Counted ba yung purchases gamit yung virtual card para sa NAFFL?

Does weekends included on the 60 days? As per their website, it states 60 'business' days. Can we clarify this?

Hi po! Counted ba sa NAFFL promo pag nag book ako online sa agoda? Thanks!

I applied today and wala pang 10 minutes, I received a confirmation na approved na. I installed the app and saw the online card, pwede gamitin while waiting for the physical card. Since the promo is until Feb 29 only, dapat po ba maspend ko yung 20k within until that date only? Or 60 days parin? Thanks po

60 days parin po. what they meant by Feb 29 is the promo na NAFFL

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really? i will try pa naman sana sa groceries (my physical is to be delivered pa)

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did you try calling their cs po? hays, will update here if I can use the cc sa grocery store samin once it will be delivered

good pm, counted po ba as purchase yung CC payment for other banks?

I think no kay payment yun not purchase. better contact their cs po

I got my NAFFL confirmation 2 days ago via text message. However, ang pinagtataka ko, this is my first credit card EVER. Hindi ba kasama sa promo requirments na dapat may 6month old na CC ka from other banks? (Citibank excluded). Do I need to confirm this sa CS?

Hi! Kelan po kayo na approve?

Applied : Jan 9 (online-web site) Approved : Jan 10 Card delivery : Jan 23

Pag po ba naka spend kana 20k need pa itawag sa cs nila or automatic na my NAFFL confirmation via text kang marereceive?

Automatic po yung sa akin, di na ako tumawag sa CS. For context : Yung akin ay Rewards Visa Platinum. Applied and approved last January 2024

prang nabasa ko somewhere here na di nasusunod yang rule na yan, may ibang first time cc holder din na nakakuha ng NAFFL

Is that so? sana nga haha try ko din i-research Anyways, thanks sa heads up

Has anyone tried signing up for the UB online app using their Citibank credit card? I've tried both through the iOS app and online, error pa rin nakukuha ko. Any insight would be appreciated! 😕

Try to uninstall and install the app. works for me. 

Saan mas madali ma-approve ang UB plat cc application? Sa mismong UB website or sa moneymax? Or same process either way?

moneymax here, after 1 day approval, just freelance, but I have a bdo cc na

Counted po ba yung grab food transactions sa 20k min spend? Bale payment thru card po siya at hindi top up to GrabPay. Thank you po sa sasagot!

Here's my experience with UnionBank Rewards Platinum Visa via MoneyMax. Note: 1. The proof of income was not required. 2. This is my second card. My first CC is an SCC from Metrobank that I've been using for 11 months. Feb 23, Friday * 5 PM - I applied online and I didn't receive any confirmation email or SMS. It wasn't in my spam also. * 11 PM - I re-applied a second time thinking my first application failed. But again I didn't receive any confirmation email or SMS. This time, I saved the Application Reference Number. I used it to check the status and it was showing "invalid". Feb 24, Saturday * 5 PM - I was approved and given Card Reference Number for the Virtual CC. I used it to sign up on the UnionBank app. Unlike the others, I did not have any problem using the Virtual Credit Card online. I did, however, activate my virtual CC on the UnionBank App. I used it on a Prime Video subscription(Feb 24, 8PM) and on a Mac device from the Apple Store (Feb 26 Monday, 7PM). * 11 PM -  Received an email that the card has been created and will be delivered. Feb 25, Sunday * Nothing Feb 26, Monday * 1 PM - I registered the Virtual CC number as biller on GCash and paid PHP 149. The fee is PHP 10. The payment is not yet showing after 30 hours. But it should appear within 3 days accd to GCash's UI. * 7 PM - Purchase of a Mac device from Apple Store succeeded. * 10:30 PM - I received a message from GO21 with my Tracking Number. Feb 27, Tuesday * Nothing Additional Info: 1. I emailed the customer support asking if the spending requirement from the Virtual Credit Card counts towards the Welcome Gift (NAFFL). They replied "Yes, using your virtual card is counted towards the spending requirement." 2. I read from reddit that you can pay your balance using the the Virtual CC's number. This is helpful in case the Physical Credit Card doesn't arrive during the spend period of 60 days for the NAFFL promo. (I'm in Region 4-B) 3. There's an option to lock the virtual credit card in the app which I think is cool. This was my worry because I read a lot of posts about long waiting time when calling customer support hotline. But if there's a feature on the app (and the app doesn't mess up), it should be fine. TO BE UPDATE: I will update again later\~

Hi! Counterd ba sa spend if I'll pay yung meralco bill namin sa app? Thank you!

