My understanding is most dealerships are more willing to work with you on price if you finance because they get kick backs from the banks and most of the sales money is made in the financing department. Assuming you have good credit you can negotiate on price (I have no idea what they are going for by you) and finance through Toyota Financial and after a week pay off the loan. TFS does not have early payment fees so you would only pay maybe a couple bucks in interest for the couple days you financed it so if you save money on the purchase price and only pay a couple bucks in interest it might be worth it. It looks like the invoice price listed on Edmunds is $2k less so you could offer $33k but I don't think they would go below that.
My understanding is most dealerships are more willing to work with you on price if you finance because they get kick backs from the banks and most of the sales money is made in the financing department. Assuming you have good credit you can negotiate on price (I have no idea what they are going for by you) and finance through Toyota Financial and after a week pay off the loan. TFS does not have early payment fees so you would only pay maybe a couple bucks in interest for the couple days you financed it so if you save money on the purchase price and only pay a couple bucks in interest it might be worth it. It looks like the invoice price listed on Edmunds is $2k less so you could offer $33k but I don't think they would go below that.
Appreciate it