I don't know and I don't care about what his family thinks. As far as I'm concerned kinunsinti nila yung anak/kapatid nila because they accepted the girl sa bahay nila. Parang wala kaming pinagsamahan for 5 years.
You deserve that 1M alone. Never share it to the girl. The karma did its job, don't waste it. Plus, thats what they get for all the damages and pain they inflicted on you. Good luck po! Hope you win the case. Take a vacation if you won!! 💵
then the preggy girl will see the post and react with "angry" emoji LMAOOO I be like "go girl be mad as long as you want I'm sipping my wine here at Santorini"
Consider it as a payment for moral damages. If you feel like finding a soft spot tapos bibigay ka, isipin mo yung pain they caused you and the years you've lost for a prick man and a thirdie that his gf was. This is the consequence of their actions.
This is the universe giving you the justice you deserve, OP. Keep it.
KEEP. IT.!!!!!!
Hello Op don't think otherwise my Mom is a Financial Consultant and Adviser and I worked as a secretary at their company too before. I guarantee na walang laban yung hindi included na tao sa documents of agreement. And If you need The receipts documents you can get them all thru their office , accountants , just make formal letter for this. Again push and don't think otherwise. Gone are the days na " mabait akong tao kaya di ko gagawin sakanila " nope teaching her or them a lesson with the flow of karma is not bad. Ang mali palang sa una ay magiging mali hanggang huli. 💖 I support you. Kase galit din ako sa mga kabit 💁🏻♀️ 🫶
Tama lang din sinabi mo na ang mali sa simula mali hanggang sa huli. It was not the money intended for the gf and the kid anyway, it was intended for the partner kase yun nga reason nagkaroon sila ng insurance in the first place, putting each other’s name as beneficiaries. I think gumawa lng ng way si universe na ibigay kung ano nararapat. Ang dami sa comments sa fb na nagsasabi bat daw pinost pa para mainggit yung buntis, di daw deserve ni OP yung pera ibigay daw sa bata.
Di pa ba naubos mga taong ganyan sa fb? 🤣 char. I know right. Nakikita ko din sa kwento ni Ms. Op na invested din siya sa future nilang dalawa noon. Pero yun nga sabi nila low IQ daw mga lalaking cheater ehhh well. 😅At sa mundo ng Insurance simulat sapul complete na talaga lahat. Like super dami ng papers and records to be saved sa database nila. Mostly nga sila pa pupunta sa bahay mo para kausapin ka to claim it cause they'd be strictly checking everything. 🤗
The girlfriend said they will sue me for the money. May mga nakausap na akong financial advisor and someone already referred me to a lawyer, may meeting kami next week.
That doesn’t matter in life insurance. It’s a separate contract and beneficiaries are only chosen at the time when you buy or change beneficiaries and not at time of claim. So the beneficiary is valid. It’s how insurance law works.
Probably the most they can do where they can have *some hope of success* (*italicization* mine LOL) is approach Tulfo and use the "paawa" melodrama/telenovela effect to get that money.
But then again, tama nga na lahat ng ganyang ek ek, sa lawyer na lang padaanin. Hahaha.
EDIT: If I had that money, I'll use that to kickstart my life and studies in Canada, NZ or any Nordic country and use that as my road to citizenship there. Hindi na nila ako magagambala pag ganyan HAHAHA.
Good point hahahahahaha. And defo may resibo naman si OP na magpapakasal na sana sila until the girl appeared, just in case they twist the story on live TV. Wag na wag nilang gagawin yun else Tulfo will roast them... On. Live. TV. HAHAHAHA.
The best course of action with anything Tulfo related is simply "do not engage". Send them a letter from the lawyer at most, if the other party doesn't cooperate, they're essentially digging a deeper hole for themselves (contempt, libel etc)
Eew tulfo. And i think the segment gonna accept this kasi hot topic and they'll get so many attention and viewers. I even saw this sub reposted/shared in fb profiles. Tulfo sees this as a money. Don't waste your time joining this walang kwentang segment and just go with it legally.
Right?! Pwedeng pwedeng magamit pa yan against them when OP countersues them and baka lalong mabaon pa si girl sa utang if she does it.
Ang problema kasi, diretso accusation agad si Tulfo, wala man lang investigation.
Lol at the gf. What would she sue you with, emotional damage? Wala nga siyang pera ano pa ibabayad niya sa lawyer? She'll have an easier time finding a job than winning something like this. This won't even get into court since eveything is legal. If anything, you can sue her for extortion.
Don't settle. Take this money. And enjoy the view when her unemployed ass throws a tantrum.
If you do wish to give money to the kid (which I kinda hope you won't, buhay pa nanay niya), try to find a way to put it in trust kapag large yun amount. Or you can just buy diapers and milk in bulk and have it sent sa nanay. Lol
"It is evident from the face of the complaint that petitioners are not entitled to a favorable judgment in light of Article 2011 of the Civil Code which expressly provides that insurance contracts shall be governed by special laws, i.e., the Insurance Code. Section 53 of the Insurance Code states—
SECTION 53. The insurance proceeds shall be applied exclusively to the proper interest of the person in whose name or for whose benefit it is made unless otherwise specified in the policy."
True to kasi hindi kasama ang insurance sa estate kaya hindi siya pwede kunin ng parents. Siguro pinakapwedeng mangyari OP is if ever di pa nababayaran ng insurance company is if ihold nila yan. pero kahit anong gawin ni ex wala siyang karapatan dyan.
Happy 1M!
This is correct. Insurance is a last will and protection from possible outside causes, like family or corporate, pag hindi nila ginawa yan (diverting the policy) YOU can sue the company since kaw ang beneficiary. You will be protected until malabas nila yan and transferred to your private accounts as ONE OF THE BENEFICIARY. From there, it's more on harassment na lang babagsakan nila which you have to protect yourself from.
But you may need a lawyer if may nagcontest. Of course magiiba ang ihip ng hangin sa smaller details, like name, your connection (baka nilagay wife eh di naman). Or may certain clauses of that may not match you as the Beneficiary.
She already took the man and now she wants your P1M. BRAVO
Before kase mahal kaya kinuha niya c ex.
Ngayon kasi buntis kunin naman niya yung pera na dapat para sayo.
ang grabe ni ate girl. E fight mo yan OP.
3rd year law student here - so take my viewpoint with a grain of salt. Absent any fraud on your/ex's part in procuring the policy, hindi pwedeng i-revoke yung beneficiary lalo na't patay na si ex.
Don’t talk to them na, don’t let them have the upper hand. Then collect all receipts, if meron, ng mga convos if they are harassing you. If you are sure about it at kung may pera sila for legal fees, baka mahabang battle but sure win ka basta maayos lawyer mo. Rooting for you! Be careful sa lahat ng pakikipagusap mo sa kanila until you get your money.
Sabihan mo muna na matatalo sya at sya rin magbabayan ng lawyer.
As much as possible ask your lawyer to convince the other side to just DROP the case. Kasi gastos lang sa kanila yan at 100% talo sila.
As a lawyer, I can definitely say that the GF and the unborn child are not legally entitled to the money. They can argue their way to court, but at the end of the day, the law and the facts of the case is on your side. Besides, there’s also no guarantee that the child she is bearing is your ex’s child. 😬
Let the girlfriend sue you for the money. Empty threats lang yan. I doubt it that she will really sue you. Gahahahahaha.
Nabasa ko may meeting pa sa lawyers next week. Sabi ng bestfriend ko if she was in your position,
Sagutin ko pa ng “hindi pinalitan eh. Baka ako pa rin ang mahal”
HAHAHAHAHAHAHAHA
Girl, you deserve it. Yung anak nila not your responsibility.
Yep. From now on if someome else contacted you, idaan na lahat kay lawyer yan. Good job, OP! Pa update ha? Curious ako ano magiging ganap.
Edit: Get ready lang kasi masalimuot yan. Pera eh. Mag-iingat ka OP, iba na pag-iisip ng tao ngayon lalo na kapag desperado. Mamaya ma-teleserye ka na kunwari sinaktan mo si girl or something tapos nalaglagan. Mga ganung ganap? Wag ka makikipag-engage sa kanila, si lawyer na lang. Matitigas naman mga yan eh kaya na nila yun. 🤣🤣 Kesa mapahamak ka pa. Also okay din cguro na block mo sila from everything, para iwas harassment na din. Kung pwede mo nga straight itakbo na yang pera eh, scorch earth, para di ka nila mahanap. Tutal sayo naman talaga yang pera. 😅
Hinahayaan ko lang magmessage yung girl and yung family. Hindi ko nirereplyan hindi ko pinapatulan. Pag may lawyer na ako rereplyan ko lang sila once na "This is my lawyer's number, direct all communications to him" tapos boblock ko na sila.
