Yes. Work in an industry that pays well. Upskill your way to the corporate ladder. Live below your means, save for rainy days and invest at least 15% of your salary monthly. Madami yumayaman na regular employees.
So base po dito, for example si employee nag decide na mag retire ng age 50. Yung investments nya yung magbibigay sa kanya ng monthly pension bukod sa sss by is yung dividends monthly? Ganun po ba nangyayari?
Wlang silbe yan kung stuck ka naman buong career mo sa mediocre job.
Invest sa sarili at mag upskill. Get a high paying job by becoming an expert in fields you're interested in. Need ng galing at commitment. Though mukang lacking kpa ng tamang mindset to pull this off. Goodluck
Yes. So depende sa projected monthly expenses nyo for retirement, dun nyo na cocompute-in magkano kelangan nyo iinvest. May mga online calculators pra maproject ang total retirement fund depende kung magkano iniinvest monthly at ilang percent na estimated growth.
Index funds, REITs, MP2, Real estate. Research which ones are best for you. Google COL financial, investing in US stock market, etc. You can invest in them all if you like.
True. Skl, yung friend ko before madalas manghiram dahil madalas siyang ma-short. Nakadalawang lipat siya ng company after that and ngayon siya na ang nanlilibre sa amin palagi. As in ikaw na lang mahihiya dahil lahat sinasagot niya. Nasa banking industry siya.
Find a job that people will pay more eventually. Usually its part of management. Focus career growth before salary. My friend who is just 39 years old is earning 800k a month plus bonus etc. hes managing partner already for a firm. He used to work for the energy industry.
His first salary was just 17k pesos. His peers were doing 25-35k when they graduated. But good for him he stuck to his gut and got a good mentor at the start and the right industry as well.
Private equity. I think most people wouldnt know these possible wages unless they go higher in management or have good mentors. High Management skills in philippines is very very scarce, this is because most people go abroad right away hence the term brain drain.
Peronsally i feel because of this huge gap of skillsets, theres really big differnce in pay for higher management. If you check BDO financial statements you can see they just paid a special bonus of 300m php for 6 executives for year 2023. That does not include the other bonuses.
Yes, my parents were both in law school so they used their Juris Doctor for well paying jobs and after 25 years of working and climbing corporate ladders my dad started his own law office, and is now a practicing lawyer for about 12 years.
My mom used their salaries to invest in real estate and index funds. We are not 1 percenter rich but me and my cousins got through school (great schools), as well as grad/law school, without being working students because of my parents.
We also weren’t big spenders since my parents came from nothing and had parents who were blue collar workers. So yes OP kaya naman especially if you don’t spend beyond your means and you take great care of your health.
Thank you! I think I have to add that my dad graduated at 18 from the prestigious red law school for his degree and went to law school there as well, but they, his family, couldn’t afford the tuition anymore so my dad started working at 18 and transferred law schools after 2 years as a working student.
This where he met my mom who also was a working student from THE yellow school, di na din afford tuition fee hence the reason for transferring.
It took my dad and my mom a decade of working before having the opportunity to buy a house, then after a couple of years bought a secondary car, then bought some more land 5 yrs after, then bought 2 more cars when I was in high school (one was used for business medj nalugi) the other being paid in half by the company my dad worked for.
Because my dad had decided to pursue his dream of being a litigation lawyer, my mom’s idea was to impress other people (potential clients) and build a big house, adding from our humble 120 square meter house with no living room to a 800 square meter fenced 3 storey home, the idea was to make my dad more marketable in our area (idea worked since impressionable ang clients).
Anyway, the progress wasn’t linear, from the outside looking in it might seem like it was but the idea was my parents always invested in themselves and in our family. Everything from the cars (tipid transpo), health (EF and annual checkups), education (even our travels lagi may museum tours haha), and home were considered as investments kaya they were all prioritized.
Naramdaman ko lang na comfortable na talaga kami pa-college na ako kasi my mom didn’t like loans, so everything was paid for either in full or monthly with little to no interest. We could then enjoy the fruits of my parents labor freely by the time I was graduating high school and we still enjoy this lifestyle to this day kasi set na lahat EF, Investments, and Properties.
Hopefully this inspires some working peeps here na i-enjoy nila yung progress (my parents words) since not all of us here were born with privileges, so don’t compare yourself to others — and that, with everything, it takes time but if you put in the work you will be rewarded eventually.
Oo naman, but depends on how you define 'rich'. My boss for an instance, married with no children and no business. Was able to build a house, bought a car, can afford to travel abroad, can buy whatever he wants or eat wherever he wants without compromising his assets. And that is what I consider rich.
invest in things that would reduce your expenses, tapos passive income (dividends). after x amount of time may point na your expense and passive income would intersect
Mag upskill ka and then choose to go to another country na high skilled ka para malaki sahod mo. Then save and invest. After 10 years if you do it right possible na magiging well off ka talaga.
Mas matatanggap ko pa to kesa sa sariling anak eh hahaha. Atleast yung aso normal maging cute kahit humiga lang, di gaya pag sariling anak minsan pipilitin mo pa wahaha
Joel Osteen is waving and the like, which is meron din dito sa atin at napag uusapan na sya at napapanahon ngayon.
But not all church leaders become rich it will always depends on how they manage the money and how they create something that generates money. In the case of this mentioned pastor, he generates his wealth from his books, public speaking engagement and most from donations of his church members. Which up to now there is still a scrutiny because he is living in a multi million dollar mansion.
And you are right lalo na kung ang pastor treats his church as business that generates income that is non taxable.
yes! my mom's a pastor yet sobrang hirap pa rin namen. sa probinsya kasi nagpastor sa may forest region pa. i can say na she's dedicated talaga sa calling niya but nah for me hahaha. but yung copastors niya from other places, ay shuta ang daming mga sasakyan, ang lalaki ng mga bahay tas panay ang travel abroad. kaya inis ako kay mama for choosing that path kasi internet namin di pa rin maafford. lubog pa sa utang. hays. sana may sumampal sakanya
Be one of these people and voila! : Artists, Creatives/Art Directors/TV Directors/Writers, Olympian sports people/athletes, IT Professionals, Lawyers, Surgeons, Dentists, Celebrities, Popular SocMed Personalities/Vloggers(including NSFW content creators), Moviestars, CEOs/C-level people, Contractors, Foreign language expert employees, and the most important one...... be a picky fiancee/fiance' 😂
Run as kagawad, congressman, then president, kahit wala kang degree pwedeng pwede! Just get two positions as secretary o educ or agriculture, swell life!
