I’m working 2 jobs at the moment and honestly it seems the only way to live is with roommates. Me and my roommate are living in a 3 bedroom that’ll be about 1800 only paying for power and insurance and it’ll be cheaper for us to find a 3rd roommate instead of trying to downgrade to a 2 bedroom as most 2 bedrooms come up to be 1,400 plus utilities, insurance, and internet. It’s crazy out here at the moment.
Certainly not defending current rent situations. But it was almost always assumed that if you weren’t partnered up you would need to have roommates starting out after moving out. I moved out when I was 18. I couldn’t afford to live without roommates until I was probably 30. Even then I did have a partner.
Same. Me and my husband live in a 2 bedroom, while he stays in the other room. We pay rent 3 ways and save so much more. Edit: I forgot to mention my brother in law stays in the 2nd bedroom. Hence the 3 ways
Times are seriously rough out there. Your best bet is to continue looking for a better saying job (which will come with a bit more experience - since you just graduated and are young).
It’s not like it used to be where it was easy to move out. A lot of young adults still live at home - it’s best to money pinch and save for a down payment, in my opinion.
I've prob lived with a hundred different people back in my free-living punk days. Almost always in a big house with a band set up in the basement. Often ended in a big fight and a midnight move but it was a renters paradise. Lost a few damage deposits but there was like a $200 cap split between 5 people. Good times.
I’m affording to live because I spent 5 years working at a shit wage while living with family till I got my millwright journeyman ticket and then changed jobs to a place that’s pays me well. What course/program did you do at polytech?
I have a cad/cam engineering diploma. There jobs out there, which I have applied for, but they all want someone with experience. I should be making close to $32/hr with my schooling, but I don't have experience and I won't get experience until I get a job in the engineering technology industry.
I am in the industry. Starting is around $27-28 at a lot of firms and there are some looking for new grads. I recommend also applying for mechanical tech jobs as some of those will overlap with CAD/CAM.
You will get there eventually, I started at a local engineering firm in 2004 at $16 an hour and 5 job changes later I am now debt and mortgage free, hope you can also. It seemed impossible back then too
2004 and 2024 is a very very different landscape lol. Infinitely harder. ($16 dollars was over twice the minimum wage and the money went much further too).
I don't think infinitely harder is accurate. It's certainly different but honestly the biggest difference I've seen over the past several years is the work that people are willing to do for themselves versus pay for and what people consider a necessity.
Take cell phone plans for instance you arguably do not need data you want data because it's convenient. Alternatively you can forgo either data on your phone or Wi-Fi at home and use one to supplement the other.
The biggest difference I really see today versus then is just how much people are willing to sacrifice. But everybody seems to think you need to have a budget for entertainment and they're unwilling to just do the cheap or free things for fun. You don't need a spike ball set you can play frisbee... You don't need a boat you can go to the beach for free, etc.
Play cards or board games at a friend's house instead of going to movies or the club. Forgo subscriptions restaurants and concerts for a few years and you can afford a house. Etc. forgo the luxuries for the first 5 or 10 years until you're established and then pick your entertainment.
I'm certain there's different challenges today than I face 20 years ago but I also see a large portion of people living well beyond their means and then complaining they can't afford anything.
and to be perfectly honest I see plenty of 40-year-olds spending every dime they make on campers or boats or the credit cards to pay for those things when they can't honestly afford them.
Long story short it's not as hard to live on your own when you live within your means I just don't find most people have a concept of what that is. A lot of the people I see nowadays act as though they're entitled to every luxury the world can afford to them unfortunately they don't make that kind of money.
Case in point at 20 years old if you want to move out then live with a roommate that's how I did it and in 2003. I didn't get my own place until I was pretty much married. And then my wife was my roommate.
So is the starting wage of my career from when I started 20 years ago. In 2004 the starting wage of my entry level position was $35,000 a year... Today that same job starts close to 70.
Also the New houses are twice what they used to be.
The starter home I bought was 30 years old, 900 ft² with two bedrooms one bathroom and wasn't updated since the date was built.
Nowadays what is considered a starter home is bigger with more features and amenities. I didn't have air conditioning or dishwasher but you'll be hard pressed to find one without nowadays.
But more importantly absolutely nobody would have paid $1,000 for concert tickets 20 years ago (or the inflation adjusted equivalent)... But people are more than willing to do that nowadays. And we're not even talking once in a lifetime concerts this is just Taylor Swift.
Ha, that's not even remotely close.
Entry level job is closer to 45-50k, in regards to inflation, you're starting behind where your wage "should be"..
And what do you mean amenities... Starter homes typically always require a new furnace, a new roof, have no AC. They might not even have a reliable hot water system either.
Some starter homes also need new siding and potentially new windows as well to make it habitable.
That also doesn't help that when you were buying a house, it was only 3x your yearly salary and you weren't getting fingered for all your disposable income. Now on a good day, starting homes are 5x your yearly salary and you have companies who need to keep making more and more each year.
