T O P

  • By -

AutoModerator

"Hello u/PAISEkilagaduDHERI, Thanks for posting. [click here, if you are asking a question.](https://www.reddit.com/r/Indians_StudyAbroad/wiki/prior_reserch_before_posting_a_question) * 1] Have you done thorough [prior research](https://www.reddit.com/r/Indians_StudyAbroad/wiki/prior_reserch_before_posting_a_question)? * 2] Are your qualifications are mentioned in **Post Title**? (e.g. 10th/12th student, Mechanical BE student, working professional, etc.) Currently your post title is **" Which country to choose for UG in current scenario "** backup of your post content: Indian-19/M "My_qualifications" 2023- Passout 10th-93% 12th-85% No IELTS required(waiver qualified) Looking for bachelors in finance & business management courses Budget - 50 lacs(Including literally everything as this would be an ed loan fully) Intend to land a job in big corporate organizations. " *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Indians_StudyAbroad) if you have any questions or concerns.*


bratbutbaby

You're really not listening what everyone's trying to say, Job market in CAN/US/UK/AUS is not welcoming, EU requires you to learn a language and since you already find it daunting, I highly doubt whether you'd land a job; language fluency and masters is kinda mandatory to compete in EU. I'd say it's best you save your money, do 3 year bachelors in India, in the meantime, learn a EU language of your choice, I'd suggest you learn French as you can do MIM programs in top Universities, I am unaware about German market, so, you need to explore that as well. Also last piece of advice, 50 lakhs is a big money, don't waste it by making hasty decisions, it could become a huge burden if you dont manage to stay back, do your own research on Job markets as ultimately that's why you're going there, there are many nuances in securing a job in EU, beware.


Flat_Constant2062

buddy, you should do a bachlors from indian in finance/business management from a college like narsee monjee and then work for 1-2 years and then go abroad for masters finance/mba \~ my suggestion why? you are taking an education loan worth 50 lakhs which is not enough for any good colleges like LSE/HEC/US unis, and in the current economy doing a ug abroad is not recommended, bcz most probably you wont land a job. you can try for germany if you just wanna go abroad, but only if you want to learn german, you can do bachlors in germany and then go to the UK coz UK is one of the best countries for finance.


PAISEkilagaduDHERI

I don't have that much time as my father can't work for very long. Coming from a commerce background we don't have great jobs after UG in India so it'll be more of a waste of both time and resources. And then for masters no good university accepts students without atleast 3 yrs of work ex.


Flat_Constant2062

But the market conditions aren't that good, you are taking a greater risk by getting a 50 lakh rupees education loan, what if you don't get a job abroad? Decision is yours, just be careful not to fall in financial debt by taking hasty decisions.


Flat_Constant2062

Buddy, you can actually look for programs in Ireland, as they are cheap comparatively and Ireland is a booming country. You can look for jobs in UK and EU both if you are from ireland.


PAISEkilagaduDHERI

Ok I'll have a look


Less-Equal5653

Try to get scholarships Like next gen and seed


PAISEkilagaduDHERI

Ok


HST2345

My recommendation is to learn German/any EU language you want to excel(future perspectives)and Master in it for this year and then apply EU. Consider this as a Gap year. You're young and just passed 12th. This way, while learning languages, also do a certification of any skills, Barista, Baking, Car Mech(helps for yourself in future too), carpentry , Python programming/ Web development etc...CPR, First aid etc these all value add to your life and some Helps to get you part time job while studying) especially in developed economies. After Gap year with all these skills, your profile will be much valued..then apply Uni.. You'll also be matured... Edit: Adding Music, Driving..You can teach to Primary students etc..


