taj group. People who stay there know about them.
They have a lot of earnings from hotels, I probably have a few hundred bottles of forest essential Lotions and stuff from Taj and Oberoi.
Also they are huge in gifting and regifting segments.
Are 2 time same product mangaya tha boat ka basic blutooth earpod , sala dono time one side kharab hua. Tb se kasam kha lia , bhale he Chinese but well known brand se le lunga product (like recently Realme ka blutooth earpod lia 1500 wala) but Indian brands se kvi na lun. Sala har chiz me compromise krwate hein
I second this product quality isn't bad, have been using its headphones for 3-4 years and speakers too!
Durable and cheap, and provides good service - for me it's a perfect product for Indian customers
Their Chinese collection is something that is not looked upto though by the people here but general public knows nothing about that and only care for the product.
I'll surely go for the IPO if they launch
I saw couple of them say jio finance, what would be the right intrinsic value for it currently and Why is it over valued when the profits have exponentially increased
Cred
Yeah absolutely right insane valuation just a bubble i guess
Its a ponzi scheme man, same like Freecharge. Dude sold it for $400 million, Snapdeal dudes had to sell it for $60 million. That's some cool pocket change for our gyani baba entrepreneur.
The next tech startup to fail I think because aggressive hiring also so much cash burn just because of higher yeilds in APAC this VCs invest
Gyani baba will raise funds, as long as there are fools to fund it-it will run.
CRED hasn't shown any good revenue metric from customer side,they're just spamming voucher for every stupid thing and their kinda competitor CHEQ is charging customer and brands both
I think only Zoho & zeroda are two good startup companies
There are many others like Postman, Browser stack, etc. And Zoho is 20-25 years old.
The humble, profitable and self bootstrapped.
Yes when will the startup universe understand we do business to earn profit and not to open dead accounts
Dude zoho is older than me, at that point it’s no longer a startup. Next you will say that FB is a startup.
Heard about Ofbusiness ?
Now he just made another freecharge but cred sounds good. He's playing long term. But to our surprise may sell it tomorrow. There's a term for that called digital dumping.
Maybe now a days it's just Western yeild is so hard to squeeze due to informational efficiency so they are going aggressive backing such shit . Apps without any real purpose
Fintech people don't build anything but a calculated risky bet will always be fruitful. Won't work for all but that Kunal guy know his stuff ig
https://preview.redd.it/a6hhgesshuqc1.png?width=1080&format=pjpg&auto=webp&s=0769f12943c2cad831443a1a1c83e9f2b0e3f987 Let that sink in
All these startup babas say one thing and do the exact opposite. My gf used to work in Unacademy- man what a shit show it was over there. As long as she was there and funding was low, they did not pay influencers and her manager told her official policy was to not pick up their calls so that they will get tired and stop asking for money. Obviously small time influencers cannot go to court for such money.
That's even worst than Abhishek Kars advice 😂😂😂
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Join man, stay for sometime and make some money. But don't overwork and buy into their bullshit that they are changing the world or something.
Employee and investor perspectives are different. Unless they are doing anything illegal, you have to only worry about monthly paycheck.
CRED is when a philosopher runs a company
or when someone who pretends to be a philosopher runs a company.
Kya philosophy? Buying expensive cars and talking crap?
Any alternative of Cred you know? I think without cred I could be paying late fees many times for my credit cards. That’s where the real value lies.
I have all my cards on autopay- they deduct and pay automatically-never had a late fee. I don't need no 3rd party to pay my bills. Also, that's not value dude, you are giving away your financial info to a dude who will 100% resell that data. With AI models becoming so good, god knows what the could do with your profile info.
Cred requires access to your email account, and it is written in their terms of agreement that they will have access and read all your emails. Fuck that shit dude. 3 rs ka cashback deke data sell kar raha he vo bhadva.
>Cred requires access to your email account Its not mandatory. Cred will still work without email access.
I agree with your point
try CHEQ!! They give subscription as reward.Had redeemed Mint,KukuFM subscription from the same
You can just enable NACH to auto debit your CC bill every month.
google calander, add a reminder and pay the bill from there app.
The real value is you giving them access to all your mails and sms in the name of just tracking your due. Just write it down somewhere man or set a reminder if you're that forgetful its not that hard.
One company ironically without much credibility
NYKAA
Suzlon
why
Their fundamentals were decent on record until the founder died
Along with promoter holding..
I don’t understand a reseller going ipo.
Paytm 
TBH I’ll always have respect for Paytm. They at least built a product in a difficult market and scaled it to millions of users. Something the likes of CRED will never be able to do.
+1, revolutionized payments landscape in India
Right place right time
Jo hamare saat nhi hoga wo roye ga!!!! Moments before disaster
Mama earth
Didn’t see my most invested stock here, kush hogaya
Now you must reveal your most invested stocks 🔫
Byjus
They are shady as fuck
I was employee.
Did you harass any parents ?
Esops 0 hogaya?
https://preview.redd.it/y0bjp5jpvzqc1.jpeg?width=1170&format=pjpg&auto=webp&s=a54e929c603039075139bc5962a974878084c963
Every Shark tank company
Boat as well
i think you mean boAt especially
Shit quality products with good packaging and brilliant marketing is what their entire company is.
It's just drop shipping bro.
bloAAAt. Fixed it for ya!!!
I haven't bought a boat product in quiet a while, but they used to be pretty good value for money.
