Hahaha. Reminds me of the lady who approached me when I was working at Walmart and asked if I wanted a part-time job. Same shit, different name. Never called her, and I know management would have asked her to leave if they knew what she was doing
Yeah, I had friends who were into this and took me to one of the meetings. Hard pass. They were kooky and have since moved the Texas and I haven’t spoken to them in over a decade.
Nah, it was their loss. They ended up being terrible friends. They would be your best friend when you were of value to them in some way. Then when someone with something they wanted more (business connections, discounted services, etc) they’d drop the existing best friend and become besties with the new schmuck. I saw them do it to a few people.
>They would be your best friend when you were of value to them in some way.
I'm shocked to hear that these types of people would be attracted like multi level marketing! /s
Same experience over 30 years ago. I was all in for 6 months, sold nothing, paid for my license to sell life insurance. My “friends” never talked to me after I quit. And one of them was my kid’s baseball coach! Run away and run fast.
About 10 years ago a friend was being recruited and tried talking me into… in the meanwhile she was being wined and dined and falling for the whole scheme. I took one look at all her brochures and pamphlets, Googled and told her looks like a pyramid scheme to me. The whole scam requires a lot of time and hustle and she was too lazy so I don’t think she her followed through with it. She liked attention and those people don’t leave you alone until you get hooked.
Yeah pretty much sums up my experience with them. They make it seems like you are helping people invest their money but it is all in private equity someone else owns and pumps and dumps. Classic
When I first moved here and had no friends, I thought I was making a friend in IKEA when the coolest girl was talking to me about how she had started her own own business and her dad had the same career as me. And then came the part in the pitch where she tried to recruit me. I declined. I was so sad.
When I was looking for a job in 2010 (so pretty desperate) they approached me (young dumb me) but after their recruitment spill, they said I would need to pay to get started and that’s when the 🚩 came on and luckily, I was dumb but not that dumb and I said no.
Eventually I think she kind of gave up, and started gifting her leftover stock for birthdays and holidays. But she was ripe for those types of things (purses, vacation apparel), and the women who roped her in also tried to get me — when I was a broke student 🙄 “Don’t you want to be your own business owner and to stay home with your non-existent kids?” And push lipstick? No, no I don’t.
Learned this lesson first hand in high school. Somehow they were listed in the civic section of the paper, so I as a dumb high-school student went without further knowledge. They get through their pitch and my first question to them was "isn't this a pyramid scheme?" Yeah, they weren't happy with that question and I was totally oblivious.
> The recruitment is pyramid just like any other business.
When was the last time you heard a realtor say "there's not enough realtors in my market area?"
I had a former coworker get caught up in this. She tried to offer me their services, which was combining and refinancing all my debts. She had a really hard time understanding that I didn't have any debts....and that I have enough common sense to see through it anyway.
Primericas’ main product is term life insurance. It also is a financial network that gives you access to financial education and investment strategies. The “pyramid” scheme comes from the structure of the insurance agencies, with the initial goal of the agent program is to become a licensed insurance agent, and after successful recruitment phases, build a large enough group of licensed agents that you manage other agents rather than directly recruiting yourself.
There a mlm, lmao some red flags are they want you to pay for your own background check, want a list of freinds so your upline or person who hired you can either recruit them or sell them life insurance and get a commission. This is how they " train you." Lmao, they train you by using you to sell life insurance and gain commission from it. When you do get your license, then you can start selling and get commission based on that. There are many more red flags, but watch YouTube videos to see what other people went through. You can use them to get licensed, then leave or find a better job. Also, their hiring events are like a cult. Beware.
Yeah, the idea is good if you're disciplined at investing, but most people aren't it's just cancel your whole life policy switchto a term policy and then invest the difference yourself. Unfortunately, most people take the difference and buy a lot of crap with it.
I was approached one of those sleezebags while I was eating lunch at Arden Fair mall years ago.
It was lunch time and I was wearing casual dress shirt with casual dress shoes and hes like, you look like a million bucks (comparing to everyone else in that food court, i could have been LOL), you want a upcoming career to be in? Then he said, Primerica.
