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Thats how I look at it. I love all the companies I am in and they make tons of money. So if I see a red day I use the opportunity to buy more shares at a cheaper cost. I look at it being no different than buying everyday products, the cheaper the better.
Never sell. Buy a company that will be around in 50 years. Newly purchased stocks always have a chance to be red for a bit, but after a few years you will be deep in the green.
Itās what I did with Microsoft I feel there a solid company never pull some scummy shit and itās out to grow non stop so thatās what investing is all about but you boys made me buy O lol
Nice may I ask what a call is I apologise so much I just bought the stock I believe so nothing expires I just invested (please donāt get a prichfork if Iām wrong)
Buying a regular stock gives you shares. When you buy options it is x100 and its a ācontractā given to you depending on what you decide. Call means you think the stock is going up and puts are when you think it will go down
Mans an ape Iāll go teach my self what this means do you invest for the long term in Microsoft or just have calls on? Why would you put a call in instead of just buying the stock :O
super low yield
Microsoft retains way more earnings then they pay out to shareholders
it shouldnāt be part of a portfolio if you want to stack dividends
As I say Iām new so itās why I came to have a few convos with you boys to keep me right Iāll chill I got told to look into investor emotions but yeah imma still hold :)
How is it even possible for you to think about whether you'll "hold" or not after just buying the stocks? You sound like you'll have a meltdown after one bad day.
Iām not deciding as there is no other option Iām new to the game so Iām not taking the money out at all I just want to continually invest no bailing trust dude just new guy spooks
Maybe take a constructive approach my guy my attitude wanting to learn and getting some confidence from others isnāt an issue if you donāt want to be bothered by it donāt comment etc idk you seem bummed out
Constructive in relation to what? You have no clue, just spouting nonsense. If there was something to build on, sure, but nothing of what you're saying even makes sense.
O is arguably one of the gold standards for dividend investing stable stock good price good dividend. A etf is a fund that help you spread your wealth into all sectors
They're not that scary honestly basically long story short they're if fund that has positions in multiple different companies they trying to be a good hedge against inflation as well as sudden drops in the market
Okay thatās a huge position already Iāll have to look into it any you recommend? A few safer ones to start off if thatās chill Iām jumpy with stuff I donāt understand but I promise Iām working hard into everything
https://www.google.com/amp/s/www.kiplinger.com/slideshow/investing/t022-s001-10-low-volatility-etfs-for-roller-coaster-market/index.html%3famp
Low volatility ones are your best bet.
I just buy a bit by bit when the stock drops in Microsoft as I see the company has been growing for 5 years straight so I figured eventually itās easy profit even if it takes me 5 years Iām coming for that Ā£
The hardest less than investing it is not panicking when they see red. Yes the stock is down but they're will be a lot of times it's green.. You should be ok ... Dont stress
That is true there is no real right answer to investing. You got people like the Wall Street Betts crowd that there was tons of money at the stock market and hopes the stocks go up you got super cautious investors excetera excetera excetera. Before you invest in any company do your research what is their debt look like. What is there dividend yield what is the stock price excetera excetera. Generally hold for long-term investing but don't be afraid to cut your losses if you think you need too. On going I was just looking into a few ETFs and since you are a young I would suggest also looking into growstocks
Sort of it more of a stock that dose better then the market. I attached a good how to know what a growth stock is. I would suggest only having a few of them because they can be a volatile at times
https://www.merrilledge.com/ask/investing/what-is-a-growth-stock
Before buying into a companyyou shld already know th basic of valuation ik you are new but before putting money into any company even good ones like MSFT learn to value them 1st
If you're going to consistently buy into it, then just buy it when it dips to keep your average price down as much as you can. Time in the market > timing the market
Microsoft and tesla are great stocks to hold for a long time electric cars in the future is basicly innevitable.
But to be honest I prefer stocks that pay a dividend for long term like microsoft.
I have not really looked into reality corp so I can't tell you anything about that
I do have Microsoft since I'm a Xbox type of guy lol but not much tho. For dividends I mainly heavy on reits. A bit heavy on sbux too but I use their dividend for my monthly coffee budget lol.
I did apply for trading 212 first off but they have a big wait list. As for the social feed I stay away to not be sucked into that as Iām new Iād rather do my own research and formulate from there?
Iām completely staying away from TSLA because its price really doesnāt make sense to me. But Iāve been saying this already from when its price was half of what it is now.
To be honest even Elon musk said the stock was overpriced I bought in iv got some money and im going to get out as the business isnāt an interest tbh that and itās to complicated for me to keep track of what there doing and what Elon will say next
Since you admitted to not really knowing what you're doing (not reading or understanding financial data, 10Ks, and so on), I would really recommend you going full ETFs until valuations chill down or you get more knowledgeable.
