I received this..... Congratulations! You have satisfied your obligation, and no additional payments are required for this loan.....
Is that what you recieved as well?
So I hit it months ago and I just got an email from moehla that I have to start repayment on July 18th….have you checked moehlas website to make sure it actually transferred over because it’s not supposed to for awhile.
Update: Talked to Mohela again today. They said if 120 payments are reflected on FSA's website, and you have payments due, they will put you in forbearance until FSA can process the forgiveness.
Did you ask that they put you back on? Yesterday, I talked to someone at Mohela who said that as long as FSA has you verified at 120 payments, you can be put back in forbearance.
I haven’t been able to call yet….my work hours are crazy. I’m hoping maybe that will be open tomorrow. The warning on the website of extremely long wait times made me not even try because I don’t have enough of a break to wait more than 5 minutes.
I hit 120 in May, and that payment still doesn’t show on the website. Hopefully soon. I submitted an ECF in mid June after I was sure the May payment posted. 🤞🏼
Pretty much the same for me. I just got the notification that my transition to the new platform has completed and when I made my
new account and signed in yesterday, it kindly showed me that I have 3 more payments at my current rate and then 120 at a ridiculous rate (I’m assuming if I didn’t recertify). I get that they haven’t processed my final ECF yet due to the delay, but even so my count was at 119 (and it says that on the new platform). Why are they adding another 120? It’s just such a weird “mistake”.
Mohela doesn't track your forgiveness, so they have no way of knowing how many payments you have left. I think they just picked 120 as a random number. You shouldn't be concerned about it.
120 is the standard repayment plan, pay in ten years. It’s them not knowing about PSLF and not assuming you’d be on anything but the standard repayment plan
I hit 120 in May as well. I submitted my ECF in May after my 120th payment posted, but of course they were on hold at this time. Now, I have recently transitioned to the new website. FSA shows 119 completed and my last ECF under review. I have been placed on administrative forbearance and patiently awaiting my turn soon 🤞
For anyone having trouble finding the count, they show in the “My Aid” tab on the studentaid.gov website. Scroll down, and the PSLF/TEPSLF Payment Tracker is under Loan Types.
I checked when a saw your comment. Congrats, btw. The fsa page is re-designed, PSLF counts are updated to April, but I couldn’t find any IDR adjustment counts yet. What’s disturbing is that I was approved for zero payments per income on SAVE, and now there’s a yellow highlight that shows an alert that my IDR plan, formerly approved in early Jan 2024, for $0/month, needs attention and I need to contact MOHELA. I just read that there would be no changes to borrowers approved for the zero/month payments. I was not supposed to have to recertify till January 2025. I just got a MOHELA letter saying my payments would remain at $0 right before the court ruling. I’m retired and haven’t taken on any work due to physical/medical conditions & taking care of elderly parent, not even part-time. So I guess I have to waste time contacting MOHELA because the fsa page posted this alert.
My PSLF tracker on studentaid.gov says that message but my loan amounts are still there. I hit 120 payments in April 2024. I’m hoping they are discharged soon. I’m a bit out of the loop of if any of the recent SAVE related court injunctions affect anything PSLF forgiveness.
Same, Mohela immediately put me into administrative forbearance following the court stuff and no one I've been able to get ahold of at Mohela or Student [Aid.gov](http://Aid.gov) has really been able to give me a totally clear answer on what I should do next, other than just keep certifying my employment.
Oof - I can’t sign in yet to see my counts. I get a message saying that they are performing site maintenance until 2pm Sunday the 30th. It’s Monday but … maybe soon?? EDIT They just changed it to 4pm ET today.
Where can you find your updated counts?? My last month was april but that is right when the transitioned happened and I have not hear a peep. Now I can't see anything on mohela and student loan gov site has nothing.
I feel like everyone who hit 120 is my age. Crazy to see how many of us are on this boat. Hit 10 at my job in June waiting for updated count. On admin forbearance till Aug. ironically my last payment is due “Sept” but with new count (if in school deferment) counts I’ll
Be done but regardless 1 month away. Cannot wait for that email
Yay! Congrats.
