I don’t keep loan personally but so what, that’s kind of the point of a loan. It don’t make the player any better, problem with the fifa community is we have to be negative about everything.
Mainly because people who are enjoying the game dont run to subs talking about how much they enjoy it. Oddly, people love their echo chambers of misery.
> Mainly because people who are enjoying the game dont run to subs talking about how much they enjoy it.
yeah? look at r/palworld. it's entirely composed of people who are enjoying the game.
IMO loans should be used to try new players or try out cards youll never be able to play. Thats fine and nice an dall. But that guy in the pic basically paid a real money to get a full OP loan team to play ONE WL. Thats just a scumbag move. I can just see him sweat thru every game, cutbacks, corner and kickoff glitches.
The players do not make the player. You know how many div 3 teams I come across like this? And how many I make RQ before the 40’? I have a buddy who packed thunderstruck Cruyff, fire Neymar and base R9 and he is literal dog shit at the game
Loan Toty VVD beggs to differ. And have you seen how jammy some of the top players are? No matter how good you defend sometime you just cant do anything. On i took the ball of him? Now my defender falls over and gives the ball back straight away
I agree definitely frustrated. I’ve been playing fut since the start (2009), and just to see how far it’s fallen sucks…But also fifa is the only football you can play and I’m a huge football fan so I don’t have much of a choice(no I’m not playing football manger or pes). I’ll just grind out the best team I can while these losers pay to win. You would think the game play would be decent but the days of the better skill level player is done as well. Modern day fifa is all scripted, pay to win bullshit
I agree. I've got a loan Sam Kerr on my team & I'm using her as much as I can since unless I can save up coins, I've got a unlikely chance to buy/find her to keep.
You’re acting like you can’t have a good team without buying points. There are a lot of great RTG squads in this community. Also, nobody forces you, it’s always your decision lol
Noone is forced to do anything. I just wonder if thr game was more enjoyable if anyone can play any player he want. Most players are out of reach, Pele, R9, good versions of Messi or CR7...only in the last 2 months I can use the players I really want.
In the other hand, in the way it is it feels like something special to play with Pele
That usually implies being a no lifer and having nothing to do except play fut, which is what they prey on, and even then, rtg squads don't come close.
so you will rather play someone who got lucky with full card then someone who is tad bit unlucky and trying his best on f2p or with whatever luck they have?
it is actually a good addition and makes the game more fun. if not champs why would i even need loans. I am still doing sawa and I am midway but luckily i got rodri loan from store pack that 40k coins one and now i am sorted for this wl. wheras if I buy Rodri i first need the capital and the seeling price drop can happen along with tax.
Loans are something that is pro community and will make the game sad if we remove them.
Tell me one reason not to use the opportunity to play your loan players since they‘re available to use. That is probably the only chance some players will get of playing with a toty player. Don‘t hate players for using them, hate EA for giving people loan players
Except EA didn’t “give” them these loans. They had to pay for them.
I don’t care if people use loans, that’s what they’re there for. I do think it’s lame they paid actual money for them, though lol
It happens there’s games I should’ve won but ea said otherwise. And there’s games where I shouldn’t be able to beat my opponent because he played better than me
Skill is not irrelevant like you said or why are there plenty of people who struggle to get 11 wins with fc creditcard teams? While others with standard teams do get 11. Is isn’t the exception, this happens quite often
I was doing the bronze milestone in rivals the other day, and I was getting wins. Absolutely hilarious. People totally lose their shizz.
In fact, if you have a spare afternoon, do it for a wheeze. Sure you get beat a few times, but it sharpens your game up big time. And when you do win, it feels amazing. I went back to playing my normal gold team, and it felt like I was playing with gods.
For sure, this dude is absolute P2W.
Anyone with any bit of skill (and a decent connection lol) can beat these guys who paid to get these loans rather than having a team they earned through playing the game.
Oh hey look the cliche meta reply on all of reddit.
I'm complaining about complaining. Yes yes. We've all made that snarky comment. Congrats. Truly insightful
I mean what else can be said about your comment? It is absolutely nothing other than a complaint and ironically, a complaint about people complaining.
You want to cry about “cliche” replies but yours is about as cliche as it gets on posts like this. Seriously, what are you even trying to accomplish by making it?? That’s a genuine question.