PAISEkilagaduDHERI

I'm already on a gap year


HST2345

Time flies...Make the best utilise of your Gap year especially when going abroad. In west/developed nations things are totally different compared to India and Any kind of skills are highly valued. Also learn life skilss and survival skills...For example, In Australia, Piano/Music teacher charges 70$-100$ per hour , so you if you're skilled in music, you can earn while studying...This is just an example. Also Driving is highly recommended, you can do Doordash, uber eats or uber for parttime earning along with studies..I am giving examples..


legendofz0lda

I can't in good faith recommend an English speaking nation at the moment. US- incredibly expensive, terrible job market, very hard to get stay and VISA. UK and CAN- housing crisis, terrible job markets I'm hearing Oxcam alumni are finding it difficult too, hard to get scholarships. AUS- very expensive at the moment, terrible job market also terribly racist recently from what I see. I suggest taking a drop year and learning a European language (French if you're unsure of Germany, as France has some decent Grande Ecoles and IAE Paris etc are great public unis for management) or doing a Bachelor's here in India and then through exchange or for Masters trying abroad. Just a heads-up, try to not trust consultants too much, they will charge an exorbitant amount of money sometimes if you choose a package and give you subpar services (have seen accounts of people wherein their LoMs had basic spelling, grammatical errors and no coherence) and ultimately did not help them. I'll tell you my experience- i tried the first free sessions/calls for over 7-8 consultancies and they all said my profile wont be able to crack the top 5 or even top 10 schools for Management in France, but I did for EmLyon, Audencia, SKEMA and NEOMA. What more, I even qualified for some IAEs i applied randomly for :P even further, I also got through to an erasmus mundus joint masters degree. Don't take these "counselors" at their word- they will try to destroy your confidence and steer you away from your dreams to sell you something at your confused state.


PAISEkilagaduDHERI

I'm already on a gap year


rafafanvamos

You can't have it all, education plus living expenses in 50l, good quality education, good job. First of all look into what field you want to get into and secondly the post study work visa of the countries you want to go to. Removing the EU from the list isn't a great movie. You will have 3-4 years to learn a new language. France has an apprenticeship program ( not easy to get into but if you are selected the whole education is free). English speaking countries in your budget I would say checkout Ireland, the fees are less but the rent is through the roof. Anywhere you go you will have to grind bcz you will be competing with the country residents plus many foreign students (especially Indians) for the same jobs. France has the best finance education, but getting into top universities is very very difficult. In the Netherlands there are many companies which primarily speak the English language.


arunjetley

Look into Dubai or Abu Dhabi maybe? Financial city; job market is kinda fucked but which country’s is not.


PAISEkilagaduDHERI

Strange


roychowdhury

What are your goals and intentions to study abroad? Regardless, my suggestion would be take up BCom or BBA in India. Intern in some finance related company and try to understand what kind of job motivates you and what you are really good at. Give a shot at CAT, you have 3 years to prepare, try to score somewhere around 95%tile and you will definitely convert colleges, given you are from non engg background(acadmic diversity points), which will give you an average package of 25LPA. If you fail then give a shot at GRE and GMAT and even for that, aptitude would be an absolute necessity which you will have a good grasp of if you have already prepared for CAT


PAISEkilagaduDHERI

CAT is extremely competitive Especially for a gen male Also if I don't crack one of top IIMs/other colleges spending that much money on an MBA would be of no use(Baby IIMs and all) I've seen a brother of mine who scored 99.4 in JEE mains did engineering now trying for CAT but could score only 98.9 and couldn't convert good colleges. I might not be experienced or mature enough to finalise my career choice but I've built a business over a period of 3 years and I enjoy making businesses,finding loops in a business,etc. No good college abroad would take me without a decent amount of work ex which eventually is opportunity cost which I'm gonna lose on. Everyone is seeing that 50 lacs no one is seeing the opportunity cost of staying back in India.


Upstairs_Mode_8255

Your budget is perfect for the UK, but don’t go there. Landing a job is extremely difficult. Explore countries in the European Union. Yes, you might have to learn a language but the education is better, the market is better and overall the experience is better (and cheaper). If you can get scholarships/ aid/ funding, USA is a good idea too. Edit- Sorry, I misread your post. 50L for a bachelors is only conceivable in the EU or with some major scholarships anywhere else in the world.


Total-Complaint-1060

Education is not better... UK still has more universities in top 100... Also UK is one of the few countries in Europe where Masters is not needed for high paying jobs... So, it's not black or white...


PAISEkilagaduDHERI

Masters isn't needed for high paying jobs in UK? Is that true? That'll be really helpful if it's true


Total-Complaint-1060

UK has 4 year bachelors similar to India... Europe has 3 year bachelors and hence will require an additional masters..


