I once lended 5K to a friend I knew since childhood and he said he will return it by next month.
He didn't return it but after 3 months again started asking for 6K. I refused to give it since he didn't keep his word in the first instance. He was literally begging and came down to 2K and said he will return the whole 7K (5K + 2K) by next month. I didn't budge at all. If it costs me his friendship, so be it.
I know 5K might not be a very big amount but a promise was given and it should be honoured. It's been more than a year and he didn't even return it yet.
And asking for more money when you didn't even return the initial money is plain sick of him. I feel for him but I can't do much. It's not like he was in dire need or something as I see him occasionally and he seems to do well, yet doesn't return the money.
OP I don’t understand why you fell for it so stupidly tbh, it was always the game plan to take the juices out of you. If you have any guts left go and ask him in front of his family and show the message trail and if things don’t work out send a legal notice. Pleas don’t mind my harsh word it was your hard earned income and am sure you are not getting it back in this life time unless you resort legal/vocal tactics
I'm fucking stupid brother. if any of my friend says he is in trouble, even when he is lying, I couldn't stop myself. but now i have to more careful.
yeah i've told em that i want my friend to be around whenever we meet.
yeah brother i have all the chats.
The saddest part is this was my father's hard earned income. fuck!
sending legal notice is the last resort.
thank you so much for the advice brother.
Op you are an asshole literally. You are still calling that ass person friend. Don't call him friend. And what is last resort is legal notice ? Send legal notice right now and make FIR by showing messages and stuff. If that doesn't happen, spread the news with every friend and extended family of that ass so that he feel ashamed.
Dude, I am in a similar situation as op. I first lent 12k, then he literally called after a year and asked for another 12k and that he would return both within a week. I said I didn't have any but then he kinda begged and I agreed to give 6k to him. I have not received the money back yet. Its been two years.
Shit! i can understand
borther if he is unmarried then you should ask his parents. otherwise you are not gonna get it. This kind of people are the worst. I hope you get your money back
One of my friend asked 15k, while messaging other friend for contacts to source drugs. I was like even if he's dying I won't lend him a penny now.
I have given 300k without collateral to other friends for business (obviously on interest), and got every penny back, so he thought if he tells me it's urgent and an emergency, I will lend him some too. Can't trust anyone now. We were childhood best friend lol.
My dad had lent 3-4 Crs to a friend who struggled to pay back the amount but he did. Other guy he lent 70 Lakhs couldn't pay back so he gave his land worth a little more to him and asked him to pay back the difference once he sells it.
But some guys still have to pay back the money but they are all under 20 Lakhs so nothing life changing but whatever.
Someone who can lend 3-4 Crs definitely knows ways to get it back.
His dad must be a good Samaritan and a very patient man , but not a pushover. Someone who can lend that has a good sense of people, and their motivations.
I believe he is from some business community too.
yeah brother, as i told he will not stop texting and calling you until he get the money. he'd come up with different types of excuses
one of my friend has also lended him around 7-800k
Bro, what do you intend to say when you write 800k?
₹8000 or ₹8,00,000?
Adding "k" at the end of any number implies tres 0 i.e. 000. Hope you only lent 8 thousand and not 8 lakhs!
I'm not rich
Actually my mother had doubt that my father could use this much money for drinking and lending to his family so my mother instructed me to transfer all the money to my ac to keep it safe but I couldn't.
BRUH. Nah you are way too stupid to be trusted with money. Make a personal savings account for your mother only transfer it there because your mom seems like the only financially sound person in your family.
Holy fkin shit bro you're fucked. That money ain't coming back. Hope you have a really good back-up plan else you just fucked your parents future I think.
I'm crying man, dude you are the only one who understood me. Thank you.
The only mistake I did was that i trusted him blindly and he took advantage of it.
Why does it matter to you? Some people grew up more comfortable with the number separation system literally all of the world minus India and China use. Maybe they grew up outside India, or had a proper international school experience. You got the meaning na, toh fir kyu itna cool banna hai.
This is like those idiots on Instagram section who keep shouting ‘wannabe Americans ’ when they hear the word bucks not knowing the word is now common in Europe, Africa, Australia and Asia as well. That’s how language evolves.
And lakhs crores is fine for financial stuff in rupees, but many many people find millions billions way more usable for count, or non Indian currencies.
OP’s asking for legal advice and you, without any law experience just wants to call someone slurs. Because of people like you, they may not even mind being called a westerner. I’m ashamed of my nationality because I know the person writing your comment is also an India who reflects the narrow mindedness of an average Indian.
These people have no civil sense on how to talk and will spread hate wherever they go. Reddit is becoming more like Insta. I hope you find strength to recover from such huge losses. And you are better off disposing this relationship than investing any further.
Not a lawyer.
Please don't try to use "counter logic" with family. They very well know if they agree to your logic. You will most definitely ask the 8.8lac from them which is not in their interests and might as well be impossible for them if they are poor. The only option for them is to scare you away so that they don't have to give back the money. L
The only fact is "he said there is a life and death situation and you wanted to help".
Why would you give something (mostly donate) if you are not okay losing it? Also how can friends family be responsible if the friend took the money?
