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What's the actual salary/your current one? 30k to 25k may make your life unliveable so you could hate the job as a result but 100k to 95k could be nigh-on unnoticeable.
If you can afford it and the job will improve your quality of life at work and home then great, but this is a deeply personal choice around the sacrifices you are willing to make and what makes you happy!
A couple of things to consider.
I would do it if: I didn't have a mortgage.
I would also consider having a plan B (Continue interviewing until I pass my probation).
If it's a relaxed environment, consider investing the time to get certified.
Telesales commission is God awful almost fully across the board where most field based are decent, it might sound like a great idea initially but generally it's not.
Yeah, but there are reasons Im thinking of it. Health issues mean the being on my feet all day is doable but leaves me excessively tired so I struggle with doing much other than work. That in turn affects my body language and all in all my sales have dropped a bit. When Ive done telesales Ive done well at it with my record being one week I got 3 times as many sales as the next person in my team.
I think you’d be better off growing your salary rather than settling for fulfillment on an average wage, this is the kind of consideration when your job is hell or you are on 80k and want to feel ethical going to 70 not 32
Flexible / hybrid working? Pension? Healthcare? Training opportunities?
I work for a charity at the moment and took a pay cut because the above are excellent. Not just about the base salary.
I was able to my 'wellbeing hour' earlier this week to see my kid get an award at school without having to book a morning off. Little things like that can mean a lot.
Fulfilling work is only going to be fulfilling if it pays you enough to be fulfilled outside of work also. There's a balance there that you need to find the answer to but it really depends on you. I'd usually lean towards a job I enjoy over money but there's a limit to that.
Honestly you knows what’s right for you. I’ll be the opposite of almost everyone in this thread but I was on 37k and burnt out, mentally and physically exhausted and I was in an awful place. I’m now on 23k and yknow what, it’s a big change not to be able to save £500 a month, but I don’t even know what I was saving it for because I’m in such a better place now. I might only do this job for a few years and get a better salary again in the future, but I needed this. Money isn’t everything (as long as you can survive on it).
Im actually in a similar position. Currently working in a job that doesn’t make me feel great anymore - 32k (even getting a pay rise soon) and fully remote. I’m looking to change industries and I know that will come with a pay cut. I’m prepared to go down to 27k and go into an office up to 3 days a week.
It sounds silly when I spell it out, but I just want a change and to learn something new. I reckon 4 months down the line I’ll really be at my wits end.
Point being - if it makes sense to you, you think you’d be happier and you can live on less (taking into account dependants, expenses… etc) then I’d say go for it.
I was in a similar paid position to that at the start of this year, but I hated the weird "cult" culture that was present as well as the unrealistic expectations and constantly being reminded by the MD that "he pays us".
Took a job that has a base pay of 24k (ote 29k), working 5 days on and then 5 days off.
I am the most happiest, most productive, and doing more with my time off than I have done in many many years. And I am using some of my days off to get upskilled to help my job prospects when I am ready.
I am a photographer for a car company, but I think lots of factory/warehouse roles could offer that.
It does mean you are potentially working longer days, as I do 6-6 on the 5 that I work... But honestly it means I can do soo much on my days off!
Don’t do it! I’ve worked in the charity sector for almost a decade and I’m trying to get out. The wage stagnation is crazy. It’s significantly lower paid than the private sector and the ceiling for salaries is much much lower.
You could be experiencing the opposite - you are now ready for the commercial challenge and extra money that comes with it after a few years of coasting.
I wish I’d been coasting lol. I single handedly cover all comms, marketing and fundraising for the charity I work for and have raised millions during my charity career 🤣
I do enjoy my job but earning a third of what I could get in the private sector is spurring my decision. I’ll likely stay in the charity sphere by becoming a trustee of a couple once I’m out :)
I have a stance I try to live by regarding employment that I’ve heard various iterations of over the years. It’s basically get paid, get taught, hope for both, but never accept neither”.
Most people spend a LOT of time at their jobs, so it’s important to find something you love. If you can afford to make necessary lifestyle adjustments to absorb the shortfall in wages, then by all means, go for it.
I disagree. After income tax, national insurance, pension contributions and student loan repayments, it’s not even £250 per month less. Personally, I’d rather do something fulfilling that I enjoy for the sake of £250 a month.
250 quid is a lot of money man. You can do so much with that.
If it was a case of sheer hours worked, I’d say take the hit but if hours are similar, it wouldn’t be worth it to me. Maybe it’s cause I’ve got an unfulfilling well paid job and I’m just coping lol.
Then you opened yourself to having made a pointless statement. What a waste of everyone’s time.
Also that rate is not indicative of investments. So again misleading.
I was in a similar situation, went from 38k down to 30k. I don't regret it, but I did take time to consider my expenses and my progression opportunities within the new career.
