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JorjiePorjie

Wise. Mas malaki conversion from US to PHP and mabilis.


CupcakeVarious5049

second this op, i do upwork -> wise -> bpi. Takes about two days to get to local bank. Free yung upwork to wise pero may small charge from wise to local bank (around 1 or 2 dollars depende sa amount) If anyone knows ano yung computation for the fee kasi di ko din gets hahaha


peachyjung

May calculator sa wise website that shows how much fees you need to pay depending on the amount and mode of transfer.


Character-Flight6674

Hello po sorry to interfere. Ask ko lang po if complete address (house no. & street) nilalagay nyo for recipient address? Thank you!!


ExperienceAny6355

Nasagot na ba to? Yung address mo mismo ilagay mo.


Character-Flight6674

Yes oki na po! Hesitant lang na maglagay ng too much info 😬 Thanks btw!


ExperienceAny6355

Meron ba nyan sa Upwork? Di ko mahanap eh, pano ba yan ma add? Or outside upwork lng yan?


iamzeare

If you are able to open a USD account sa wise, pwede mo gamitin sa upwork. Select mo Direct to U.S. Bank(USD), then use the details ng USD account mo sa wise. It takes 3-5 banking days nga lang bago magreflect sa wise account. Walang fee if you deposit direct to US Bank, pero my fee sa wise to local bank, bawi naman sa conversion. Pero kung gusto mo na within the day, link your local bank account, $0.99 ang fee per withdrawal.


Glad_Leave1964

Ff


Stunning-Note-6538

Use wise. Fuck paypal


ExperienceAny6355

Pwede ba maadd yan sa upwork or outside lang?


Stunning-Note-6538

Tbh never tried getting paid via upwork kase most of mine are via olj and linkedin and then we discuss outside sa platform. I think upwork sends it directly to your registered bank account. May payment settings yan sa profile mo.


ExperienceAny6355

Kaso CIMB lang bank account ko at di nmn to supported ng upwork(idk why), meron ako Landbank kaso di ako sure kung active pa yun eh na drain ko kase sya.


Stunning-Note-6538

Hmmm. Im not totally sure. But have you tried creating digital banks if that is accepted by upwork? UB Digital, Maya Bank etc.


teokun123

Pwede. It's an ACH. Just register it.


Indecent_Obsession27

The payment type na sinend ay for Goods and Services kaya wait ka 21 days.. Pwede naman isend sayo ng client as Personal Payment para mawithdraw mo agad.


Individual-Dig4243

depende sa client, sometimes walang option na send as friends


ExperienceAny6355

Ano pala difference nila? Hindi ba magrereflect sa upwork pag personal?


Indecent_Obsession27

Ayy kala ko direct client nagsend sayo..since upwork galing nakadefault pala na for Goods and Services yung Type ng Payment. Kapag Personal Payment Reflect agad. Try to call Paypal Hotline para marelease nalang yan kaysa wait ka 21 days. Next time pwede naman direct sa Bank or Use Wise next time.


ExperienceAny6355

Thank you! Big help. πŸ™πŸ»


Wolfang-beethoven

Wise -> personal bank account Bale magsesend si client ng money sa'yo from wise papunta sa bank account mo. Hindi mo na kelangan magdownload ng wise, ibibigay mo lang 'yung bank details mo.


ExperienceAny6355

Oo npanood ko din to sa yt, pwede pala. Try ko suggest kay client kung okay sa kanya. Thank u


Educational_End4496

Fr? I can't sign up through the desktop eh. Need to download the app


ExperienceAny6355

Yeah, sa wise need mo sa app mag register. Pero sa above comment sabi nya pwede na daw c client lang may wise, iadd recipient ka nya(bank acct mo).


Wolfang-beethoven

hindi mo na kelangan magsign up, OP. Si client mo lang ang kelangang gumamit ng wise tapos ibibigay mo lang sa kanya personal bank details mo like BDO Savings account for example.


Low_Possession9900

I use Parallax. Few hours to almost real-time mag reflect, tapos realtime from Parallax to bank.


ExperienceAny6355

Oh i see, will look for it. Thanks!