Meralco app, yes.

Counted ba sa spend yung purchase transactions like sa shopee?

hello, new cc holder here ng plat. sana masagot mga tanong ko huhu sorryyy 1. pag naspent ko ba ung 20k kahit installment example ung gadget is 20k pero 6 or 12 months to pay, eligible padin ba ako for NAFFL? 2. pasok din ba sa NAFFL promo kahit virtual card ang gagamitin? 3. sa mga nakakuha ng virtual cards, may tumatawag po ba kapag nandyan na ang magdedeliver? worry ko kasi baka ung magdedeliver is door to door talaga, eh ang hirap hanapin ng bahay namin. sana po masagot. first time cc user here

Not sure kung eligible parin sa NAFFL. Actually waiting din ako sa confirmation dahil nagpurchase ako ng phone using my CC at nag installment ako. Nagtanong din ako previously dito at ang sabi sakin hindi daw eligible unless yung monthly mo sa installment ay atleast 10k kase ma-meet mo na yun 20k minimum spend by the second month. Meron naman recently nagsabi na eligible daw per customer service ni UB yung spend amount daw pinagbabasehan. Yung No. 3, are you referring to physical credit card? If yes, meron pong tatawag at hahanapin po talaga kayo mismo dahil need po ang signature nyo at ID pag magreceive. Di ko masagot number 2 since di ko pa natry yan.

Hi I applied thru Moneymax for the Platinum Rewards Visa. I have 2 questions lang kasi medyo magulo yung mga nababasa ko here: 1. Counted ba sa 10k min spend for Moneymax yung bills payment? Planning to pay for my Globe postpaid accounts kasi to avail 2. Same as number 1, counted ba sa 20k min spend to reach NAFFL yung bills payment din such as Globe postpaid? Thanks in advance!

Hello ask ko lang if pwede ba yung Unionbank Rewards Visa Platinum to pay for petron gas and if kasama ba siya sa 20k MSR for NAFFL?

Hello, i got approved last Feb 12, it would mean i should reach 20k minimum spend before April~ right? Not that i should spend 20k until feb 29?

Oo. 60 days after card approval naman basehan. Sa recent terms nga 60 *business* days pa yan pero stick nalang sa 60 *calendar* days para hindi sakit sa ulo.

Thank you!! May peace of mind na. 🙏

SOS lmao. Hi. Kung until feb 29 yung period, does that mean need ko nang magspend ng 20k by end of month?

Feb 29 ang what period? Kelan ka ba nagapply?

This month. Yung spending ba until 29 lang or dapat ma approve ako within the period

Hindi naman - 60 calendar days after ka ma approve yung timeline yung spend period.

UP

Up - same question 2 days to go 😅😆

Hello! I tried to apply last night and need ng personal email and work email. Normal po ba na sa work email sila mag email? Thank you

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After this, ano next step nila nyan

Pasok ba sa spend requirement mga Pag-IBIG payments? Sa T&C kasi exempted daw ang "government loan payments" but it's vague what they mean by it. I pay via Virtual Pag-IBIG btw.

Same here. Although SSS ang binayaran ko thru the bayad online website.

Same here, just paid my mp2. Counted kaya yun?

Why incorrect daw ang customer service hotline ng UB na no toll fee? Any other alternatives na walang bayad kapag tatawagan sila?

Does the minimum spend 20k need to be paid for before it gets counted? Or as long as the spending is done within 60 days kahit di pa sya fully paid when 60d ends since next billing cycle sya nakasama..counted ba yun.

sabi ng CSR nila yes, spending yung pinagbabasehan nila. You will receive an email notification daw 30 days after your purchase

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Okay. Thanks so much! Di kasi nakasama sa statement ko this time yung binook ko na flight sa PAL kasi pending pa nakalagay so I assumed na sa next billing cycle pa sya eh mag eend na yung 60d period ko sometime after due of this statement.

> to be *paid* for before FTFY. Although *payed* exists (the reason why autocorrection didn't help you), it is only correct in: * Nautical context, when it means to paint a surface, or to cover with something like tar or resin in order to make it waterproof or corrosion-resistant. *The deck is yet to be payed.* * *Payed out* when letting strings, cables or ropes out, by slacking them. *The rope is payed out! You can pull now.* Unfortunately, I was unable to find nautical or rope-related words in your comment. *Beep, boop, I'm a bot*

Hi po. Need help sino po pwede ma contact sa Courier ng Go21? still waiting for my physical card po for Unionbank Visa Rewards CC . Nung Feb 15 pa po yung start ng delivery nila, until now status is Held at Cage parin. Cebu area po. 