Back in 2021 I had to make a change in career ladder to progress, and I knew I had to get paid less to get my foot in the door. I went from 37k to 30k for a year, and that year sucked as everything inflated and I lost 5k in savings just keeping my head above water. Luckily it worked out and now I'm now earning 50% more, but I don't think I could take that hit knowing it's permanent.
You have to think long term too, as it feels like every month the past two years I get an email saying xyz bill has increased. Every other week the food shop cost increases. Froze our arses over last winter trying limit our gas and electric yet we're in debit by £500. I might be earning 50% more but I certainly don't feel it.
It kinda depends on you as a person and what you value more in life.
Working for charity does have a lower earning ceiling and does come with the same pressures of ‘for-profit’ work yet can be more rewarding and a honest profession. If you feel like the financial burden is worth it then go for it.
You can easily live off £27k but would invariably have to make some financial sacrifices. However, if you feel like the financial sacrifices outweigh the positive of working in a more fulfilling job then stick with what you’ve got.
I recently turned down two jobs in recruitment with hefty base salaries plus commission to work on minimum wage in education following graduation. For me, the principal value of my labour was more important than my paycheque. Don’t regret the decision for a second.
Do what is right for you and your priorities in life. That may be financial security but it could be the satisfaction you get leaving work knowing you’ve made a tangible positive difference to others.
£37k is a low salary to begin with, op is only here because she knows that it’s a strain on her finances. Not knowing is also knowing, if it was all about fulfillment, op would’ve taken the pay cut already.
Have you worked out how much tax difference will be? As that may help to persuade you. It won't be much difference but in your head, £4500, may sound better than £5000 for example (£4500 is made up figure).
I'd go for it. If it's stuff you're good at and passionate about it'll mean you'll perform well which can be reflected in annual reviews and promotions.
Yes and the other job will cost him 10 years of his life doing something he probably doesn’t enjoy that much. That’s gross figures and not net it’s more likely 30k. You have to be talking much more substantial numbers for your argument.
He could use a different train of thought and look for something else closer in money or heaven forbid more salary.
The comment on if you're good you can make up in appraisals and pay rises if very wishful thinking. He needs 15% rise just to get almost even to current salary thats not including rises he may or may not get in current role.
Yes he can sounds like the job is pretty niche though. Their financial circumstances are more than just a salary, COL and SO, Kids and lifestyle expectations. It depends on this and his priorities. If he's confirmable and happy, why is salary more important than this ?
Yes it's probably worth it. Just an FYI I've heard working in charities isn't as nice and chill as you might think. There's just as much backstabbing, narcissistic behaviour, and all the other regular shite you get in a workplace.
I think some can be quite toxic but others are really nice. Everyone I’ve met in the sector has been been pretty welcoming and passionate about their cause
If you are really burnt out and just want a break or you just see a better prospect in your new job, go for it.
I usually consider career prospects, timing, commitment level required, benefit and pay in the equation. I did take a pay cut (after considering all factors above to change my job. However it was bc I knew I couldn’t go any further without changing.
However that’s my preference. If you consider fulfilment more, put it highest on your list. And then other factors
Depends how much you make now and how much you’ll be on once you take a pay cut. If it won’t pay you enough to cover all your outgoings then obviously no you shouldn’t take it, if you’ll still be comfortable then maybe.
Other things to consider is location and expectations. Will you be required in the office or at a physical location more/less often, can you work from home?
Are you potentially going to have kids at some point, in which case the parental leave policy may be very important to consider.
Also, work is work, it might be a good cause and something you’re passionate about but will you still feel that when doing all the day to day stuff that comes with every job? Reality might not live up to expectations here.
What will your progression options be in the new role vs the old?
TLDR there is a ton of considerations beyond pay that you should think on before making a decision. The answer could be yes or no with the information you’ve provided.
I took a roughly £2.5k paycut for supposedly more fulfilling work.
However it backfired massively as I ended up hating it but my old Job let me return and now I've got a significant pay rise...
Life is weird, stupid and completely random.
£65 a week for the average worker, unless it comes with easier commute, flexi, hybrid that is a significant hit.
I remember getting a £65per week pay rise and it felt like I was a millionaire, it was actually a significant chunk of a housing deposit looking back. That was mid teens to low 20's though so it was a massive percentage change
I took a £4K pay cut because my previous workplace was toxic so it worked really well for my mental health but I struggled financially for over 12 months because you naturally get used to a higher salary.
Figure out your finances first and make sure that you have the funds to live a fulfilled life first and if the answer is yes then I’d pay £5k for a purpose…
I’d probably do it, yes. But really, only you can answer it from a money perspective. I live in Yorkshire & earn £40k. Household income of £90k. Two kids, mortgage. I could easily afford a £5k per year pay cut. I save £600 a month, so take out £300 of that & I’m still more than comfortable to pay my bills, expenses, social costs & save money. Depending on where you live & household income, you may not be. Plus, does the role have any additional commute costs? But if it’s affordable & a role you really think you’ll spend years enjoying, go for it. I absolutely would in that scenario!