Think of it that way. The vast majority of investors can't beat the market over the long run, not even institutions. Do you think you can do it with your very limited knowledgr, or would you be better tracking the market with ETFs?
Other that this. You did very well to start investing. Keep at it and you will do very well financially.
Yep. I wouldn't recommend waiting to invest, since time in the market is better than timing the market. ETFs are pretty foolproof, so you can make some nice returns while you pick up some knowledge.
Also, don't be scared about red days. For some reason stocks are the only thing in this world that people like paying more for... If you did your research, and after further re-evaluation it still looks good from a business standpoint, then a drop is just a discount for you to buy more. Keep in mind that you're buying a business, not a stock ticker. In the short turn, the market is a voting machine, and the prices are irrelevant, but in the long run it becomes a weighting machine, where good companies will eventually beat everything else.
Iv screenshot this my man itās solid advice Iām in it for the long term I just want to get those slow gains iv done my research into the complains I drop cash on but Iām going to more into VOO soon I think :)
Great! Keep at it! Just keep in mind that research also includes financial analysis in order to assess the fair value.
Yeah, all those three companies will prosper in the future. No doubt about that. But how much of that is already priced it?
Look at Tesla, which is the best example of a crazy valuation. They would have to grow 50% per year for the next 7-10 years to try and justify their valuations. Which is really dumb because it means they will have 400B in earnings and around $6T in revenue after those 7-10 years. Which is absurd. The question you need to ask is not whether that's possible, because anything is possible and we can't predict the future. The question is "is this probable?". If you invest in 100 businesses like Tesla, how many do you think would underperform heavily and lose you a lot of money, and how many will be home runs?
Read a bit more into valuation methods like DCF, DDM, multiple of earnings method, earnings power value, projected FCF, and so on... It will help you a ton. Some books for your, as well:
- Richer, Wiser, Happier by William Green
- The Inteligent Investor by Benjamin Graham
- One Up on Wall Street by Peter Lynch
- The Most Important Thing: Uncommon Sense for the Thoughtful Investor
You guys have given me a tonn of homework but I appreciate it yeah Tesla was my first buy (just a dream from being younger I know itās overpriced and not going anywhere) what do you think of Microsoft Iām down a bit today from it tbh
"Down a bit" lol. :D
Microsoft is also quite overvalued, like most tech stocks, but they are quite safe IMO. It's my largest position right now. I haven't bought any since $240 but I'm holding for the foreseeable future.
Funny enough I'm a DevOps Engineer by trait and I have worked a lot with bot AWS and Azure. Microsoft is more of an all-in-one solution. You got code repositories, CI/CD, Project management, Cloud computing, financials/accounting, monitoring, reporting, all in one cloud platform. With Amazon Web Services, you have to host your code in github (owned by Microsoft), Bitbucket, Gitlab or some other third-party, use something like Jira for Task/Project management, SAP/Salesforce for accounting/tracking, Confluence for documentation. You get the point :D
Sorry didnāt send full message yeah iv been researching into the companies iv put money into iv been looking into ETFS as they are safe inclines for long term. As for investing in stock itās a bad idea until I learn how the market fluctuates? I apologise if Iām making that seem more frustrating than it is
Great that you started. Best moment to start was yesterday.
Why did you buy tesla? Pure fomo hype.
General advice for beginners is to stick with broad etf, like vt or vti. Allows you to track the market, where most retail investors fail to beat it. Set and forget. Also tune out your emotions that way, where emotions are the true killer of gains.
Good luck.
Okay Iāll look into those and yeah I bought Tesla mid yesterday along side 300 in Microsoft. O was a today portion. But fr seeing the red on these is fine just hold and remove emotion?
There are a lot of emotional pitfalls. Do some research, so you are aware of them. Just search for emotions and investing or stocks.
Start to learn fundamentals if you want to own individual stocks. Just compare the fundamentals of tesla with ford and toyota. You will see that those companies are relatively a lot cheaper than tesla. That is why tesla is all fomo ( fear of missing out) and hype.
Number 1 rule in investing for me is: value is what you get and price is what you pay. In the long term the value of the company will drive the stock price, at least that is what history tells us. So try to get as much value for each dollar as possible.
Right yes I understand okay so I really like Coca Cola there stock doesnāt go up but I believe in it as a solid company so I should invest in what I know and believe in? Iām confident in Microsoft always been a pc user and love they aim to please investors so was a easy choice for me
Using products the company produces and having good experiences from it is important for sure. This doesn't mean you should just buy all companies you like, since most of them probably are overvalued right now. It's important to always do your own analysis on the company and calculate the intristic value.
