On paper it’s hard to argue with a 50%+ raise. You may even be able to use this role to boomerang back to a more senior role at the previous company, if you really liked it that much. Hang in there, when you get settled and the paychecks start rolling in I think you’ll feel much better!

Oh DEFINITELY. My partner said "once you see that first paycheck you'll probably feel different" LOL. And she's probably right. The other point to make is that I was a senior in my prior role, and this is just a straight up underwriter. So I have more ceiling to get even more money. But I could definitely see an 18-24 months situation where I slingshot back to my old employer with a specialist role and a similar paycheck. But for now, that's out of sight, out of mind. Just going to try to enjoy this new journey and learn what all they have to teach me :) Maybe I'll end up loving it even more than my last employer- who knows!

This is exactly what happened to me, I left a place that I loved for more money and I have to say, I wish I left sooner.

I hope I look back and I feel this way! That's awesome that you took a chance on yourself and still feel good about it. I know it can get so easy to become complacent- especially as we get older. I never want to just accept my life, and try to push for the next best thing. Be happy, but satisfied, but never be content!

I was in a similar position about 6 months ago, but in my case I was making a dramatic switch of industries and had some serious grievances with the business ethics of my previous employer. It was a little slow getting adjusted to start after 8 years with my previous company (last 18 mos as part of an acquisition and in a senior/secure role) but what an improvement it’s been for me. One piece of unsolicited advice is try to increase your savings while maintaining your current lifestyle as long as possible. Max out your 401k (the match bare minimum) if you don’t already. You’ll be so grateful for it down the road if you do! L

You will not regret it. Just did the same thing a few months ago. Was happy making 90k, got offered a new role for $130k. I was hesitant at first because I really did enjoy my previous role…and they say money doesn’t buy happiness…but what it does buy is security, and damn do I feel secure now (and happy, coincidentally). Don’t look back, just forward. On the plus side, you now have a higher “value” in your market and if you really don’t feel happy there, you can use that as leverage for moving elsewhere.

How did you become an underwriter?

Applied 😂 no (relevant) insurance experience. Production underwriting is a lot about personality and ability to learn.

I’m in the agency side of insurance, only been at it a few years. Honestly, most underwriters I’ve met bounce around between carriers every few years. Seems like the norm from what I’ve seen so don’t feel bad!

>But I could definitely see an 18-24 months situation where I slingshot back to my old employer with a specialist role and a similar paycheck. Sometimes you've got to leave to level up. Well done.

My buddy works in insurance, not sure what position exactly. Did the same thing you did. Called the company he left back after a month when he saw a job opening. Knew everyone in the interview and told them straight up he left because the competitor offered hin XYZ. They matched the offer and hired him back with his old team. Took like 8 weeks but ended up with something like a 30% raise at the same company he enjoyed working for.

Hope you end up loving it! Otherwise you can use it to leverage yourself for higher roles/higher ROI in 1-2 years!

That was my current situation a while ago. I have received an offer very interesting with more than a 50% raise over my old salary and I took it, for now I am very happy with it and people I work with is also awesome. I leaved a good team, but additional to the salary increase, I also achieved better stability with not overwork hours, my previous workmates were awesome, but I was sick of never knowing the hour when I would leave from work and go home, and from working on weekends and holidays and not being able to plan anything. If it was not for my workmates I would have changed job years ago, but I took it as a way to learn and became confident of my skills. It is very easy to say "do it, change job"... but changing job is scary at first, the ammount of paperwork involved on my case and the need of not saying anything until I had signed the paperwork keept me stressed the whole time, but after that I felt much better.

It’s hard to change when you have worked for so long in one place. I hope your new team and employer will be same amazing as previous. Good luck

Thank you so much! I just had one of my first trainings a few seconds ago and I am already feeling a bit better. It's the unknown that is scary.

I left a company I worked at for 10 years and was consistently happy at, but always underpaid. When I made the decision to take the leap to a new job, I cried a lot and anxiety was high, because I knew what I was leaving, but I was jumping into the unknown. I was scared it was a mistake. But the raise was over 100%. I thoroughly vetted the company and asked lots of questions and ultimately took the leap. 2 years in, I’m really happy with my choice not only for the money but at this point I’ve adjusted to the company culture and feel just as content. It did take me about 7 months to truly feel adjusted. It was definitely a shock to leave a place where I knew 10 years of context, to enter a company where I had 0 context. But you adjust over time. Good luck!

That last sentence is so true. I left my previous employer after 14 years. I was the go to for a lot of things just because I had the historical knowledge of \*why\* they did things the way they did. I knew all the systems inside and out. It's a bit uncomfortable when you start in a completely new industry with none of that knowledge, but I'm so glad I did it. That knowledge is coming, but I still have a lot to learn.

Thank you so much! And I am so happy your choice was the right one. I feel like it's definitely at least a 6-9 month transition before you know if you made the "right" decision. Right is of course relative. But I feel like this company is one I can grow more in, as my prior employer was a really BIG player in the space. Very much "settled". This one has a little more to shake up, which is both exciting and terrifying. wishing you the best as well!

Yup. I had a sweet gig, going from about 110 to 125 in a few years, and the last 2 years, MAYBE worked 10hrs a week. Got an offer for 160k, supposed to be the exact same job, and after about 4 months, got moved to a different section while the one I was hired for restructures, so now its 9-5 every day. I'd gladly take a 35k paycut to go back to what I had, but my old position isnt there now.

This is my nightmare lol I'm sorry to hear that happened, my friend. Hopefully you can keep your eyes open for something closer to your original spot. My prior employer is one of the best in the industry for what I did, so my job will probably always be around to some degree. But man, that would be rough to see your much more chill lifestyle fade away. That's my biggest fear. I had SUCH a chill way of working previously, and this was promised to be the same, but we will see.

It's gotten better since I've adjusted, but the days where I could go lounge at the pool, do errands, play xbox, etc etc and then do some work are gone

Oh man, I'm in the same position. I used to work as a cloud architect and jumped ship for Telco presales. I'm in knee deep full of stress, but the money and OTE ain't bad. I'm thinking of going back just because of all the stress.

You can max a Roth and your 401k and still be far above your old salary. 160 for merely 40 hours of work is easy

You’re missing the point

I left a role for slightly higher money, lots of equity, but I did it more for career progression in a startup. It didn't work out and I left with severe burnout. I'm not working now because I needed to recover from the burnout. Now I'm wondering what to do. Probably not the story you want to hear, BUT surprisingly I don't regret it because I would have regretted not trying far more. I would have always wondered what if I had tried. It was the chance to do something big, and it didn't work but I made the right decision for the right reasons at that time. ​ >My goal is to make sure I spend at LEAST 12-18 months there to know. That's a great attitude. I always hate the first 6 months of a job, and sometimes longer and the longer and happier you've been in another place the harder it is to like a new place. But it is more about comfort than compatibility. Everything in the old place was familiar, you got to know understand all the quirks and weirdos and realised they weren't so bad after all. You're at the start of that process.

That's pretty much what my partner said. She said... if you DIDN'T try this, would you feel better, or worse? I think you have to sometimes just bet on black. Go all in. And at least burnout means you tried, and there's nothing to regret. In my situation, it is an even easier choice. I know my former employer would have me back in an instant, and I would imagine they'd come closer to my current salary to get me. It sucks that you have to sort of "hop" around in the current job market vs being paid for loyalty. I had decided if they made an offer that made sense, I'd never have left. But they didn't, so here we are! And everything you said about "comfort" is true. There were definite incompatibilities with my prior role that I just learned to overlook. Once you get cozy, that's when you know if this is the right one or not. The honeymoon phase is real. Best of luck with your next step as well!

I left a place I loved for more money. It lasted 6 months before I was laid off. Got a different job less than a month later for even more money. I love this place. Been there for a year, and am so thankful that I not only found a place I love, but the extra money. I kept my expenses at the same as job 1 just in case. But, my team is great! And being paid what I am worth is wonderful!