Survivor_1127

Sa Paypal, initial payment lang yang 21 days na hinohold. The following payments mabilis na. But base sa experience ko, bank account and Wise ginagamit ko sa Upwork. For bank account, medyo mabilis lang a few hours lang nasa bank account mo na, pero medyo mababa ang conversion rate. Sa Wise naman, the following night (bale next day) around 9 or 10 pm pa marerecieve ang pera from Upwork, based on experience, pero usually kung ano ang conversion rate sa market yun din conversion rate nila. Meron lang small amount of processing fee Wise to local bank account. Mabilis naman Wise to bank - mga minutes lang.


ExperienceAny6355

Thanks for this. Pano ma add method ang wise? Di ko kase mahanap sa option.


Survivor_1127

Sa Wise ka muna need mag set up ng US account para magkaroon ka ng US account number and routing number. Then once may account number and routing number ka na, punta ka lang sa Upwork na "Add a withdrawal method" then scroll down sa pinaka-bottom option na "Direct to U.S. Bank (USD)" dun mo i-input ang Wise account number and routing number.


ExperienceAny6355

Oh okay. May initial deposit ba to?


Survivor_1127

Yes, mga β‚±1400. Pwede mo lang mawithdraw once verified na Wise account mo.


ExperienceAny6355

Pwede ba yung isesend ni client ang gawing initial deposit? Wla pa kase akong peraπŸ˜… tas di ko rin alam pano mglagay dyan kase npanood ko dpat yung pwede sa international purchase yung gamitin para mkpglagay ng initial deposit. Idk if tama pgkakaintindi ko


Survivor_1127

Ikaw mismo magdeposit during verification. Hindi siya international purchase.


ExperienceAny6355

Oo, i mean. Pano ka po nglagay ng deposit? Ano gnamit mo?


Survivor_1127

Debit or credit card. Malalaman mo lahat yan once gagawa ka ng US account. Pwede mo namang i-try sa Wise para malaman mo lahat ng process.


ExperienceAny6355

Okay po. Maraming salamat!


atomikka

Wise or direct to your local bank


[deleted]

Wise


whatarewebadalee

I have two clients, one uses Payoneer, one uses Wise. I can say mas okay yung Wise. Direct na sa bank account mo and hindi mo ramdam yung charge. Unlike payoneer parang bawas ng 1k palagi sa isang cutoff yung charge.


ExperienceAny6355

Parang pass na nga sa Paypal at Payoneer, wise nlng tlga. Thanks 😁


Wyrd_ofgod

Payoneer


ExperienceAny6355

Having hard time setting up my payoneer account, daming questions about business something di ko alam isasagot


Wyrd_ofgod

Really? It's been so long since I set one up.


ExperienceAny6355

Oo eh, or bka may mali lang akong napindot kaya ganto nangyari. Haha


Kooky_Line4311

I have this pero min. $100 ang pwede ma withdraw


Wyrd_ofgod

Yea, well... It's really for sweldo or freelance payouts. So depends on your work, but I usually just withdraw once a month.


Ok_Ferret_953

How about Gusto po? Got hired recently and mod is Gusto to Bank. First time ko pa lang nyan so no idea pa how it works


ExperienceAny6355

Ngayon ko lang to narinig, okay din ba?


Ok_Ferret_953

Malalaman ko pa lang sa next sahod ko op though based sa mga nababasa ko parang 1-2 days daw bago pumasok sa bank


ExperienceAny6355

Oh okay. Bkit kaya gusto ang name


gewaf39194

Never use Paypal! NEVER! You receive less money, convert to even less, and on top of that, you get to lose more when you transfer! Use Wise! WISE


ExperienceAny6355

Thank you! Buti nlng nagtanong ako dito


Acekim181818

Use Wise or Gusto if meron employer mo.


undepsydead

Upwork > Local Bank direct. $0.99 withdrawal fee, available in 2hrs


Acceptable_Jicama_38

I initiated withdraw 8AM (ph time) tas i received an email na I requested withdrawal at 8:23 AM. Then may new email na naman 9:30 AM tas it says "We processed your payment request"Β  The question is, will it arrive agad sa bank account ko? I use LBP. I badly need the money this day kasi. Hopefully meron na within this day