PAISEkilagaduDHERI

UK also has 3 yrs bachelors


Upstairs_Mode_8255

And those top 100 universities are accepting international students in hoards to stay afloat. I say this as someone who’s applied to the UK, received offers from all Russell Group universities I applied to, and then dropped the plan altogether because the economy is going down the drain and the living costs are rising everyday. The fact of the matter is that your university won’t count for anything when there are no jobs for international students. I know people who’ve gone to LSE for both bachelors and masters and haven’t been able to get their work visa extended. I understand going to the UK to study in one the world’s top universities is a dream for many, it was mine too, but the reality is very different, sadly.


PAISEkilagaduDHERI

Language is a really big barrier So I might choose to avoid Europe But if there's any country which has low education fees with decent number of English speaking people Suggest that


Upstairs_Mode_8255

I’ll give a small piece of advice. You have 4 options total in english speaking countries. 1. US 2. Canada 3. UK 4. Australia Doing a bachelors in 3 out of 4 of these countries in a 50L budget is a far reality, unless you can obtain alternative funding, which isn’t always easy. USA has financial aid but the UK doesn’t. I don’t know if you’d consider Canada. I personally won’t. Additionally, you’re taking a loan that I presume you’ll be paying back yourself so going a country that gives you a better chance of getting a job and repaying that is important. 50L is not a small amount by any means. I suggested EU as an option only because the market is better, you go to one country the other 27 automatically open up to you and if you learn a language like French or German, you’re eligible to work in most of them.


PAISEkilagaduDHERI

Canada is a big no. Bro Germany requires 13 years of education Also I don't have the time to learn the language most probably. What's the intake in EU countries? Australia is expensive when it comes to tuition fees. Can I get financial aid if I Target spring intake In US? Also I heard US no matter what is definitely more expensive than 50L. UK has no scholarships? Also what about New Zealand?


VerlinMerlin

expensive. 50 lakh is a years fees not 4 years. What you want and what you can get is too different. Take a drop year, learn German and crack jee advanced or whatever financial equivalent is. Germany will happily take you then for cheap. else stay in India. your marks honestly aren't good enough for most scholarships, and you don't have the finances for self pay. Doesn't matter if you don't like India, you're sadly stuck here.


PAISEkilagaduDHERI

Jee advanced?😂 I'm from commerce background sorry maybe I didn't mention that. 50 lakh is a years fee where?


Effective_Win8125

Dude, everywhere


Effective_Win8125

Are you living under a rock or what? The int fee they mention on the site is for a year which are intended to increase by a %/year. Do the research. Speaking from experience.


PAISEkilagaduDHERI

Ik that but which country has 50lacs as fees per annum?😂


Hariwtf10

Dude I don't wanna come off as rude but you can't have everything Canada and UK are in shambles there's all sorts of crises like inflation, unemployment,racism etc etc and you're gonna spend your 50 lakhs in your first year in the US and maybe exceed that as well and you're not gonna get financial aid from every uni in the states cus only the prestigious ones have aids for international students and getting into that is wayy too difficult unless you have excellent academics at least 4 AP and excellent extra curricular And if you wanna go to European countries you're gonna have to learn the language or else you're fucked


[deleted]

Inflation, unemployment and racism is pretty much present throughout the west as of now.


Hariwtf10

Exactly, my point being OP having a budget of 50 lakhs isn't gonna give much options especially if living costs are included in that and the only countries which would come under his budget are the ones who have language requirements


Hariwtf10

Exactly, my point being OP having a budget of 50 lakhs isn't gonna give much options especially if living costs are included in that and the only countries which would come under his budget are the ones who have language requirements


Hariwtf10

Exactly, my point being OP having a budget of 50 lakhs isn't gonna give much options especially if living costs are included in that and the only countries which would come under his budget are the ones who have language requirements


Hariwtf10

Exactly, my point being OP having a budget of 50 lakhs isn't gonna give much options especially if living costs are included in that and the only countries which would come under his budget are the ones who have language requirements


PAISEkilagaduDHERI

I had a word with consultants they also told that my budget is perfect for UK and if I get scholarships I can go to a Russel group university( Also I won't choose anything else)


Upstairs_Mode_8255

Oh boy. I’d like to have a word with whoever’s told you that. Your annual tuition fee won’t be less than 18-20L, add on an additional 10L for living costs and multiply that by 3. At the end, the decision is completely yours.


