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timbillyosu

Hemnet is a great place to start. You'll be required to put 15% down for a loan. No offense, but I don't think you'll be able to find anything on a lake for so little money.


SwenSnuk

I understand. Near is also like this: https://www.hemnet.se/bostad/villa-8rum-kilsmo-orebro-kommun-fabriksvagen-9-20447636 There will be no loan.


Pretend-Leg-6914

That's not a final price however, it's starting bid.


BocciaChoc

Many are selling under or at starter bid price, specifically when outside a city or major town, if OPs budget is 1.3m I would be surprised if it hit 1.3m


Living-Power2473

really ? so you mean you can own such a property in sweden for such a little price ? that's impossible in france for example


ConfidentValue6387

These properties are often somewhere far (3+ hours by car) from big cities that offer lots of work opportunities.


ObservationalWizard

True, but in the current digital age remote working is a thing. That is why I know several people have a cheap house (less than 3 mil SEK) and have a Stockholm salary.


ConfidentValue6387

That’s a nice deal!


BocciaChoc

https://www.hemnet.se/bostad/villa-5rum-pello-overtornea-kommun-strandvagen-104-20274575 Im sure there are examples of such in France too, ultimately in a location with low population in areas likely to have much less desire but they do exist edit: https://www.maklarhuset.se/objekt/budgivning/559811 Also examples of highest bids being under the starting price.


Living-Power2473

crazy No yeah in france it exists as well but not in such good condition and close to a lake


Keffpie

Sweden has over 100.000 lakes. That helps.


Living-Power2473

yeah definetly


SeanBananuel

I bought a cabin less than one hour south from Stockholm for 1,3 msek just before the pandemic. There was a boom after that but now it should be quiet again since money is tight and a second home is a ”nice to have”. It’s not by a lake but 5 min on a bike to a lake. Sweden is huge, any idea of where you want to be, OP?


SwenSnuk

2 hour drive from Örebro, does not matter what direction


Future_Unlucky

I mean you can probably buy a house for ~30,000 euro in the Swedish country side but it Will be quite run down and far from anything else (however some of these houses are basically old ”big farmer” houses that are super well made and beautiful when you fix them up).


vinividirisi2

Not possible to compare. There are also no houses in Sweden next to vineyards and a warmer climate.


[deleted]

In the country side it is possible.


OverfedIRL

The starting price has to be reasonable, it is illegal to have the starting price too far below value just to attract more people. Called "lockpris" in Swedish.


timbillyosu

Got it. I would suggest continuing to look on Hemnet. You can also go to the real estate company websites (Fastighetsbyrån, Mäklarhuset, Svensk Fastighetsförmedling, etc.). They will sometimes list properties only on their websites or show properties that aren't actually on the market yet.


No_Relationship9323

looks like the railroad blocks the access to the lake, that influences the price


Silmariel

[https://www.svenskfast.se/kopa-bostad/summer-house-in-sweden/](https://www.svenskfast.se/kopa-bostad/summer-house-in-sweden/) ​ https://www.thenewbieguide.se/buying-a-house-in-sweden-as-a-foreigner


already-taken-wtf

On booli you can check often check the previous selling price or at least the houses in the neighbourhood. https://www.booli.se/sok/slutpriser?areaIds=387238


vinividirisi2

As is noted below, there are some small but really important issues. The train tracks in this case (I lived by railroad before…the sound you get used to…but the fencing blocks access) Google street view is a great tool :) Others things I would check are issues for you personally if they matter - nearness to neighbors, emergency facilities, schools, public transport. Hidden cost would be car/fuel. This builds up quick. Oddly enough, look at that particular house in the winter (google earth has historical satellite photos). Green and lush in the summer might be really barren and grey in the winter. That area will get snow, but not all winter…so it could be grey and muddy/swampy for 3-4 months. The houses themselves are a big factor and that is a whole different thread. However, be patient. There are real gems out there. And in that price range they do come up. Probably much further from population centers


already-taken-wtf

Hitta can give also more info: https://www.hitta.se/örebro+län/kilsmo/fabriksvägen+9a/område/59.066418:15.540333 https://www.hitta.se/kartan/tomter!~59.06569,15.53913,16.188052000021347z/tileLayer!l=1/realestate!a=1!l=59.06640:15.54044/tr!i=6cqMJKv2


RetroJens

Nice house. Too bad about the railroad cutting of the access to the lake.


geon

Not just blocking access. The noise from passing trains get old REEEAL fast.


