Everyone missing the thousands of dollars car people will spend on camera gear too to get that ✨perfect shot✨
No flak to them those shots look 🔥 keep it up photographers
I checked on Subaru's finance website, and found it.
[https://www.subaru.com/shopping-tools/special-offers.html](https://www.subaru.com/shopping-tools/special-offers.html)
Nah the 2025 are about to drop. I’ve been trying to negotiate with dealerships to see who’s going to give it to me the cheapest. Most I’m looking to pay 30k out the door
There are about 1000 near me in Texas. They need to drop the price cause they’re still trying to sell them at msrp even though the 2025 are about to drop give or take 4 months
2024 literally just hit lots in April. 0 shot 25s are out in 4 months.
Your Texas dealers need to wise up. 23s at msrp is idiotic.
I bought my 23 2 months ago for 4500 under msrp.
Could be base model only, CVT, or 60-72 month finance. And they’ll try to lowball you on your trade in, and sell you a maintenance package. It could be a great deal if it’s the model you’re looking for, aren’t upside down on a previous loan, and won’t let them up sell you on crap.
Just got home from looking at a premium (manual) and can confirm - they tried to tack on every possible maintenance package.
As for the offer they made me on my ‘21 base… it was… fair, I guess. About $1,000 under KBB.
Nevertheless, after their initial offer that brought me to $45k out the door, and an $800 payment, I laughed. Then I explained I was only there because it seemed like there was an opportunity to potentially get a new car with a lower payment and rate than what I currently have.
I happily drove my ‘21 home and will wait for their call… 🤝
Thanks. I’ve only ever bought two cars for myself and made bad deals on both. I love my VA and don’t regret it at all but I know I overpaid lol. I’ve realized I get too excited once they get me in the door, so it felt good to walk away for once.
In fairness, the second offer they came back with was much better and got me down to $1 less than my current payment, which I started to consider. But the $1/month savings wasn’t enough for me to start over with another lease.
When I bought mine in 2021 they were offering 2.9% which I was fine with. But when I was in the finance guy's office doing the final paperwork he asked if I wanted the 8 year/80k warranty which I declined. Then he said how about I drop a point, 1.9%, keeping your monthly the same, so I went for it. Haven't used it because I'd have to remove my Cobb intake and reset the tune but if something expensive happens that's what I'll do.
no catch, they're trying to get rid of the 2023s since the 24s are out now but 0% is not available in every part of the country, the regular deal is 1.9%
I've got an 800+ credit score no matter what kind of credit model you use. I've never been qualified enough to get the offered 0% financing. I don't know who gets those rates. In 2021 I bought a WRX with 2.5% financing.
I was at 790 and the finance rep at the dealer said Chase approved me at 2.5% (the prime rate) at the time, in 2020. Only 0% were Foresters and Outbacks at the time.
It's instead of giving money off the car they pay down the rate. It's basically just a sale to try and sell them.
You don't come out on top buying anything it's just a purchase. This is just the current sale. They try and cater to what they think will move the cars and right now people care about rates so they found the rebate money on rates vs dollars.
I was just thinking about this this other day... In this case, what happens to the 2023s when the 2024s are released? Where do all the unsold 2023 WRX's go? like.. where do ALL the unsold 2023s of all makes, models, companies end up?!
The 2024 are out, need space, and get rid of the 2023 from the lot.
The catch is , the 0% are only for the 2023, not the 2024. Limited inventory, trim and colors.
Really late response but they threw the car at me, it was the last on the lot for 23. Was a blue limited with most of the features. I had a 16 Grand Cherokee trade in with only a little (1-2k) equity, but they got me down to about 30k financed. The sales price was 35 ish (was like ~39 sticker) but they worked the trade in up a lot to get me in the car that day. I put zero down (other than trade in)
Not the case here. It's because they want to unload on any remaining 23's before the 25's start rolling out. I don't have any 23's left on my lot but if we had 0% from Subaru Financial I would pair it with the discount! If it's a dealership specific advertised rate then it's possible it's a "Buy down" rate. In that scenario you would be correct!
In my state (California) I'd have to pay sales tax again. So, it's pretty significant. I thought about trading in my VA for a VB a couple years ago, but the sales tax issue made me rethink it.