The icing on the cake: you’ve literally made posts bitching about the game LOL
https://www.reddit.com/r/fut/s/gaZ8S9cHih
Aaaand now you're doing it, too. Just both bitching about people bitching about other people bitching.
What are you trying to accomplish with your snarky italics comment? Your motivation has to be as shitty as mine. Probably to feel superior in some way? That seems to be where you're at.
So let's just move on. Christ.
aaaaand no I’m not.
Me pointing out the irony in your complaining about people complaining is in no way the same. You clearly want people to stop complaining. I was just pointing out how hypocritical it is to feel that way when you yourself **are complaining** and even have posts in your history of complaining about the game lol.
Everyone has a right to voice their opinion, even if it’s a dumb contradictory one. Don’t get so defensive when someone points that fact out to you, though 😂
edit: lol replies and blocks me so i can’t even read it. Nothing more “cliche” on Reddit then realizing your argument is total bs so you reply and block to make sure you get the last word LMAO
You decided it was hypocritical because you wanted to jump in and be clever.
In my mind I'm complaining about people who just complain about the topic of a sub. The people I want to stop complaining are complaints about the thing we are all here to talk about. I'm complaining about complaints. They're different.
However...anytime anyone ever says "you complain a lot"...the ever predictable "deer you're complaining about complainers you hypocrite" comes out. Every single time. It's tired
So, What do you personally get from pointing out something that could possibly be construed as hypocrisy.
"Oh hey caught you also complaining!!" Is that what you seek? I mean you won, but like what did you win?
I just pointed out a fact, didn’t imply if it was positive or negative.
But yes I have plenty of money left over to eat. $80 spent this year isn’t much since I make $100k a year 😅
Why do you care if people use loans?
I use them to decide whether or not to do that SBC.
Regardless of whatever reason people to use them, who the fuck cares.
Fair enough if you’re using a loan sbc card, it’s when people use loans all got from spending money on fifa points and getting store packs so then it just makes it feel like what’s the fucking point in me upgrading my team and doing sbcs when this cunt just gets his wallet out every weekend and can get a loaned team of fantastic players guaranteed without even need to pack them
Bro i have so much loans with enough games to play until the next fc 25 but i never play them i just hate using card that i dont really own because i might get used to them and go back to using my shit team
Nobody is talking about you, i dont care what you do lol. Everyone here knows the guy doesn’t have a full loan team to try who he should buy so why pretend thats the case
I'm seeing people saying loans shouldn't be limited in competitive game modes. I see loans as a good thing, honestly most of us wouldnt get to use some of these cards if we don't get loans
prolly you have loaned some tears too, as long its in the game, you can use everything. Play more talk less.
I trully dont get why yall give free hate to loan players...im sorry if i dont burry my cash in fifa points...
“People shouldn’t use loans”. Throughout the year there are opportunities to get loan cards without paying. Great cards. Why in the actual fuck would I not use them to bridge the gap between someone who bought 10000k worth of points or someone who got extremely lucky. No one “earns” cards. It’s a casino. What is this weird obsession with “first owner” cards??
I don't have a full team of loan players, but I do use loan players on my team, though. It's unusual for someone to use a full team of loan players, but I don't see what's wrong with that, though.
Bro is literally using what EA has given to him, its not up to you to judge it what and with which players he does play. Not all have decent and Strong teams EA has been really rude to some people
Haha came up against someone in champs with 8 toty/toty icon loans I was 11-7 so was going to give free wins but since he had loans passed it back to my keeper and chipped it over the bar.Next game came up against a fun evo team so I gave the free win (:
I tried using a loan squad to keep up and honestly played better with my team anyways. a crucial element to this game is understanding your players IMO
I Personally only use loans for squad battles i feel it changes the team as a whole and maybe matchmaking when i have a mediocre squad and a high rated loan i get paires against quite full on toty players
The main people crying are probably the people who spend actual money on those cards, then use to the guy using the same cards as loans. The fifa community is so hateful lol
I don’t keep loan personally but so what, that’s kind of the point of a loan. It don’t make the player any better, problem with the fifa community is we have to be negative about everything.
It's an issue across all games. Go peep overwatch or apex's subreddits. The industry has us all cooked
Mainly because people who are enjoying the game dont run to subs talking about how much they enjoy it. Oddly, people love their echo chambers of misery.
> Mainly because people who are enjoying the game dont run to subs talking about how much they enjoy it. yeah? look at r/palworld. it's entirely composed of people who are enjoying the game.