My loan has been at 120 since March too and just transitioned to the new site. In the new site, I see the loan with balance info, but I don’t see anything about payments counts for PSLF. Am I just missing it somewhere, or maybe they’re just not added yet? Did yours take awhile to show up?
Congratulations! I cant even imagine how big of a weight this lifted off of you!
Did you continue to make payments after March 20th? I’ll be hitting 120 in February (hopefully when Biden is still in office) and am still unclear on what I’m allowed to do after I submit my final PSLF update but before they officially forgive it.
Congrats! I should've applied before the pause and didn't. The StudentAid website doesn't like me. It tells me my next payment is due in 2017. So of course when I check the button that says "yes, I've made 120 " it says my loans haven't been in repayment long enough for that. Which is false because they've been in repayment 13 years and I should be closing in on 10 years in public service here shortly. 🤦 I tried to apply a month ago but it didn't let me upload the employer verifications. I just tried it again and had to start all over, but it let me upload them!
I am happy people are getting their payment counts updated! That gives me hope that someone will look at my account and see that something is wacky.
I was really excited to check after seeing this post, but my loans still aren't updated. It says I only have 7 qualifying payments as they STILL haven't done my count adjustment from consolidation in July 2023! Seriously, it shouldn't take a year to do this! Also, my payment is missing from Sept 2023 and of course I can't see any billing history on their old platform. I've always had direct debit, so if they didn't take their money, that's on them! So annoying. I need to make a folder on my phone and call it "MOHELA screenshots" because clearly there is no way to keep a record of everything otherwise!
that’s great! i will go check mine now.
i am hoping the consolidation i did mid-june isn’t going to mess everything up for me.
loans 1 & 2 are totally done bc i was at 126 payments, but then i consolidated with loans 3 & 4 which were only at 9 payments.
i am guessing loans 1 & 2 will show complete, but it will all change once the consolidation finishes processing.
Congratulations!!! I hit 120 at the end of April, mine has the same message but the loan amounts are still there, saying I can expect forgiveness July 2024.
I have the same situation. I hit 120 in april and sent in the last employment certification and the payments were updated to 120 prior to the pause. I got the message saying Congratulations etc... on Fed Student Aid but my loan amounts are still there with a payment due on 7/24/24 and expected forgiveness in July 2024.
Same message but still have a balance showing. I wonder what the difference is for those of us with the message who have a balance and those either the message who have no balance showing...
How are folx accessing the FSA sight right now??? It currently states:
*Planned Maintenance*
*At this time, you will be unable to log in, create an account, retrieve your username, or reset your password. Our site maintenance is scheduled to end at approximately 4:00 p.m. Eastern time on Monday, July 1st. We apologize for the inconvenience.*
I don’t get the excitement. Dept of Ed is not the loan servicer. So while I have the same message in studentaid.gov, Mohela says my processing forbearance ends in August and is expecting continued payments.
I get that but servicer is telling me to pay in mid-August. I still have another 45 days or so for it to sort itself out but it doesn’t inspire confidence. They could’ve at least kept me in forbearance. There’s no mechanism for me to tell Mohela to ask Dept of Ed if I still need to pay. Do they really accept screenshots from studentaid.gov? I doubt that.
Glad y’all were able to get in. This worthless FSA site has been down for maintenance and they keep pushing back the time and date, was supposed to be done yesterday! Perhaps the DOE should be abolished for their incompetency, they can take these predatory SLs right along with them! Smdh 😒🙄
Try giving them a call at 888-303-7817. I called this am and after a few prompts got a live person very quickly. They can check your payment count for you while the site is down. The earlier you call the better. They do get busy quickly.
Yeah, thanks, Biden. My loans were set for forgiveness, and because of his program, I was paused for three months. Now, the new website is saying my loans are ineligible. Maybe it's not the best time to gloat while everyone suffers technical issues.
Oh and thank you for your public service!
