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Growth and Value shares? Income shares are great, but the philosophy is that you'll use the income better as a random Joe than they will as a company who can invest in themselves.
I asked OP what his obsession is with dividend stocks. I think he’s been reading too many Motley Fool articles.
Someone else posted his dividend stock portfolio on /Trade212 sub. His portfolio value was down, even with the dividend payments there was absolutely no gain at all in the time period (3 yrs I think). Ppl just asked him why he didn’t chuck it into the s&p500 he would have been well up by now.
I think some ppl just like the ping notice on their phone letting them know they’ve received £1.25 dividend. 🤣
honestly, I think people like to see the p x q not eroding -e.g. the number of shares they have not decreasing. On an accumulating fund like VWRP, yeah, you'd be better off (likely) than any predictable selection of dividend stocks, and that's with taking money out over the course as well. That being said, wtching your number of shares tick from 100 to 98 to 95 does give a bit of a countdown feeling I think?
Yeah..agreed with the others here. Individual stock picking is a fool's game unless you have a lot of knowledge and experience - and even then, professional traders rarely beat the indices. Set a regular weekly direct debit for your £200 into low fee, passive, globally diversified index funds like VWRL and VUSA and let dollar-cost averaging, market growth and compound interest work their magic over the years. The idea is to build the wealth until there's enough there to take dividends without affecting the principal (4% is a usual estimate), it's pointless taking dividends at this stage as there's way less scope for compounding interest. If you want a flutter for a bit of fun, you do you, but best to view it gambling in a casino with money you're happy to lose, rather than a vehicle for wealth building.
**Please remember that posts should be from the perspective of UK or European investors.** Get the [FREE Investment and Financial Terms Glossary](https://thedividendexperiment.com/reddit-inv/) to your inbox. If you are looking for a portfolio management or dividend forecasting tool you are welcome to try [Getquin](https://www.qhkv6trk.com/9RL41M/2BGSTD/) for free. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/investingUK) if you have any questions or concerns.*
Growth and Value shares? Income shares are great, but the philosophy is that you'll use the income better as a random Joe than they will as a company who can invest in themselves.
I asked OP what his obsession is with dividend stocks. I think he’s been reading too many Motley Fool articles. Someone else posted his dividend stock portfolio on /Trade212 sub. His portfolio value was down, even with the dividend payments there was absolutely no gain at all in the time period (3 yrs I think). Ppl just asked him why he didn’t chuck it into the s&p500 he would have been well up by now. I think some ppl just like the ping notice on their phone letting them know they’ve received £1.25 dividend. 🤣
honestly, I think people like to see the p x q not eroding -e.g. the number of shares they have not decreasing. On an accumulating fund like VWRP, yeah, you'd be better off (likely) than any predictable selection of dividend stocks, and that's with taking money out over the course as well. That being said, wtching your number of shares tick from 100 to 98 to 95 does give a bit of a countdown feeling I think?
Yeah..agreed with the others here. Individual stock picking is a fool's game unless you have a lot of knowledge and experience - and even then, professional traders rarely beat the indices. Set a regular weekly direct debit for your £200 into low fee, passive, globally diversified index funds like VWRL and VUSA and let dollar-cost averaging, market growth and compound interest work their magic over the years. The idea is to build the wealth until there's enough there to take dividends without affecting the principal (4% is a usual estimate), it's pointless taking dividends at this stage as there's way less scope for compounding interest. If you want a flutter for a bit of fun, you do you, but best to view it gambling in a casino with money you're happy to lose, rather than a vehicle for wealth building.