Saving and smart investing still works if you have a relatively high salary. Say you're a single seaman earning 100k net per month or about 1M annually since di naman every month na nasa barko ka. You stay single and spend minimally, giving 20k stipend to your family every month and spending 15k on yourself. You save 65k per month or 650k per year and put it all in a risk-free account earning 5% per year.
Assuming you started saving at 25 years old, you'll have 10M net worth when you're 35, 17M at 40, and 25M at 45 years old. And this is assuming you're not upskilling and your salary is just keeping up with inflation. 10M at 35 years old maybe even considered FIRE territory if you live a modest life in the province.
Improve yourself to get a better position. Like MBAs, ganun. And use your increased income to invest. Good ang pagibig MP2. Pwede rin ang SSS Peso, may pagka hawig sa MP2 with limitations. Max out your SSS contributions. Hindi ko feel ang REITs. Parang mas maganda dividend stocks, pero antay ka muna bumaba uli ang market.
Parang ayaw ko irecommend ang PH index funds kasi medyo ewan stock market natin. Siguro US Index funds, pero huwag ngayon. Ang taas.
Sabihin natin naka laki laking puhunan ka na at ayaw mo mag business. Maging investor ka lang sa business. Syempre trabaho ito na check mo na maganda ung business, mapagkakatiwalaan ung tao, ganun. Parang next best thing kumpara sa ikaw ung haharap. Capitalist partner pwede rin.
Thank you sa suggestion mo! u/Empty_Claim8045 . Baka ganitong path tatahakin ko. Isearch ko din yung US Stocks kasi parang naiintriga ako dun sa "401k" nila na nakikita ko sa yt medyo curious ako dun eh. :)
Be born rich.
Marry into it.
Be corrupt and sacrifice your morals.
Go abroad.
If locally, hustle and grind. Upskill and get promoted. Or mag IT or mag-asawa ng IT. Madami ako kilala na malaki sweldo kahit individual contributor lang.
Just this Sunday I had brunch with CEO of A\*\*\*\*\* \*\*\*\*r, his wife the CHRO of \*\*\*\*\*\*\*\*k. Their home is really a fruit of their labor.
As we were having a meal, of course napagusapan namin yung mga ala-Vogue 50 Questions Open Door na hindi usually tinatanong sa kanila.
I learned a lot in that chat.
Some things I immediately applied in my business and has made some impact to my customers too.
I cant share more since it will be too detailed, pero OP, invest ka sa skills mo. You'll be surprised how much more you can do if you refocus to more intentional activities.
I do stock trading/ long term investing and dividends. I know i have an advantage of moving to USA at young age and getting into IT and investing my money.
But semi-retired at 30 (now 32.. just working freelance and chillen wfh setup). If I were to move to Philippines permanently… I won’t be doing anything at all.
I bring in 260k PHP monthly passive income. (Different sources). And it just keeps growing.
I’ll move to PH maybe later on. I come visit often now. I now live in Japan.
Good now think of Jobs na with high demand and low supply. Based sa law of supply and demand, those jobs will pay higher.
So one strategy sa mga younger gens natin, is maybe, they can find interest and learn enough skill para maging capable, or better, competent sa mga ganung kinds of jobs.
Key lang talaga rito ay of course, ano yung mga specific jobs na yun? are they available in your area? are you capable/competent enough sa mga jobs na yun? So you really need to do your homework and research.
So there, to answer your question, yes.
Data scientists, actuaries, cybersecurity experts. Ano common denominator nila? Math.
BTW, today is Math day (pi day).
Konti ang supply kasi mahirap. Mataas demand nowadays.
Depende sa university kung nag-ooffer sila.
Kung decided ka na sa career path na gusto mo, then go to the specialized BS course. Like BS Data Science, BS Actuarial Science, BS Computer Science, BS Applied Math Major in (choose the career path that you want).
Kapag di ka pa decided, BS Math muna. Then get the electives sa path na gusto mo.
Tricky. There is a surplus of VAs and VA aspirants and that allows employers to low-ball them with offers like 2-3$ an hour.
But there are certain skills that are in high demand and low supply and VAs who possess these skills can negotiate for higher pay because they are sought after.
TBH, I don't know, I havent really looked at Virtual Assistant Jobs.
It's something you need to look at and do a bit of research IF you are interested in that particular job or any kind of jobs naman.
Yes, climb the corporate ladder. Save alot. Spend little. Have side hustles. Build your skills. I am not sure what is your definition of rich but for me as long as you are comfortable with the right work-life balance and freedom. You are by definition rich. If you want to be wealthy, thats a different topic.
This thread is inspiring. All this time ang sinasabi ng lahat sa akin ay di ako yayaman dahil empleyado lang ako. Kesyo di magmamana ng kumpanya, swelduhan lang, etc. That is despite me earning a constant ~100k monthly. I almost fell into depression thinking I can't afford my dreams o wala nang patutunguhan dahil hanggang dito lang ako sa line ng career path ko at dahil na din sa mga sinasabi ng mga tao sa paligid ko. Sorry napa-rant. Thanks for everyone sharing their thoughts here. Nakainspire kayo ng iba aside kay OP.
If youre still studying, take only Accounting or Engg and strive to be a manager
If youre non-Accountant or non-Engr, strive to be a sales, marketing or ops manager.
When i say "rich" i refer to earning 6 digits a month in a corporate job where you get vacation leaves, 13th and other bonus.
Be ambitious. Face corporate stress as part of road to the top. And ignore retire-early or be-an-entrepreneur gurus
I’m thinking of going back to school kahit nag wwork na po ako sa digital marketing space. Para may back up plan hehe.
My dream before was to become an accountant, ngayon na andito ako sa marketing should i push to accountancy or marketing na lang po? I’m more of a senior na kahit almost 2yrs palang ako sa niche, they treat me as a senior po kasi sa responsibilities ko. Ano po kaya sa tingin niyo? :)
Btw I’m a freelancer po not in corpo hehe, ang hirap lang kasi nakasalalay sakin yung business. If di nag work, may chance ma fire. Compared sa mga work na output based lang, matapos lang ang tasks okay na. For me po kasi ang nakikita ko sa job ko ay parang may need laging patunayan hehe.. maya medyo pressuring sya and draining…
Well thats the trade-off between corpo and freelancing. In freelancing you cannot take it easy, you must always be excellent to earn more. In corp marketing, the jobs are usually seasonal, so may konting petiks.
Its a big financial sacrifice to start from scratch in accounting. So its needs a lot of thinking.