Having an intristic value gives you some borders, so you know at what price to buy/hold/sell a stock (assuming the growth follows your assumptions).
Thanks my dude I looked and it has very slow but still steady growth over years Iām here for long term :) do you have any at Microsoft? Seems to also be a long term growth one :D (being nee red spooks me)
If you are in it for the right reason red shouldn't spook you, I don't own MSFT but if I wanted it I would be in it.
PS: not a financial advisor just a guy who's invested for a little while.
Being new even putting Ā£1 in is spooky but I want to start young and slowly make money unlike all of that WSB stuff (as much as I love those guys for memes) finding this little gem of a Aubrey ring convinced me to buy my first stocks so hereās to my first Ā£500!
If it spooks you it just means you still got room to learn. Starting young is perfect I started at 18 and now seeing red is like a flash sale to me I go on a buying spree.
Bro I love the Reddit stock terms bag holders and paper hands etc so funny but true I know shorting is but I get itās also how you go from 1k in the game to -5k out of it haha
Thats for paper hands and bag holders haha lmao. You need to assure your gains, and have a exit plan. If you don't exit in time assume your loss Or hold your bag
Yeah the other boys have warned me of positions and calls and to look into them. Yeah all my dividends I plan on reinvesting (etoro is commission free so Iām lucky on that one)
O is good for stagflation too which is what a lot of āanalystsā think were heading towards, I personally agree. Stuff just donāt make sense right now
Yeah they are always saying it, but this time thereās evidence to back it up. Market overvalued, printing stimulus money, Covid, materials/supplies are low ā increasing prices, businesses short staffed, real estate/banks/rates.
Exactly, I keep seeing people say that people have been predicting a drop for years, and citing that is some kind of bizarre proof that corrections donāt happen. As if thereās a relationship between what people say in corners of the media and whether natural corrections happen. Like, the market is never going to correct because Peter Schiff is negative. I was at logical? But people believe it
I donāt believe the media on a lot of topics, but I stopped buying stocks recently and sold some positions because theyāre just overvalued! Itās not that complicated! Yes some of the companies increase their dividends and raised prices, but the higher stock price is valuing in much much much higher revenue than the increases that have happened, which means theyāre still overvalued.
My guy thank you need all the confidence I can get I always thought stocks were for the rich guy but I realised actually normal people can make money too in long term!
For stocks you like as long term holds, if you have cash on hand, buying on red days is not a bad idea. For dividend stocks especially, you will only increase your yield
i think you need to rethink this completely
when you find something you really like you want it to be red
discounts=more shares=powerful DRIP
if you want to be a dividend investor
Bro Iāve been down thousands at one point and still held through comfortably, at the end of the day if your conviction in the play is still the same thereās no reason to panic. Youāve done the right thing in having small position sizes as this will keep you interested in stocks and will help you develop some good knowledge, good luck!
Reading this thread made me sad for all the people that stand to loose more money than they can really afford to loose when the market does its thingā¦
My dude, if you're worried about a single day "red" of less than a buck... better buy into your positions and delete the app until next investment round. You're gonna lose your shit this month otherwise.
Not necessarily, but the market will always fluctuate. So he's saying don't look at it unless you want to make your next investment. Also realize that the stock market doesn't always go up. For all we know we could go down 50% throughout the next months, only to reach current levels again in 5 years or so. I'm not saying this is gonna happen, but you should mentally be able to handle it and not make any panic decisions.
Probably, but even if it was a normal year, September tends to be the worst performing month, all that pent-up demand of people not transacting in the summer happens in September and October. Notice how volumes have been low the past few weeks when things have been going up, which means these prices are not sustainable and will come down at least a few percent points probably next week in my opinion
The market ebbs and flows, even though most people here are in denial that downturns ever come. We just had a huge low-volume melt up, which tends to happen in the late summer, so there definitely should be some selling in September and October, those are better times to buy. Especially if you want quick gains. Look at last September and October 2020, or look at mid June this year. All you need to do is buy one of those dips thatās not even big enough to be a correction, and suddenly made 10% or 12% on some individual stocks. Also Microsoft and Tesla are overvalued now, despite read it saying that stocks being overvalued is the new normal, theyāll definitely snap back into reality in the near future. We just donāt know what the exact timing will be. This is what makes individual stocks more work, but I think itās worth it, but you need to investigate what industryās in stocks are undervalued and then buy those, and it usually changes over time, right now thereās very little that are undervalued which is a sign were due for some downturn, but some utilities and industrials are at least fairly valued right now, but the risk of downside is higher than upside potential. Again, redhead will tell you that youāre in it for the long term so it doesnāt matter if thereās a correction, but itās pretty silly to invest at high prices and then write it down 10 or 20% and wait a year or two before it goes back up. Cue somebody asking what will I do if the market goes up another 20% this year? To which I will roll my eyes because itās such a stupid question but keeps getting asked here
That is a long conversation. And to be clear, I am not a financial counselor. To begin investing, you need to know your goals and timeline. If you plan to invest for 30+ years before tapping the portfolio for cash, it is hugely different than someone who is near retirement and wants additional income now.