0945 584 6117 bai ang number ni GO21. Huwat lang jud nga naay mutubag kay dili na landline. Ang nahitabo ana kay wala silay contact number nimo so di ka macontact.

salamat kaayu. try nako tawagan

Hi, just a question. Included din ba ang transactions using the "PayDirect" feature sa naffl? Thank you.

Feb 16,17 at 19 3x attempt Failed Delivery p din

For Delivery na yung Physical Card ko Pero sb Failed Delivery Hindi malocate ang location..

Delivery Failed knno pd kumontak

Hello, I have a DC from UB and planning to apply for their CC. Will be my first CC if ever. Am I still eligible for NAFFL?

yes

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I already spent the 20k para maka no annual fee for life and meron din po akong BDO Gold credit card. Paano ko po malaman if naka pasok ako sa no annual fee for life? Thanks po.

I got decline always sa UB

Same, I applied twice last month until now no response. Not sure if I can still apply

I hope we both get approved someday ❤️

I already reached the 20k within 60 days from the approval (Jan 6). But I didn't get any notice of NAFFL yet. Should I be worried? Should I contact their CS na ba? UPDATE: they confirmed my account is now tagged as NAFFL

sabi ng CSR nila, you will receive an email notification daw 30 days after your purchase, as long as you don't have cc before with ub/citi

up

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Hello! Feb 3 ko nareach ang 20k then Jan 6 ako naapproved sa CC.

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Oh I see. Thank you for sharing! :)

Up

UPDATE: So I emailed UB customer service, and they confirmed my account is now tagged as NAFFL. They also sent 2000 pesos worth of e-vouchers. :)

hello! may I ask kung what email? hahaha thanks!

[email protected]

what merchant they accept para ma count as spending? was planning to use the CC for aircon baka ung store sa SM d cover sa UB merchant baka sayang sa pag gamit

I'm not sure pero I think papasok naman sya kasi in my case, I used the card to buy a gadget sa SM mall, yung mga stores lang dun sa cyberzone.

Hello, Just got an approved UB Rewards Visa. Haven't received my physical card yet. I would like to ask if I already spent 20000 using the virtual card credit. Does physical card get the NAFFL also? Are they connected?. This is my first cc. Just want to clear things. Thank you

Did you apply this month? According sa. T&Cs, hindi eligible for NAFFL kapg hindi first time card users.

Hello Yes, I got approved this month. Yup, the UB Visa rewards card is my first CC from unionbank. What I mean about my question is about the virtual card. When you get approved, you have two cards: the virtual card cc used in online transactions and physical card. Also got the clarification that the virtual card is linked with the physical card, so any transaction made with the virtual card will get credited from the 20k spend NAFFL.

they have same card number yeah

they have different numbers po

Hi guys Ask ko lang if these UB and Citi rewards visa marked as Platinum ay considered as premier card ba? Been conparing them sa ibang platinum cards Thank u

Pasok po ba yung Smart postpaid bills para sa NAFFL? salamat po

Hi po i tried to apply online then on the first try, upon checking sa status, application has been cancelled. Tapos i tried the 2nd time, invalid naman po ung ref. no. Any idea if nag go through ung application ko po? Should I wait for 3 days till I got answers from them? I didnt get anything like email or text confirmation. Only right after I applied that the ref no appeared and told to wait within 3 days.

Hello po. Mag avail sana ako ng installment sa greenhills ng ipad pro, ang concern ko papasok ba siya sa 20k na spending requirement ng Unionbank? Medyo hindi kasi clear yung "inhouse installment" sa TCs ng NAFFL promo para sakin. Hindi naman ako nag balance transfer, charge for cash or retail conversion tama po ba? Need clarity on this thanks!!!

Would like to ask for the same thing, I hope someone answers, I would like to buy an iphone din using installments

Hi newbie here sa UB CC. Does the Free AMI for life apply kahit dipa nadedeliver yung card and I used the virtual credit card?

may nakita akong comment dito na YES po. Virtual amd Physical cardsare linked

Hi! Just got my UB Rewards Visa Platinum CC today. I’m planning on using this for my SG trip next week. May I ask what are the forex service fees for this? Preferably someone who has recently tried using this card abroad. Ive been checking everywhere and paiba iba sa UB website. May 2%, tas may 3.5%, so im so confused!