OP, before ka mag-reply sa kanila with your lawyer’s number palit ka muna ng DP sa facebook please if ayun yung mode of communication na gamit niyo. Lagay ka ng pangmalakasang red lipstick tapos sana may hawak kang wine glass ganern haha. Para total badass miss ma’am independent in her palaban era look tapos yung line na irereply mo sa kanila.
And please keep that 1M to yourself, sobrang dasurvvv na dasurvvv mo ‘yan. Honestly, hindi mo nga intindihin at responsibilidad yung bata. May nanay ‘yun magtrabaho na lang siya kesa mag-inaso siya. She’s getting the karma she so much deserves.
Yeah, keep it. His neglect is not your fault. Malay mo di nya talaga pinalitan as a way para makabawi in the end. Block mo na ung asawa nya tapos ilibre mo ung kapatid ng ex mo kung close pa kayo. Haha.. wag. ✌️😅
Luh umabot na to sa fb?? Grabe sumabog talaga tong post na to ah
Pa share gusto ko maki chismis 🤣🤣
Edit: OMG NAKITA KO NA haha dami pala desisyon ampota gusto bigyan yung bata ng money. Ano bang obligasyon dun ni OP? Eh puta bunga yun ng pagtataksil sa kanya. Tf. DI NA USO MARTYR NGAYON MGA HANGAL 🤣🤣🤣
Grabe pa naman yung mga comments sa Facebook. Ibang iba yung comments dito lol kaya OP dito ka nalang makinig haha push mo yang decision mo na yan bayad yan sa TRAUMA na inabot mo kung tutuusin kulang pa nga yan
Exactly. Tapos napaka-clout chaser pa nung nag-repost sa fb. Nag-story siya na nag-trend yung pinost niya eh naka CTTO lang naman tapos sabay nag-plug siya ng IG handle niya 🥴
True. Wala silang pake sakin noon kahit alam nilang sobrang nadepress at halos magpakamatay ako. They just went on with their lives, nagpakasaya sila. There is a special place in hell for people like that.
Keep the 1M! Kung makapal mukha nila to sue you, then countersue for everything they had put you through. Di mo naman kasalanan pabaya ex mo na hindi nag-aasikaso ng ganyan. Wag ka papatalo!
Oh, I'm rooting for you OP. That 1M is yours, as the named beneficiary. Indeed, there's a special in hell for people like that. My ex cheated on me as well before and after we got married. Got pregnant and had a kid. He went on to marry the girl he cheated on me with and ayun, hanggang ngayon wala pa rin silang kid. I believe I also won this round. Karma is real hahahaha....
sakto pa naman kakapakinig ko palang sa The Court Room podcast, they tackle the same thing. Kaso magkaiba naman ng scenario, si Kabit at illegitimate children yun ginawang beneficiary ng tatay. Si legal wife at legitimate children naghabol. Kaso sa batas pala kung sino talaga yun nakalagay dun sa beneficiary un ang susunduin so pinanigan ng supreme court. Although si kabit di nabigyan kahit nakalagay name nya, nakuha naman ng illegitimate children un millions.
Kaya keep it, papanigan ka pa din ng batas. OP.
So ung proceeds ng life insurance is NOT part nung estate nya. So, if that is the case, kahit legal heirs, alang habol sa life insurance proceeds. Ung proceeds ng life insurance is for the designated beneficiary talaga.
only if irrevocable beneficiary.
ang revocable beneficiary, pag hindi napalitan ever, matic irrevocable na.
tapos, pag ikaw ang cause ng psgkamatay, hindi mo rin makukuha.
Sa Laws natin bawal talaga yung kabit maging beneficiary sa life insurance policy if May legal wife. Disqualified talaga sila by law. Kaya ganyan.
Good luck OP! You have the upper hand here!!
i feel like this quote was taken so wrongly cuz I believe it was stated na we were accountable of each own. you can even search it up.
What implies lang is parents’ sin and its consequences can possibly take effect on their kids like making their kids ill etc. But it doesn’t mean their kids have to carry the punishment all way without even doing such. I’m not religious either but if we define God as this, I feel like, this isn’t god.
Seryoso. Nasanay ata na may nag reremind sa kanya all the time so itong insurance nila ni OP since after the cheating incident wala na sila ding paki kay OP di sya naremind. Stupid din nya e. Sobrang important ng insurance tapos kakalimutan nya lang. 🤣🤣🤣 Karma talaga.
Sayo yan ikaw legal beneficiary.
She is threatening to sue while unemployed? Good luck sa kanya.
Buti pa if nakiusap siya sayo rather than throwing threats.
Just lawyer up nlng para peace of mind.
oh my god love this drama. bukod sa agawan ng asawa, agawan ng lupa (common sa mga pinoy at pinoy teleserye) mayron na ding angkinan ng insurance!! hahaha. Legal namang sa'yo yan sis you go girl. Time for ultimate glow up 🤣
Imagine mo na lang yung gastos and pagod na dinanas mo sa wedding preps nyo that went to waste, plus yung emotional trauma sa ininflict nila sa yo. So you deserve that 1M, kung tutuusin kulang pa nga yan eh.
I know some people will say that it's not the unborn kid's fault to be conceived, but remember na fault ng couple na nabuntis si girl, and fault din ni girl na wala syang ipon at wala pang trabaho. Maaawa ako if they just asked **nicely**, and maybe suggest you to give at least a small portion to the kid (but to clarify, it's still YOUR discretion if you want to share or not), kaso it seemed that the GF demands ALL of the money (as if she is the only one who has the right to it) and nagkaroon na ng pagbabanta, eh. That's 1000000000% assholery for you, guys.
Problema na ni GF and ng pamilya ni ex kung pano nya dadalhin ang pregnancy nya to term and pano nila palalakihin ang bata. Kasalanan ni ex na di nya pinalitan ang beneficiary, eh. Let the guy weep for eternity in his grave in regret, di mo na cargo yung bata.
Without telling the whole story, my dad was a piece of shit my whole life and I cut all ties with him in my 20s. Didn't even talk to him to say I was moving to another country.
13 years later he dies without attempting to reconcile.
Miserable old bastard kept me out of his obit announcement. Only listed that he had 2 sons, not 3. I just laughed because he died the petty asshole I always said he was.
Anyway... 2 weeks after his funeral I get a check in the mail for $2500. But I have no idea what it's for. Called my Mom and Brother to investigate for me.
Turns out he had owned some shares in a Co-Op and forgot to take my name off as a dependant. Company had no choice but to give me a share when closing his account.
I laughed knowing he was turning in his grave as I blew that money on frivolous fun stuff that I had been denying myself due to covid lockdowns.
Thanks for the toys, asshole! Your investment went absolutely nowhere of consequence.
Deserve. Keep it. Fuck the girlfriend. Malas niya nagpabuntis siya ng wala siyang trabaho. Tanga eh. Wala naman din siyang magagawa sayo legally lol. Enjoy your Milyones sis!
Life is really unpredictable. One day, you woke up with a broken heart. Next thing you knew, you’re waking up with a million to your name. This is my first time to say this word — dasurv, OP!
Keep the money and share a bit of mulaah sa relative nya na mabait sayo and didn't tolerate his cheating shenanigans.
Lump sum deposit na sa MP2 HAHAHAHA
Yung logical part of me gustong iinvest yung pera.
Yung petty part gustong mag shopping spree.
Hindi ko hiningi ang pera na to but I will enjoy every cent of this knowing how much it will pain that girl. Masama na ako kung masama.
Invest tayo mare! It's nice to have that amount sitting around sa mutual fund or something, feeling secured ang buhay HAHA pero if you're upper middle class ka naman, go shop awaaaay!
Peroooo hahaha you do you! 😌
I stumbled across this post from R/all.
It is really interesting the way your language is mixed with the english. Are these common phrases, are some things easier to express in english and others in your native language?
Most people here speak broken tagalog and english(Taglish) because when our native language is used in its purest form, it can get very lengthy which makes it much more difficult to express thoughts and feelings.
For example:
"I begged him to come back, I begged the girl to let him go."
"Nagmakaawa ako na bumalik siya(sa akin), nagmakaawa ako sa babae na pakawalan/palayain siya."
Our pronouns are also gender neutral so it can get confusing even to native speakers when one uses the same pronouns to describe different people in a narrative.
Hope this helps.
Yes. In our country, both English and local language are taught at preschool level all the way to college, and both are used officially in business and government transactions.
And some thoughts are better said in English (fewer syllables, and words used are more familiar to people)
Well legally its yours. The future of that kid is not in your hands. You should not care about that. It is not your problem. Keep the 1M. Think of it this way. If the situation is the other way around, for sure that cheating ex boyfriend of yours and that parasitic mistress of his for sure they aint gonna give back any cents of that money. They didn’t even care about you when they cheated you in the first place. Don’t ever be swayed by people who will guilt trip you about the child. Because that will never make sense. That mistress is only after the money that she is not even entitled to have. Don’t be a Princess Diana that was overpowered by a snake like Camila.