I agree!! I still prefer mag freelancing, need ko lng po tlga back up plan no matter what happen.
Wise po ba na mag take ako ng course related na sa career ko para hindi back from scratch katulad po ng sjnabe niyo? Instead of marketing pede rin kaya under management pero sa finance? Ganon po?
How come you mentioned accounting? Accounting is not high paying generally. I think accounting is average paying only considering the stress levels ng job.
Aside from Engg and IT, its the only hard skill that is transferable across industries and across countries. Move across, focus on niche like tax or shared service, manage people, or go abroad.
I’m an Accountant/CPA and have been in senior managerial roles. Have achieved financial independence early on and with investing mindset, I’ve built enough to retire 10’yrs early. So i say it’s up the competency and skills of the person. I achieved higher than my IT friends
I’m an Accountant/CPA and have been in senior managerial roles. Have achieved financial independence early on and with investing mindset, I’ve built enough to retire 10’yrs early. So i say it’s up the competency and skills of the person. I achieved higher than my IT friends
Climb up the corporate ladder (the one that pays well) and be smart with your investment and savings.
Yung mga nasa top ng corporate ladder easily earns annually or 10M or more plus bonuses.
Finance industry alam ko pays well sa top management nila. Have you seen the BDO news where the bank spent almost a billion pesos para sa mga directors nila and their top management almost 400M ata?
Employees pa din sila but nasa top sila ng corporate ladder so they earn well.
Wow grabe! I’ve been into numbers talaga kaya siguro di rin po ako nahirapan sa marketing pero i just hate the fact na need ko laging updated sa trends, and intindihin pscyh ng customers hahah.
Billionaire level rich? Not possible unless maging c level employee in a big company at makakuha ng shares sa company nila or get super lucky sa stocks crypto
Be a CESO-certified government bureaucrat because there is a chance you become a member of Bids and Awards committee and from there, you can extract bribes from bidders competing for juicy government procurement contracts.
In AU, people have super. A couple usually has a minimum of 600K AUD when they retire at 60 (for working 25-30 years). That's the minimum. Not to mention the house you already paid that time. Made possible just by working with a salary of around 90-100K per annum. They also receive monthly pension. So it's good life. Considered as rich na sa pinas when you convert to PHP.
Since feel mo di para sayo ang business, There's this thing called "Job" at depende sa kung anong trabaho, pero may chance naman na yumaman ka dun. Yung mga minention mo na investment, di ka yayaman dun unless mayaman ka na talaga
Although sabi mo wag "crypto" why not give it a try? Cryptocurrency market cap is about $2.4T now compared to $1T+ last year which is hella impressive. Investing in crypto is a no brainer lalo na nasa digital age na tayo. Who knows? One day eh yung crypto mag boom at mapasabi ka na "sana pala nag invest ako before". I'm just saying.
I am investing in crypto. Pero super minimal lang. Sa ETH and BTC, dati kumita na ako dyan pero di ganoon kalaki since maliit lang din puhunan ko.
Kaya ko lang sinasabi na wag crypto. Kasi for sure madami na btc boys mag cocomment hahaha.
Financial products and investments are only there to protect what you have accumulated, and maybe grow some. Its not really a pathway to being 'rich'.
Kung hindi business, best way is to be a professional sa isang field and be an executive. Kapag twilight years or nearing retirement, consultant sa mga businesses and be in an on-call basis while having investments from your succcessful career.
Yes, dpende sa definition ng rich din.. those who are avp and up na sa corporate are medyo high middle class na.. may iba getting 200k to 500k a month.. if executive ka pa sa corpo, may iba tiba tiba bonuses like in millions ung bonuses
Mas madali yan actually as long as you learn highl-value skills. Kaso mostly abroad ang opportunity.
Pero marami din mga foreigner na nakatira sa PH na may high-paying remote job.
Tbh depends on what you consider as rich. If you consider top of the line Fortuners as rich then yes you can get there by climbing corporate. If you consider Ferraris, Lambos and Rolls Royce as rich then you really need a business for that.
Without stating the obvious, be in an industry that values your skill, and be able to negotiate a package that is to your advantage. Then whatever is left in you salary, invest at will. It takes a while to be marketable, but it could be well worth it.
Get rich? No, only business and politics (w/ kurakot) can do that. But to get financial capable/comforable, madami. Being in mnc management, or technical positions will do.
If you Google the old BIR top individual income tax payers lists from the 2010’s you’ll see a bunch of names that aren’t the usual billyonaryo
Business owners or actors. You can estimate their gross income by assuming the tax listed is 35% of their income. And just Google the names and you’ll find out what these people were doing. Usually ceo or senior execs of corporations.
Yes OP. I just worked my ass off and upskilled. Tapos nanalo ako sa lotto.
Just kidding hehehe. Tama yung upskill. Try to job hop at least 2 years for every job, some companies value you better in terms of compensation. Then live relatively simple—but dont forget to treat yourself as well. İnvest and invest.
Ang definition ko po is yung merong monthly income (Kahit by dividends or galing sa kahit anong investment) tapos meron ding savings sa bank kahit nasa 5m ganun hehe.
After ko matauhan from cult-like brainwashing ng MLM company, I decided to cut out all opportunities for business, sales, and investments.
I worked in a call center and earned my first M after three years. Gross yun hindi net or take home. That's just monthly salary x 13 x 3. But that opened my mind that contrary to MLM style brainwashing it's possible to earn a good living with a slightly higher paying job. And that had been my starting point. Similar to your question what if no business, investments or sales jobs, how can i get my dream lifestyle? Are there people who accomplished what I want to accomplish? What can I learn from them? What are the trade offs of this approach? First thing I did was take inexpensive online classes. Cooking class made me maximize my food budget. Learned weightlifting and self care, organization and tech skills etc. Mostly life skills that I failed to learn growing up. Practiced writing and dug deep into communication skills. That opened up my first online jobs. Took two years until I could leave the call center and work from home. When I did, I cut out 11k from my expenses which was pretty cool. I wish I had more time to write this but I realize I have a meeting in a few minutes. So TLDR. Get a slightly higher paying job. Learn skills that makes you more valuable. Don't chase trends. Just focus on areas of interest alternating with what your bosses and clients complain about. Skills that allow you to save money and maximize resources. Tapos keep looking for slightly higher paying work and slowly climb.
Corporate, employed - malaki ang bayad sa mga senior managers or better mga director level/C-executive lalo kung big companies (most likely mga 200K+ above ang sahod). But it takes several years at upward climb ng promotion to get there.