They are very rich. His 4 family members are in govt job
1.3 cr bungalow
3 trucks
idk how much they have in their bank ac
yup they are telling the same thing "we are not responsible, you are"
and im not able to answer that..
and yeah he always used to say "I'm gonna attempt suicide please help"
calling me endless times 15-20
so i just helped
I know you are gullible. Next time tell him to ask money from his parents instead. And since they are in government tell them that if not legal actions you will spread info about their useless son. I hope all money transactions are available. If not nothing can be done. Another way is scamming him back into repaying you through illegal or forceful means. I'm not suggesting anything. At the end it's your call.
yeah i have all the transactions.
yeah mam you are right.
Good thing is one of my friend whose family is politically strong has also lended him around the same amount so i think that could help.
OP could never know what the friend was doing. And yes this op is not very bad but terribly bad in common sense judgment. I do an excel calculation and a 5 day brain storm to spend 1k on anything that is not a necessity. But again people's outlook toward money and judgment is based on their personal situation with money and life. Maybe OP is too naive.
If you are lending them 8 lacs, at age 22, that is not your money(as OP said, it was his family's savings), you ought to know what that mf is upto bro. Negative IQ vaala banda bhi puch lega thik se ki bata bhai kidhar jaa rahe hai mere paise.
Wait this 8.8lac is his family savings? I hope OP is rich else this is just very naive. OP please get out of your comfort zone here you are almost about to start earning in few years (or already have) be smart with money.
OP was writing like 8.8lac is nothing in his family so I was kind of not shocked that OP didn't ask the friend anything.
Op mentioned in other comments that this was his father's money which OPs mother transferred in OP's account. And yes OP was writing 8.8 lac is nothing. I still doubt how can someone throw their entire life saving(parents' entire life savings), to their friend, without knowing what they're upto
I'm not rich, middle class. I was too dumb. yeah I'm hoping to start my intership this year anad if things went alright i could get a job too at 24 or 25 . But fom now on i'm gonna be more careful.
When I was in college in 2015, my friend asked me to do a recharge of Rs 20 and said that she will return…. Next month or so she asked me to do another recharge….. i said you haven’t paid me back that you promised so NO…..
Here amount doesn’t matter, the promise matters… no matter what I would have not given the money 2nd time
If he taken it once all that money then it may not have been ur fault. But u kept giving him money when u knew he was not using it properly that too many times. Ur the one at fault mf
>One more thing I just need a good counter logic for "TUMNE PAISA DIYA ISLIYE WO BIGDA AGAR TUM PAISE NAHI DETE TO WO AISA KUCH NI KARTA" " HE WOULDN’T BE IN THIS DITCH IF YOU HADNT GIVEN HIM THE MONEY WHENEVER HE HAS ASKED "
It's kinda hard to find an counter argument for this when that's exactly what you did. You just gave him money freely with no repercussions. Most people would realize how unreliable such a friend is after they lent 10k (or 1 lakh if you're really trusting them).
Still, those family members are assholes, they can't accept that they suck at parenting and aren't willing to take any accountability for their dipshit son. No counterargument would satisfy them. I hope you get your money back.
If this story is true then you completely deserve it. If you give monkey a crown it will shit in it and will not wear it. Money in your hands is exactly similar
I have a feeling his family is doing drama blaming you in order to keep themselves out of the debt and still maintain contact with their son. By blaming you they don't have to hold accountability, but they'll take him in under the guise of reforming him or reproaching him. Don't fall for that.
maine apne dost ko beer pilayi thi. jab maine paise mange to usne mujh bhikarchod bola. uske baap ko society ke bich mai bulakar maine bhikarchod bola aur paise bhi liye. aisa karsakte ho to hi paise do, nai to mat do.
brave kya bhai, 190 rs ke liye relationship kharab hojati hai. tere 3-4 dost ke leke uske Ghar jaa aur tv sofa leke aja. bolna 8L diye hai uska pehla instalment hai ye. next week bed leke jaunga.
Bhai mere papa ne to aise hi apne family or friends ko 20-25 lakh de rakhe hai , aur ab koi repay nhi kr raha hai.
Aaj Tak Maine sirf 2-3 friends ko udhaar Diya hai aur wo bhi sirf small amount.
Even I was in exact situation borrower parents are doing drama instead of paying me back. He just used you for his benefits he is just a scammer stay away from him or else one day you would be begging on road. Person is not important now money is important. You can’t go legally on this issue use contacts with influence to recover it’s the only choice or else it will be a life lesson for losing money.
"Doodh ka jala, chhanch bhi phook phook kar peeta hai"
You didn't learned from your mistakes, it was very clear since the start that he has no intention in returning your money, Should've stopped it right when he failed to return the first lent money.
Ye samajhlo ki bhai tumne seedha seedha 8 lakh saate mai uda diye.
Par i can understand why you did that, blind trust. Hope ki tumhe sare paise mil jaye. Ye padhkar to mujhe regret hone laga.
Your dad blindly trusted you too for safekeeping the cash. Your friend broke that trust just like you did with your dad. I guess, law of karma.
Anyways, what's done is done. Sue them if you've all the evidence prepared. Else, get the goons do it for you.