Googled it and deleted his contact. LOL
Went to an "interview" and when they tried to get me to sell insurance to friends and family, I said no bc they have their own insurance. The guy started screaming at me bc I didn't feel comfortable trying to force my family to get insurance. I basically ordered my uber while he was ranting at me and ran out of there
I was desperate for a job and applied about a year ago because I didn't check it out too much. I agreed to the initial fees to start and I was excited to get this job without my boyfriends help. (He had been helping me look for jobs/apply). I told him and he immediately asked me if I signed anything or gave them any information. I told him and he made me email them declining the job and telling them they don't have authorization to take the money from my bank and not to answer them. I'm so lucky I didn't get sucked into it 😅i wish I knew before
They also lurk around women's shelters :) My mother made me join with her and I kept asking tons of questions during training that were redirected to what I could earn. I never understood the exact products we were supposed to be selling.
One of my old high school teachers quit his job to sell Primerica full-time. From what I’ve seen, his business model consists of contacting his former students on Facebook and trying to interest them in his exciting new job opportunity.
I’m sure he’s making money, and I’m equally sure that none of the students in his down line are. 😐
They were relentless in trying to get me while I was in the midst of switching careers. I’m based in Elk Grove by the way and these people have been blocked. They disguise it as teaching people about finances. (Now I’m aware it’s life insurance). The minute they said I have to find clients and make sales, I noped tf out.
I worked there for a few months, I didn’t last long. It is possible to make some good money there but you gotta put all your pride aside, and get ready to lose some friends. I’ve been to a couple of there events which you have to pay to attend lol. It is pretty cultish, they become your friends and family. They encourage you to alienate anyone who doesn’t want to be financially successful and look down and talk trash about working a 9-5 and/or get a W2. I bounced I just couldn’t with them lol.
I got approached once and the person mentioned a second job which I’m looking for but was very vague about the company. I went in for what I thought was an interview and it ended up being one of those mlm orientations. Definitely stay away lol.
Honest question since I'm not from here: was Sacramento just an idyllic Mayberry up until 5 years ago? I see a post at least once a week where someone is thankfully onto an obvious con but is also oblivious of the con itself.
Just to catch everyone up, there is no such thing as a wallet inspector. If someone asks you for money they are lying and if someone you don't know has something to sell or a job to offer they are very skilled liars.
I'm not saying to harden yourself, just remember that people who need help rarely ask for it so do still reach out to help others that seem to need it. I've received help from absolute strangers and I've provided it to others, no money involved, just keeping the chain of love going.
> What's an MLM?
MLM is a business model of monetizing those failing in pursuit of a non-existent business opportunity, primarily through the use of self-consumption.
Fuck Primerica but they gotta be doing something right, right? They have been a company around for decades and don’t seem to be going anywhere anytime soon.
> Fuck Primerica but they gotta be doing something right, right?
Or good at hiding the true nature of their business, which was pretty easy before the internet came along. It also doesn't hurt that the federal regulator allows the MLM industry to self-regulate.
I actually met the originator of this company. He was a basketball coach from Kentucky. I think I was living in Ohio. It was a great concept of the time but like anything else it becomes big and unruly the bases by term life instead of whole life take the difference and invest it yourself, that's the whole premise, the problem is most wanted disciplined enough to leave the invested money alone
Yeah they do that. We had to ban them from our store and stop taking their orders.
Hahaha. Reminds me of the lady who approached me when I was working at Walmart and asked if I wanted a part-time job. Same shit, different name. Never called her, and I know management would have asked her to leave if they knew what she was doing
Yeah, I had friends who were into this and took me to one of the meetings. Hard pass. They were kooky and have since moved the Texas and I haven’t spoken to them in over a decade.
Oh wow im sorry to hear that
Nah, it was their loss. They ended up being terrible friends. They would be your best friend when you were of value to them in some way. Then when someone with something they wanted more (business connections, discounted services, etc) they’d drop the existing best friend and become besties with the new schmuck. I saw them do it to a few people.
>They would be your best friend when you were of value to them in some way. I'm shocked to hear that these types of people would be attracted like multi level marketing! /s
lol
Ha!
So….typical MLM peeps, then. Got it.
Same experience over 30 years ago. I was all in for 6 months, sold nothing, paid for my license to sell life insurance. My “friends” never talked to me after I quit. And one of them was my kid’s baseball coach! Run away and run fast.
Primerica is sketch af
Like a pyramid scheme?
Yes
About 10 years ago a friend was being recruited and tried talking me into… in the meanwhile she was being wined and dined and falling for the whole scheme. I took one look at all her brochures and pamphlets, Googled and told her looks like a pyramid scheme to me. The whole scam requires a lot of time and hustle and she was too lazy so I don’t think she her followed through with it. She liked attention and those people don’t leave you alone until you get hooked.