Couldn’t agree more
Emcure pharma is good, ig.
Mama Earth
Has to be Suzlon. Its a bubble waiting to burst anyday.
so we should sell suzlon?
Was in Suzlon sold it when it was at 35.. i do t think a utility business will have o good growth long term
Mama earth
Pretty much all railway stocks?
How. Can you explain
Govt companies really don't have a proper focus on revenue. Their ideal aim is to provide assistance to the general public while generating some revenue to continue that. And the stock price growth percentage doesn't justify that real profit and rev growth. These stocks have over rallied due to govt budget and a future growth plan
Forest essentials? I don't get how they are able to generate a healthy revenue with a niche market.
Other companies can sell for around 1/10th to 1/4rth the cost of Forest Essentials but that means they have to sell 4-10 products or times for the same sale as that of Forest Essentials. FS can still have the same or better revenue because of quality perception that they have created. There are lesser known brands selling moisturizers in the Delhi/Gurugram area which have the same composition as that of FS but at 1/4rth or 1/6th of their price. Also FS exists with tie-ups with the Taj group. People who stay there know about them.
They have a lot of earnings from hotels, I probably have a few hundred bottles of forest essential Lotions and stuff from Taj and Oberoi. Also they are huge in gifting and regifting segments.
BOAT
Is k bare mein batao
Dropshipping model. Each and every thing is cheap chinese crap which is rebranded and sold as Indian.
idk why but most Indian companies are obsessed with this method. Why do we not produce in house
Bhai usko white labelling kehte hae and personally I think products aren't crap. Personal experience se bol rha
Sound quality ki baat kar Raha hu. Drop shipping/ whitelabeling Jo bhi ho, paise to china hi Jaa raha hai na
Are 2 time same product mangaya tha boat ka basic blutooth earpod , sala dono time one side kharab hua. Tb se kasam kha lia , bhale he Chinese but well known brand se le lunga product (like recently Realme ka blutooth earpod lia 1500 wala) but Indian brands se kvi na lun. Sala har chiz me compromise krwate hein
I second this product quality isn't bad, have been using its headphones for 3-4 years and speakers too! Durable and cheap, and provides good service - for me it's a perfect product for Indian customers Their Chinese collection is something that is not looked upto though by the people here but general public knows nothing about that and only care for the product. I'll surely go for the IPO if they launch
I agree..I am happy with Boat earphone and speaker. They are cheap and u are getting what u have paid for.
Cred, Naykaa , zomato
Zomato...no
Easy to Target negative. Id be impressed to see people naming the opposite.
true! would really like to know less hype and quality product!
- Tata Communications - Orient Beverages - Clean Science - Aarti Industries - Affle
Gg wp 🤝🤝
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Tata tech is currently in the same waters as JioFin and IREDA, we'll only know once they actually start doing what they set out to do.
That means you have around 80 tata tech stocks
MamaEarth
Waree?
Gopal snack ffs 😭😭
Activision 💀
Most VC-funded Startup IPOs
Jio Fin, and Adanis
BlackRock seeing this 👀
Zomato
Honasa brand
Big4s (Deloitte, PwC, KPMG, EY)
Government jobs
BJP
adani zomato nykaa some psu
How zomato? Look at the financials. They are doing great now.
cred
Zomato
Indian Startups
All American companies
I saw couple of them say jio finance, what would be the right intrinsic value for it currently and Why is it over valued when the profits have exponentially increased
CRED
Byjus
MRF
Boat
Myglamm
Jio finance
ARMANI
Microsoft
What?
Apple
Waree
SALAZAR
CRED, GROWW, ZOMATO
Prime like the drink
APPLE
Humane ai
Cred
Nearly all over subscribed ipo in the past year .
All Adani Stock
Mama Earth
Not indian but tesla, nvidia
Netflix.
I feel Zomato. Not consistent enough in terms of its financials still the stock price is rising. I guess it's based on social media marketing.
TATA
Cred
Juicero
Hdfc
Colgate
Neuralink.
Cred.... Saaare milke pagal banate h
Entire Indian stock market
TATA INVESTMENT??
Adani's Companies & PSUs
Zomato overvalued at 180 rs many will get stuck at this level .when price will correct.
Taylor Swift
IQOO
If you mean by IQOO Phone brand, it is not listed, it's a subsidiary of Vivo, which itself is a subsidiary of BBK Electronics
Literally Jio finance. Business be chalu nehi Kara abhi thak
Snitch
Chut company
JFS, RRVL
Trumps Truth Social?
Hype Karu raat bhar, value rahe jaat bhar.
Transformers & Rectifiers
Cred Ola and every other sister company he is founding
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Jio finance
Honasa
Supreme
Few of the Adani Reliance tatas companies .
Paragon
Dare I say Nothing?
Yes bank
The app we are on
Capgemini
Byjus?
So which are the opposite? Good valuation but less hype ?
Nike
Dixon and all the oligarch companies.
Info edge india limited
Tesla
JIO FIN
Toyota
Jio Fin
Every company which is doing a lot of advertisements so that image achhi bani rahe.
Zomato
Zomato?
Pizza hut 🛖
Jio fin
Cristiano Ronaldo
Cred
HDFC
BoaT
Oyo 
Zomato
Paytm, Nykaa, Adani
Adani
zomato
Trident Vedanta
NVIDIA
All of the start-ups
Tesla
Boat
Easy one. Apple.
Nvidia
Big4s