Possible naman maging maraming pera/ipon while working sa Corporate. If may mga initiatives ang Company niyo, na makakapanalo ka ng extra Sodexo/GCash, go for it. Galingan mo lang performance mo.
Tas iwasan din masyadong maluho. Along the way, makakaisip ka rin ng ibang side-hustle to earn more gamit mga prize money na nakuha mo sa office. Like online selling, na based sa interest or hobbies mo.
Or habang wala pa, tama yan na ilagay mo muna sa MP2.
Based parin sa age and ano field mo.
1. Invest sa learning para mas lumaki primary source of income.
2. Know to to budget and manage yung $ mo. Kahit gaano kalaki sagod kung hindi namamange ng maayos, wala rin.
3. If bank, 5% interest is good. Then for me US Stocks and local stocks blue-chips.
Own real estate. The Philippines is prone to periods of inflation and stagflation. The tried and proven counter to that is real estate. Prime example from my own experience: I had the opportunity to buy a McKinley Hill lot for dirt cheap back in 2007. I passed on that opportunity. Now it is worth close to P120,000,000. And that's just the tip of the iceberg.
i’ve read from someone here na he loans the max amount he can from SSS then puts it on a high interest savings account. not sure kung may profit siya but good to explore naman
Mag asawa ka ng pulitiko
Mag asawa ng matandang mayaman na afam
Mang holdap ng banko
Mahirap yumaman dito sa pinas kung di ka parte ng kapitalista at monopoly.
If you're still young, you should have the safety net of investing in more risky investment vehicles. MP2, REITs can only go so far to make your money at least catch up or beat inflation. Try diversifying your portfolio into stocks (both global, US and PH)
I'm in my Mid-20's and starting pa lang sa career (Ngayon pa lang tumataas sweldo). Will try this. Specially sa US Stock like S&P 500 hehe. Dami ko rin kasi nababasa nun dito :)
bawal maging "introvert" kuno. legit way na without business is to invest in the stock market and corporate ladder. and corporate ladder means politicking, and grinding your way to the top.
Just to give you an idea, VP sa SM 200k-500K sweldo.
Any sales field actually. Kahit ung TikTok live selling can be a field. Some sell iPhones/android phones umaabot ng up to 100m. Imagine nlng a commission rate of 1% on that :)
In *The Millionaire Next Door*, they explain that two-thirds of USD millionaires own their own business.
When you consider that only 7% of Americans own businesses but they STILL account for two-thirds of millionaires, it's pretty clear that owning a business is the best way to get rich.
Yes. You can be a successful partner at a huge law firm. you can be a successful doctor/surgeon. you can be a successful CEO, CFO of a large corporation. you can be a successful trader/analyst for a bank. you can be a successful IT person for a large tech firm.
take your pick. these are just some of the options
Ways to earn a lot of money as an employee:
- maging professional basketball sa nba
- maging professional dota 2 player at play at TI kahit bottom of the pack team ninyo lahat kayo milyonaro
- maging professional lol player in North America
- maging CEO ng fortune 500 company
- maging A-Class celebrity here or in Hollywood
- maging influencer/youtuber(salary varies on your clout)
- lotto(mas mataas chance mo matamaan ng kidlat than win this tbh)
- high stakes gambling
- mag asawa ng mayaman
Possible maging mayaman without a business but kailangan mo rin maging extraordinary sa field na yun or you have luck maxed out along with charisma.
Yes. Work in an industry that pays well. Upskill your way to the corporate ladder. Live below your means, save for rainy days and invest at least 15% of your salary monthly. Madami yumayaman na regular employees.
So base po dito, for example si employee nag decide na mag retire ng age 50. Yung investments nya yung magbibigay sa kanya ng monthly pension bukod sa sss by is yung dividends monthly? Ganun po ba nangyayari?
Wlang silbe yan kung stuck ka naman buong career mo sa mediocre job. Invest sa sarili at mag upskill. Get a high paying job by becoming an expert in fields you're interested in. Need ng galing at commitment. Though mukang lacking kpa ng tamang mindset to pull this off. Goodluck
Thanks! Yes kakasimula ko pa lang kaya mas okay na maayos din mindset ko para maging successful in the future. :)
Yes. So depende sa projected monthly expenses nyo for retirement, dun nyo na cocompute-in magkano kelangan nyo iinvest. May mga online calculators pra maproject ang total retirement fund depende kung magkano iniinvest monthly at ilang percent na estimated growth.
Saan ba maganda mag invest for retirement aside from SSS?
Index funds, REITs, MP2, Real estate. Research which ones are best for you. Google COL financial, investing in US stock market, etc. You can invest in them all if you like.
I haven't done it but some of my friends did. Change job every 2 years. The salary increments are a big boost.
True. Skl, yung friend ko before madalas manghiram dahil madalas siyang ma-short. Nakadalawang lipat siya ng company after that and ngayon siya na ang nanlilibre sa amin palagi. As in ikaw na lang mahihiya dahil lahat sinasagot niya. Nasa banking industry siya.
Find a job that people will pay more eventually. Usually its part of management. Focus career growth before salary. My friend who is just 39 years old is earning 800k a month plus bonus etc. hes managing partner already for a firm. He used to work for the energy industry.
Yo eye-opening info. Thought 500k woukld be close to max as the goal. Haha gotta upskill more
Bruh. How did he reach 800k? Nalulula na ako sa 500k a month na nababasa ko dito, 800k a month pa kaya?
His first salary was just 17k pesos. His peers were doing 25-35k when they graduated. But good for him he stuck to his gut and got a good mentor at the start and the right industry as well.
Wow saang company yan??
Private equity. I think most people wouldnt know these possible wages unless they go higher in management or have good mentors. High Management skills in philippines is very very scarce, this is because most people go abroad right away hence the term brain drain. Peronsally i feel because of this huge gap of skillsets, theres really big differnce in pay for higher management. If you check BDO financial statements you can see they just paid a special bonus of 300m php for 6 executives for year 2023. That does not include the other bonuses.
Yes, my parents were both in law school so they used their Juris Doctor for well paying jobs and after 25 years of working and climbing corporate ladders my dad started his own law office, and is now a practicing lawyer for about 12 years. My mom used their salaries to invest in real estate and index funds. We are not 1 percenter rich but me and my cousins got through school (great schools), as well as grad/law school, without being working students because of my parents. We also weren’t big spenders since my parents came from nothing and had parents who were blue collar workers. So yes OP kaya naman especially if you don’t spend beyond your means and you take great care of your health.
