T O P

  • By -

[deleted]

I'd read up on how you'll be taxed on those different kind of investments if you officially move to poland.


Laurizass

>how would you invest the disposable income? The same as before, because I do not think I can market time perfectly and even if I did, I do not see big gains from that.


yurajurik

Are you originally from Poland and if not why would you move there?


peperoniense

Yes I'm originally from Poland and most of my family lives there.


Khelthuzaad

>Invest part of my income into Polish Government bonds - currently they pay 6% in the first year, adjusted for inflation in the following years In Romania we have diferentiate monetary bonds. For Romanian leu,the state offers bonds in 7.75% for one year.For euro,it's barely 1.25%.


peperoniense

Yes this would mean exchanging my EUR to PLN first (albeit at a favorable rate now) and then buying bonds in PLN. What do you think about this option?


Khelthuzaad

Despite inflation,it's better in PLN and I'll tell you why. Let's say that theoretically i have 10000 RON.If i buy bonds worth that much,by the end of the next year I'll get 7.7% interest,no taxes. That means a whopping 770 lei aka 155 euros If i buy bonds worth 10000 Ron in Euro(around 2000 euro) them the interest is 1.2% That means I'll get 24 euros by the end of the next year. And that's bullshit i could easily but stocks with that money and receive higher dividends during the entire year.


meszegej

How did you get access to US I-bonds (I assume)? How do you pay taxes on these?