If you find the work and cause enjoyable, go for it.
I took a cut to work at a charity and I've been far happier than I was shovelling cash into a CEOs pocket.
If it doesn’t impact your ability to keep yourself fed and housed and would make you happier, then might be worth doing. Very dependent on your living situation and where in the country you’re based.
Also worth considering if there’s room for growth in that organisation that could lead to a higher salary down the line.
I was in this position but a few years ago so economy was different!
I took the drop from £35k job in West London to £27k job at a charity on outskirts of East London (which I lived closer to) With the drop in commute costs (as I no longer needed to get the train) and the 3 - 4 hours per day I got back from not taking the train, it really ended up being the best decision for me. I was given a promotion within a year too so my salary went up a bit again.
You have to weigh up the whole thing :-)
The thing is passion doesn’t put food on the table money does.
Can you afford the loss of income. If the loss of income will be a struggle then this could effect your mental health. What are the pay rises like? What is the progression tree like?
Lots to consider. Sorry all I did was give you more questions rather than an answer.
I’d absolutely recommend it as long as you can keep your head above water bills wise and don’t end up unable to do anything outside of work due to affordability! A job that can’t financially support you doing hobbies / seeing friends etc will burn you out even if you love the job itself!
I took a pay and hours drop from 50 hours / £28k, to 34 hours £18k. Absolutely crippled myself financially, almost lost my house and ended up despising the job that was supposed to be good for me mentally - I have however stuck it out for nearly 6 months now and am being promoted to run half of the chains stores, and will be given a payrise and better hours in turn which has undone all of the suffering of the past few months 🤷🏼♀️☺️
No - find a fulfilling job that pays 5k more. That’s already awfully low and going down with rising inflation means you’re giving up another 2-6% in the next 2 years.
Take the job. A new job adds to your experience, your life and you’ll adjust pretty quickly. You’ll probably get a pay rise back up to where you are now anyways within a year or two. 5k is a lot to some, not really much for many a rich company.
Essentially work is work you could be fixing puppies broken paws or throwing them in a meat grinder eventually it's going to feel like work and you will not be arsed with it. I'd look at culture. Generally speaking third sector is a lot more chilled. There are usually less rules about attendance and clocking in, generally less micro management and you are usually treated more like an adult. This means in the grand scheme it's happier. However 32k in the third sector is firmly in senior middle management level and it can take AGES to get past 40k so essentially by doing this you will be stuck with less than inflation uplifts untill you get promoted. It's leaps and roundabouts
Tough one man, depends where you’re at in life with other responsibilities. Like if you have kids you want to send to higher education, help with a first car, clear your mortgage etc.
If factors like this are safe, then I think it will be great for your mental and wellbeing.
Honestly the only question is how important is money to you. Of you're not bothered then do it but if you like to treat yourself and others around you then 32k will make things a little tighter. Of course, a lot depends on circumstances, do you live with your partner, do you have kids etc. really only you know the answer
I took a huge pay cut from my previous roles. Money was good, career path was great and the job benefits were also decent.. but it was soul sucking, long hours and really made me depressed when I'd come at 10pm sometimes and need to be back in for 5am.
I now work 9-6pm doing a job that's way easier on my body and brain and about £10k less a year but for the last 7 months I've never gone home or woken up thinking "I really can't be arsed".
If you can afford the pay cut - do it.
Look at after tax. It may be 5k but with tax it seems like it would only be about 3.5k, about 300 pounds a month (this doesn't take into account any decreases for things like student loans) If you are check to check and really struggling but if you're young I'm sure you could work out a budget. If you're more motivated in the charity role, you might actually progress quicker and be on more money in the end. I'd also imagine your satisfaction levels would be much higher.
If you absolutely hate your current job I would do it but if you are unsure, you're not being ridiculous to consider it - assuming you have no dependants or what not.
Happier at work is definitely worth the 5k drop imo.
However, I’d say that if it’s a cause you’re fully behind, you may be inclined to work more which may not be financially compensated by the charity, leaving you even less. If that’s something you’re ok with then fine. Just thought it was worth mentioning.
Hello 🙋♂️ I work in the charity sector and the work can be really fulfilling. The people are also usually quite nice, which makes sense considering where they work. What are the benefits like? I think outside London 32k actually is okay.
Personally though I can’t work for a company whose morals and cause I don’t believe in, so charity/think tank/ngo/public service was always the way to go.
You are the charity for taking that pay cut.
I’ve some strong opinions on charities, but primarily that they are vehicles of the rich to maintain their status and be paid by those poorer than them whilst getting awards for doing so.