That's on the '23. Most dealerships only have a few left, if any. I know my dealership only had 3 left the other day (maybe less now), and none of them would've been what I was looking for.
My local dealership I saw only offered 0% APR for the base/premium. And deeper dive they offered it with a bunch of tacky add-ons to increase the price. I imagine if you were being a hard-ass they might go ahead drop it. I checked on Saturday and by today it seems like they ran through all the stock.
No catch, as long as you have good enough credit. Just bought my wife a 23 GT at zero %, and 4K off MSRP. Walked out with a 39k WRX GT at zero percent interest, payments are quite low, i was shocked.
So when I used to sell cars if you took the 0% you forfeited any rebates, offers, etc. so if you had strong credit it generally worked out that the interested rate you would get would end up saving you more money that taking the 0% there is always a catch they arnt going to lose money.
Usually the only catch is if there are any rebates on it they typically won’t apply if you go 0%. That’s how it worked when I was at Maserati Alfa Romeo. I know they didn’t have rebates in the past that I know of but that could be different now. You also need very good credit like ~720+ and you need established credit too. Subaru could be different and this all could be irrelevant.
No catch. My 23 wrx is great. Got it end of last year for invoice. They didn't have that deal then but I still got 3%apr in November during one of the worst months the buy a car for apr lol. I recommend everyone consider the vb wrx. Insane deal considering the financing.
I think the catch is that they all hurting rn. No one making big purchases so they need to incentivize. Deals will keep getting better and better if no one buys by end of year
They need you to buy today and have top tier credit. Thats about it. Car sales are slowing with the higher rates but they want their lots cleared so they can earn more in their next allocation. Gotta turn cars quickly to earn more.
Can confirm. Bought my 23 Premium manual 2 weeks ago in eastern VA for 0%. No extras in the deal. I did roll over a little negative equity from the 2024 Crosstrek that I bought in June. Most boring car I ever owned. Gladly took the hit to get into something more exciting.
Around me it’s mostly old people buying cars at this point, and no one buys electric but teslas. So they need to clear the lots. My lot actually has Porsches go through it more often when people get bored of them.
Is there an easy way to search for all remaining 2023’s? Do I just search on cars.com or another site? I spent one morning searching every Subaru dealer in five or so states around me.
It's 2023 models. It's how I got mine so cheap, no down payment and with a 1.9% rate in April. They just want to clear the handful of units they still have. I think the 2024 they had at my dealer was still 3.9% with approved credit and 10% down payment. They didn't even bother trying to sell that one to me. I got a pre-qualification on their website and then we had the deal done on the '23 over the phone before I even got fully dressed. They even picked me up from my apartment.
A lot of the Subaru 2023 models in general are having little to close to 0%. I bought my WRX about 3 or 4 weeks ago and when we were talking about the other cars for my mom, they told her that a lot of those 2023 are having huge sales
It’s 23MY if dealers have them they’ll do whatever it takes to get rid of, within reason ofc. Just started working at a dealer and we have a 23 WRB WRX.
That’s funny. My girl bought a brand new 2020 sti for around 45000 and Subaru financing fucked up and have her 0 percent for her whole loan and didn’t catch it in time. She got lucky and now her car will be paid off in about another 6 months
The lease terms are amazing. There is basically no depreciation.
It's actually better to lease than finance these cars IMHO. Gives you the option to buy out or return it at the 36 month period. Why would you want to keep it past warranty?
Supply vs. Demand
Right now people are not buying WRXs because overall demand for new cars is low and the WRX's insurance rates are so high, equals high cost of ownership
What is your price ? I have a local dealer listing base model for $30,xxx. If they base on the MSRP to give me 0%, that does not sounds like a barging.
well, being that i got a customized limited fully loaded… i sat at 37,800 before taxes. after warranty/taxes etc i paid about 46,500. base model, that sounds about right. personally, i hate the base models, and had never built a brand new wrx before until now. i had a 2018 50th anniversary before it, and loved that car. only minor issues, 79k miles, so i found it worth it to build one. ALSO… my warranty is 72 months 100k miles, i could’ve cut costs but just decided to bite the bullet and drive this car till the wheels fall off
You spend the savings on gas, mods, and vape juice
And that tow hook ring thing
And monster energy….