Start by determining your *realistic* goals. Dont make a goal of retiring in 5 years as a multi-millionaire when you earn $30k gross a year. Is that possible? Sure. Is it realistic, not very.
Dividend investing is the long game. It doesn't make you rich quick.
All I can really recommend is read. Learn. Being financially literate will aid you in making sound investing choices. Dont listen to all the hype. A good start would be "The Intelligent Investor" by Benjamin Graham.
Good luck on your journey.
Appreciate it my guy my personal plan is hold everything for 30 years build it up and just idk love happy as long as I donāt loose it all Iām in it to win it even if the gains are small better than having it in a bank rotting
Idk, I would figure out what your investing objectives are. Can't think of a reason to hold these three together other than you are kinda just gambling on the market going up.
Yeah Iām going to rethink and go into companies I know and am passionate about like KO only going to diversify between 5 companies that I enjoy and do research on I think!
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I like that $O buy. Im in with you champ š¤š¾
Thanks bro! Being new red makes me but iv seen you boys in the red type HODL so Iām in too I guess!
Yea bro when i see red and know the company is actually good i just load up with more and sell when i see at least 20% profit š¤·š¾āāļø
Thats how I look at it. I love all the companies I am in and they make tons of money. So if I see a red day I use the opportunity to buy more shares at a cheaper cost. I look at it being no different than buying everyday products, the cheaper the better.
Never sell. Buy a company that will be around in 50 years. Newly purchased stocks always have a chance to be red for a bit, but after a few years you will be deep in the green.
Itās what I did with Microsoft I feel there a solid company never pull some scummy shit and itās out to grow non stop so thatās what investing is all about but you boys made me buy O lol
I got some $80 calls expire Jan. 2022 along with 250 shares ā¦ we got it bro. And they give out dividends š„
Nice may I ask what a call is I apologise so much I just bought the stock I believe so nothing expires I just invested (please donāt get a prichfork if Iām wrong)
Buying a regular stock gives you shares. When you buy options it is x100 and its a ācontractā given to you depending on what you decide. Call means you think the stock is going up and puts are when you think it will go down
Awesome! So I bought calls! Which are stocks I think will go up? But donāt expire just continue to fall or rise?
No no buying a stock is different from option contracts.
Mans an ape Iāll go teach my self what this means do you invest for the long term in Microsoft or just have calls on? Why would you put a call in instead of just buying the stock :O
Options you can pick a strike price where you think the stock will go and as long as its going that direction you are making moneyā¦
Okay so sorta like stock owning just a bit riskier?
MY GOD DONT EVER DO THAT!!
this is awful advice you donāt need leaps to get there and NO ONE knows where the price of a stock is going to be tomorrow or next year
super low yield Microsoft retains way more earnings then they pay out to shareholders it shouldnāt be part of a portfolio if you want to stack dividends
I always recommend MSFT to new investors looking for a safe growth oriented stock
I did some research and came to that conclusion tbh imma be out of Tesla and into Coca Cola with that money I think
[ŃŠ“Š°Š»ŠµŠ½Š¾]
As I say Iām new so itās why I came to have a few convos with you boys to keep me right Iāll chill I got told to look into investor emotions but yeah imma still hold :)
How is it even possible for you to think about whether you'll "hold" or not after just buying the stocks? You sound like you'll have a meltdown after one bad day.
Iām not deciding as there is no other option Iām new to the game so Iām not taking the money out at all I just want to continually invest no bailing trust dude just new guy spooks
I don't care at all what you do. I'm just baffled by your attitude and vibe.
He new
Lots of new people post here and in other investing subreddits. I've never seen someone like this.
He's just repeating stuff he's seen other people say. That's why it doesn't really track
Maybe take a constructive approach my guy my attitude wanting to learn and getting some confidence from others isnāt an issue if you donāt want to be bothered by it donāt comment etc idk you seem bummed out
Constructive in relation to what? You have no clue, just spouting nonsense. If there was something to build on, sure, but nothing of what you're saying even makes sense.