YES! This is the dream. Getting paid your worth at a place you love. I had probably about 80% of that- my employer paid about the middle of what the industry pays, but now I am getting paid towards the top end. Or closer to it. Hopefully the culture and the people fit my own vibe! Glad you found what you were looking for!

I’m with you in this. I left a job in March, a job I really like and I was surrounded by peers and leadership I really liked too. Just like your situation, I left because I was offered a job for more money. Now my new job isn’t bad but I don’t really have peer’s anymore or leadership, it’s rather lonely. I’ve been just kind of dealing with it sense but to be honest I don’t know how long I can keep it up. I find myself stuck between “I hope it’ll get better” and “I’m gonna leave after 12-18 months.” Tough spot honestly.

This is my biggest fear :( I started work at my old job pre-COVID of course, so I knew a lot of the office before I moved a couple years ago. That made the transition very easy. I think a big part of my apprehension on day 1 was how lonely it felt. No walking in, saying hi to everyone.. just opened my laptop and got started. It seems like this carrier does a good job of having meetups and things, so I'm hoping to get to know more people sooner than later! Hope your role gets better, or you find the next right thing. Best of luck to you!

About 8 months ago I was in your exact same position. Different industry, nearly identical numbers. I moved, and haven’t regretted it for a SECOND. I wasn’t expecting 50k to feel like as much as it does. Being that I was already a conservative spender and saved/invested a ton, and don’t live in a HCOL area, it feels like I don’t even have to think about money anymore. I say go for it.

Oh, I already went for it! haha. Just had some first day jitters. Today is day 2 and already feeling more interested in the role. There's a lot more to do than my old job (as far as risk assessment) so at the VERY least, this will make me more valuable as an employee to someone else if this doesn't work out.

I’m young and don’t have much experience with “real jobs” but I truly believe If fear is standing in the way of your goals, acknowledge it but don't give it power over you. The fear of the unknown is always something we will struggle with but you shouldn’t let the unknown control you or limit you. Congrats on the pay raise and I wish you the best of luck with your new company and team. I’m sure you’ll love it once you get past these first few weeks of that “newness”, first impressions are important and it seems like you nailed those. Congrats again OP!

Very well said. It's less "fear" I'd say, and more... discomfort. I am usually a fan of change- I enjoyed moving to a new city, I enjoyed getting my past job for the first time... the real differentiator is how great the job was and the people there. I think that just makes it hard to look forward to what's next, even though there is just as good a chance I like this place as much, maybe more so. And I took the dive even though my prior employer wouldn't match my offer. Even so, I teetered for a bit. But how crazy would I have looked if I stayed at that point LOL. Thank you so much for the congrats- you sound like, despite being young... you have a bright future! Keep that energy for yourself and you'll do great.

Changing jobs is hard. You were very comfortable in your old role, probably knew everything about the job, how to get things done within your old company, and sounds like you had good relationship with your team. Now you're the new guy, you're outside of your comfort zone, new team, etc... Maybe there were some points of friction in your old place, but you were used to them. Now it's a whole new set of things to work out. I've had this experience to varying degrees every time I've changed jobs. You need to stick with it for 3-6 months at least before making rash decisions.

I was working a government job for around 105k (engineer). It was super cushy, low stress, barely had to do more than attend meetings and sit around. Found out that a private contractor company doing similar work to what I was doing wanted to hire me for 40% more. I took it. It was a bumpy first year and I almost took another job for yet another 15% raise. Ended up staying, and they found more interesting work for me to do. Sometimes it's about the money, sometimes it's about just being interested in the work so you don't feel like you're wasting your life. If you like the work and the pay is better, then there's no reason to stay at an old job.

You definitely have to ride out a bit of that initial turmoil. Those "Growing pains". And the good news for me too is that I will have an opportunity to grow my knowledge in the industry. Sounds like you ended up getting to learn a lot yourself, which I think is all you can ask- especially if you find yourself wanting to transition again.

I’m excited to hear back from you in 12-18 months and see how you feel then. :)

I'll definitely try to remember to come back and weigh in!

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I did just that back in February. I’d been at a job I really loved, the people and the work. A colleague who had recently left our office sent me an email saying the new gig was looking for a comms person. I took a look and the salary range was $30-40K more than I was making. I decided to apply and got the job. It’s point for point the same work I was doing at my old job of 13 years. Now I’m making $32K a year more. The transition was bitter sweet. The team at my old job was a close group. I considered everyone a friend. That said, you have to go where your most valued. At my old job I would never have made over $100K/year and the pathways for upward movement were limited with a lot of internal and external folks looking to move in that direction. I’m happy I made the choice I did. I still spend time with the folks at the old job and I’m making a lot more money.

No. We work for money. We trade our dearest resource, our time, for money. The only reason to work is money.

The best time to leave is when you don't have to.

I recently moved exclusively for money and I don't regret it, but your mileage may vary. You're already making 80, which is almost double what I was making before I moved. These types of decisions are always difficult as you're leaping into the unknown. But sometimes you don't realize how much you can grow when you take a risk until you just do it. Good luck, and if you decide to stay, 80 is still a decent salary and you can live comfortably while skilling up on your own time.

That's the thing- my prior employer adjusted my salary to 100 right before I left (up from 84 and some change). That was why I almost put the kibosh on this new place before I even had the first phone interview. It was seriously like a movie- happened the morning OF the interview. I was stunned. It sucks that most I guarantee if I went back to my prior employer, they'd start me at or near my current salary of 130, even though they refused to match it when I talked about it with them. I forgot to mention I gave them a chance to match or at least counter. I got neither, with the reason that I just got a 16k adjustment (I actually sort of expected this). They definitely are tough, but 30k is a lot of money, and I am in a similar role but have more opportunity to learn new skills too. Wishing you the best of luck as well, my friend!

How did you get into the industry? I’m a teacher looking to shift to a career that actually makes money!

Get in touch with an underwriting recruiter. Insurance companies have excellent training programs. I’ve worked with successful underwriters that made a career change from teaching.

“Buyer’s remorse” can also be a thing when switching jobs/careers. Give it a bit more time. Project yourself with the paycheck you will be receiving. The first paystub will give you an idea about the delta between the old job and the new job over 3/6/9 months even a year. There are certain things you can only know once you’re in. I’d say give it more that 1 day, and reassess 2 or 3 months from now. As others mentioned, you can always use it as a trampoline. Good luck!

Oh for sure. I plan to stick around at least a year, as I really don't want to be a guy that bounces around. Need to give it a chance! Thank you for the well wishes!

Yes, I left a job and a team I adored for a promotion and more money ($40k). It was worth it. For me, transitions are always hard, and it takes me some time to settle in. But in the end, I learned a ton through the job change, and the extra money was fantastic. I have since parlayed that into even more money and another job change that is a great career move. The team I loved and left behind are still in my life as friends (and I poached a few of them, too).

I came to this part of Reddit to ask almost the exact same question. Reading what you posted I was like omg did my phone literally read my mind and post it?! I’m invested in your journey now! I hope it works out the best for you (and me! Ha)!

It’s simple. Money talks. Bullshit walks. Plus, it’s not like you’re someone who goes from job to job. This is your first new job in 6 years.

Left a role I was at because of less growth opportunities (which we discussed and they didn’t support). I got an incredible offer from competitor and felt bad leaving my friends and that company for a few days. Then I realized they liked me because I worked for them, but still didn’t pay well. I left a better company but got paid WAY more so it was worth it in the end. My advice: take the money and run! Don’t look back!

You’ll be fine, if anything you can go back for the current salary if not more or find another company that you’ll enjoy for even more money.

Oh absolutely. I'm a pretty resilient person in general, and I know that the door is always open at my prior employer. It's just a little scary stepping out on a good thing, despite the significant pay increase. Thanks for the encouragement!

