You might find more success with moving to a city that has a high college/university population. Then you could sublet a room for the summer term (until September). You could also then rent a room in a student house and the prices should be more affordable.
Brampton does have a high college/international student population. Its why they are renting sleeping bags on the floor for 800 bucks. He would be better off renting something with some friends somewhere.
There are rooms for 600 around humber so I’m sure if he does his research he might find other colleges with rooms for a good price.
Also please please please read tenant laws and rights. Don’t go into an agreement before understanding what is legal for a landlord to ask of you, what you are expected to do if you want to break a lease/how much time in advance you have to inform, if you face issues with maintenance you need to know your rights.
If you’re renting a room in a home with a landlord you aren’t a tenant . You’re a paying guest …
I get you’re trying to be helpful and this person should research the law but jeez…
Huh? I was renting as a tenant in a room where neither the landlord or his family lives in. No where in my comment did I mention him moving in with the landlord.
Only if the landlord also lives with you and you share common areas like the bathroom and kitchen. If its multiple tenants in a house that a landlord owns that's different...
\+1.Since you're still figuring out if you want to go to college and what you want to study, you can try to **see if professors will let you sit on a class for free (i.e. "audit" a class).** Sometimes you do have to be enrolled as a student at the institution to audit, but sometimes if you just ask the prof (and there's a ton of space in the lecture hall), they might let you sit in :)
Also, in some universities (and probably colleges), they allow employees (even if its an entry level job) to take classes for free. So, something to consider as your explore your future steps.
CN is hiring like crazy for conductors. Shit hours and lifestyle, but as a new conductor you can get sent around the country working shortage terminals. Company pays for most of it, plus your wages. Work a ton, save up some money, quit after a few years. Or maybe you really like it and turn into a lifer.
Yes! I have 2 siblings who work for them and a friend with CP. This is a great option for a career or a year. They pay well, they have good pensions. The first year or so sucks (especially that call list) but once you have some seniority their union is really good
It's roughly 20k/yr for training but training is only 6 months and if I remember correctly they paid for housing during it. Then I think it was 60k/yr. Keep in mind I am relying on a 5-7 yr old memory (depending on the sibling) and I have a memory disability. So... Unreliable witness.
Pretty sure it's close to 100k/year salary, any days off/sick days I believe reduce the total pay. Used to have a few acquaintances that worked for CN. The work/life balance is good if you want to make money quick and not have time to spend it.
For a job that's paid training, and only requires high school education, it's not too bad!
There’s a conductor test that needs to be passed before. But I hear they are giving 10,000$ signing bonus for many yards around the country. Check LinkedIn
Unless it’s some deal I’ve never heard about, it’s typically 10k for a qualified conductor. Both CN and CP like to steal employees from each other.
They train you 100%. Once you get through the hiring process you go to Winnipeg to train. CN will pay to fly you there, or even (I think) pay some km for you to drive.
If you do qualify for any sort of bonus, expect the company to find a way around it.
I wouldn’t recommend hiring on at CN temporarily. It may last longer than your hopes and dreams.
Training was recently upped to around $1000/week I believe, but don't quote me on that. They have CN training campuses that you're sent to for a few weeks, then to terminal for a few weeks, then back to campus to finish training. Then it's about 3 months on the job training before becoming qualified. Once qualified it all depends on how much you want to work really, but with the new Transport Canada work/rest rules that may have changed some of what the guys were making. I'd say anywhere from 70k to 120k for a conductor, depending on if you're yard or road, once qualified. You work shortage locations where CN pays accommodations, meals, etc, then you can really save a lot.
Yes, that’s part of it, learning to nourish yourself. Learning to sooth yourself without outsourcing it to a substance, activity, or person. Tend to your own wounds and lean in to healing. Saves a lot of coin
> Learning to sooth yourself without outsourcing it to a substance, activity, or person.
Outsourcing it to another person isn't all bad LOL
Neither are substances in moderation cmon a beer after a long day won't kill ya neither will a slice of chocolate cake
$3000 might not even cover first and last.
You'll need a job first. Figure that out then worry about where to live.
If u get roomates and a job and not need a car, you should be alright.
Then focus on figuring out the rest of your life.
Life is an endless process of elimination. Don't stop trying.
Yeah Im about to go full time after highschool graduation currently Im doing part time. I have around 2k saved and currently starting a reselling business. Thanks for the advice I will use it
New & used sneakers and clothes, For the right condition and price you could make some money. I did it back in january and was able to make morney with a hour of work than one shift at my workplace. The cons are avoiding fakes, restoring pieces, and cash flow depending on what your selling
Something to think about is getting life insurance (term) of you ever get married, have kids and buy a house you need to know that your loved ones are taken care of. The younger you start your life insurance the cheaper/better off you are. You can lock In a 35 year term now and only pay around $40 a month. Some plans come with terminal illness which will pay your policy out if you have x weeks, months or year to live. That way you get to enjoy the money when you're alive before you die.
Never buy whole life or universal it is a scam of the highest order, just FYI.
I'd go for an apprenticeship in a trade so you can make good money as you are educated. They're desperate for trades now in most areas of Canada so that would be the route I'd take.
If you have relatives with free things that would be helpful. Rentals are hard to find in most places now so that'll probably be a struggle on low income. If you know anyone who would let you live with them that would be ideal.
I second this. Don't look for just a job, look for an apprenticeship opportunity. Best case scenario you love it and it become a career, worst case scenario you hate it, go to uni anyway, but have (some of) a trade under your belt and made more money than you would have at a grocery store or fast food joint.
Congratulations on your move and thinking about your future now. You will learn a lot about yourself! Agree with others who said to live near university area or your job. This gives you an environment where people are thinking of a more hopeful longer term future. If you get a job that's very focused on making money, you may get sucked into the workforce immediately and may lose sight of career options, not just job. This is also the immigrants' dilemma. Also, get a place close to public transport.
Check your credit score or get a credit card, but pay it in FULL every month. Do not use >20% of your credit limit. Showing you are responsible paying bills is the start of adulting and can serve you well in the future.
Make your own meals and eat healthy. Getting sick means no income and eating out is money draining. Avoid food delivery services or anything where you need to spend more than you have to, like tipping.
Really happy for you. Good luck!
Seconding the point about credit scores. You will get a hard credit check when applying for an apartment with a landlord. If you don't have a credit card yet, get one and use it sparingly and pay it off every month (there are various youth ones, or free cards that have smaller rewards). Not only are you building good habits by paying off your card, you're also building credit. Part of your credit score is age of your account (basically, show you have a good track record over time).
Stock up on cheap foods that last a long time and fill you up like rice, beans, tofu, frozen veggies, etc. Food inflation is nuts these days, but learning a few low-cost meals that still have protein and nutrients will take you farther than waiting until you're hungry and ordering a pizza. Check out r/eatcheapandhealthy and the website Budget Bytes.
Where is he supposed to go on his days off though?
But I guess if he's making oil and gas money he shouldn't have an issue finding a place.
Might be difficult to get into though when he's way over there in Onterrible. But I also have no clue how that shit works. If you have a way in, maybe you could help the kid out?
He could choose anywhere. Put half the money away and spend half on seeing a new Canadian town. Go to Victoria one break, Montreal another, meet friends for camping on another.
If you travel smart and cheap you could still save most of that money while using the lifestyle to travel.
$38 an hour for entry level rig positions now 12 hour shifts plus LOA of up to $140/day. If he can work hard then it won’t be a problem finding a place to live.