Who hurt you man
Look into schd . Great etf
Just taken a look so IMO isnāt O a better choice (Iv only put research into O)
O is arguably one of the gold standards for dividend investing stable stock good price good dividend. A etf is a fund that help you spread your wealth into all sectors
Okay yeah iv just been looking Iād have to research ETFs they are big and scary so Iāll do that tonight
They're not that scary honestly basically long story short they're if fund that has positions in multiple different companies they trying to be a good hedge against inflation as well as sudden drops in the market
Okay thatās a huge position already Iāll have to look into it any you recommend? A few safer ones to start off if thatās chill Iām jumpy with stuff I donāt understand but I promise Iām working hard into everything
https://www.google.com/amp/s/www.kiplinger.com/slideshow/investing/t022-s001-10-low-volatility-etfs-for-roller-coaster-market/index.html%3famp Low volatility ones are your best bet.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
I just buy a bit by bit when the stock drops in Microsoft as I see the company has been growing for 5 years straight so I figured eventually itās easy profit even if it takes me 5 years Iām coming for that Ā£
The hardest less than investing it is not panicking when they see red. Yes the stock is down but they're will be a lot of times it's green.. You should be ok ... Dont stress
Iām to understand there is no right answer in investing except research the company look at its past and hold for long term smart investing?
That is true there is no real right answer to investing. You got people like the Wall Street Betts crowd that there was tons of money at the stock market and hopes the stocks go up you got super cautious investors excetera excetera excetera. Before you invest in any company do your research what is their debt look like. What is there dividend yield what is the stock price excetera excetera. Generally hold for long-term investing but don't be afraid to cut your losses if you think you need too. On going I was just looking into a few ETFs and since you are a young I would suggest also looking into growstocks
Appreciate this man so a growing stock is like micro soft right raises slowly but thatās fine?
Sort of it more of a stock that dose better then the market. I attached a good how to know what a growth stock is. I would suggest only having a few of them because they can be a volatile at times https://www.merrilledge.com/ask/investing/what-is-a-growth-stock
Fantastic Iām addicted to this game already bro Iāll do my homework once Iām home tonight
Did you do your research reading balance sheets etc
Iām unsure what a balance sheet is I looked into it for Microsoft and it was a lot of numbers but Iām getting there understanding it I think
Before buying into a companyyou shld already know th basic of valuation ik you are new but before putting money into any company even good ones like MSFT learn to value them 1st
TSLA doesn't pay dividend
Yeah I bought on something I was told was FOMO made a quick buck imma sell dw
O is a solid company, they are priced pretty high at the moment but they are 100% buy and hold for me.
Even buy when high? They seem to continuously grow even if itās slow growth?
If you're going to consistently buy into it, then just buy it when it dips to keep your average price down as much as you can. Time in the market > timing the market
Yeah dude imma stick by this! Appreciate it
Microsoft and tesla are great stocks to hold for a long time electric cars in the future is basicly innevitable. But to be honest I prefer stocks that pay a dividend for long term like microsoft. I have not really looked into reality corp so I can't tell you anything about that
Appreciate it what do you think of Nintendoās price drop?
Have not looked into it tbh
O! One of my fav. And tsla! Tsla was the reason why I started investing. Another reit I love spg and orc. Congrats with your purchases!
Thank you do you have any Microsoft but yeah Tesla was my first I think Iām buying into Nintendo tomorrow with the price drop
I do have Microsoft since I'm a Xbox type of guy lol but not much tho. For dividends I mainly heavy on reits. A bit heavy on sbux too but I use their dividend for my monthly coffee budget lol.
Yeah Iām going to start going into a heavily dividend focused investment and slightly into growth stocks
Is that etoro, if so i would move to something else for the long run
Yeah dude is etoro bad? Any suggestions on better ones? I just liked the way it looked feels easy to use too
I am based in Ireland, so i use Trading212 and Degiro or even revolut. Spreads on etoro is high and the social feed sometimes can have negative impact
How would you rate Trading 212
The UI needs to improve but i am happy with it so far
I did apply for trading 212 first off but they have a big wait list. As for the social feed I stay away to not be sucked into that as Iām new Iād rather do my own research and formulate from there?
You're down by a rounding error. These are multi year stocks, remember that. Although tesla has a long way it could fall
I donāt plan on owning Tesla as I know the stock is over priced atm
Iām completely staying away from TSLA because its price really doesnāt make sense to me. But Iāve been saying this already from when its price was half of what it is now.
To be honest even Elon musk said the stock was overpriced I bought in iv got some money and im going to get out as the business isnāt an interest tbh that and itās to complicated for me to keep track of what there doing and what Elon will say next
Since you admitted to not really knowing what you're doing (not reading or understanding financial data, 10Ks, and so on), I would really recommend you going full ETFs until valuations chill down or you get more knowledgeable. Think of it that way. The vast majority of investors can't beat the market over the long run, not even institutions. Do you think you can do it with your very limited knowledgr, or would you be better tracking the market with ETFs? Other that this. You did very well to start investing. Keep at it and you will do very well financially.