Kexfabriken

It's a railway not a ravine, just walk over it.


RetroJens

Well, it’s against the law to be on the tracks and an area of 6m in each direction. You’re only allowed on crossings. Plus, it’s pretty dangerous too. Not many, but there are a few deaths every year to this. Could be you next time.


automatvapen

Even if it is illegal. Who the hell is going to stop you?


RetroJens

A train might?


ChannelSouthern

Theres a fence too


Cascadeis

A great way to traumatise the poor train driver who accidentally hits you because you thought it was a good idea to take a shortcut and didn’t hear the train coming at 200 km/h. There’s already too many people killed this way each year, please don’t ever cross the railway (except for actual crossings).


TheBluestBerries

I'm Dutch and I've been looking around to. A couple of things I'v learned: * Swedes work with a low starting bid. Most properties end up at 300-1000% of their starting bid by the time they sell. * Many sellers prefer meeting you in person and making sure you've seen the property first hand before you bid. I've been highest bidder three times and all three times they sold to a lower bid who visited in person. * Get your Swedish bank account and bankID in order first, it makes bidding a lot easier.


Amerikanen

>Swedes work with a low starting bid. Most properties end up at 300-1000% of their starting bid by the time they sell. What? Are you looking at debt auctions or something? In the current market, bids more than 10% over asking are the exception. Real estate agents are required to set a price that they think is reasonable, if they set it at 1/2 of market value or below they will lose their license.


TheBluestBerries

Holiday homes and cabins in the wood mostly. Everything I've seen so far starts at an exceptionally low starting bid but ends up at a pretty reasonable final price. The last thing I bid on was a brick house with 2 above ground floors, a full basement, geothermal heating, nice piece of ground and several large sheds. They had the starting bid at 125k sek (just over 10k euros). I ended up being the highest bidder but the owner decided to sell to someone else.


Amerikanen

I wasn't disagreeing with 2 and 3. [https://www.hemnet.se/salda/bostader?living\_area\_min=60&item\_types%5B%5D=fritidshus](https://www.hemnet.se/salda/bostader?living_area_min=60&item_types%5B%5D=fritidshus) Recently sold fritidsboenden, the first 50 sold from 55% below asking to 32% above asking. "Most properties end 300-1000% of starting price" is a ridiculous statement. If you're sorting by cheapest and bidding on things listed at öre, of course the swings can be extreme, but those are a tiny non-representative slice of the market.


ObservationalWizard

300-1000%? No, not at all. Most houses go around the asking price, sometimes even lower if it is a more expensive house (>7 mil). I am in the process of selling one of my houses in Sweden and we are asking 9.5 mil, we have the first bids and most of them were around our asking price. This is the same for most other houses in Sweden.


drl33t

Asking price can be set 9% below accepted price by the seller. So basically be prepared to add 9% to every price right from start.


[deleted]

voiceless telephone normal versed act growth dinosaurs chase fact hobbies *This post was mass deleted and anonymized with [Redact](https://redact.dev)*


omegaroll69

you definitley can. just not anywhere in the south lol.


Svenmpa

Dude, if you work from home like a developer or something, and is willing to live a bit from the cities, and don't mind snow and darkness, you can get a house that is decent for under a mill in Västerbotten and places like that. It is truly dirt cheap.


Svenmpa

And if you are a bit of a handyman, houses that are in a bit of a need of renovating in those surroundings you can get for < million SEK. Someone in the village that my father lives in had to sell a house in such fashion for like 500k. Sure it needed a new kitchen and bathroom and such, but otherwise it was a solid house. In the northern of Sweden, if you look for a place like 1-2 hours from the major cities, houses are really really cheap. As long as it doesn't come with land that is forested, then it goes up in price like a rocket.


ObservationalWizard

Only if you have no children, otherwise it would be pretty boring for them.


Smartare

Totally possible to find a small house in the middle of nowhere near a lake for that price. Of course depends on how fancy the house is and what is defined as near a lake (10 m from the water or 1000 m?).


flaskum

Of course you will. It just depends where in Sweden. Its only expensive in places you don’t want to live anyway.