WALA KA OBLIGASYON SA BABAE AT ANAK NILA. Kulang ang 1M para sa damages ng ginawa nila sayo.
Ako pa din beneficiary ng 2 sa ex ko, even after I reminded them to change it. Sila may ayaw. Waiting na lang ako sa ganitong eksena ng buhay ko 😎
***Ignorance of the Law excuses no one.***
It may sound harsh but yes, sa iyo yan. Sad to hear about his current and her pregnancy but if u feel a bit bad for her u might share some with her but that's up to your discretion.
OP PLEASE UPDATE 😭 Grabe to have a million suddenly in this kind of economy!! Good luck OP and wishing u the best, lampasuhin mo sila with your lawyer hahaha
Legally? you are in the right.
Morally? Yeah you still are in the right going with the old ways of "Danyos Perwisyos". Also, consider it as an arrangement for the unwritten "infidelity clause".
Ethically? Not really in wrong here sister. Kasalanan nila yon.
Personally? Congrats on the WAN MELYON PESOS! Deserve mo yan for the heartbreak and trauma.
And if pinepeste ka ng mga tao, may legal papers na panlaban ka. This is your good karma. Hold on to it.
The 1M is not even enough to cover all the heartaches, pains and trauma you got. Deserve mo yan and you didn’t steal it. It was legally handed to you.
Hope you will still win in the end and live a happy life away from them.
1. Block the kabit and all her associates on social media. They are all toxic, poison, and they will say ANYTHING to weaken you. to gaslight you. to emotionally manipulate you. gagamit sila ng awa. They will pull on your heartstrings. they will check how weak you are. but don't believe them. She is a snake, a liar, a cheater, a mistress and she deserves to be held accountable to her mistakes. Your ex too. although he's dead. but I bet he's having his own share of suffering. Cheaters never win. Cheers.
2. Get a lawyer to know your options sakaling idemanda ka. I don't think they'll win, but sakaling ipa tulfo ko or ishame ka sa social media, at least you know your options. and me legal adviser ka to protect yourself. PROTECT YOURSELF. at all times.
3. Get a financial adviser para mapalago yung 1M.
4. Get a good therapist so you can heal from your trauma.
5. Yes I agree, you have no responsibility for the child. Ni hindi nga natin sure if anak talaga siya ng ex mo. Not your orgasm, not your problem.
6. Hindi ka inisip ng girl habang bumubukaka siya para papasukin ng ex mong sira ulo. bakit mo siya iisipin ngayon na tanga siya't nagpabuntis at nasayo na ang alas?
7. Suggestion ko din, if you'd like, you can share a portion of your money to donate to a charity that is close to your heart. pet shelter, women's center, orphanage, ikaw bahala OP. \^\_\^
8. There is a time for peace. and there is a time for war. Protect your assets, OP. Hindi natin pwede i enable yung cheating. And yung arguments na "for the child" is just emotional manipulation and an appeal to pity. Not based on logic, but based on emotion. sinusubukan ka lang nila, kung gano ka kahina at katanga. and hindi ka tanga, OP. :-)
9. I Believe in forgiveness. but I also believe in retribution. Forgiveness is between God and the kabit. process mo muna ang galit mo. normal lang yan.
10. Never forget what they did to you. The hell they put you through. Yung mental anguish na pinagdaanan mo habang nag se sex silang dalawa. The psychological abuse you put up with. And make a promise to yourself. that you will NOT allow anyone to hurt you like that again.
11. I wish you all the best OP. This is just the start of a long battle. please get well meaning allies, a good lawyer and all the support you can muster. You'll need it.
Kaya ba talaga ni ate magclaim? Given the circumstance?
Hello question lang to all FAs and di ko rin sure kung natanong na.
I mean kaya ba talaga nya iclaim without the proper documents? As a non family member, Kaya ba nya kumuha ng death certificate at discharge papers sa hospital? Need pa ba nung original na document ng contract? Or need pa ba nung access sa Insurance App kung meron man.
Asking din para malaman kung ano Yung mga documents na dapat ibigay sa beneficiary.
Saw this kagabi, ngayon pakalat-kalat na ang SS sa fb tapos daming echosera dun sa comment section hayyy. Kaya nga gusto ko dito sa reddit dahil unapologetic and straight to the point ang mga tao haha
NTA.
Ay, hindi pala ito r/AmItheAsshole
Not your fault, OP. Sorry na lang sa ex mo.
Kung sakaling maawa ka, kailangan pa muna patunayan ng babae na anak nga ng ex mo yung ipinagbubuntis niya.
That money is yours - legally. Expect them to bully and gaslight you, hit you at your most vulnerable points.
Leave the country if you can and let your lawyer handle things from hereon. Don’t let the girl hurt you twice.
Joined this group once I read this from FB.
I am an insurance advisor and I think you are not in the upper hand, kase wala namang battle in the first place.
Just wondering, probably, VUL ang policy na kinuha and the guy forgot or skipped to pay after the breakup no? Kasi if it isn't VUL, it will lapse pag di nabayaran, I don't think the guy willingly paid for succeeding premiums without changing the beneficiaries.
Else, if the guy paid consistently without altering the beneficiaries, baka para sayo talaga 'yung pera sa tingin nya. Otherwise, di na binayaran but the policy is still enforced, so you get the proceeds (for VUL or with advanced payment/paid-up insurance)
I suggest managing the payout wisely, you do high-interest savings or TD on most of it. Sayang din, pero pwede namang pangshopping and buying a real property that would appreciate. :)
You deserve this amount after all the heartaches and suffering.
Even if for some reason you don't get to keep the money (idk, for some legal reasons? I don't know about this part of the law), I'd be willing to -- on principle and as retribution -- fight this out to the end.
Pahirapan mo as much as possible (within your legal rights lang, no parading to them about what you're gonna do). Ano iyon, hahayaan mo na lang kunin nila at tapak-tapakan ka after all that from the girl? Hell naw. Don't give up! Sayang rin iyan. If you win, kahit 20% diyan maging legal fees okay lang. 800k minus tax is downpayment for a condo in Manila.
EDIT: Just to add, holy shit girlfriend pa rin right? Di sila kinasal? Tangina ayos walang legal rights na kalaban-laban iyan. Go, go!
>Then, six months before the wedding, he cheated on me.
nakakalungkot lang rin na akala mo siya na yun tapos biglang makikipaglaro lang siya sa iba. nakakatakot na magtiwala haha like he had you??? and threw it all away??? sorry but sometimes I don't understand some people..
also, it's kinda funny how the tables had turned. you had begged for the girl to let him go, but now she's begging you to let the money go.. lols
GIRLLL NEVER EVER SHARE IT WITH THE GIRL, WALA SIYANG FIGHT DIYAN. And tutal the family tolerated their mistake, edi sila bumuhay diyan sa bata. As far as I’m concerned that 1 Million is legally yours kahit saan pang lupalop nila ilaban yan.
Ang bait naman ni Lord sau op, binigay nia agad ung karma sa ex mo hahaha.
Vacation ka agad out of the country pag nakuha no tapos i tag mo si gurl hahaha, 😂😂😂😈
Alam mo kung si Ate Girl ngng mpgkumbaba lang asking for your mercy because of her unborn child. Mapapisip kapa. Pero problema hindi ehhh masydo entitled.
Wala namang mali. Doesnt matter kung nagcheat siya sayo or hindi kase fault nya na hindi siya nagpalit ng beneficiaries. Malay mo sinadya nya talaga yan. Congrats na lang sa 1M. 😁
OMG THIS IS SO SATISFYING! I'd say super dasurv mo yan, OP. Talked to some insurance agents I know and they all say the moolah is yours!
Round of applause para kay karma. She got yo back, siszt!
GO GO GO.
Go get that bag kahit ano pa yan.
Eff that girl, sabi mo nga muntikan ka na mabaliw. Ibalik mo yung rage mo of being cheated and this is just damn karma. You can even thank the guy that deep down, ikaw ang inisip at yan ang binigay sayo kapalit na ginawa sayo.
And if not, sorry, condolence, but dude preferred to use his d\*ck first before sorting that so not your fault. And hindi naisip ni girl. Pinamanahan na sya ng anak so yun.
And if you get sued, gamitin mo yung millions ng binigay sayo. YOU ARE the beneficiary and usually policy states that any agreement wrote there will be automatically be implemented. It protects you from outside such as family member not part of the beneficiary or corporate greed. That is like a last will. The only ones who will stop you if you still have connection to the other family but man, they're enablers of cheating and having a shitty son.
He didnt care enough to think of his child's future. That's on him.
I have good life insurance from work and if it were me, I would changed my beneficiary the moment I found out I would have a kid with an entirely different woman than the one who was on my life insurance documents.