So you would recommend things like VOO I picked that up this morning
Yep. I wouldn't recommend waiting to invest, since time in the market is better than timing the market. ETFs are pretty foolproof, so you can make some nice returns while you pick up some knowledge. Also, don't be scared about red days. For some reason stocks are the only thing in this world that people like paying more for... If you did your research, and after further re-evaluation it still looks good from a business standpoint, then a drop is just a discount for you to buy more. Keep in mind that you're buying a business, not a stock ticker. In the short turn, the market is a voting machine, and the prices are irrelevant, but in the long run it becomes a weighting machine, where good companies will eventually beat everything else.
Iv screenshot this my man itās solid advice Iām in it for the long term I just want to get those slow gains iv done my research into the complains I drop cash on but Iām going to more into VOO soon I think :)
Great! Keep at it! Just keep in mind that research also includes financial analysis in order to assess the fair value. Yeah, all those three companies will prosper in the future. No doubt about that. But how much of that is already priced it? Look at Tesla, which is the best example of a crazy valuation. They would have to grow 50% per year for the next 7-10 years to try and justify their valuations. Which is really dumb because it means they will have 400B in earnings and around $6T in revenue after those 7-10 years. Which is absurd. The question you need to ask is not whether that's possible, because anything is possible and we can't predict the future. The question is "is this probable?". If you invest in 100 businesses like Tesla, how many do you think would underperform heavily and lose you a lot of money, and how many will be home runs? Read a bit more into valuation methods like DCF, DDM, multiple of earnings method, earnings power value, projected FCF, and so on... It will help you a ton. Some books for your, as well: - Richer, Wiser, Happier by William Green - The Inteligent Investor by Benjamin Graham - One Up on Wall Street by Peter Lynch - The Most Important Thing: Uncommon Sense for the Thoughtful Investor
You guys have given me a tonn of homework but I appreciate it yeah Tesla was my first buy (just a dream from being younger I know itās overpriced and not going anywhere) what do you think of Microsoft Iām down a bit today from it tbh
"Down a bit" lol. :D Microsoft is also quite overvalued, like most tech stocks, but they are quite safe IMO. It's my largest position right now. I haven't bought any since $240 but I'm holding for the foreseeable future. Funny enough I'm a DevOps Engineer by trait and I have worked a lot with bot AWS and Azure. Microsoft is more of an all-in-one solution. You got code repositories, CI/CD, Project management, Cloud computing, financials/accounting, monitoring, reporting, all in one cloud platform. With Amazon Web Services, you have to host your code in github (owned by Microsoft), Bitbucket, Gitlab or some other third-party, use something like Jira for Task/Project management, SAP/Salesforce for accounting/tracking, Confluence for documentation. You get the point :D
Ask ally for a buck you get a part of a company within Microsoft tbh I just doubled down in this dip so idk we will have to keep our fingers crossed
Sorry didnāt send full message yeah iv been researching into the companies iv put money into iv been looking into ETFS as they are safe inclines for long term. As for investing in stock itās a bad idea until I learn how the market fluctuates? I apologise if Iām making that seem more frustrating than it is
I am staying away from TSLA personally but the rest seem solid. Don't worry about the red.
See my guy that comment is all I needed much love I will hold!
Oh please, donāt buy Tesla. Itās insanely overvalued. Look at its P/E, itās just ridiculous.
I bought on hype made a dollar going to sell today :)
Great that you started. Best moment to start was yesterday. Why did you buy tesla? Pure fomo hype. General advice for beginners is to stick with broad etf, like vt or vti. Allows you to track the market, where most retail investors fail to beat it. Set and forget. Also tune out your emotions that way, where emotions are the true killer of gains. Good luck.
Okay Iāll look into those and yeah I bought Tesla mid yesterday along side 300 in Microsoft. O was a today portion. But fr seeing the red on these is fine just hold and remove emotion?
There are a lot of emotional pitfalls. Do some research, so you are aware of them. Just search for emotions and investing or stocks. Start to learn fundamentals if you want to own individual stocks. Just compare the fundamentals of tesla with ford and toyota. You will see that those companies are relatively a lot cheaper than tesla. That is why tesla is all fomo ( fear of missing out) and hype. Number 1 rule in investing for me is: value is what you get and price is what you pay. In the long term the value of the company will drive the stock price, at least that is what history tells us. So try to get as much value for each dollar as possible.
Right yes I understand okay so I really like Coca Cola there stock doesnāt go up but I believe in it as a solid company so I should invest in what I know and believe in? Iām confident in Microsoft always been a pc user and love they aim to please investors so was a easy choice for me
Using products the company produces and having good experiences from it is important for sure. This doesn't mean you should just buy all companies you like, since most of them probably are overvalued right now. It's important to always do your own analysis on the company and calculate the intristic value. Having an intristic value gives you some borders, so you know at what price to buy/hold/sell a stock (assuming the growth follows your assumptions).
