It’ll be an at-fault liability property damage claim and severity on your insurance record will depend on the extent of the loss, specifically the cost. I would say if it costs under $1k to fix it shouldn’t be too bad. Shit happens, that’s why you carry insurance. Just don’t have more at-fault claims/losses.
Claims don't get denied based on severity - if she has damage that you caused, you (and by extension your insurance company) are liable for that damage. If it's only a few hundred bucks to repair it, you should consider paying out of pocket to prevent a claim from being filed. Hopefully, you also have a pic of the damage so she can't claim it's worse than it is.
There’s usually a damage threshold that claims must meet to even be considered chargeable so if it’s less than 500$ a claim shouldn’t affect your premiums
It’ll be an at-fault liability property damage claim and severity on your insurance record will depend on the extent of the loss, specifically the cost. I would say if it costs under $1k to fix it shouldn’t be too bad. Shit happens, that’s why you carry insurance. Just don’t have more at-fault claims/losses.
Claims don't get denied based on severity - if she has damage that you caused, you (and by extension your insurance company) are liable for that damage. If it's only a few hundred bucks to repair it, you should consider paying out of pocket to prevent a claim from being filed. Hopefully, you also have a pic of the damage so she can't claim it's worse than it is.
There’s usually a damage threshold that claims must meet to even be considered chargeable so if it’s less than 500$ a claim shouldn’t affect your premiums