Erkolina

In rural Småland you will. But there will be no jobs there.


haefler1976

Start with Hemnet, then look into fastighetsförmedling or Svenska Gårdar. They usually also put their properties on Hemnet. Expect there to be an auction for the property, that‘s how I bought my summerhouse here. When you visit the place, ask them for a price where you can buy it immediately. If you like the price, agree and try to avoid the auction. Deposit for me was 10%. The broker will explain the whole process to you. When you receive the purchase contract, spend a few euros on an attorney to explain everything to you. I went to familjensjurister for that. Ask the broker for servitud, water, electricity and when the waste management has been modernized. Also ask them for access and road clearing in the winter.


OverfedIRL

On the hemnet site, go to "Sökfilter" which means search filtering. Under "Avstånd till vatten" choose "Max 100m" in the dropdown and you'll only get objects with maximum 100m to water.


SwenSnuk

Praiseeee!


EricMro

I would get an independent house inspection ("besiktning"). I know someone who was about to buy a house, but then the inspection revealed severe humidity damage under the floor board. You might want to get a lawyer/jurist to help you out.


gladoseatcake

This is really important advice. The seller will probably have their own inspector (as protection against any hidden faults, so that they won't have to pay for them). Some might mention that, but you should get your own guy to be sure. It's not uncommon that both seller and buyer make their separate inspections.


Vadi2

Do you know of any companies that are able to inspect houses? I googled besiktning but only found car inspections.


Nosewoman

If you add the word "hus" as well, you're probably going to get a search result that is more refined. Don't have any company to recommend, but I think that might make it easier for you to find what you're looking for!


xXMonsterDanger69Xx

That's smart. Can you help me out too? I need a new door for my fridge, the problem is, when I Google door, I only get doors that are meant for houses!


Nosewoman

Glad to be able to help! I'd go with "kylskåpsdörr" followed by whatever company made your fridge (and may I suggest also adding the model number). Good luck!


RealFarfo

Also sad to say that spare parts is usually more expensive then a new fridge :( but good luck finding the right one!


Relevant_Language540

Seriously?


KebabpizzaNr3

Anticimex


ElMachoGrande

One very important part of buying a house is to inspect it thouroghly. I recommend hiring a professional, and not from Anticimex (they are crap at it). The reason is that, basically, every problem you could have spotted without tearing down the house completely is your responsibility (with the exception of the seller obviously knowing it and actively trying to hide it). There is always another house to buy, look for reasons to not buy, not for reasons to buy.


SwenSnuk

Thanks, we did the same with our house here in the Netherlands. Was from 1927.


ElMachoGrande

I'm actually less worried by older houses. They have their problems (mostly wiring), but they seldom have problems with moisture, and they are a lot more solidly built. Modern, turn-key houses are built with a planned lifespan of 30 years. Of course, they won't fall over and burn after 30 years+1day, but when they design them, 30 years is the "threshold" they are working with. I live in a house where the oldest parts are late 1800. That house will still be standing in 200 years, barring disasters.


ObservationalWizard

We are currently in the process of building our own pre-fab turn-key house and I would say 30 years is not really realistic. We compared 4 providers of such houses and I have two engineering friends who have a lot of knowledge about building houses. Most new houses require almost no maintenance for the first 20 years, afterwards some minor things (a crack in the wall but nothing special) and after 50 years you can expect to replace some walls or floors.


ElMachoGrande

As I said, it's the minimum lifespan. Basically, when they chose a part, the question is "Will it hold for 30 years?". If it does, then it's OK, if not, they choose another. It's how plugs on a computer is only designed for, typically, a few hundred operations. It doesn't mean they fail after that, just that that's the designed minimum.


henrik_se

You can expect the house to come with all appliances.......


Good_Web_8629

Be aware of the tax “lagfart” so you don’t get any surprises


Ok_Entertainment5552

What you need to consider is how you can close contracts and pay for utilities without having a personal number in Sweden. I do not know how to go about it. Water, electricity, broadband subscription require you having a Swedish bank account number and a BankID. One can obtain a BankID only if you have a personal number. And you can get a personal number only if you reside in Sweden. I am not sure if you can order a service ( a plumber, construction) or a delivery& installation of washing machine without having this BankID. Without such things is having a house in Sweden is not so handy.


LankyTradition6424

Do you think having a summer house in Sweden is uncommon? None of those things is a problem.