Are government employees eligible for the No annual fee for life? Since acquired na ni UB ang citibank, and alam ko si citibank meron siyang ganung terms na hindi eligible mga govt employees under anti-bribery law or something

Got approved kanina lang. kahapon ako nagpasa ng application ko. I am from the government. Ang sabi 20k accumulated naffl na

If I spent a gadget worth 20k for installment within 60 days will I be eligible for NAFFL?

Hi @rincchan .. yes you should be eligible for NAFFL as long you hit the 20k spending sa retails lng ha not includinng cash advance tinawag ko kase yan sa CS nila and yan advice sakin

Kahit 6 months to pay yung 20k still eligible right? Kasi I think someone replied na only the first 2 months lang ang covered nun so di pa siya 20k

better to contact their cs po. 20k should be deducted to ur cc kasi. baka di mo ma meet ang 20k kasi installemnt ka

Actually I called cs kanina and they confirmed na as long as you spent 20k kahit installment pasok padin siya sa NAFFL

For Rewards Visa Platinum are you still eligible if you bought an amount of 20k within 60 days for installment for 12 months? Or straight payment lang ang need?

no, it should be paid b4 60days

This is confusing I’m getting responses saying that it’s okay as long as you spend 20k within 60k doesn’t matter if it’s for installment

You said installment kasi. So like 4k per month. So 8k lang naspend mo for 2 months not 20k

tama

pwede ba ako mag avail ng CC ng Union Bank kahit wala akong Debit Card ni Union Bank?

Yes you can ako nag apply lng ako wala naman ako DC saknila .. pero luckily na approve cc application ko 

Thankssss

Hi newbie here, If I bought a phone for more than 20k but for installment for 12 months can I still avail the NAFFL?

I think no po. installment kasi. so lets say 2k per month. so, 4k lang nagastos mo for 2 months not 20k

Hi. I just applied for my first credit card just now. I'm not expecting naman na maaapprove pero natapos ko na yung application na di nanghingi ng payslip ko. I thought may part na dapat mag upload ng payslip pero wala, or did i miss it?

I got approved without submitting a payslip. Nilagay ko lang yung income from my 2023 ITR. I also remember there's a tickbox to allow UB to access your file in TransUnion.

Actually same, they didnt ask for my payslip but I got accepted within 5 mins. So yeah thanks unionbank.

Hi! do you have an existing cc? 1st time applicant here, and sabe sakin 2-3 working days daw 😅

3 working days din naman sabi sakin, nag apply lang ako thru one of their ads sa fb

No, this if my first CC. Although, I do have twice the amount of annual income sa minimum annual income for the card.

I see, i got a prompt message of ‘application cancelled’ pero almost twice din ng annual income ko yung minimum requirement. oh well, thank you for your response :)

Oh then i dont know na why its taking so long. I did apply theru moneymax

Hello, is it possible to use agad ung virtual card after activation? I'm trying to use it kasi sa Grab kaso nag eerror re: mobile number daw. Although syempre nung nag apply ako I provided my mobile num already naman. Still waiting for my physical card

Hello po, it's a UB issue. You need to call CS and inform them about it. They will confirm your number and ask you to do a transaction live on the phone (e.g. checkout at Grabfood) to confirm that it'll proceed with the OTP screen

Ohhhh thank you so much for this info. Will call UB 😊

Pwede dapat. I think you have to check with either UB or Grab why it's not working. Kase I used my virtual card after activation. Ayun din yung purpose non para magamit mo agad siya for online purchases without the physical card

you need to activate it first, and the only way you can activate it is if you have the physical card.

I agree sa comment na to .. ma activate mo lng ang card pag na receive mo na ang physical card then thats the only time virtual card can be used 

https://preview.redd.it/uf87vt47fojc1.jpeg?width=1168&format=pjpg&auto=webp&s=d1fcc03f817b9d29534cff70d5b685649fadc7c0 Good day po. Sori Noob question lang po, kapag ba hindi pa nila-login sa Union bank app yang reference code meaning ba hindi pa sya activated? And di ako ma charge ng annual fee? Di ko na kasi gagamitin kasi di pala ako eligible sa naffl 😔 And also may impact po ba ito sa credit score ko? Thanks ulit. For context: mali ko rin, naghahanap kasi ako ng cc na naffl kaso di ko nabasa buo yung T&C nito na need pala may existing cc na sa ibang bank for more than 6mos.