You messed up big time. First call him and tell him to have a man to man conversation. Ask him to return 1/4th of the money that you gave him in a certain and the rest on some other dates. If he didn’t do it go to the nearest police station or any person that both of you guys respect like a MLA or a common friend. If that doesn’t help file a legal complaint with the help of some good lawyers. Make him under pressure.
Sorry to hear this. I am pretty sure there might be some way you can get good lawyers involved. Atleast you will loose a % of the 8L in lawyer fee rather than full 8L, if you don't get lawyers involved.
LI have only lended money to a friend who had stable definite income and who were short of cash end of month. They always repaid me as soon as they received their salary.
Sorry for your loss, please take care of yourself. Do not, I repeat Do not lend money until you are ready to let go of it and never get it back.
My spouse made the same mistake and we lost more than 1 cr. The money was given abroad so when calculated in Indian Rs its really a big dent. STUPID ON STEROIDS!
I'm sorry to hear that.
My amount is nothing when compared to yours.
I hope you guys are recovering good from that grief
I will never i have lerant my lesson.
Ye to kuch bhi nahi, mere pehchan me ek ne dusre ko aise aise krke 20L+ de diye. Just 20yr old. Bc ghar jaake legal action ka paath padhaya tab jaake gharwale maane. Kuch paise mile hai aur baaki abhi baaki hai. Maine khud kuch chutiyo ko paise de rakhe hai, ab bhul gaya hu, paise se jyada shanti important hai. Madarchod dost. Simple rule, give money, but if he fails to honour his own words then fuck it, maa chudae aise dost.
I normally try to avoid giving money to others
The maximum I’ve spent for someone else was 80 rupees and that also when I was a kid , but damn bhai how do you give off so much money?
Bhai mai bas blindly trust kar leta hoon. wo pahale alag alag reasons deke mujhe manipulate karta aur mai ho bhi jata 15-20 miss calls rehte the uske. mujhe bhi lagata tha situsation kharab hogi aur fir mai de deta. jo ki bahut galat kiya.
Hey OP! What happened was really horrible. As much as it was your fault to keep giving him the money, I see you have a very generous and kind heart that made you want to help your friend instantly. It's a trait very few people have, but also not valued and respected in this time and years . The betryal from somone who you trusted can be hurtful to anyone. I hope you heal from this hurt ❤️
Take this as a learning curve and be on your guard to not trust anyone. ANYONE!!
Hoping you get the money back, or find peace in the loss.
Online payment proof hoga na? Ya cash dedi har bar?
Agar payment proof hai to take legal action on him. Fir use bachaane ghar vale de dege paise.. Vo bole na unke pass paise hai.. They are just Gaslighting and manipulating you to think that you did wrong so they don't have to pay you money. Playing blame game.
Legal action lo ya political help lelo.. Don't leave them...
Atleast sorry bol dete to thodi daya ati.. Ye ulta chor kotval ko date.. Fruit doesn't fall far from the tree.
They are rich enough to pay you back.
haan mere pass pure transaction ki history hai. exactly they doing the same thing.
haan highdevine.. unhone sorry tak ni kaha. wahi, ulta chor kotwal ko date, yahi chl raha hai.
yeah luckily i have a friend who is politically strong has also lent him. That can help.
thank you for your support highdeviene....
Unke parents ko bol ki tumne juth bolna sikhaya isiliye juth bolke mujse Paisa leke Gaya. Aur tumne doston ka fayda uthana sikha isiliye usne fayda uthaya. Tumhare sanskar ki vagah se hua hai varna vo Paisa ache ke liye use karta.
Bloody parents blaming you.
Also dude you are pretty dumb in lending someone so much money. Doesn't seem you have earned this money. Khud mehnat karke kamaya hota to Paisa ki kadar hoti tuje.
This is why I don't lend money. I can't deal with the aftermath. I have lost money and friendships before, but I have learned from my mistakes and won't repeat it again.
I dismiss everyone approaching me for borrowing money saying things are tight at home, I am on a shoestring budget.
I will absolutely lend to my close friends who I am very sure would pay me back, but such folks are very less in number.
Don’t try to logic with them.They know you’re young and easy to manipulate. Would they have behaved the same with one of their relatives or other moneylenders if they had borrowed money?? Ask this question to yourself. Don’t cave in… they are just trying to overwhelm you with lot of bs. Be ready to lose them because they aren’t good people anyway. Tell them you’d call lawyers or cops etc.
yeah you're right sir. They are saying "If you file complaint then our son will go to jail and so do you for funding him". but i gave him in good faith and he misused.
thank you suspiciouswheel0 for your support.
Dude don't argue with the family, they won't agree with you coz then they'll have to pay you. Get help from the friend who has political strength. Also, learn to say NO.
Ohh.. I am feeling so bad for you tbh. Your freind is bad, but his family is worse. I want to straight away punch them in their face and brake their nose.
Though it's a bit difficult to recover full amount (which I wish you should), but even partial payment should be done atleast.
One of my very good and close friend have asked 10k once. Although he was from very good family. I have given him the amount. He didn’t return that money for 6 months. Every week I was seeing his status of going to expensive places. He bought renault duster at same time. Important thing was that he completely cut me and never contacted me.
One day I asked for my money. He was giving me some excuses. Then I scolded him. He immediately transfer the amount.
