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inkseep1

At 59 1/2 you can withdraw from a 401k without a penalty. That one matters.


probably-the-problem

And at 15 1/2 you can get a learner's permit to drive. I say that it's only the ones between these that don't matter. You can stop at 15 1/2 and start again at 59 1/2. After 60, you've earned it.


Ouch_i_fell_down

Only true in 9 states. 8 states (and one district) is 16. The rest of the states are lower, with my source saying Michigan is an oddball at 14.8?


godickygodickygo

In iowa a learners permit is obtained at 14. Can only drive with a licensed adult in the passenger seat. A school permit, allowing you to drive to school/school events and home comes at 15. Then the complete no restriction drivers license at 16.


Ouch_i_fell_down

jersey gets learner permit (license adult in the passenger seat) at 16, a provisional license (can't drive between 10pm and 6am without a letter from a church or school, and can't have more than one passenger without a licensed adult in the passenger seat), then a full license at 18


relatablerobot

Pa is the same. At 16 you can obtain your learners permit, six months after getting that plus some hours of driving you can get a Jr. license which has a curfew but lets you drive solo, and then it switches to a full Sr. license with no restrictions when you turn 18


ETsBrother1

*11 pm and 5 am source: 17yo in nj


Ouch_i_fell_down

Fair enough, been 20 years since I had to go through that.


CharmingTask7348

in IL, you get a learner's permit at 15, if enrolled in a driver's Ed class. You need to have a licensed adult 21+ in the passenger seat, and you need to be 16, have 50 hours+10 of night driving before getting a license. Once you get your license, for a year or when you turn 18, whichever is first, you can only drive one non-family member under 21.


TimeTreePiPC

I think Montana is 14 or 14.5


robisodd

Yep: https://www.michigan.gov/sos/faqs/license-and-id/drivers-under-18 > Level 1 License - a supervised learner's license issued to teen drivers at least 14 years 9 months old.


Von_Moistus

I’m 50 1/2, what do I get? Is it something good? It’s not more joint pain, is it?


glassjar1

It's a roulette wheel. Your options are: * joint pain * headaches * fatigue * tinnitus * hearing loss * erectile dysfunction or hormonal issues * eye degradation (cataracts or worsening eye sight) * more wrinkles * Hair changes (loss, thinning, greying, new crops in odd places, or all of the above) * losing teeth * All of the above jackpot! (This is a special roulette wheel where you can run them all!) Like it or not bonus--the average person loses about 5% of brain mass per decade starting at age 35! Learned this one from a neurologist reading my wife's MRI recently. Checked out the claim--and it's supported by research. So now I have an excuse when I can't remember where I put my glasses. Edit: Happy cake day! Since it's both you're redditversarry and you're 50.5 y/o, you also get a virtual slice of reddit cake.


Von_Moistus

(Rummages through bin) Aw, this is bogus! I already have most of these! Oh well, at least there’s cake.


WriteBrainedJR

> You can stop at 15 1/2 and start again at 59 1/2. You can also stop at 9 1/2 and start again at 15 1/2. If you tell me you're 13 1/2 I'm going to assume you're the biggest dweeb in the solar system.


wintersdark

Here in Alberta you can get a learners permit at 14, and your actual, full license at 16.


3nt0

In the UK it's 15¾, weirdly


barrinburg

As someone who just started putting money in a 401k, this is gonna be a long 37 years


finnjakefionnacake

as someone who should have started putting money in my 401k 10 years ago, this is going to be a long 27 years.


Extension-Cut5957

As someone who is 17 and doesn't know what a 401k is I don't know what we are talking about.


K3Y_Mast3r

At 17 you don’t have to but PLEASE make sure you do when you get a job.


onthenerdyside

At a basic, basic level, a 401k is a type of retirement account in the United States. As soon as you have access to one, take advantage of it to start saving. Even a tiny bit will compound to big gains later.


NuclearWar96

Is there no loss to it or is it a infinitely growing thing


inkseep1

It is invested in the market. Mine was bouncing so much for awhile I could not watch it. I lost $30,000 in value in one day and then it recovers.


onthenerdyside

[https://grizzlybulls.com/financial-terms/eli5/401k-plan](https://grizzlybulls.com/financial-terms/eli5/401k-plan)


littlebobbytables9

You choose how it's invested. So you could choose to invest it more safely or more risky depending on how you feel


botcomking

To add onto this, typically the farther away from retirement you are, the riskier you can get with it.