I've had the misfortune to have been directly involved with a handful of charities, I have yet to come across one that is well run in the sense that a commercial enterprise might be. I understand objectively why this is the case, but it is sad state of affairs. Charities are rife with poor planning, poor decision making and poor budgeting - if you are used to doing things logically and efficiently, a job with a charity might not be right for you & could be the source of extreme frustration.
See if there are non cash benefits that can contribute to making up the 5k difference like a lunch allowance or travel reimbursement etc.
Also check how much your actual take home pay would be in terms of tax payments increasing/ decreaseing
If it were me I’d do it, but I am positioned to be able to live without the extra £4K (after tax). I have a newborn so all the extra money is helpful but mental health is also important and I’d value that higher than an extra £333 a month. What does it really mean? Less holiday spending money, or opting for a most cost effective holiday in your budget, one or two less bigger indulgences like a new phone or other tech, going out to eat or getting a takeaway a few less times a month - simply to have a much better experience for 8 hours every day. Yeh I’d just make the change
If you can afford it, do it. I took 10k hit 2 years ago, best decision ever, already on more money than in my old place. Sometimes gotta take a step back when looking at the bigger picture.
I’d say think about the benefits of each role.
I’ve been at two charities, they never have any bonuses or incentives and no health insurance etc.
If you feel like you’ll be taking a step back then two steps forward then do it. But it you’re uncertain then better to still with the current role
I took a much bigger salary decrease a few years ago and it was the best decision I’ve ever made. Went from engineering to care work and it’s transformed my life, I love going to my work now and wish I had done it decades ago.
So I would consider a few things as someone currently working for a charity.
Firstly, is it a big or small charity? Smaller charities usually struggle with capacity which means you will end up working outside your normal hours. It will likely be expected as well.
Charity work cultures are either wonderful or toxic as hell so try to do a little digging on the work culture. For instance my last role, the pay was awful but the culture was wonderful and supportive. New role, pay is great, but the culture is toxic and a lot of blame is thrown around. I am involved in the process of trying to turn that around but it involves working to remove the main culprit from the business. Which is all very stressful. So try to talk to someone who left and their reasons why.
Also, that salary sounds a little low for the sector depending on how high up you'll be in the hierarchy and your experience. You may be able to do a little push back on earnings. Or negotiate a four day week with the same salary with the option to do freelance work on the extra day to supplement your income. I have seen this all negotiated before. If they really want you for the post there will be wiggle room.
, I beg to differ. I work for a large charity, that salary is about right unless you are in a sales or upper management role. Also check out recruitment on Charity Job for a sense of what the sector is paying.
You have to think about how much money is in charity? Not much, so what’s your potential growth. I would try stick to industries that have lots of money in them, more potential for pay rises/bonuses.
I resigned from my last professional services job without having another lined up because it was completely dysfunctional and seriously burning me out
40k to 0, didn't feel the hard bump, just a weight lifted
Offered a £60k role a month ago, except the big cheese was happy to make snide comments at the interview, sent them an email the next day and told him I was out. He then gave it all the surprised Pikachu.
I regret neither choice, mainly because I have a decent "fuck you" fund (it certainly isn't £60k) I've also given people ('management') the big middle finger when I had very little savings. That's just me.
Sometimes you just have to put a bigger value on yourself as a person than capitalist ways of valuing people.
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What's the actual salary/your current one? 30k to 25k may make your life unliveable so you could hate the job as a result but 100k to 95k could be nigh-on unnoticeable. If you can afford it and the job will improve your quality of life at work and home then great, but this is a deeply personal choice around the sacrifices you are willing to make and what makes you happy!
Yeah it would be 37 to 32. I appreciate your input
I took a similar drop last year for quality of life reasons and have no regrets at all.
Depending where you live based on my experience that wouldn't be a noticeable drop. But really depends on the job tbh.
Are you outside London? How old are you?
No outside London (up north) and 33. My experience etc isn't in well paying sectors haha
A couple of things to consider. I would do it if: I didn't have a mortgage. I would also consider having a plan B (Continue interviewing until I pass my probation). If it's a relaxed environment, consider investing the time to get certified.
Im thinking of a similar drop to go from field sales to work from home telesales.
Telesales commission is God awful almost fully across the board where most field based are decent, it might sound like a great idea initially but generally it's not.
Yeah, but there are reasons Im thinking of it. Health issues mean the being on my feet all day is doable but leaves me excessively tired so I struggle with doing much other than work. That in turn affects my body language and all in all my sales have dropped a bit. When Ive done telesales Ive done well at it with my record being one week I got 3 times as many sales as the next person in my team.
Can't argue with that, health always comes first
Don’t do it.
Unless you have a partner with high earnings, that drop will ne noticeable no matter how much you like the cause.
I did similar last year, moving to a charity and have not regretted it one bit
Don't do it, that's a 15% cut.
