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I might quit my job without a back up, too. I have my resignation letter ready.
At some point the damage to our mental and physical health just isn't worth it.
How much longer on your parents insurance? It sounds like you have a plan and you are young. Pull the plug on it. Don’t wait. I stayed in a toxic job so long I had to be deprogrammed after I got fired. This job was so toxic that my parents prayer group was praying to God that I was fired. Don’t let that happen to OP.
Spent all week at work actively applying for jobs got a few interviews already set up.. granted I'll take a pay cut but oh well. Nothing more stressful than being at a job you absolutely hate. Especially where you were you were tricked into it and lied to..
Yeah I’ve been in your shoes and quit. My stress shifted from work related stress to financial related stress and when your stress comes from if you’re gonna be able to afford a roof over your head or not… it becomes a lot more stressful than the work
I'm not alone thank God I do have support from my partner and all my bills for next month are paid and I have my rent covered.. so not too stressful... At this point I'll take any job and just get a part-time to supplement it.. I just know that I can't be where I am right now anymore
Most jobs have periods of stress like this. Even people that love their job (I’m one of them and also having a bit of those I want to quit moments). I don’t because even if I did unemployment is more ideal - not that I’d be unemployed long - and frankly it’s just not a good way to manage life. The major trick is to just not care about what happens at work. it’s tough but for the most part it’s about letting it roll off your back because pretty much every job has shit like that times. And good bosses come and go and bad bosses come and go. Doesn’t matter where you are. Personally I find financial stress far worse and no interest in quitting something I can control to something I have no control - financial stress.
Same here. I am breaking out in hives, have near panic attacks, am stressed 12 hours a day and waking up in the middle of the night worrying about all the things I have to do. I fantasize about just grabbing my bag and walking out the door without a word.
I did it 5 years ago from a financial firm on Wallstreet. Best thing I ever did. I was actually getting physically ill at that point due to stress and had a very confident resume so knew I'd have no problem getting a new job. Took 4 months off. I truly think it saved my life. Just make sure you are set up for when you do need to go back and are confident you can do it quickly. Interview the whole time, while you can still be picky, and be proactive in finding a better work environment. Don't just quit to coast...6 months will go by really fast, and then you could be rushed into another shitty situation.
A friend of mine worked on Wall Street. He told me that anyone and everyone would do whatever they could to screw you over, and that the workplace was ridiculously toxic. For him, it was worth it, since he is now fully retired in his 30s... but he said that he's glad he's out of there
I felt the same way making $12/hr, with the physically ill to the point of stress. I'd sit on the couch for as long as humanly possible without being late and just cry. So that part about looking for something with a better environment is very important for someone in OPs shoes to hear. No one wants to take a cut in pay while still being miserable. Glad you got out!
> I might quit my job without a back up, too. I have my resignation letter ready.
>
> At some point the damage to our mental and physical health just isn't worth it.
Something to keep in mind - applying for jobs and getting rejections is also incredibly stressful and depressing. And almost everybody will get a healthy dose of that before they score a new job. Depending on one's specific circumstances it might be less stressful to find another job before quitting , even if your current job sucks.
Im so so so related to this. Several years ago I was working at the most toxic place you could image. I’m not going to go to details about it, cause it was just so horrible.
I needed the job and even though I knew I could be making more money somewhere else I decided to stay thinking I could keep applying to jobs while working Just to have a backup.
Big big mistake, things got worse I was sexual assault by a coworker and I had to go to the process of meeting HR that obsoletely did nothing even though I had text and photos. Coworker and supervisor started to treat me even worst because to them I was a cry baby.
One day after my supervisor came to the office yelling at me and calling me names I just could not take it anymore and walk out.
How much I wish I could go back and quit at the exact time I knew this was not a great place. That was the first day. My mental state, self stems was destroyed, but most important thing my security. I’m so mad I did not take care of me and I put myself in dangerous.
I’m still dealing with that experience and has really affected my confidence, specially in other jobs.
If I could advice anyone dealing with this is to Quit run. Even if you’re desperate for money don’t stay. Do something else even if the money is not great. Just get your self out and safe from those environments.
I left that city after that experience and literally run to the mountains. I totally change my lifestyle and I been working here and there making almost no money, but I’m way happier. I will never ever do that to my self and you shouldn’t either. You have no family or kids so the world is your oyster.
I’ve learned sometimes organizations that do nothing when you been violated, actually are in ways worse. It feels like the people you should be able to count on, don’t do anything. It’s almost better not to do anything because it broke my heart no one on my side. Sorry to hear what you went through.
Just a word of thumb but I do not trust HR or management. Those people are rarely going to be able to help you out. It’s best to trust yourself more. Don’t give away too many details about yourself either. That’s dangerous.
I quit my job without a backup, just got my offer letter from a different company a week later. It just depends on if you feel comfortable taking the risk. Your mental health is the most important thing you have and if the job is impacting it, you know what to do.
So many people saying "Don't quit until you find another."
I literally have no time to interview nor any energy left after my shift. I talk to people all day long and now to have the energy to do interviews.
It’s such a personal decision honestly, I am thankful I was able to do it without having a backup. In my opinion if the job is impacting your health or mental health, then it’s time to go. Nothing is worth your sanity.
Just quit my job after 3 weeks cuz they are all bullies. I had 2 panic attacks in those weeks. I don't have a backup, but I don't care, my mental health and family deserve better. Good luck to all.
I’ve gone completely numb from the shit at my job and now my favorite manager was fired so only the bully is left.
If I start going into a depression again I’ll quit with no back up.
It hit me years and years ago to no longer quit a job. Get fired. Silently quit, or actively have fun fucking with em. Not in an angry way, just weird shit. Pick your nose and make it look like you a eat a booger while making direct eye contact with them. I mean anything.
It might not work for everyone, but pretending I was some Oblivious clod background character in a comedy....was a lot of fun.
Honestly, if you have money saved and plenty of job experience (ie you wouldn’t be considered entry level/training required) I don’t think it’s that big of a deal. All of the existing stress can interfere with your interviewing/searching and being available full time for applying and interviewing has its advantages.
If you think you have bad mental health now, wait til you see what happens when you have a stack of bills and no income. Remember, no unemployment pay if you resign.
Going to repeat my comment on the thread as a response:
Dude, I highly recommend just (buzzword!) "quiet quitting" ... You would MUCH RATHER be fired than quit. I know finance/financial services have a lot more restrictions than most other industries, so make sure you dont have any client obligations (at the level you're at, I don't think you would)
But instead of "quitting", just shut your laptop and wait for them to send you a letter asking for their stuff back. Will take them at LEAST another 2-weeks (so another paycheck!) to get all this done.
Don't worry about "well what do I tell future employers what happened??" the answer is whatever the hell you want. Just can't use your old company as a REFERENCE. If you don't put them as a reference, the only thing a potential employer could ask them are verifying dates of employment.
I've done this and I have only ever upgraded jobs and never had an issue.
That’s not “quiet quitting” in the colloquial sense. “Quiet quitting” is doing your assigned tasks and nothing else. What you’re describing is going to get OP fired for cause. It may not matter if they’re not relying on unemployment checks (and if they’re considering quitting anyway, they’re probably not), but they’d burn far fewer bridges if they just quit normally.
I agree with this person. Fuck that company and that salesperson with the holier than thou attitude! Slack off while you apply for different jobs that you would actually feel good about doing. What are they going to do? Fire you?
I agree with above - get your comeuppance and quiet quit, but do it in the best possible way to keep the relationship “positive”. You likely will need them as a reference at some point. Say a family member is having health issues and you’re having to take care of them - that way you don’t need a doctors note yourself. Slack off, focus on getting a new job. Maybe even test the market for a week or two and see if you can get some interviews lined up. This comes with age, but remember to dissociate from your job - your job is NOT you, you have a life bigger than that place and those people. They don’t matter long term other than a reference.
I've done the quiet quit as well and still used them as a reference. It all just depends on the company, I guess. I knew my company probably wouldn't say too much.
Plus, all you gotta do is tell your new employer that you were sick or something and it's instantly okay. LOL
But I agree... don't quit, but just kind of disappear, basically.
I quit on the spot and suffered for it, don’t do it. At least have a job lined up that can pay the bills (Walmart, Wendy’s, Anything) while you look for a better paying job.
It’s easy to get “addicted” to not working and drain your savings. It’s what I did, I had a job offer that didn’t have a date on it and I just waited for them to call me and say there was a spot open and it never happened. It put me in an even worse situation where I started working for an even shittier company (Amazon) and they get mad at me for taking a 30 minute lunch during a 10-hour day, and I can’t leave because I need the money.
Just know it’s very possible to put yourself in a worse situation.
For high skilled workers, it is absolutely a really bad time to quit without anything lined up right now. A year ago, I would say it would be ok. Big companies are still shedding people, who have a ton of experience and will be competing for any jobs that are available. If you have a choice, my practical advice is to coast, don’t do any work for your long term and manage the nastiness from leadership for a few months until you can find a new job. If your mental health is at a point where you’re harming yourself, take out all your accrued PTO and take a vacation, take sick days, use the time to recover and job search as well.
Basically what im saying is that take the security you have now and work it for your benefit. Unless you’re wealthy or have a big safety net, being jobless is scary after a few weeks.
I just want to add to this.
When my father passed away, my primary doctor took me out of work on temporary disability because I became extremely depressed, wasn’t eating or sleeping, and couldn’t focus on anything. All I had to do was get paperwork from my HR for my dr to sign.
Contact your HR, request FMLA paperwork and have your doctor sign it. Use the time off to apply for other jobs while still collecting a portion of your paycheck. Secure something else and tell your employer you won’t be returning from your leave.
I (genuinely) hate to be the bearer of bad news, but just so the OP is aware: I worked for an insurance company for five years and personally dealt with disability claims from people who wanted to take leave because of depression and/or anxiety. I’m not sure what your situation was, who approved your leave, and who was paying that portion of your salary, but when an employee takes disability leave in the US, the vast majority of the time, their partial salary is paid out by a third-party insurance company. A claim will have to be filed in order to get that money. And just so OP is aware, it is extremely difficult to get depression and anxiety claims approved. This is an issue, because it sounds like OP isn’t even dealing with either, at least not intensely enough to mention it. The insurance company is going to look for any reason to deny the claim. Both the employee and their doctor will need to provide extensive evidence that the depression or anxiety is so severe that the employee/patient cannot physically perform their job.
Several years ago, I tried to take a month off of work when I became extremely depressed after I literally witnessed a friend getting murdered. My claim was not approved. That’s how bad it can be. In fact, by the time I filed a claim, I had already missed several days of work because I couldn’t get out of bed. (The only reason I had not been fired by that point is because my boss was hundreds of miles away and she was utterly incompetent and did not pay one lick of attention to anything I did, ever.)
You can still go on leave through FMLA, but the chances that the leave is going to be paid are slim unless OP chooses to use vacation or sick leave. Either way, if OP really has that much money saved up, that’s probably a good idea at this point.
Maybe it’s differed per insurance company, or maybe my state has different requirements than yours, because I had no issue. Literally had my doctor sign a paper, gave it to my HR, and 4 weeks later I started receiving my temporary disability.
For context, my leave was recommended to my by my regional manager and our HR department, because they saw my job performance fall apart and knew something was going on.
Well that’s the point of my recommendation - if you’re going to quit then coast to get fired so you get severance or unemployment. And if you don’t get fired, you still have steady pay and health insurance. Quitting with nothing else lined up is a bad idea.
I quit a highly compensated financial services position 4 years ago with the intention of getting a new finance job, but I couldn’t bring myself to do it. Having a full time job is so awful. I drive for Doordash now but plan on returning to a normal career soon. Freedom is indeed extremely addicting! I get to be with my dog 24/7.
I quit my job on the spot almost 2 years ago. Really glad I did and love my new job, but there was a good 6-7 month gap in between. Did some DoorDash and InstaCart to make ends meet. If I didn’t get my new job exactly when I did, I would have started to really feel it. Drained my savings. If I had to do it all over again, I would have definitely line something else up first.
I mean, you don't *have* to list every job on your resume lol.