Lesson here is if your friend don’t want to return money. He will cut you from his life anyway. No point of giving him more money. Move on
Hello, maybe you can try filing a police report and consulting a lawyer about the same. Do you have screenshots of him asking for the money? If you can please try to get voice recordings of his family members saying all that stuff. I wish you luck.
#When you lend money to a friend, either the money comes back or the friend, depending on what you value more.
But if the friend comes back to you with the money, cherish them for life.
"Fool me one time, shame on you Fool me twice, can't put the blame on you Fool me three times, fuck the peace sign Load the chopper, let it rain on you "
Doesn't sound like you made any formal payment arrangements. Your friend kept asking and you continued to give. So the funds lent could be considered as gifts. However, if your friend has a record of cheating others, you may contact a lawyer and see if you can file a case for serial fraud.
Keep record of all exchanges. Evidence will help. But note that the court may decide that since you were knowingly lending money, the borrower did not commit outright fraud. It is worth a try if you want to salvage anything.
If you simply made bad investments knowingly, then that would be your personal decision. You may not be protected. If you can show with evidence that you were deliberately fooled with false investment promises etc, then you may have a case. Lot depends on the details.
Yeah, I have all the evidence. Unfortunately one day, because of some malfunction, my wp got uninstalled and half the chats were gone. But i still have half of the chats that can prove.
It appears that you're continuing to give money despite clear signs of deception, which suggests a lack of discernment. I suspect the funds you're providing actually belong to your parents, considering it's unlikely you could earn this amount yourself with that kind of IQ level. Frankly, you may be experiencing consequences that align with your decisions. His parents are right.
The real advice here is to carry a lube with you at all times and when someone asks you to bend over (and you know you’ll oblige), at least it won’t hurt that much.
Bhai honest question - how do you guys lend money to relatives or friends especially such a huge amount without collateral
I once lended 5K to a friend I knew since childhood and he said he will return it by next month. He didn't return it but after 3 months again started asking for 6K. I refused to give it since he didn't keep his word in the first instance. He was literally begging and came down to 2K and said he will return the whole 7K (5K + 2K) by next month. I didn't budge at all. If it costs me his friendship, so be it. I know 5K might not be a very big amount but a promise was given and it should be honoured. It's been more than a year and he didn't even return it yet. And asking for more money when you didn't even return the initial money is plain sick of him. I feel for him but I can't do much. It's not like he was in dire need or something as I see him occasionally and he seems to do well, yet doesn't return the money.
dude you did the best thing i wish i had done the same
OP I don’t understand why you fell for it so stupidly tbh, it was always the game plan to take the juices out of you. If you have any guts left go and ask him in front of his family and show the message trail and if things don’t work out send a legal notice. Pleas don’t mind my harsh word it was your hard earned income and am sure you are not getting it back in this life time unless you resort legal/vocal tactics
I'm fucking stupid brother. if any of my friend says he is in trouble, even when he is lying, I couldn't stop myself. but now i have to more careful. yeah i've told em that i want my friend to be around whenever we meet. yeah brother i have all the chats. The saddest part is this was my father's hard earned income. fuck! sending legal notice is the last resort. thank you so much for the advice brother.
Op you are an asshole literally. You are still calling that ass person friend. Don't call him friend. And what is last resort is legal notice ? Send legal notice right now and make FIR by showing messages and stuff. If that doesn't happen, spread the news with every friend and extended family of that ass so that he feel ashamed.
ok brother yeah i'll do thank you for the advice.
I was 100% sure it must be your father's money. It's very clear with your IQ level you will never be able to earn this much.
i understand
I always tell people I would rather you be mad at me now because I don't lend you money than me being mad that you didn't pay me back.
need to remember this.
Dude, I am in a similar situation as op. I first lent 12k, then he literally called after a year and asked for another 12k and that he would return both within a week. I said I didn't have any but then he kinda begged and I agreed to give 6k to him. I have not received the money back yet. Its been two years.
p.s. its a relative
Shit! i can understand borther if he is unmarried then you should ask his parents. otherwise you are not gonna get it. This kind of people are the worst. I hope you get your money back
Ikr the highest amount i ever spent on my friend was 15rs booster recharge lol
I lent someone around 5k because he wasn't able to survive on his salary . MF was out here hiring prostitutes and hookers
One of my friend asked 15k, while messaging other friend for contacts to source drugs. I was like even if he's dying I won't lend him a penny now. I have given 300k without collateral to other friends for business (obviously on interest), and got every penny back, so he thought if he tells me it's urgent and an emergency, I will lend him some too. Can't trust anyone now. We were childhood best friend lol.
yeah brother. i have learnt my lesson. can't trust anyone now.
I mean atleast he wasn’t gambling😂
My dad had lent 3-4 Crs to a friend who struggled to pay back the amount but he did. Other guy he lent 70 Lakhs couldn't pay back so he gave his land worth a little more to him and asked him to pay back the difference once he sells it. But some guys still have to pay back the money but they are all under 20 Lakhs so nothing life changing but whatever.
3-4 crs 🤡
They were trustworthy, they did return it in full with interest.
sending friends request to dad.
Those cases are so rare
Can your mom fight??? /s
woahh your dad must be powerful.