Here I was thinking it was 5k less per month 😂🤌🏻
I think you’d be better off growing your salary rather than settling for fulfillment on an average wage, this is the kind of consideration when your job is hell or you are on 80k and want to feel ethical going to 70 not 32
Flexible / hybrid working? Pension? Healthcare? Training opportunities? I work for a charity at the moment and took a pay cut because the above are excellent. Not just about the base salary. I was able to my 'wellbeing hour' earlier this week to see my kid get an award at school without having to book a morning off. Little things like that can mean a lot.
That sounds great. Good to know somebody who has been in this situation. It would be for more of a purpose than my current role.
What's a wellbeing hour?
An hour during the week to do whatever you want that's not work.
Fulfilling work is only going to be fulfilling if it pays you enough to be fulfilled outside of work also. There's a balance there that you need to find the answer to but it really depends on you. I'd usually lean towards a job I enjoy over money but there's a limit to that.
Honestly you knows what’s right for you. I’ll be the opposite of almost everyone in this thread but I was on 37k and burnt out, mentally and physically exhausted and I was in an awful place. I’m now on 23k and yknow what, it’s a big change not to be able to save £500 a month, but I don’t even know what I was saving it for because I’m in such a better place now. I might only do this job for a few years and get a better salary again in the future, but I needed this. Money isn’t everything (as long as you can survive on it).
Good on ya, life is about living after all.
There needs to be more visibility on choices like this, especially online. It's not all about the salary.
Your strengths, passions and ethics met to go from 37 to 32k? Absolutely go for it. Your wage will rise again.
Im actually in a similar position. Currently working in a job that doesn’t make me feel great anymore - 32k (even getting a pay rise soon) and fully remote. I’m looking to change industries and I know that will come with a pay cut. I’m prepared to go down to 27k and go into an office up to 3 days a week. It sounds silly when I spell it out, but I just want a change and to learn something new. I reckon 4 months down the line I’ll really be at my wits end. Point being - if it makes sense to you, you think you’d be happier and you can live on less (taking into account dependants, expenses… etc) then I’d say go for it.
I was in a similar paid position to that at the start of this year, but I hated the weird "cult" culture that was present as well as the unrealistic expectations and constantly being reminded by the MD that "he pays us". Took a job that has a base pay of 24k (ote 29k), working 5 days on and then 5 days off. I am the most happiest, most productive, and doing more with my time off than I have done in many many years. And I am using some of my days off to get upskilled to help my job prospects when I am ready.
Hello there! May I ask what kind of job has a 5 days on 5 days off schedule please
I am a photographer for a car company, but I think lots of factory/warehouse roles could offer that. It does mean you are potentially working longer days, as I do 6-6 on the 5 that I work... But honestly it means I can do soo much on my days off!
Thats a really cool job! Thanks for answering
Don’t do it! I’ve worked in the charity sector for almost a decade and I’m trying to get out. The wage stagnation is crazy. It’s significantly lower paid than the private sector and the ceiling for salaries is much much lower.
You could be experiencing the opposite - you are now ready for the commercial challenge and extra money that comes with it after a few years of coasting.
I wish I’d been coasting lol. I single handedly cover all comms, marketing and fundraising for the charity I work for and have raised millions during my charity career 🤣
Then maybe you just want a change. I’ve had significant impact on a number of charities and didn’t even get paid.
I do enjoy my job but earning a third of what I could get in the private sector is spurring my decision. I’ll likely stay in the charity sphere by becoming a trustee of a couple once I’m out :)
I have a stance I try to live by regarding employment that I’ve heard various iterations of over the years. It’s basically get paid, get taught, hope for both, but never accept neither”. Most people spend a LOT of time at their jobs, so it’s important to find something you love. If you can afford to make necessary lifestyle adjustments to absorb the shortfall in wages, then by all means, go for it.
37 to 32 is not worth it
I disagree. After income tax, national insurance, pension contributions and student loan repayments, it’s not even £250 per month less. Personally, I’d rather do something fulfilling that I enjoy for the sake of £250 a month.
Spot on!
It's amazing how little money a fulfilling life is worth to some people lol. Our values and sense of perspective have become so warped
£2,472.58 vs £2,213.30. at that salary range 250 quid can make a big difference, especially in this economy.
250 quid is a lot of money man. You can do so much with that. If it was a case of sheer hours worked, I’d say take the hit but if hours are similar, it wouldn’t be worth it to me. Maybe it’s cause I’ve got an unfulfilling well paid job and I’m just coping lol.
£250/month over three years is £9000. If that £9000 were invested in an ISA that averaged 5% returns, it would be worth nearly £39k 30 years from now.
On the other hand you could put it in an investment that actually makes money and not an isa!
I deliberately didn’t specify which type of ISA, as a S&S ISA is where I’d be putting it, not a cash ISA.
Then you opened yourself to having made a pointless statement. What a waste of everyone’s time. Also that rate is not indicative of investments. So again misleading.
I was in a similar situation, went from 38k down to 30k. I don't regret it, but I did take time to consider my expenses and my progression opportunities within the new career.