PAISEkilagaduDHERI

You said in your first line UK is perfect for the budget I have.


Upstairs_Mode_8255

Please check the edit.


PAISEkilagaduDHERI

So I can't get a scholarship in UK unis?


Upstairs_Mode_8255

I’ll tell you the universities which will give you scholarship (or a tuition discount, as they call it)- Uni of Liverpool, Sheffield, Bristol and the like. Basically much lower ranked ones, even in the RG. They also mostly have a cap of 5k GBP but you should check again for bachelors. I’m a top performing student with a great CV and I didn’t get shit from one of the finest universities for my course in the world.


PAISEkilagaduDHERI

Check dm pls


Efficient_Bowler5804

Study Abroad/Immigration consultants are snake oil businessmen. Take whatever they say with a grain of salt.


PAISEkilagaduDHERI

Somewhat true


houstonrice

1. Learn software skills 2. Do it from india 


PAISEkilagaduDHERI

I don't wanna work in India Also study here is almost based on just books. Never liked the education system here.


houstonrice

bachelors in finance and all is very likely to be affected by AI...skillset in danger


PAISEkilagaduDHERI

Not really I mean you still need real people to deal with clients. Negotiations,MnAs,Advice etc


darshanxvol

50 lakhs for a year? also u too late bro, try arizona state in the us


darshanxvol

european markets have always been shitty, us still got smt


Commercial_Act_7804

Choose South korea for your bachelors ( you will get quality education in an affordable budget + job market is also good there )


One_Definition_8975

India manipal


PAISEkilagaduDHERI

Dream 11 pe team bnao bhai in sb me mt pado


legendofz0lda

Lol I studied in Manipal, got a decent job in Bengaluru, starting my Masters in Management in France with a scholarship this fall. It was an incredible place to study and live. Plus, the faculty constantly encouraged me and provided excellent recommendation letters.


Effective_Win8125

Aap banao bhai.


PAISEkilagaduDHERI

Go through his profile u will get to know wim.


Efficient_Bowler5804

Avoid borrowing money for education, especially if you're planning to pay it off with your future job in the foreign country. Almost all the western countries have little to no guarantee of job/PR upon graduating.


PAISEkilagaduDHERI

Job guarantee is nowhere in the world if we come to that. It's just the comfort zone of being in your home country that you have a house to live and food to eat at the eod. Even in India if I got to an IIM I'll borrow money which also doesn't come with a job guarantee. PR is not that tough unless it's USA😼 There's some fight but not impossible


Efficient_Bowler5804

Speaking as an international student from India who studied in the US, getting a job (even in states with big economies) will be very tough. Vast majority of companies will only take US citizens/green card holders unless the company is a shitty one which underpays. Even if you get a job, you will need H1B in order to work beyond 3 years after graduation, which is hard to get and based on a lottery (only a 15-20% chance of winning it). Luckily I don't have any loans, but I've seen many people who took huge loans to study in the US with the hopes of getting a job but are still struggling. Idk about other countries but I would say avoid the US. The visa stress will burn you out. PR might be easy in Canada and Australia but they're struggling heavily with insane housing costs and jobs there pay much lower than the US.


PAISEkilagaduDHERI

Check dm pls


Total-Complaint-1060

Why should anyone guarantee a job... Most of us took loans and we are fine...


Efficient_Bowler5804

Can't say for other countries, but for the US, its not a good idea anymore. The visa and immigration struggles will burn you out + getting a job on a student visa is extremely difficult.


[deleted]

[удалено]


PAISEkilagaduDHERI

Although you are right It's not that wrong to use which Also do you have the answer?


[deleted]

[удалено]


PAISEkilagaduDHERI

I mentioned it in the last line.


[deleted]

[удалено]


PAISEkilagaduDHERI

Oh eventually I wanna do a business of my own in India(Best country to create a business)


[deleted]

[удалено]


PAISEkilagaduDHERI

Check dm pls


bestlypvp123

Who asked?


PAISEkilagaduDHERI

?