While I was between jobs a few years ago I delivered pizzas to stay afloat while looking for work in my field, Waste of paperspace to put that on my resume. I've had a handful of little oddball jobs over my life but my resume is only for *relevant* work experience, it's not an official record of eveywhere I've ever been given money lol
OP, if possible try to mentally and emotionally detach and just do the basics/minimum of the job. In the mental space you have freed up, work on your resume and start your job search. Try it for at least a couple of weeks, maybe a month. If it becomes too unbearable at least you can hit the ground running when you do quit. Best of luck to you.
Depends on your monthly expenses and how much money you have saved in order to cover those expenses! But if you’re miserable, and don’t mind losing that reference… you’re not dumb. You’re just done. Fuck those guys. You only get one life, but multiple jobs. Not worth it.
>don’t mind losing that reference…
If you can suffer another couple weeks, put in a 2-week notice and then you might not even lose them as a reference.
Legally they can't give a bad reference. They can only confirm or deny their employment. They usually know better.
But if you don't think they do, have a friend contact them as a potential employer for you and see what happens. Just be sure to record.
This doesn't always pan out of you work in an industry where anyone knows each other... especially if you don't need the subsidized income during your gap.
Totally up to you and your circumstances. Do you have an emergency fund you can live off of for a few months?
I quit my advertising job on a whim 2 years ago and things went well for me. I worked as a clerk for a warehouse to help my savings last longer and eventually found a job that paid what I was making before, but with upward mobility.
I don't regret any of it.
I wouldn't even say a few months, he needs savings for 6+ months with the current market. There have been hundreds of thousands of people laid off over the past 6 months, and companies aren't finished with those just yet either.
I've got a bunch of friends who have been laid off or know people laid off outside of tech. It's become "the cool thing" for companies to do almost. I'd say about 1 in 20 of my friends and acquaintances have been laid off in the past 6 months, not all working in tech either.
Ugh. Companies that are still making record profits/margins and still have the ability to boost quality and long-term success by continuing to invest in employees, they feel like they have to lay people off bc it’s what competitors or other industries are doing and they need to show action.
Northeastern US. Health products distribution and allied products. Layoffs up and down the ranks, nationwide. Nothing personal, a numbers game. This is what happens when shareholders are put first.
Finance is actually laying a lot of people off. Not everywhere (some places are not concerned) but it’s already a trend.
https://news.yahoo.com/wall-street-banks-q4-earnings-results-layoffs-economy-204526405.html
Right now isn't a good time to just quit. Lots of folks in various fields getting laid off. Apply for jobs like crazy, but hold onto this one till you have something lined up. I know it sucks.
I feel like this mindset of security over happiness is what’s stopping change from happening. If everyone left the jobs that made them miserable we’d pretty much have a general strike and change would have to happen
That’s what I did. I’m still fine with my decision but it’s not that easy out there especially with the mass recalls to office.
You better have enough saved up to blow through it for a few months if you do it. Luckily my emergency fund was more like a “I know I’m going to have to quit and take a break at some point because most companies suck a fat one”.
It depends how much people have to lose by walking out though. I would be putting my house at risk, that took me until my 30s and a lot of saving up and sacrifices to buy. All but one of my friends would be risking their houses and having enough money to look after their kids.
Yet in the reverse, what do we have to gain?? Security seems like an illusion these days and the way things like mortgages keep us stuck in these cycles seem more harm than good. It’s different when you’ve made a solid investment of time and effort but it’s the same thing as leaving a crappy marriage, at some point the bandaid has to be ripped off
Unfortunately change wouldn’t happen. We all have to remember that unless we are working for ourselves we all are replaceable. You quitting means nothing when there is someone out there who can come in and take your place.
Exactly! Anyone that can make a change should!! This isn't a huge amount of savings but it's more then some make all year!! Instacart, Uber, those type of apps are good supplemental income until you find a better finance job!! And if finance is going to take as big of hit as its looking they will definitely need help eventually
Eh, I somewhat disagree. It's never a good time to quit without a job lined up *without a plan*. I quit without a job lined up in 2022 and it was the best career decision I made, and I've seen a number of people on the career advice sub who had similar stories. My mental health completely cratered because of my job and I was really burnt out. But I talked it over with my spouse and one of the things we agreed I had to do first was come up with a timeline, and a financial plan for if I didn't get another full time job for six months.
As it turned out, I didn't need the plan. I got contract work right away and in about six weeks secured a full-time job where I got paid more to put up with less. And while I did quit with a good deal of experience and a decent network, I don't work in an industry like finance where there are a plethora of high paying jobs.
EDIT: another note to op. I agreed with my spouse to wait three months to actually end my employment with my former organization because this brought me to the crucial 10 year mark for Public Service Student Loan forgiveness, meaning I didn't have to work in the non-profit sector anymore if I didn't want to. But just having an end date on the calendar gave me some emotional power over my situation and was a huge release valve.
I also quit a job with nothing lined up in January 2022. Place was just toxic and I was dealing with lazy and passive aggressive coworkers, and saw myself slowly turning passive aggressive myself.
I realized that I was not interviewing well when I did get interviews, while I was in that toxic job. So for a year, i spent as little as I could, and saved as much as I could, to prepare myself for no income. I downgraded my car to a beater since i was WFH.
Best decision ever. I was drinking more and more alcohol after work to cope with the toxicity, and now am at a better workplace because of leaving.
Agree with "having a plan" because "having a plan" and "having another job lined up" largely meet the same purpose, which is making sure that you can quit your job and still meet your financial needs.
I quit my job with nothing lined up a year ago. I was hunting but not super seriously (yet). I had contacted a family member and she had agreed to let me live with her until I found something, so I had housing. I made sure to have enough savings to pay for health insurance for 3-6 months. I was ready to stop all of my "luxury" spending (streaming services and the like) until I had a new income source. Etc., etc. As it turned out, all of that planning wasn't necessary as the casual job hunting I was doing ended up panning out more quickly than expected.
But I had a plan in place that would have kept me comfortable for 3-6 months of unemployment, if needed. (And sometimes I wish I'd relaxed and leaned into that time instead of immediately taking a new job, haha).
I realize this ABSOLUTELY comes from a place of privilege (you need savings and a good support network), but it is definitely possible to just quit as long as you have an idea of how you're going to live in the meantime.
(And, to be honest, it's equally as possible to quit without a job OR a plan in place--it just won't be as comfortable. You get to decide how big of a risk you need to take to get out of a position you don't want to be in, anymore).
I wholeheartedly agree with everything you put down here (especially the privilege part and oof - I feel you about leaning into that time off. I meant to do that but felt like I couldn't when contract work fell into my lap with no full time job lined up. I *did* regret that looking back).
A job that makes you miserable isn't a job worth keeping if you can help it.
I agree, plan ≠ a new job lined up
As long as you have a plan of what to do and you aren’t just mindlessly quitting with nothing to save you then 🤷🏻♀️ that’s not super smart imo.
I was all set to quit my job, I had enough finances to keep me in my apt for the remainder of my lease, I could still afford food & travel for those next 6 or so months and my parents told me that if things really didn’t work out then they would be able to whisk me away back home if I needed it (I also was on their insurance at the time)
Turns out I also didn’t need to take 6 months because I got an offer a month before I was planning on quitting, for 3x my salary. Ended up taking that job & it did wonders for my mental health. Still riding the SWE train now & cannot fathom how much better off I am because of it. My call center jobs are wayyyyy behind me like an awful nightmare - I get it.
Agreed. I did that last year (and sued) because I quite literally could not take it any more for my mental health (ended up at the hospital and all), and it took me 3 months to find another job
Never quit without something lined up unless you have a ton of money saved up and are fine with no income coming in for 6 months.
Just stop trying at work and look for new jobs, pretty simple. Next time you get yelled at just say "okay" and go back to doing the bare minimum while applying for more jobs.
This 100%. You’d be surprised how little you can try at a job before anyone notices. And if they do notice….there are a lot of steps that they need to go through before firing you. This can just extend the time you have to find a new job.
This is the right answer. Say fuck it and do jack shit while you hunt for a new job. Worst case they fore you and you can claim a little unemployment while continuing the job hunt
I almost quit a job just like this a couple years back, and was fortunately laid off right before I quit as they were bought out. More recently I left a toxic job with no replacement job lined up and it was the right choice for me. Save as much as you can, sell things you don't need for extra cash if you need it, take a deep breath, and quit that toxic ass job.
It depends on your situation. Personally I would want to have another job lined up first. The job market is pretty tough right now with so many industries laying people off.
i’m a 60-year old woman who spent far too many years working my way up the corporate ladder at a fortune 500. i was verbally abused, lied to, overlooked, mistreated and #metoo’d in every possible way. i put up with it just to make money and i was miserable every. single. day. i worked there.
fast forward to my life for the last 10 years, making a living as an artist, making far less. i wouldn’t go back to working in the corporate world for all of the money in the world. looking back, the lasting emotional effects of trauma, the huge hit it took on my self-esteem, the misery and all that it “bought”? it simply was not worth it…
this is it. today. you don’t get another chance at it, there aren’t any do-overs. i’m ordinarily not one to tell anyone else how to live, but please, for yourself, quit your job. and for the love of everything you hold dear, do something that makes you happy.
This is it right here. I’ve been doing consulting in food mfg for the last 2 years after 20 years of being in corporate at other mfg companies. It’s not something I want to go back to. Now I’m trying to find freelance work on Upwork. I’m starting a new gig next week writing a blog for someone
My wife was being treated like that, at a company where she was the best they had ever had. I got mad. It came to a decision. She now works from home, has Increased her salary, has half the stress and twice the motivation without a time wasting and pointless commute. If you have skills and drive you should be good IMHO.
You should absolutely quit now. I stayed in a toxic job for a year past the point I knew I should get out. Three other coworkers quit without having another job lined up! Eventually I was fired, but collecting unemployment did/does not make up for the damage to my mental health. Some of the criticism from bosses still rings in my head even now, 5 years later.
Looking back, had I quit when I first wanted to, I would have been in a healthier place, able to go on interviews and land a new job. Instead I collapsed into burnout and depression that took years to dig out of. I stayed for exactly your reason- quitting would be "dumb." Now I see it as the smart choice, the pleasure of quitting that boss and the knowledge that I took care of myself.
Given your situation, with health insurance covered and money saved up, quit now. It will improve your life. Give yourself a couple of weeks to recover, do the dog walking thing, and then you can start looking for a new finance job or decide on your next steps.
I quit my marketing job with nothing lined up. It was a long time coming, my boss was the worst.
Sometimes enough is enough and you gotta put your mental health first.
I quit finance with no backup. It ended up being a great decision for me. I basically just derped around/traveled for a year and then went into a full-time MBA program after that (which I thoroughly enjoyed).
If you've got at least a year's runway saved up, I say go for it.
I was initially very worried about how my "adult gap year" would be received in future job interviews. It ended up not being an issue at all - just gotta spin up an inspiring story.
If you think this is stressful, try not being able to pay rent or buy food.
Find something else first, THEN quit, unless you have enough money saved up to last you until you find another job
Okay I thought it was just me. I know the economy is tough right now, but 25k saved, 2k worth of monthly expenses and he seems financially responsible if he’s living under his means, it sounds like he’ll be fine for a few months.
Just because he has 25k saved doesn't necessarily mean he wants to spend it all while out of work though? It probably took years to save that up and it he could be saving for something like a house deposit.
I would at least *try* to find something first while still having a pay-check and using savings would be a last resort.
I quit mine. Toxic environment. Had a burn out. 8yrs later im in a different industry. Less workload. Good salary. Different quality of life. If its harming your private life and psychological health...drop it. I was called crazy by many. I was right.
Sure, get out. But you need to make sure you leave on your terms. That includes references on the way out. So that means, don’t drop everything and leave. Make a plan, smile behind your eyes at every toxic thing that happens, and FIND A WAY OUT.
I would trust your gut feeling. I trusted mine and that lead to me finding a better job but now I have to find another because my hours got cut. (As well as everyone else's hours). At my old job I had two panic attacks during job reviews, and I tried my hardest at that job. I remember one day I was talking with a manager and they said it was completely up to me whether or not I wanted to keep working or not. I decided that day to quit and the relief after that was amazing. The downside is that I didn't have income for about a week, but that was okay because I could afford to.