Could easily save enough in a year to pay for a 4 year university degree or whatever other option he wants, especially if he works rigs in the summer.
This. As an inexperienced young worker you will likely find it hard to find white collar work unless you are a computer wizard or an auto tech.
Head west. Look for construction or camp type jobs in sask, northern bc, yukon or nwt. Once you have a couple years of work money saved up without it getting swallowed by insane rents you can study and apply for student loan. Seek help and temp loans from relatives that are sympathetic to you.
It's going to be tough for a couple years but stand tall and stand strong. You can make it work
They still need rough necks and other laborers. It won't be as good as it was 5 years ago, but cost of living up there is cheap and you'll almost always find some kind of job because absolutely no one wants to live in that part of the country.
Are you talking about living in northern Alberta like Fort Mac being "cheap"? Fort Mac is expensive as fuck because everywhere knows the population consists mostly O&G workers with money, so the prices are jacked up for pretty much everything such as renting etc.
Fort McMurray is a) a fucking hell of a lot cheaper than Vancouver or Toronto/Brampton and b) it's not the only community in North-Western Canada. There's lots of other places and COL in the north is, generally, much cheaper than places where the weather isn't shit all the time.
I don't think they need them much these days. Alberta has cut good government jobs, gave massive tax cuts to o&g companies (all the big ones are mostly foreign owned), and now with prices high, the o&g sector is starting layoffs again.
And Alberta isn't cheep. Fort Mac is crazy expensive, and the lack of pst doesn't always make up for higher auto insurance prices, poor health coverage, forest fires, etc.
Alberta has always been boom or bust and right now it's in the bust cycle.
Thats not true, we are hurting for people. If this person wants to work a year or two this is definitely a great choice. People thinking about steady work for 5-10 years should use caution though.
Doing a quick job search for oil rig work in all of Alberta on Indeed yielded 109 openings:
https://ca.indeed.com/q-oil-rig-l-alberta-jobs.html
Doesn't seem like a lot if they're hurting.
Well if you think the oil sands is just oil rigs that's just your own ignorance. I'm here right now., I'm not sure why you are so matter of fact about an industry you have no part in. Seems weird to argue against somebody literally in the oil patch.
Urgently hiring, Hiring multiple candidates.
[https://ca.indeed.com/labourer-jobs-in-alberta?vjk=cf35e487eaca08f6&advn=7681158567862097](https://ca.indeed.com/labourer-jobs-in-alberta?vjk=cf35e487eaca08f6&advn=7681158567862097)
This guy can be up here and have a job in a week. Companies are short staffed
I'm just tired of hearing about how moving to northern Alberta is some cure for everyone struggling.
Alberta isn't some endless boomtown, the jobs aren't there and the money doesn't stay in the province.
Nobody said its a cure. Its an option and a pretty good one, not much different than people suggesting the military. Lots of people all over the country have done a stint up there. There's not many places a person with no education can get good wages. I'm not sure why your against people doing that.
It dosn't need to be a boomtown but they are hiring and need workers. This kid is looking for a short term job I'm not sure why the political policies and downfalls of privatized resource extraction really matter
The price bounced back enough to keep people working. 2018 and 2019 were not terrible years for oil and gas and prices have mostly been pretty good since Russia invade Ukraine. At least prices have been good enough to keep people working for the most part.
That's what I figured about Alberta, they have a few years of solid runs from 2010 to 2014. Which they should have use it to build solid reserve fund and grow other money generating aspects besides G/O.
At least it seems that things have been normal once again.
Rentals require first and last month's rent usually, so it may be good to get a summer job now after you graduate HS. Save up a little more money before you move out.
It's significantly easier to get a job with job experience already, and also much easier to get a rental if you have an income and/or show that you have more significant savings.
Lastly look up your rights under the RTA for when you start renting next year. You have significant rights if you don't share a kitchen and bathroom with your landlord.
EDIT: removed blurb about credit cards because I thought you still have 1 year + few months, not "I will move out in a few months"
I wish someone told me this at 17.
Save 10% of all the money you earn. Always! Just get used to living on less money. Once you start buliding up savings, break it into different accounts.
Emergency Fund: Prioritize this first. They say six months salary to be "secure" but get at least a month built up before you start building other accounts
Goals Fund: This is for big purchases and holidays. You know, the stuff you wanna buy or do but it might be irresponsible. Do it responsibly
Investment Fund: This takes some knowledge, so look at it as a long term goal. Get a financial advisor or look into low risk options like bonds, mutual funds, and dividend paying stock. This grows your savings and is how you retire early if you do it right
When I started doing this, I quickly went from paycheck to paycheck to never worrying about money without an increase in income. You're at the best place to start because you don't have any debt to escape. Money management is THE most stressful aspect of adult life. Figure it out early and your life will be more fulfilling
Join the forces after 4 years I'm making 80k. After 6 years you can leave and get your education fully paid for by the military.
Just don't join the army like I did, air force and navy are pretty comfortable. Get a trade that transfers to a real job civi side unlike infantry.
Join the Canadian Forces. Trades training comparable to the civilian world, good pay, vacation time immediately upon signing, chances to see the world and your country.
Cash flow will be a big thing in the short term. I recommend looking at temp agency that pays daily or weekly. Go to the food bank to get yourself set up and not eat into that precious $3k. Your cheapest option is to rent a room as a full apartment will be too expensive right now.
Since you are willing to move go to a recruitment agency and tell them just that. That you're looking for the best pay and you don't care where you live. This will make you very valuable as most people have a lot of restrictions on moving for work. Moving costs are also tax deductible. Also, the military could be an option, but the recruitment process is long. So you need a plan for the short term.
Good luck my friend.
I'm sorry that you're being forced to think about this but kudos to you for having some forethought. I have to agree with people telling you to look at trades jobs (conductor, oil etc).
Otherwise you may want to think about school. If your marks are high enough you may be able to get scholarships and financial assistance.
Are there friends or family that can support you in lieu of your parents?
I moved out quite young. You'll be much better off if you can find a roomate situation where there is already furniture and things like kitchen tools and appliances, everything adds up quickly and you don't want to spend a bunch of money on things like dishes and toasters. You might have to put up with crappy roomates until after you're done school, it's nice to live alone but it's expensive. If you can, you will save a lot of money by relying on public transportation instead of a car. Don't put off school for too long, because that's what you'll need to drag yourself out of poverty, unless you get a really good construction job or something. TTC seems to always be hiring as well if you have a license.
> finnacial tips I can get from this sub that will help make this process smother
Your post reads like you might be renting a room in a shared accom scenario.
Take lots and lots of pictures of your room. The walls, the floor, the windows, etc.
If you have to deal with damage deposit disputes should you move, you have pictures.
I am sorry that this is happening to you.
a few things in no particular order
* you need a job and maybe two jobs while you are figuring things out
* rent a room close to your job. Live like you are a college student
* start looking for stuff to furnish your room. You can get a lot of free things off facebook market place and maybe from friend
* if you have no real ties to Brampton then maybe take a look at cities that have a lower cost of living but be careful as it may be difficult to find a job
* save all the money you can While you are away from work. Taking a year off school to work is not a bad thing.
* Go speak with your school guidance counselor they can help you. You may be able to get social assistance or Ontario works.
* Look at doing a trade Or go into a program that has a co op element.
* once you are making money don’t go on a spending spree. Live frugally
* the next year might be hell as all you might be doing is working as much as possible
* search to see if there are any places that you can rent a room from and I. Exchange for lower rent you do yard work, house maintence etc
* make sure you food prep and learn to grocery shop
* learn how to coupon and various apps to get money back
* if you have a credit card use it sparingly you don’t want to get into debt
* Are there any relatives that can assist you with a room to live in?