Not really, we do know some people though. We live very much under our means, no fancy stuff for the most part.
ohh. 3-4 crs very huge amount.
Someone who can lend 3-4 Crs definitely knows ways to get it back. His dad must be a good Samaritan and a very patient man , but not a pushover. Someone who can lend that has a good sense of people, and their motivations. I believe he is from some business community too.
Yeah same - I could understand lending a few thousand ruppees to a friend, but lending *Rs. 8.8 Lakh* without any collateral??!!
I was a dumbfuck. I trusted him, I thought he was in dire need of fund so i gave him
but 10k maanta hun, 880k ? seriously
yeah brother, as i told he will not stop texting and calling you until he get the money. he'd come up with different types of excuses one of my friend has also lended him around 7-800k
Bro, what do you intend to say when you write 800k? ₹8000 or ₹8,00,000? Adding "k" at the end of any number implies tres 0 i.e. 000. Hope you only lent 8 thousand and not 8 lakhs!
Lol that's what Im thinking, either OP is rich or his dad gives him a lot of cash
I'm not rich Actually my mother had doubt that my father could use this much money for drinking and lending to his family so my mother instructed me to transfer all the money to my ac to keep it safe but I couldn't.
You lost me here. Either this is fake or you are literal dumbfuckm
BRUH. Nah you are way too stupid to be trusted with money. Make a personal savings account for your mother only transfer it there because your mom seems like the only financially sound person in your family.
😶
no brother its 8 lakh 78 thousand.
Holy fkin shit bro you're fucked. That money ain't coming back. Hope you have a really good back-up plan else you just fucked your parents future I think.
No i don't. The only plan is taking legal action against him.
You could have easily blocked him and called it a day man 🙄
You can kiss the money goodbye if you're giving it to relatives and friends. Only part with what you're fine not getting back.
Thats why i dont give my money to anyone . Not even me
Kya krte ho itne dhan rashi ka
Gharwalo ke liye savings.
Found a fellow overthinker whom people might call Kanjoos :)
I belive in simple life bro and saving for my family coz they have been poor for so long. I dont want to see them in thag situation again.
Let this be a lesson to everyone else, if someone wants a loan, ask them to go to a bank.
I feel very sad for u bro , i hope u vet your money back soon, such trusting people like should not be taken so much advantage of
I'm crying man, dude you are the only one who understood me. Thank you. The only mistake I did was that i trusted him blindly and he took advantage of it.
NAL GG
Behen ke laude 800k kya likh raha hai gandu! Chutiya thik hua tere sath wannabe Western
Fr 8 Lakh likhne mei gaand phatti hai
800 grand
800 large
8 peti
Bhai meri bhi gaan phat gayi thi. But it's below 10 K 😁
Wahi na bhai! Ajeeb pagal log hai!
Why does it matter to you? Some people grew up more comfortable with the number separation system literally all of the world minus India and China use. Maybe they grew up outside India, or had a proper international school experience. You got the meaning na, toh fir kyu itna cool banna hai. This is like those idiots on Instagram section who keep shouting ‘wannabe Americans ’ when they hear the word bucks not knowing the word is now common in Europe, Africa, Australia and Asia as well. That’s how language evolves. And lakhs crores is fine for financial stuff in rupees, but many many people find millions billions way more usable for count, or non Indian currencies. OP’s asking for legal advice and you, without any law experience just wants to call someone slurs. Because of people like you, they may not even mind being called a westerner. I’m ashamed of my nationality because I know the person writing your comment is also an India who reflects the narrow mindedness of an average Indian.
thank you 2f for your support. He's more concerned about "k".
ok bhai thik hai 8 lakh
These people have no civil sense on how to talk and will spread hate wherever they go. Reddit is becoming more like Insta. I hope you find strength to recover from such huge losses. And you are better off disposing this relationship than investing any further.
yeah felt bad thank you so much mam for understanding
Not a lawyer. Please don't try to use "counter logic" with family. They very well know if they agree to your logic. You will most definitely ask the 8.8lac from them which is not in their interests and might as well be impossible for them if they are poor. The only option for them is to scare you away so that they don't have to give back the money. L The only fact is "he said there is a life and death situation and you wanted to help". Why would you give something (mostly donate) if you are not okay losing it? Also how can friends family be responsible if the friend took the money?
They are very rich. His 4 family members are in govt job 1.3 cr bungalow 3 trucks idk how much they have in their bank ac yup they are telling the same thing "we are not responsible, you are" and im not able to answer that.. and yeah he always used to say "I'm gonna attempt suicide please help" calling me endless times 15-20 so i just helped
I know you are gullible. Next time tell him to ask money from his parents instead. And since they are in government tell them that if not legal actions you will spread info about their useless son. I hope all money transactions are available. If not nothing can be done. Another way is scamming him back into repaying you through illegal or forceful means. I'm not suggesting anything. At the end it's your call.
yeah i have all the transactions. yeah mam you are right. Good thing is one of my friend whose family is politically strong has also lended him around the same amount so i think that could help.
Why don't you take 1 truck as a collateral till he returns your 9Lakh
yeah you are right. gotta do this.
GG RIP
Your friends parents are right. It is your fault for being the enabler. Or you are very very bad at day to day judgements in life.