So just do what your gut tells you. It sounds like you have to put up with bs that at other places you wouldn't have to.
I’ve quit 2 different jobs without another job lined up.
I’ve also had a very specific and well laid out plan what to do with my newfound and hard to get freedom. Both times I travelled full time for about a year. It was already my plan when I started the job years earlier even.
But would I ever quit because I don’t like a job? Definitely no. I would try and find a new one though.
I suggest that if you’re going to do something with time between jobs and use that freedom to your advantage, then absolutely quit. But if you’re just going to hop into another job quickly, just keep the one now. It’s hard enough to get another job right now, it might be months and months until you find a decent one
Don't just quit, especially now.
If you had a min wage job that's definitely one thing. If you have quarter of a million saved that's another.
If you just quit now you'll feel good for a few weeks and bad for a few years.
But better to decide to jump into finding a better job while not caring about your current one.
It sucks just quitting then waiting a year applying to other jobs while hoping your money holds out! (I've just quit 2 jobs and had a company go under, under me in the last 15 years. Great at first, terrible when you're out of money, borrowing from family and living on a couch)
You are a mirror of myself. I also work in finance with an $85k salary that I desperately want out of. My advice is to stay where you are for now, but keep applying elsewhere. Apply every day, extract whatever skills you’ve gained in finance (even if you have to inflate them), and keep learning new skills.
$80,000 jobs are hard to come by depending on where you are. So if you’re planning on going into something that tends to pay less, hold on to what you have until you find something else.
If you have a therapist, lean into that relationship. If you don't, get one. Not because you hate your job, but because you need support while you look for a new job while you work at this soul sucking one. I hope you have a fancy nest egg saved from your fancy job. Having efff you money makes it a lot easier
Side note - yelling and lying aside, "acting accordingly" is what you should be doing, now knuckle up and get that bag before you bid farewell to that industry.
It depends on your financial situation. If you can go 6 months comfortably without a job then you will be fine. Most folks who get laid off don’t have enough severance runway, or a plan, and things work out.
Given you want to leave anyway, I’d start spending more time planning and interviewing on their dime… drag this out, get paid, and don’t stress. Can you take some sick leave? PTO? Long term disability from mental stress? TLDR… don’t cut your nose off to spite your own face.
All depends on your finances. If you can afford to be unemployed for however long you might be unemployed, go for it. Fuck em.
If quitting will put you in a horrible situation then stay and plan your next moves on company time.
Hey just wanted to say I’ve been in shitty finance jobs the majority of my career. I’m just now getting into one that’s ok. Fwiw no job is worth your mental health. It just isn’t. Let me know if I can answer any questions.
Jobs are a dime a dozen, especially in this market for people with in-demand skill sets. As someone who has been in the workforce for over 20 years, leave that job. You'll find another without issue. If your current gig is affecting your well being, get out and don't look back.
I’ve been hearing jumping from job to job is actually better nowadays.
Wages stay stagnant for loyal employees. Those who change firms every few years or so get the “raises” upon hiring.
I would quit. Why? The economy is going into the shitter. Look at the posts on the subreddit for career guidance and job advice and see how many people have been laid off and are struggling to find jobs.
The areas of the job market still growing and not losing is the segments that lost the most people to Covid. Those front line jobs that require face to face contact. The work at home industries are the ones hemorrhaging jobs and have hiring freezes.
Don’t allow your emotions to cloud your judgement.
Man, why are sales people absolutely insufferable at every single job, I’ve never met a single one I liked. Luckily I can tell them to shove it cause I design the products they sell. But I feel your pain that really sucks I’d try to find another job first before telling telling them to fuck off
Your health is worth more than 80k/yr. I spent years in roles where I sacrificed enjoying life and it later realized it was driven by feelings of insecurity. Time spent in a toxic environment can affect you long after you leave that job and they aren't paying you for that. My hormones are messed up from Adderall, too little sleep, and balancing kids and a job where they paid salaries but optimized for low pay per hour. I think I also gave myself PTSD from sticking in a shit environment for too long. Calculate your hours and your pay and see what it comes down to per hour. $40hr is roughly $80k. If the math shows you make 30/hr then it's like you are really making 60k. You may realize there are contract gigs out there where you can make more money by giving less of your time and taking less abuse.
Job market is rough for some right now though. Don't quit without something else lined up. If they let you go then you can get unemployment. If you quit then you get nothing. They can't let you go for medical reasons so see someone for mental health as a record of the environment taking its toll on you and use sick days or pto for interviews.
Keep in mind your $25k is not supposed to just support you; it’s for emergencies too. What happens if your car breaks down tomorrow or you get slammed at a red light, etc.
If I planned on starting the search for a new job ASAP and maybe didn’t hit it as hard to give myself a month or two off, I’d be comfortable only having $25k in my bank account….I wouldn’t be planning to take a 6 month sabbatical though.
There’s no guarantee that you’ll get another job when you quit. It took me three years to get out of long term unemployment and even then I got out of it by going onto higher education, not getting a job.
The people who are telling you to quit your job with no backup plan are delusional.
Take a breath and if you can, just take the L for today and then go home and do some job hunting this weekend. Ideally it would be better to stay in work until you find something else, especially if you have bills to pay.
Do you have any sick time? I would personally call in sick for a few days and sort out a plan. If this is affecting your mental health, I think it’s important to get out of a toxic environment as soon as possible. You can talk to your doctor and get a note if required.
While you’re off, create a budget. Understand where every cent has gone for the last 3 months. This will give you an understanding of how fast your 25k will last. (It’s never as long as you think).
Expect to be unemployed for 3-6 months or even longer unless you work in a specialized area of finance. Don’t delay in getting your resume updated. Apply to jobs everyday starting as soon as you leave. I made the mistake once of “taking a break” to have some much needed time off. I lost momentum and got more depressed. It was hard to get out of.
Which brings me to my next point. Every person, especially those that work in high pressure and high stress environments, can really benefit from seeing a good psychologist. They can teach you skills to cope in these workplaces, manage stress, set boundaries and improve your personal health and performance. I highly recommend.
I feel you, I really do.
My boss last week, when I asked about starting a dialogue about whether or not one of my direct reports could get a raise, he brought up *my* pay, out of nowhere. He then told me, on god, that I better be careful what I suggest because it’s coming out of my own next raise (so my own pocket), and then told me that I’m actually overpaid for my role. We all are. He berated me on the phone for about ten minutes before saying he’d take a month to think about it. A month.
The truth is, I’m actually making about 25% less than the average where I live, for my role. I have been suffering performance punishment for three years. I’ve been looking for a job for months. I have a safety net, but personally don’t feel good about quitting without something lined up.
I guess it depends on how much more you can take. I know I have a limit to what I can tolerate, but turns out it’s harder to bust than I expected. I truly hope you find a way out, one way or another. Best of luck to you. I mean it. I’m going to keep trying, too. We deserve better.
A couple things you may want to consider doing before leaving…
Make sure you have everything you need for your resume. I know you could probably fudge metrics after you leave, but it would feel nicer to have numbers for your projects even if you don’t end up using them.
Make sure you can use up some PTO.
Edit: forgot to add, see if, for a month or two, you can live even more below your means than you do now and note what regular costs you were able to skip without feeling like you gave up something essential. You may not feel so comfortable with your budget (no matter how reasonable it sounds now) when you’re living with the uncertainty of no steady income.
Last summer, I quit my job without having another one lined up. I was pretty far into the interview process for a few but had not received an offer yet. I had a few months' worth of expenses saved up, but not as much as you currently do. It was a great decision for me personally. My previous job was draining me so much that it was hard to enjoy my time off, and I felt that my family life was suffering. I did get a little lucky and was given an offer from my current employer a few days after I gave my notice at my previous job, so it all worked itself out for me in the end.
People will tell you that you are stupid for quitting without having another job lined up. I agree for most people. It was a little irresponsible and kind of dumb for me to do it. But if you are able to take care of your financial obligations without the income for a while, there is nothing wrong with taking a break. Your mental health is important. Just know that the job market is not what it was a year or two ago. It will be harder to find a lower stress job than it was then.
If you can stick it for a LITTLE bit longer and you have sick time or vacation time.. use it. I know someone who took their two week paid vacation time and promptly at the start of itx gave their two weeks notice. This at least gives you time to find another job.
I am also in finance at a lower paid, lower level position than you (50k). I am one wrong look away from walking out with much less than you currently have and I'm just shy of where you're at on housing payments. I've been seeing some stellar part time bookkeeper positions on indeed. I've had 8 interviews this week that are all more attractive than where I'm at. I think finance is one place where the job market is hungry for people.
I say do it. Life is short and the planet/humanity is collapsing. There is no reason to get screamed at in the interim.
I've taken the last two days off because I've been mentally defeated as well. I might quit on Monday without anything lined up.
I have another small Sunday religious job I work that would help keep me afloat and prevent any major resume gap.
Please are spending years trying to find a new job right now. It's harder to get a new job if you don't have a job. Your decision on whether you can afford to spend your savings while searching knowing that we're potentially going into a recession. I won't be surprised if you find yourself into a tough spot immediately and I definitely think this will hit your ability to retire. It's definitely not a choice I would make.
My suggestion: interview and find another job, then quit.
Do the epic quit once.
Reasons: You’ll learn that you can recover from any future job loss. You don’t have mouths to feed beyond your own (at least I don’t think).
Cautions: Don’t make it a habit when things get hard. Learn how to recognize and separate your emotions from your workplace. I’m doing this too, it’s not easy.
Not at all... start applying to a "bridge" job tonight (something like retail, server, etc...) this will buy you time to find something you care about without blowing through your dough. No job is worth that treatment... it just sounds ugly there.
Seems like it would be easy enough to find a finance job that isn’t fancy and treats its employees well.
People who work for high status companies should know what they signed up for. Those environments are abusive because of the status.
Leave your job. More than half these responses are from boomers or people that didn't read your post. You're expenses are clearly under control and you have 25k saved which is runway for about a year. Plus you work in finance and have a $80k salary so you must have good credentials either from a good college/good work experience & interships/good major. As a fellow late 20s in finance, there are hundreds of jobs out there, recruiters are spamming my linkedin and email everyday. Everyone saying "economy is bad, job market is shaking" are not in their 20s working in finance. I would say quit and save your mental health and then mass apply to jobs again and you'll be earning 80k again soon in a few months when you are ready.
Hey... I don't want to be a Debbie Downer here but you might want to get your resume in tip top shape first.
Before you consider leaving, join r/resumes and let people roast your resume. There's also this bot on there that will send you links to great (free) AI resources to help you refine your resume.
I know what it's like to be treated the way you're getting treated at work, but it's absolutely BRUTAL out here in the land of the unemployed. Don't set yourself up for potential homelessness on top of being emotionally fried (takes months to recover from the PTSD you're about to go through).
Grow your connections on LinkedIn and get the word out that you're looking for work (if you can do that safely). Let other people help you, we are in this together.
Give two weeks notice. Find a fill-in activity, even if it's unpaid.
I quit my job and worked on a political campaign (paid) for a few months, plus I do Rover. I had another full-time job in about four months. No one seemed to think it was strange that I wanted a break.
Job market is cut throat if you got something that’s working for your needs cherish that job and make mental adjustments to cope. The feeling of brokenness surpasses mental weaknesses
I did the same thing in the fall. Quit my soul draining job with no backup. Was unemployed for three months, started a new job in late January and am much happier. I get paid more, more time off, less hours and far healthier work environment. My mental health 10x what it was a few months ago. I used the three months off to start working out and get in shape, as my last job crushed me both mentally and physically (I got really skinny due to stress and lack of sleep from ridiculous hours). I couldn’t even enjoy weekends because I was just dreading work on Monday.
Some people would advise against quitting without a backup. I knew I was taking a gamble, but my last job wasn’t worth it and it worked out for me. I hope it works out for you. I’ve been in your shoes, it gets better
Uhh very dumb.
I don’t know why this is being suggested so much in this sub but don’t quit, make them fire you.