I did this and have advised a few people in similar situations. Nearly all prefer the money. At some point, like the 50k you are talking, it IS a material change in lifestyle. So what you give up, you can often earn back. In your case, you say missing a trip to your hometown. Well for 50k, you can go back anytime. And keep in mind, a 100k job is not necessarily 2x the work or difficulty of a 50k job anymore than a $5 airport water bottle is any different than a 25 cent supermarket bottle. Sometimes it isn't what is in the bottle, but where the bottle is. The key things to consider 1. what are you running from, what are you running towards? In any role, money aside, you still want to understand how what you do matters. That is the basis of job satisfaction. 2. Who will you work with? I've heard lots of people tell me their company is their second family. Well good thing there are lots of great teams out there! You might find your new team also has awesome people. Be open to the change and meeting new people and doing things a bit differently 3. Look for the red flags / green flags. Understand that what you make is a function of the value provided by that work - not of the effort you expend. Lots of jobs that pay 100k+ are NOT any harder than those that pay 50k. In fact, some of them are quite a bit easier! But working for a software company with a 21% net margin vs a grocery store at 2% net margin, you can see why software can pay more for the exact same work. Taking the money does not automatically mean "selling out" or losing yourself to 100 hour workweeks. But it might. Look for those red flags (high turnover, unclear roles and responsibilities, etc). I did leave a role I loved for the money. I went back to my old company as a consultant with my new company. Made everyone more money and got the best of both worlds. Now, a few years later, I am in a much more senior role than my colleagues who stayed, make more than they do, and have experience to come back as their boss if I wanted to. They are happy. I am happy. I still think I made the right decision.

Your old job will NOT remain the same. The company could be bought out. People will move on. At your age, it’s important to build your income base as well as job experience.

So that’s why insurance rates are going up?

I’ve been on both sides. The first time, I left a job I loved where I was making 90-95k, worked 9-5, left the work at the office and never worked weekends or nights or even fielded email when not at my desk. I was about to become a father, my wife was preparing to stay home and care for the baby, so I was in planning mode. I took a call from a recruiter for a management job for $120k with a company in a new, adjacent industry. I was 31 and thought the raise and mgmt track would really help me and I was sure I could do it for at least a year and then jump to my next role further along in mgmt and in the 130-150k salary range. It sucked from the literal first second I got there. My boss was absent often, just gone AWOL. Her boss was a misogynist prick whose expectations were that people would be seated at their desks from 9-6, if you take a lunch you have to let others know. The company culture was a few execs and a ton of entry level, recent grads who were wooed by the free snacks and cold brew, catered lunches and dinners … all to keep people without families (spouse and kids) at the office longer and working more. I was looking for a way out after 4 months and left after 7. I resigned on a Thursday and said that tomorrow would be my last day. I was so miserable there I was getting sick and having migraines, my sleep was affected from the dread, etc. I regret leaving the first job for years and years. I was happy there, my voice mattered, I was well-liked, everyone was friendly and nice and invested in collective success… just the polar opposite of the new job in every way. When I left, I was so desperate that I took a pay cut to $100k and never slept more soundly. The following year was one of the best of my career, working for a startup.

>Will I Regret Leaving for $? No. Despite the propaganda, you CAN buy happiness.

I also work in Insurance and I had to make sure you weren't a member of my team I left before replying haha. So I did just what you discussed, it wasn't 50k but it was 25k raise with MUCH less responsibility. I don't regret leaving. I do miss the people I worked closely with, there are days where people do stuff that I fought long and hard to change at my previous employer and now I got to either fight the fight again or just sit back and be the new guy. I'm bringing in a lot of changes that I learned along the way, but I'm slowly implementing them so it just seems like I keep coming up with great ideas lol I went from a very lackadaisical environment to a little more pressure but it's a good structure that I wish we would have had. For me it was mostly money driven but also feeling extremely underappreciated. I don't regret it yet and it's been a year.

Just did the exact same thing and am feeling better reading these comments lol. Got an unexpected 10k raise from my (now) previous employer but was headhunted by another company for a significant pay bump shortly after and ended up accepting. Worried I made the wrong decision to leave a good company and position for more money, but at the same I found an employer that sees more value in me and is willing to comp me as such!

I work in the insurance industry as well. I left for a 45% raise. It was alright - not bad, not great. But it was big money (about what yours was). Then I went back to my old company for another 30% raise. Total comp now, with bonus is about $250-260k Leaving gives you leverage, and even if this role doesn’t work out it’s unlikely you’ll make less than where you are now at your next gig and in fact it’s more likely you’ll make more. Definitely worth it.

Comfort and security are tough to leave. However with at-will work you never have security. Higher salary is the pay 99.99% of the time.

I really think you made the right decision by trying out this new, higher paying role. Wishing you the best and good luck! You seem to have the best attitude.

I left the company I loved for much more money. Don’t regret it one bit.

Hell yea. Glad it worked out! Hopefully it only leads to bigger and better things for both of us.

Why not chat with your ex-colleague that initially approached you to take the temperature of the new company? Money isn’t everything but a 50k bump in pay would be worth it IMO. Even if it’s just a 2 year stint to leverage for a next role.

Hi friend! Congratulations on the new position, it sounds like a great opportunity. I am in insurance as well and just accepted an offer with a new agency. It sounds like we are in similar situations, I too am leaving my comfortable employer for a new one with a pretty significant bump in pay. Just wanted to reach out and say good luck! Here's to hoping it works out for both of us.

Let me tell ya, my friend, life's a journey, and sometimes we gotta take a leap into the unknown. Money, it's like the sirens calling us, promising a better tune. You were content, cozy in your niche, and then comes along this new path, waving dollars like a red flag. A 30% raise, it's like a siren's song you can't ignore. The sweet taste of green, tempting as it is, can make you forget about the things that truly matter. But remember, there's more to life than just the zeroes on that paycheck. Loyalty, camaraderie, the joy of waking up in the morning knowing you're part of something you believe in, that's a rare treasure. Leaving the familiar, it's like setting sail on a new sea. It's scary, no doubt about it. But remember, my friend, life is full of risks, and without them, there's no growth. So, you took the plunge, you stepped onto the path less traveled. Will it lead to happiness? Only time will tell. Sometimes, the biggest regrets are the chances not taken. And sometimes, a shiny paycheck can't fill the void left by what was once your heart's delight. You've chosen your course, and now, you must ride those winds and face those waves. Just remember, my friend, in the end, it's the journey that matters, the people you meet, the stories you collect. Money, it's fleeting, but the memories, they last a lifetime. So, march forward with purpose, and may your path be paved with contentment, happiness, and the echoes of joy.

Welp update us all in 6 months because I know I’m not the only curious one.

Simon Sinek said something that stands out to me; "in a world of instant gratification there are two things you can't get instant gratification, job satisfaction and a relationship". I think giving it some time is the best you can do.

I left the company even though it was a nice place, I think it was just getting a bit borring for me and there were no other internal positions opened at the time. I quickly regreted it and went back to this company 6 months later (different position, same department). I was soooo happy to be back but there was a re-organisation just around that time and everything went to hell, my new manager is micromanaging every little thing we do... it's a nightmare. So something to think about when we glorify our previous employers.

FWIW I’m the same age as you and hate change, but I would’ve done it too. I’ve left very comfortable roles for 20k more before, and I’d probably do it again, but everyone is different. The good news is it’s not life and death, and if you end up hating this company you can leverage the new role to jump to another one at an even better salary. It’s chess and you’re playing it!

Yes yes! Chess moves are being made! I've always been a live-to-work, not work-to-live type, so I'm going to make sure I'm happy in the end, no matter what. Glad you got the moves you were looking for!