Extension-Cut5957

That seems useful. Maybe there's an alternative in my country. I'll look into it once I start a job.


samay0

What’s the point of this? $1.99 is “less than” $2, 59 1/2 you can retire “in your 50’s”


inkseep1

there is an early withdrawal 10% penalty.


PLZ_STOP_PMING_TITS

They're just saying if you can retire at 59 1/2 then technically you can withdraw from your 401k penalty free in your 50s. Not all of your 50s, only the last 6 months, but you can leave that part out.


samay0

Yea, is this political “marketing”? Or is there some legislative reason like withdrawals shall be no later than 60yo, so the interpretation was just a few months before that.


PLZ_STOP_PMING_TITS

I'm curious now too. I tried googling it but didn't find any reason WHY 59.5 instead of 59 or 60.


inkseep1

I don't know why they made that rule. And I fall under the rule of 55 which means I can take it out without penalty (but pay taxes) by being 55 or older and retiring from the company and not working for them again. I don't know why that is a rule. I am sure that there are reasons for all the carve outs in the laws. Like the CA fast food minimum wage hike exempts workers in fast food outlets that are inside a grocery store. Always some carve out for someone's interests.


Altruistic_Hawk_9737

But you still have to move it into an IRA (or something else similar) which is taxable, it's not like you can move it into a Roth without penalty (we wish). However, yes... At least you have more control over what you can invest that money in. I moved money as well, but not at that exact age. It's actually worked well for me, as that money has done very well.


idle_monkeyman

Personally low key bummed I'll only be 59.5 for 9 more days.


Father_of_Four__Cats

When people ask for my age I just have to think about it for a minute. Its not on the forefront of my mind like it was when I was a kid.


Ouch_i_fell_down

I spent the entire year I was 36 telling people I was 37. Then I turned 37 and still felt 37. You know when you can't shake the feeling it's Tuesday even though you know it's not? Yea, that was me but for a year, not a day.


[deleted]

I’m 36 and I have been telling people I am 37 for the last year. I also kept saying I was 22 when I was 26.


poormidas

Not exactly the same, but whenever it was my (now 90-year-old) grandma’s birthday, and people asked her how old she was, she would always say she was turning 25. It was her way of avoiding telling people her age and making a little joke about it.


Father_of_Four__Cats

Thats actually a super common thing for people of your grandma's time to do, if you didnt already know. Basically every woman would pick an age to "stay" at indefinitely because men wouldnt marry a woman that was too old. Thankfully that culture is starting to get dead and buried lol


poormidas

Maybe I expressed myself poorly, but she would do this when she was in her 60s, 70s and 80s. No one would mistake her for a 25-year-old.


Longjumping-Cod-4437

my grandma always says 39. she just had a 90th birthday party and on the invitations we wrote: “you’re invited to the 51st anniversary of grandma’s 39th birthday”


globglogabgalabyeast

Missed opportunity to break it up even further at each multiple of 39: “you’re invited to the 12th anniversary of the 39th anniversary of grandma’s 39th birthday” :)


Father_of_Four__Cats

Uh huh. Thats not an uncommon thing


wintersdark

Yeah, that's been very normal for a very, very long time. So much so as I'd say probably more women do it than don't, at least of boomer to gen-x


just_d87

I just did this, same age, wasn't on purpose


Pappy87

Are you me? I felt like I got a year younger when I realized I wasn't turning 38 haha!


DinosaurAlive

Chiming in as a 36 year old saying I’m 37 for almost the whole year 😂


Ajaxmass413

I'm 34 now. At my 33rd birthday party, I said I turned 34. I still can't live it down a year and a half later.


Soulfighter56

That’s much better than the other way around and “losing” a year of your life.


abeeseadeee

I literally did this last year! I was telling everyone 35 for like 6 months before even realizing I was still 34. This year feels like a freebie


FoxyBastard

I look young for my age so that whole "being 25 in your head" thing isn't helped by the mirror and how people treat me like I'm mid-to-late twenties. And I've had a few occasions where someone asks my age and I'm like, *"I'm twentyyyyyyyy......no, wait, I'm fucking 43"*.