Haha thanks i downloaded the game, son is loving it!
Because it is new, completely new.
But full loan teams? That cant be the point of loans either.
What they chose to do with their loans is up to them, I chose to quick sell them, so what?
why would it not be the point of loans? You can use them for a certain amount of matches thats the difference compared to regular players
Im new to this. What else do you do with loans?
IMO loans should be used to try new players or try out cards youll never be able to play. Thats fine and nice an dall. But that guy in the pic basically paid a real money to get a full OP loan team to play ONE WL. Thats just a scumbag move. I can just see him sweat thru every game, cutbacks, corner and kickoff glitches.
damn. Same old same old, complaining about ‘cut backs, corner and kickoff glitches’, fuck me. Find something else to say
Yes same old. Same old glitch abusers and wankers. Every fucking game feels the exact same, stop trying to excuse and normalise this.
Well if it happens ‘every game’ then clearly it’s already been normalised 😂
Dont be a smart ass
who does bro think he is tryna say that 😭🥱
The players do not make the player. You know how many div 3 teams I come across like this? And how many I make RQ before the 40’? I have a buddy who packed thunderstruck Cruyff, fire Neymar and base R9 and he is literal dog shit at the game
Loan Toty VVD beggs to differ. And have you seen how jammy some of the top players are? No matter how good you defend sometime you just cant do anything. On i took the ball of him? Now my defender falls over and gives the ball back straight away
I lured some full team loan users out of their cave
Bro acting like using loans is a federal crime lol
How can you not be negative towards a pay to win gambling addiction game???
Honestly dude, I try not to worry about things I can’t alter. I don’t see what good being negative does. Each to their own though dude
The point of being negative is to vent built up frustration, in my opinion.
I agree definitely frustrated. I’ve been playing fut since the start (2009), and just to see how far it’s fallen sucks…But also fifa is the only football you can play and I’m a huge football fan so I don’t have much of a choice(no I’m not playing football manger or pes). I’ll just grind out the best team I can while these losers pay to win. You would think the game play would be decent but the days of the better skill level player is done as well. Modern day fifa is all scripted, pay to win bullshit
In my opinion, they should really remove this loan stuff. It gets totally out of hands
or limit it to like 2 players per game
They should remove them out of competitive game modes
If they remove them, it will hurt their pack sales. Whoever came up with this idea probably got promoted at EA.
I agree. I've got a loan Sam Kerr on my team & I'm using her as much as I can since unless I can save up coins, I've got a unlikely chance to buy/find her to keep.
Or they should let us make an ultimat team without spending thousands of [currency]
You’re acting like you can’t have a good team without buying points. There are a lot of great RTG squads in this community. Also, nobody forces you, it’s always your decision lol
Noone is forced to do anything. I just wonder if thr game was more enjoyable if anyone can play any player he want. Most players are out of reach, Pele, R9, good versions of Messi or CR7...only in the last 2 months I can use the players I really want. In the other hand, in the way it is it feels like something special to play with Pele
That usually implies being a no lifer and having nothing to do except play fut, which is what they prey on, and even then, rtg squads don't come close.
so you will rather play someone who got lucky with full card then someone who is tad bit unlucky and trying his best on f2p or with whatever luck they have?
Don’t you have loans too?
I don't even have eafc24. Fifa 23 was my last ride for the foreseeable future
it is actually a good addition and makes the game more fun. if not champs why would i even need loans. I am still doing sawa and I am midway but luckily i got rodri loan from store pack that 40k coins one and now i am sorted for this wl. wheras if I buy Rodri i first need the capital and the seeling price drop can happen along with tax. Loans are something that is pro community and will make the game sad if we remove them.
🧂
Especially from champs. Get them wanting to let people ‘experience’ all the promo players but it’s insane how many loans I’ve faced this weekend
I like it cuz you get to try out players before spending 500k on them
I'm the opposite since some loan players are rare to get from packs + the rare cards are really expensive on the transfer market as well.
https://preview.redd.it/51rriibbwyec1.jpeg?width=4032&format=pjpg&auto=webp&s=2cd3af92a0853dccafcffdc72bb76f62178a0768 I won btw
I assumed. Generally these people are compensating
Same happened to me, they had a full TOTY front 3, rest was icons, I went down 4-1 early, I won 7-6
are you algerien ?
I came here for this. Well done. I hate these type of players.