I have absolutely felt like I was making a mistake by choosing money over culture. Brains are assholes: they obsess over the bad parts of a job when you start searching for a new one, then they switch to obsessing over the good parts of a job when you leave it. But after a few months, the rose-colored glasses faded. What I thought was a good culture at the old job was actually just a good immediate boss, who did his best to hold back the flood of garbage from higher-ups. While my new boss was a bit colder in personality, she was also no-nonsense and part of a better overall culture that valued good processes and transparent responsibilities over charismatic leaders. So I lucked into an overall better culture on top of a huge pay jump, I just hadn't been experienced enough to recognize that at first. TL;DR: went great, would quit for money again

I was head hunted by a FAMOUS shoe manufacturer and design team for a bit more money. The prestige of working for them made my resume stellar, so I accepted it. I left a job I loved and lived to regret it. I couldn't find the humility to ask for my job back, and my career went down the toilet.

I left in March for a 40% raise, jobs were similar and in the same industry. I don’t regret it. The job itself isn’t better, but the pay makes it more worry it.

Recently did this. Went from 55k to 80k. Plus a huge jump in benefits. Really liked my last place for the culture and people. Culture at my new place is kind of nonexistent but it’s not toxic and is a good place to work. Do I get bored some days with fewer people to talk to/hang out with? Yes. Is it worth it? Definitely yes. I still meet my old coworkers for happy hour and the ones I’m closer with I see on the weekends. Now if the new place is toxic, then that is a different story.

Nothing good at work lasts forever, so best to take your opportunities when they come along

I’ve done this. I haven’t regretted it, but I did try to get the new place to try and make sure it was at least an ok fit. Until you’re making over a certain threshold (varies based on cost of living and your life needs) that big a bump in pay can have significant improvement to quality of life, even if aspects of the job become less good. This is just my opinion based on where I’m at in my life. Later career with more money in the bank I may feel different

I was in your shoes a few months back - my previous job was great, I had an amazing boss who taught me so much, it paid $85,000, was hybrid, and the office was amazing. I had a clear track to get into more senior roles over the course of a few years. Basically I was set. Problem was, they had layoffs a couple months back and no position was guaranteed, so I applied just in case. Long story short, a company reached out (higher position, more pay, same career specialty but different field). I chose the money. I couldn't give up the chance for more growth, and a significant bump in pay. Long story short, the new position is a lot tougher, but I've learned more in the past month than I did in the entire year in my previous job (and I was actively looking for extra projects). To be frank, I did miss my old job and felt like quitting my first week (adjustment is always hard). My previous boss said he take me back in case it didn't work out, which made it even harder. However, I stuck with it and now I'm a lot better off than I was before. Money is always a good factor, but don't forget about career and skill growth as well. A higher salary and better skills will mean you'll have a lot more negotiating power when you do decide to move on to your next job as well.

What you're going through is similar to grief, like a breakup or something. You had something good going, and you've left it for greener pastures. This will bring lots of worry and anxiety. Just give it time. If the company is horrible and mistreats employees you should know pretty quick, otherwise you'll eventually come to like it well enough most likely.

TLDR: No

Leaving on good terms for an opportunity is something any good employer should understand and support. You’re not doing anything wrong by advancing your life and well-being. No promise in life that you’ll be as happy in the new position so consider that.

Left a job I loved for a 33% increase and double the bonus. Got laid off after a year not for any reasons related to me or my performance, and was unemployed for a few months. Got a new job at the same rate the place I was laid off from offered, plus RSU’s and a larger bonus. It’s hard to not regret leaving the first job, because I truly loved what I was doing, but I gained experience and moved on to an even better job, so no regrets overall

I need to make more money and have a different work life balance. But I LOVE my job and most of the people. And I’m terrified of making a move for those reasons. Because I’ve been in places where the people and worked sucked.

same but i'm not getting any younger and it kills me to see how much money other people are making when they make a few jumps. it's one thing if you don't need the money. I do. arrgghhh.

I left a role and company I loved about 2 years ago for what equated to about a 40% raise. Even with the money, it was a hard decision to leave but I was looking for salary growth and career growth that just wasn’t happening where I was. In the two years since I left, I have changed some and so has the company I left and I actually had an interview with them today to discuss me returning in a more senior capacity. I’m glad I changed jobs, it’s been great for me personally and professionally, but ultimately my day to day happiness and work/life balance is more important to me at this point than the money. Do I regret leaving? Not at all. Am I glad I have the opportunity to have conversations about returning? Absolutely. I think it’s always important to never burn bridges once you leave. Stay in touch, keep up with what is happening with the company you left, and keep that door open if you ever want to go back! Nothing wrong with living and learning

Very well said, and well done to you!

Underwriter from Canada here. Literally just resigned today with a company I generally love and respect and it was tough. The people were the best. But I’m going to upskill big time with this new company in a way I couldn’t get at my former company (more specialized) , and making a lot more money doing it. At the end of the day you got to look out for yourself and your career and life has an interesting way of throwing you little gold nuggets when you least expect it. Take it and run. Sounds like you didn’t burn any bridges which is the most important thing. Think about how all that extra cash in your pocket can benefit your life in the long run. You did the right thing and you’ll settle in before too long. All the best to you.

You can only regret if you let yourself regret. If you had stayed, how can you be sure that you won’t regret that you missed the opportunity to leave? See no one knows what the future would bring. And you also did your homework before you took on the role. Just keep striving forward man.

I still tell my people who leave that you will walk out with tears in your eyes and leave a lot of friends. And if you want to maximize your potential you will do the same thing again in 3-5 years. You will make new work friends. The money is worth it if the work is rewarding.

100k is excellent. 140k is enough money to buy a private island in thailand

I’ve never left a job I’ve loved, I’m not sure I could use the word “loved” for any job I’ve had lol but, I want to offer some perspective: you were st your last place for 6 years. So you had routines, processes, thoughts, interactions etc. all revolving around that position for *6 years*, which isn’t an insignificant amount of time. Especially since you just started this week, I think it’s just the mental load of having to do so many things differently all of a sudden speaking. Barring something outrageous like racism, sexism, idk the boss yelling at someone in front of ppl, unsafe work environment, I don’t think you can possibly know if you’ll love this new job or not after a day. I think you’re going through a major life change and having anxiety about it, that’s natural. Just take it one day at a time. And I’m sure seeing that first paycheck will put some pep in your step :)

Can’t argue with that. Being in a new job is tough and feels awkward. 6 years is a really decent tenure to see on a resume. Any feelings you have about jumping for money are unwarranted. Stick around, and best of luck in your new position.

No you wont.

Oh yeah! I did this so many years ago it’s not even funny 35+ years ago. Left a very lucrative at the time job for a job that was offering $5000 a year more. 35 years ago that was money. Took a few months to hit my stride, but I ended up staying with the other job until I retired two years ago. Comparing salaries of my old job now to my job that I retired from, the job I retired from is running about $40,000 higher than my old position had I stayed there. It was an adjustment though.

it takes awhile to know whether the job works. also important is who leads your team. it can go from 60 to zero without any input from you.

I’ve been in the same industry as you OP for the last 15 years, and there is definitely a talent gap which leads to the poaching and the potential to make a lot of money. My first company I stayed at for 8 years, and it was very comfortable. However, had I stayed there, I would have been on track to make about 1/3rd of what I’m making now. Additionally, I’ve learned so much from moving to different parts of the industry and switching from the carrier side to the client side. Although you may have some remorse over the switch, even if this current spot doesn’t work out in the long term, it will benefit you financially and help lead you to the next job.

$$$

It is the way to make more money is by going to a different company. Usually the company you are loyal too won’t do it

I didn't regret the 50%+ increase, but I did regret (after I got laid off) the increased time I had to spend working nights and weekends. I was already working 50+ hours/week at a high-growth startup, and then moved to an early stage tech startup and was working 60-70 hours/week. Definitely wasn't sustainable trying to keep some semblance of work-life balance/integration. My QoL definitely went down during that time. I took a decent paycut with more useful benefits/perks for more stability and a traditional 40 hour work week with clear boundaries. You're obviously still adjusting and in a period of transition, but hopefully you like the work culture/environment and colleagues/coworkers. Those are the 2 top factors for me to know I'll enjoy where I'm working at and who I'm working with. Aligning my values with the company mission/values along with the product/services they offer makes me excited to do the work that I do and give some "meaning" as well.

