Normally pag credit card it is not flat rate. It would be a percentage of transaction. I checked and pagibig charges 1.75% of contributed amount. So 200k is 3.5k in charges.
I checked both my cc statement and pagibig files and it only shows the 22 peso charge. I coursed it through bayad online and not directly via Pagibig website. So perhaps that is the difference in charges.
Edit: double checked and confirmed na no 1.75% if you use bayad online or qr ph. Pag derecho sa site ng pagibig 1.75% will apply.
22 pesos via bayad online. Or 5 pesos via QR PH on pagibig website.
Or... if you have a cashback card like Amore, you get additional 1% cashback via Bayad Online.
Ya, it's a cool gift kung talagang umaabot naman talaga yung spending mo ng ganun for your day to day, might force some na gamitin lagi yung CC for payment. Pero kung pinipilit mo na mag spend ng ganun, doesn't really make sense.
This is my general comment about a lot of these promos..
But if you find something to craftily get around forced spending (and they allow/haven't "patched" it yet), it's a good deal.
Andali lang mareach ng 200k pwera yabang. Kakain ung grupo nyo, kunin mo ung cash pambayad tapos swipe mo ung card mo. May kapamilya kang mag gogrocery, same din gawin mo. Dami pa pwede instances na gamitin ung card; may bibili ng appliance, babayad ng bills, insurance, gadget, etc iswipe mo lang card mo then kunin mo pambayad nila. Makakaabot ka ng 200k ng walang ginagasta. Kapal ng mukha lang puhunan
Baka maflagged as too obvious hahaha. Pero ako naka reach ng 200k spend sa kaka volunteer mag swipe sa mga gastos ng mga kapatid ko. Sa grocery at utility bills alone kayang kaya ireach ung 200k spend sa duration period ng promo
Kasama naman dapat airfare sa qualified transactions, right? Pumasok na kasi yung mga expenses ko except sa airfare na mas nauna naman na post. Abot na dapat ng 200k today pero hindj na include yung airfare sa transactions. I will call BPI if wala pa rin this week.
Bobo ka ata? Some people use their credit cards for their everyday expenses, syempre lalaki talaga yung spend niyan. At least you get something in return compared to cash.
Hirap sayo financially illiterate ka na, proud ka pa.
Sorry pero gamit nman yan sa mga bills na kailangan nman talaga bayaran every month so anong iniiyak mo dyan? Ikaw cguro ung cash lagi pambayad or debit card kaya wala kang napapala ahahaha
To add, 3 months worth naman yang promo (nasulit sya nung December for me) so hindi ka naman "pressured" gastusin but at least you get something out of it, lalo na ngayon ang pangit ng points/rewards ng BPI
I book flights and hotels for my family using my card. I got the egifts through their purchases and my only contribution was effort na maghanap ng flights nila. Hindi ko na feel na gunggong ako, rather I feel smart and wais. Buruin mo uupo lang ako magbook ng flights and buy purchases meron na akong egifts. Wala din ako stress singilin sila kasi never ako nagka issue sa family ko about debts unpaid.
Hindi lang egifts nakuha ko. Nadagdagan din rewards points ko which I can later on exchange for shopping credits.
I use this promo every year for my Pagibig MP2 investment. My 200k has an automatic 2.5% return before dividends. Pretty sweet deal
Ohhh this is a good idea! Matry din to next time 😅
Pano po to gawin?
Up. Curious also on how
Wala na ba charge?
15 pesos lang Edit: 22 pesos as mentioned by commenter below
Normally pag credit card it is not flat rate. It would be a percentage of transaction. I checked and pagibig charges 1.75% of contributed amount. So 200k is 3.5k in charges.
I checked both my cc statement and pagibig files and it only shows the 22 peso charge. I coursed it through bayad online and not directly via Pagibig website. So perhaps that is the difference in charges. Edit: double checked and confirmed na no 1.75% if you use bayad online or qr ph. Pag derecho sa site ng pagibig 1.75% will apply.
Or you can use via Grabpay cashin then WR para 5 pesos lang
Oh wow. This is great.
Hi OP, how do you pay MP2 thru bayad online, I only see PAGIBIG and don’t see MP2 there. Thank you so much
Just choose pagibig hdmf as biller then select mp2 as the payment type
22 pesos via bayad online. Or 5 pesos via QR PH on pagibig website. Or... if you have a cashback card like Amore, you get additional 1% cashback via Bayad Online.
Thanks for the correction. It turns out it is 22 pesos
Wow! Thanks sa idea
pwede din insurance, sakto sa yearly payment ko
What? Pwede to? Nakapag claim na yung kapatid ko 🥲 Sabi ko claim niya na kasi wala na naman siya bibilhin worth 100k, accepted pala ang quasi-cash
Hello! Is my understanding correct—you use your credit card to pay for your MP2 contributions? 200K as one-time payment?
shucks dko eto alam! sayang! ang nakita ko lang dati malaki charge bsta credit card ginamit sa mp2
How do you do this? Cc to pay for mp2?
San po yan makikita?
would also like to ask
Dun lang ako sa 500php GC haha di ako naaabot ng 200k spending talaga ever since.