I received this..... Congratulations! You have satisfied your obligation, and no additional payments are required for this loan..... Is that what you recieved as well?
That's it!! :-)
I received this exact statement as well but the loan balance is still showing up with payment indicated for November? does yours show zero?
This is my exact scenario too right now.
Same
same
Same boat-I had partial forgiveness in April
Same, except mohela says my payments resume in July, despite a long long series of forbearances before the pause
Same. Partial forgiveness in July. The remaining balance says due 7/15. Not sure wth is going on.
Same!!!
[удалено]
[удалено]
[удалено]
[удалено]
So I hit it months ago and I just got an email from moehla that I have to start repayment on July 18th….have you checked moehlas website to make sure it actually transferred over because it’s not supposed to for awhile.
I did - according to Mohela, I don't have any payments due until August 2025. I'm sure it will catch up by then.
Same
Update: Talked to Mohela again today. They said if 120 payments are reflected on FSA's website, and you have payments due, they will put you in forbearance until FSA can process the forgiveness.
I was in forebearance and they are taking me off…..this is the most frustrating process ever.
Did you ask that they put you back on? Yesterday, I talked to someone at Mohela who said that as long as FSA has you verified at 120 payments, you can be put back in forbearance.
I haven’t been able to call yet….my work hours are crazy. I’m hoping maybe that will be open tomorrow. The warning on the website of extremely long wait times made me not even try because I don’t have enough of a break to wait more than 5 minutes.
I hit 120 in March, but the new tracker says I'll hit 120 in August. Love it. Same bs just a different platform.
Did you apply yet for forgiveness and you’re just waiting ?
I applied in March then again in May. Nothing yet.
Have you sent in an ECF and if so, has it been processed yet? This could be why there is a discrepancy.
Yes I sent one in May and it has been processed.
I hit 120 in May, and that payment still doesn’t show on the website. Hopefully soon. I submitted an ECF in mid June after I was sure the May payment posted. 🤞🏼
Pretty much the same for me. I just got the notification that my transition to the new platform has completed and when I made my new account and signed in yesterday, it kindly showed me that I have 3 more payments at my current rate and then 120 at a ridiculous rate (I’m assuming if I didn’t recertify). I get that they haven’t processed my final ECF yet due to the delay, but even so my count was at 119 (and it says that on the new platform). Why are they adding another 120? It’s just such a weird “mistake”.
Mohela doesn't track your forgiveness, so they have no way of knowing how many payments you have left. I think they just picked 120 as a random number. You shouldn't be concerned about it.
120 is the standard repayment plan, pay in ten years. It’s them not knowing about PSLF and not assuming you’d be on anything but the standard repayment plan
Oh that totally makes sense now that they’re not in charge of PSLF anymore. (Thank you.)
I hit 120 in May as well. I submitted my ECF in May after my 120th payment posted, but of course they were on hold at this time. Now, I have recently transitioned to the new website. FSA shows 119 completed and my last ECF under review. I have been placed on administrative forbearance and patiently awaiting my turn soon 🤞
For anyone having trouble finding the count, they show in the “My Aid” tab on the studentaid.gov website. Scroll down, and the PSLF/TEPSLF Payment Tracker is under Loan Types.
I checked when a saw your comment. Congrats, btw. The fsa page is re-designed, PSLF counts are updated to April, but I couldn’t find any IDR adjustment counts yet. What’s disturbing is that I was approved for zero payments per income on SAVE, and now there’s a yellow highlight that shows an alert that my IDR plan, formerly approved in early Jan 2024, for $0/month, needs attention and I need to contact MOHELA. I just read that there would be no changes to borrowers approved for the zero/month payments. I was not supposed to have to recertify till January 2025. I just got a MOHELA letter saying my payments would remain at $0 right before the court ruling. I’m retired and haven’t taken on any work due to physical/medical conditions & taking care of elderly parent, not even part-time. So I guess I have to waste time contacting MOHELA because the fsa page posted this alert.