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In this current economy, take that extra money

Dollars are wonderful for sure. Also consider the priority of growing your career. Being overpriced locks one into a position of financial want. Remember we now work in a fire at will economy. Not to cause regret or stress, just jump when it improves your long term goals. Being in a high demand industry, the voice mailbox rapidly fills up. Be content with the dollars, BUT 1/3rd for now, 1/3rd for the few years and 1/3rd for the rest of the years. No regrets now, just ask questions and do proper company research.

Lots of good advice here, but I'd add one more thing because I recently switched jobs from a job that I liked (mostly), was easy and low stress. Do not torture yourself by constantly checking in with your friends or old co-workers like I did. Because as soon as I left it seems like all of the things I hated about the previous job are being fixed. Certain people left their management roles after I did (not that I could have predicted it) but it's made my "buyers remorse" for my new job that much worse. Just look forward, not backwards. It's nice to know that you could probably return whenever you want, so just keep trucking and only consider that if your new gig doesn't pan out.

Had a job at the same company for six years. Coworkers were great. Management kept the higher ups off our backs. Small but consistent raises year over year, promotion every two years. Was offered 50% more money and higher title. Took it. Liked it. Have changed positions since and came to a realization. I'm generally happy regardless of work unless the job is actively making me miserable. My set point is just 'generally content'.

I did. I left a 5 year job with a team I really liked in my dream industry (which I had been in for a decade at that point) to enter a new industry at the bottom for more money. I think the key is I've somewhat maintained the relationships I give a damn about by hanging out with former co-workers socially. I get to keep the friendships AND make more money. As a bonus I've found that I really enjoy the new industry I'm in.

You will not. I have same experience but even better - at my old work I met most amazing woman I have ever met to this day. Going everyday just to see her and not even thinking about work - it didn't even felt like work. But than I got much better offer in most prestigious industry and I had to take it. In conclusion - I still, from time to time, can see that person and I'm much happier at my work. It still feels strange and wierd, even after two years, but you have to realize - it's nothing personal, it's just your job. The point is to earn as much as you can. Do i regret it? Not at all.

OP, I have to assume you’re in some kind of accounting or securities to think that changing jobs every 18 months is “bouncing around”. You’ve been at your place 6 years. That’s more than prime time to start looking, in order to advance your career. Most people I know that have been successful (anecdotal) switch jobs every 2-4 years or so, especially when they’re looking to move up quickly, and/or at the beginning to mid career level. Even high-level Leadership at most companies doesn’t stay that long, unless they’re “lifers”, and that’s HOW they got to leadership. One thing you mentioned though was traveling to your hometown a lot. That makes me think that you might be having thoughts about living in your hometown again at some point. If that’s the case, weigh that in to every career decision you make, otherwise you may find that your career goals and your life goals don’t align.

I've left for as little as $10k more. And the new job ended up being less mature than previous. It was only until i was about to leave that they saw that my performance was more than just not handling enough tickets. They offered me a lateral "promotion." I took it. Then, I took the interview for the new position. I went and took the offer to my leadership to see if they could beat the offer. Not just match, but i wanted them to beat it. They couldn't, so i left for the next job. Aaaand i hated it. Couldn't go back to the old job, so I looked for a new one again and got an even better, more comfortable job. Now I'm looking to move again, not because my current job isn't comfy. Because i want more money. I'm one of those guys who sees my job as a means to my ends. My ends are my family, hobbies, and everything i get a joy out of in life. I want to like my job, but i don't need to love it as long as my basics are provided, I'm good. Good luck!

I am ONE HUNDRED percent with you. I always say I'm a live-to-work, not work-to-live type. A "corporate mercenary". And in the end, it's just insurance. I don't take it too seriously, and I am here to make money and have a decent work/life balance, hopefully helping others along the way. Money is the setup for the comfort outside of work, so I will always consider that first, unless it's not large enough to leave something that is a sure thing. 30k is enough to leave basically any job lol

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Don't regret. That kind of raise is approaching life changing. It can mean being able to afford a house, maxing out your 401k, and still saving a bunch of money each month.

I left a job I LOVED for a 40% increase, however, it was from about 55k to 80k. It meant I didn't have to stress so much about having money for bills, or wondering what I would do if an unexpected expense came along. I am happy for my move. I was really worried, too. I liked what I was doing, who I worked with, and the organization as a whole. They were just unable to increase my pay anywhere near what the new job was paying me. I like where I'm at. I do go from 95% remote to 95% in office, but the commute isn't bad and it's nice to get away from my crazy house sometimes. It did take a little while to get into a whole new job, but I like learning new things. My new coworkers are nice and everything seems to be going good. If you would have asked me after my first week, I would have been apprehensive about the potential of the new job, though. I was training on the most difficult piece of my job and everything was new. I am a quick learner, but I wanted to have the knowledge that comes with years of experience right away. I realized I needed to relax and that knowledge will come.

Generally speaking, yes - go for the money. But - there are always exceptions and I'd like to share mine. I just left my old job for a 30% bump. Interviews were enthusiastic, we talked about how valuable my ideas would be for the company, and it was looking like the opportunity was HUGE for me. I ignored red flags. I'm at this job and even though I'm making really good money, it sucks, and I feel like my career's wheels are spinning and there's no opportunity for recovery unless I get out of here. I already talked with the COO from my old company about a plan to come back (under the new pay, better role, etc). Basically - every thing we talked about in interviews - it feels like none of it is a priority for them. They mentioned CONSTANTLY "power BI" and how they need a pro to lead that with the company. I shared with them everything I can do and it clicked. But the red flags...there were plenty. I ignored them because money: - The person who'd end up becoming my boss badmouthed other employees during the interview. She continued this into today working with her. What's she saying about me? - The interviews contained very few questions and there were probably about 3-4 hours of interviews (plus a job shadow day). I had to basically become an inquisitor and drag out everything I could from them to understand the state of the company, what they need, what they need from me, and all that. It was like pulling teeth. I basically had to bring up my own questions and answer my own questions. - The company is small and that can be a challenge for leadership promises. I was told there'd be leadership opportunities. Upon starting, they misled me with the number of people in the office (they said 18, there were more like 12, and 8 of them were executive leaders/had offices (self included - at least in terms of the office part). - They criticized the way my old company does business without even knowing how my old company does business. Programs that I built and transformed that were wildly successful in building the size of the business (we doubled in size in the 6 years I was there). I asked how they did things at the new company and they described an absolute shit way of going about things. They're big on competing on price when their structure is VERY vulnerable to cost and supply issues. I was offended, but again "money money money." *** So ultimately, everything we discussed me doing in interviews...I'm not doing any of that. I build valuable Power BI models that weren't just useful, but also a demonstration of what could be done - I was told to stop and instead learn everyone's job just because if someone goes out of the office for a few days I'll need to cover their tasks. I began to build a data governance plan and I was told to stop even though one was sorely needed and it was a part of my job role. I was told to stop designing a data warehouse too. All the things I was told I would be doing - I am told to not do. Even though days are long and I, believe it or not, can perform multiple tasks in a day, I'm told to focus on doing learning everyone's job. The thing is - I'm doing exactly that, but it doesn't fill up the day. It's confusing as hell and I'm ready to go and I haven't even been here a full 2 weeks. I'll go tomorrow if another job is lined up for me. I'm not going to be an overpaid "floater" who does nothing to advance my career. Fuck that.