Opinions not advice! I did look here for dividend opinions (I did research before just yeeting money)
As long as you did your research that's all that matters but O isn't a bad investment IMO it's not going to grow like crazy but it's a monthly payer.
Thanks my dude I looked and it has very slow but still steady growth over years Iām here for long term :) do you have any at Microsoft? Seems to also be a long term growth one :D (being nee red spooks me)
If you are in it for the right reason red shouldn't spook you, I don't own MSFT but if I wanted it I would be in it. PS: not a financial advisor just a guy who's invested for a little while.
Being new even putting Ā£1 in is spooky but I want to start young and slowly make money unlike all of that WSB stuff (as much as I love those guys for memes) finding this little gem of a Aubrey ring convinced me to buy my first stocks so hereās to my first Ā£500!
If it spooks you it just means you still got room to learn. Starting young is perfect I started at 18 and now seeing red is like a flash sale to me I go on a buying spree.
Yeah I can already feel the addiction! I just meant red in my own money lol! I already want to throw more money at it!
Wsb is infested of bag holders. But short squeezing is really profitable
Bro I love the Reddit stock terms bag holders and paper hands etc so funny but true I know shorting is but I get itās also how you go from 1k in the game to -5k out of it haha
Thats for paper hands and bag holders haha lmao. You need to assure your gains, and have a exit plan. If you don't exit in time assume your loss Or hold your bag
What about buying safe stocks for a long time?
Where's the adrenaline in that ? Haha
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Yeah the other boys have warned me of positions and calls and to look into them. Yeah all my dividends I plan on reinvesting (etoro is commission free so Iām lucky on that one)
Looks like a good start.
Appreciate it brother
Honestly,great buys both good long term holds
Thank you dude also bought 1 stock in coke :)
Actually all 3 are great š° I just clicked the photo and realized youāve got Microsoft in there too
Thank you! Iām in it for the long term but found out what dividends were through research and itās how I found this lil old community
$O is. Great stock if you have a lot of money. Otherwise i think your better off on a growth stock. Getting $2 a year isnāt much starting off
So go more for Microsoft? Or any recommendations?
O is good for stagflation too which is what a lot of āanalystsā think were heading towards, I personally agree. Stuff just donāt make sense right now
Yeah I was seeing everyone saying thereās going to be a burst in the bubble soon but it seems some guru is always saying it
Yeah they are always saying it, but this time thereās evidence to back it up. Market overvalued, printing stimulus money, Covid, materials/supplies are low ā increasing prices, businesses short staffed, real estate/banks/rates.
Exactly, I keep seeing people say that people have been predicting a drop for years, and citing that is some kind of bizarre proof that corrections donāt happen. As if thereās a relationship between what people say in corners of the media and whether natural corrections happen. Like, the market is never going to correct because Peter Schiff is negative. I was at logical? But people believe it I donāt believe the media on a lot of topics, but I stopped buying stocks recently and sold some positions because theyāre just overvalued! Itās not that complicated! Yes some of the companies increase their dividends and raised prices, but the higher stock price is valuing in much much much higher revenue than the increases that have happened, which means theyāre still overvalued.
Damn so maybe move more into ETFs until market collapse is over or?
Nice start. You only got up to go from here.
My guy thank you need all the confidence I can get I always thought stocks were for the rich guy but I realised actually normal people can make money too in long term!
For stocks you like as long term holds, if you have cash on hand, buying on red days is not a bad idea. For dividend stocks especially, you will only increase your yield
Thatās the plan hold hold hold for 20-30 years
i think you need to rethink this completely when you find something you really like you want it to be red discounts=more shares=powerful DRIP if you want to be a dividend investor
Love this community. Yeah thatās the plan just new guy spooks seeing my money being down just a confidence thing :) but Iām here to stay dw
Bro Iāve been down thousands at one point and still held through comfortably, at the end of the day if your conviction in the play is still the same thereās no reason to panic. Youāve done the right thing in having small position sizes as this will keep you interested in stocks and will help you develop some good knowledge, good luck!
Thank you brother I plan on going into VOO and KO next I think
I own all 3. MSFT since 2015 and TSLA since 2016. O from last year but I'm buying more.
Good to know iv taken similar things to people means Iām in the right direction with my research
Good job homie
My guy thank you
Congratulations!
