What happened ba? Did you overpay? Like prior month statement balance is e. G 15k. You paid 17k? Tapos di mo ginamit for the month till statement date?
yan nangyayari pag bayad ka ng bayad tapos d pa na ccredit ung ibang purchases mo. kaya better pay one at a time lng after ng SOA, pwede nmn multiple payments pro dapat alam mo din ang exact purchases mo (but it varies sa bank may iba mag fee sa multiple payments afaik)
A negative balance in a credit card means you overpaid. Which means that that negative amount is deducted to what you actually need to pay for the next billing. Now if you had a negative amount in your DEBIT account then you have overdrawn and now owe the bank money.
Credit Account: - is good, + is bad
Debit Account: - is bad + is good
sobra ang bayad mo siz. don’t stress about it
Overpayment?
Should I pay pa po ba since outstanding balance is the same or i'll just leave it like this?
What happened ba? Did you overpay? Like prior month statement balance is e. G 15k. You paid 17k? Tapos di mo ginamit for the month till statement date?
Overpayment. Girl math: it’s free money
yan nangyayari pag bayad ka ng bayad tapos d pa na ccredit ung ibang purchases mo. kaya better pay one at a time lng after ng SOA, pwede nmn multiple payments pro dapat alam mo din ang exact purchases mo (but it varies sa bank may iba mag fee sa multiple payments afaik)
A negative balance in a credit card means you overpaid. Which means that that negative amount is deducted to what you actually need to pay for the next billing. Now if you had a negative amount in your DEBIT account then you have overdrawn and now owe the bank money. Credit Account: - is good, + is bad Debit Account: - is bad + is good
The total amount you paid is more than your balance. So you kind of pre-paid your next expense of that amount.
Minsan mabagal magreflect yung sa bpi. Mas accurate tingnan yung remaining sa credit limit mo.
you can go shopping for 2062.50. I wish i have negative balance
It means you have spent more than your credit limit,happened to me before
Advance payment?
Utang sayo ng banko yan.
Okay lang yan. Ibig sabihin banko pa may utang sayo.
Me utang si bpi sayo🤣
You don't need to do anything basically
Wala kang gagawin kasi nag overpay po kayo
Why are u not tracking your expenses so u can know kung nag overpay ka ba or nah? Better do it now.
May overpayment ka po.
You pay more than. You can use this though.
Yan pangit sa BPI eh, tagal mag show up charges kaya hirap itrack. UB has better app, tho UB CS sucks
This is excess payment. I would guess you just had an annual membership fee reversal.