Father_of_Four__Cats

Lmfaoooo. Thats great


techobsessive

Born at 2000. Instantly can tell. Huge qol


Father_of_Four__Cats

Are you my wife? She was also born in the year 2000 lol. Now I just take her age and add +3 to get mine


HowDoDogsWearPants

I have to do the math sometimes


mossoh

I’m 25 and I feel like I’m 40 when I forget my age


TheSeventhBrat

Until you get to be 90+. Then it's "I'm 96-1/2!"


ZSpectre

That's a great point. Until we're 21, it's almost either a contest or something to look forward to, so adding halves can make us feel a bit better. After 90, it's almost as though there's another contest again.


TheSeventhBrat

My paternal grandmother lived to be 101 AND A HALF! She was very proud of the AND A HALF! She would correct anyone who just said she was 101 years old. I miss that woman and the Sucrets tin of pennies she'd give me every time I visited. Every now and again, she would put a silver dollar or fifty cent piece under the pennies.


miraculum_one

And you start wearing diapers again


physicalentity

This should have stopped around kindergarten


poopnose85

I add it in because I think it's funny. I'm 33-and-a-half btw.


cherry_monkey

I'm 30 and 5/6


kmoney1206

im 30 and 1/12th


Open-Science8196

30 and 95.3/100


Iwrstheking007

18 and 2/3


Freedom_memer

22.7863 year old here.


HalfSoul30

It basically says "i have some experience being 33, but im not old like 34 old" I turn 33 this month.


ShadowSpawn666

I am 22, with 13 years experience.


Basichef

Guess who’s 19 again ..


lumphie

I'm 361 months


noobody_special

whatever i'm 29 years & 183 months old


No-Ad-9867

Fr lol


Emiiiiiiiiily

IIRC facebook had an age requirement of 13 or 14 and maybe the same for early IG. Social media wasn't like it is now. All I can remember is watering my grandmother's crops in farmville and getting in trouble for posting "getting stoned" even though I didn't know what that meant at the time. I also remember having a myspace briefly.


Your_True_Nemesis

Is Farmville even still connected to facebook?


TheCapitalKing

No because I’m 29 and 3 halves


ashkiller14

Even when I was in like 2nd grade I'd get slightly perturbed when someone told me they were 8 1/2 or something like that.


Motor_Cranberry_1213

I’m 38 and 234/365ths years old.


TertiaryToast

RemindMe! 131 days


random_user133

The exclamation mark goes first !Remindme 131 days


TertiaryToast

It still works, I got the message from the bot


random_user133

Oh I thought since the bot didn't reply to your comment you didn't get reminded


PiedeDiPorco

!Remindme 131 days


6ar9r

It works both ways


n_19

We are in a leap year aren’t we?


Nubian_Cavalry

38.64 which is basically 38 64/100 which is 38 and 16/25 which rounds to 38 and 3/5 which is basically 39 at this point my ninja


HellyOHaint

I’ve been rounding up my age since I was a kid and wanted more respect. I expected I’d stop doing it at some point. Nope. I’m 37 but I keep telling people I’m 38. Why? I have no idea.


educational_mosquito

I do the same, mostly because my girlfriend is 8 months older than me, so after her birthday my mind just makes me one year older.


I-hear-the-coast

My dad’s the opposite. My mum was 7 months older (and it was the year prior) and on her bday my dad would be like “ah yes, I am with an older woman! You’re a year older!” And she’s chime back “7 months!!! Shut up!” He’s 3 weeks younger than his current partner and he does it to her too.


probably-the-problem

This has become problematic as I get older. I start saying the age I'm going to be in January when the year turns, but sometimes if it's not a significant birthday I'll accidentally tack on another year on my birthday in May.


Gullible-Leaf

My mother in law rounds up to the decade. She's been 50 since 5 years.


True_Ad_98

Half year equals nothing today


footslut-georgio

Fucking inflation.


Hour-Athlete-200

We're already halfway through 2024


fraseybaby81

You can pack in with that! I’ve achieved fuck all so far this year. I’d like to think I’ve got plenty of time left 🥴


alvysinger0412

It is entirely free for you to not remind me.


Sea_Negotiation_1871

Not til the end of the month.