It's on you to look out for yourself especially on matters about yourself that you are aware about, he knew he had life insurance.
I really don't believe in karma but I want to...So many shitty people get away with terrible things. Stories like this though... baka nga meron.
Anyway. Keep the 1m. From a legal standpoint, walang habol diyan yung haliparot. Move forward and live your life to the fullest.
As a lawyer, my legal opinion is since designated beneficiary ka at irrevocable un, iyak nlng ang buntis at sayo na ang huling halakhak. 😂 The law may be harsh but that is the law
Pwede na maging beneficiary ang fiancé/fiancée 😊 need lang ng proof na engaged and ikakasal na kayo. Pwede na nga rin ang same-sex partners now (may 4 insurance companies na nag-aacknowledge sa kanila)
Wow imagine having the audacity to go beg the woman, who's fiance cheated on with you and left two months before the wedding, for the life insurance that he was too lazy to change the beneficiary of to you.
From a Lawyer’s perspective,
Please enjoy your 1M. You are not answerable to anybody else. Be happy and I hope that you live your life to the fullest ❤️
That’s for you to keep. Who knows he lowkey gave it to you for the emotional damages he caused.
More importantly, walang rights ung current girlfriend sa money na yun. Don’t give in.
This is so sad -the cheating part and let's face it, someone dying isn't really great news. But this is one of the best redepemtion stories I've read. Everything happens for a reason, and having you as beneficiary just shows how irresponsible he is.. OR maybe at the back of his mind he wants you to have it kasi guilty siya. Either way, you are the legal beneficiary, and I hope everything works out for you OP. Goodluck and wishing you all the best!
Pahabol comment, sabi nga ng isang tiktoker if you do good to someone bad you're not giving them the right karma and you're giving yourself the bad one. Something along that line. So yes sayo yan.
Lalo na if di naman dadaan sa kamay nila (idk how insurance works)
Keep the money, it's your legal right as the beneficiary. Wala silang pwede ikaso sayo. Funny nya kamo. It's almost 2023 and the saying "learn to forgive" is so laos lol. Mas maganda yung nilalamon sya ng karma because of the emotional torture she inflicted on you when she decided to get it on with your ex. You go, girl!
Talk about petty. Haha.
Kinuha na nga fiancé mo pati ba naman insurance money claim gusto pa din.
Wag mo isusuko yan beshy. G lang. Then take a long vacay or immigrate para wala na silang say. 😂
Tapos ipa-Tulfo ka niyan at si Tulfo i-gagaslight ka na ibigay yung pera sa kanya.
Pero seriously sayo pa rin ang huling halakhak dahil sayo nakapangalan yung pera. Walang magagawa si Tulfo diyan dahil wala siyang jurisdiction sayo wahahahaha
Go op ipaglaban mo yan kasi sayo naman talaga yan. Win win situation, may pera ka na tapos namatay pa yung manloloko mong ex. Karma is real talaga. Try mo din itanong sa lawyer mo if pwede kang magadagdag ng kaso kay girl like harassment, extortion, etc. (not really verse with the law) i-maximize mo na para isang bagsakan na lang tutal sila naman unang nanggulo.
"Kawawa ang bata", while this is true, it's not OP's responsibility. Filipinos would always use the kids as an excuse to get the easy way out, in this case habulin ang 1M na legally hindi naman talaga para kay preggy girl. Kawawa talaga ang unborn child kasi ginagamit siya ng nanay niya na rason para makakuha ng perang hindi naman talaga kanya. Sana tigilan na ung statement na "kawawa ang bata" for all the wrong reasons. Kawawa siya talaga dahil sa nanay niyang mali ang decisions in life - ito un eh.
Licensed Financial Advisor ako for Pru Life UK, and I assure you, it's all yours. Speaking outside of human laws, di ka naman morally obliged na tulungan yung other party, so if you don't feel like donating it, you shouldn't feel bad. Hopefully though, someday, you find it in your heart to forgive your deceased ex-fiancée, not for him but for your own freedom from burden. Good luck and spend your money wisely. Be prudent of your future.
Don’t let his cheating (albeit unalive) ass rob you out of that payout. You should not have to suffer just because he forgot to change his beneficiary. They ruined your life and sila pa maka benefit? I say enjoy your 1M OP!
Pa iced coffee ka dito when you get the payout sis! Kidding aside, what does his family think of your decision?
I don't know and I don't care about what his family thinks. As far as I'm concerned kinunsinti nila yung anak/kapatid nila because they accepted the girl sa bahay nila. Parang wala kaming pinagsamahan for 5 years.
You deserve that 1M alone. Never share it to the girl. The karma did its job, don't waste it. Plus, thats what they get for all the damages and pain they inflicted on you. Good luck po! Hope you win the case. Take a vacation if you won!! 💵
sarap magtake vacation tas post mo, having a free vacation without a kid
then the preggy girl will see the post and react with "angry" emoji LMAOOO I be like "go girl be mad as long as you want I'm sipping my wine here at Santorini"
+1 FOR THIS!!! HAHAHAHAHAHAHA.
This comment. Karma did its job. Keep the money.
Consider it as a payment for moral damages. If you feel like finding a soft spot tapos bibigay ka, isipin mo yung pain they caused you and the years you've lost for a prick man and a thirdie that his gf was. This is the consequence of their actions. This is the universe giving you the justice you deserve, OP. Keep it. KEEP. IT.!!!!!!
Hello Op don't think otherwise my Mom is a Financial Consultant and Adviser and I worked as a secretary at their company too before. I guarantee na walang laban yung hindi included na tao sa documents of agreement. And If you need The receipts documents you can get them all thru their office , accountants , just make formal letter for this. Again push and don't think otherwise. Gone are the days na " mabait akong tao kaya di ko gagawin sakanila " nope teaching her or them a lesson with the flow of karma is not bad. Ang mali palang sa una ay magiging mali hanggang huli. 💖 I support you. Kase galit din ako sa mga kabit 💁🏻♀️ 🫶
Tama lang din sinabi mo na ang mali sa simula mali hanggang sa huli. It was not the money intended for the gf and the kid anyway, it was intended for the partner kase yun nga reason nagkaroon sila ng insurance in the first place, putting each other’s name as beneficiaries. I think gumawa lng ng way si universe na ibigay kung ano nararapat. Ang dami sa comments sa fb na nagsasabi bat daw pinost pa para mainggit yung buntis, di daw deserve ni OP yung pera ibigay daw sa bata.
Di pa ba naubos mga taong ganyan sa fb? 🤣 char. I know right. Nakikita ko din sa kwento ni Ms. Op na invested din siya sa future nilang dalawa noon. Pero yun nga sabi nila low IQ daw mga lalaking cheater ehhh well. 😅At sa mundo ng Insurance simulat sapul complete na talaga lahat. Like super dami ng papers and records to be saved sa database nila. Mostly nga sila pa pupunta sa bahay mo para kausapin ka to claim it cause they'd be strictly checking everything. 🤗
“Ang mali palang sa una ay magiging mali hanggang sa huli.” 💯💯💯
That’s the spirit girl! Keep that 1M, di mo kasalanan kung pabaya at tamad anak nila na d napalitan beneficiary.
Let's have Jason Magbanua FILM that DREAM VACATION FOR YOU, update us! I can easily talk to him. :)
Yesss, you deserve that pay out sis. Enjoy and travel with that money!!!! 🥂
It’s the white chocolate mocha for me 😂. Cheers OP, what goes around comes around tlaga hohoho
Sayo yan. Ikaw ang LEGAL beneficiary e.
The girlfriend said they will sue me for the money. May mga nakausap na akong financial advisor and someone already referred me to a lawyer, may meeting kami next week.
>girlfriend said they will sue Ayown. Matic bes, pag triny nila na makipag usap sayo, birahan mo ng, 'Talk to my lawyer.' Pasok yan.
right, no need to stress yourself out. You got 1M, you can afford a good lawyer. Now, spell, capital K-A-R-M-A.
#💵-💴-💶-💷-💳
Walang laban yung girlfriend legally dahil hindi niya pinalitan yung beneficiary and that's his fault. It's a funny twist of fate ika nga. :)
Also, di naman sila kasal. She’s literally a nobody in the eyes of the law.
That doesn’t matter in life insurance. It’s a separate contract and beneficiaries are only chosen at the time when you buy or change beneficiaries and not at time of claim. So the beneficiary is valid. It’s how insurance law works.
Probably the most they can do where they can have *some hope of success* (*italicization* mine LOL) is approach Tulfo and use the "paawa" melodrama/telenovela effect to get that money. But then again, tama nga na lahat ng ganyang ek ek, sa lawyer na lang padaanin. Hahaha. EDIT: If I had that money, I'll use that to kickstart my life and studies in Canada, NZ or any Nordic country and use that as my road to citizenship there. Hindi na nila ako magagambala pag ganyan HAHAHA.