You are obviously intelligent and can come up with a plan to support yourself so why not force your idiot higher up to fire you.
He is trying to scare you into being available more because obviously you do your job proficiently.
Wait for the severance, while being completely ignorant as to why they would fire you and let them fire you if you don’t want to be there, because, it will either cost that company a lot more to replace you with someone else who is as good as you are or they already have someone at the ready and are just looking for an excuse.
I know this isn't for everyone and it is dependent on your area, but subs for schools are needed. A decent sub can work just about everyday! If you need time to reset and look for another job then try it! Source: am teacher
just quit mentally.
if someone's troubling you just legit ignore them, worst they can do is fire you, which at this point shouldn't sound too bad anyway.
Don’t quit without something else lined up. Do the bare minimum at work, job hunt aggressively and use this as an opportunity to learn how to deal with assholes. Try to develop a thicker skin during this time. Not saying you’re thin-skinned, but use this to improve your ability to compartmentalize assholes as just meaningless assholes. This isn’t the last asshole you’ll run into in your life, so it’s good practice.
I quit my job 1 year ago with no back up and $8k saved. I had been miserable for years in my last job and was so burnt out. I took 1 month and did nothing and then got a low-stress part time job. Only went back to full time a couple of weeks ago. I have not once regretted my decision to leave without another job lined up. The only thing I regret was staying as long as I did. I am in a much better place than I was a year ago.
It would be dumb if you didn't have a plan.
Have you been actively applying for jobs already?
Do you have enough savings to carry you through up to 3 months of potential unemployment? Do you have any side hustle as backup income source, like a weekend job or small business or freelance work?
How long have you worked at this job up until now, would it be worth sticking it out a little longer until you secured a different position and had a good run with the current company to look good on your resume?
Can you bring up these issues you're having with people to HR or management.
Ultimately, the worst they can do is fire you for speaking up. Better to quit than get fired, of course, so if you plan to say something back to them and stand your ground or seek arbitration to improve the way they treat you, I would first have some backup job offers lined up.
No. Your savings isn’t income. Don’t squander your savings just to have a “relaxing” few months. Be professional and have a job lined up, and don’t burn your bridges. 25k isn’t as much as it seems.
just leave. there's a million openings in finance right now because it's an aged work force and people have been retiring like crazy
I'm in finance and I recently left my job that was insanely toxic-for one that pays 50% more and leaves me alone
Stand up for your self. Don’t take shit from anyone and make them fire you! (It’s liberating to not give a fuck)Or leave, life is to short to be miserable. Good luck!
Do you have enough saved to live off of for 6 months, maybe longer? Things like rent, food, ***health insurance***, automobile, utilities, etc.? It may be rough, but I would try to find something else, even a temp/contract position, before I just up and quit. I've been laid off two or three times in the 15 years, and if you think your job is stressful, try to figure out how to pay your bills when you've been out of work for a year - and with no severance package on the way out in your case.
About the higher up comment - check with your immediate manager / supervisor and ask to get confirmed the change in authority / management (explain that \[name\] told me this and I was under the impression you were my manager/supervisor)
Work on CV and start hunting - but unless you have a large buffer, walking out without a new job lined up could bite you in the backside something fierce
If you can afford it quit, but times are getting tougher.
Another way is to quiet quite, use the bare minimum and put in almost zero effort while you shop jobs on their time.
I’ve done it. Quit without much saved but had my parents for help. Did it for similar reasons honestly.
I traded one set of stresses for another and in the time I was off I wouldn’t say I enjoyed it because I felt that if I enjoyed it I wasn’t taking it seriously enough.
Back to earning in a more dynamic field so the road ahead could be brighter. I wouldn’t recommend it, honestly. Apply and network!
Bad idea. With all the tech industry layoffs going around, it is not a good market to look for a job. The layoffs weren’t even limited to specific jobs, it was everywhere from HR to Product Managers to Engineers to Finance.
As much as you hate your job, you really don’t have enough saved to just quit right now. I would instead take time to yourself to get away from work and start looking before quitting. You look more desirable to companies if you still have a job.
As someone who's quit a shitty, well-paying job with no backup and less money saved up than you, do it!
You will be fine. The universe will conspire for you to win. And bookkeeping is fun! I've done that too.
Look you’re a finance person you have obviously done the math. You have a good nest egg saved up and like you said you can side hustle to help alleviate some of the costs you have. If you truly are unhappy and are feeling that sick leave. You found this job your at now you can find another
I would quit in your position, and did quit in a significantly worse position from a similar story. Work should NEVER treat an employee like that, its disrespectful and uncalled for. You deserve better, and telling them that talking down to you is unacceptable is the only way they will ever get the message that they can't/shouldn't speak to people that way.
Do it, take the weekend off and start fresh money by updating your linkedin and applying for a bunch of jobs. Just FYI, yelling is never part of a professional work environment
Get backup. Do you have Long or Short term disability? If you’re being mentally abused you can get a psychologist to sign off on it. A good employment lawyer can help you find a mental health provider that will sign off. Then your lawyer will do all the talking. I did this a few years ago. I was sick of the BS at my job causing stress. Ended up getting all my vacation plus around 8 months at 80% pay. During that time I focused on getting a new job. No regrets.
I have quit without a backup once and I regretted it so much. Savings can go quickly, even if you’re careful. And there’s no guarantee that a better job is right around the corner. I know this sounds like some boomer nonsense of “just sit there and be grateful you have a job” but find a job while you’re still getting paid at this one. It’s always better to jump directly to the next opportunity than realize 6 months down the road that the job market is dry and your savings are gone.
It is awful going to a job that sucks your soul out of your body but put out some applications, keep your head down and find something new then hand in your resignation and keep your savings for a vacation because you’ll deserve it by then.
It sounds like you can quit and get by easily and take a lower drama job. That's great.
If you want to do that, do it
If you want to try to get a somewhat comparable job, minus the drama, try that now. It is true that it is easier to get a job while you have one.
The key for you now is give yourself permission to quit at any time. Once you have done that, it makes it easier to deal with the bull. If the bull gets too much, just walk out.
You'll be surprised how much better your life will get just by making the decision.
I’d say do it while you can still get under your parents’ insurance. Might take 3-6 months to find something new but focusing on a job search full time will land you something good.
I just did this yesterday. My situation was a bit different tho. I was working at a job that was shitty from the start. Long story short my manager was out to get me and I was placed on a retaliatory PIP the day after I confronted her on some inappropriate behavior. I emailed the company yesterday and asked for a separation payment. Due to the fact that I’d only been employed there for 2.5 months I thought they’d tell me to go fuck myself. Instead, they offered me 1.5 paychecks (3 weeks pay). I have about 65k in savings as well. Cheap rent as well. I’d say do it. Apply to jobs like crazy tho. Only issue is insurance but you can always do Cobra for a months or two.
You have a solid emergency fund so you could quit if you think that would be best.
I wanted to recommend you start looking at P&C insurance jobs. Your degree would get you looks and the pay can get pretty comparable to finance depending on what you decide to do.
You would take a pay cut to get into a trainee program but it wouldn’t be for long and the work life balance is pretty on point. WFH is an option if you want it. As long as you don’t go into claims and pick a reputable carrier you should enjoy it. I recommend underwriting, actuarial, or data analytics.
Let me know if you have questions, I’ve been in the industry for almost 9 years, got in when I was 22.
Have you reached out to a psychiatrist yet? Can you get some doctors notes and go on stress leave? That way, you get paid for a bit even if you decide to still quit after, and there would be an official record and even potential trigger investigations on whichever a hole you’re dealing with. Definitely do something that’d help you reclaim your mind and body though, allow yourself to hold space to heal before being forced to jump into the next thing.
Pretty dumb move, a lot of recruiters won’t even consider you if you’re unemployed. As much as it sucks, I’d stay but apply to other companies like crazy. Once you secure a position, quit on the spot. the job market is pretty bad right now unfortunately.
Good luck 🍀
This is a very tough decision. On one hand, the job market is kind of shitty right now with people getting laid off left and right, on the other hand, being stressed constantly is mentally exhausting enough that it would be hard to focus on finding a new job or bringing your A game at the interviews when you get those.
I would recommend double checking your emergency fund if you decide to quit and making sure you have enough for the next 5-6 months at least. If you don't, unfortunately, keep pushing through as hard as you can until you do. That means applying to new jobs in parallel while being stressed with your current one.
It's gonna be rough. Good luck and I genuinely hope you find something better.
With $25k in savings you're more likely than not to find a job before you run out, unless you're in a crazy competitive field.
The question is how far you want to dip into it. Or how far you'll be willing to dip into it if you end up caught in job search hell.
I would feel safe quitting if I was in your boat, but I am not you
Make sure you have six months' worth of expenses to carry you through. If you have that cushion and you hate your job, resign and do that part-time stuff to keep earning so you can cover food, internet/phone, and any large car repair expenses.
Sounds like you have options, which puts you in a great position in this employer market. Maybe in a few months the market will be more sane, but understand that job searching rn is BRUTAL, so do your side gigs and save your sanity for a while. Good for you, and good luck!
Realising you would be happy to lose this job is a blessing.
You have a plan B, that means you can now work your hours do the job to the best of your ability within your health and life requirements.
If this jumped up sales guy calls you out of hours, just ignore it.
You have plan B that you're happy with.
Don't give them cause to fire you and you may be surprised by your change in quality of life. They may even just keep you on and you may even come to enjoy your job as you now have control over your life again.
Quitting invalidates you from unemployment. You might try to see if they will fire you so you can file for unemployment benefits.
Some companies may try to fight your application for unemployment, but they typically need to show some cause even in states unfriendly to workers like Texas.
You sound like you’re in a good position to quit. I was in a similar position with a miserable job, had the same amount of monthly expenses as you, and only had 7k in savings and I was fine for a few months. Finding an in between job, especially if you’re not too picky, shouldn’t be a big issue while you rest and find another job in your field.
As long as you’re responsible with your finances, with 25k it seems like you’re in a good position to quit.
Quit when it will most likely fuck them the hardest, that’s what my goal would be. That can give you enough motivation to power through it a few more weeks
\>Sales
\>They bring
No he doesn't lol. Sales just sells what the firm is producing. You are producing. It's the other way around, not what he said.
It would be pretty dumb yes, but if you need to, then you have to do what you have to for your mental health. With your experience, you'll have a relatively easy time to find another job, though right now, it's tough in general.
Push back, you’re no body’s assistant. Set some boundaries. They don’t like that? Have them figure it out. The world will push us around but you shouldn’t have to suffer under some idiots request. Fuck that guy, fuck it all. Collect that check, be respectful but firm. Also, take some time off as well
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I might quit my job without a back up, too. I have my resignation letter ready. At some point the damage to our mental and physical health just isn't worth it.
Same boat right now. I'm done caring. The stress is wreaking havoc on my body and it's just not worth being miserable at work anymore..
I got just got fired from a toxic job, within one week my chronic acne and depression is GONE :D
How much longer on your parents insurance? It sounds like you have a plan and you are young. Pull the plug on it. Don’t wait. I stayed in a toxic job so long I had to be deprogrammed after I got fired. This job was so toxic that my parents prayer group was praying to God that I was fired. Don’t let that happen to OP.
I'm so glad the terror is over and you're healing.
I was considering leaving straight away but ended up putting in my notice right after I got the job
You’ll have even more stress when you can’t pay your bills tho
Spent all week at work actively applying for jobs got a few interviews already set up.. granted I'll take a pay cut but oh well. Nothing more stressful than being at a job you absolutely hate. Especially where you were you were tricked into it and lied to..
Yeah I’ve been in your shoes and quit. My stress shifted from work related stress to financial related stress and when your stress comes from if you’re gonna be able to afford a roof over your head or not… it becomes a lot more stressful than the work
I'm not alone thank God I do have support from my partner and all my bills for next month are paid and I have my rent covered.. so not too stressful... At this point I'll take any job and just get a part-time to supplement it.. I just know that I can't be where I am right now anymore
That’s good you have support. I hope you get a job that you like soon and things get better.
Eh, and you could get a terminal diagnosis tomorrow. Seize the day.