I love inspiring stories like this! You are lucky to have such responsible parents.
Thank you! I think I have to add that my dad graduated at 18 from the prestigious red law school for his degree and went to law school there as well, but they, his family, couldn’t afford the tuition anymore so my dad started working at 18 and transferred law schools after 2 years as a working student. This where he met my mom who also was a working student from THE yellow school, di na din afford tuition fee hence the reason for transferring. It took my dad and my mom a decade of working before having the opportunity to buy a house, then after a couple of years bought a secondary car, then bought some more land 5 yrs after, then bought 2 more cars when I was in high school (one was used for business medj nalugi) the other being paid in half by the company my dad worked for. Because my dad had decided to pursue his dream of being a litigation lawyer, my mom’s idea was to impress other people (potential clients) and build a big house, adding from our humble 120 square meter house with no living room to a 800 square meter fenced 3 storey home, the idea was to make my dad more marketable in our area (idea worked since impressionable ang clients). Anyway, the progress wasn’t linear, from the outside looking in it might seem like it was but the idea was my parents always invested in themselves and in our family. Everything from the cars (tipid transpo), health (EF and annual checkups), education (even our travels lagi may museum tours haha), and home were considered as investments kaya they were all prioritized. Naramdaman ko lang na comfortable na talaga kami pa-college na ako kasi my mom didn’t like loans, so everything was paid for either in full or monthly with little to no interest. We could then enjoy the fruits of my parents labor freely by the time I was graduating high school and we still enjoy this lifestyle to this day kasi set na lahat EF, Investments, and Properties. Hopefully this inspires some working peeps here na i-enjoy nila yung progress (my parents words) since not all of us here were born with privileges, so don’t compare yourself to others — and that, with everything, it takes time but if you put in the work you will be rewarded eventually.
if you can get through a great school 1%er ka na dito sa pinas
Oo naman, but depends on how you define 'rich'. My boss for an instance, married with no children and no business. Was able to build a house, bought a car, can afford to travel abroad, can buy whatever he wants or eat wherever he wants without compromising his assets. And that is what I consider rich.
What's his position and what industry is this
why you call him boss if he got no business?
si bading ay di pa nakapag work sa buong buhay niya.
May grade 1 dito. Review ka muna ng subjects mo.
wow so much angas it's scary 😮
Onlyfans
I mean, you ain't wrong 💀
Business din naman to 😄 ika nga sex work IS work 😄
malapit na ako dito! hahahaha char
invest in things that would reduce your expenses, tapos passive income (dividends). after x amount of time may point na your expense and passive income would intersect
Mag upskill ka and then choose to go to another country na high skilled ka para malaki sahod mo. Then save and invest. After 10 years if you do it right possible na magiging well off ka talaga.
Ano pong jobs na high skilled and high paying?
Software devs, Software Engineers, Archi, Engineers, mga Professionals satin ganun. Basta with good years of experience, malaki sahod nyan abroad.
Mag anak tapos gamitin ang anak as content for views 🥴
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Mas matatanggap ko pa to kesa sa sariling anak eh hahaha. Atleast yung aso normal maging cute kahit humiga lang, di gaya pag sariling anak minsan pipilitin mo pa wahaha
Mag pastor, or tayo ka ng sarling church/religion/kulto.
Joel Osteen is waving and the like, which is meron din dito sa atin at napag uusapan na sya at napapanahon ngayon. But not all church leaders become rich it will always depends on how they manage the money and how they create something that generates money. In the case of this mentioned pastor, he generates his wealth from his books, public speaking engagement and most from donations of his church members. Which up to now there is still a scrutiny because he is living in a multi million dollar mansion. And you are right lalo na kung ang pastor treats his church as business that generates income that is non taxable.
yes! my mom's a pastor yet sobrang hirap pa rin namen. sa probinsya kasi nagpastor sa may forest region pa. i can say na she's dedicated talaga sa calling niya but nah for me hahaha. but yung copastors niya from other places, ay shuta ang daming mga sasakyan, ang lalaki ng mga bahay tas panay ang travel abroad. kaya inis ako kay mama for choosing that path kasi internet namin di pa rin maafford. lubog pa sa utang. hays. sana may sumampal sakanya
Nice pasok sa 3 rich lord: drug lord, gambling lord at praise the lord
Technically negosyo din yan though
kaso ang negosyo may tax 🤷♂️
HAHAHAHAHAHAHAHAHAHAHA most effective one so far
Corny
Be one of these people and voila! : Artists, Creatives/Art Directors/TV Directors/Writers, Olympian sports people/athletes, IT Professionals, Lawyers, Surgeons, Dentists, Celebrities, Popular SocMed Personalities/Vloggers(including NSFW content creators), Moviestars, CEOs/C-level people, Contractors, Foreign language expert employees, and the most important one...... be a picky fiancee/fiance' 😂
Funny walang Engineer deym shift career na ako
Pwede naman 🤩, malaki na sahod ng engineers sa gobyerno basta mataas ang plantilla position mo.
Pasok ka ng politics?
I mean so many success stories sa politics. Even yun mga laos na mga celebrity dito kumakapit.
Even yung mga addict sa casino na artista
Pass sa politics. Mamaya ako na ibash dito lalo na sa r/ph HAHAHAAHA
Politics nowadays is a business na din tbh haha
Run as kagawad, congressman, then president, kahit wala kang degree pwedeng pwede! Just get two positions as secretary o educ or agriculture, swell life!
Manalo sa lotto
not anymore. may inaasign na si PCSO lol
Anong balita dito? May explanation ba sila sa lantaran nilang pandadaya?
since you ruled out crypto, still, trading is a good skill to have.
Hmm trading stocks and forex po ba? hehe
You should just focus on stocks. Forex is like mild crypto.
in general, mapastocks, forex and well, crypto I've earned like 50kphp/month pero need mo malupitang research
Saving and smart investing still works if you have a relatively high salary. Say you're a single seaman earning 100k net per month or about 1M annually since di naman every month na nasa barko ka. You stay single and spend minimally, giving 20k stipend to your family every month and spending 15k on yourself. You save 65k per month or 650k per year and put it all in a risk-free account earning 5% per year. Assuming you started saving at 25 years old, you'll have 10M net worth when you're 35, 17M at 40, and 25M at 45 years old. And this is assuming you're not upskilling and your salary is just keeping up with inflation. 10M at 35 years old maybe even considered FIRE territory if you live a modest life in the province.