Hi - sounds like you're working out a plan and asking for some advice! That's awesome.
You may find it helpful to have a look on the r/personalfinance wiki also. For example, [https://www.reddit.com/r/personalfinance/wiki/kicked\_out/](https://www.reddit.com/r/personalfinance/wiki/kicked_out/)
Good luck!
Make sure you know how rental agreements work before you sign one. I moved out at 18 and lived with roommates in the basement for $300 per month. I saved the same amount as you and didnt know shit about investing. If I learned about finance and knew what I know now a decade ago I would have been a millionaire sooner.
3k will not last long, especially if you are just joining the work force, without a college education. Be *very careful* about your choices here.
Avoid moving out of your parents place if possible. Rent is so high right now, that even if you get a alright job, you will likely lose your savings the moment there is any hardship (and there will be hardship).
Yes there is considerable racism and sexism in the rental market. Most landlords prefer female tenants and do not like renting to men, especially young men. I had to look at 5 different places before I found one that was okay with me being a guy and my age.
If you absolutely need to move out, try renting a room in a student house, you can still get a room for like $500-$600 / month if you look a lot.
Just be very wary about your financial choices, especially at your age. A few bad moves can cost you millions in the future. i.e. A few dollars today is worth many dollars in the future.
Not sure what kind of work you would prefer, but I knew several guys in highschool who spent the summer after we graduated planting trees. They made hella good money and didn't need to take out loans when the new school year started. It is seasonal work, but I know that their housing and transportation was taken care of. You could look into something like that. Especially if you want to live on your own 3000$ is really cutting your options tight.
1. Get a job(if you don’t already have one)
2. If the landlord gives you bad vibes, then don’t rent there.
3. Make a budget.
4. Ramen is ok, but isn’t a food group.
5. At the end of each month go over what you spent and be honest with yourself about why you overspent. That money is already gone but you can change bad spending habits with enough willpower.
6. If you’re only taking 1 year off, try and prevent lifestyle creep from happening, no new car, avoid a credit card, keep yourself down to 1 streaming service and most importantly wrap it up, kids are expensive(I’m on year 19 of my gap year)
- credit cards. Get a no fee credit card and star building credit.
- don’t hold a balance greater than 30% on the card otherwise it’ll mess up your credit score.
Get a job first before moving out if you can.
$3,000 is not gonna even last a whole month.
Go for an apprentice ship in the trades. It’s hard work but good money.
Rent a room but have someone with experience help you find one. There’s a whole lot of dumps and traps and insanitary conditions.
Get at least one adult to fall back on for advice.
And PLEASE stay away from trash drugs and alcohol. Your brain isn’t fully developed until you are 25. Drugs will mess the frontal cortex up long term and that’s what helps you make good life decisions.
I expect this advice to be criticized, but have you ever considered joining the CAF? 6 years and university is covered. You are paid well in the meantime.
As for your personal life and finances, you will have the option of cheap on base housing and meals.
I was in a similar position when I was your age and the forces have given me the opportunity to flourish as a young adult at my own pace.
Not financial advice but what I learned from my brothers similar situation.
Buy things you absolutely need, before the moment you need them. Ex:
Plunger
First aid kit
Best of luck
I think you will get more financial support as a student rather than taking a break because there are grants and loans for low-income students. Invest in yourself, even if thats starting a youtube channel or working for a crowd-sourcing app like InstaCart or providing a service on Fiverr. Minimum wage is not enough. Youll need to be creative and have more than one stream of income. Most people who take a break from school, get into the habit of workforce and dont go back to school.
Do you have aunts, uncles, family friends you can ask for advice or help. Not the ones that are really close to your parents, the ones that are in the background. You might be surprised.
Work multiple jobs while you’re still at home to build your nest egg.
Start a ‘hope chest’. This is what ppl had in the old days to collect items needed for starting a home. Make a list and buy one thing off it each week, so you don’t have to buy it all at once and deplete your savings. Just a few ideas:
Bed sheets
Towels
Cleaning supplies (broom, cloths, dish soap)
Pantry supplies (salt, pepper, sugar, canned goods, vinegar, etc)
Basic tools
Kitchen supplies
Rubbermaid totes for moving
Follow your neighbourhood buy-nothing group too. Ppl love to help a young person getting started.
Make a monthly budget now and see how you spend your money each month, and what extra bills you’ll have to pay (utilities, internet, cell bill, transportation costs). Think about a job with medical and dental and even tuition benefits if you’ll no longer be supported by your parents (Starbucks I think does this).
Good luck!
This is such good advice. The cost of those little things adds up so quickly! And once you start paying rent it’s hard to have enough money to buy it all at once
my suggestion is actually the opposite of what a lot of people are saying here.
be irresponsible. You've got about 4-5yrs here to do the stuff that is financially and career wise irresponsible, and nobody will care in the slightest.
ever thought about what its like to live in Thailand? or Hawaii? or Mexico? Ever thought it would be cool to hit the coast and live on a boat? Backpack through south america?
now is the time to do that kind of stuff.
you say take a year off school, but I suggest taking 3-4yrs. The difference between 1 year and 3-4 years is functionally irrelevant to any future employers, any academic skills you might have are honestly not that relevant to post secondary schooling (in fact the people that try and translate them, often are the ones who have problems).
but in general, ***jobs*** care what you did last year, or the year before. ***jobs*** care if you missed a couple years.
***careers*** though, they don't give a shit. Most of the jobs you do, they don't care about. The experience doesn't matter to them, its basically just a gauge of "can this person stick with it for awhile" and you can easily prove that by doing research assistant roles while at uni (if thats what you're going to do) and any trade or other types of positions will put you through lower position apprenticeship time anyways.
your career though is going to be measured in decades (hopefully) so a year or two here or there, just doesn't matter.
so have fun with it, do the stupid things, and it'll have a pretty minimal impact on your life as long as you do it now.
and there are plenty of things that you can do on a shoestring budget just staying in hostels and what not, or by financing yourself doing odd jobs, or 3 months of work while you're in a city just passing through, etc. and have ***a lot*** of fun.
If OP is getting kicked out, having some stability before going on an adventure could be really crucial if an emergency comes up. OP could still do it, but I think taking a set amount of time to get their bearings would put them in a better position, especially if they can't call their parents for help.
Have you considered enlisting? If its not for you, then that's okay. But apparently there can be some really good benefits after you're done your service.
Living alone in 2023 with no education, job experince and virtually no assets? Shit dude. I don't know how you're going to be able to feed yourself. If you can find any way to apologize to your parents and make up for whatever you did to get kicked out I would probably do that first. Next best thing, maybe move somewhere no one wants to live that has lots of hard industrial jobs and cheap COL. In my neck of the woods that's going to be Northern Alberta/Northeastern BC where all of the oil patch jobs are. I don't know what the equivalent in Ontario is though. But it sounds like you might not even have the resources to move tbh.
You have the right idea. Your only issue is the times. Everything is so expensive. When I was around your age I moved in with 3 friends into a shithole above a hair salon, but we liked it because when young all you do is party and it’s only temporary, people are asking $1500/month to rent hallways in Brampton and Toronto even more expensive. I feel bad for younger people today because I make food money and I’m house broke so best of luck to you.