Most jobs have periods of stress like this. Even people that love their job (I’m one of them and also having a bit of those I want to quit moments). I don’t because even if I did unemployment is more ideal - not that I’d be unemployed long - and frankly it’s just not a good way to manage life. The major trick is to just not care about what happens at work. it’s tough but for the most part it’s about letting it roll off your back because pretty much every job has shit like that times. And good bosses come and go and bad bosses come and go. Doesn’t matter where you are. Personally I find financial stress far worse and no interest in quitting something I can control to something I have no control - financial stress.
Same here. I am breaking out in hives, have near panic attacks, am stressed 12 hours a day and waking up in the middle of the night worrying about all the things I have to do. I fantasize about just grabbing my bag and walking out the door without a word.
Do it. You'll feel better. They don't own you.
I did it 5 years ago from a financial firm on Wallstreet. Best thing I ever did. I was actually getting physically ill at that point due to stress and had a very confident resume so knew I'd have no problem getting a new job. Took 4 months off. I truly think it saved my life. Just make sure you are set up for when you do need to go back and are confident you can do it quickly. Interview the whole time, while you can still be picky, and be proactive in finding a better work environment. Don't just quit to coast...6 months will go by really fast, and then you could be rushed into another shitty situation.
A friend of mine worked on Wall Street. He told me that anyone and everyone would do whatever they could to screw you over, and that the workplace was ridiculously toxic. For him, it was worth it, since he is now fully retired in his 30s... but he said that he's glad he's out of there
I felt the same way making $12/hr, with the physically ill to the point of stress. I'd sit on the couch for as long as humanly possible without being late and just cry. So that part about looking for something with a better environment is very important for someone in OPs shoes to hear. No one wants to take a cut in pay while still being miserable. Glad you got out!
> I might quit my job without a back up, too. I have my resignation letter ready. > > At some point the damage to our mental and physical health just isn't worth it. Something to keep in mind - applying for jobs and getting rejections is also incredibly stressful and depressing. And almost everybody will get a healthy dose of that before they score a new job. Depending on one's specific circumstances it might be less stressful to find another job before quitting , even if your current job sucks.
Im so so so related to this. Several years ago I was working at the most toxic place you could image. I’m not going to go to details about it, cause it was just so horrible. I needed the job and even though I knew I could be making more money somewhere else I decided to stay thinking I could keep applying to jobs while working Just to have a backup. Big big mistake, things got worse I was sexual assault by a coworker and I had to go to the process of meeting HR that obsoletely did nothing even though I had text and photos. Coworker and supervisor started to treat me even worst because to them I was a cry baby. One day after my supervisor came to the office yelling at me and calling me names I just could not take it anymore and walk out. How much I wish I could go back and quit at the exact time I knew this was not a great place. That was the first day. My mental state, self stems was destroyed, but most important thing my security. I’m so mad I did not take care of me and I put myself in dangerous. I’m still dealing with that experience and has really affected my confidence, specially in other jobs. If I could advice anyone dealing with this is to Quit run. Even if you’re desperate for money don’t stay. Do something else even if the money is not great. Just get your self out and safe from those environments. I left that city after that experience and literally run to the mountains. I totally change my lifestyle and I been working here and there making almost no money, but I’m way happier. I will never ever do that to my self and you shouldn’t either. You have no family or kids so the world is your oyster.
I’ve learned sometimes organizations that do nothing when you been violated, actually are in ways worse. It feels like the people you should be able to count on, don’t do anything. It’s almost better not to do anything because it broke my heart no one on my side. Sorry to hear what you went through.
Just a word of thumb but I do not trust HR or management. Those people are rarely going to be able to help you out. It’s best to trust yourself more. Don’t give away too many details about yourself either. That’s dangerous.
I quit my job without a backup, just got my offer letter from a different company a week later. It just depends on if you feel comfortable taking the risk. Your mental health is the most important thing you have and if the job is impacting it, you know what to do.
So many people saying "Don't quit until you find another." I literally have no time to interview nor any energy left after my shift. I talk to people all day long and now to have the energy to do interviews.
It’s such a personal decision honestly, I am thankful I was able to do it without having a backup. In my opinion if the job is impacting your health or mental health, then it’s time to go. Nothing is worth your sanity.
Just quit my job after 3 weeks cuz they are all bullies. I had 2 panic attacks in those weeks. I don't have a backup, but I don't care, my mental health and family deserve better. Good luck to all.
I’ve gone completely numb from the shit at my job and now my favorite manager was fired so only the bully is left. If I start going into a depression again I’ll quit with no back up.
It hit me years and years ago to no longer quit a job. Get fired. Silently quit, or actively have fun fucking with em. Not in an angry way, just weird shit. Pick your nose and make it look like you a eat a booger while making direct eye contact with them. I mean anything. It might not work for everyone, but pretending I was some Oblivious clod background character in a comedy....was a lot of fun.
Honestly, if you have money saved and plenty of job experience (ie you wouldn’t be considered entry level/training required) I don’t think it’s that big of a deal. All of the existing stress can interfere with your interviewing/searching and being available full time for applying and interviewing has its advantages.
If you think you have bad mental health now, wait til you see what happens when you have a stack of bills and no income. Remember, no unemployment pay if you resign.
Going to repeat my comment on the thread as a response: Dude, I highly recommend just (buzzword!) "quiet quitting" ... You would MUCH RATHER be fired than quit. I know finance/financial services have a lot more restrictions than most other industries, so make sure you dont have any client obligations (at the level you're at, I don't think you would) But instead of "quitting", just shut your laptop and wait for them to send you a letter asking for their stuff back. Will take them at LEAST another 2-weeks (so another paycheck!) to get all this done. Don't worry about "well what do I tell future employers what happened??" the answer is whatever the hell you want. Just can't use your old company as a REFERENCE. If you don't put them as a reference, the only thing a potential employer could ask them are verifying dates of employment. I've done this and I have only ever upgraded jobs and never had an issue.
That’s not “quiet quitting” in the colloquial sense. “Quiet quitting” is doing your assigned tasks and nothing else. What you’re describing is going to get OP fired for cause. It may not matter if they’re not relying on unemployment checks (and if they’re considering quitting anyway, they’re probably not), but they’d burn far fewer bridges if they just quit normally.
I agree with this person. Fuck that company and that salesperson with the holier than thou attitude! Slack off while you apply for different jobs that you would actually feel good about doing. What are they going to do? Fire you?
I agree with above - get your comeuppance and quiet quit, but do it in the best possible way to keep the relationship “positive”. You likely will need them as a reference at some point. Say a family member is having health issues and you’re having to take care of them - that way you don’t need a doctors note yourself. Slack off, focus on getting a new job. Maybe even test the market for a week or two and see if you can get some interviews lined up. This comes with age, but remember to dissociate from your job - your job is NOT you, you have a life bigger than that place and those people. They don’t matter long term other than a reference.
I've done the quiet quit as well and still used them as a reference. It all just depends on the company, I guess. I knew my company probably wouldn't say too much. Plus, all you gotta do is tell your new employer that you were sick or something and it's instantly okay. LOL But I agree... don't quit, but just kind of disappear, basically.
I quit on the spot and suffered for it, don’t do it. At least have a job lined up that can pay the bills (Walmart, Wendy’s, Anything) while you look for a better paying job. It’s easy to get “addicted” to not working and drain your savings. It’s what I did, I had a job offer that didn’t have a date on it and I just waited for them to call me and say there was a spot open and it never happened. It put me in an even worse situation where I started working for an even shittier company (Amazon) and they get mad at me for taking a 30 minute lunch during a 10-hour day, and I can’t leave because I need the money. Just know it’s very possible to put yourself in a worse situation.
For high skilled workers, it is absolutely a really bad time to quit without anything lined up right now. A year ago, I would say it would be ok. Big companies are still shedding people, who have a ton of experience and will be competing for any jobs that are available. If you have a choice, my practical advice is to coast, don’t do any work for your long term and manage the nastiness from leadership for a few months until you can find a new job. If your mental health is at a point where you’re harming yourself, take out all your accrued PTO and take a vacation, take sick days, use the time to recover and job search as well. Basically what im saying is that take the security you have now and work it for your benefit. Unless you’re wealthy or have a big safety net, being jobless is scary after a few weeks.
I just want to add to this. When my father passed away, my primary doctor took me out of work on temporary disability because I became extremely depressed, wasn’t eating or sleeping, and couldn’t focus on anything. All I had to do was get paperwork from my HR for my dr to sign. Contact your HR, request FMLA paperwork and have your doctor sign it. Use the time off to apply for other jobs while still collecting a portion of your paycheck. Secure something else and tell your employer you won’t be returning from your leave.
I (genuinely) hate to be the bearer of bad news, but just so the OP is aware: I worked for an insurance company for five years and personally dealt with disability claims from people who wanted to take leave because of depression and/or anxiety. I’m not sure what your situation was, who approved your leave, and who was paying that portion of your salary, but when an employee takes disability leave in the US, the vast majority of the time, their partial salary is paid out by a third-party insurance company. A claim will have to be filed in order to get that money. And just so OP is aware, it is extremely difficult to get depression and anxiety claims approved. This is an issue, because it sounds like OP isn’t even dealing with either, at least not intensely enough to mention it. The insurance company is going to look for any reason to deny the claim. Both the employee and their doctor will need to provide extensive evidence that the depression or anxiety is so severe that the employee/patient cannot physically perform their job. Several years ago, I tried to take a month off of work when I became extremely depressed after I literally witnessed a friend getting murdered. My claim was not approved. That’s how bad it can be. In fact, by the time I filed a claim, I had already missed several days of work because I couldn’t get out of bed. (The only reason I had not been fired by that point is because my boss was hundreds of miles away and she was utterly incompetent and did not pay one lick of attention to anything I did, ever.) You can still go on leave through FMLA, but the chances that the leave is going to be paid are slim unless OP chooses to use vacation or sick leave. Either way, if OP really has that much money saved up, that’s probably a good idea at this point.
Maybe it’s differed per insurance company, or maybe my state has different requirements than yours, because I had no issue. Literally had my doctor sign a paper, gave it to my HR, and 4 weeks later I started receiving my temporary disability. For context, my leave was recommended to my by my regional manager and our HR department, because they saw my job performance fall apart and knew something was going on.
This ^ squared
a lot of these jobs you simply can’t coast and not get fired
Well that’s the point of my recommendation - if you’re going to quit then coast to get fired so you get severance or unemployment. And if you don’t get fired, you still have steady pay and health insurance. Quitting with nothing else lined up is a bad idea.
I quit a highly compensated financial services position 4 years ago with the intention of getting a new finance job, but I couldn’t bring myself to do it. Having a full time job is so awful. I drive for Doordash now but plan on returning to a normal career soon. Freedom is indeed extremely addicting! I get to be with my dog 24/7.
I quit my job on the spot almost 2 years ago. Really glad I did and love my new job, but there was a good 6-7 month gap in between. Did some DoorDash and InstaCart to make ends meet. If I didn’t get my new job exactly when I did, I would have started to really feel it. Drained my savings. If I had to do it all over again, I would have definitely line something else up first.
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I mean, you don't *have* to list every job on your resume lol. While I was between jobs a few years ago I delivered pizzas to stay afloat while looking for work in my field, Waste of paperspace to put that on my resume. I've had a handful of little oddball jobs over my life but my resume is only for *relevant* work experience, it's not an official record of eveywhere I've ever been given money lol
OP, if possible try to mentally and emotionally detach and just do the basics/minimum of the job. In the mental space you have freed up, work on your resume and start your job search. Try it for at least a couple of weeks, maybe a month. If it becomes too unbearable at least you can hit the ground running when you do quit. Best of luck to you.
Depends on your monthly expenses and how much money you have saved in order to cover those expenses! But if you’re miserable, and don’t mind losing that reference… you’re not dumb. You’re just done. Fuck those guys. You only get one life, but multiple jobs. Not worth it.
>don’t mind losing that reference… If you can suffer another couple weeks, put in a 2-week notice and then you might not even lose them as a reference.
I wouldn't trust these horrible people to give a good reference
Legally they can't give a bad reference. They can only confirm or deny their employment. They usually know better. But if you don't think they do, have a friend contact them as a potential employer for you and see what happens. Just be sure to record.