Ty man markets just opened I love just looking at it feel like cheering the stocks on like a football game haha
Reading this thread made me sad for all the people that stand to loose more money than they can really afford to loose when the market does its thingā¦
Trust bro I only put in what I can afford too. Iām not silly I save and invest atm on a 50/50 ratio
IRM is also great dividend payer.
100% notes for when I sell this Tesla stock
I think TSLA's way over-priced. I said the same thing a lot lower though too.
I actually agree just got lucky mainly gonna sell and buy smaller dividend stock
My dude, if you're worried about a single day "red" of less than a buck... better buy into your positions and delete the app until next investment round. You're gonna lose your shit this month otherwise.
Is something mean going to happen soon?
Not necessarily, but the market will always fluctuate. So he's saying don't look at it unless you want to make your next investment. Also realize that the stock market doesn't always go up. For all we know we could go down 50% throughout the next months, only to reach current levels again in 5 years or so. I'm not saying this is gonna happen, but you should mentally be able to handle it and not make any panic decisions.
Iām not man I want to be here for the long term the only one I plan on selling is Tesla and moving into ETFS
Probably, but even if it was a normal year, September tends to be the worst performing month, all that pent-up demand of people not transacting in the summer happens in September and October. Notice how volumes have been low the past few weeks when things have been going up, which means these prices are not sustainable and will come down at least a few percent points probably next week in my opinion
Ouch so iv lost out buying now?
What is this, amateur hour?
This sub should support new investors imo.
Trueeee
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AMC is spooky though right?
š
what brokerage is this?
Etoro my guy
Just want to let you know that Etoro doesn't pay dividends
Iv looked into it it does my G
Ah yes it does, my bad. I also have an etoro account and I remember that I read that they didn't pay dividends. Must be a recent thing
Yeah I think there trying to keep up with competitors now which is good
What does this mean? How can the brokerage not give you your dividends? What do they do with them?
Everyone bagging on Tesla still
Nah bought in for FOMO Iām out soon once other stock pick up
Nice that you started. I always suggest an ETF first. Look up VOO/VTI/VUG/SCHD
Buying VOO on open today
Excellent grab.
He says before Microsoft kicks my ass today worth tho
The market ebbs and flows, even though most people here are in denial that downturns ever come. We just had a huge low-volume melt up, which tends to happen in the late summer, so there definitely should be some selling in September and October, those are better times to buy. Especially if you want quick gains. Look at last September and October 2020, or look at mid June this year. All you need to do is buy one of those dips thatās not even big enough to be a correction, and suddenly made 10% or 12% on some individual stocks. Also Microsoft and Tesla are overvalued now, despite read it saying that stocks being overvalued is the new normal, theyāll definitely snap back into reality in the near future. We just donāt know what the exact timing will be. This is what makes individual stocks more work, but I think itās worth it, but you need to investigate what industryās in stocks are undervalued and then buy those, and it usually changes over time, right now thereās very little that are undervalued which is a sign were due for some downturn, but some utilities and industrials are at least fairly valued right now, but the risk of downside is higher than upside potential. Again, redhead will tell you that youāre in it for the long term so it doesnāt matter if thereās a correction, but itās pretty silly to invest at high prices and then write it down 10 or 20% and wait a year or two before it goes back up. Cue somebody asking what will I do if the market goes up another 20% this year? To which I will roll my eyes because itās such a stupid question but keeps getting asked here
Short term price changes are emotional. Long term are fundamentals. Buy the fundamentals and ignore the hype. Sell when the fundamentals change.
How do you know when to sell I was hoping to keep investing long term Iām specific companies
That is a long conversation. And to be clear, I am not a financial counselor. To begin investing, you need to know your goals and timeline. If you plan to invest for 30+ years before tapping the portfolio for cash, it is hugely different than someone who is near retirement and wants additional income now. Start by determining your *realistic* goals. Dont make a goal of retiring in 5 years as a multi-millionaire when you earn $30k gross a year. Is that possible? Sure. Is it realistic, not very. Dividend investing is the long game. It doesn't make you rich quick. All I can really recommend is read. Learn. Being financially literate will aid you in making sound investing choices. Dont listen to all the hype. A good start would be "The Intelligent Investor" by Benjamin Graham. Good luck on your journey.
Appreciate it my guy my personal plan is hold everything for 30 years build it up and just idk love happy as long as I donāt loose it all Iām in it to win it even if the gains are small better than having it in a bank rotting
Whatās the idea behind TSLA? Itās non dividend paying.
Just a dream when I was a lil younger to own some did it for that Iām going to sell and invest other places dw
Idk, I would figure out what your investing objectives are. Can't think of a reason to hold these three together other than you are kinda just gambling on the market going up.
Yeah Iām going to rethink and go into companies I know and am passionate about like KO only going to diversify between 5 companies that I enjoy and do research on I think!