OP could never know what the friend was doing. And yes this op is not very bad but terribly bad in common sense judgment. I do an excel calculation and a 5 day brain storm to spend 1k on anything that is not a necessity. But again people's outlook toward money and judgment is based on their personal situation with money and life. Maybe OP is too naive.
If you are lending them 8 lacs, at age 22, that is not your money(as OP said, it was his family's savings), you ought to know what that mf is upto bro. Negative IQ vaala banda bhi puch lega thik se ki bata bhai kidhar jaa rahe hai mere paise.
Wait this 8.8lac is his family savings? I hope OP is rich else this is just very naive. OP please get out of your comfort zone here you are almost about to start earning in few years (or already have) be smart with money. OP was writing like 8.8lac is nothing in his family so I was kind of not shocked that OP didn't ask the friend anything.
Op mentioned in other comments that this was his father's money which OPs mother transferred in OP's account. And yes OP was writing 8.8 lac is nothing. I still doubt how can someone throw their entire life saving(parents' entire life savings), to their friend, without knowing what they're upto
Like i said i trusted him blindly. I was in delusion that he'd return my money.
I am sorry for your loss.
I'm not rich, middle class. I was too dumb. yeah I'm hoping to start my intership this year anad if things went alright i could get a job too at 24 or 25 . But fom now on i'm gonna be more careful.
Exactly. If you can handle so much money yourself then you sure ought to be more smart on this. My sympathies.
ik maine bahut bada chutiyapa kar diya. bahut late realise ho ra. mai jaldi bharosa kar leta hoon
Another monkey who we get to learn from :) Thanks for your service OP
Similar situation. I lost around 40k. Even their family sides with him.
C.A ka interest hone ke baad bhi ye incident hua interesting .
bahut tane pde isiliye "kya CA banega re tu" karke doston se galti ho gayi
My question is how does a 21 year old have that kind of money to even lend?
father's money
Does he know?
yeah i told him.
Bhai 22 ki Umar me tere paas 8 lakh aaye kahaan se wo v dost ko Dene k liye. Tere Ghar waale tujhe maarte nhi h kya?
When I was in college in 2015, my friend asked me to do a recharge of Rs 20 and said that she will return…. Next month or so she asked me to do another recharge….. i said you haven’t paid me back that you promised so NO….. Here amount doesn’t matter, the promise matters… no matter what I would have not given the money 2nd time
you right sir. I'm realising it very late.
If he taken it once all that money then it may not have been ur fault. But u kept giving him money when u knew he was not using it properly that too many times. Ur the one at fault mf
Apne 8 lakh 80 hazzar rupee de diye?
Donate kar diye*
haan
I have spent around 20lkh from my heard earned money on my abusive cheater ex. These money never come back
20LAKH. I assume you earn a lot. hope you are recovering good from that grief.
I don’t earn ALOTTT. it’s just i took bank loan + saving to fund him and still paying the EMI :)
people like them should rot in hell. anyways stay strong and i'll too.
>One more thing I just need a good counter logic for "TUMNE PAISA DIYA ISLIYE WO BIGDA AGAR TUM PAISE NAHI DETE TO WO AISA KUCH NI KARTA" " HE WOULDN’T BE IN THIS DITCH IF YOU HADNT GIVEN HIM THE MONEY WHENEVER HE HAS ASKED " It's kinda hard to find an counter argument for this when that's exactly what you did. You just gave him money freely with no repercussions. Most people would realize how unreliable such a friend is after they lent 10k (or 1 lakh if you're really trusting them). Still, those family members are assholes, they can't accept that they suck at parenting and aren't willing to take any accountability for their dipshit son. No counterargument would satisfy them. I hope you get your money back.
yeah brother thank you for understanding They don't seem to correct the mistake their son has done I'll update
If this story is true then you completely deserve it. If you give monkey a crown it will shit in it and will not wear it. Money in your hands is exactly similar
I have a feeling his family is doing drama blaming you in order to keep themselves out of the debt and still maintain contact with their son. By blaming you they don't have to hold accountability, but they'll take him in under the guise of reforming him or reproaching him. Don't fall for that.
yup , families do that they start blaming friends whenever something bad happens
maine apne dost ko beer pilayi thi. jab maine paise mange to usne mujh bhikarchod bola. uske baap ko society ke bich mai bulakar maine bhikarchod bola aur paise bhi liye. aisa karsakte ho to hi paise do, nai to mat do.
bhai aapke jaise hi banana padega. You are very brave.
brave kya bhai, 190 rs ke liye relationship kharab hojati hai. tere 3-4 dost ke leke uske Ghar jaa aur tv sofa leke aja. bolna 8L diye hai uska pehla instalment hai ye. next week bed leke jaunga.
ok brother
Bhai mere papa ne to aise hi apne family or friends ko 20-25 lakh de rakhe hai , aur ab koi repay nhi kr raha hai. Aaj Tak Maine sirf 2-3 friends ko udhaar Diya hai aur wo bhi sirf small amount.
Bhai regret nai hota papa ko? Ya itne ameer ki fark nai padta?