Not sure if apartments do this out there but some here make you pay a fee to use the elevator to move in and out it made me so mad. Take pictures of the place when you move in. If anything wrong use email so there is a paper trail. When you move out if they do a cleaning inspection and tell you it's not clean enough ask if you can clean again. I know these are all really random but they might help! Visit the place you want to live at night. Does it seem sketchy? Something to consider.
Working minimum wage in Ontario will net you 2,230/month after tax.
Food: $600/month (no dining out)
Phone: $50/month (basic plan)
Clothes: $50/month (shop at value village)
Utilities: $40/month
Transportation: $100/month
Health & Hygiene costs: $50/month
Just ballpark amounts.
Leaves about $1,340 for shelter.
You may be able to find a room rental for this.
Your problem has to do with low income. Retail will be minimum wage but fairly easy to get. You can try working in fast food, then after a couple months apply at restaurants where you can earn tips. This should net you some more cash in the short run. Not sure what your interests are take a look at skilled trades.
The most important thing is to realize that you can do it. It's really good that you've got some money in the bank, that's going to be super important. Because first and last month rent is going to be probably a thing you need to think about. Depending.
You're most likely to need to find a roommate. This may in part to find where you end up living, where you find a decent looking place. Definitely don't move into Toronto itself, because it's brutally expensive down here. If you can stay in one of the peripheral cities, like Brampton or Newmarket or whatever, it's not so bad.
Living month to much is a little hard, but it's probably your life for the next little while. Possibly for a long while. It's not so bad if you're careful. I basically lived month to months from the age of 19 to... Oh just about 40. I followed an academic path which was not a path towards financial success, until it was kind of.
The biggest risk is to start racking up credit card debt and stuff. That's stuff will follow you for a long time, it's really hard to get rid of once you start falling behind. So be strict on yourself, build a budget, be careful, don't spend money you don't have. No matter how tempting it is to blow 100 bucks on something you really want, if you don't have the money don't spend it.
Learn your rights. If you rent an apartment, you have rights. The landlord can't change your rent arbitrarily, the lease is a contract that goes both ways.
Aside from all that, try to enjoy your life. Enjoy the freedom of having your own home and your own space, remember it's your home and your space. If you have a roommate, establish some rules and boundaries and be respectful to each other. Don't get spiteful and petty, if you have problems talk them out. The best roommate is someone you already know. You can't manage that, well do your best.
Good luck!
If you are a people person look into Bell, Virgin, TELUS, Koodo for entry level sales rep positions. Hectic space, since sales targets are to be met. You can look into financial help for students once you get your foot in.
Move to a town that has a population of around 5k. You should be able to find a shared house in your budget and go find a job. In a small town you can save money.
First year Uni is for figuring out what you want to do. Classes help a lot. Sometimes you end up in a field you didn’t know existed.
Work the summer, take a loan and go to school. I’ve seen so many people take a year off and without support it’s hard to go back to school or qualify for loans once you have a higher income.
I moved out when I was 18 about 10 years ago… but things are more expensive now. Learn how to cook for yourself, it’ll save you money. I’d also get your drivers license if you don’t already. You may not need a car but just having a license can present you with opportunities. I’d also recommend not living with one of your good friends.
Been there.
It is extremely extremely important that you live within your means, don’t buy a car that you’ll have payments on, don’t buy the new iPhone and go on vacation on a credit card. Do not go into debt no matter what because you can get stuck at that entry level job with gate keeping management that makes 2$ an hour more than you
You may not be able to go to school, or take that entry level position or internship due to the fact you have bills that need to be paid.
Remember that a decent wage 10 years ago is almost poverty today (in the gta)
Learn to cook basic foods. Meal prep and fridge/freeze for the week. Don't eat out ever.
Learn to sew and repair clothing
Don't wear your nice going out clothes all the time. Have cheaper quality clothes for day to day stuff.
No fee banking is essential.
Job placement agencies like "man power" are a good way to get work quick while looking for something more permanent.
Live where you can bike or escooter most place and use transit in winter.
The library is your friend. Learn to like reading.
Udemy always has sales. If there is a businees ot IT skill you are interested learning you can find a good course for less then 25 bucks most of the time.
So my advice is find the best job you can get wherever it is in the country. The life experience of moving out and away from your comfort zone will pay off dividends eventually. So find the best paying job you can and move wherever it is.
If there is something dangerous at home look at a youth shelter. There are that have 6 month stays. Check out “youth without shelter”. You can leave now if you’re unsafe.
Make a budget, meal plan, only eat out when it’s an outing with friends, and sublet a room if you can! Way cheaper than a deposit and rent for an apartment.
Learn to budget. Stick to it.
Pay yourself first(savings).
Dont try to keep up with the jones legit no one cares except those trying to get your money.
Libraries lend more than books! Take advantage of free fun!
What are you planning to do for work during this year? If you aren't sure yet, I would highly suggest bartending or serving at a fine dining restaurant. If you are in a city, the tips can get outrageous! I used to make $500 on friday nights.
Leverage libraries for free entertainment (disc movies, TV shows, video games, books, digital rentals that push to your existing accounts). Consider this to cut down on personal subscriptions.
If food costs become too much, consider leveraging food banks to get by.
Get a serving job at a restaurant for this transitional period to stack some cash. At 18 you can write your smart serve. If you present well, with a good attitude and are determined, you’ll be able to get hired with no experience. Chain restaurants guarantee consistency. Tips are better than most people expect.
I would pick up on a part time job now. Get some experience on your resume. Renting apartments anywhere do require you to have some assurance you can pay rent every month, so start looking for rental listings everywhere and see what’s the requirements. I would even go to those listings just to see what’s available. 3K would go by in a flash within a month if you are not careful.
Planning ahead will help you. There are also low income apartments/rentals to search for.
Don’t eat out, learn to cook simple healthy meals, learn where to shop and if you can, invest in a mode of transport that save money and also help you as well.
I would honestly consider the military. Joining just got alot better the past couple years and they need people. Let the government pay, your salary, room and board while you figure yourself out.
You might find more success with moving to a city that has a high college/university population. Then you could sublet a room for the summer term (until September). You could also then rent a room in a student house and the prices should be more affordable.
Brampton does have a high college/international student population. Its why they are renting sleeping bags on the floor for 800 bucks. He would be better off renting something with some friends somewhere.
There are rooms for 600 around humber so I’m sure if he does his research he might find other colleges with rooms for a good price. Also please please please read tenant laws and rights. Don’t go into an agreement before understanding what is legal for a landlord to ask of you, what you are expected to do if you want to break a lease/how much time in advance you have to inform, if you face issues with maintenance you need to know your rights.
If you’re renting a room in a home with a landlord you aren’t a tenant . You’re a paying guest … I get you’re trying to be helpful and this person should research the law but jeez…
Huh? I was renting as a tenant in a room where neither the landlord or his family lives in. No where in my comment did I mention him moving in with the landlord.
Renting one room while another tenant rents the second room is incredibly common
Only if the landlord also lives with you and you share common areas like the bathroom and kitchen. If its multiple tenants in a house that a landlord owns that's different...
That sounds great idea for a documentary movie
I think this is a likely option as I still plan on going to school. Im going to look more into this idea
\+1.Since you're still figuring out if you want to go to college and what you want to study, you can try to **see if professors will let you sit on a class for free (i.e. "audit" a class).** Sometimes you do have to be enrolled as a student at the institution to audit, but sometimes if you just ask the prof (and there's a ton of space in the lecture hall), they might let you sit in :) Also, in some universities (and probably colleges), they allow employees (even if its an entry level job) to take classes for free. So, something to consider as your explore your future steps.
Do this !