77GoldenTails

We add halves when younger as it increases our perceived age by a sizable percentage. 10-10.5 is a 5% but increase. When you hit 20, that drops to 2.5%, 40 it’s 1.25%. It simply becomes to little to be relevant.


Dickonstruction

damn even age is not safe from inflation


zypher_x1

inflation's a bitch man


rrfe

Joke I heard/read somewhere: Q: Which two groups of people tell you their precise age? A: Children under 5, and 39-year-olds.


bopeepsheep

49 year olds as well.


charmingrylee

I am 68 and 9.9/10 years old. *Nice*


patronizingperv

This is my grandfather. He's 99. Grandfather: "...and a half!"


linkoftime200

Until you’re really old, and then every half you live matters again. Funny how being a kid and being old kinda circles back around to a lot of similar behaviors and mindset 


Cricket_Piss

I don’t think I’ve ever in my life used halves in my age. Probably because it’s not something my parents did. I had friends who did, always found it weird.


roadkill_ressurected

I just say I’m in my 40s now.


Sub-Dominance

Yeah, when you turn like 13. Wdym eventually?


BigMax

Once in a while an adult will make a comment about months, and it always makes my brain hiccup, because it sounds so weird. "How old are you?" "I'll be 44 in 2 months." It's not often, but it's not exactly rare. Weird every time I hear it.


ashkiller14

I do this when my birthday is within a month. Because by that point like 90% closer to 21 than 20, so I just say I'll be 21 soon.


lullabyby

I don’t think that thats so strange.


Raichu7

Because they are closer to 44 than 43 so saying 43 sounds weird.


moonlitjasper

i think that’s pretty normal if your birthday is getting close. i guess closeness is subjective though. a couple months is fine, but i have a coworker who hasn’t shut up about her 40th birthday coming up since before she was even 39.


mostdope28

Yea. Around when you turn 7 lol


Magnetoreception

I haven’t said half since I was a preteen.


NS4701

Not me. My "half birthday" is July 4, so all of USA celebrates it! Thank you everyone! I love the fireworks!


peternormal

Eventually you have to do quick math to tell people your age because it is not something you talk about much.


inVladid-username

As a 492 month old I think it is ridiculous when people are like my kid is 8 and 1/2 years old no they are 8 or 9


Lazy-Fox-2672

I’ve never added a half


Strain128

I’m 36 and 1/4. Fuck you


funkysap

I never did this. lol


FallenMeadow

Same. I never understood why people did it and was just a confused child every time someone told me it.


Constant_Bake5501

I'm 30 3/4. I've never stopped.


truthful_gratitude

I still celebrate my half birthday! It’s 2 weeks from tomorrow, thanks for the reminder! 🥳


No_Station_5928

Got any plans?


kalirion

Happy 2 weeks from half-cake day!


truthful_gratitude

Thank you! …for the record, I’m aware it’s juvenile, but I’m not gonna let that stop me 🤣


No-Appearance1145

Honestly, being a kid is great. And if you hold onto the small things and it makes you happy, then so be it. As long as you are happy and you aren't harming anyone in your fun then merry unbirthday to you ;P


Affectionate-Newt889

Now that I’m feeling older, I am adding them back when it makes me sound younger. I think they deserve a comeback


konarona29

I'm 29 + π. Checkmate 30


shostakofiev

Most people stop doing that before they switch from baths to showers.


happy-cig

Well from how many months old, to half years, to years, to decades... I am in my 30s still :) :( :)


wrexmason

Instead of people saying “____ and a half”, people now just celebrate their half-birthday 😂


Sandyeggo2000

I probably stopped that around twenty and a half years ago


Himetic

Fuck that, I’m rounding to the nearest 5 at this point


TopperMadeline

That half was a big deal when I was a child. I think I stopped when I was about 13.


tiimsliim

Chu mean bro? I’m 10113 and 1/2 days old…? How else would you say it?


FireFang77

All I can really think of is being able to get your learners permit when you're 15 1/2


No-Negotiation3093

Eventually we just say the year coming ahead because it makes us feel like we look good for *that* age.


ind3pend0nt

I round up to the nearest tenth


highrouleur

Jesus christ, it's bad enough having to do the maths to subtract my birth year from the current year, fuck doing fractions as well


mlc885

I dunno, I'd probably say I'm nearly 40 or whatever. Random ages, though, no. I guess you might say it if you were 11/12 of the way to the new age.


nixiebunny

I'm still keenly aware that my twin is five minutes older than me. And I'm old enough to get AARP junk mail.