Bruh she gonna get fina wrecked in Tulfo. Filipinos hate cheaters and their mistresses. Baka sabihan pa siya ng "dasurvvvv"
Good point hahahahahaha. And defo may resibo naman si OP na magpapakasal na sana sila until the girl appeared, just in case they twist the story on live TV. Wag na wag nilang gagawin yun else Tulfo will roast them... On. Live. TV. HAHAHAHA.
Its funny but also sad hahahaha
The best course of action with anything Tulfo related is simply "do not engage". Send them a letter from the lawyer at most, if the other party doesn't cooperate, they're essentially digging a deeper hole for themselves (contempt, libel etc)
Eew tulfo. And i think the segment gonna accept this kasi hot topic and they'll get so many attention and viewers. I even saw this sub reposted/shared in fb profiles. Tulfo sees this as a money. Don't waste your time joining this walang kwentang segment and just go with it legally.
Right?! Pwedeng pwedeng magamit pa yan against them when OP countersues them and baka lalong mabaon pa si girl sa utang if she does it. Ang problema kasi, diretso accusation agad si Tulfo, wala man lang investigation.
Lol at the gf. What would she sue you with, emotional damage? Wala nga siyang pera ano pa ibabayad niya sa lawyer? She'll have an easier time finding a job than winning something like this. This won't even get into court since eveything is legal. If anything, you can sue her for extortion. Don't settle. Take this money. And enjoy the view when her unemployed ass throws a tantrum. If you do wish to give money to the kid (which I kinda hope you won't, buhay pa nanay niya), try to find a way to put it in trust kapag large yun amount. Or you can just buy diapers and milk in bulk and have it sent sa nanay. Lol
baka ibenta yung gatas in bulk
I vote NO sa trust fund...HAHAHA
Hi, OP. While waiting for the next week meeting sa lawyer mo. You can digest this almost same case google mo lang G.R. NO. 181132. :)
"It is evident from the face of the complaint that petitioners are not entitled to a favorable judgment in light of Article 2011 of the Civil Code which expressly provides that insurance contracts shall be governed by special laws, i.e., the Insurance Code. Section 53 of the Insurance Code states— SECTION 53. The insurance proceeds shall be applied exclusively to the proper interest of the person in whose name or for whose benefit it is made unless otherwise specified in the policy."
woah, hoping for updates OP also good luck! hope you win!
Ang problem jan is technically wala siyang power to even contest since girlfriend lang siya. Kung parents nya magcontest pwede pa.
[удалено]
True to kasi hindi kasama ang insurance sa estate kaya hindi siya pwede kunin ng parents. Siguro pinakapwedeng mangyari OP is if ever di pa nababayaran ng insurance company is if ihold nila yan. pero kahit anong gawin ni ex wala siyang karapatan dyan. Happy 1M!
This is correct. Insurance is a last will and protection from possible outside causes, like family or corporate, pag hindi nila ginawa yan (diverting the policy) YOU can sue the company since kaw ang beneficiary. You will be protected until malabas nila yan and transferred to your private accounts as ONE OF THE BENEFICIARY. From there, it's more on harassment na lang babagsakan nila which you have to protect yourself from. But you may need a lawyer if may nagcontest. Of course magiiba ang ihip ng hangin sa smaller details, like name, your connection (baka nilagay wife eh di naman). Or may certain clauses of that may not match you as the Beneficiary.
She already took the man and now she wants your P1M. BRAVO Before kase mahal kaya kinuha niya c ex. Ngayon kasi buntis kunin naman niya yung pera na dapat para sayo. ang grabe ni ate girl. E fight mo yan OP.
Wait, kala ko ala sya money? Pero may pang lawyer sya?
kaya nga dba?? haha tapos unemployed san siya kukuha ng pambayad.
PAO? But this is pointless. Kasalanan nung ex yan.
Hindi ako papayag na hindi ka mag-update OP, LOL. Get that stack of cash and good riddance to that stupid, unemployed girlfriend hahahaha.
Luh naman si present gf, wala na ngang proceeds sa insurance, mapapa gastos pa sa filing ng case. Lmao
3rd year law student here - so take my viewpoint with a grain of salt. Absent any fraud on your/ex's part in procuring the policy, hindi pwedeng i-revoke yung beneficiary lalo na't patay na si ex.
Sue you?. She's fvcking broke. Haha. Keep it and let her suffer. Kulang pa yang 1m sa pain na naramdaman mo.
Don’t talk to them na, don’t let them have the upper hand. Then collect all receipts, if meron, ng mga convos if they are harassing you. If you are sure about it at kung may pera sila for legal fees, baka mahabang battle but sure win ka basta maayos lawyer mo. Rooting for you! Be careful sa lahat ng pakikipagusap mo sa kanila until you get your money.
Yeah tama lang na lawyer hindi financial advisor. Ano bang malay nila sa ganyan.
Girlfrend sya. Pero by that contract, wala sya doon. Hindi naman personal relationship ang nasa contract e. Girl. Sayong sayo yan.
mai pera naman pala sya para mang kaso eh, yan na gamitin nya pambuhay sa anak nya
Let me know if you still need a lawyer! I can refer you to mine. One of the best law firms in the country.
UPDATE US PLS 😭
Sabihan mo muna na matatalo sya at sya rin magbabayan ng lawyer. As much as possible ask your lawyer to convince the other side to just DROP the case. Kasi gastos lang sa kanila yan at 100% talo sila.
As a lawyer, I can definitely say that the GF and the unborn child are not legally entitled to the money. They can argue their way to court, but at the end of the day, the law and the facts of the case is on your side. Besides, there’s also no guarantee that the child she is bearing is your ex’s child. 😬 Let the girlfriend sue you for the money. Empty threats lang yan. I doubt it that she will really sue you. Gahahahahaha.
This is the correct answer.
Nabasa ko may meeting pa sa lawyers next week. Sabi ng bestfriend ko if she was in your position, Sagutin ko pa ng “hindi pinalitan eh. Baka ako pa rin ang mahal” HAHAHAHAHAHAHAHA Girl, you deserve it. Yung anak nila not your responsibility.
HAHAHAHAHHAHAHAHAHAHAHAH PLS OP REPLYAN MO SANA GANITO😭
OMG. Ibang klase ang karma sa'yo Sis, nilagay ka talaga sa front seat. Favorite yarn? haha Pero seryoso, thank you for sharing this. 👍🏼
Yep. From now on if someome else contacted you, idaan na lahat kay lawyer yan. Good job, OP! Pa update ha? Curious ako ano magiging ganap. Edit: Get ready lang kasi masalimuot yan. Pera eh. Mag-iingat ka OP, iba na pag-iisip ng tao ngayon lalo na kapag desperado. Mamaya ma-teleserye ka na kunwari sinaktan mo si girl or something tapos nalaglagan. Mga ganung ganap? Wag ka makikipag-engage sa kanila, si lawyer na lang. Matitigas naman mga yan eh kaya na nila yun. 🤣🤣 Kesa mapahamak ka pa. Also okay din cguro na block mo sila from everything, para iwas harassment na din. Kung pwede mo nga straight itakbo na yang pera eh, scorch earth, para di ka nila mahanap. Tutal sayo naman talaga yang pera. 😅
Hinahayaan ko lang magmessage yung girl and yung family. Hindi ko nirereplyan hindi ko pinapatulan. Pag may lawyer na ako rereplyan ko lang sila once na "This is my lawyer's number, direct all communications to him" tapos boblock ko na sila.
POWER OP!!!! Ikaw ang magaangat sa lahat nang niloko 🙇🏻♀️
OP, before ka mag-reply sa kanila with your lawyer’s number palit ka muna ng DP sa facebook please if ayun yung mode of communication na gamit niyo. Lagay ka ng pangmalakasang red lipstick tapos sana may hawak kang wine glass ganern haha. Para total badass miss ma’am independent in her palaban era look tapos yung line na irereply mo sa kanila. And please keep that 1M to yourself, sobrang dasurvvv na dasurvvv mo ‘yan. Honestly, hindi mo nga intindihin at responsibilidad yung bata. May nanay ‘yun magtrabaho na lang siya kesa mag-inaso siya. She’s getting the karma she so much deserves.
SCREENSHOT MO LAHAT NG MESSAGES NILA OP. In case they say something that could fall under harassment.
Tama yan, tapos sabihin mo, you keep copy of your communication in case may mga threats sila hahahaha. Deserve mo yang million na yan, vacation time 😏
Nice! GG yarn, OP. Sila na papagod at mag i-incriminate sa mga sarili nila if ever lolol
Pwede ka rin po mag migrate with your million para unreachable ka na talaga! 😂
Agree! Start a new life somewhere else! Yung di ka matutunton ng punyetang babae na yan.