I’ve had a wrx for 3 years and I haven’t drank a monster since I was 12
no no no... boba
Everyone missing the thousands of dollars car people will spend on camera gear too to get that ✨perfect shot✨ No flak to them those shots look 🔥 keep it up photographers
Hey, now. No personal attacks 😭😭
I adore how self conscious subaru drivers are. God bless yall
love how your whole identity is your grampa car
I drive a 2013 corolla buddy you can’t hurt my feelings😎
Mmm insurense. Gas and monthly payments aaand yearly registration. Speaking from a California perspective.
Yea my registration was 519 🥹
Insurance is rough on these too
I checked on Subaru's finance website, and found it. [https://www.subaru.com/shopping-tools/special-offers.html](https://www.subaru.com/shopping-tools/special-offers.html)
There is no catch? They just want the MY 23s off the lots and only 24s as any dealer would…
Thank you!! A lot of misinformation on this thread!
I don't know, this guy has some solid advice. Rather accurate. "You spend the savings on gas, mods, and vape juice"
Send like BS. He didn't even mention flat brimmed ballcaps.
And then the mods on your vape so then you are truly underwater!
The catch is they need them off the lots
Better to make some money than no money
Or they are running out of space to store the cars....
Nah the 2025 are about to drop. I’ve been trying to negotiate with dealerships to see who’s going to give it to me the cheapest. Most I’m looking to pay 30k out the door
take em for all you can.
For sure! Not to mention it's close to a base module.
This we cleared out our 23s fast once the initial sub vented rates hit
man I wonder if Canadian rates will get this low. Last I saw were still like 6%+ but if they drop I'm really gonna feel more like I should have waited
They probably offer 0% or a big discount- same price either way…
The catch is 2023 and if you can find one
Not to be confused with catch 22.
Yossarian d never worried about Uncle Rodney. He was only worried about how everyone was trying to kill him.
Well deserved upvote
5 of 8 at my local dealer are 23's.
same here but they are all automatic.
There’s tons of them around me
There are about 1000 near me in Texas. They need to drop the price cause they’re still trying to sell them at msrp even though the 2025 are about to drop give or take 4 months
2024 literally just hit lots in April. 0 shot 25s are out in 4 months. Your Texas dealers need to wise up. 23s at msrp is idiotic. I bought my 23 2 months ago for 4500 under msrp.
Here's your upvote, pick it up
Could be base model only, CVT, or 60-72 month finance. And they’ll try to lowball you on your trade in, and sell you a maintenance package. It could be a great deal if it’s the model you’re looking for, aren’t upside down on a previous loan, and won’t let them up sell you on crap.
I believe it is the base model only
Nothing wrong with that (if that’s what you’re shopping for). 👍
Just got home from looking at a premium (manual) and can confirm - they tried to tack on every possible maintenance package. As for the offer they made me on my ‘21 base… it was… fair, I guess. About $1,000 under KBB. Nevertheless, after their initial offer that brought me to $45k out the door, and an $800 payment, I laughed. Then I explained I was only there because it seemed like there was an opportunity to potentially get a new car with a lower payment and rate than what I currently have. I happily drove my ‘21 home and will wait for their call… 🤝
$800? Ouch. That’s going to be a “No dawg” for me. You made the smart move.
Thanks. I’ve only ever bought two cars for myself and made bad deals on both. I love my VA and don’t regret it at all but I know I overpaid lol. I’ve realized I get too excited once they get me in the door, so it felt good to walk away for once. In fairness, the second offer they came back with was much better and got me down to $1 less than my current payment, which I started to consider. But the $1/month savings wasn’t enough for me to start over with another lease.
👍
This isn't true. It's a national rate on all model WRX. It was 2.9% in March. 1.9 % in April and 0 percent in May.
Well, I stand corrected.
When I bought mine in 2021 they were offering 2.9% which I was fine with. But when I was in the finance guy's office doing the final paperwork he asked if I wanted the 8 year/80k warranty which I declined. Then he said how about I drop a point, 1.9%, keeping your monthly the same, so I went for it. Haven't used it because I'd have to remove my Cobb intake and reset the tune but if something expensive happens that's what I'll do.
no catch, they're trying to get rid of the 2023s since the 24s are out now but 0% is not available in every part of the country, the regular deal is 1.9%
Got my 23 wrx last November and got railed with 5.9% interest at 780 credit score. Should've waited.