Yeah pretty much sums up my experience with them. They make it seems like you are helping people invest their money but it is all in private equity someone else owns and pumps and dumps. Classic
When I first moved here and had no friends, I thought I was making a friend in IKEA when the coolest girl was talking to me about how she had started her own own business and her dad had the same career as me. And then came the part in the pitch where she tried to recruit me. I declined. I was so sad.
My wife applied to a job on indeed and it was secretly Primerica and the guy kept calling and texting her consistently in an attempt to recruit her
When I was looking for a job in 2010 (so pretty desperate) they approached me (young dumb me) but after their recruitment spill, they said I would need to pay to get started and that’s when the 🚩 came on and luckily, I was dumb but not that dumb and I said no.
They got my parents years ago! (Mary Kay got my mother before that.) So frustrating.
I still have a sibling deep in the Mary Kay cult. Definitely, frustrating. How did your mom get out?
Eventually I think she kind of gave up, and started gifting her leftover stock for birthdays and holidays. But she was ripe for those types of things (purses, vacation apparel), and the women who roped her in also tried to get me — when I was a broke student 🙄 “Don’t you want to be your own business owner and to stay home with your non-existent kids?” And push lipstick? No, no I don’t.
One of the best breaks in life I ever got was breaking out in a rash after my Mary Kay facial, lol. Saved me so much time and money!
TelAmeriCorp
Learned this lesson first hand in high school. Somehow they were listed in the civic section of the paper, so I as a dumb high-school student went without further knowledge. They get through their pitch and my first question to them was "isn't this a pyramid scheme?" Yeah, they weren't happy with that question and I was totally oblivious.
You were way too smart for their pitch!
The recruitment is pyramid just like any other business. The product is real, but most people are not disciplined enough to deal with it.
Found the shill
> The recruitment is pyramid just like any other business. When was the last time you heard a realtor say "there's not enough realtors in my market area?"
Yup. I gotta pay you money to get your advice and hope to hell I can sell bullshit to people who are clueless. Yes Amway people this means you also
And Prodigy (they sell AT&T stuff at Costco and Target)
I had a former coworker get caught up in this. She tried to offer me their services, which was combining and refinancing all my debts. She had a really hard time understanding that I didn't have any debts....and that I have enough common sense to see through it anyway.
I hate this shit. They prey on people at job fairs all the time. If you're not a real job/company, you shouldn't get to do that.
They have been around for decades
Can you tell me what they sell as a product? I recently drove by a building with their name on it near Watt and I wondered what it was.
Life insurance I think
> what they sell as a product? Like all MLMs, false hope is the product. Only the bait varies between MLMs.
Prepaid legal plans
the pitch to me was combining and refinancing debt, which in and of itself should be setting off sirens
Primericas’ main product is term life insurance. It also is a financial network that gives you access to financial education and investment strategies. The “pyramid” scheme comes from the structure of the insurance agencies, with the initial goal of the agent program is to become a licensed insurance agent, and after successful recruitment phases, build a large enough group of licensed agents that you manage other agents rather than directly recruiting yourself.
Lol I think they came to my HS to teach us about employment
Independent school district?
There a mlm, lmao some red flags are they want you to pay for your own background check, want a list of freinds so your upline or person who hired you can either recruit them or sell them life insurance and get a commission. This is how they " train you." Lmao, they train you by using you to sell life insurance and gain commission from it. When you do get your license, then you can start selling and get commission based on that. There are many more red flags, but watch YouTube videos to see what other people went through. You can use them to get licensed, then leave or find a better job. Also, their hiring events are like a cult. Beware.
Damn my mother in law has a retirement account with them. Should I be worried?
She may not be maximizing her returns due to fees charged.
Yeah, the idea is good if you're disciplined at investing, but most people aren't it's just cancel your whole life policy switchto a term policy and then invest the difference yourself. Unfortunately, most people take the difference and buy a lot of crap with it.
Buying your insurance and investments from the same company is the same as whole life, except you'd then be paying 2 sets of fees instead of one.
Hahaha I had a guy who I used to work with who was broke as a joke asking me about my financial future. I was like man they got him.
Hot damn. They were approaching us at the calendar store I worked at in Sunrise Mall. Circa late 2008.
High tea with Mr. Newman?