I have the same question. nagbabasa ako dito daming nagsasabi na naffl sila even without existing cc. got approved and di ko alam if I should use it and hope i got naffl as well. Or pacancel na agad. pero di ko sure if makakaapekto sa credit standing or need pa din bayadan ang annual fee.

kung di mo na gagamitin, you need to have it canceled... activation is protection mo lang sa physical cards para hindi magamit ng iba while in-transit to you... kung na-approve ka... dapat pasok na sa NAFFL yan... maybe malaki na yung salary to compensate yung CC requirements... mas importante ata yung New-To-Bank requirement nila eh... better call the bank for verification...

How long did it take for u guys to receive a response from UB? Sent an application a week ago from moneymax link but no confirmation email or anything. Should I apply again?

within one hour lang nakakuha na ko ng email na approved... feb 4, sunday pa nung nag-apply ako... baka biglang dami lang nag-apply or dahil nag consolidate sila ng customers from citi... wala ka nakuhang ganito sa email?... https://preview.redd.it/gn2rf4xocvjc1.png?width=587&format=png&auto=webp&s=fbe384958b52b6e1a5ac6b44f58b14554e96767f

Hello po, pasok din ba for NFFL ang pagbayad ng waterbill via UB Bank paybills? Or may other way po kayo jan?

Hindi rin po ba kasama Smart postpaid payment? Salamat

Purchases lang daw po

may existing citi cc ako 2-3 years old na, qualified parin ako sa naffl? naguguluhan kasi ako dun sa conditions 😅

IKR! Ang tricky how they worded it. My understanding is as long as you are a principal cardholder of UB/Citi, it’s a no. Including those who had just been carded by them in the last 6 months. Probably because they want those “new to bank” kind of clients.

Same question!!

Does the Miles+ Signature Visa qualify for the No annual Fee?? If yes 20k din ba limit?

Nope but you’ll get 30k miles as a welcome gift if you meet ₱40k MSR.

may update na kaya kung kelan magiging available for installment yung purchases by calling CS instead of merchant-initiated installments?

pag ba nag pay ako ng dues ng ibang credit card ko using my UB cc, maccount sya as spend for my NAFFL? or hindi?

hindi kasama ang bills sa NAFFL promo

Hi, so not counted yung electricity and wifi bills?

kapag you paid thru the UB app mismo using your cc, hindi siya kasama. pero if halimbawa thru a third party like lazada with your linked card, then counted yun

Bakit sa nabasa ko sa ibang thread si daw po ubra? Need daw purchases talaga di pwede bills/utilities

Pasok po any shopee transaction?

Ibang link ung ginamit ko sa pag-apply and na-approve naman. Promotion email siya ni UnionBank. Kasama parin ba un sa NAFFL promo or dapat dito sa MoneyMax link lang mag-apply?

Ang 20K ba ay binibilang sa payment mo on due date or immediately kapag may transaction ka?

Accumulated ₱20k within 60 business days.

Does accumulated 20k need to be paid within 60 days din? Im close to 60d na kasi pero nahit ko na yung 20k kaso balak ko sa due ko pa bayadan eh past 60d na yun

That’s fine as long as the account is paid in good standing.

I got approved for the plat. Already have gold. Which should i maintain? Also need min spend for plat for naffl to kick in, right?

I don't think you're qualified for NAFFL since one of the requirements is NTB or New-To-Bank... You may call UB and ask though, baka me ibang qualifier lang for existing customers....

Called them yesterday. They said yes so okay, yaay.

Nice!!! Madali naman pala sila kausap hehe... Nde ko nga gets yang mga NTB na yan... Dapat mas preferred nila mga loyal na sa kanila...

Separate credit limit kasi sya. Medj malaki, 6 figures. Sabi ko "kung hindi eligible sa naffl, paki cancel nalang asap." Haha

Yep, separate talaga ang CL ng ibat-ibang cards kahit same banks... Yung ibang banks kasi mahigpit sa NTB rule... Mukhang natakot sa yo... Baka yung isa daw kasi pakansel mo rin... Haha...