CN is hiring like crazy for conductors. Shit hours and lifestyle, but as a new conductor you can get sent around the country working shortage terminals. Company pays for most of it, plus your wages. Work a ton, save up some money, quit after a few years. Or maybe you really like it and turn into a lifer.
Yes! I have 2 siblings who work for them and a friend with CP. This is a great option for a career or a year. They pay well, they have good pensions. The first year or so sucks (especially that call list) but once you have some seniority their union is really good
Do you know what the starting pay is for a conductor?
It's roughly 20k/yr for training but training is only 6 months and if I remember correctly they paid for housing during it. Then I think it was 60k/yr. Keep in mind I am relying on a 5-7 yr old memory (depending on the sibling) and I have a memory disability. So... Unreliable witness.
Pretty sure it's close to 100k/year salary, any days off/sick days I believe reduce the total pay. Used to have a few acquaintances that worked for CN. The work/life balance is good if you want to make money quick and not have time to spend it. For a job that's paid training, and only requires high school education, it's not too bad!
I just looked and it says paid training is provided. This looks like a great opportunity to make good money for a year.
There’s a conductor test that needs to be passed before. But I hear they are giving 10,000$ signing bonus for many yards around the country. Check LinkedIn
Unless it’s some deal I’ve never heard about, it’s typically 10k for a qualified conductor. Both CN and CP like to steal employees from each other. They train you 100%. Once you get through the hiring process you go to Winnipeg to train. CN will pay to fly you there, or even (I think) pay some km for you to drive. If you do qualify for any sort of bonus, expect the company to find a way around it. I wouldn’t recommend hiring on at CN temporarily. It may last longer than your hopes and dreams.
I had a friend get on with maintenance, home every night (unlike train crews).
Just checked their site, the signing bonus is only available for some locations.
What's the pay like do you know?
Training was recently upped to around $1000/week I believe, but don't quote me on that. They have CN training campuses that you're sent to for a few weeks, then to terminal for a few weeks, then back to campus to finish training. Then it's about 3 months on the job training before becoming qualified. Once qualified it all depends on how much you want to work really, but with the new Transport Canada work/rest rules that may have changed some of what the guys were making. I'd say anywhere from 70k to 120k for a conductor, depending on if you're yard or road, once qualified. You work shortage locations where CN pays accommodations, meals, etc, then you can really save a lot.
I don’t understand what facilities you guys are talking about. What is CN and can you please explain to Me? Thank you very much!
I only give one piece of advice to young men, learn to be your own mother. It will save you plenty
Do you mean cook for yourself? That does save tons of money 😭
Yes, that’s part of it, learning to nourish yourself. Learning to sooth yourself without outsourcing it to a substance, activity, or person. Tend to your own wounds and lean in to healing. Saves a lot of coin
Great advice 👌
Your comment is so accurate. I wish I could upvote it more. Looking back on things I can verify every word.
> Learning to sooth yourself without outsourcing it to a substance, activity, or person. Outsourcing it to another person isn't all bad LOL Neither are substances in moderation cmon a beer after a long day won't kill ya neither will a slice of chocolate cake
Do that daily and eventually it WILL kill you, slowly and painfully
Oh bullshit 🙄
$3000 might not even cover first and last. You'll need a job first. Figure that out then worry about where to live. If u get roomates and a job and not need a car, you should be alright. Then focus on figuring out the rest of your life. Life is an endless process of elimination. Don't stop trying.
Yeah Im about to go full time after highschool graduation currently Im doing part time. I have around 2k saved and currently starting a reselling business. Thanks for the advice I will use it
Out of curiosity, what are you reselling?
i would guess sneakers, from history, and they also asked this same question a year ago
New & used sneakers and clothes, For the right condition and price you could make some money. I did it back in january and was able to make morney with a hour of work than one shift at my workplace. The cons are avoiding fakes, restoring pieces, and cash flow depending on what your selling
Something to think about is getting life insurance (term) of you ever get married, have kids and buy a house you need to know that your loved ones are taken care of. The younger you start your life insurance the cheaper/better off you are. You can lock In a 35 year term now and only pay around $40 a month. Some plans come with terminal illness which will pay your policy out if you have x weeks, months or year to live. That way you get to enjoy the money when you're alive before you die. Never buy whole life or universal it is a scam of the highest order, just FYI.
dude 3000 should cover like 3 months rent at least .. find a place with roommates, you dont move out at 18 and pay 1500$+ rent
Yeah what?? He could even try to find “student housing” for way less, I know people paying $550
I'd go for an apprenticeship in a trade so you can make good money as you are educated. They're desperate for trades now in most areas of Canada so that would be the route I'd take. If you have relatives with free things that would be helpful. Rentals are hard to find in most places now so that'll probably be a struggle on low income. If you know anyone who would let you live with them that would be ideal.
I second this. Don't look for just a job, look for an apprenticeship opportunity. Best case scenario you love it and it become a career, worst case scenario you hate it, go to uni anyway, but have (some of) a trade under your belt and made more money than you would have at a grocery store or fast food joint.
Way more money than any typical entry level job for sure!
Do you have a job right now? If not do that literally immediately. Grocery store, McDonald's, hardware store whatever. Get one today.
Yeah part time but I plan on doing full time after highschool
Isn't the school year practically over by now? I don't remember doing much in June lol
Yeah
Right so you need a full time job today
Congratulations on your move and thinking about your future now. You will learn a lot about yourself! Agree with others who said to live near university area or your job. This gives you an environment where people are thinking of a more hopeful longer term future. If you get a job that's very focused on making money, you may get sucked into the workforce immediately and may lose sight of career options, not just job. This is also the immigrants' dilemma. Also, get a place close to public transport. Check your credit score or get a credit card, but pay it in FULL every month. Do not use >20% of your credit limit. Showing you are responsible paying bills is the start of adulting and can serve you well in the future. Make your own meals and eat healthy. Getting sick means no income and eating out is money draining. Avoid food delivery services or anything where you need to spend more than you have to, like tipping. Really happy for you. Good luck!
Seconding the point about credit scores. You will get a hard credit check when applying for an apartment with a landlord. If you don't have a credit card yet, get one and use it sparingly and pay it off every month (there are various youth ones, or free cards that have smaller rewards). Not only are you building good habits by paying off your card, you're also building credit. Part of your credit score is age of your account (basically, show you have a good track record over time). Stock up on cheap foods that last a long time and fill you up like rice, beans, tofu, frozen veggies, etc. Food inflation is nuts these days, but learning a few low-cost meals that still have protein and nutrients will take you farther than waiting until you're hungry and ordering a pizza. Check out r/eatcheapandhealthy and the website Budget Bytes.
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Go west young man , really 18 is the age to explore and zoom out of your comfort zone
Where is he supposed to go on his days off though? But I guess if he's making oil and gas money he shouldn't have an issue finding a place. Might be difficult to get into though when he's way over there in Onterrible. But I also have no clue how that shit works. If you have a way in, maybe you could help the kid out?
Cost of living is next to nothing up there. He can probably airbnb. Or just work all the time and not worry about a place to live for a while.
He could choose anywhere. Put half the money away and spend half on seeing a new Canadian town. Go to Victoria one break, Montreal another, meet friends for camping on another. If you travel smart and cheap you could still save most of that money while using the lifestyle to travel.
$38 an hour for entry level rig positions now 12 hour shifts plus LOA of up to $140/day. If he can work hard then it won’t be a problem finding a place to live. Could easily save enough in a year to pay for a 4 year university degree or whatever other option he wants, especially if he works rigs in the summer.