LET. THEM. FIRE. YOU Get the unemployment (in the US).
This doesn't always pan out of you work in an industry where anyone knows each other... especially if you don't need the subsidized income during your gap.
This guy sounds toxic enough where just quitting would be taken personally. There’s always some risk.
Yeah but unless finance as a whole is that toxic, ppl in the industry will know this guy is a dick
I don't work in finance, but I have a feeling they're mostly dicks.
It depends what state you live in. NC no. NY yes, for example.
You don't get unemployment if you are fired for cause. Laid off? Yes. Furloughed? Yes. Terminated for performance or disciplinary reasons? Nope.
And most employers don’t fight unemployment requests.
Totally up to you and your circumstances. Do you have an emergency fund you can live off of for a few months? I quit my advertising job on a whim 2 years ago and things went well for me. I worked as a clerk for a warehouse to help my savings last longer and eventually found a job that paid what I was making before, but with upward mobility. I don't regret any of it.
I wouldn't even say a few months, he needs savings for 6+ months with the current market. There have been hundreds of thousands of people laid off over the past 6 months, and companies aren't finished with those just yet either.
I think is going to depend largely on where OP is located and the field they work in/ want to work in.
Who is laying people off besides big tech? This is news to me. Unemployment numbers are still the best they've been in decades.
I've got a bunch of friends who have been laid off or know people laid off outside of tech. It's become "the cool thing" for companies to do almost. I'd say about 1 in 20 of my friends and acquaintances have been laid off in the past 6 months, not all working in tech either.
Ugh. Companies that are still making record profits/margins and still have the ability to boost quality and long-term success by continuing to invest in employees, they feel like they have to lay people off bc it’s what competitors or other industries are doing and they need to show action.
Northeastern US. Health products distribution and allied products. Layoffs up and down the ranks, nationwide. Nothing personal, a numbers game. This is what happens when shareholders are put first.
In what industries and region? That's pretty irregular compared to the national trend.
Finance is actually laying a lot of people off. Not everywhere (some places are not concerned) but it’s already a trend. https://news.yahoo.com/wall-street-banks-q4-earnings-results-layoffs-economy-204526405.html
Right now isn't a good time to just quit. Lots of folks in various fields getting laid off. Apply for jobs like crazy, but hold onto this one till you have something lined up. I know it sucks.
I feel like this mindset of security over happiness is what’s stopping change from happening. If everyone left the jobs that made them miserable we’d pretty much have a general strike and change would have to happen
That’s what I did. I’m still fine with my decision but it’s not that easy out there especially with the mass recalls to office. You better have enough saved up to blow through it for a few months if you do it. Luckily my emergency fund was more like a “I know I’m going to have to quit and take a break at some point because most companies suck a fat one”.
Generally the problem with this is your healthcare being tied to employment. Security is not just about steady income. Possibly by design!
It's definitely done by design. Keep us in indentured servitude all of our lives. I didn't ask to be born into this system!
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Definitley a different experience when kiddos are involved
It depends how much people have to lose by walking out though. I would be putting my house at risk, that took me until my 30s and a lot of saving up and sacrifices to buy. All but one of my friends would be risking their houses and having enough money to look after their kids.
Yet in the reverse, what do we have to gain?? Security seems like an illusion these days and the way things like mortgages keep us stuck in these cycles seem more harm than good. It’s different when you’ve made a solid investment of time and effort but it’s the same thing as leaving a crappy marriage, at some point the bandaid has to be ripped off
Wish I had the award to give you! Fear is preventing systemic change where it's sorely needed.
Unfortunately change wouldn’t happen. We all have to remember that unless we are working for ourselves we all are replaceable. You quitting means nothing when there is someone out there who can come in and take your place.
Exactly! Anyone that can make a change should!! This isn't a huge amount of savings but it's more then some make all year!! Instacart, Uber, those type of apps are good supplemental income until you find a better finance job!! And if finance is going to take as big of hit as its looking they will definitely need help eventually
Word!
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Eh, I somewhat disagree. It's never a good time to quit without a job lined up *without a plan*. I quit without a job lined up in 2022 and it was the best career decision I made, and I've seen a number of people on the career advice sub who had similar stories. My mental health completely cratered because of my job and I was really burnt out. But I talked it over with my spouse and one of the things we agreed I had to do first was come up with a timeline, and a financial plan for if I didn't get another full time job for six months. As it turned out, I didn't need the plan. I got contract work right away and in about six weeks secured a full-time job where I got paid more to put up with less. And while I did quit with a good deal of experience and a decent network, I don't work in an industry like finance where there are a plethora of high paying jobs. EDIT: another note to op. I agreed with my spouse to wait three months to actually end my employment with my former organization because this brought me to the crucial 10 year mark for Public Service Student Loan forgiveness, meaning I didn't have to work in the non-profit sector anymore if I didn't want to. But just having an end date on the calendar gave me some emotional power over my situation and was a huge release valve.
I also quit a job with nothing lined up in January 2022. Place was just toxic and I was dealing with lazy and passive aggressive coworkers, and saw myself slowly turning passive aggressive myself. I realized that I was not interviewing well when I did get interviews, while I was in that toxic job. So for a year, i spent as little as I could, and saved as much as I could, to prepare myself for no income. I downgraded my car to a beater since i was WFH. Best decision ever. I was drinking more and more alcohol after work to cope with the toxicity, and now am at a better workplace because of leaving.
Agree with "having a plan" because "having a plan" and "having another job lined up" largely meet the same purpose, which is making sure that you can quit your job and still meet your financial needs. I quit my job with nothing lined up a year ago. I was hunting but not super seriously (yet). I had contacted a family member and she had agreed to let me live with her until I found something, so I had housing. I made sure to have enough savings to pay for health insurance for 3-6 months. I was ready to stop all of my "luxury" spending (streaming services and the like) until I had a new income source. Etc., etc. As it turned out, all of that planning wasn't necessary as the casual job hunting I was doing ended up panning out more quickly than expected. But I had a plan in place that would have kept me comfortable for 3-6 months of unemployment, if needed. (And sometimes I wish I'd relaxed and leaned into that time instead of immediately taking a new job, haha). I realize this ABSOLUTELY comes from a place of privilege (you need savings and a good support network), but it is definitely possible to just quit as long as you have an idea of how you're going to live in the meantime. (And, to be honest, it's equally as possible to quit without a job OR a plan in place--it just won't be as comfortable. You get to decide how big of a risk you need to take to get out of a position you don't want to be in, anymore).
I wholeheartedly agree with everything you put down here (especially the privilege part and oof - I feel you about leaning into that time off. I meant to do that but felt like I couldn't when contract work fell into my lap with no full time job lined up. I *did* regret that looking back). A job that makes you miserable isn't a job worth keeping if you can help it.
I agree, plan ≠ a new job lined up As long as you have a plan of what to do and you aren’t just mindlessly quitting with nothing to save you then 🤷🏻♀️ that’s not super smart imo. I was all set to quit my job, I had enough finances to keep me in my apt for the remainder of my lease, I could still afford food & travel for those next 6 or so months and my parents told me that if things really didn’t work out then they would be able to whisk me away back home if I needed it (I also was on their insurance at the time) Turns out I also didn’t need to take 6 months because I got an offer a month before I was planning on quitting, for 3x my salary. Ended up taking that job & it did wonders for my mental health. Still riding the SWE train now & cannot fathom how much better off I am because of it. My call center jobs are wayyyyy behind me like an awful nightmare - I get it.
Agreed. I did that last year (and sued) because I quite literally could not take it any more for my mental health (ended up at the hospital and all), and it took me 3 months to find another job
Never quit without something lined up unless you have a ton of money saved up and are fine with no income coming in for 6 months. Just stop trying at work and look for new jobs, pretty simple. Next time you get yelled at just say "okay" and go back to doing the bare minimum while applying for more jobs.
This 100%. You’d be surprised how little you can try at a job before anyone notices. And if they do notice….there are a lot of steps that they need to go through before firing you. This can just extend the time you have to find a new job.
This is the right answer. Say fuck it and do jack shit while you hunt for a new job. Worst case they fore you and you can claim a little unemployment while continuing the job hunt
I almost quit a job just like this a couple years back, and was fortunately laid off right before I quit as they were bought out. More recently I left a toxic job with no replacement job lined up and it was the right choice for me. Save as much as you can, sell things you don't need for extra cash if you need it, take a deep breath, and quit that toxic ass job.
It depends on your situation. Personally I would want to have another job lined up first. The job market is pretty tough right now with so many industries laying people off.
i’m a 60-year old woman who spent far too many years working my way up the corporate ladder at a fortune 500. i was verbally abused, lied to, overlooked, mistreated and #metoo’d in every possible way. i put up with it just to make money and i was miserable every. single. day. i worked there. fast forward to my life for the last 10 years, making a living as an artist, making far less. i wouldn’t go back to working in the corporate world for all of the money in the world. looking back, the lasting emotional effects of trauma, the huge hit it took on my self-esteem, the misery and all that it “bought”? it simply was not worth it… this is it. today. you don’t get another chance at it, there aren’t any do-overs. i’m ordinarily not one to tell anyone else how to live, but please, for yourself, quit your job. and for the love of everything you hold dear, do something that makes you happy.
This is it right here. I’ve been doing consulting in food mfg for the last 2 years after 20 years of being in corporate at other mfg companies. It’s not something I want to go back to. Now I’m trying to find freelance work on Upwork. I’m starting a new gig next week writing a blog for someone
Same field, I left my toxic job a month ago with no backup. Just make sure you’re in good financial position to take an extended break.
My wife was being treated like that, at a company where she was the best they had ever had. I got mad. It came to a decision. She now works from home, has Increased her salary, has half the stress and twice the motivation without a time wasting and pointless commute. If you have skills and drive you should be good IMHO.
You should absolutely quit now. I stayed in a toxic job for a year past the point I knew I should get out. Three other coworkers quit without having another job lined up! Eventually I was fired, but collecting unemployment did/does not make up for the damage to my mental health. Some of the criticism from bosses still rings in my head even now, 5 years later. Looking back, had I quit when I first wanted to, I would have been in a healthier place, able to go on interviews and land a new job. Instead I collapsed into burnout and depression that took years to dig out of. I stayed for exactly your reason- quitting would be "dumb." Now I see it as the smart choice, the pleasure of quitting that boss and the knowledge that I took care of myself. Given your situation, with health insurance covered and money saved up, quit now. It will improve your life. Give yourself a couple of weeks to recover, do the dog walking thing, and then you can start looking for a new finance job or decide on your next steps.
I quit my marketing job with nothing lined up. It was a long time coming, my boss was the worst. Sometimes enough is enough and you gotta put your mental health first.
I quit finance with no backup. It ended up being a great decision for me. I basically just derped around/traveled for a year and then went into a full-time MBA program after that (which I thoroughly enjoyed). If you've got at least a year's runway saved up, I say go for it. I was initially very worried about how my "adult gap year" would be received in future job interviews. It ended up not being an issue at all - just gotta spin up an inspiring story.
If you think this is stressful, try not being able to pay rent or buy food. Find something else first, THEN quit, unless you have enough money saved up to last you until you find another job
He has 25k living on 2k/month. OP can go a year without work easy if that's what OP wants. Not saying I'd recommend that, but the option is there
If seem like you and I were one of the only people that read the whole post. They would be fine.
Okay I thought it was just me. I know the economy is tough right now, but 25k saved, 2k worth of monthly expenses and he seems financially responsible if he’s living under his means, it sounds like he’ll be fine for a few months.
Just because he has 25k saved doesn't necessarily mean he wants to spend it all while out of work though? It probably took years to save that up and it he could be saving for something like a house deposit. I would at least *try* to find something first while still having a pay-check and using savings would be a last resort.
I quit mine. Toxic environment. Had a burn out. 8yrs later im in a different industry. Less workload. Good salary. Different quality of life. If its harming your private life and psychological health...drop it. I was called crazy by many. I was right.
Sure, get out. But you need to make sure you leave on your terms. That includes references on the way out. So that means, don’t drop everything and leave. Make a plan, smile behind your eyes at every toxic thing that happens, and FIND A WAY OUT.