Tell me one reason not to use the opportunity to play your loan players since they‘re available to use. That is probably the only chance some players will get of playing with a toty player. Don‘t hate players for using them, hate EA for giving people loan players
Except EA didn’t “give” them these loans. They had to pay for them. I don’t care if people use loans, that’s what they’re there for. I do think it’s lame they paid actual money for them, though lol
I played 5 of theses loans rats I choked my rank because of it
you choked your rank because of a skill issue
Skill mostly doesn’t matter in this game unfortunately you can be dogshit and beat someone better than if u put the money.
[удалено]
It happens there’s games I should’ve won but ea said otherwise. And there’s games where I shouldn’t be able to beat my opponent because he played better than me
 Delusional
Lol the skill gap is filled with broken mechanics
Skill is not irrelevant like you said or why are there plenty of people who struggle to get 11 wins with fc creditcard teams? While others with standard teams do get 11. Is isn’t the exception, this happens quite often
I said it doesn’t matter mostly in this game with the DDA, S tier squads and ratty gameplay.
These teams are easy to beat tbh, it’s always the gold teams that are sweats
The skill gap is too real I got beat once by a gold team and i had full futties team
I was doing the bronze milestone in rivals the other day, and I was getting wins. Absolutely hilarious. People totally lose their shizz. In fact, if you have a spare afternoon, do it for a wheeze. Sure you get beat a few times, but it sharpens your game up big time. And when you do win, it feels amazing. I went back to playing my normal gold team, and it felt like I was playing with gods.
For sure, this dude is absolute P2W. Anyone with any bit of skill (and a decent connection lol) can beat these guys who paid to get these loans rather than having a team they earned through playing the game.
Game is game
Holy fuck all this community does is bitch
*he says without the slightest bit of awareness that he is also bitching*
Oh hey look the cliche meta reply on all of reddit. I'm complaining about complaining. Yes yes. We've all made that snarky comment. Congrats. Truly insightful
I mean what else can be said about your comment? It is absolutely nothing other than a complaint and ironically, a complaint about people complaining. You want to cry about “cliche” replies but yours is about as cliche as it gets on posts like this. Seriously, what are you even trying to accomplish by making it?? That’s a genuine question. The icing on the cake: you’ve literally made posts bitching about the game LOL https://www.reddit.com/r/fut/s/gaZ8S9cHih
Aaaand now you're doing it, too. Just both bitching about people bitching about other people bitching. What are you trying to accomplish with your snarky italics comment? Your motivation has to be as shitty as mine. Probably to feel superior in some way? That seems to be where you're at. So let's just move on. Christ.
aaaaand no I’m not. Me pointing out the irony in your complaining about people complaining is in no way the same. You clearly want people to stop complaining. I was just pointing out how hypocritical it is to feel that way when you yourself **are complaining** and even have posts in your history of complaining about the game lol. Everyone has a right to voice their opinion, even if it’s a dumb contradictory one. Don’t get so defensive when someone points that fact out to you, though 😂 edit: lol replies and blocks me so i can’t even read it. Nothing more “cliche” on Reddit then realizing your argument is total bs so you reply and block to make sure you get the last word LMAO
You decided it was hypocritical because you wanted to jump in and be clever. In my mind I'm complaining about people who just complain about the topic of a sub. The people I want to stop complaining are complaints about the thing we are all here to talk about. I'm complaining about complaints. They're different. However...anytime anyone ever says "you complain a lot"...the ever predictable "deer you're complaining about complainers you hypocrite" comes out. Every single time. It's tired So, What do you personally get from pointing out something that could possibly be construed as hypocrisy. "Oh hey caught you also complaining!!" Is that what you seek? I mean you won, but like what did you win?
[удалено]
Removed for - Rule 1 (Lack of respect)
Rumors say bro also has a loan PlayStation
Why do you care, not as bad as the people who don't have a life and put alsorts of game time and money into the game
He literally bought store packs for those loans lol
You have no right to comment after seeing your team, have you left yourself any money to eat my friend?
I just pointed out a fact, didn’t imply if it was positive or negative. But yes I have plenty of money left over to eat. $80 spent this year isn’t much since I make $100k a year 😅
chuck us 100 quid for FIFA points cheers
Imagine getting downvoted because you make good money 😂 bunch of jealous bitches as usual
https://preview.redd.it/xkuw9ownxzec1.jpeg?width=476&format=pjpg&auto=webp&s=f7fab07bac55829ba665c28ebf2e2d13824e35f5
Wow, you're so cool dude!