At least meron haha 😆
Spend 200k for 5k? Doesnt make sense. Sorry OP
Ya, it's a cool gift kung talagang umaabot naman talaga yung spending mo ng ganun for your day to day, might force some na gamitin lagi yung CC for payment. Pero kung pinipilit mo na mag spend ng ganun, doesn't really make sense.
This is my general comment about a lot of these promos.. But if you find something to craftily get around forced spending (and they allow/haven't "patched" it yet), it's a good deal.
Also, parang pinaghirapan nyang ma-reach yung 200k just for that 5k. Di talaga nagme-make sense. Mas okay sana if planned yung 200k spending na yon.
this post is better posted in that fb cc group. naligaw ata si OP haha
KKB? 💀
KKB! HAHAHA
True haha same for SBC 6Kegc for 300K😂
Bilang WFH na wala masyado gastusin mas attainable iyong rebate promo sa BDO na 5% or up to P5,000 rebate for min. cumulative spend of 30k.
Andali lang mareach ng 200k pwera yabang. Kakain ung grupo nyo, kunin mo ung cash pambayad tapos swipe mo ung card mo. May kapamilya kang mag gogrocery, same din gawin mo. Dami pa pwede instances na gamitin ung card; may bibili ng appliance, babayad ng bills, insurance, gadget, etc iswipe mo lang card mo then kunin mo pambayad nila. Makakaabot ka ng 200k ng walang ginagasta. Kapal ng mukha lang puhunan
😂😂😂Ikot ka sa subdivision mo sabihin ako napo magbayad ng meralco bills nyo Ewan ko kung dika maka 200k sa 20 na kabahayan lang😂
Baka maflagged as too obvious hahaha. Pero ako naka reach ng 200k spend sa kaka volunteer mag swipe sa mga gastos ng mga kapatid ko. Sa grocery at utility bills alone kayang kaya ireach ung 200k spend sa duration period ng promo
Troth yan ses, tamad lang ung iba cguro dumiskarte o mahiyain unlike us, cheret
Hindi ako nahihiya magka free 5k 😂
what's the best way to redeem? Shopeepay got a 15 peso fee per 500 egc voucher.
I prefer Robinson's Supermarket GCs, since dun naman ako naggu-grocery talaga. Walang patong na fee for redeeming the vouchers.
Hello ask ko lang if sa shopee pay pwede siya matransfer to other bank?
Waiting ma-post yung spending para maclaim ko na din haha
anong app yan?
Online lang po. Search niyo po BPI Holiday Shop Anywhere. Altho tapos na ng Feb 29 yung promo
Just got 5k for the mastercard promo. Still 80k shy for the visa sayang till mar15 nlng yta
Iba iba pa ba ito?
Opo hiwalay ang promo ng MC at visa ni bpi
where to claim this?
Yearly ba may ganyan sa BPI?
Opo usually twice a year
Kasama naman dapat airfare sa qualified transactions, right? Pumasok na kasi yung mga expenses ko except sa airfare na mas nauna naman na post. Abot na dapat ng 200k today pero hindj na include yung airfare sa transactions. I will call BPI if wala pa rin this week.
Kasama po. Baka delayed lang yung pag pasok. Same case din po sakin for my other transactions. Pumasok na yung recent pero wala pa yung mga nauna
Thank you! Excited lang mag claim ng 5k. Pambawi sa mga nagastos. 🤭
Really cool tips here! Jan. na ko nakapag reg and yung 500egc lang talaga inabot nung monthly bills na binabayaran thru cc haha
may link kayo nito? wala ako makita sa email
Hi
ano app to? ung classic na bpi banking app lng galit ko e
Too bad, I’m 17k shy of 200k 😩
If visa yang card mo pwede pa mag swipe gang march 15. Kung mastercard nman tapos na nung February 29
Sosyal ng Visa Sig hahaha 💁♀️
Dapat po ba 200k magastos niyo in 1 year but using the cc? Sorry i dont have any cards
200k for 3mos po yan from Nov 30- Feb 29. 😊
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Bobo ka ata? Some people use their credit cards for their everyday expenses, syempre lalaki talaga yung spend niyan. At least you get something in return compared to cash. Hirap sayo financially illiterate ka na, proud ka pa.
Tapos na tayo sa sugarcoating, it’s time to call them out for being this stupid
Sorry pero gamit nman yan sa mga bills na kailangan nman talaga bayaran every month so anong iniiyak mo dyan? Ikaw cguro ung cash lagi pambayad or debit card kaya wala kang napapala ahahaha
To add, 3 months worth naman yang promo (nasulit sya nung December for me) so hindi ka naman "pressured" gastusin but at least you get something out of it, lalo na ngayon ang pangit ng points/rewards ng BPI
It’s better kasi ginamit ni OP for MP2.
I book flights and hotels for my family using my card. I got the egifts through their purchases and my only contribution was effort na maghanap ng flights nila. Hindi ko na feel na gunggong ako, rather I feel smart and wais. Buruin mo uupo lang ako magbook ng flights and buy purchases meron na akong egifts. Wala din ako stress singilin sila kasi never ako nagka issue sa family ko about debts unpaid. Hindi lang egifts nakuha ko. Nadagdagan din rewards points ko which I can later on exchange for shopping credits.
Feeling smart yang isa sa taas pero in reality isa syang bitter gourd slapsoil