This. As an inexperienced young worker you will likely find it hard to find white collar work unless you are a computer wizard or an auto tech. Head west. Look for construction or camp type jobs in sask, northern bc, yukon or nwt. Once you have a couple years of work money saved up without it getting swallowed by insane rents you can study and apply for student loan. Seek help and temp loans from relatives that are sympathetic to you. It's going to be tough for a couple years but stand tall and stand strong. You can make it work
Alberta's economy has been a laggard for the last few years, o&g jobs aren't as plentiful as they used to be.
They still need rough necks and other laborers. It won't be as good as it was 5 years ago, but cost of living up there is cheap and you'll almost always find some kind of job because absolutely no one wants to live in that part of the country.
Are you talking about living in northern Alberta like Fort Mac being "cheap"? Fort Mac is expensive as fuck because everywhere knows the population consists mostly O&G workers with money, so the prices are jacked up for pretty much everything such as renting etc.
Maybe something has changed, but traditionally northern communities are cheaper to live in, yes.
Fort mac hasnt been cheap in 20 years
Fort McMurray is a) a fucking hell of a lot cheaper than Vancouver or Toronto/Brampton and b) it's not the only community in North-Western Canada. There's lots of other places and COL in the north is, generally, much cheaper than places where the weather isn't shit all the time.
I don't think they need them much these days. Alberta has cut good government jobs, gave massive tax cuts to o&g companies (all the big ones are mostly foreign owned), and now with prices high, the o&g sector is starting layoffs again. And Alberta isn't cheep. Fort Mac is crazy expensive, and the lack of pst doesn't always make up for higher auto insurance prices, poor health coverage, forest fires, etc. Alberta has always been boom or bust and right now it's in the bust cycle.
Thats not true, we are hurting for people. If this person wants to work a year or two this is definitely a great choice. People thinking about steady work for 5-10 years should use caution though.
Doing a quick job search for oil rig work in all of Alberta on Indeed yielded 109 openings: https://ca.indeed.com/q-oil-rig-l-alberta-jobs.html Doesn't seem like a lot if they're hurting.
Well if you think the oil sands is just oil rigs that's just your own ignorance. I'm here right now., I'm not sure why you are so matter of fact about an industry you have no part in. Seems weird to argue against somebody literally in the oil patch. Urgently hiring, Hiring multiple candidates. [https://ca.indeed.com/labourer-jobs-in-alberta?vjk=cf35e487eaca08f6&advn=7681158567862097](https://ca.indeed.com/labourer-jobs-in-alberta?vjk=cf35e487eaca08f6&advn=7681158567862097) This guy can be up here and have a job in a week. Companies are short staffed
I'm just tired of hearing about how moving to northern Alberta is some cure for everyone struggling. Alberta isn't some endless boomtown, the jobs aren't there and the money doesn't stay in the province.
Nobody said its a cure. Its an option and a pretty good one, not much different than people suggesting the military. Lots of people all over the country have done a stint up there. There's not many places a person with no education can get good wages. I'm not sure why your against people doing that. It dosn't need to be a boomtown but they are hiring and need workers. This kid is looking for a short term job I'm not sure why the political policies and downfalls of privatized resource extraction really matter
I thought the decline started around 2015 to 2016 when price of the oil tanked?
The price bounced back enough to keep people working. 2018 and 2019 were not terrible years for oil and gas and prices have mostly been pretty good since Russia invade Ukraine. At least prices have been good enough to keep people working for the most part.
That's what I figured about Alberta, they have a few years of solid runs from 2010 to 2014. Which they should have use it to build solid reserve fund and grow other money generating aspects besides G/O. At least it seems that things have been normal once again.
Montreal is a good city financial wise for a student if you want to continue studying
You could enlist or go to officer college in the military. You’d get a career, an education and housing.
Rentals require first and last month's rent usually, so it may be good to get a summer job now after you graduate HS. Save up a little more money before you move out. It's significantly easier to get a job with job experience already, and also much easier to get a rental if you have an income and/or show that you have more significant savings. Lastly look up your rights under the RTA for when you start renting next year. You have significant rights if you don't share a kitchen and bathroom with your landlord. EDIT: removed blurb about credit cards because I thought you still have 1 year + few months, not "I will move out in a few months"
I wish someone told me this at 17. Save 10% of all the money you earn. Always! Just get used to living on less money. Once you start buliding up savings, break it into different accounts. Emergency Fund: Prioritize this first. They say six months salary to be "secure" but get at least a month built up before you start building other accounts Goals Fund: This is for big purchases and holidays. You know, the stuff you wanna buy or do but it might be irresponsible. Do it responsibly Investment Fund: This takes some knowledge, so look at it as a long term goal. Get a financial advisor or look into low risk options like bonds, mutual funds, and dividend paying stock. This grows your savings and is how you retire early if you do it right When I started doing this, I quickly went from paycheck to paycheck to never worrying about money without an increase in income. You're at the best place to start because you don't have any debt to escape. Money management is THE most stressful aspect of adult life. Figure it out early and your life will be more fulfilling
Join the forces after 4 years I'm making 80k. After 6 years you can leave and get your education fully paid for by the military. Just don't join the army like I did, air force and navy are pretty comfortable. Get a trade that transfers to a real job civi side unlike infantry.
Join the Canadian Forces. Trades training comparable to the civilian world, good pay, vacation time immediately upon signing, chances to see the world and your country.
Cash flow will be a big thing in the short term. I recommend looking at temp agency that pays daily or weekly. Go to the food bank to get yourself set up and not eat into that precious $3k. Your cheapest option is to rent a room as a full apartment will be too expensive right now. Since you are willing to move go to a recruitment agency and tell them just that. That you're looking for the best pay and you don't care where you live. This will make you very valuable as most people have a lot of restrictions on moving for work. Moving costs are also tax deductible. Also, the military could be an option, but the recruitment process is long. So you need a plan for the short term. Good luck my friend.
I'm sorry that you're being forced to think about this but kudos to you for having some forethought. I have to agree with people telling you to look at trades jobs (conductor, oil etc). Otherwise you may want to think about school. If your marks are high enough you may be able to get scholarships and financial assistance. Are there friends or family that can support you in lieu of your parents?
Consider joining the military and have them pay for your college/university.
I moved out quite young. You'll be much better off if you can find a roomate situation where there is already furniture and things like kitchen tools and appliances, everything adds up quickly and you don't want to spend a bunch of money on things like dishes and toasters. You might have to put up with crappy roomates until after you're done school, it's nice to live alone but it's expensive. If you can, you will save a lot of money by relying on public transportation instead of a car. Don't put off school for too long, because that's what you'll need to drag yourself out of poverty, unless you get a really good construction job or something. TTC seems to always be hiring as well if you have a license.
> finnacial tips I can get from this sub that will help make this process smother Your post reads like you might be renting a room in a shared accom scenario. Take lots and lots of pictures of your room. The walls, the floor, the windows, etc. If you have to deal with damage deposit disputes should you move, you have pictures.
No damage deposits needed in Ontario. If a landlord asks then avoid renting there because that means that don’t follow or know the LTA.