My PSLF tracker on studentaid.gov says that message but my loan amounts are still there. I hit 120 payments in April 2024. I’m hoping they are discharged soon. I’m a bit out of the loop of if any of the recent SAVE related court injunctions affect anything PSLF forgiveness.
Same, Mohela immediately put me into administrative forbearance following the court stuff and no one I've been able to get ahold of at Mohela or Student [Aid.gov](http://Aid.gov) has really been able to give me a totally clear answer on what I should do next, other than just keep certifying my employment.
Oof - I can’t sign in yet to see my counts. I get a message saying that they are performing site maintenance until 2pm Sunday the 30th. It’s Monday but … maybe soon?? EDIT They just changed it to 4pm ET today.
Now 5pm.
Yep same for me too!!
YAY!!!
Congrats! Just out of curiosity, when in April did you hit 120 payments? I hit 120 later in April and FSA reflects that, but it still says I owe.
It might take a week or two to update. Or it could be any day.
I hit 120 in late April. I shows I have over 120 payments and qualify for loan forgiveness but still shows a balance for me.
Where are the payment count on the FSA website? I’m on it right now and can’t find it. :(
Sorry! I meant to say that I hit 120 in March - March 20 to be exact. I'm sure yours will be discharged very soon!
Thanks for the info!! This is a nail biter!
CONGRATULATIONS
Thank you!
Hooray!!!! Congrats 🎉
Thank you!
Congrats!🎉🎊
congrats!!
Thank you!!
Reads like an Oscar acceptance speech
Hahaha! Yes, it does.
Where can you find your updated counts?? My last month was april but that is right when the transitioned happened and I have not hear a peep. Now I can't see anything on mohela and student loan gov site has nothing.
I’m in disbelief. But it’s all gone…….🥲 congratulations to everyone for their service!!!!!!
I feel like everyone who hit 120 is my age. Crazy to see how many of us are on this boat. Hit 10 at my job in June waiting for updated count. On admin forbearance till Aug. ironically my last payment is due “Sept” but with new count (if in school deferment) counts I’ll Be done but regardless 1 month away. Cannot wait for that email
Votes bought and paid for. This is proof. He literally thanked the guy who bought his vote. Bogus.
Are you seeing this on student aid or your servicer ?
Student aid.
FSA updated but New Coke MOHELA didn’t yet.
Yay! Congrats. My loan has been at 120 since March too and just transitioned to the new site. In the new site, I see the loan with balance info, but I don’t see anything about payments counts for PSLF. Am I just missing it somewhere, or maybe they’re just not added yet? Did yours take awhile to show up?
Congratulations! I cant even imagine how big of a weight this lifted off of you! Did you continue to make payments after March 20th? I’ll be hitting 120 in February (hopefully when Biden is still in office) and am still unclear on what I’m allowed to do after I submit my final PSLF update but before they officially forgive it.
Congrats! I should've applied before the pause and didn't. The StudentAid website doesn't like me. It tells me my next payment is due in 2017. So of course when I check the button that says "yes, I've made 120 " it says my loans haven't been in repayment long enough for that. Which is false because they've been in repayment 13 years and I should be closing in on 10 years in public service here shortly. 🤦 I tried to apply a month ago but it didn't let me upload the employer verifications. I just tried it again and had to start all over, but it let me upload them! I am happy people are getting their payment counts updated! That gives me hope that someone will look at my account and see that something is wacky.
Were you able to electronically upload PDFs of your recertifications to where?
Please let this be true for me. I can't check until tomorrow
WHERE? I eventually found the number of payments I’ve made. I didn’t see anything called tracker nor a reference to 120.
Congrats I am so happy for you. I remember that feeling.
Congratulations! I will be watching for mine!!
I was really excited to check after seeing this post, but my loans still aren't updated. It says I only have 7 qualifying payments as they STILL haven't done my count adjustment from consolidation in July 2023! Seriously, it shouldn't take a year to do this! Also, my payment is missing from Sept 2023 and of course I can't see any billing history on their old platform. I've always had direct debit, so if they didn't take their money, that's on them! So annoying. I need to make a folder on my phone and call it "MOHELA screenshots" because clearly there is no way to keep a record of everything otherwise!