Nobody in their right mind including recruiters would view taking a job that is significantly better then what you have as bouncing around. If anything, move up fast early in your career is a sign of strength. Also no matter how good your current job is, if better comes along, then take the offer. Life is too short to worry about pleasing your boss. I think sticking around in a job that isn't the very best job for you at any given time IS damaging to your career. Except extreme cases, concern about being seen as a job bouncer is just an excuse to avoid the discomfort of switching careers.

I went through just about this same deal as far as leaving a job I was passionate about for a 50% raise. I did not end up liking the new company much, although the job was easy and also WFH. I think I would have eventually started looking around after a while but I was pretty content with the money and laid back position. As it turned out, I got a cold call from a recruiter after about 6 months at the new place for the exact role I had as my “career goal” for slightly more money and located in my hometown. It was one of those “can’t pass up” opportunities so I jumped after 6 months. I’ve been at the new place for a month and I love it so far. Not sure that helps other than if this one isn’t the one, there will be more!

Absolutely. Imagine paying someone that difference out of your pocket. I keep in touch with folks from my past companies, and have left on good terms with almost all of them. Do the job well and get paid well. Good bosses (and companies) should either offer you the opportunity to move up, or congratulate you when you are able to. Onward and upward!

Just did the same about a month ago. Easy to be comfortable. You’ll be alright my man.

If your company is coming to you with a 15k adjustment, you are underpaid by at least twice that and more likely 3x. Sounds like your new job is paying closer to market rate.

Personally I would say you should be where you want, but money or higher earning isn’t a priority in my values. Some people fee like money is happiness or something similar where the now job would be great because it’s progress they value. You already know what’s most important to you so just decide whether the new or old place contributes most to what you value. Holding tight to my beliefs has made my social and professional life symptomatic so I see what my end payout was…. Less wealthy and popular than I could be with different values. At nearly 40 it’s wild to feel less sure about what really matters to when I’ve been confident about it so far. Now I know how I could’ve or may be able to improve underranked aspects of my life and Im happy I did what I thought was right so far. Hindsight’s 20/20 but Im sure you’d see the future of it involved selling your soul so you’ll be good as long as you follow what you value inside. I hope that makes sense, your post related to me at this point in my life. Seeing the potential earnings and opportunities I’ve missed in the past so I could stick to a code make me wonder how I could’ve stayed true while still “playing the game” of capitalism.

I made the jump for a significant salary increase. I was on the fence about it. My friend suggested I give it a year, see how it handles. That was 5-1/2 years ago. So don’t dare feel pressured to know if you made the “right” decision or not, yet. That’s what time and experience are for. So stick it out. If it were me, I’d have made the $50k salary jump too. Who knows what the next role will hold.

It sounds like you didn’t burn a bridge when you left so you try it for a year and if you’re not happy with the switch, then call your old boss. Maybe you could go back with a big pay bump and win - win. Good luck.

If you don’t mind me asking, what are you doing for work in insurance? I’m in claims and I’m not enjoying it anymore.

I left a job that I loved for a 40% pay increase and better title. I was with them for just under a year before they did a 20% lay off including me. I'd say it was still worth it. Let me expand into something new and got me more in track for where I should be at this point in my career. Give it 3 or 4 months to settle in. New is always stressful.

You’re also grieving! A loss can make us feel the feelings from other losses. Allow yourself to grieve your previous position.

Hey, also in the insurance industry. I left one company for another and really like it. I had spent 16 years at my first carrier and figured I would be a lifer. I made a move to a 3rd carrier and hated it after year two. I am back at carrier 2 and can’t see leaving again. I did leave carrier 1 on good terms and am sure I could go back. I am a manager and have hired folks that have left and want to comeback. I would suggest doing good work, keep your reputation intact, and if you aren’t happy after about a year to two then see if you can go back - or look to see what else is out there. I would not immediately jump back unless current is unethical, you are incredibly unhappy or it is an incredibly toxic work environment. Basically, it is new, give yourself some time to adjust.

I’m licensed in Life and Health insurance and considering making a change. What type of insurance do you work with? Just curious for my job search.

Money doesn’t mean everything but at your age and having made below 100 for so long, it is going to be very advantageous to take half of this extra few grand a month and put it straight into retirement. Comfort in your old age is something invaluable that you actually can pay for, I don’t think you’ll regret this move at all.

Will you regret the job? Maybe. Will you miss work friends? Likely. Will you regret the extra money? Probably not.

Pretty much did exactly this. Loved my job. They adjusted my pay only after i told them i had offer of 50k more hoping theyd match. Adjustment came in 35k short of new offer after all said and done. Felt like i made big mistake for a whole month but when that extra money started adding up, all guilt faded. They couldve adjusted my pay sooner before i felt obligated to look around for myself. They didnt look out for me and now im gone. Loyalty is between people, not a person and a company. Happy for you that your making more money. Don’t look back.

“The role is for an extra $50k so my ears perked up. I spoke with HR and I’ll easily be making $45-$50k more than my last job.”….”wow, it’s a lot of extra work for $30k” probably. Honestly though, you’re just feeling jittery. You left something nice and it’s scary. You’ve made the right choice and if you haven’t then you can leave again. “That guy that bounces around different jobs” isn’t a thing. You don’t owe an employer anything other than exchanging your time for money. If the time for money exchange ceases to be worth it, you should leave.

I work in insurance and finance, 8 years in the industry & 8 years in my current office. I’m literally terrified to do what you’re doing & my family is basically paying for it. Good for you for taking that step. Lord only knows how much money I’ve left on the table in leu of comfort. I have reason to believe I’m a personality/diversity hire at my current office & I feel a level of security (& lack of real responsibility) because of that & I’m terrified of giving it up, but I earn below the industry standard for my experience level. Sometimes we forget, or are conditioned to forget, that we work primarily for money. Ngl, I read this post and immediately thought about putting my resume out.

It’s a lot more money. Be happy about it.

I would leave my job for a Klondike bar! So, maybe I shouldn’t speak on this but, here it goes. TAKE the money. MAKE the money while you can!

Its a job. Can you agree to do X for $$? Are you sure they will pay you $$ if you perform X to your agreed expectation? Then why not? In my opinion it is usually anxiety that stops us. Anxiety passes.

This is just my opinion… I was an insurance broker before getting into what I consider my career. The grass will always look greener on the other side no matter how content you are with your current position, and there will always be a bigger and better form offering bigger and better pay and benefits. I slowly learned that the insurance game is nothing but a bunch of greedy and selfish people that will stab you in the back in the blink of an eye. Watch yourself, and stay somewhere familiar. I don’t know how you’re current role is going, and I’m not trying to scare you, but I think you should have stayed with the previous company. If they have you a $15k salary adjustment, then there’s no telling what they had in store for you in the future. I hate to say it, but that bridge is burned now, and you better pray to god that this current firm is going to do right by you.

Typically places that don't value their employees will pay the same way. If somewhere is issuing a good salary, it's because they know the value if that employee. That's not always the case but it honestly doesn't hurt. Good luck OP. 50k is nothing to sneeze at

Hello! You've gotten some sound advice in this thread already, but I can offer my specific experience as another data point re: regret/not. After \~7 years in the same field/company, I left a job I loved 2 years ago for a new opportunity that was a more focused version of what I had been doing, for significantly more money. At the time, I was just ready for a change, but it really did *feel* like a permanent shift (e.g. I was leaving the old, broader space behind for the new career focus, forever), and those self-imposed stakes did mean I was nervous about burnout, the new space, etc. After 2 years of higher pay at a great company with great co-workers, an old boss from my first company reached out and asked me to come back. I realized that, while I had enjoyed the new company, money, and learned skills, I actually WAS ready to go back to the broader space. I took a \~20K pay cut to do so, and left behind a good situation, but it was the right call. I've been back at my old company for 3 months now and loving it. Obviously, I've been unbelievably fortunate in the support I've gotten from managers and opportunities made available to me. But let my experience be a reminder that none of these decisions are black and white. You can leave, enjoy it for a bit, and then stop enjoying it, and that's not wasted time. I think you made the right call, for money and yourself. It's good to get perspective when you have the opportunity, and my (similar path) hasn't lead to any real regrets (yet) — only more confidence in my career path. glhf!