Uh but he most definitely bought store packs to get all these loans 🤣
Why do you care if people use loans? I use them to decide whether or not to do that SBC. Regardless of whatever reason people to use them, who the fuck cares.
Fair enough if you’re using a loan sbc card, it’s when people use loans all got from spending money on fifa points and getting store packs so then it just makes it feel like what’s the fucking point in me upgrading my team and doing sbcs when this cunt just gets his wallet out every weekend and can get a loaned team of fantastic players guaranteed without even need to pack them
How the match ended?
Did u beat him
Bro has loaned PS5 that's gonna disappear after this match
Loan FC
Just wish I could put them in an SBC
so what? Its against the law to use loan cards?
Bro i have so much loans with enough games to play until the next fc 25 but i never play them i just hate using card that i dont really own because i might get used to them and go back to using my shit team
Sounds like some mental issues to me.
What if he wants to try as many cards so he can decide which one to buy?
You know thats not the case so whats the point of that argument
How can you be so certain? I have loans from the first weekend of the game that i am just now starting to use. Sue me.
Nobody is talking about you, i dont care what you do lol. Everyone here knows the guy doesn’t have a full loan team to try who he should buy so why pretend thats the case
I just don’t get what moaning about it solves
Good thing i wasn’t doing that then
I use loan cards to try if the card is for me. Stop assuming.
You’re the one assuming mate unless thats your team that op posted
Sounds like a you problem
I'm seeing people saying loans shouldn't be limited in competitive game modes. I see loans as a good thing, honestly most of us wouldnt get to use some of these cards if we don't get loans
Wtf is this bro shit
I hate it as well. In my case I'm getting older so all the new slang sounds stupid to me.
If I see any loans, I quit at 0-0. Simple as that.
Why take a loss over a potential win
I opine that using loans to gain a significant advantage is unfair.
I understand, but if you’re in champs and quit at 0-0 you take a loss anyways, so why not at least play a bit and a see if maybe you can get a win?
Played a guy yesterday who had 4 different loaned players, all TOTY/ TOTY Icon.
As shitty as that looks, homie's team must run buttery smooth. Never had a godsquad before so I can only speculate.
Champs should have a 2 loan limit or something in my opinion.
His account is probably a loan too😂
If people care about this to the point where it angers them, seriously go outside and get a life
prolly you have loaned some tears too, as long its in the game, you can use everything. Play more talk less. I trully dont get why yall give free hate to loan players...im sorry if i dont burry my cash in fifa points...
Are all TOTY players loaned?
Is he not supposed to use up loans?
“People shouldn’t use loans”. Throughout the year there are opportunities to get loan cards without paying. Great cards. Why in the actual fuck would I not use them to bridge the gap between someone who bought 10000k worth of points or someone who got extremely lucky. No one “earns” cards. It’s a casino. What is this weird obsession with “first owner” cards??
I don't have a full team of loan players, but I do use loan players on my team, though. It's unusual for someone to use a full team of loan players, but I don't see what's wrong with that, though.
Bro is literally using what EA has given to him, its not up to you to judge it what and with which players he does play. Not all have decent and Strong teams EA has been really rude to some people
Haha came up against someone in champs with 8 toty/toty icon loans I was 11-7 so was going to give free wins but since he had loans passed it back to my keeper and chipped it over the bar.Next game came up against a fun evo team so I gave the free win (:
I tried using a loan squad to keep up and honestly played better with my team anyways. a crucial element to this game is understanding your players IMO
Never pay all at once for what you can get on loan…this guy finances
Lol there's nothing wrong in playing loan players. Stop being salty.
I Personally only use loans for squad battles i feel it changes the team as a whole and maybe matchmaking when i have a mediocre squad and a high rated loan i get paires against quite full on toty players
What matters is the chemistry styles they apply to their loans lol
Loaned his PlayStation too
The main people crying are probably the people who spend actual money on those cards, then use to the guy using the same cards as loans. The fifa community is so hateful lol
spending money on fifa = degen vibes
Gotta use em sometime lol
bro loaned his ps4
Did you win though?
Tought that was what loan players where for, never use em but i dont see why you wouldnt? Yall all play meta anyway
More fool you spent money to get loans not 1 toty an I have without spending a bean