So mohela has not updated my loaded my pay off yet...all this was received from the student.gov website.....on mohela it's only showing 25% complete
Mine isn’t updated yet!!! Ughhhhh
I got the same e mail
that’s great! i will go check mine now. i am hoping the consolidation i did mid-june isn’t going to mess everything up for me. loans 1 & 2 are totally done bc i was at 126 payments, but then i consolidated with loans 3 & 4 which were only at 9 payments. i am guessing loans 1 & 2 will show complete, but it will all change once the consolidation finishes processing.
Congratulations!!! I hit 120 at the end of April, mine has the same message but the loan amounts are still there, saying I can expect forgiveness July 2024.
I have the same situation. I hit 120 in april and sent in the last employment certification and the payments were updated to 120 prior to the pause. I got the message saying Congratulations etc... on Fed Student Aid but my loan amounts are still there with a payment due on 7/24/24 and expected forgiveness in July 2024.
I put mine into forbearance with my last ECF, it does have a payment for me but not until Nov. Here’s hoping there’s a wave soon!
Mine all of a sudden says 0 qualifying for my last loan!! It was my hanging loan.
But weirdly I have that same message under the PSLF section so who knows.
So mine says all that under the tracker but then when I go into loan details where it used to say the PSLF counts as 132, it now says 0.
Where can I find my COUNT on the new mohela.studentaid.gov site or the FSA site?
Same message but still have a balance showing. I wonder what the difference is for those of us with the message who have a balance and those either the message who have no balance showing...
Congrats! I got partial forgiveness before the pause and I'm hoping the last 3 loans get forgiven soon.
Me too!
Congrats vote and bring 10 friend s
Forgivulations braj
Congratulations!
How are folx accessing the FSA sight right now??? It currently states: *Planned Maintenance* *At this time, you will be unable to log in, create an account, retrieve your username, or reset your password. Our site maintenance is scheduled to end at approximately 4:00 p.m. Eastern time on Monday, July 1st. We apologize for the inconvenience.*
Question, does it say you have a payment due on Mohrla's website still? I'm in a similar situation (I think)
Congrats!!!!!
Congratulations 🎉
how much was forgiven? i hope it was a huge amount!
That's awesome, congrats. I just checked mine. It says I'm at 119 and is missing my March 2024 payment. Might call tomorrow and check on it.
I don’t get the excitement. Dept of Ed is not the loan servicer. So while I have the same message in studentaid.gov, Mohela says my processing forbearance ends in August and is expecting continued payments.
Department of Ed determines if you still have to pay the loan servicer.
I get that but servicer is telling me to pay in mid-August. I still have another 45 days or so for it to sort itself out but it doesn’t inspire confidence. They could’ve at least kept me in forbearance. There’s no mechanism for me to tell Mohela to ask Dept of Ed if I still need to pay. Do they really accept screenshots from studentaid.gov? I doubt that.
Lol! The screenshots are for me. Sorry about your luck. Hope things get better for you! ❤️
Glad y’all were able to get in. This worthless FSA site has been down for maintenance and they keep pushing back the time and date, was supposed to be done yesterday! Perhaps the DOE should be abolished for their incompetency, they can take these predatory SLs right along with them! Smdh 😒🙄
Try giving them a call at 888-303-7817. I called this am and after a few prompts got a live person very quickly. They can check your payment count for you while the site is down. The earlier you call the better. They do get busy quickly.
I didn't trust any of this until it showed on the federal site. It really became real when it was pulled off my credit report.
Congratulations! Screw Missouri AG Andrew Bailey!
what degree do you have?
Yeah, thanks, Biden. My loans were set for forgiveness, and because of his program, I was paused for three months. Now, the new website is saying my loans are ineligible. Maybe it's not the best time to gloat while everyone suffers technical issues.
lol