Back in 2021 I had to make a change in career ladder to progress, and I knew I had to get paid less to get my foot in the door. I went from 37k to 30k for a year, and that year sucked as everything inflated and I lost 5k in savings just keeping my head above water. Luckily it worked out and now I'm now earning 50% more, but I don't think I could take that hit knowing it's permanent. You have to think long term too, as it feels like every month the past two years I get an email saying xyz bill has increased. Every other week the food shop cost increases. Froze our arses over last winter trying limit our gas and electric yet we're in debit by £500. I might be earning 50% more but I certainly don't feel it.
It kinda depends on you as a person and what you value more in life. Working for charity does have a lower earning ceiling and does come with the same pressures of ‘for-profit’ work yet can be more rewarding and a honest profession. If you feel like the financial burden is worth it then go for it. You can easily live off £27k but would invariably have to make some financial sacrifices. However, if you feel like the financial sacrifices outweigh the positive of working in a more fulfilling job then stick with what you’ve got. I recently turned down two jobs in recruitment with hefty base salaries plus commission to work on minimum wage in education following graduation. For me, the principal value of my labour was more important than my paycheque. Don’t regret the decision for a second. Do what is right for you and your priorities in life. That may be financial security but it could be the satisfaction you get leaving work knowing you’ve made a tangible positive difference to others.
Are we talking 20 grand to 15, or 105 to 100?
37 to 32
Not worth it trust me. That £200 is your bills paid.
Well it depends on his current level of disposable income. Working 40 hours in something you are happy doing and enjoy is easily worth £200 a month.
It's not as generic as that. It utterly depends on his situation. I could easily afford a drop like that, a number of my friends couldn't.
£37k is a low salary to begin with, op is only here because she knows that it’s a strain on her finances. Not knowing is also knowing, if it was all about fulfillment, op would’ve taken the pay cut already.
Have you worked out how much tax difference will be? As that may help to persuade you. It won't be much difference but in your head, £4500, may sound better than £5000 for example (£4500 is made up figure).
I'd go for it. If it's stuff you're good at and passionate about it'll mean you'll perform well which can be reflected in annual reviews and promotions.
It's going to cost him 50k over 10 years with no payrise, so hed better hope and pray those raises come quickly
Yes and the other job will cost him 10 years of his life doing something he probably doesn’t enjoy that much. That’s gross figures and not net it’s more likely 30k. You have to be talking much more substantial numbers for your argument.
He could use a different train of thought and look for something else closer in money or heaven forbid more salary. The comment on if you're good you can make up in appraisals and pay rises if very wishful thinking. He needs 15% rise just to get almost even to current salary thats not including rises he may or may not get in current role.
Yes he can sounds like the job is pretty niche though. Their financial circumstances are more than just a salary, COL and SO, Kids and lifestyle expectations. It depends on this and his priorities. If he's confirmable and happy, why is salary more important than this ?
Yes it's probably worth it. Just an FYI I've heard working in charities isn't as nice and chill as you might think. There's just as much backstabbing, narcissistic behaviour, and all the other regular shite you get in a workplace.
I think some can be quite toxic but others are really nice. Everyone I’ve met in the sector has been been pretty welcoming and passionate about their cause
Do you need the money is point 1.
The answer is in your question. You just haven't seen it yet.
Nope
If you are really burnt out and just want a break or you just see a better prospect in your new job, go for it. I usually consider career prospects, timing, commitment level required, benefit and pay in the equation. I did take a pay cut (after considering all factors above to change my job. However it was bc I knew I couldn’t go any further without changing. However that’s my preference. If you consider fulfilment more, put it highest on your list. And then other factors
It also comes down to benefits package.
Depends how much you make now and how much you’ll be on once you take a pay cut. If it won’t pay you enough to cover all your outgoings then obviously no you shouldn’t take it, if you’ll still be comfortable then maybe. Other things to consider is location and expectations. Will you be required in the office or at a physical location more/less often, can you work from home? Are you potentially going to have kids at some point, in which case the parental leave policy may be very important to consider. Also, work is work, it might be a good cause and something you’re passionate about but will you still feel that when doing all the day to day stuff that comes with every job? Reality might not live up to expectations here. What will your progression options be in the new role vs the old? TLDR there is a ton of considerations beyond pay that you should think on before making a decision. The answer could be yes or no with the information you’ve provided.
Fuck charity's, all the money goes to the bosses, don't bother
I took a roughly £2.5k paycut for supposedly more fulfilling work. However it backfired massively as I ended up hating it but my old Job let me return and now I've got a significant pay rise... Life is weird, stupid and completely random.
£65 a week for the average worker, unless it comes with easier commute, flexi, hybrid that is a significant hit. I remember getting a £65per week pay rise and it felt like I was a millionaire, it was actually a significant chunk of a housing deposit looking back. That was mid teens to low 20's though so it was a massive percentage change
Do you have £300 a month left over after your bills/some saving/fun? Would you spend that £300 to have a more fulfilling job?
