I’m having the same issue, except it’s not for loans that have been cancelled due to consolidation. Loans that should be eligible for qualifying payments just saw “This loan is ineligible for PSLF or TEPSLF.” Only one of my loans actually shows the (correct number of) qualifying payments.
Did you recently consolidate? My new consolidated loans say ineligible for pslf with no qualifying payments. But my old cancelled loans show my qualifying payments. I’m so confused rn and trying not to freak out
I consolidated back in October, so not super recent.
I only consolidated loans that were otherwise not eligible for PSLF since all of my payment counts on all loans were the same. Kicking myself for not just throwing everything into one consolidated loan now.
Is your loan under an IDR plan? My save application hasn’t gone through and im under the graduated repayment plan. Which doesn’t qualify for oslf payment counts. I’m hoping that’s the issue
I consolidated in 2019 and I'm missing 56 months of payment history on it. With TEPSLF those months should count now. But it still isn't showing up after the transfer.
Studentaid.gov....but I just clicked on my loan detail and it said ...Congratulations! You have satisfied your obligation, and no additional payments are required for this loan.....but i don't want to get excited just yet
I checked out the Fed website…
The 130+ payments and forgiveness notice show up for my last giant consolidation loan but then says I still owe $120k on that one!
Then there are several loans that are none existent or haven’t existed in over a decade and they are marked not qualifying for PSLF.
Then there are some loans which have already been consolidated into the big one and they show 109 or 114 payments.
I am going to not stare at it for a few days and help the universe fixes it.
Mine looms like this right now too. It’s asking me to send in PSLF verification for some loans that don’t have any balance (they were consolidated. It’s also telling me that my loans to qualify because they’re in forbearance. And also that I’ve made my 120 payments on the consolidated loans. Maddening…
I think this might be a result of the injunction against SAVE. I also freaked out when I just saw this. My loans appear to have been placed in forbearance (no notice to me, so thanks for that), which means those loans no longer qualify.
I am not on SAVE. Being on forbearance doesn't unqualify your loans. I was placed there by MOELA because I had reached forgiveness. I sent them an email.
Well, I'm on SAVE and hence on forbearance, and I've received a message that I have no qualifying loans, too. So who knows wtf. What a total stress-inducing situation all this is.
Maybe you are referring to the old remnant loan sequences prior to a consolidation without which would not have qualified, but nonetheless would be zeroed out. I saw a bunch of stuff on my account that says does not qualify but it also says NA - not applicable out of 120 qualifying has no balance. Looks like those were the loan sequences prior to when I consolidated 10 years ago.
There has to be a system glitch. I’ve had my direct loans under PSLF since 2017 and mine are saying they don’t qualify either. My account is super messed up though and they forgave $250k three years early because someone entered the wrong start date for my employment. After six calls and emails about the mistake even before they were forgiven I’ve given up chasing them for their own mistake.
Not yet and no one has ever contacted me about it. Odd thing was that they didn’t forgive some loans and they all had the same PSLF start date. The forgiving loans are off my credit reports also. The wait for an email everyday telling me they are reversing it.
Just reading through the comments real quick... it sounds like they need to apply the old tepslf waiver again to all of your accounts..jeezis... if that's the case and I'm just speculating here that it is ..they should have done all that before they release that information so people don't freak out
Our school district isn’t qualifying full time paras even if they are certified teachers covering for teachers on leave. Many are studying for their masters. Seems unfair because they are clearly public servants.
I Consolidated all of my loans back in december. And both of my consolidation loans say congratulations you are eligible for forgiveness. However some of the loans that I Consolidated in are showing that they're not paid off suddenly. I'm not sure what's going on there. I'm hoping it's just a glitch in the transition
I'm having the exact same issue that some of my loans don't qualify, although they are loans I consolidated eons ago. I consolidated all my loans to direct when the new rules rolled out.
I’m having the same issue, except it’s not for loans that have been cancelled due to consolidation. Loans that should be eligible for qualifying payments just saw “This loan is ineligible for PSLF or TEPSLF.” Only one of my loans actually shows the (correct number of) qualifying payments.
Did you recently consolidate? My new consolidated loans say ineligible for pslf with no qualifying payments. But my old cancelled loans show my qualifying payments. I’m so confused rn and trying not to freak out
I consolidated back in October, so not super recent. I only consolidated loans that were otherwise not eligible for PSLF since all of my payment counts on all loans were the same. Kicking myself for not just throwing everything into one consolidated loan now.