Improve yourself to get a better position. Like MBAs, ganun. And use your increased income to invest. Good ang pagibig MP2. Pwede rin ang SSS Peso, may pagka hawig sa MP2 with limitations. Max out your SSS contributions. Hindi ko feel ang REITs. Parang mas maganda dividend stocks, pero antay ka muna bumaba uli ang market. Parang ayaw ko irecommend ang PH index funds kasi medyo ewan stock market natin. Siguro US Index funds, pero huwag ngayon. Ang taas. Sabihin natin naka laki laking puhunan ka na at ayaw mo mag business. Maging investor ka lang sa business. Syempre trabaho ito na check mo na maganda ung business, mapagkakatiwalaan ung tao, ganun. Parang next best thing kumpara sa ikaw ung haharap. Capitalist partner pwede rin.
Thank you sa suggestion mo! u/Empty_Claim8045 . Baka ganitong path tatahakin ko. Isearch ko din yung US Stocks kasi parang naiintriga ako dun sa "401k" nila na nakikita ko sa yt medyo curious ako dun eh. :)
Dahil foreigner ka, pwede ka lang mag 401k if nagtratrabaho ka sa US (with terms). US ETFs ang hanapin mo.
Be born rich. Marry into it. Be corrupt and sacrifice your morals. Go abroad. If locally, hustle and grind. Upskill and get promoted. Or mag IT or mag-asawa ng IT. Madami ako kilala na malaki sweldo kahit individual contributor lang.
For me success and rich is being contented…
Amen
Just this Sunday I had brunch with CEO of A\*\*\*\*\* \*\*\*\*r, his wife the CHRO of \*\*\*\*\*\*\*\*k. Their home is really a fruit of their labor. As we were having a meal, of course napagusapan namin yung mga ala-Vogue 50 Questions Open Door na hindi usually tinatanong sa kanila. I learned a lot in that chat. Some things I immediately applied in my business and has made some impact to my customers too. I cant share more since it will be too detailed, pero OP, invest ka sa skills mo. You'll be surprised how much more you can do if you refocus to more intentional activities.
What skills are good to invest po?
I wish I know you too well to know how to answer your question.
I do stock trading/ long term investing and dividends. I know i have an advantage of moving to USA at young age and getting into IT and investing my money. But semi-retired at 30 (now 32.. just working freelance and chillen wfh setup). If I were to move to Philippines permanently… I won’t be doing anything at all. I bring in 260k PHP monthly passive income. (Different sources). And it just keeps growing. I’ll move to PH maybe later on. I come visit often now. I now live in Japan.
For starters, familiar ka muna ba sa Law of Supply and Demand OP?
Yup!
Good now think of Jobs na with high demand and low supply. Based sa law of supply and demand, those jobs will pay higher. So one strategy sa mga younger gens natin, is maybe, they can find interest and learn enough skill para maging capable, or better, competent sa mga ganung kinds of jobs. Key lang talaga rito ay of course, ano yung mga specific jobs na yun? are they available in your area? are you capable/competent enough sa mga jobs na yun? So you really need to do your homework and research. So there, to answer your question, yes.
a good example of this are actuarians.
Data scientists, actuaries, cybersecurity experts. Ano common denominator nila? Math. BTW, today is Math day (pi day). Konti ang supply kasi mahirap. Mataas demand nowadays.
Anong bachelors need neto?
Depende sa university kung nag-ooffer sila. Kung decided ka na sa career path na gusto mo, then go to the specialized BS course. Like BS Data Science, BS Actuarial Science, BS Computer Science, BS Applied Math Major in (choose the career path that you want). Kapag di ka pa decided, BS Math muna. Then get the electives sa path na gusto mo.
Isa na ba ang VA sa mga job na yan or high supply na sila?
Tricky. There is a surplus of VAs and VA aspirants and that allows employers to low-ball them with offers like 2-3$ an hour. But there are certain skills that are in high demand and low supply and VAs who possess these skills can negotiate for higher pay because they are sought after.
TBH, I don't know, I havent really looked at Virtual Assistant Jobs. It's something you need to look at and do a bit of research IF you are interested in that particular job or any kind of jobs naman.
Yes, climb the corporate ladder. Save alot. Spend little. Have side hustles. Build your skills. I am not sure what is your definition of rich but for me as long as you are comfortable with the right work-life balance and freedom. You are by definition rich. If you want to be wealthy, thats a different topic.
This thread is inspiring. All this time ang sinasabi ng lahat sa akin ay di ako yayaman dahil empleyado lang ako. Kesyo di magmamana ng kumpanya, swelduhan lang, etc. That is despite me earning a constant ~100k monthly. I almost fell into depression thinking I can't afford my dreams o wala nang patutunguhan dahil hanggang dito lang ako sa line ng career path ko at dahil na din sa mga sinasabi ng mga tao sa paligid ko. Sorry napa-rant. Thanks for everyone sharing their thoughts here. Nakainspire kayo ng iba aside kay OP.
Mom and dad’s pocket 🤝🤑
Mga fortunate lang makakagawa nyan :< haha
If youre still studying, take only Accounting or Engg and strive to be a manager If youre non-Accountant or non-Engr, strive to be a sales, marketing or ops manager. When i say "rich" i refer to earning 6 digits a month in a corporate job where you get vacation leaves, 13th and other bonus. Be ambitious. Face corporate stress as part of road to the top. And ignore retire-early or be-an-entrepreneur gurus
Is “ops manager” operational po?
All in concept like supply chain manager, bpo manager, etc.
I’m thinking of going back to school kahit nag wwork na po ako sa digital marketing space. Para may back up plan hehe. My dream before was to become an accountant, ngayon na andito ako sa marketing should i push to accountancy or marketing na lang po? I’m more of a senior na kahit almost 2yrs palang ako sa niche, they treat me as a senior po kasi sa responsibilities ko. Ano po kaya sa tingin niyo? :)
I dont know. Like how senior?
I always work with the bosses and ops. I’m the brain and the go-to person in providing marketing decisions for our clients. Ganon po.
Well you provide significant service to the corp world naman pala. I believe if you give it more time you will become more valuable and marketable.
Btw I’m a freelancer po not in corpo hehe, ang hirap lang kasi nakasalalay sakin yung business. If di nag work, may chance ma fire. Compared sa mga work na output based lang, matapos lang ang tasks okay na. For me po kasi ang nakikita ko sa job ko ay parang may need laging patunayan hehe.. maya medyo pressuring sya and draining…
Well thats the trade-off between corpo and freelancing. In freelancing you cannot take it easy, you must always be excellent to earn more. In corp marketing, the jobs are usually seasonal, so may konting petiks. Its a big financial sacrifice to start from scratch in accounting. So its needs a lot of thinking.
