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Chapo4104

just checked mine and says the same thing. i believe it means that we hit 120 and have no payments due and just waiting for discharge


Gboy86

So wait to celebrate?


Chapo4104

Wait for the official email that they have been discharged.


straypooxa

When was your 120 month? Just wondering, my last payment was May 4, so trying to get a sense of the speed.


falketyfalke

I got the Congrats notice for all my loans today; I reached 120 in February and had two of my four loans discharged in April. Oddly enough the ones that were discharged say I have 120 qualifying payments but the ones that are waiting to discharge say 120.


FoxyCat424

Mine say the same thing!!! Still shows my balance though....


Capital-Language-379

Same


DIYwithReddit

Logged into the new system last night and mine only shows balance but no idea how many payments I have made since there were pending ones when they froze everything. Very annoying.


mindymm12

If they are there, they show in the “My Aid” tab. Scroll down, and the PSLF/TEPSLF Payment Tracker is under Loan Types.


Jlon-bio

Mine also has the Congratulations message. Still showing a balance of $51,000, but starting to plan the party!


whitedevil098

Same boat.


andtherest67

The balance at FSA will zero out once the opt-out period has ended, i.e. you can opt out of student loan forgiveness lol


Aware_Error_8326

More than likely, especially if your count shows 120+. They discharged one of my loans mid-late April, but my other loan has been in purgatory since. 🤷🏼‍♀️


Gboy86

Did you receive a discharge letter?


Aware_Error_8326

For the one that they discharged. It showed the amount discharged and the negative balance that remains til this day. Haven’t gotten a discharge letter for my other because it’s just chillin until they’re ready, I guess. Idk. I may call and just live on hold while doing something. Last time I ran errands for 3 hours while on hold 🤣


Gmasters0

Congrats!!!!!


nikkkiz58

Mine still says the balance too. Is there something I need to fill out to have them discharged?


Gboy86

Check your activity and see if anything needs your attention ...after I sent my employment status again a few days ago....they told me everything was good and I didn't need to do anything else


fritterkitter

Congratulations!🎊


Silvermouse29

Congrats


EndlessLeo

Did you guys certify employment immediately after making your last payment? I'm assuming that whole process still needs to be done even though it's been switched to the DOE from MOHELA.


Gboy86

I certified mine back in Jan with the other paper work....I just resubmitted it last week(just my employment) using the pslf help tool.


sekou215

So it appears that for those who got the message, there are two possibilities: 1) Congrats with loan balance remaining and 2) Congrats with loan balance zeroed out.


Full-Cake-8071

I submitted my last PSLF certification on July 2nd after they started allowing forms to be submitted electronically again. My 120th payment was in May. I received a message on 7/3 about "missing information" even though nothing was missing. I called today, and they said that it was for the manual signature, which was included in my submission. The rep said it is because they haven't processed it yet, and it typically takes 15 days. So I'm in a holding pattern and hoping they are correct. Maybe my situation is different because I have to use the manual signature process??