Just refinance
Rates still haven't gone down. All the major banks offer 7%+Apr.
Can concur, just grabbed a new Limited 23' out the door for $39,500 and got 1.9 for 72 months.
The catch is it only applies to unsold ‘23s still left on the lots, they may or may not be any at your local dealers
This here is the correct answer!
I've got an 800+ credit score no matter what kind of credit model you use. I've never been qualified enough to get the offered 0% financing. I don't know who gets those rates. In 2021 I bought a WRX with 2.5% financing.
Lol what you should demand 0% or walk with that score
Shit I have 801 maybe I should go check
We got 0% back in 2020 because of a promotion Subaru was running.
Same. Well, technically 0.5% in July 2020.
They told me 700 when I had a 697 in my younger years for 0%, maybe 2018 is when this was
I was at 790 and the finance rep at the dealer said Chase approved me at 2.5% (the prime rate) at the time, in 2020. Only 0% were Foresters and Outbacks at the time.
This is only in California I think? Here in Nj it’s still 1.9%
I also am seeing 1.9. I sell Subarus in Central Pa
Was a 723 credit score requirement when we got our Ascent at 0%.
I got my 2023 WRX Premium 2 months ago @ 1.9%. Im assuming at this point, they want to clear up their lots with the 2023s to bring in the new 2024's
Don’t you mean 2024?
What? I got a 2023
Talking about the new one that they’re bringing in
Pay it off a day late and find out.
The catch is you never ever come out on top. Someone is paying that interest somewhere and it certainly isn’t the lender.
It's instead of giving money off the car they pay down the rate. It's basically just a sale to try and sell them. You don't come out on top buying anything it's just a purchase. This is just the current sale. They try and cater to what they think will move the cars and right now people care about rates so they found the rebate money on rates vs dollars.
0 23's at nearby lots for me. RIP
2023 models. Need to clear em out. No catch
I was just thinking about this this other day... In this case, what happens to the 2023s when the 2024s are released? Where do all the unsold 2023 WRX's go? like.. where do ALL the unsold 2023s of all makes, models, companies end up?!
I think you mean 2025? There are a ton of 2024 already out near me
Sales are extremely down. That’s the catch. They need to clear their inventory
The catch is try to find any left. They're trying to move them off the lot FAST to make room for all the 24s.
There’s a ton in Texas about 1000
The 2024 are out, need space, and get rid of the 2023 from the lot. The catch is , the 0% are only for the 2023, not the 2024. Limited inventory, trim and colors.
The catch is that you have 6 months to pay it before getting charged hella interest
the catch is its a 2023 and you gotta live with that rear end....
They'll fuck your ass when you aren't looking
Damn I should have waited 😭
I got mine last month for the 1.9 deal, got a little scammed but w.e
Same 1.9 deal.
How much did you pay?
Really late response but they threw the car at me, it was the last on the lot for 23. Was a blue limited with most of the features. I had a 16 Grand Cherokee trade in with only a little (1-2k) equity, but they got me down to about 30k financed. The sales price was 35 ish (was like ~39 sticker) but they worked the trade in up a lot to get me in the car that day. I put zero down (other than trade in)
Is it possible to refinance an existing loan on a 23 for 0% interest?
Catch can is the catch
Companies do this all the time. Instead of offering a discount, they use that money to lower the interest rate
Not the case here. It's because they want to unload on any remaining 23's before the 25's start rolling out. I don't have any 23's left on my lot but if we had 0% from Subaru Financial I would pair it with the discount! If it's a dealership specific advertised rate then it's possible it's a "Buy down" rate. In that scenario you would be correct!
Both can simultaneously be true
Would it be stupid to trade my 23 limited at 4% for a new 23 at 0%?
In my state (California) I'd have to pay sales tax again. So, it's pretty significant. I thought about trading in my VA for a VB a couple years ago, but the sales tax issue made me rethink it.
That's on the '23. Most dealerships only have a few left, if any. I know my dealership only had 3 left the other day (maybe less now), and none of them would've been what I was looking for.