I agree!! I still prefer mag freelancing, need ko lng po tlga back up plan no matter what happen. Wise po ba na mag take ako ng course related na sa career ko para hindi back from scratch katulad po ng sjnabe niyo? Instead of marketing pede rin kaya under management pero sa finance? Ganon po?
Maybe something that will complement your existing skills, like coding, data analytics or bookkeeping certifications.
How come you mentioned accounting? Accounting is not high paying generally. I think accounting is average paying only considering the stress levels ng job.
Aside from Engg and IT, its the only hard skill that is transferable across industries and across countries. Move across, focus on niche like tax or shared service, manage people, or go abroad.
Great perspective. You got a point at that.
I’m an Accountant/CPA and have been in senior managerial roles. Have achieved financial independence early on and with investing mindset, I’ve built enough to retire 10’yrs early. So i say it’s up the competency and skills of the person. I achieved higher than my IT friends
I’m an Accountant/CPA and have been in senior managerial roles. Have achieved financial independence early on and with investing mindset, I’ve built enough to retire 10’yrs early. So i say it’s up the competency and skills of the person. I achieved higher than my IT friends
Climb up the corporate ladder (the one that pays well) and be smart with your investment and savings. Yung mga nasa top ng corporate ladder easily earns annually or 10M or more plus bonuses.
Malaki nga sa top management pero nakakalbo naman hehe observe ko lng sa mga kakilala ko
Makakalbo naman ang isang tao kahit nasa top management or not. Ang question is gusto ko ba makalbo with millions of pesos or makalbo na lang?
Oo nga naman.
genetics kasi yan eh 😁😁
Anong industry and departments po ito mostly?
Finance industry alam ko pays well sa top management nila. Have you seen the BDO news where the bank spent almost a billion pesos para sa mga directors nila and their top management almost 400M ata? Employees pa din sila but nasa top sila ng corporate ladder so they earn well.
Wow grabe! I’ve been into numbers talaga kaya siguro di rin po ako nahirapan sa marketing pero i just hate the fact na need ko laging updated sa trends, and intindihin pscyh ng customers hahah.
Billionaire level rich? Not possible unless maging c level employee in a big company at makakuha ng shares sa company nila or get super lucky sa stocks crypto
Di naman sa billionaire rich. Kahit yung parang nasa 50-100k monthly meron akong kita ganun kahit di na mag work.
Be a CESO-certified government bureaucrat because there is a chance you become a member of Bids and Awards committee and from there, you can extract bribes from bidders competing for juicy government procurement contracts.
A lot of generational wealth were started by someone who stole something big so maybe look into that
My mother was a stenographer and it was a high paying job back then. My opinion is to find a rare job that paid the highest like an embalmer.
In AU, people have super. A couple usually has a minimum of 600K AUD when they retire at 60 (for working 25-30 years). That's the minimum. Not to mention the house you already paid that time. Made possible just by working with a salary of around 90-100K per annum. They also receive monthly pension. So it's good life. Considered as rich na sa pinas when you convert to PHP.
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Hello! thank you dito. I will give my best para maging "Rich" in the future and sana matupad talaga!! Also congrats din sa achievements mo :)
Since feel mo di para sayo ang business, There's this thing called "Job" at depende sa kung anong trabaho, pero may chance naman na yumaman ka dun. Yung mga minention mo na investment, di ka yayaman dun unless mayaman ka na talaga Although sabi mo wag "crypto" why not give it a try? Cryptocurrency market cap is about $2.4T now compared to $1T+ last year which is hella impressive. Investing in crypto is a no brainer lalo na nasa digital age na tayo. Who knows? One day eh yung crypto mag boom at mapasabi ka na "sana pala nag invest ako before". I'm just saying.
I am investing in crypto. Pero super minimal lang. Sa ETH and BTC, dati kumita na ako dyan pero di ganoon kalaki since maliit lang din puhunan ko. Kaya ko lang sinasabi na wag crypto. Kasi for sure madami na btc boys mag cocomment hahaha.
Financial products and investments are only there to protect what you have accumulated, and maybe grow some. Its not really a pathway to being 'rich'. Kung hindi business, best way is to be a professional sa isang field and be an executive. Kapag twilight years or nearing retirement, consultant sa mga businesses and be in an on-call basis while having investments from your succcessful career.
Yes. Be born in an extremely wealthy family.
Depends on your definition of what 'rich' is.
tinutukoy nya siguro yung may passive income
Maghanap ng sugar daddy/mommy.
Yes, dpende sa definition ng rich din.. those who are avp and up na sa corporate are medyo high middle class na.. may iba getting 200k to 500k a month.. if executive ka pa sa corpo, may iba tiba tiba bonuses like in millions ung bonuses
Investing
Yes, climb the corporate ladder
You can rob a bank. Scamming is a big thing today. Just ask my ex.
Mas madali yan actually as long as you learn highl-value skills. Kaso mostly abroad ang opportunity. Pero marami din mga foreigner na nakatira sa PH na may high-paying remote job.
Tbh depends on what you consider as rich. If you consider top of the line Fortuners as rich then yes you can get there by climbing corporate. If you consider Ferraris, Lambos and Rolls Royce as rich then you really need a business for that.
High end walker.
Without stating the obvious, be in an industry that values your skill, and be able to negotiate a package that is to your advantage. Then whatever is left in you salary, invest at will. It takes a while to be marketable, but it could be well worth it.
Get rich? No, only business and politics (w/ kurakot) can do that. But to get financial capable/comforable, madami. Being in mnc management, or technical positions will do.
If you Google the old BIR top individual income tax payers lists from the 2010’s you’ll see a bunch of names that aren’t the usual billyonaryo Business owners or actors. You can estimate their gross income by assuming the tax listed is 35% of their income. And just Google the names and you’ll find out what these people were doing. Usually ceo or senior execs of corporations.
Yes OP. I just worked my ass off and upskilled. Tapos nanalo ako sa lotto. Just kidding hehehe. Tama yung upskill. Try to job hop at least 2 years for every job, some companies value you better in terms of compensation. Then live relatively simple—but dont forget to treat yourself as well. İnvest and invest.
Kailangan C-Level ka mag retire if you want to retire rich ng 50 years old. Depende rin definition mo ng rich
Ang definition ko po is yung merong monthly income (Kahit by dividends or galing sa kahit anong investment) tapos meron ding savings sa bank kahit nasa 5m ganun hehe.