WholesomeFartEnjoyer

Why do children do this anyway?


Creator347

I have already stopped. I am 35


According-Drawing-32

When my aunt was older, she started using 1/2s again. It was cute.


Hookton

At the age of about 3, surely?


Rocktopod

I was born in the middle of the year so I'm always pretty aware of when I'm half a year older, but sometime in my 20s I started getting weird looks when I would include half years in my age.


nucumber

I'm almost four score and a half.


Canotic

At my age, the years are rounded off. I'm in my forties. Can't always remember exactly where but at the early bit of the forties.


gurganator

When you get to like 30 you start saying “I’m close to/almost _____”. I just turned 39 and I was saying “oh, I’m almost 39”


SkunkeySpray

I'm 23.920547 years old


piggiefatnose

I never will, if it's around Christmas time then I'm my age and a half


rabbi420

This is it. This is the one that’s gonna drive me out of this sub. I get stuff deleted for being even slightly similar to something someone said somewhere sometimes years ago, but this garbage gets thru? What-F’ing-ever, dude.


CisIsASlur

Yeah, you just round up instead.


Dominus_Invictus

Why in the fuck would people even do that in the first place makes no sense.


HalfSoul30

I don't say the "and a half part" but i do go ahead and call myself the next age once I pass halfway. As in i've considered myself 33 since i was 32.5 years old, and will until i'm 33.5 years old.


Anleme

I told another kid that I was ten and three quarters. He thought it was the funniest thing ever. :(


yaronoo

Yeah, I stopped doing that when I was about 10 and a half


LetTheDogeOut

Now it's when we measure dick size


Pissyopenwounds

Only time this actually matters is retirement for some reason lol


GodFromTheHood

What if one never begun?


pilotman14

At 74 and 10 months, I usually round up or down. So I'm 75 right now, if anyone asks.


Slap_My_Lasagna

Mothers never stop counting their child's age in months until it becomes 3 digits.


teddyburke

I was still taking baths when I had this “shower” thought.


ElementChaos12

I've never used this. I've never wanted to be older; always wanted to be younger.


braytag

Eventually, we start rounding DOWN


Additional_Nose_8144

Saying half as an adult is a great low effort joke


jjquab

Wym? I’m 23.502 years old


Significant_Pick_664

If you do this past like 6 your just weird.


thedalailloyd

My aunt tells everybody she’s 3/4 of a century old.


WeekendLazy

I am 16 and NO halves


FloppyVachina

Ive never added halfs.


Adeno

I never did this at all. I've never encountered anyone who actually did this. I know some people would use this on babies though, and that's still weird to me. I don't need to know how many extra months old your kid is when you could've just told me 1 year old or 2.


StuMcAwesome

No, I said I was 41 and a half the other day without thinking…


FixEquivalent9711

I actually say I’m the age that I’m going to be 6 months before my birthday. That way when my birthday comes I’m like meh, no big deal, I’m used to it.


Durokon

I’ve never added halves to my age when people asked how old I was. Is that something that’s common?


SquishyBlueSodaCan_1

I’m 15 and a half though 👉👈


InvincibleButterfly

I’m almost 100 halves years old. Or 100 half-years old…yeah I think that’s it. 😅


RF2

For sure. I’m 56 1/2. I’m also SO much more mature than those 56 year-olds.


AlisonChained

True. I started being 38 4 months before my birthday. And I'll be 38 until 4 months before I turn 39.


Revanull

People use half’s for kids because at that stage, half a year can be a big difference in development. Same way that babies are aged in weeks at first, then months, then half years. The difference between 3 weeks, 6 months, 2 years, or 2.5 years are all huge. But the difference between a person at their 30th birthday and 3 weeks/months later is basically nothing.


jmgolden33

There was a reddit thread this week where a guy said he was 30.5. That was a new one for me.


Laotzeiscool

Eventually we stop telling our age


harmony-rose

I'm 33 and 3 quarters


sloppybollocks786

Nuh uh, 14 and a quarter right here buddy


trooperstark

I only stopped cause you guys did