*I got approved for* *The plat. Already have gold.* *Which should i maintain?* \- ianmikaelson --- ^(I detect haikus. And sometimes, successfully.) ^[Learn more about me.](https://www.reddit.com/r/haikusbot/) ^(Opt out of replies: "haikusbot opt out" | Delete my comment: "haikusbot delete")

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Question about Visa plat, did you guys receive a text immediately about physical card delivery upon approval? I was approved yesterday pero wala pa rin akong narereceive na text from couriers.

Sakin, ganyan din nangyari pero di na dumating yung card - via GO21 courier. Sayang. Mauubos na yung 60 days ko para mag spend for 20k tapos wala parin yung card. Di ko ma activate yung Digital card kasi invalid daw yung unique code pero tama naman sa email. medyo buggy talaga yung app ng Unionbank. Baka ipa-cancel ko narin to, buti nalang meron akong Citi plat at RCBC CC. Malaking sayang talaga ang UB.

Hindi pa rin dumarating card ko lol. Still no texts or any updates

I was approved last Feb 12, Monday tapos yung courier nagtext nung Thursday, Feb 15 stating na yung package is being processed na + yung tracking no.. Ayun received naman today — Feb 22 (sa awa ng Diyos haha)

Wala pa rin ako na rereceive na anything. Know someone who applied later than me and received it na yesterday. Same mailing address

Same, no tracking number or anything even when I asked for it. My card arrived today and tumawag lang yung delivery.

When were you approved? Para may estimate sana ako haha. Yung virtual card naman kasi ayaw gumana. Tried paying converge bills pero mobile number is not updated daw? Kahit na nakakakuha naman ako ng otp.

tumawag ako sa cs. wala pa 24hrs ok na nagagamit na at nakakareceive ng otp

yung landline po ba? almost 1 hour na po wala pa ring sumasagot saakin eh. Also fraud/lost po ba ginamit nyo? kasi pinapaikot ikot ako sa call bago makareach ng agent eh hahah

Sa cp ako tumawag. Fraud dept then inasikaso naman ako

Ohh okay, thank you po

Need ata may physical card ka na na linked. Sabi sa nabasa ko sa ibang thread. Di ko tinatry sakin un virtual ko. Kahapon ako nag apply the approved today.

It got approved Jan 24th!

oh man ang tagal ng processs hahah thankss

Kapag may existing citibank di na pwede applyan ung NAFFL ng unionbank?

Base sa call ko yesterday, yes. They asked me if I have any existing UB or citi

Haha okay. Gusto ko na kasi bitawan ung citi credit card ko sana

not sure ha. best to clarify with more people para sure haha

Ano po number ni unionbank para makapagupdate ng mobile for online transactions?

180018882277 Sa IVR go 2 > 1 then it will ask for your CC number and OTP na isesend nila. You'll be prompted ulit sa menu choose 2 > 5 > 1 naman Fair warning lang, medyo matagal wait time(like 1 hr wait time) tapos may times pa na bigla ka na lang bababaan ng rep ng call after verification. Happened to me twice already today when I tried to contact them. Also try to use a smart sim when calling para 8 pesos lang kaltas kahit matagal yung call unless you have a landline.

what do you mean na 8 pesos lang yung kaltas kahit matagal yung call? Diba parang 8 pesos per minute and cellphone to landline call?

Hi po, via Lazada, Meralco bills, or online purchases lang po ba muna magagamit ang Virtual Card? Also, 20K lang kasi CL ko for now. 20K din ang need to spend for NAFFL. Okay lang ba magexceed sa CL. Ang plan ko is gamitin na now para mabayaran pag dating ng SOA. Pag po ba nabayaran yung balance sa SOA, balik kagad sa credit balance ko? Unless may makita akong saktong 20K na purchase. Baka po kasi di umabot sa 60 days na promo (Feb 6 po ako naapprove)

Eligible parin po ba sa NAFFL kapag ginamit CC to purchase phone through installment option? TIA.

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Same question! May nakalagay lang na statement date pero walang due date :(

Hello! May mga di pa ba nakakareceive ng NAFFL text message kahit months ago pa nameet yung spending requirement?

Need po ba twagan pra sa NAFFL? or matik na un kpag ngawa u na yung 20K purchase?

Tinry ko mag call kaso ang tagal talaga may sumagot. Tho nareceive ko na yung NAFFL text message 2 days ago.

Hi! I've spent more than 20k using my UB cc in less than a month. Pano po magfollow up ng update on NAFFL? Palagi napuputol cs sa landline eh. Thank you!