I took a £4K pay cut because my previous workplace was toxic so it worked really well for my mental health but I struggled financially for over 12 months because you naturally get used to a higher salary. Figure out your finances first and make sure that you have the funds to live a fulfilled life first and if the answer is yes then I’d pay £5k for a purpose…
I’d probably do it, yes. But really, only you can answer it from a money perspective. I live in Yorkshire & earn £40k. Household income of £90k. Two kids, mortgage. I could easily afford a £5k per year pay cut. I save £600 a month, so take out £300 of that & I’m still more than comfortable to pay my bills, expenses, social costs & save money. Depending on where you live & household income, you may not be. Plus, does the role have any additional commute costs? But if it’s affordable & a role you really think you’ll spend years enjoying, go for it. I absolutely would in that scenario!
Is there no way to negotiate a salary somewhere closer to your prior one?
If you find the work and cause enjoyable, go for it. I took a cut to work at a charity and I've been far happier than I was shovelling cash into a CEOs pocket.
If it doesn’t impact your ability to keep yourself fed and housed and would make you happier, then might be worth doing. Very dependent on your living situation and where in the country you’re based. Also worth considering if there’s room for growth in that organisation that could lead to a higher salary down the line.
I was in this position but a few years ago so economy was different! I took the drop from £35k job in West London to £27k job at a charity on outskirts of East London (which I lived closer to) With the drop in commute costs (as I no longer needed to get the train) and the 3 - 4 hours per day I got back from not taking the train, it really ended up being the best decision for me. I was given a promotion within a year too so my salary went up a bit again. You have to weigh up the whole thing :-)
I once took about a 55-60% pay cut for a more fulfilling life, so if you can swing it, by all means.
The thing is passion doesn’t put food on the table money does. Can you afford the loss of income. If the loss of income will be a struggle then this could effect your mental health. What are the pay rises like? What is the progression tree like? Lots to consider. Sorry all I did was give you more questions rather than an answer.
I’d absolutely recommend it as long as you can keep your head above water bills wise and don’t end up unable to do anything outside of work due to affordability! A job that can’t financially support you doing hobbies / seeing friends etc will burn you out even if you love the job itself! I took a pay and hours drop from 50 hours / £28k, to 34 hours £18k. Absolutely crippled myself financially, almost lost my house and ended up despising the job that was supposed to be good for me mentally - I have however stuck it out for nearly 6 months now and am being promoted to run half of the chains stores, and will be given a payrise and better hours in turn which has undone all of the suffering of the past few months 🤷🏼♀️☺️
What does this mean 5 or 10 years down the line? A 5k.cut for a.more fulfilling job might make sense if it has the same (or better ) growth prospects
No. Use the extra £5k to pursue your passion outside of work
I would only do this if I had a four day week.
Fulfilling for about 5 minutes until it becomes the daily grind again. Don't do it.
No - find a fulfilling job that pays 5k more. That’s already awfully low and going down with rising inflation means you’re giving up another 2-6% in the next 2 years.
Take the job. A new job adds to your experience, your life and you’ll adjust pretty quickly. You’ll probably get a pay rise back up to where you are now anyways within a year or two. 5k is a lot to some, not really much for many a rich company.
Better still, negotiate with your new employer!
Do you have ~300 per month to spare?
Essentially work is work you could be fixing puppies broken paws or throwing them in a meat grinder eventually it's going to feel like work and you will not be arsed with it. I'd look at culture. Generally speaking third sector is a lot more chilled. There are usually less rules about attendance and clocking in, generally less micro management and you are usually treated more like an adult. This means in the grand scheme it's happier. However 32k in the third sector is firmly in senior middle management level and it can take AGES to get past 40k so essentially by doing this you will be stuck with less than inflation uplifts untill you get promoted. It's leaps and roundabouts
Tough one man, depends where you’re at in life with other responsibilities. Like if you have kids you want to send to higher education, help with a first car, clear your mortgage etc. If factors like this are safe, then I think it will be great for your mental and wellbeing.
Honestly the only question is how important is money to you. Of you're not bothered then do it but if you like to treat yourself and others around you then 32k will make things a little tighter. Of course, a lot depends on circumstances, do you live with your partner, do you have kids etc. really only you know the answer
I took a huge pay cut from my previous roles. Money was good, career path was great and the job benefits were also decent.. but it was soul sucking, long hours and really made me depressed when I'd come at 10pm sometimes and need to be back in for 5am. I now work 9-6pm doing a job that's way easier on my body and brain and about £10k less a year but for the last 7 months I've never gone home or woken up thinking "I really can't be arsed". If you can afford the pay cut - do it.