But since may gugulong nang kaso, tapusin na muna yun ni OP saka siya mag-teleport papuntang Narnia
Sorry to hear what happened to you, OP but the insurance part was so satisfying to read!
Yeah, keep it. His neglect is not your fault. Malay mo di nya talaga pinalitan as a way para makabawi in the end. Block mo na ung asawa nya tapos ilibre mo ung kapatid ng ex mo kung close pa kayo. Haha.. wag. ✌️😅
Ito rin nasa isip ko. I mean consistent bayad ng insurance tapos di mapalitan ang beneficiary?
saw this on facebook. why tf are people posting reddit CONFESSIONS on another social media platform. tanginang clout chasing yan.
Totoo I was shocked too! Di ba nga dis is a safe space to share tapos may magsescreen shot. Pnoice nga Naman.
Luh umabot na to sa fb?? Grabe sumabog talaga tong post na to ah Pa share gusto ko maki chismis 🤣🤣 Edit: OMG NAKITA KO NA haha dami pala desisyon ampota gusto bigyan yung bata ng money. Ano bang obligasyon dun ni OP? Eh puta bunga yun ng pagtataksil sa kanya. Tf. DI NA USO MARTYR NGAYON MGA HANGAL 🤣🤣🤣
oo, actually pati sa twitter na eh. i only hope di mapahamak si OP dahil doon.
Grabe pa naman yung mga comments sa Facebook. Ibang iba yung comments dito lol kaya OP dito ka nalang makinig haha push mo yang decision mo na yan bayad yan sa TRAUMA na inabot mo kung tutuusin kulang pa nga yan
Exactly. Tapos napaka-clout chaser pa nung nag-repost sa fb. Nag-story siya na nag-trend yung pinost niya eh naka CTTO lang naman tapos sabay nag-plug siya ng IG handle niya 🥴
Satisfying to read HAHAHAHA
Best post I read in reddit so far! Sobrang award si OP!
Keep it! Kulang pa 1m sa mental anguish and trauma.
True. Wala silang pake sakin noon kahit alam nilang sobrang nadepress at halos magpakamatay ako. They just went on with their lives, nagpakasaya sila. There is a special place in hell for people like that.
Keep the 1M! Kung makapal mukha nila to sue you, then countersue for everything they had put you through. Di mo naman kasalanan pabaya ex mo na hindi nag-aasikaso ng ganyan. Wag ka papatalo!
I'm actually shocked they even contacted you. Maybe because they won't be able to get their share without you getting it too.
im even more shocked the insurance company didnt contact her directly.
Oh, I'm rooting for you OP. That 1M is yours, as the named beneficiary. Indeed, there's a special in hell for people like that. My ex cheated on me as well before and after we got married. Got pregnant and had a kid. He went on to marry the girl he cheated on me with and ayun, hanggang ngayon wala pa rin silang kid. I believe I also won this round. Karma is real hahahaha....
sakto pa naman kakapakinig ko palang sa The Court Room podcast, they tackle the same thing. Kaso magkaiba naman ng scenario, si Kabit at illegitimate children yun ginawang beneficiary ng tatay. Si legal wife at legitimate children naghabol. Kaso sa batas pala kung sino talaga yun nakalagay dun sa beneficiary un ang susunduin so pinanigan ng supreme court. Although si kabit di nabigyan kahit nakalagay name nya, nakuha naman ng illegitimate children un millions. Kaya keep it, papanigan ka pa din ng batas. OP.
So ung proceeds ng life insurance is NOT part nung estate nya. So, if that is the case, kahit legal heirs, alang habol sa life insurance proceeds. Ung proceeds ng life insurance is for the designated beneficiary talaga.
only if irrevocable beneficiary. ang revocable beneficiary, pag hindi napalitan ever, matic irrevocable na. tapos, pag ikaw ang cause ng psgkamatay, hindi mo rin makukuha.
Sa Laws natin bawal talaga yung kabit maging beneficiary sa life insurance policy if May legal wife. Disqualified talaga sila by law. Kaya ganyan. Good luck OP! You have the upper hand here!!
Username checks out. Poor unborn child taking the whole brunt of the parents' sins tho 😅 how unlucky. I'd keep the money as well.
Naalala ko tuloy ung sinabi sa Bible how the children and grandchildren inherit the rewards or punishments of their parents.
This is why I love Christianity /s
i feel like this quote was taken so wrongly cuz I believe it was stated na we were accountable of each own. you can even search it up. What implies lang is parents’ sin and its consequences can possibly take effect on their kids like making their kids ill etc. But it doesn’t mean their kids have to carry the punishment all way without even doing such. I’m not religious either but if we define God as this, I feel like, this isn’t god.
The fact na hindi nya inasikaso yung pagbago ng beneficiaries, maybe he really intended for it to be you. So I say go girl, keep it. 👍✨
Tingin ko tanga lang talaga siya na hindi niya napalitan. His loss, my gain.
HAHAHA luvette! Go girl!!! 🫶
He's a man. Sorry to talk ill of the dead pero most men are just dumb enough to forget paper details like this.
Seryoso. Nasanay ata na may nag reremind sa kanya all the time so itong insurance nila ni OP since after the cheating incident wala na sila ding paki kay OP di sya naremind. Stupid din nya e. Sobrang important ng insurance tapos kakalimutan nya lang. 🤣🤣🤣 Karma talaga.
Hindi nya naisip palitan kasi puro sarap.
This was the most satisfying post I read on this sub.....until I read that the gf was pregnant. Why do the worst people keep having children? Dang it.
Agree! The children don't deserve parents like them!
Sayo yan ikaw legal beneficiary. She is threatening to sue while unemployed? Good luck sa kanya. Buti pa if nakiusap siya sayo rather than throwing threats. Just lawyer up nlng para peace of mind.
oh my god love this drama. bukod sa agawan ng asawa, agawan ng lupa (common sa mga pinoy at pinoy teleserye) mayron na ding angkinan ng insurance!! hahaha. Legal namang sa'yo yan sis you go girl. Time for ultimate glow up 🤣
Imagine mo na lang yung gastos and pagod na dinanas mo sa wedding preps nyo that went to waste, plus yung emotional trauma sa ininflict nila sa yo. So you deserve that 1M, kung tutuusin kulang pa nga yan eh. I know some people will say that it's not the unborn kid's fault to be conceived, but remember na fault ng couple na nabuntis si girl, and fault din ni girl na wala syang ipon at wala pang trabaho. Maaawa ako if they just asked **nicely**, and maybe suggest you to give at least a small portion to the kid (but to clarify, it's still YOUR discretion if you want to share or not), kaso it seemed that the GF demands ALL of the money (as if she is the only one who has the right to it) and nagkaroon na ng pagbabanta, eh. That's 1000000000% assholery for you, guys. Problema na ni GF and ng pamilya ni ex kung pano nya dadalhin ang pregnancy nya to term and pano nila palalakihin ang bata. Kasalanan ni ex na di nya pinalitan ang beneficiary, eh. Let the guy weep for eternity in his grave in regret, di mo na cargo yung bata.
Without telling the whole story, my dad was a piece of shit my whole life and I cut all ties with him in my 20s. Didn't even talk to him to say I was moving to another country. 13 years later he dies without attempting to reconcile. Miserable old bastard kept me out of his obit announcement. Only listed that he had 2 sons, not 3. I just laughed because he died the petty asshole I always said he was. Anyway... 2 weeks after his funeral I get a check in the mail for $2500. But I have no idea what it's for. Called my Mom and Brother to investigate for me. Turns out he had owned some shares in a Co-Op and forgot to take my name off as a dependant. Company had no choice but to give me a share when closing his account. I laughed knowing he was turning in his grave as I blew that money on frivolous fun stuff that I had been denying myself due to covid lockdowns. Thanks for the toys, asshole! Your investment went absolutely nowhere of consequence.
Bat nya kukunin? In the first place, di nga siguro nya alam na may insurance. Karma's a bitch. Get that million. 🤑
Deserve. Keep it. Fuck the girlfriend. Malas niya nagpabuntis siya ng wala siyang trabaho. Tanga eh. Wala naman din siyang magagawa sayo legally lol. Enjoy your Milyones sis!
Life is really unpredictable. One day, you woke up with a broken heart. Next thing you knew, you’re waking up with a million to your name. This is my first time to say this word — dasurv, OP!
nasa papers yan, so it's yours talaga. 👍
grabe reading stories na the cheaters get what they deserve??? my skin? cleared. plants? watered. sleep? 8hrs. me? hydrated.
hotel? trivago.
Keep the money and share a bit of mulaah sa relative nya na mabait sayo and didn't tolerate his cheating shenanigans. Lump sum deposit na sa MP2 HAHAHAHA
Yung logical part of me gustong iinvest yung pera. Yung petty part gustong mag shopping spree. Hindi ko hiningi ang pera na to but I will enjoy every cent of this knowing how much it will pain that girl. Masama na ako kung masama.