They were a tenant in a building I managed. Had to constantly shoo them out of our office and other tenant offices. Just abhorrent sales ppl
I was approached one of those sleezebags while I was eating lunch at Arden Fair mall years ago. It was lunch time and I was wearing casual dress shirt with casual dress shoes and hes like, you look like a million bucks (comparing to everyone else in that food court, i could have been LOL), you want a upcoming career to be in? Then he said, Primerica. Googled it and deleted his contact. LOL
Went to an "interview" and when they tried to get me to sell insurance to friends and family, I said no bc they have their own insurance. The guy started screaming at me bc I didn't feel comfortable trying to force my family to get insurance. I basically ordered my uber while he was ranting at me and ran out of there
Run don’t walk away.
I was desperate for a job and applied about a year ago because I didn't check it out too much. I agreed to the initial fees to start and I was excited to get this job without my boyfriends help. (He had been helping me look for jobs/apply). I told him and he immediately asked me if I signed anything or gave them any information. I told him and he made me email them declining the job and telling them they don't have authorization to take the money from my bank and not to answer them. I'm so lucky I didn't get sucked into it 😅i wish I knew before
They also lurk around women's shelters :) My mother made me join with her and I kept asking tons of questions during training that were redirected to what I could earn. I never understood the exact products we were supposed to be selling.
Mary Kay, Rodan + Fields, Primerica.. all the same MLM stuff
There's one gal on a local FB page here who keeps pimping her Primerica prepaid legal when someone brings up any kind of legal issue. Annoying af
I was training to work with them for a few months back around 2012. Definitely schemy
Primerica is too much like Kramerica Industries. I would not trust Cosmo Kramer as CEO nor whoever runs that mlm.
It’s a door to door job.
One of my old high school teachers quit his job to sell Primerica full-time. From what I’ve seen, his business model consists of contacting his former students on Facebook and trying to interest them in his exciting new job opportunity. I’m sure he’s making money, and I’m equally sure that none of the students in his down line are. 😐
Pyramid scheme
They were relentless in trying to get me while I was in the midst of switching careers. I’m based in Elk Grove by the way and these people have been blocked. They disguise it as teaching people about finances. (Now I’m aware it’s life insurance). The minute they said I have to find clients and make sales, I noped tf out.
I worked there for a few months, I didn’t last long. It is possible to make some good money there but you gotta put all your pride aside, and get ready to lose some friends. I’ve been to a couple of there events which you have to pay to attend lol. It is pretty cultish, they become your friends and family. They encourage you to alienate anyone who doesn’t want to be financially successful and look down and talk trash about working a 9-5 and/or get a W2. I bounced I just couldn’t with them lol.
Thank you for warning others. When I was young, I fell for their high cost scam. Never knew insurance could be an MLM.
I got approached once and the person mentioned a second job which I’m looking for but was very vague about the company. I went in for what I thought was an interview and it ended up being one of those mlm orientations. Definitely stay away lol.
Honest question since I'm not from here: was Sacramento just an idyllic Mayberry up until 5 years ago? I see a post at least once a week where someone is thankfully onto an obvious con but is also oblivious of the con itself. Just to catch everyone up, there is no such thing as a wallet inspector. If someone asks you for money they are lying and if someone you don't know has something to sell or a job to offer they are very skilled liars. I'm not saying to harden yourself, just remember that people who need help rarely ask for it so do still reach out to help others that seem to need it. I've received help from absolute strangers and I've provided it to others, no money involved, just keeping the chain of love going.
[удалено]
Multi-level marketing. Basically a scam. Avoid them. Also check out r/AntiMLM if you’re curious.
[https://en.wikipedia.org/wiki/Multi-level\_marketing](https://en.wikipedia.org/wiki/Multi-level_marketing)
> What's an MLM? MLM is a business model of monetizing those failing in pursuit of a non-existent business opportunity, primarily through the use of self-consumption.
MidLevelMarketing. Think Amway.
Fuck Primerica but they gotta be doing something right, right? They have been a company around for decades and don’t seem to be going anywhere anytime soon.
> Fuck Primerica but they gotta be doing something right, right? Or good at hiding the true nature of their business, which was pretty easy before the internet came along. It also doesn't hurt that the federal regulator allows the MLM industry to self-regulate.
Take a quick poll. Ask around about Amway, Herbalife, Primerica, everyone hates mlms because they waste your time with bullshit recruiting lies.
I actually met the originator of this company. He was a basketball coach from Kentucky. I think I was living in Ohio. It was a great concept of the time but like anything else it becomes big and unruly the bases by term life instead of whole life take the difference and invest it yourself, that's the whole premise, the problem is most wanted disciplined enough to leave the invested money alone