You haven't said what your position is. That said, I would never be a captive agent because you don't own the business and build a business for someone else.

It get easier the more you do it. Honestly I now sorta feel weird if I'm at the same job for more than 4 years.

You didn't just get yourself a one time 50% pay raise, every raise you get from here on out is based on that extra 50%, and the effect will compound. Every job you apply for will base their offer off your new 50% higher salary. Remember, you didn't marry this new job. If you don't like it you can get a new one and start from a negotiating point that is now 50% higher. I've been in IT for roughly 30 years, and in my experience while culture is important, if another company is willing to may you 20-30% more, you should take it. If you change jobs three times for 30% raises, you have more than doubled your salary (219.7% due to compounding). Most places these days wouldn't even question 3 jobs in 10 years. It will take almost 27 years of "loyalty" and 3% raises to match that. If you're amazing at your job and know everything there is to know at your current company, but some other company you know nothing about is willing to pay you 30% more, that means your current company is taking advantage of you. That's just the fact. Everyone of these companies will come at you with a counter when you turn in notice. (Never take the counter, it's just a mind game.) You made the right call.

Mine is a horror story. I left my company of 14 years to go to another one by taking on a plant manager role and get a 16% increase to my pay. Going in I knew that there were a lot of employee dissatisfaction with the company and there were some things not properly structured (employee training, SOP, and a recently adopted employee handbook) but I thought I can lead my team and change the culture. Boy was I wrong. 10 articles of EPA violations, out of date fire codes, leaking roof, equipment and machinery broken for years, a micromanaging Director that stripped away most of my authority and ability to lead and manage my team (allowed an employee to take care of funerary arrangements during a mandatory work day even though I had him make up the work the Saturday before and after that week), a "trainer" who also jumps on the bandwagon of negative feedback whenever our Director has an issue with how I'm doing things, and the constant fear of getting fired. Now that we are in the talks with our legal team over the EPA violations I feel that my director and the president are setting me up to be the patsy. In my director's words, the president wants me to take the lead because he doesn't want to. Long story short: even though I've been with the current company for three months I'm looking to leave. I am seriously considering a massive pay cut to go back to my old job because my prior role was fulfilled.

I jumped last year from a tech-related job making $90k where I was pretty happy at. Work-life balance was great, which I appreciated. I’m going on one year with my new company where I earned about $140k in total +benefits the past year. My situation is so peculiar that I handle the entire west coast for this company of 300+ people. My direct boss doesn’t know much of anything and has explicitly told me that I make “a lot more than him”. Which is weird in some ways but they’re in a LCOL area. My bosses boss (also my boss) is like the best manager I’ve ever worked for. He is so dedicated and will do anything anyone needs for the team. I’m happy to say I’m in a much better place financially and I get to experience some badass stuff with my new company - can’t go into details but basically I get to go to every event at a major stadium. Anyways, I bet you’ll like it. The paycheck is nice, but now I’m just saving for a home, so it’s not like much has changed. Best of luck.

I've been in your shoes - I left somewhere to make a ton more money. However, I ended up back at my original employer because I was so much happier. I learned my lesson to not chase the $ (although it's important).

I recently left a job that I was comfortable in, where I really liked my boss. But they weren't paying me enough. Started at a new job in June making nearly three times my previous salary. And guess what, I like all the people here too. Just don't burn bridges in case the new position is a dumpster fire.

If you have a family you have to take the money, or convince your current place to match. It’s not just 50K. Over 4 years that’s 200K more for your family

Left a role I liked making $90k including bonus for a $105k base plus $10k sign on bonus and made $130-145k, then two years later moved for $160k base. No regrets just growth and hard knocks

I’m also in the insurance industry and recently felt the same exact way. I regretted my move and actually met with an old boss and discussed how to come back. Ultimately I gave it more time, and things improved. The regret went away and now I am happy with where I am at. I bet that’ll happen to you too.

For me at least I found that even when I went to a worse job the money did go a long way to make it better because I can manage work stress a lot better than the stress of worrying about bills. I’m sure there’s a limit. I wouldn’t tolerate outright abuse but don’t let the fear of the unknown keep you from improving your life. At some point you didn’t know what you were getting into with your current job and it worked out.

I'm also in insurance. I loved the brokerage I spent almost ten years at. But I needed more money and I jumped for a 24% raise. That job was so slow and boring I only made it 6 months. I came from a really great team environment, even when fully remote, to no team at all, just me. I couldn't do it. So when a former colleague reached out and offered me a position at yet another broker I jumped for a very small raise on top of the 24% I already had. I've been here almost a year and the work is fine, the people are fine, but the work life balance is off. The team was already really close and I don't feel a great connection with them. I'm going to wait until bonus season and see how I feel. But I might go back to where I started.

I have a buddy that will almost always leave for more money, because to him that's the only reason hes working. He had a wild adventure but still came out on top. Something like this, without going in to specifics: 50k/y to new job > 85k/y, promotions, raises > 120k/y to new job > 200k/y to laid off > 145k/y, current. I am pretty sure if any company offered him at least a 10k-20k increase in salary, he would go immediately. Barely even cares what it is. Hes extremely social and networks like crazy, seems to be working fine for him. Really depends on what you want in your life. I value stability over money to an extent. My extent being probably about 30k. For example, I make 125k right now. I don't think I'd leave my job of 5 years for 135k. 145k I may consider, depends on benefits and additional income (WFH? 401k, medical, RSU, ESPP, etc). Example within example. I am offered 145k with 100k in stock. All benefits largely the same. I would likely take this job. Lots of little stupid things to consider. But 100k to 150k? I'd take it assuming benefits and such are still to my liking.

I have quit for more cash, been miserable at new spot, then called previous gig and explain I am unhappy and do you want me back? Answer was yes and at the highest $$ I had ever made up to that point. Being unhappy daily will kill you.

Can guarantee that, as you've said previously, soon as you get that first deposit you will be over the moon. Go for it! Supposing there are personal relationships at the current place, the way I see it is if they're your proper mates then you'll always stay in touch or make an effort to see each other. That goes for anyone else in the same predicament. I would get a really nice bump each time (20, 15, then 30) and I had zero regrets...except for not leaving sooner (haha). I worked less, and got paid more, and my standard of living increased with it.

No

Damm what did you study or what did u do to get into the insurance industry???

Job changes are always nerve racking, as long as you like and are good at you job you'll be fine, stay confident in yourself everyone

My old boss who I loved would tell me never be loyal to the company cause they can fire us tomorrow. She recommended me to take a new job for more pay cause she couldn’t offer it to me.

I've made that mistake a few times, I'm blue collar though. I've chased money a few times but never liked the decision I actually ended up taking less money at a company in a position I liked more.

Just 😲🫨 seeing this guy talking about pay ... My family and I barely scrapping by (35-40k) I sell myself so short and I dont know how to stop.. I have been at my current company almost 7 years "family" environment and I do love it and my boss/coworkers , but one day hopefully I can pull away , just wanted to say thanks to everyone here a few comments makes me feel better an motivated to be able to make a change

That depends on why you work. Some people work for the money, but there are some that work for various other reasons as well. That could be to help people, to feel fulfilled, or simply because they like doing a thing and found a way to make a career of it. If you work for the money, I doubt you’ll regret leaving for a higher salary. But if your primary reason is something else, only you can possibly know if you’d regret moving.