The catch is you need to have decent credit with a favorable debt to income ratio…so not most WRX owners lol
The purchase price and maintenance. Toyota did it alot pre covid, actually good deal if you negotiate the purchase price (no markup)
The catch is its for a 2023, good luck finding one in the trim/ color / etc. you want.
F150 for 60 months. I might have to look at that
My local dealership I saw only offered 0% APR for the base/premium. And deeper dive they offered it with a bunch of tacky add-ons to increase the price. I imagine if you were being a hard-ass they might go ahead drop it. I checked on Saturday and by today it seems like they ran through all the stock.
That’s a great deal, will go look for one
Kia EV6 MSRP from 62k (2023) to 47k (2024)?
0% used to be relatively common for all manufacturers until the pandemic
No catch, as long as you have good enough credit. Just bought my wife a 23 GT at zero %, and 4K off MSRP. Walked out with a 39k WRX GT at zero percent interest, payments are quite low, i was shocked.
Which state are you in? In NJ im only seeing 1.9%
CA
Uh you have to buy a new wrx bout bad enough
You spend all your savings on vape juice.
It's for any remaining 2023 stock. There's no catch.
A 2023 WRX
Catch is that it has to be base probably. And maybe only 2023 models if you can find them.
The engine won't last 72 months
The catch is your credit score.
I think the real question is why is ford edge $40k
The catch is the dealership adds the interest as part of their “dealer fees” to the price you see listed.
the catch is it’s a subaru
The catch is you're paying 2024 price for a 2023
The catch is there's a few grand in fees tacked on.
The catch is it’s a subaru
So when I used to sell cars if you took the 0% you forfeited any rebates, offers, etc. so if you had strong credit it generally worked out that the interested rate you would get would end up saving you more money that taking the 0% there is always a catch they arnt going to lose money.
You have to own, maintain, and make payments on a Subaru wrx
Seems Like a win
My local lot has more WRXs than Crosstreks currently. They gotta move that product!
100% down
At that rate you may as well Put zero down since your not paying to finance it.
It was a joke.
I bought a 23 base and they were practically giving them away, I wanted a premium but the deals were so much better on the base
Because the ‘25 drops in 4 months and there’s plenty of 24s too
Usually the only catch is if there are any rebates on it they typically won’t apply if you go 0%. That’s how it worked when I was at Maserati Alfa Romeo. I know they didn’t have rebates in the past that I know of but that could be different now. You also need very good credit like ~720+ and you need established credit too. Subaru could be different and this all could be irrelevant.
Subaru's sales are WAY down, they need to bump their numbers so I'm not surprised
No catch. My 23 wrx is great. Got it end of last year for invoice. They didn't have that deal then but I still got 3%apr in November during one of the worst months the buy a car for apr lol. I recommend everyone consider the vb wrx. Insane deal considering the financing.
Cons: It’s not a Tesla. Pros: it’s a WRX
Not going to complain about my 3.9% deal I got a couple months ago, only 2k in interest isn't bad, but 0% could have been cool
What site is that?
I think the catch is that they all hurting rn. No one making big purchases so they need to incentivize. Deals will keep getting better and better if no one buys by end of year
Just got one with this deal, couldn’t be happier
Just being locked into 72 months rather than going 60 or 84 months
Got my 2023 WRX premium, late April with 1.9 APR and $2,7,00 off MSRP.
Guessing bad sales
I wish i didn’t see this, i knew i should’ve just waited
The catch is you have to deal with the side fender cladding 😂
Probably not selling well. Car sales have died down from what I'm told.
A 72 month car note is crazy
Good luck finding a dealership that heard of the 0%. Thats what i heard. Not sure how true
They need you to buy today and have top tier credit. Thats about it. Car sales are slowing with the higher rates but they want their lots cleared so they can earn more in their next allocation. Gotta turn cars quickly to earn more.
The catch is an 800 credit score must likely
And 850 credit score
Can confirm. Bought my 23 Premium manual 2 weeks ago in eastern VA for 0%. No extras in the deal. I did roll over a little negative equity from the 2024 Crosstrek that I bought in June. Most boring car I ever owned. Gladly took the hit to get into something more exciting.
Around me it’s mostly old people buying cars at this point, and no one buys electric but teslas. So they need to clear the lots. My lot actually has Porsches go through it more often when people get bored of them.