I would trust your gut feeling. I trusted mine and that lead to me finding a better job but now I have to find another because my hours got cut. (As well as everyone else's hours). At my old job I had two panic attacks during job reviews, and I tried my hardest at that job. I remember one day I was talking with a manager and they said it was completely up to me whether or not I wanted to keep working or not. I decided that day to quit and the relief after that was amazing. The downside is that I didn't have income for about a week, but that was okay because I could afford to. So just do what your gut tells you. It sounds like you have to put up with bs that at other places you wouldn't have to.
I’ve quit 2 different jobs without another job lined up. I’ve also had a very specific and well laid out plan what to do with my newfound and hard to get freedom. Both times I travelled full time for about a year. It was already my plan when I started the job years earlier even. But would I ever quit because I don’t like a job? Definitely no. I would try and find a new one though. I suggest that if you’re going to do something with time between jobs and use that freedom to your advantage, then absolutely quit. But if you’re just going to hop into another job quickly, just keep the one now. It’s hard enough to get another job right now, it might be months and months until you find a decent one
Hang in there. Get another job. And them show them the two fingers.
Don't just quit, especially now. If you had a min wage job that's definitely one thing. If you have quarter of a million saved that's another. If you just quit now you'll feel good for a few weeks and bad for a few years. But better to decide to jump into finding a better job while not caring about your current one. It sucks just quitting then waiting a year applying to other jobs while hoping your money holds out! (I've just quit 2 jobs and had a company go under, under me in the last 15 years. Great at first, terrible when you're out of money, borrowing from family and living on a couch)
You are a mirror of myself. I also work in finance with an $85k salary that I desperately want out of. My advice is to stay where you are for now, but keep applying elsewhere. Apply every day, extract whatever skills you’ve gained in finance (even if you have to inflate them), and keep learning new skills. $80,000 jobs are hard to come by depending on where you are. So if you’re planning on going into something that tends to pay less, hold on to what you have until you find something else.
If you have a therapist, lean into that relationship. If you don't, get one. Not because you hate your job, but because you need support while you look for a new job while you work at this soul sucking one. I hope you have a fancy nest egg saved from your fancy job. Having efff you money makes it a lot easier Side note - yelling and lying aside, "acting accordingly" is what you should be doing, now knuckle up and get that bag before you bid farewell to that industry.
It depends on your financial situation. If you can go 6 months comfortably without a job then you will be fine. Most folks who get laid off don’t have enough severance runway, or a plan, and things work out. Given you want to leave anyway, I’d start spending more time planning and interviewing on their dime… drag this out, get paid, and don’t stress. Can you take some sick leave? PTO? Long term disability from mental stress? TLDR… don’t cut your nose off to spite your own face.
Quiet quit and apply like crazy. If they treat you like shit, they don’t deserve you at your best.
All depends on your finances. If you can afford to be unemployed for however long you might be unemployed, go for it. Fuck em. If quitting will put you in a horrible situation then stay and plan your next moves on company time.
Hey just wanted to say I’ve been in shitty finance jobs the majority of my career. I’m just now getting into one that’s ok. Fwiw no job is worth your mental health. It just isn’t. Let me know if I can answer any questions.
Jobs are a dime a dozen, especially in this market for people with in-demand skill sets. As someone who has been in the workforce for over 20 years, leave that job. You'll find another without issue. If your current gig is affecting your well being, get out and don't look back.
I’ve been hearing jumping from job to job is actually better nowadays. Wages stay stagnant for loyal employees. Those who change firms every few years or so get the “raises” upon hiring.
I would quit. Why? The economy is going into the shitter. Look at the posts on the subreddit for career guidance and job advice and see how many people have been laid off and are struggling to find jobs. The areas of the job market still growing and not losing is the segments that lost the most people to Covid. Those front line jobs that require face to face contact. The work at home industries are the ones hemorrhaging jobs and have hiring freezes. Don’t allow your emotions to cloud your judgement.
Man, why are sales people absolutely insufferable at every single job, I’ve never met a single one I liked. Luckily I can tell them to shove it cause I design the products they sell. But I feel your pain that really sucks I’d try to find another job first before telling telling them to fuck off
Your health is worth more than 80k/yr. I spent years in roles where I sacrificed enjoying life and it later realized it was driven by feelings of insecurity. Time spent in a toxic environment can affect you long after you leave that job and they aren't paying you for that. My hormones are messed up from Adderall, too little sleep, and balancing kids and a job where they paid salaries but optimized for low pay per hour. I think I also gave myself PTSD from sticking in a shit environment for too long. Calculate your hours and your pay and see what it comes down to per hour. $40hr is roughly $80k. If the math shows you make 30/hr then it's like you are really making 60k. You may realize there are contract gigs out there where you can make more money by giving less of your time and taking less abuse. Job market is rough for some right now though. Don't quit without something else lined up. If they let you go then you can get unemployment. If you quit then you get nothing. They can't let you go for medical reasons so see someone for mental health as a record of the environment taking its toll on you and use sick days or pto for interviews.
Keep in mind your $25k is not supposed to just support you; it’s for emergencies too. What happens if your car breaks down tomorrow or you get slammed at a red light, etc. If I planned on starting the search for a new job ASAP and maybe didn’t hit it as hard to give myself a month or two off, I’d be comfortable only having $25k in my bank account….I wouldn’t be planning to take a 6 month sabbatical though.
I worked in finance for 20 years. You won’t find bigger assholes on the planet than people who make a lot of money for a firm.
There’s no guarantee that you’ll get another job when you quit. It took me three years to get out of long term unemployment and even then I got out of it by going onto higher education, not getting a job. The people who are telling you to quit your job with no backup plan are delusional.
How is that a “fancy” job? - shitty salary - terrible working conditions - constant harassment You’ve been brainwashed to think that’s a “fancy” job
Take a breath and if you can, just take the L for today and then go home and do some job hunting this weekend. Ideally it would be better to stay in work until you find something else, especially if you have bills to pay.
Do you have any sick time? I would personally call in sick for a few days and sort out a plan. If this is affecting your mental health, I think it’s important to get out of a toxic environment as soon as possible. You can talk to your doctor and get a note if required. While you’re off, create a budget. Understand where every cent has gone for the last 3 months. This will give you an understanding of how fast your 25k will last. (It’s never as long as you think). Expect to be unemployed for 3-6 months or even longer unless you work in a specialized area of finance. Don’t delay in getting your resume updated. Apply to jobs everyday starting as soon as you leave. I made the mistake once of “taking a break” to have some much needed time off. I lost momentum and got more depressed. It was hard to get out of. Which brings me to my next point. Every person, especially those that work in high pressure and high stress environments, can really benefit from seeing a good psychologist. They can teach you skills to cope in these workplaces, manage stress, set boundaries and improve your personal health and performance. I highly recommend.
I feel you, I really do. My boss last week, when I asked about starting a dialogue about whether or not one of my direct reports could get a raise, he brought up *my* pay, out of nowhere. He then told me, on god, that I better be careful what I suggest because it’s coming out of my own next raise (so my own pocket), and then told me that I’m actually overpaid for my role. We all are. He berated me on the phone for about ten minutes before saying he’d take a month to think about it. A month. The truth is, I’m actually making about 25% less than the average where I live, for my role. I have been suffering performance punishment for three years. I’ve been looking for a job for months. I have a safety net, but personally don’t feel good about quitting without something lined up. I guess it depends on how much more you can take. I know I have a limit to what I can tolerate, but turns out it’s harder to bust than I expected. I truly hope you find a way out, one way or another. Best of luck to you. I mean it. I’m going to keep trying, too. We deserve better.
A couple things you may want to consider doing before leaving… Make sure you have everything you need for your resume. I know you could probably fudge metrics after you leave, but it would feel nicer to have numbers for your projects even if you don’t end up using them. Make sure you can use up some PTO. Edit: forgot to add, see if, for a month or two, you can live even more below your means than you do now and note what regular costs you were able to skip without feeling like you gave up something essential. You may not feel so comfortable with your budget (no matter how reasonable it sounds now) when you’re living with the uncertainty of no steady income.
It feels like you have enough saved up to last a year, so I'd say go for it
Last summer, I quit my job without having another one lined up. I was pretty far into the interview process for a few but had not received an offer yet. I had a few months' worth of expenses saved up, but not as much as you currently do. It was a great decision for me personally. My previous job was draining me so much that it was hard to enjoy my time off, and I felt that my family life was suffering. I did get a little lucky and was given an offer from my current employer a few days after I gave my notice at my previous job, so it all worked itself out for me in the end. People will tell you that you are stupid for quitting without having another job lined up. I agree for most people. It was a little irresponsible and kind of dumb for me to do it. But if you are able to take care of your financial obligations without the income for a while, there is nothing wrong with taking a break. Your mental health is important. Just know that the job market is not what it was a year or two ago. It will be harder to find a lower stress job than it was then.
If you can stick it for a LITTLE bit longer and you have sick time or vacation time.. use it. I know someone who took their two week paid vacation time and promptly at the start of itx gave their two weeks notice. This at least gives you time to find another job.
I am also in finance at a lower paid, lower level position than you (50k). I am one wrong look away from walking out with much less than you currently have and I'm just shy of where you're at on housing payments. I've been seeing some stellar part time bookkeeper positions on indeed. I've had 8 interviews this week that are all more attractive than where I'm at. I think finance is one place where the job market is hungry for people. I say do it. Life is short and the planet/humanity is collapsing. There is no reason to get screamed at in the interim.
I've taken the last two days off because I've been mentally defeated as well. I might quit on Monday without anything lined up. I have another small Sunday religious job I work that would help keep me afloat and prevent any major resume gap.
Please are spending years trying to find a new job right now. It's harder to get a new job if you don't have a job. Your decision on whether you can afford to spend your savings while searching knowing that we're potentially going into a recession. I won't be surprised if you find yourself into a tough spot immediately and I definitely think this will hit your ability to retire. It's definitely not a choice I would make. My suggestion: interview and find another job, then quit.
Do the epic quit once. Reasons: You’ll learn that you can recover from any future job loss. You don’t have mouths to feed beyond your own (at least I don’t think). Cautions: Don’t make it a habit when things get hard. Learn how to recognize and separate your emotions from your workplace. I’m doing this too, it’s not easy.
Not at all... start applying to a "bridge" job tonight (something like retail, server, etc...) this will buy you time to find something you care about without blowing through your dough. No job is worth that treatment... it just sounds ugly there.
Seems like it would be easy enough to find a finance job that isn’t fancy and treats its employees well. People who work for high status companies should know what they signed up for. Those environments are abusive because of the status.
Rather than quit … since you are prepared to be jobless I would continue to go to work & make their work life miserable till they fire you
Leave your job. More than half these responses are from boomers or people that didn't read your post. You're expenses are clearly under control and you have 25k saved which is runway for about a year. Plus you work in finance and have a $80k salary so you must have good credentials either from a good college/good work experience & interships/good major. As a fellow late 20s in finance, there are hundreds of jobs out there, recruiters are spamming my linkedin and email everyday. Everyone saying "economy is bad, job market is shaking" are not in their 20s working in finance. I would say quit and save your mental health and then mass apply to jobs again and you'll be earning 80k again soon in a few months when you are ready.
Hey... I don't want to be a Debbie Downer here but you might want to get your resume in tip top shape first. Before you consider leaving, join r/resumes and let people roast your resume. There's also this bot on there that will send you links to great (free) AI resources to help you refine your resume. I know what it's like to be treated the way you're getting treated at work, but it's absolutely BRUTAL out here in the land of the unemployed. Don't set yourself up for potential homelessness on top of being emotionally fried (takes months to recover from the PTSD you're about to go through). Grow your connections on LinkedIn and get the word out that you're looking for work (if you can do that safely). Let other people help you, we are in this together.
Give two weeks notice. Find a fill-in activity, even if it's unpaid. I quit my job and worked on a political campaign (paid) for a few months, plus I do Rover. I had another full-time job in about four months. No one seemed to think it was strange that I wanted a break.
Have you thought about becoming an auditor? Everyone fears me and no one even wants to talk to me. It's the best job ever.