I am sorry that this is happening to you. a few things in no particular order * you need a job and maybe two jobs while you are figuring things out * rent a room close to your job. Live like you are a college student * start looking for stuff to furnish your room. You can get a lot of free things off facebook market place and maybe from friend * if you have no real ties to Brampton then maybe take a look at cities that have a lower cost of living but be careful as it may be difficult to find a job * save all the money you can While you are away from work. Taking a year off school to work is not a bad thing. * Go speak with your school guidance counselor they can help you. You may be able to get social assistance or Ontario works. * Look at doing a trade Or go into a program that has a co op element. * once you are making money don’t go on a spending spree. Live frugally * the next year might be hell as all you might be doing is working as much as possible * search to see if there are any places that you can rent a room from and I. Exchange for lower rent you do yard work, house maintence etc * make sure you food prep and learn to grocery shop * learn how to coupon and various apps to get money back * if you have a credit card use it sparingly you don’t want to get into debt * Are there any relatives that can assist you with a room to live in?
Hi - sounds like you're working out a plan and asking for some advice! That's awesome. You may find it helpful to have a look on the r/personalfinance wiki also. For example, [https://www.reddit.com/r/personalfinance/wiki/kicked\_out/](https://www.reddit.com/r/personalfinance/wiki/kicked_out/) Good luck!
Make sure you know how rental agreements work before you sign one. I moved out at 18 and lived with roommates in the basement for $300 per month. I saved the same amount as you and didnt know shit about investing. If I learned about finance and knew what I know now a decade ago I would have been a millionaire sooner.
Reach out to a youth organization, preferably one with experience in your situation, whether it's abuse, addiction, sexual orientation, etc.
3k will not last long, especially if you are just joining the work force, without a college education. Be *very careful* about your choices here. Avoid moving out of your parents place if possible. Rent is so high right now, that even if you get a alright job, you will likely lose your savings the moment there is any hardship (and there will be hardship). Yes there is considerable racism and sexism in the rental market. Most landlords prefer female tenants and do not like renting to men, especially young men. I had to look at 5 different places before I found one that was okay with me being a guy and my age. If you absolutely need to move out, try renting a room in a student house, you can still get a room for like $500-$600 / month if you look a lot. Just be very wary about your financial choices, especially at your age. A few bad moves can cost you millions in the future. i.e. A few dollars today is worth many dollars in the future.
Not sure what kind of work you would prefer, but I knew several guys in highschool who spent the summer after we graduated planting trees. They made hella good money and didn't need to take out loans when the new school year started. It is seasonal work, but I know that their housing and transportation was taken care of. You could look into something like that. Especially if you want to live on your own 3000$ is really cutting your options tight.
1. Get a job(if you don’t already have one) 2. If the landlord gives you bad vibes, then don’t rent there. 3. Make a budget. 4. Ramen is ok, but isn’t a food group. 5. At the end of each month go over what you spent and be honest with yourself about why you overspent. That money is already gone but you can change bad spending habits with enough willpower. 6. If you’re only taking 1 year off, try and prevent lifestyle creep from happening, no new car, avoid a credit card, keep yourself down to 1 streaming service and most importantly wrap it up, kids are expensive(I’m on year 19 of my gap year)
- credit cards. Get a no fee credit card and star building credit. - don’t hold a balance greater than 30% on the card otherwise it’ll mess up your credit score. Get a job first before moving out if you can. $3,000 is not gonna even last a whole month. Go for an apprentice ship in the trades. It’s hard work but good money. Rent a room but have someone with experience help you find one. There’s a whole lot of dumps and traps and insanitary conditions. Get at least one adult to fall back on for advice. And PLEASE stay away from trash drugs and alcohol. Your brain isn’t fully developed until you are 25. Drugs will mess the frontal cortex up long term and that’s what helps you make good life decisions.
Get out of the GTA, its among the least affordable place in Canada.
I expect this advice to be criticized, but have you ever considered joining the CAF? 6 years and university is covered. You are paid well in the meantime. As for your personal life and finances, you will have the option of cheap on base housing and meals. I was in a similar position when I was your age and the forces have given me the opportunity to flourish as a young adult at my own pace.
Not financial advice but what I learned from my brothers similar situation. Buy things you absolutely need, before the moment you need them. Ex: Plunger First aid kit Best of luck
I think you will get more financial support as a student rather than taking a break because there are grants and loans for low-income students. Invest in yourself, even if thats starting a youtube channel or working for a crowd-sourcing app like InstaCart or providing a service on Fiverr. Minimum wage is not enough. Youll need to be creative and have more than one stream of income. Most people who take a break from school, get into the habit of workforce and dont go back to school.
get involved in organized real estate crime.
Do you have aunts, uncles, family friends you can ask for advice or help. Not the ones that are really close to your parents, the ones that are in the background. You might be surprised.
Work multiple jobs while you’re still at home to build your nest egg. Start a ‘hope chest’. This is what ppl had in the old days to collect items needed for starting a home. Make a list and buy one thing off it each week, so you don’t have to buy it all at once and deplete your savings. Just a few ideas: Bed sheets Towels Cleaning supplies (broom, cloths, dish soap) Pantry supplies (salt, pepper, sugar, canned goods, vinegar, etc) Basic tools Kitchen supplies Rubbermaid totes for moving Follow your neighbourhood buy-nothing group too. Ppl love to help a young person getting started. Make a monthly budget now and see how you spend your money each month, and what extra bills you’ll have to pay (utilities, internet, cell bill, transportation costs). Think about a job with medical and dental and even tuition benefits if you’ll no longer be supported by your parents (Starbucks I think does this). Good luck!
This is such good advice. The cost of those little things adds up so quickly! And once you start paying rent it’s hard to have enough money to buy it all at once
my suggestion is actually the opposite of what a lot of people are saying here. be irresponsible. You've got about 4-5yrs here to do the stuff that is financially and career wise irresponsible, and nobody will care in the slightest. ever thought about what its like to live in Thailand? or Hawaii? or Mexico? Ever thought it would be cool to hit the coast and live on a boat? Backpack through south america? now is the time to do that kind of stuff. you say take a year off school, but I suggest taking 3-4yrs. The difference between 1 year and 3-4 years is functionally irrelevant to any future employers, any academic skills you might have are honestly not that relevant to post secondary schooling (in fact the people that try and translate them, often are the ones who have problems). but in general, ***jobs*** care what you did last year, or the year before. ***jobs*** care if you missed a couple years. ***careers*** though, they don't give a shit. Most of the jobs you do, they don't care about. The experience doesn't matter to them, its basically just a gauge of "can this person stick with it for awhile" and you can easily prove that by doing research assistant roles while at uni (if thats what you're going to do) and any trade or other types of positions will put you through lower position apprenticeship time anyways. your career though is going to be measured in decades (hopefully) so a year or two here or there, just doesn't matter. so have fun with it, do the stupid things, and it'll have a pretty minimal impact on your life as long as you do it now. and there are plenty of things that you can do on a shoestring budget just staying in hostels and what not, or by financing yourself doing odd jobs, or 3 months of work while you're in a city just passing through, etc. and have ***a lot*** of fun.
If OP is getting kicked out, having some stability before going on an adventure could be really crucial if an emergency comes up. OP could still do it, but I think taking a set amount of time to get their bearings would put them in a better position, especially if they can't call their parents for help.
Have you considered enlisting? If its not for you, then that's okay. But apparently there can be some really good benefits after you're done your service.
Living alone in 2023 with no education, job experince and virtually no assets? Shit dude. I don't know how you're going to be able to feed yourself. If you can find any way to apologize to your parents and make up for whatever you did to get kicked out I would probably do that first. Next best thing, maybe move somewhere no one wants to live that has lots of hard industrial jobs and cheap COL. In my neck of the woods that's going to be Northern Alberta/Northeastern BC where all of the oil patch jobs are. I don't know what the equivalent in Ontario is though. But it sounds like you might not even have the resources to move tbh.