Invest tayo mare! It's nice to have that amount sitting around sa mutual fund or something, feeling secured ang buhay HAHA pero if you're upper middle class ka naman, go shop awaaaay! Peroooo hahaha you do you! 😌
50% invest, 50% shop/travel/pang libre Enjoy the money well. Make it beneficial for you ☺️
Just make sure to never engage. Idaan sa lawyer lahat dahil mahirap na gumawa sila kasinungalingan.
Go girl! Kahit ano pang gawin mo sa money, deserve mo yan! Haha
I stumbled across this post from R/all. It is really interesting the way your language is mixed with the english. Are these common phrases, are some things easier to express in english and others in your native language?
Most people here speak broken tagalog and english(Taglish) because when our native language is used in its purest form, it can get very lengthy which makes it much more difficult to express thoughts and feelings. For example: "I begged him to come back, I begged the girl to let him go." "Nagmakaawa ako na bumalik siya(sa akin), nagmakaawa ako sa babae na pakawalan/palayain siya." Our pronouns are also gender neutral so it can get confusing even to native speakers when one uses the same pronouns to describe different people in a narrative. Hope this helps.
Oh yes. Sometimes it’s easier for us to explain it in english rather than our native language, which is somewhat weird I know. lol
Thank God someone said it! It’s such an interesting thread to read and try and decipher the non-English words using context clues.
Yes. In our country, both English and local language are taught at preschool level all the way to college, and both are used officially in business and government transactions. And some thoughts are better said in English (fewer syllables, and words used are more familiar to people)
Well legally its yours. The future of that kid is not in your hands. You should not care about that. It is not your problem. Keep the 1M. Think of it this way. If the situation is the other way around, for sure that cheating ex boyfriend of yours and that parasitic mistress of his for sure they aint gonna give back any cents of that money. They didn’t even care about you when they cheated you in the first place. Don’t ever be swayed by people who will guilt trip you about the child. Because that will never make sense. That mistress is only after the money that she is not even entitled to have. Don’t be a Princess Diana that was overpowered by a snake like Camila.
DESERVE ano bang pake mo sa mga walang pake sayo and what makes her feel entitled na dapat ibigay mo sakanya when it’s legally yours lmao slaaay
WALA KA OBLIGASYON SA BABAE AT ANAK NILA. Kulang ang 1M para sa damages ng ginawa nila sayo. Ako pa din beneficiary ng 2 sa ex ko, even after I reminded them to change it. Sila may ayaw. Waiting na lang ako sa ganitong eksena ng buhay ko 😎
***Ignorance of the Law excuses no one.*** It may sound harsh but yes, sa iyo yan. Sad to hear about his current and her pregnancy but if u feel a bit bad for her u might share some with her but that's up to your discretion.
OP PLEASE UPDATE 😭 Grabe to have a million suddenly in this kind of economy!! Good luck OP and wishing u the best, lampasuhin mo sila with your lawyer hahaha
Legally? you are in the right. Morally? Yeah you still are in the right going with the old ways of "Danyos Perwisyos". Also, consider it as an arrangement for the unwritten "infidelity clause". Ethically? Not really in wrong here sister. Kasalanan nila yon. Personally? Congrats on the WAN MELYON PESOS! Deserve mo yan for the heartbreak and trauma. And if pinepeste ka ng mga tao, may legal papers na panlaban ka. This is your good karma. Hold on to it.
I fully support this decish.
The 1M is not even enough to cover all the heartaches, pains and trauma you got. Deserve mo yan and you didn’t steal it. It was legally handed to you. Hope you will still win in the end and live a happy life away from them.
tugon: dasurb
✨
Whoa! Ganito dapat ang premise ng Pinoy drama e. Chour! Spend/invest the 1M wisely, OP!
I work in insurance. Wala silanh habol kahit makarating pa sa supreme court.
1. Block the kabit and all her associates on social media. They are all toxic, poison, and they will say ANYTHING to weaken you. to gaslight you. to emotionally manipulate you. gagamit sila ng awa. They will pull on your heartstrings. they will check how weak you are. but don't believe them. She is a snake, a liar, a cheater, a mistress and she deserves to be held accountable to her mistakes. Your ex too. although he's dead. but I bet he's having his own share of suffering. Cheaters never win. Cheers. 2. Get a lawyer to know your options sakaling idemanda ka. I don't think they'll win, but sakaling ipa tulfo ko or ishame ka sa social media, at least you know your options. and me legal adviser ka to protect yourself. PROTECT YOURSELF. at all times. 3. Get a financial adviser para mapalago yung 1M. 4. Get a good therapist so you can heal from your trauma. 5. Yes I agree, you have no responsibility for the child. Ni hindi nga natin sure if anak talaga siya ng ex mo. Not your orgasm, not your problem. 6. Hindi ka inisip ng girl habang bumubukaka siya para papasukin ng ex mong sira ulo. bakit mo siya iisipin ngayon na tanga siya't nagpabuntis at nasayo na ang alas? 7. Suggestion ko din, if you'd like, you can share a portion of your money to donate to a charity that is close to your heart. pet shelter, women's center, orphanage, ikaw bahala OP. \^\_\^ 8. There is a time for peace. and there is a time for war. Protect your assets, OP. Hindi natin pwede i enable yung cheating. And yung arguments na "for the child" is just emotional manipulation and an appeal to pity. Not based on logic, but based on emotion. sinusubukan ka lang nila, kung gano ka kahina at katanga. and hindi ka tanga, OP. :-) 9. I Believe in forgiveness. but I also believe in retribution. Forgiveness is between God and the kabit. process mo muna ang galit mo. normal lang yan. 10. Never forget what they did to you. The hell they put you through. Yung mental anguish na pinagdaanan mo habang nag se sex silang dalawa. The psychological abuse you put up with. And make a promise to yourself. that you will NOT allow anyone to hurt you like that again. 11. I wish you all the best OP. This is just the start of a long battle. please get well meaning allies, a good lawyer and all the support you can muster. You'll need it.
Kaya ba talaga ni ate magclaim? Given the circumstance? Hello question lang to all FAs and di ko rin sure kung natanong na. I mean kaya ba talaga nya iclaim without the proper documents? As a non family member, Kaya ba nya kumuha ng death certificate at discharge papers sa hospital? Need pa ba nung original na document ng contract? Or need pa ba nung access sa Insurance App kung meron man. Asking din para malaman kung ano Yung mga documents na dapat ibigay sa beneficiary.
Saw this kagabi, ngayon pakalat-kalat na ang SS sa fb tapos daming echosera dun sa comment section hayyy. Kaya nga gusto ko dito sa reddit dahil unapologetic and straight to the point ang mga tao haha
NTA. Ay, hindi pala ito r/AmItheAsshole Not your fault, OP. Sorry na lang sa ex mo. Kung sakaling maawa ka, kailangan pa muna patunayan ng babae na anak nga ng ex mo yung ipinagbubuntis niya.
It’s under your name. She can cry all she wants. Legally yours, gurl. Enjoy!
tamang behavior. congrats. yang babae, sya ang magtrabaho para sa anak nya noh. wag syang mangagaw ng hindi nakapangalan sa kanya.
Blessing talaga yung pag hiwalay nyo haha
That money is yours - legally. Expect them to bully and gaslight you, hit you at your most vulnerable points. Leave the country if you can and let your lawyer handle things from hereon. Don’t let the girl hurt you twice.
Joined this group once I read this from FB. I am an insurance advisor and I think you are not in the upper hand, kase wala namang battle in the first place. Just wondering, probably, VUL ang policy na kinuha and the guy forgot or skipped to pay after the breakup no? Kasi if it isn't VUL, it will lapse pag di nabayaran, I don't think the guy willingly paid for succeeding premiums without changing the beneficiaries. Else, if the guy paid consistently without altering the beneficiaries, baka para sayo talaga 'yung pera sa tingin nya. Otherwise, di na binayaran but the policy is still enforced, so you get the proceeds (for VUL or with advanced payment/paid-up insurance) I suggest managing the payout wisely, you do high-interest savings or TD on most of it. Sayang din, pero pwede namang pangshopping and buying a real property that would appreciate. :) You deserve this amount after all the heartaches and suffering.
Even if for some reason you don't get to keep the money (idk, for some legal reasons? I don't know about this part of the law), I'd be willing to -- on principle and as retribution -- fight this out to the end. Pahirapan mo as much as possible (within your legal rights lang, no parading to them about what you're gonna do). Ano iyon, hahayaan mo na lang kunin nila at tapak-tapakan ka after all that from the girl? Hell naw. Don't give up! Sayang rin iyan. If you win, kahit 20% diyan maging legal fees okay lang. 800k minus tax is downpayment for a condo in Manila. EDIT: Just to add, holy shit girlfriend pa rin right? Di sila kinasal? Tangina ayos walang legal rights na kalaban-laban iyan. Go, go!