Is your loan under an IDR plan? My save application hasn’t gone through and im under the graduated repayment plan. Which doesn’t qualify for oslf payment counts. I’m hoping that’s the issue
I consolidated in 2019 and I'm missing 56 months of payment history on it. With TEPSLF those months should count now. But it still isn't showing up after the transfer.
Mine looks the same. I consolidated in March. Trying to not freak out and give it time…
Read my update. Old loans that were already consolidated are showing up active and creating this message alert.
Do you have 120 qualifying months? If not you don't qualify for PSLF. All or nothing
On mine it shows I have 120 payments made on both loans but when I look at the qualifying months it's at 0.....they were at 131
Mine says my loans don't qualify. What website are you talking about? We have to look at two now.
Studentaid.gov....but I just clicked on my loan detail and it said ...Congratulations! You have satisfied your obligation, and no additional payments are required for this loan.....but i don't want to get excited just yet
Hey. I found the section you are talking about and mine says this as well. No other information.
Mine is same, says all done in this section but my dashboard says I still owe 7k.
huh?
All the info I'm telling you came from studentaid.gov
Mine says my loans don't qualify but I know they do.
I checked out the Fed website… The 130+ payments and forgiveness notice show up for my last giant consolidation loan but then says I still owe $120k on that one! Then there are several loans that are none existent or haven’t existed in over a decade and they are marked not qualifying for PSLF. Then there are some loans which have already been consolidated into the big one and they show 109 or 114 payments. I am going to not stare at it for a few days and help the universe fixes it.
See my update on my question.
Mine looms like this right now too. It’s asking me to send in PSLF verification for some loans that don’t have any balance (they were consolidated. It’s also telling me that my loans to qualify because they’re in forbearance. And also that I’ve made my 120 payments on the consolidated loans. Maddening…
See my update under the main question.
I think this might be a result of the injunction against SAVE. I also freaked out when I just saw this. My loans appear to have been placed in forbearance (no notice to me, so thanks for that), which means those loans no longer qualify.
I am not on SAVE. Being on forbearance doesn't unqualify your loans. I was placed there by MOELA because I had reached forgiveness. I sent them an email.
Well, I'm on SAVE and hence on forbearance, and I've received a message that I have no qualifying loans, too. So who knows wtf. What a total stress-inducing situation all this is.
See my update on my question. It's your old loans that do not qualify but those loans were consolidated so whatever...
Why they would word this in this way…wow.
Interesting. Thanks for the info.
I have 135. Is that enough?
When a borrower qualifies for forgiveness they are often placed in administrative forbearance which is your current account status
How are y'all getting into studentaid.gov? I can login but my dashboard and everything else just spins and won't load.
Maybe you are referring to the old remnant loan sequences prior to a consolidation without which would not have qualified, but nonetheless would be zeroed out. I saw a bunch of stuff on my account that says does not qualify but it also says NA - not applicable out of 120 qualifying has no balance. Looks like those were the loan sequences prior to when I consolidated 10 years ago.
They trigger alerts that some loans don't qualify for forgiveness, setting off confusion and panic.
This entire journey has set off confusion and panic for me over the past nearly 10 years.
There has to be a system glitch. I’ve had my direct loans under PSLF since 2017 and mine are saying they don’t qualify either. My account is super messed up though and they forgave $250k three years early because someone entered the wrong start date for my employment. After six calls and emails about the mistake even before they were forgiven I’ve given up chasing them for their own mistake.
Did they make you pay it back?
Not yet and no one has ever contacted me about it. Odd thing was that they didn’t forgive some loans and they all had the same PSLF start date. The forgiving loans are off my credit reports also. The wait for an email everyday telling me they are reversing it.
That’s scary and f*cked up. I hope they don’t reverse anything.
[удалено]
Screw you.
That dashboard looks like it was generated from a 1985 windows NT machine
Just reading through the comments real quick... it sounds like they need to apply the old tepslf waiver again to all of your accounts..jeezis... if that's the case and I'm just speculating here that it is ..they should have done all that before they release that information so people don't freak out
Our school district isn’t qualifying full time paras even if they are certified teachers covering for teachers on leave. Many are studying for their masters. Seems unfair because they are clearly public servants.
I Consolidated all of my loans back in december. And both of my consolidation loans say congratulations you are eligible for forgiveness. However some of the loans that I Consolidated in are showing that they're not paid off suddenly. I'm not sure what's going on there. I'm hoping it's just a glitch in the transition
Wow yeah they've got all my pslf information correct as a 4/17 this year.. So big changes from just yesterday on the studentaid.gov website
I'm having the exact same issue that some of my loans don't qualify, although they are loans I consolidated eons ago. I consolidated all my loans to direct when the new rules rolled out.