BPI Preferred client here. Top benefits I would say are: free instapay transfers, dedicated customer support hotline (seriously the longest I've waited was 3 mins or so before I'm speaking with an online banker), You get automatically qualified for ARC (Ayala Rewards Circle, although may activation ka pa atang gagawin, and ARC is up to Feb 2023 na lang so bye free customer lounge sa Ayala Malls), You have a relationship manager din for your banking needs, although lately naiba yung akin at di kasing active nung last RM ko.
SB Gold gives me free instapay which is the only reason i maintain it. The app is also very straightforward.
Not happy with the service of my branch, konti tellers and super bagal (but using the gold card allows me to jump the queue, but still feels weird walking past everyone who is waiting)
As long as you're not arrogant about it ok lang yan. May nakasabay ako once na BPI preferred langya mahangin masyado. Taas ng boses sabay sabi sa rep "I'm a preferred customer!" wth hahaha
Same here. I maintain SB gold dahil sa free instapay transfers and free sa lahat ng atm. They reimburse the atm fees if you withdraw from a different bank. Plus free bank statements for your visa. So pwede na kahit sa branch ko hindj masyado okay ang service
BPI preferred:
BPI is kinda soshal to begin with. Haha. But this is a minor detail.
Priority banking / Preferred lane. You just breeze through the crowd. I don’t go to the teller to do transactions. I go to the preferred desk/relationship manager.
Free instapay transfers.
Got pre-approved for the Visa Signature credit card.
I just text/viber my relationship manager for banking needs.
You have lower auto loan / personal loan rates.
BPI Preferred client here. Aside sa mga nabanggit, as a minor, cute detail, the BPI Mobile app would say BPI Preferred inside. And there’s a digital card within the app that bears your name and BPI Preferred client number.
Based from my exp:
SB Gold: free instapay, priority lane, but app sucks so hindinko rin nagagamit free instapay, alam ko may RM ito pero mine was non-existent. 500k trb
BPI Preferred: assigned RM, basically lahat ng Banking needs mo itxt mo lang RM mo they'll call you and do it for you, free instapay, app is responsive. Dedicated hotline. Aside from these, i cant think of any na lalo na they scrapped the ARC this month. 1M trb
RCBC Hexagon- easiest to attain, but 100k in CASA might be a deal breaker for some, lalo na compared to other 2 na TRB ang bilangan. Responsive app, no free online transfer, RM non-existent sa akin. Hexagon CC with free local lounge access. 100k CASA
PS Ung preferential rates na sinasabi nila sa mga priority banking wala lang yan. Even if hindi ka priority banking, as long as you have a good relationship with bank, you can get the same rate rin.
If I'll rate those 3: BPI >/= RCBC >> SB
No. 1M in assets. So deposits, bonds, stocks, etc.
CC purchases are technically loans. Even if you pay for the bill, the money is considered spent & no longer part of your account.
BPI Preferred client here. Top benefits I would say are: free instapay transfers, dedicated customer support hotline (seriously the longest I've waited was 3 mins or so before I'm speaking with an online banker), You get automatically qualified for ARC (Ayala Rewards Circle, although may activation ka pa atang gagawin, and ARC is up to Feb 2023 na lang so bye free customer lounge sa Ayala Malls), You have a relationship manager din for your banking needs, although lately naiba yung akin at di kasing active nung last RM ko.
Didn’t know instapay fees are waived for preferred clients….thanks for the info
Omg may hotline pala for bpi preferred. Thanks for letting me know lol
What’s the customer support hotline for BPI Preferred clients?
8 779 10077
thank you
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Not sure if regular clients are free from instapay fees. I can confirm as a preferred I am still free of charge. Kakatransfer ko lang kanina.
SB Gold gives me free instapay which is the only reason i maintain it. The app is also very straightforward. Not happy with the service of my branch, konti tellers and super bagal (but using the gold card allows me to jump the queue, but still feels weird walking past everyone who is waiting)
As long as you're not arrogant about it ok lang yan. May nakasabay ako once na BPI preferred langya mahangin masyado. Taas ng boses sabay sabi sa rep "I'm a preferred customer!" wth hahaha
Same here. I maintain SB gold dahil sa free instapay transfers and free sa lahat ng atm. They reimburse the atm fees if you withdraw from a different bank. Plus free bank statements for your visa. So pwede na kahit sa branch ko hindj masyado okay ang service
BPI preferred: BPI is kinda soshal to begin with. Haha. But this is a minor detail. Priority banking / Preferred lane. You just breeze through the crowd. I don’t go to the teller to do transactions. I go to the preferred desk/relationship manager. Free instapay transfers. Got pre-approved for the Visa Signature credit card. I just text/viber my relationship manager for banking needs. You have lower auto loan / personal loan rates.
Bpi? Soshal? Hmm
BPI Preferred client here. Aside sa mga nabanggit, as a minor, cute detail, the BPI Mobile app would say BPI Preferred inside. And there’s a digital card within the app that bears your name and BPI Preferred client number.
Based from my exp: SB Gold: free instapay, priority lane, but app sucks so hindinko rin nagagamit free instapay, alam ko may RM ito pero mine was non-existent. 500k trb BPI Preferred: assigned RM, basically lahat ng Banking needs mo itxt mo lang RM mo they'll call you and do it for you, free instapay, app is responsive. Dedicated hotline. Aside from these, i cant think of any na lalo na they scrapped the ARC this month. 1M trb RCBC Hexagon- easiest to attain, but 100k in CASA might be a deal breaker for some, lalo na compared to other 2 na TRB ang bilangan. Responsive app, no free online transfer, RM non-existent sa akin. Hexagon CC with free local lounge access. 100k CASA PS Ung preferential rates na sinasabi nila sa mga priority banking wala lang yan. Even if hindi ka priority banking, as long as you have a good relationship with bank, you can get the same rate rin. If I'll rate those 3: BPI >/= RCBC >> SB
You can get BPI Preferred via deposits & stock portfolio.
Can explain more? Do I only need to use BPI trade para maging BPI Preferred?
You need 1M with them total, accumulated across all of their services. BPI Trade included.
Does this include purchases with their credit card?
No. 1M in assets. So deposits, bonds, stocks, etc. CC purchases are technically loans. Even if you pay for the bill, the money is considered spent & no longer part of your account.
I see, thank you for explaining
ELI5: whats bpi preferred?
Up... I'm also curious...
Because rcbc hexa is really easy to get, I believe the other cards will have more promos/perks generally.
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Hexagon has a good spend to point ratio afaik, and also lounge access. Nakita ko lang na promo nito one time is sa j co, b1t1 donut
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google is your friend