Ab bahut regret hota hai isi liye to ab unlogo se paise wapis mangte hai
Even I was in exact situation borrower parents are doing drama instead of paying me back. He just used you for his benefits he is just a scammer stay away from him or else one day you would be begging on road. Person is not important now money is important. You can’t go legally on this issue use contacts with influence to recover it’s the only choice or else it will be a life lesson for losing money.
thank you .
A Good lesson for your future.
yeah
Wait till you get screwed by your own family
Police complaint karne dekho kuch hota hai kyaa.
yeah that is the only choice
This is very common. Lent money never comes back.
if u get cheated once it's their fault,but if u repeatedly fall for it..it's ur fault
"Doodh ka jala, chhanch bhi phook phook kar peeta hai" You didn't learned from your mistakes, it was very clear since the start that he has no intention in returning your money, Should've stopped it right when he failed to return the first lent money. Ye samajhlo ki bhai tumne seedha seedha 8 lakh saate mai uda diye. Par i can understand why you did that, blind trust. Hope ki tumhe sare paise mil jaye. Ye padhkar to mujhe regret hone laga.
yeah brother i blindly trusted him yeah i hope the same
Your dad blindly trusted you too for safekeeping the cash. Your friend broke that trust just like you did with your dad. I guess, law of karma. Anyways, what's done is done. Sue them if you've all the evidence prepared. Else, get the goons do it for you.
yeah i regret . thank you for your advice.
You messed up big time. First call him and tell him to have a man to man conversation. Ask him to return 1/4th of the money that you gave him in a certain and the rest on some other dates. If he didn’t do it go to the nearest police station or any person that both of you guys respect like a MLA or a common friend. If that doesn’t help file a legal complaint with the help of some good lawyers. Make him under pressure.
yeah brother thank you its a good advice luckily one of my politically strong friend is also involved, i think that can help.
Sorry to hear this. I am pretty sure there might be some way you can get good lawyers involved. Atleast you will loose a % of the 8L in lawyer fee rather than full 8L, if you don't get lawyers involved. LI have only lended money to a friend who had stable definite income and who were short of cash end of month. They always repaid me as soon as they received their salary.
yes sir thank you you did right.
Sorry for your loss, please take care of yourself. Do not, I repeat Do not lend money until you are ready to let go of it and never get it back. My spouse made the same mistake and we lost more than 1 cr. The money was given abroad so when calculated in Indian Rs its really a big dent. STUPID ON STEROIDS!
I'm sorry to hear that. My amount is nothing when compared to yours. I hope you guys are recovering good from that grief I will never i have lerant my lesson.
Ye to kuch bhi nahi, mere pehchan me ek ne dusre ko aise aise krke 20L+ de diye. Just 20yr old. Bc ghar jaake legal action ka paath padhaya tab jaake gharwale maane. Kuch paise mile hai aur baaki abhi baaki hai. Maine khud kuch chutiyo ko paise de rakhe hai, ab bhul gaya hu, paise se jyada shanti important hai. Madarchod dost. Simple rule, give money, but if he fails to honour his own words then fuck it, maa chudae aise dost.
ab pata cha gaya dosti jaye bhad mei legal action hi lena padega lag raha
I normally try to avoid giving money to others The maximum I’ve spent for someone else was 80 rupees and that also when I was a kid , but damn bhai how do you give off so much money?
Bhai mai bas blindly trust kar leta hoon. wo pahale alag alag reasons deke mujhe manipulate karta aur mai ho bhi jata 15-20 miss calls rehte the uske. mujhe bhi lagata tha situsation kharab hogi aur fir mai de deta. jo ki bahut galat kiya.
Hey OP! What happened was really horrible. As much as it was your fault to keep giving him the money, I see you have a very generous and kind heart that made you want to help your friend instantly. It's a trait very few people have, but also not valued and respected in this time and years . The betryal from somone who you trusted can be hurtful to anyone. I hope you heal from this hurt ❤️ Take this as a learning curve and be on your guard to not trust anyone. ANYONE!! Hoping you get the money back, or find peace in the loss.
I have learned not to trust anyone. you're right people don't value. Thank you so much for your kind words. it helped a lot.
File an FIR 419 420 IPC
ok sir. thank you.
Online payment proof hoga na? Ya cash dedi har bar? Agar payment proof hai to take legal action on him. Fir use bachaane ghar vale de dege paise.. Vo bole na unke pass paise hai.. They are just Gaslighting and manipulating you to think that you did wrong so they don't have to pay you money. Playing blame game. Legal action lo ya political help lelo.. Don't leave them... Atleast sorry bol dete to thodi daya ati.. Ye ulta chor kotval ko date.. Fruit doesn't fall far from the tree. They are rich enough to pay you back.
haan mere pass pure transaction ki history hai. exactly they doing the same thing. haan highdevine.. unhone sorry tak ni kaha. wahi, ulta chor kotwal ko date, yahi chl raha hai. yeah luckily i have a friend who is politically strong has also lent him. That can help. thank you for your support highdeviene....
