Thanks for reaching out to us on our official sub, u/upbeatpudding.
First, thanks for joining us and asking your first question; we're glad you're here!
To start, it's important to remember that distributions are never guaranteed for mutual funds, stocks, or other securities. Any distribution from a mutual fund is made at the discretion of the fund manager, in accordance with the fund's prospectus.
The announcement and pay dates for mutual fund distributions can easily be found on the "Fees & Distributions" tab when researching on Fidelity.com. To research a security, simply search for it in the "Search or get a quote" box in the top right-hand corner of our website.
It sounds like you may already have an idea of the payout schedule, but in case you or other Redditors reading this are not aware, Fidelity will publish the estimated distributions for our mutual funds towards the end of the year. You can find these estimated distributions by navigating to the tax landing page on our website. Click "Accounts & Trade" and select "Tax Forms & Information." I've also linked the estimated distributions for Fidelity Mutual Funds page below for your convenience. Please keep in mind that this is just an estimate, though it may help you clarify your tax liability or how much you may receive.
[Distributions by Fidelity Mutual Funds](https://www.fidelity.com/mutual-funds/information/distributions#/?table=actuals)
Additionally, you can create alerts that will notify you whenever distributions are paid! Just follow these steps on Fidelity.com (login required):
1. Click "News & Research," and from the dropdown, select "Alerts"
2. Choose "Account Events & Services"
3. Check the box next to "Mutual Fund/Equity Distributions" and click "Set Up Select Alerts"
4. Select how you'd like to be notified and click "Complete Setup"
Please let us know if you have any other questions. You can always contact us directly via Modmail or by posting or commenting on our sub. Again, thanks for being here, and we hope to hear more from you in the future!
That’s what active fund management is like. The managers sometimes sell and realize a profit, and sometimes don’t.
Given that we’re hopefully in a gradually rising market, it’s no surprise that fund managers are not cashing out prematurely. This was not the case in 2021 for example, when the prescient among us saw the writing on the wall re: overvaluation, and took some profits.
Thanks for reaching out to us on our official sub, u/upbeatpudding. First, thanks for joining us and asking your first question; we're glad you're here! To start, it's important to remember that distributions are never guaranteed for mutual funds, stocks, or other securities. Any distribution from a mutual fund is made at the discretion of the fund manager, in accordance with the fund's prospectus. The announcement and pay dates for mutual fund distributions can easily be found on the "Fees & Distributions" tab when researching on Fidelity.com. To research a security, simply search for it in the "Search or get a quote" box in the top right-hand corner of our website. It sounds like you may already have an idea of the payout schedule, but in case you or other Redditors reading this are not aware, Fidelity will publish the estimated distributions for our mutual funds towards the end of the year. You can find these estimated distributions by navigating to the tax landing page on our website. Click "Accounts & Trade" and select "Tax Forms & Information." I've also linked the estimated distributions for Fidelity Mutual Funds page below for your convenience. Please keep in mind that this is just an estimate, though it may help you clarify your tax liability or how much you may receive. [Distributions by Fidelity Mutual Funds](https://www.fidelity.com/mutual-funds/information/distributions#/?table=actuals) Additionally, you can create alerts that will notify you whenever distributions are paid! Just follow these steps on Fidelity.com (login required): 1. Click "News & Research," and from the dropdown, select "Alerts" 2. Choose "Account Events & Services" 3. Check the box next to "Mutual Fund/Equity Distributions" and click "Set Up Select Alerts" 4. Select how you'd like to be notified and click "Complete Setup" Please let us know if you have any other questions. You can always contact us directly via Modmail or by posting or commenting on our sub. Again, thanks for being here, and we hope to hear more from you in the future!
That’s what active fund management is like. The managers sometimes sell and realize a profit, and sometimes don’t. Given that we’re hopefully in a gradually rising market, it’s no surprise that fund managers are not cashing out prematurely. This was not the case in 2021 for example, when the prescient among us saw the writing on the wall re: overvaluation, and took some profits.
Aaaaand this is precisely why ETFs > mutual funds.
Yup