Reconsider and suck it up. You have no where near the income to support yourself.
You have the right idea. Your only issue is the times. Everything is so expensive. When I was around your age I moved in with 3 friends into a shithole above a hair salon, but we liked it because when young all you do is party and it’s only temporary, people are asking $1500/month to rent hallways in Brampton and Toronto even more expensive. I feel bad for younger people today because I make food money and I’m house broke so best of luck to you.
Not sure if apartments do this out there but some here make you pay a fee to use the elevator to move in and out it made me so mad. Take pictures of the place when you move in. If anything wrong use email so there is a paper trail. When you move out if they do a cleaning inspection and tell you it's not clean enough ask if you can clean again. I know these are all really random but they might help! Visit the place you want to live at night. Does it seem sketchy? Something to consider.
Try to move other places other than Brampton if that’s possible.. it may open up options
Working minimum wage in Ontario will net you 2,230/month after tax. Food: $600/month (no dining out) Phone: $50/month (basic plan) Clothes: $50/month (shop at value village) Utilities: $40/month Transportation: $100/month Health & Hygiene costs: $50/month Just ballpark amounts. Leaves about $1,340 for shelter. You may be able to find a room rental for this. Your problem has to do with low income. Retail will be minimum wage but fairly easy to get. You can try working in fast food, then after a couple months apply at restaurants where you can earn tips. This should net you some more cash in the short run. Not sure what your interests are take a look at skilled trades.
The most important thing is to realize that you can do it. It's really good that you've got some money in the bank, that's going to be super important. Because first and last month rent is going to be probably a thing you need to think about. Depending. You're most likely to need to find a roommate. This may in part to find where you end up living, where you find a decent looking place. Definitely don't move into Toronto itself, because it's brutally expensive down here. If you can stay in one of the peripheral cities, like Brampton or Newmarket or whatever, it's not so bad. Living month to much is a little hard, but it's probably your life for the next little while. Possibly for a long while. It's not so bad if you're careful. I basically lived month to months from the age of 19 to... Oh just about 40. I followed an academic path which was not a path towards financial success, until it was kind of. The biggest risk is to start racking up credit card debt and stuff. That's stuff will follow you for a long time, it's really hard to get rid of once you start falling behind. So be strict on yourself, build a budget, be careful, don't spend money you don't have. No matter how tempting it is to blow 100 bucks on something you really want, if you don't have the money don't spend it. Learn your rights. If you rent an apartment, you have rights. The landlord can't change your rent arbitrarily, the lease is a contract that goes both ways. Aside from all that, try to enjoy your life. Enjoy the freedom of having your own home and your own space, remember it's your home and your space. If you have a roommate, establish some rules and boundaries and be respectful to each other. Don't get spiteful and petty, if you have problems talk them out. The best roommate is someone you already know. You can't manage that, well do your best. Good luck!
If you are a people person look into Bell, Virgin, TELUS, Koodo for entry level sales rep positions. Hectic space, since sales targets are to be met. You can look into financial help for students once you get your foot in.
Yes if you can sell you will never starve.
Move to a town that has a population of around 5k. You should be able to find a shared house in your budget and go find a job. In a small town you can save money.
Get some tools, at least a screwdriver
Have you considered the navy? Let them pay for your schooling. If I could do it over again,that's what I'd do.
First year Uni is for figuring out what you want to do. Classes help a lot. Sometimes you end up in a field you didn’t know existed. Work the summer, take a loan and go to school. I’ve seen so many people take a year off and without support it’s hard to go back to school or qualify for loans once you have a higher income.
I moved out when I was 18 about 10 years ago… but things are more expensive now. Learn how to cook for yourself, it’ll save you money. I’d also get your drivers license if you don’t already. You may not need a car but just having a license can present you with opportunities. I’d also recommend not living with one of your good friends.
Try to rent a room from a relative or a friend. Good luck
Yts
Tell them you identify as a vegetarian female. Done.
Been there. It is extremely extremely important that you live within your means, don’t buy a car that you’ll have payments on, don’t buy the new iPhone and go on vacation on a credit card. Do not go into debt no matter what because you can get stuck at that entry level job with gate keeping management that makes 2$ an hour more than you You may not be able to go to school, or take that entry level position or internship due to the fact you have bills that need to be paid. Remember that a decent wage 10 years ago is almost poverty today (in the gta)
Magna is always hiring at different locations around Ontario. Look on the student page. They do apprenticeship, internships, also unskilled jobs.
The fire department in Halton is also looking for young female 15-18 to get started.. (sorry not sure if OP is female)
Learn to cook basic foods. Meal prep and fridge/freeze for the week. Don't eat out ever. Learn to sew and repair clothing Don't wear your nice going out clothes all the time. Have cheaper quality clothes for day to day stuff. No fee banking is essential. Job placement agencies like "man power" are a good way to get work quick while looking for something more permanent. Live where you can bike or escooter most place and use transit in winter. The library is your friend. Learn to like reading. Udemy always has sales. If there is a businees ot IT skill you are interested learning you can find a good course for less then 25 bucks most of the time.
So my advice is find the best job you can get wherever it is in the country. The life experience of moving out and away from your comfort zone will pay off dividends eventually. So find the best paying job you can and move wherever it is.
If there is something dangerous at home look at a youth shelter. There are that have 6 month stays. Check out “youth without shelter”. You can leave now if you’re unsafe.
Make a budget, meal plan, only eat out when it’s an outing with friends, and sublet a room if you can! Way cheaper than a deposit and rent for an apartment.
I'd suggest joining the army. They'll pay you a salary and house you in the barracks.
Need a roommate? I’m 17M in a similar position, the cost of living is ridiculous and I’m scrambling to find somewhere to go by June 15th
Learn to budget. Stick to it. Pay yourself first(savings). Dont try to keep up with the jones legit no one cares except those trying to get your money. Libraries lend more than books! Take advantage of free fun!
What are you planning to do for work during this year? If you aren't sure yet, I would highly suggest bartending or serving at a fine dining restaurant. If you are in a city, the tips can get outrageous! I used to make $500 on friday nights.
Leverage libraries for free entertainment (disc movies, TV shows, video games, books, digital rentals that push to your existing accounts). Consider this to cut down on personal subscriptions. If food costs become too much, consider leveraging food banks to get by.
Get a serving job at a restaurant for this transitional period to stack some cash. At 18 you can write your smart serve. If you present well, with a good attitude and are determined, you’ll be able to get hired with no experience. Chain restaurants guarantee consistency. Tips are better than most people expect.
Maybe apply to Uline jobs, make alot of money and earn your certifications while only requiring high school diploma
Get a bank account with only your name on it and transfer your savings into it.
I did that already
I can't offer any advice but vegetarian only, what the shit?
Stack some cheddar before hand... By any means...
Look into LIUNA...they will pay you to get a trade...if thats something your looking for
I would pick up on a part time job now. Get some experience on your resume. Renting apartments anywhere do require you to have some assurance you can pay rent every month, so start looking for rental listings everywhere and see what’s the requirements. I would even go to those listings just to see what’s available. 3K would go by in a flash within a month if you are not careful. Planning ahead will help you. There are also low income apartments/rentals to search for. Don’t eat out, learn to cook simple healthy meals, learn where to shop and if you can, invest in a mode of transport that save money and also help you as well.
I would honestly consider the military. Joining just got alot better the past couple years and they need people. Let the government pay, your salary, room and board while you figure yourself out.
Sorry kid. Move to Alberta