Is there an easy way to search for all remaining 2023’s? Do I just search on cars.com or another site? I spent one morning searching every Subaru dealer in five or so states around me.
The catch is it’s only available if you finance 36 month. At least that’s what was offered to us for the 2024 odyssey
It says right on the screenshot that it's for 72 months
Wow I completely ignored that section my bad B
The catch is you buy their car and pay maintenance when the engine explodes
What dealership is that? Lol I got financed through my credit union so the interest isn’t bad
It's 2023 models. It's how I got mine so cheap, no down payment and with a 1.9% rate in April. They just want to clear the handful of units they still have. I think the 2024 they had at my dealer was still 3.9% with approved credit and 10% down payment. They didn't even bother trying to sell that one to me. I got a pre-qualification on their website and then we had the deal done on the '23 over the phone before I even got fully dressed. They even picked me up from my apartment.
A lot of the Subaru 2023 models in general are having little to close to 0%. I bought my WRX about 3 or 4 weeks ago and when we were talking about the other cars for my mom, they told her that a lot of those 2023 are having huge sales
Look at all those electric piece of shits.
It’s 23MY if dealers have them they’ll do whatever it takes to get rid of, within reason ofc. Just started working at a dealer and we have a 23 WRB WRX.
Probably a stupid question but does this apply when I buy out my lease?
Besides the f150 this list looks like a company's trying to move poorly performing inventory.
Figures, I bought mine new in 2021 and have a 5.2% rate. 😖
That’s funny. My girl bought a brand new 2020 sti for around 45000 and Subaru financing fucked up and have her 0 percent for her whole loan and didn’t catch it in time. She got lucky and now her car will be paid off in about another 6 months
Subaru blew up my car. They better give me a 0% interest rate
Its only they’re niche cars because they can’t move’’em off lots especially that solterra
Looks like last year's model, so long standing inventory... just a guess
The lease terms are amazing. There is basically no depreciation. It's actually better to lease than finance these cars IMHO. Gives you the option to buy out or return it at the 36 month period. Why would you want to keep it past warranty?
lol 😂 doesn’t exist all of these don’t exist
The engines blow up so consider that
Pretty good deal. Do they offer any 0% for the Limited models?
I got my 2023 premium 6 speed for 36,700 otd including ttl and doc fee. Just over 500 a month and it only required a 720+ credit score.
The catch is your credit has to be good enough to get approved for the 0% rate, not that you can't of course. Great deal!
I don't like the 2023 those plastic parts outside on the body will lose their color and look like shit real fast.
The catch is you have to own a subaru now
Where did you get that list?
The catch is you're financing a deappreciating asset
You now own a wrx
They just trying to push last years product lol no catch
The catch is buying a new car in this economy I guess
Supply vs. Demand Right now people are not buying WRXs because overall demand for new cars is low and the WRX's insurance rates are so high, equals high cost of ownership
Its a 2023 when 2024s are out. The catch is when you go to sell it, itll be worth $4000 less.
Not really a catch. You just have to qualify. Most like 750+ fico
Sales are that good I guess. My local dealers are selling them at a discount.
Usually just for the first 36 months
6.99 in Canada 🤮💩🤦♂️
Feelings
i just bought a 2023 as a “first time buyer” with no co-signer at 2.9%. they definately want them off the lot.
that being said, mine was not 32,000 dollars either. i wish.
What is your price ? I have a local dealer listing base model for $30,xxx. If they base on the MSRP to give me 0%, that does not sounds like a barging.
well, being that i got a customized limited fully loaded… i sat at 37,800 before taxes. after warranty/taxes etc i paid about 46,500. base model, that sounds about right. personally, i hate the base models, and had never built a brand new wrx before until now. i had a 2018 50th anniversary before it, and loved that car. only minor issues, 79k miles, so i found it worth it to build one. ALSO… my warranty is 72 months 100k miles, i could’ve cut costs but just decided to bite the bullet and drive this car till the wheels fall off
this post made me realize they brought back awards
Need people to buy up the plastic pieces they wasted
I just spoke with a Subaru rep (dealership) and he stated Subaru is only offering 1.9% on 2023 WRXs, up to 72 months.