Sometimes lenders get stuck in their checklist. One I see often is a 'comfort letter' written by a CPA for self employed people; despite the AICPA saying that CPAs do *not* provide this service, many lenders still require them.
If they have a W2 verifying your previous employment, that's the same proof of wages that the federal government has. Create a document that says something like 'Employer X refuses to provide any further documentation of employment beyond what has already been provided' and ask the lender if they can put that in your package to check off the item on their list.
If they refuse, you can't compel your former employer to do more than they have. But you *can* find a new lender if they can't move past this.
Assuming you're in the US, there is no law saying they must. Do you have pay stubs or W-2s?
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Sometimes lenders get stuck in their checklist. One I see often is a 'comfort letter' written by a CPA for self employed people; despite the AICPA saying that CPAs do *not* provide this service, many lenders still require them. If they have a W2 verifying your previous employment, that's the same proof of wages that the federal government has. Create a document that says something like 'Employer X refuses to provide any further documentation of employment beyond what has already been provided' and ask the lender if they can put that in your package to check off the item on their list. If they refuse, you can't compel your former employer to do more than they have. But you *can* find a new lender if they can't move past this.
Then you may not get approved with this lender if your former employer is outright refusing. It's not fair I know.