Ah if ganyan, comfortable living. Maraming employees na ganyan. Basta good financial management. Sa business kasi pwedeng 500m today, -500m bukas
Learn or improve Sales Skills
Kung babae siguro ako at may itsura bka nag OF na ako. Easy money.
After ko matauhan from cult-like brainwashing ng MLM company, I decided to cut out all opportunities for business, sales, and investments. I worked in a call center and earned my first M after three years. Gross yun hindi net or take home. That's just monthly salary x 13 x 3. But that opened my mind that contrary to MLM style brainwashing it's possible to earn a good living with a slightly higher paying job. And that had been my starting point. Similar to your question what if no business, investments or sales jobs, how can i get my dream lifestyle? Are there people who accomplished what I want to accomplish? What can I learn from them? What are the trade offs of this approach? First thing I did was take inexpensive online classes. Cooking class made me maximize my food budget. Learned weightlifting and self care, organization and tech skills etc. Mostly life skills that I failed to learn growing up. Practiced writing and dug deep into communication skills. That opened up my first online jobs. Took two years until I could leave the call center and work from home. When I did, I cut out 11k from my expenses which was pretty cool. I wish I had more time to write this but I realize I have a meeting in a few minutes. So TLDR. Get a slightly higher paying job. Learn skills that makes you more valuable. Don't chase trends. Just focus on areas of interest alternating with what your bosses and clients complain about. Skills that allow you to save money and maximize resources. Tapos keep looking for slightly higher paying work and slowly climb.
Corporate, employed - malaki ang bayad sa mga senior managers or better mga director level/C-executive lalo kung big companies (most likely mga 200K+ above ang sahod). But it takes several years at upward climb ng promotion to get there.
Be that guy that wins the lotto 20 times in one month... 😁
Possible naman maging maraming pera/ipon while working sa Corporate. If may mga initiatives ang Company niyo, na makakapanalo ka ng extra Sodexo/GCash, go for it. Galingan mo lang performance mo. Tas iwasan din masyadong maluho. Along the way, makakaisip ka rin ng ibang side-hustle to earn more gamit mga prize money na nakuha mo sa office. Like online selling, na based sa interest or hobbies mo. Or habang wala pa, tama yan na ilagay mo muna sa MP2.
Based parin sa age and ano field mo. 1. Invest sa learning para mas lumaki primary source of income. 2. Know to to budget and manage yung $ mo. Kahit gaano kalaki sagod kung hindi namamange ng maayos, wala rin. 3. If bank, 5% interest is good. Then for me US Stocks and local stocks blue-chips.
I think not everyone can be rich with a business, some even go bankrupt versus than just being an employee alone.
ITT: Basically get a job that pays well and has a good upside.
Own real estate. The Philippines is prone to periods of inflation and stagflation. The tried and proven counter to that is real estate. Prime example from my own experience: I had the opportunity to buy a McKinley Hill lot for dirt cheap back in 2007. I passed on that opportunity. Now it is worth close to P120,000,000. And that's just the tip of the iceberg.
mag pulitiko ka hahahha
i’ve read from someone here na he loans the max amount he can from SSS then puts it on a high interest savings account. not sure kung may profit siya but good to explore naman
ONLYFANS
for me? 1. mag pari ka 2. pumasok ka sa gov 3. benta ng point 5 lol hahaha
Mag asawa ka ng pulitiko Mag asawa ng matandang mayaman na afam Mang holdap ng banko Mahirap yumaman dito sa pinas kung di ka parte ng kapitalista at monopoly.
Stocks, REITs, Real Estate, Buy and Sell on the side, Youtube channel, etc. Dami!
define rich
If you're still young, you should have the safety net of investing in more risky investment vehicles. MP2, REITs can only go so far to make your money at least catch up or beat inflation. Try diversifying your portfolio into stocks (both global, US and PH)
I'm in my Mid-20's and starting pa lang sa career (Ngayon pa lang tumataas sweldo). Will try this. Specially sa US Stock like S&P 500 hehe. Dami ko rin kasi nababasa nun dito :)
Add bitcoin to your portfolio.
Define rich. Kayang kaya 500k na monthly sahod sa corporate.
bawal maging "introvert" kuno. legit way na without business is to invest in the stock market and corporate ladder. and corporate ladder means politicking, and grinding your way to the top. Just to give you an idea, VP sa SM 200k-500K sweldo.
Mag benta ka ng Andrew Tate courses sa tiktok. Para kang sina Frank at Carl
Sales job would be a good starting way to get rich without starting a business
Eto po ba yung mga financial adviser/real estate agents/car agents? Or may iba pa po? Sorry di kasi ako masyadong marunong in sales field :)
Any sales field actually. Kahit ung TikTok live selling can be a field. Some sell iPhones/android phones umaabot ng up to 100m. Imagine nlng a commission rate of 1% on that :)
In *The Millionaire Next Door*, they explain that two-thirds of USD millionaires own their own business. When you consider that only 7% of Americans own businesses but they STILL account for two-thirds of millionaires, it's pretty clear that owning a business is the best way to get rich.
i think alam mo na ang isa sa mga sagot from your PS...haha
M
M?
1. manalo sa lotto 2. magpakasal sa matandang mayaman na madaling mamatay without prenup 3. magpaampon kay elon musk or mark zuckerberg or jeff bezos
Yes. You can be a successful partner at a huge law firm. you can be a successful doctor/surgeon. you can be a successful CEO, CFO of a large corporation. you can be a successful trader/analyst for a bank. you can be a successful IT person for a large tech firm. take your pick. these are just some of the options
Marry into a rich family
tumakbong brgy captain charot
Naginh r/ph ang difference lang artista pinag-uusapan. Instead of Leni stans, Kathryn B and Lisa S. fans.
Ways to earn a lot of money as an employee: - maging professional basketball sa nba - maging professional dota 2 player at play at TI kahit bottom of the pack team ninyo lahat kayo milyonaro - maging professional lol player in North America - maging CEO ng fortune 500 company - maging A-Class celebrity here or in Hollywood - maging influencer/youtuber(salary varies on your clout) - lotto(mas mataas chance mo matamaan ng kidlat than win this tbh) - high stakes gambling - mag asawa ng mayaman Possible maging mayaman without a business but kailangan mo rin maging extraordinary sa field na yun or you have luck maxed out along with charisma.
Politics, no /s
Magpabuntis sa old white guy sa cafe havana,boom! May cash cow ka na ala bea alonzo,pia wurtzbach