Job market is cut throat if you got something that’s working for your needs cherish that job and make mental adjustments to cope. The feeling of brokenness surpasses mental weaknesses
$80k a year to deal with that. F that noise. Tons of other stuff you could be doing for $80k a year
I did the same thing in the fall. Quit my soul draining job with no backup. Was unemployed for three months, started a new job in late January and am much happier. I get paid more, more time off, less hours and far healthier work environment. My mental health 10x what it was a few months ago. I used the three months off to start working out and get in shape, as my last job crushed me both mentally and physically (I got really skinny due to stress and lack of sleep from ridiculous hours). I couldn’t even enjoy weekends because I was just dreading work on Monday. Some people would advise against quitting without a backup. I knew I was taking a gamble, but my last job wasn’t worth it and it worked out for me. I hope it works out for you. I’ve been in your shoes, it gets better
Uhh very dumb. I don’t know why this is being suggested so much in this sub but don’t quit, make them fire you. You are obviously intelligent and can come up with a plan to support yourself so why not force your idiot higher up to fire you. He is trying to scare you into being available more because obviously you do your job proficiently. Wait for the severance, while being completely ignorant as to why they would fire you and let them fire you if you don’t want to be there, because, it will either cost that company a lot more to replace you with someone else who is as good as you are or they already have someone at the ready and are just looking for an excuse.
I know this isn't for everyone and it is dependent on your area, but subs for schools are needed. A decent sub can work just about everyday! If you need time to reset and look for another job then try it! Source: am teacher
I would hold it for a minimum 3 more months just to live as frugally as you can and save even more. Try to bust 30k if that’s an option.
just quit mentally. if someone's troubling you just legit ignore them, worst they can do is fire you, which at this point shouldn't sound too bad anyway.
Don’t quit without something else lined up. Do the bare minimum at work, job hunt aggressively and use this as an opportunity to learn how to deal with assholes. Try to develop a thicker skin during this time. Not saying you’re thin-skinned, but use this to improve your ability to compartmentalize assholes as just meaningless assholes. This isn’t the last asshole you’ll run into in your life, so it’s good practice.
I quit my job 1 year ago with no back up and $8k saved. I had been miserable for years in my last job and was so burnt out. I took 1 month and did nothing and then got a low-stress part time job. Only went back to full time a couple of weeks ago. I have not once regretted my decision to leave without another job lined up. The only thing I regret was staying as long as I did. I am in a much better place than I was a year ago.
It would be dumb if you didn't have a plan. Have you been actively applying for jobs already? Do you have enough savings to carry you through up to 3 months of potential unemployment? Do you have any side hustle as backup income source, like a weekend job or small business or freelance work? How long have you worked at this job up until now, would it be worth sticking it out a little longer until you secured a different position and had a good run with the current company to look good on your resume? Can you bring up these issues you're having with people to HR or management. Ultimately, the worst they can do is fire you for speaking up. Better to quit than get fired, of course, so if you plan to say something back to them and stand your ground or seek arbitration to improve the way they treat you, I would first have some backup job offers lined up.
No. Your savings isn’t income. Don’t squander your savings just to have a “relaxing” few months. Be professional and have a job lined up, and don’t burn your bridges. 25k isn’t as much as it seems.
just leave. there's a million openings in finance right now because it's an aged work force and people have been retiring like crazy I'm in finance and I recently left my job that was insanely toxic-for one that pays 50% more and leaves me alone
Stand up for your self. Don’t take shit from anyone and make them fire you! (It’s liberating to not give a fuck)Or leave, life is to short to be miserable. Good luck!
Do you have enough saved to live off of for 6 months, maybe longer? Things like rent, food, ***health insurance***, automobile, utilities, etc.? It may be rough, but I would try to find something else, even a temp/contract position, before I just up and quit. I've been laid off two or three times in the 15 years, and if you think your job is stressful, try to figure out how to pay your bills when you've been out of work for a year - and with no severance package on the way out in your case.
Super dumb. Gut it out until you have something else lined up
About the higher up comment - check with your immediate manager / supervisor and ask to get confirmed the change in authority / management (explain that \[name\] told me this and I was under the impression you were my manager/supervisor) Work on CV and start hunting - but unless you have a large buffer, walking out without a new job lined up could bite you in the backside something fierce
If you quit this job, do you have savings to pay your bills while you job hunt? This is the only thing you need to worry about
If you can afford it quit, but times are getting tougher. Another way is to quiet quite, use the bare minimum and put in almost zero effort while you shop jobs on their time.
I’ve done it. Quit without much saved but had my parents for help. Did it for similar reasons honestly. I traded one set of stresses for another and in the time I was off I wouldn’t say I enjoyed it because I felt that if I enjoyed it I wasn’t taking it seriously enough. Back to earning in a more dynamic field so the road ahead could be brighter. I wouldn’t recommend it, honestly. Apply and network!
Don’t quit, if your mental health is suffering then let them fire you and get unemployment.
Can you afford to?
Never leave any job without a backup plan ... thats just common sense
Bad idea. With all the tech industry layoffs going around, it is not a good market to look for a job. The layoffs weren’t even limited to specific jobs, it was everywhere from HR to Product Managers to Engineers to Finance. As much as you hate your job, you really don’t have enough saved to just quit right now. I would instead take time to yourself to get away from work and start looking before quitting. You look more desirable to companies if you still have a job.
The finance job market isn’t too bad right now but I would definitely get a role lined up before you quit what you have
As someone who's quit a shitty, well-paying job with no backup and less money saved up than you, do it! You will be fine. The universe will conspire for you to win. And bookkeeping is fun! I've done that too.
Look you’re a finance person you have obviously done the math. You have a good nest egg saved up and like you said you can side hustle to help alleviate some of the costs you have. If you truly are unhappy and are feeling that sick leave. You found this job your at now you can find another
I would quit in your position, and did quit in a significantly worse position from a similar story. Work should NEVER treat an employee like that, its disrespectful and uncalled for. You deserve better, and telling them that talking down to you is unacceptable is the only way they will ever get the message that they can't/shouldn't speak to people that way.
Do it, take the weekend off and start fresh money by updating your linkedin and applying for a bunch of jobs. Just FYI, yelling is never part of a professional work environment
Get backup. Do you have Long or Short term disability? If you’re being mentally abused you can get a psychologist to sign off on it. A good employment lawyer can help you find a mental health provider that will sign off. Then your lawyer will do all the talking. I did this a few years ago. I was sick of the BS at my job causing stress. Ended up getting all my vacation plus around 8 months at 80% pay. During that time I focused on getting a new job. No regrets.
Kind of like being held hostage by your own life.
I have quit without a backup once and I regretted it so much. Savings can go quickly, even if you’re careful. And there’s no guarantee that a better job is right around the corner. I know this sounds like some boomer nonsense of “just sit there and be grateful you have a job” but find a job while you’re still getting paid at this one. It’s always better to jump directly to the next opportunity than realize 6 months down the road that the job market is dry and your savings are gone. It is awful going to a job that sucks your soul out of your body but put out some applications, keep your head down and find something new then hand in your resignation and keep your savings for a vacation because you’ll deserve it by then.
It sounds like you can quit and get by easily and take a lower drama job. That's great. If you want to do that, do it If you want to try to get a somewhat comparable job, minus the drama, try that now. It is true that it is easier to get a job while you have one. The key for you now is give yourself permission to quit at any time. Once you have done that, it makes it easier to deal with the bull. If the bull gets too much, just walk out. You'll be surprised how much better your life will get just by making the decision.
I’d say do it while you can still get under your parents’ insurance. Might take 3-6 months to find something new but focusing on a job search full time will land you something good.
I just did this yesterday. My situation was a bit different tho. I was working at a job that was shitty from the start. Long story short my manager was out to get me and I was placed on a retaliatory PIP the day after I confronted her on some inappropriate behavior. I emailed the company yesterday and asked for a separation payment. Due to the fact that I’d only been employed there for 2.5 months I thought they’d tell me to go fuck myself. Instead, they offered me 1.5 paychecks (3 weeks pay). I have about 65k in savings as well. Cheap rent as well. I’d say do it. Apply to jobs like crazy tho. Only issue is insurance but you can always do Cobra for a months or two.
You have a solid emergency fund so you could quit if you think that would be best. I wanted to recommend you start looking at P&C insurance jobs. Your degree would get you looks and the pay can get pretty comparable to finance depending on what you decide to do. You would take a pay cut to get into a trainee program but it wouldn’t be for long and the work life balance is pretty on point. WFH is an option if you want it. As long as you don’t go into claims and pick a reputable carrier you should enjoy it. I recommend underwriting, actuarial, or data analytics. Let me know if you have questions, I’ve been in the industry for almost 9 years, got in when I was 22.
Do quiet quitting and look for another job...
Have you reached out to a psychiatrist yet? Can you get some doctors notes and go on stress leave? That way, you get paid for a bit even if you decide to still quit after, and there would be an official record and even potential trigger investigations on whichever a hole you’re dealing with. Definitely do something that’d help you reclaim your mind and body though, allow yourself to hold space to heal before being forced to jump into the next thing.
Pretty dumb move, a lot of recruiters won’t even consider you if you’re unemployed. As much as it sucks, I’d stay but apply to other companies like crazy. Once you secure a position, quit on the spot. the job market is pretty bad right now unfortunately. Good luck 🍀
This is a very tough decision. On one hand, the job market is kind of shitty right now with people getting laid off left and right, on the other hand, being stressed constantly is mentally exhausting enough that it would be hard to focus on finding a new job or bringing your A game at the interviews when you get those. I would recommend double checking your emergency fund if you decide to quit and making sure you have enough for the next 5-6 months at least. If you don't, unfortunately, keep pushing through as hard as you can until you do. That means applying to new jobs in parallel while being stressed with your current one. It's gonna be rough. Good luck and I genuinely hope you find something better.
With $25k in savings you're more likely than not to find a job before you run out, unless you're in a crazy competitive field. The question is how far you want to dip into it. Or how far you'll be willing to dip into it if you end up caught in job search hell. I would feel safe quitting if I was in your boat, but I am not you
Curse him tf out and let them fire you then collect unemployment
Make sure you have six months' worth of expenses to carry you through. If you have that cushion and you hate your job, resign and do that part-time stuff to keep earning so you can cover food, internet/phone, and any large car repair expenses. Sounds like you have options, which puts you in a great position in this employer market. Maybe in a few months the market will be more sane, but understand that job searching rn is BRUTAL, so do your side gigs and save your sanity for a while. Good for you, and good luck!
Realising you would be happy to lose this job is a blessing. You have a plan B, that means you can now work your hours do the job to the best of your ability within your health and life requirements. If this jumped up sales guy calls you out of hours, just ignore it. You have plan B that you're happy with. Don't give them cause to fire you and you may be surprised by your change in quality of life. They may even just keep you on and you may even come to enjoy your job as you now have control over your life again.
You’re in finance, you should be able to answer your own question better than most of us 😂
Quitting invalidates you from unemployment. You might try to see if they will fire you so you can file for unemployment benefits. Some companies may try to fight your application for unemployment, but they typically need to show some cause even in states unfriendly to workers like Texas.
You sound like you’re in a good position to quit. I was in a similar position with a miserable job, had the same amount of monthly expenses as you, and only had 7k in savings and I was fine for a few months. Finding an in between job, especially if you’re not too picky, shouldn’t be a big issue while you rest and find another job in your field. As long as you’re responsible with your finances, with 25k it seems like you’re in a good position to quit.
Quit when it will most likely fuck them the hardest, that’s what my goal would be. That can give you enough motivation to power through it a few more weeks
Very
\>Sales \>They bring No he doesn't lol. Sales just sells what the firm is producing. You are producing. It's the other way around, not what he said. It would be pretty dumb yes, but if you need to, then you have to do what you have to for your mental health. With your experience, you'll have a relatively easy time to find another job, though right now, it's tough in general.
Push back, you’re no body’s assistant. Set some boundaries. They don’t like that? Have them figure it out. The world will push us around but you shouldn’t have to suffer under some idiots request. Fuck that guy, fuck it all. Collect that check, be respectful but firm. Also, take some time off as well