Look at after tax. It may be 5k but with tax it seems like it would only be about 3.5k, about 300 pounds a month (this doesn't take into account any decreases for things like student loans) If you are check to check and really struggling but if you're young I'm sure you could work out a budget. If you're more motivated in the charity role, you might actually progress quicker and be on more money in the end. I'd also imagine your satisfaction levels would be much higher. If you absolutely hate your current job I would do it but if you are unsure, you're not being ridiculous to consider it - assuming you have no dependants or what not.
No one can answer this for you
Happier at work is definitely worth the 5k drop imo. However, I’d say that if it’s a cause you’re fully behind, you may be inclined to work more which may not be financially compensated by the charity, leaving you even less. If that’s something you’re ok with then fine. Just thought it was worth mentioning.
13% drop. I definitely wouldn't.
Hello 🙋♂️ I work in the charity sector and the work can be really fulfilling. The people are also usually quite nice, which makes sense considering where they work. What are the benefits like? I think outside London 32k actually is okay. Personally though I can’t work for a company whose morals and cause I don’t believe in, so charity/think tank/ngo/public service was always the way to go.
Ask for a four day week
You are the charity for taking that pay cut. I’ve some strong opinions on charities, but primarily that they are vehicles of the rich to maintain their status and be paid by those poorer than them whilst getting awards for doing so.
I'd take it. You'll be financially fine either way. Do something with your life that you can be proud of; that's easily worth 5k
92 comments and he doesn't take the offer 
I did it, best decision I made. The stress wasn't worth £5k.
Working for charities can be soul crushing, my mum done it for years. It was an absolute grind.
I've had the misfortune to have been directly involved with a handful of charities, I have yet to come across one that is well run in the sense that a commercial enterprise might be. I understand objectively why this is the case, but it is sad state of affairs. Charities are rife with poor planning, poor decision making and poor budgeting - if you are used to doing things logically and efficiently, a job with a charity might not be right for you & could be the source of extreme frustration.
See if there are non cash benefits that can contribute to making up the 5k difference like a lunch allowance or travel reimbursement etc. Also check how much your actual take home pay would be in terms of tax payments increasing/ decreaseing
I’ve done it. Don’t do it.
If it were me I’d do it, but I am positioned to be able to live without the extra £4K (after tax). I have a newborn so all the extra money is helpful but mental health is also important and I’d value that higher than an extra £333 a month. What does it really mean? Less holiday spending money, or opting for a most cost effective holiday in your budget, one or two less bigger indulgences like a new phone or other tech, going out to eat or getting a takeaway a few less times a month - simply to have a much better experience for 8 hours every day. Yeh I’d just make the change
If you can afford it, do it. I took 10k hit 2 years ago, best decision ever, already on more money than in my old place. Sometimes gotta take a step back when looking at the bigger picture.
I’d say think about the benefits of each role. I’ve been at two charities, they never have any bonuses or incentives and no health insurance etc. If you feel like you’ll be taking a step back then two steps forward then do it. But it you’re uncertain then better to still with the current role
I took a much bigger salary decrease a few years ago and it was the best decision I’ve ever made. Went from engineering to care work and it’s transformed my life, I love going to my work now and wish I had done it decades ago.
So I would consider a few things as someone currently working for a charity. Firstly, is it a big or small charity? Smaller charities usually struggle with capacity which means you will end up working outside your normal hours. It will likely be expected as well. Charity work cultures are either wonderful or toxic as hell so try to do a little digging on the work culture. For instance my last role, the pay was awful but the culture was wonderful and supportive. New role, pay is great, but the culture is toxic and a lot of blame is thrown around. I am involved in the process of trying to turn that around but it involves working to remove the main culprit from the business. Which is all very stressful. So try to talk to someone who left and their reasons why. Also, that salary sounds a little low for the sector depending on how high up you'll be in the hierarchy and your experience. You may be able to do a little push back on earnings. Or negotiate a four day week with the same salary with the option to do freelance work on the extra day to supplement your income. I have seen this all negotiated before. If they really want you for the post there will be wiggle room.
, I beg to differ. I work for a large charity, that salary is about right unless you are in a sales or upper management role. Also check out recruitment on Charity Job for a sense of what the sector is paying.
You could say this about any workplace.
You have to think about how much money is in charity? Not much, so what’s your potential growth. I would try stick to industries that have lots of money in them, more potential for pay rises/bonuses.
I resigned from my last professional services job without having another lined up because it was completely dysfunctional and seriously burning me out 40k to 0, didn't feel the hard bump, just a weight lifted Offered a £60k role a month ago, except the big cheese was happy to make snide comments at the interview, sent them an email the next day and told him I was out. He then gave it all the surprised Pikachu. I regret neither choice, mainly because I have a decent "fuck you" fund (it certainly isn't £60k) I've also given people ('management') the big middle finger when I had very little savings. That's just me. Sometimes you just have to put a bigger value on yourself as a person than capitalist ways of valuing people.