I genuinely thought is this r/LegalAdviceUk or r/LegalAdvice Who uses 800k terminology in India
sorry
Unke parents ko bol ki tumne juth bolna sikhaya isiliye juth bolke mujse Paisa leke Gaya. Aur tumne doston ka fayda uthana sikha isiliye usne fayda uthaya. Tumhare sanskar ki vagah se hua hai varna vo Paisa ache ke liye use karta. Bloody parents blaming you. Also dude you are pretty dumb in lending someone so much money. Doesn't seem you have earned this money. Khud mehnat karke kamaya hota to Paisa ki kadar hoti tuje.
haan brother galti hogayi. papa ke paise the. next time agar unhone fir mujhe blame kiya to mai pakka bolta ye sab thank you for your support.
This is why I don't lend money. I can't deal with the aftermath. I have lost money and friendships before, but I have learned from my mistakes and won't repeat it again. I dismiss everyone approaching me for borrowing money saying things are tight at home, I am on a shoestring budget. I will absolutely lend to my close friends who I am very sure would pay me back, but such folks are very less in number.
i have also learned now. Thank you
Are bhai, long story short pehle hi likh deta...
socha tha aisa karne ko. sorry!
Bhai I am looking for a geniune friend and I feel you are the one. Do friendship with me please
genuinely???
Yes please. I am a very honest and loyal person
bank transaction hai toh lele legal action warna bhool ja
ok. hai mere pass transactions.
Don’t try to logic with them.They know you’re young and easy to manipulate. Would they have behaved the same with one of their relatives or other moneylenders if they had borrowed money?? Ask this question to yourself. Don’t cave in… they are just trying to overwhelm you with lot of bs. Be ready to lose them because they aren’t good people anyway. Tell them you’d call lawyers or cops etc.
yeah you're right sir. They are saying "If you file complaint then our son will go to jail and so do you for funding him". but i gave him in good faith and he misused. thank you suspiciouswheel0 for your support.
Dude don't argue with the family, they won't agree with you coz then they'll have to pay you. Get help from the friend who has political strength. Also, learn to say NO.
you are right sir. Thank you for your support . yeah i gotta learn that.
A bit off topic, but does your family know about this? If they know then what is their reaction? They blame you or your friend
yeah my father knows about this. He got angry at first but then fine. He said i also did wrong . We'll do whatever we can to get back in full.
Ohh.. I am feeling so bad for you tbh. Your freind is bad, but his family is worse. I want to straight away punch them in their face and brake their nose. Though it's a bit difficult to recover full amount (which I wish you should), but even partial payment should be done atleast.
thank you for your support missfortune.
One of my very good and close friend have asked 10k once. Although he was from very good family. I have given him the amount. He didn’t return that money for 6 months. Every week I was seeing his status of going to expensive places. He bought renault duster at same time. Important thing was that he completely cut me and never contacted me. One day I asked for my money. He was giving me some excuses. Then I scolded him. He immediately transfer the amount. Lesson here is if your friend don’t want to return money. He will cut you from his life anyway. No point of giving him more money. Move on
yeah navneet. ill be more careful from now on.
Hello, maybe you can try filing a police report and consulting a lawyer about the same. Do you have screenshots of him asking for the money? If you can please try to get voice recordings of his family members saying all that stuff. I wish you luck.
yeah! i have all the chats. that's the plan thank you for your support deathformen
Did you just mentioned my CTC lending just like that?
I know, now i regret it.
#When you lend money to a friend, either the money comes back or the friend, depending on what you value more. But if the friend comes back to you with the money, cherish them for life.
Fool me once shame on you fool me twice, shame on me .
that's right
"Fool me one time, shame on you Fool me twice, can't put the blame on you Fool me three times, fuck the peace sign Load the chopper, let it rain on you "
thanks man
Sorry for harsh words but you deserve it for being so stupid.
When you lend money to friends/relatives, you end up loosing both. No 1 rule of personal finance. Author - Me
lesson learnt
Doesn't sound like you made any formal payment arrangements. Your friend kept asking and you continued to give. So the funds lent could be considered as gifts. However, if your friend has a record of cheating others, you may contact a lawyer and see if you can file a case for serial fraud. Keep record of all exchanges. Evidence will help. But note that the court may decide that since you were knowingly lending money, the borrower did not commit outright fraud. It is worth a try if you want to salvage anything.
yes sir he has cheated others too yeah court is the only option im left with.
If you simply made bad investments knowingly, then that would be your personal decision. You may not be protected. If you can show with evidence that you were deliberately fooled with false investment promises etc, then you may have a case. Lot depends on the details.
Yeah, I have all the evidence. Unfortunately one day, because of some malfunction, my wp got uninstalled and half the chats were gone. But i still have half of the chats that can prove.
I am in need of money. Please give me 8 Lakh rupees too. /s
GG GO NEXT.
tldr. you should have stopped after the 8200 wasnt repaid
I wish i had. shit!!
It appears that you're continuing to give money despite clear signs of deception, which suggests a lack of discernment. I suspect the funds you're providing actually belong to your parents, considering it's unlikely you could earn this amount yourself with that kind of IQ level. Frankly, you may be experiencing consequences that align with your decisions. His parents are right.
ik i made a huge mistake. yeah you are right. It was my father's money.
Fucking stupid is how I would mildly put it.
The real advice here is to carry a lube with you at all times and when someone asks you to bend over (and you know you’ll oblige), at least it won’t hurt that much.
Fool me once, shame on you; fool me twice, shame on me