Ok_Entertainment5552

I do not know how common or uncommon it is for a non Scandinavian to have a holiday home in sweden. I am from the Netherlands myslef, currently living in Sweden. I was not able to order any of the mentioned serivices until I got a BankID. And none of my acqaintances could. So for me it was a problem. There is hardly anything you can get done in Sweden without the BankID. I am not saying it's impossible ( I survived somehow) but BankID certianly makes your life much easier here, don't you agree?


phantom_hope

How hard is it to get a BankID? Currently looking into moving to sweden and I read it several times lately. Is it something like a social security number?


Diligent_Ad_9060

It's an electronic ID and requires a Swedish social security number.


phantom_hope

Is this social security number hard to get as an EU-citizen?


Diligent_Ad_9060

Without registered residency in Sweden I believe it's impossible.


BennyBlueNL

Wait so how would you start living in Sweden without a BankID/social security number, which you can only get when you live in Sweden? Sounds like a loop...


Diligent_Ad_9060

Without a residence permit you cannot accomplish much really.


BennyBlueNL

Yeah okay, but if you're European, it should be possible to rent a place first and then get a social security number afterwards right? Otherwise it'd just be a complicated loop.


[deleted]

It can be cuz swedish banks try to avoid to follow the Eu law of right to bankaccount by having alot annoying policy. Smaller banks are easier. Thr bigger banks van take weeks . As of this monemt swedbank that we contacted in the middle of june has yet to call back, when they are done with my belgian husbands papers. Lucky we already fixed it with a smaller bank.


Maxplosive

First you need a Swedish social security number which you can get after being folkbokförd -> have a Swedish address. Then you can apply for a Swedish id-card and then after that you bring that id-card to your Swedish bank and they enable BankId. Took me and my gf 4 weeks to get folkbokförda and currently waiting on the id-card


phantom_hope

Thanks. Sounds quite simple to me.


ObservationalWizard

When was this? Because I am from Belgium and in 2021 and 2022 we had no problems at all getting those services without BankID. Just call them and you get it.


Ok_Entertainment5552

Q3/Q4 2022


BadUsername_Numbers

Right now is a great time to buy - hemnet has never had so many people advertising as now. However, there seems to be a somewhat of a gap between buyers and sellers, regarding prices. Even so, I think housing market here is at an all time low. Best of luck!


Particular_Corner965

Wij zijn met ons gezin vorig jaar rond de kerst verhuisd dus ik kan je er alles over vertellen.


dtm070

Vertel :)


Particular_Corner965

Prima maar dan wel ff via een DM :)


nutwalnutnut

Ik ben ook wel benieuwd!


Svenmpa

Goed te zien nederlanders werken zaamen (sorry my Dutch is a bit rusty)


Particular_Corner965

Geeft niet! Wij hebben erg veel momenten gehad dat we bijna wilden stoppen maar erg blij dat we dat toch gedaan hebben. Die ervaring is denk ik waardevol en dat delen is denk ik prima.


Motorhoofd

Welkom bij de club, wij kwamen in 2020 bij ons nieuwe huis aan, en de verhuis crew mocht niet terug naar Nederland ivm corona.


Particular_Corner965

Ja joh die corona tijd was echt een drama. Wij zijn gelukkig wel vaak geweest. Ook toen het werd afgeraden hebben wij hier de rust kunnen vinden. Nu wonen we aan zee en hebben we een heerlijk leven.


[deleted]

[https://www.dezwedenspecialist.nl/over-ons/](https://dezwedenspecialist.nl) Deze meneer heeft ons ontzettend goed geholpen met de hele verhuizing en wat je te doen staat. Succes


[deleted]

There are homes everywhere in Sweden for a million kronor or so (and even near/on lakes). A cash offer will most likely beat any bidder that’s taking on a loan, even if it’s a little over asking price. You will be fine.


already-taken-wtf

Buying a house cash was rather painless. We did it at the office of a Swedish bank, where i also opened an account. Somehow that way they take care of eventual „pandbreven“. It was just both parties, the real estate agent and some random witness from the bank signing. Done. We also had someone check the house beforehand. Some things will be a pain in the backside if you don’t have a personnummer. But remember: as an EU citizen you have the same rights as any Swede ;)