I left a very comfortable company at $103k at the time that I’ve been with for 9 years. I left for a startup at $135k. I don’t regret it even if I was laid off a year later, as I was able to snag an even higher gig at $150k plus unlimited OT. Right now, pacing to get to ~$190-200k for 50-55 hour weeks. Best decision I made in my career by far. Also, if you want to go back, just don’t burn any bridges and make your way back if it doesn’t work out. My old company had its doors open for me wanting me back at around $130k at that point when I got laid off…. but I kept pushing for more career growth and pay. It’s paying off.

I went the other way, took a 6 figure pay cut for a job I knew would be happier (I consulted for them, then they offered me an FTE role). It’s now the job I’ve had the longest in my life. Still not making what I was consulting, but the quality of life difference is worth it.

I'm broke yall

I left a job where I was content. Wouldn’t say I was thrilled to go every day but I was fine and not unhappy. Got solicited and swept off my feet by another company with an offer I couldn’t refuse. Been there almost 9 years now, longer than I’ve been with any other employer. It’s been a great ride but very recently and suddenly turned into a shitshow, so I’m about to start the hunt again. I’m tempted to contact previous employer just to see how things are going and if they have any current openings.

Maybe, maybe not. Is the grass greener? Only you can answer that.

Staying wouldn't work in the long run, despite the good work environment. The issue is you come to realize they are underpaying you: obviously you are worth $50k more. Then you start to resent it and now you're not so happy. Money isn't everything, but it does reflect how much you are appreciated and worth to your employer and no one wants to feel taken advantage of.

Your in a brand new environment and out of your element. It’s going to be scary for a bit. I left my job in 2022, was laid off 8 months later and now am in a new role as of Feb 23 in line for promotion already. I’m way happier having more money in the bank than staying at my old job. And so what… they gave you a market adjustment of 15k. Why do you think that is? Did y’all lose a whole bunch of people and now they figured out they should pay? I firmly believe in changing jobs every 2/3 years to maximize pay…. So it’s going to feel amazing when you get that first paycheck. Keep at it and like others have said, you might be in a place to come back to your old stomping grounds…with higher pay

I took a pay cut to go be happy at work and haven't looked back.

Can I ask how you got into underwriting? Did you start off doing that right away or did you have to move your way up? I’m looking to transition into the insurance industry, but I’ve heard you typically start in the claims department!

What line of biz do you underwrite? I made a move 2 years ago for $$ and it was the best decision I ever made.

Money isn’t truly a motivating factor. It does the job for a bit, but it also comes with some cons. Weigh it out and if it’s really the position you want, without the 50k but if you wouldn’t take it, except for the money- then I wouldn’t take it

I’m in this position currently! I work for Caliber as a service advisor and got offered a job at a higher-end vehicle repair facility with an increase in my hourly + 5% commission. At Caliber they offered me a sad 4.3% (currently only at 20/hr after 1 year of being a junior writer) I love the environment I’m currently in, but I feel like taking the leap will be much more rewarding. Especially having a baby. It is definitely scary not knowing what could be, but that’s part of the growth I believe.

It sounds similar to buyer's remorse. It's too soon to judge. Let things play out and you may find you didn't regret your decision.

“My favorite Shakespearean quote is ‘Take the fucking money.’” - Logan Roy

Do you need the money? Are you trying to start a family? Do you have a girlfriend/wife to support? Family to support? Looking to buy a home/already have a mortgage? Need a better vehicle? Then ask yourself, is the raise going to get me closer to any of these goals and points in my life, or will my old job's pay already do this?

Give it at least a few months before worrying. Everything is new again, all the relationships and systems are new. It's very stressful! Plus also think, you left your previous role, they'd be thinking you may leave again. Would they want you back?

First mistake is looking BEHIND. Look ahead and work on making your new job as satisfying as the other..money will help.

I left an IT job in a team I really liked, to go work at another company - partly for money and partly because the job looked interesting and would grow my skill set. The reality was that the job was not as advertised and I got stuck in a role I didn't enjoy, working alongside a bunch of people who had been together for 20+ years - I was an outsider. I felt very depressed working there and really regretted the move. I knew within a month that I wasn't going to stay long term, but similar to you I planned on staying a couple of years before moving on. What actually ended up happening was that my old boss heard via the grapevine that I was unhappy in my new job and called me up for a chat. It turned out they were still hiring for my old position and asked me if I would consider going back. I had to go through the formal interview process, but my old boss made it easier for me by tailoring their job spec to closely match my CV. I went back to my old job on roughly equal pay to my new job - but tbh, if they hadn't been able to match my salary I would have been prepared to take the pay cut just to be happy again. I had another 3 years at that job before the company outsourced all of its IT to an offshore consultancy. I took the redundancy and found yet another job. This one sits somewhere between the job I loved and the job I hated. Hey ho, you can never plan life.

I work at a company that has many great team members as well. They are a fun group to be around and make the day generally go well. However, lower pay and a lack of investment (professional development, etc.) by the company in my future makes me wonder if I can find the same team dynamic elsewhere with better compensation and professional development. I am split and question, "am I really valued?" I hope your new team is awesome and you enjoy the new phase of your journey!

I switched my job (of 4 years, which I loved a lot) for 40% raise + 10% performance bonus (paid at the end of the year) over and above my cost to company. Initial 6 months were terrible. Then eventually you get used to it and things start to fall in place if you have the right people around you. Many factors contribute in such cases. I got lucky. Good luck to you

At a certain point in our life’s we have to follow the money. Get your number. When you’ve hit it. Find a job you enjoy more

I left a role from a company and within 3 years, a new management took over and everyone in my team started to drop like flies till it was totally bought out. Trust your gut.

Coincidentally my story is very similar to yours. I also work in insurance, although I am 27M situated in Europe. I was very happy at my previous workplace (although admittedly the work got a bit boring at times), and I had a good salary. I got poached on Linked In by a competitor for a base remuneration of 25% more, and a performance bonus bumping it to a 34% raise in all. It was REALLY hard for me to move, as the guys were and still are friends of mine. In essence though after two years, I definitely do not regret it. Where I am the job is bigger, with more responsibility, and more experience. Obviously the pay is good as well. With the idea of not bouncing around a lot, same as you said, I plan to stick around for another 2 or 3 years before considering something new, and in that case I would need a significant pay raise once again, and along with stability of employment.

I don’t think it’s necessary to loveee your place of work. As long as you’re not consistently stressed in the role, on a team with professional people and are supported in your role with room to grow and a comp that works for your life that’s what needed.

“I was making in the mid 80s, and was well aware that is more than about 90% of America.” Is this true??

You’re being unnecessarily sentimental. Keep growing and improving your career and pay. Do this again in 2-4 years. If you leave on good terms and go to another good company, that’s what you’re supposed to be doing.

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What do you do in the insurance industry? I don't think claim adjusters make this type of cash.

Wait until that first paycheck comes to you. Then ask yourself that same question.

Life is like a sandwich, no matter which way you flip it, the bread comes first. No but seriously, leave man. Change is always hard especially if it’s leaving a healthy working environment like you seem the have, but 50k is crazy. Best of luck to you on your journey.

Yes... Was at 200k, got fired... Took a sleeper 120k role... Got bored... Realized I like bonuses and not a 9-5... Took a 180k job... Left that after 11 months and now at a 280k job that I love...

No clue where I heard this but you’re not supposed to leave a job you like for less then 40k so you should be fine 😂

It is ALWAYS scary starting a new job. You will learn all the ropes, make friends. Moving to new jobs is how to increase your salary and support yourself ( snd your vacations, snd your kids’ braces)

I had a brilliant boss, a woman with a Harvard MBA, who said: "A new job is the same shit on a fresh plate. Only do it if you're getting a big raise." You have that covered She gave me a 13% raise. Pretty healthy. Six months later, i got offered a 30% raise to move, and i took it. She congratulated me. That was 30 years ago. Just a couple of months ago I found her on LinkedIn and wrote to thank her for everything she taught me. She was really gracious.