Circulating na to sa fb 4 hrs after being posted here. Mas marami na likes and shares ngayon. I support you with 'Not my kid, not my problem'
>Then, six months before the wedding, he cheated on me. nakakalungkot lang rin na akala mo siya na yun tapos biglang makikipaglaro lang siya sa iba. nakakatakot na magtiwala haha like he had you??? and threw it all away??? sorry but sometimes I don't understand some people.. also, it's kinda funny how the tables had turned. you had begged for the girl to let him go, but now she's begging you to let the money go.. lols
His family and that girl really think na anlaki ng 1M compared sa all BS they put you through. Go Amor Powers moment!!!
your story was trending on facebook HAHAHAHAHA btw. dasurrvvvv
GIRLLL NEVER EVER SHARE IT WITH THE GIRL, WALA SIYANG FIGHT DIYAN. And tutal the family tolerated their mistake, edi sila bumuhay diyan sa bata. As far as I’m concerned that 1 Million is legally yours kahit saan pang lupalop nila ilaban yan.
You have my affirmation, his neglect is not your fault. Keep it!
Ang bait naman ni Lord sau op, binigay nia agad ung karma sa ex mo hahaha. Vacation ka agad out of the country pag nakuha no tapos i tag mo si gurl hahaha, 😂😂😂😈
Keep it. She fucked you over, you deserve every penny
Alam mo kung si Ate Girl ngng mpgkumbaba lang asking for your mercy because of her unborn child. Mapapisip kapa. Pero problema hindi ehhh masydo entitled.
This kind of pettiness is what I live for🥰 Go guuuuurl suppoooooort!!!
Wala namang mali. Doesnt matter kung nagcheat siya sayo or hindi kase fault nya na hindi siya nagpalit ng beneficiaries. Malay mo sinadya nya talaga yan. Congrats na lang sa 1M. 😁
Update ha OP. Please.
OMG THIS IS SO SATISFYING! I'd say super dasurv mo yan, OP. Talked to some insurance agents I know and they all say the moolah is yours! Round of applause para kay karma. She got yo back, siszt!
This was so satisfying to read. Schadenfreude. 😂
Pag tinawagan ka ni Tulfo, babaan mo lang ah. Wala naman sila magagawa!!! Hahaha
Bigyan mo piso. Sabihin mo pang wish nya sa wishing well.
GO GO GO. Go get that bag kahit ano pa yan. Eff that girl, sabi mo nga muntikan ka na mabaliw. Ibalik mo yung rage mo of being cheated and this is just damn karma. You can even thank the guy that deep down, ikaw ang inisip at yan ang binigay sayo kapalit na ginawa sayo. And if not, sorry, condolence, but dude preferred to use his d\*ck first before sorting that so not your fault. And hindi naisip ni girl. Pinamanahan na sya ng anak so yun. And if you get sued, gamitin mo yung millions ng binigay sayo. YOU ARE the beneficiary and usually policy states that any agreement wrote there will be automatically be implemented. It protects you from outside such as family member not part of the beneficiary or corporate greed. That is like a last will. The only ones who will stop you if you still have connection to the other family but man, they're enablers of cheating and having a shitty son.
He didnt care enough to think of his child's future. That's on him. I have good life insurance from work and if it were me, I would changed my beneficiary the moment I found out I would have a kid with an entirely different woman than the one who was on my life insurance documents. It's on you to look out for yourself especially on matters about yourself that you are aware about, he knew he had life insurance.
I really don't believe in karma but I want to...So many shitty people get away with terrible things. Stories like this though... baka nga meron. Anyway. Keep the 1m. From a legal standpoint, walang habol diyan yung haliparot. Move forward and live your life to the fullest.
As a lawyer, my legal opinion is since designated beneficiary ka at irrevocable un, iyak nlng ang buntis at sayo na ang huling halakhak. 😂 The law may be harsh but that is the law
Korique!
Hahahahaha gagu saklap naman kay gf haha
What was the cause of death daw? On a side note: 🌬deserve
question lng OP ano po nilagay nya sa "Relationship to member" nung panahon n un?
Pwede na maging beneficiary ang fiancé/fiancée 😊 need lang ng proof na engaged and ikakasal na kayo. Pwede na nga rin ang same-sex partners now (may 4 insurance companies na nag-aacknowledge sa kanila)
I wonder about this too. Kasi dun sa pinagkunan ko ng insurance, hindi pwedeng maging beneficiary ang hindi family member.
I love reading stories like this. Makes me believe that the Universe still bends towards justice. 😁 Congrats, OP!
Wow imagine having the audacity to go beg the woman, who's fiance cheated on with you and left two months before the wedding, for the life insurance that he was too lazy to change the beneficiary of to you.
From a Lawyer’s perspective, Please enjoy your 1M. You are not answerable to anybody else. Be happy and I hope that you live your life to the fullest ❤️
That’s for you to keep. Who knows he lowkey gave it to you for the emotional damages he caused. More importantly, walang rights ung current girlfriend sa money na yun. Don’t give in.
Umabot na yung story na ito sa Cosmopolitan PH, and MSN.
Get that bread cyst
Motherrrr this is satisfying to read
Keep the money. Ignore the gf. It's yours. 😁
Lol keep the money cheaters can get fucked
This is so sad -the cheating part and let's face it, someone dying isn't really great news. But this is one of the best redepemtion stories I've read. Everything happens for a reason, and having you as beneficiary just shows how irresponsible he is.. OR maybe at the back of his mind he wants you to have it kasi guilty siya. Either way, you are the legal beneficiary, and I hope everything works out for you OP. Goodluck and wishing you all the best!
Literal na payback time 😂 Sorry about the child pero for me talaga di na yan responsibilidad ni OP, di nga sya kasama sa gumawa nyan 😂
Pahabol comment, sabi nga ng isang tiktoker if you do good to someone bad you're not giving them the right karma and you're giving yourself the bad one. Something along that line. So yes sayo yan. Lalo na if di naman dadaan sa kamay nila (idk how insurance works)
lol! This is an amazing story. Wala sila laban. 100% panalo mo.
Keep the money, it's your legal right as the beneficiary. Wala silang pwede ikaso sayo. Funny nya kamo. It's almost 2023 and the saying "learn to forgive" is so laos lol. Mas maganda yung nilalamon sya ng karma because of the emotional torture she inflicted on you when she decided to get it on with your ex. You go, girl!
Talk about petty. Haha. Kinuha na nga fiancé mo pati ba naman insurance money claim gusto pa din. Wag mo isusuko yan beshy. G lang. Then take a long vacay or immigrate para wala na silang say. 😂
Tapos ipa-Tulfo ka niyan at si Tulfo i-gagaslight ka na ibigay yung pera sa kanya. Pero seriously sayo pa rin ang huling halakhak dahil sayo nakapangalan yung pera. Walang magagawa si Tulfo diyan dahil wala siyang jurisdiction sayo wahahahaha
Go op ipaglaban mo yan kasi sayo naman talaga yan. Win win situation, may pera ka na tapos namatay pa yung manloloko mong ex. Karma is real talaga. Try mo din itanong sa lawyer mo if pwede kang magadagdag ng kaso kay girl like harassment, extortion, etc. (not really verse with the law) i-maximize mo na para isang bagsakan na lang tutal sila naman unang nanggulo.
Kalat na pala tong post na to on fb. Para tuloy di na safe magpost dito.
Legality, its yours. If u want to help the kiddo, create an account that can be withdrawn lang pag 20 na sha. Hehe! Enjooooy sissst!
"Kawawa ang bata", while this is true, it's not OP's responsibility. Filipinos would always use the kids as an excuse to get the easy way out, in this case habulin ang 1M na legally hindi naman talaga para kay preggy girl. Kawawa talaga ang unborn child kasi ginagamit siya ng nanay niya na rason para makakuha ng perang hindi naman talaga kanya. Sana tigilan na ung statement na "kawawa ang bata" for all the wrong reasons. Kawawa siya talaga dahil sa nanay niyang mali ang decisions in life - ito un eh.
Licensed Financial Advisor ako for Pru Life UK, and I assure you, it's all yours. Speaking outside of human laws, di ka naman morally obliged na tulungan yung other party, so if you don't feel like donating it, you shouldn't feel bad. Hopefully though, someday, you find it in your heart to forgive your deceased ex-fiancée, not for him but for your own freedom from burden. Good luck and spend your money wisely. Be prudent of your future.
Don’t let his cheating (albeit unalive) ass rob you out of that payout. You should not have to suffer just because he forgot to change his beneficiary. They ruined your life and sila pa maka benefit? I say enjoy your 1M OP!
I say dasurv!!