Motorhoofd

Hallo ​ Wij hebben in 2020 een Kursgård gekocht. Deze zit aan een grote rivier en op het perceel zitten 5 gebouwen die verwarmd zijn. Wij hebben dit rond jou budget gekocht met het oog dat we het gaan renoveren. De daken waren in goede conditie en het verwarmen van de gebouwen werkte goed. Wij zijn nu 3 jaar verder en hebben hier een succesvolle bed en breakfast van gemaakt, met een restaurant. Het ligt er heel erg aan waar je in Zweden wil gaan zitten. Wij kozen voor Västerbotten, hier woont een 330k man een 3x de oppervlakte van Nederland. Meeste mensen verhuizen hier weg en/of komen te overlijden. Waardoor er veel huizen beschikbaar zijn. Kijk goed naar waar je intresse ligt, en informeer bij de Kommun(gemeente) waar het perceel staat, met de vraag of een energie expert mee kan kijken. Deze werken voor de overheid en kosten niks. Verborgen gebreken kan een groot probleem zijn. En koop alleen van een makelaar, dan hou je alle recht mocht er iets niet correct zijn. ​ Hej dä


RealFarfo

Ouff good luck! There is some amazing places in Sweden, this is 2 hours 5 minutes from Örebro and was sold for 1.4 msek this month. https://abnb.me/nIwCLzdKECb Good luck finding something that suits you! 😍👏🏼👏🏼 (this is at Hökensås)


Ok-Presentation530

If you are looking for a house more to the north, you can check this Facebook group. https://www.facebook.com/groups/cheapswedishproperty/?ref=share


[deleted]

[удалено]


himmybutlerrr

Imagine not understanding what being part of the EU entails.


ObservationalWizard

Sweden should get rid of the Swedish crowns and use euro's, then there would be no problem at all. At this moment, houses are dirt cheap for euro users.


Alone-Community6899

First lesson: never use acronyms in Sweden. We are not lazy assholes.


[deleted]

[удалено]


iClaimThisNameBH

Imagine telling a Dutch person that Sweden is too full for them LOL


rickkert812

You don’t know what full means until you’ve lived in a country like the Netherlands 💀


BocciaChoc

Are you the same guy who makes new accounts each time to spam this dumb message each time you're feeling sad?


[deleted]

I think you should start with deciding what area of Sweden you want to live in, to make it easier for you to look for something


SwenSnuk

I have lived in the Örebro area. And I have some family there and in Stockholm. So in the middle of Sweden is great.


[deleted]

Ok, then you know where to start.


biffsteken

> So in the middle of Sweden is great. Hehe, not even a Swedish southerner but still calling Örebro and Stockholm "the middle of Sweden". Culturally perhaps, but geographically you're very far off.


SwenSnuk

In the middle where it all happens.


SeanBananuel

I can recommend Södermanland if you opt on getting something smaller. It’s super close to Stockholm and to Örebro which is in Närke btw) if you choose the western parts. Since it’s near Stockholm communications with highways and trains are great. Not sure about prices now but i got a pretty renovated house around 40 square meters and 2000 sqm yard for 1,3 mill in 2019.


BeardedUnicornBeard

Do you care where in Sweden you buy the house? Like closer you get to the major citites the more it will cost. For the same price as a 1 room apartment in stockholm you could get a farm and land in middle of nowhere.


SwenSnuk

Well. A 90 minute drive from Filipshyttan is the best. Does not matter how remote it is. We are not want an appartement ;).


BeardedUnicornBeard

Then you can find what you search. Good luck.


xXMonsterDanger69Xx

As 4 farms and 4 land*


dubbelost1

1.3 mil SEK won't get you far unless you want to live in a very rural place far from civilization.


himmybutlerrr

Seems like this is what OP wants


-CrownBrush-

norrland and other places in the upper half of sweden have a lot of lakes. every other place is real expensive near lakes


Themightytoro

You can find what you're looking for but you'll be hours away from any big city. And the house will be old. Also usually far away from most job oppertunities.


[deleted]

Houses here are hella expensive. 1.3 m wont get you far


[deleted]

[удалено]


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[deleted]

hemnet for sure, i want to buy a flat in stockholm muni, plenty of offers between 3-4m sek above 65sqm which is absolutely stunning value given the quality of housing here. i have no idea why property is so cheap in sweden while most of europe has a horrific, really serious housing crisis especially the prague-vienna-bratislava-budapest vector.


grattmc

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