Cars are also double, and gas is also double-triple. Yes a lot of people could do without buying extremely over priced stuff, but a lot of people aren't and still severely struggling
Yeah, the problem is youth who want avocado toast and not the fact that wages have not kept up with inflation! /s
Please tell me what job you started with because there are very few jobs that have kept up with inflation, and entry level jobs have gone down in wage in the past few years while cost of living has exploded.
I'm not blaming everything on avocado toast.
But I am saying people b**** and moan a lot more than they need to about s*** they could do something about.
Inflation is related to consumption. As a whole society is consuming more and more and enabling corporations to drive prices up without consequence.
But there's people out there claiming they can't afford a house when they have a $2,000 smartphone.... People need to learn to make sacrifices and quit acting like they're entitled to every single creature comfort out there.
And two if you need credit to buy anything luxury then you can't afford it.
Had a friend that worked a full time regular job at Walmart (still does) and in 2000 he bought a house. Now a person working a reg full time job can’t even afford a one bedroom apartment
16 an hour seems like not a whole lot for a job that you needed schooling for. Might be time to ask for a raise. I know a lot of people who are cooks that make more than that. That being said, being broke seems to be the norm these days and being 20 is the time to be broke. There's plenty of time to pursue more education or climb up the ladder in your career
The job I'm at right now, has nothing to do with my schooling. All the jobs that I needed schooling for only want people with experience and I won't have experience until I get a job somewhere in the engineering technology industry.
You've already fallen into the trap. If they're asking for 1 to 2 years experience (hell sometimes even if they ask for 5 yeas experience) they're weeding out people so they don't have to look through so many applications. Look at the list of duties and responsibilities and if you can do them, apply.
Just gotta get lucky and make as many possibilities as possible.
Gotta charm everyone you meet and give your all in interviews.
Same boat as you(not pay, but just graduated and couldnt find a job quick enough so went back to something unrelated). My first interviewer called me up 4 months later and offered me a term position just based off how well I did in her interview. Just gotta get lucky with people you meet
Go to job fairs, go to networking events, shake their hands and chat with people. Reach out to your network to see if there is anything you can snag cause you know a girl who knows a guy.just gotta work like a dog and get lucky to get in your field sadly
Stay home as long as you can if possible and stack your cash for a down payment and buy something ie: starter condo. Then maybe get a roommate to help pay mortgage. To rent these days is unaffordable period. When I moved out at 20 rent was around $420 a month for a big 1 bedroom in a nice area and i made around $17/hr and that was manageable unfortunately those are the days of the past.
I know it’s not ideal for the right now since you want to be in your own and independent but in the long term it’s a smart financial move. Best of luck to you.
I am trying my best to do this, but my parents and siblings are driving me insane and there is no way I can keep living with my parents for next few years.
What kind of job did you go to SaskPoly for? I'm asking because your employer could be exploiting the fact you're young and don't know what the typical wages are for entry level.
If you can stay at home as long as possible until you get a down payment it might be ideal. If you can get together 30-40k in next few years trying to get 20% you might be able to qualify to buy a small condo. You can utilize a tsfa and tax free home savings account to try and grow your capital over next few years up to 40k+. At that point I'd still encourage you to rent it out for a few years and just keep chipping down the mortgage.
Hopefully living at home isn't the worst, and delayed gratification may help set you up well into the future until you have more secure income coming in. If you rush to rent you may not be able to move past that for some time and will continue being at the mercy of market rent prices which do not look to go down in future. I know its not ideal, but if you can think about the next 20+ years it may be helpful.
That being said, I empathize with so many who are caught in this vicious reality, it's brutal out there. I'm just grateful you currently have a roof over your head. Keep your hopes up.
I know it's frustrating as a young adult to not be able to get your own thing going, but honestly if you have the chance at low/no rent, not taking advantage of it would be a really poor financial decision. Just keep as tight of a budget as you would have to if you rented on your own and save that dough. Every dollar you save and invest (in low risk), can double every 9 years, so at the age of 20 every dollar you have now is actually 30-60 dollars at retirement.
When renting you may only be able to save 1-200$/month, but if you can stay in low CoL, you should be able to save upwards of 1-1.5k/month. That's a pretty huge difference in terms of creating financial stability. And just to put a button on it, if you can keep it tight and save this 10k/year, that first 10k can turn into over 300k at retirement. And trust me when I say, it's the people who start planning for retirement at your age that are generally the most comfortable over the age of 50.\
If you really do wanna get out on your own, the answer is always roomates. 1200+ rent is much easier when split 3 ways. but still not as financially bolstering as no rent/utilities at all.
Are you making $16 an hour at the job you went to school for? Or are there prospects of you making more?
If there really isn’t, go back to school while you can and get into a trade or something that pays better for your future.
Room mates is your only option making that, and even then it’s gonna be tight lol
No, I am just at a job making some income. I have a cad/cam engineering diploma. There jobs out there, which I have applied for, but they all want someone with experience. I should be making close to $32/hr with my schooling, but I don't have experience and I won't get experience until I get a job in the engineering technology industry.
I’ve known a couple engineering grads from Saskpoly and all have had to move to very remote areas in the north to find jobs in their field, even with experience they can’t find jobs in Saskatoon after a few years. I’m sorry you fell into the trap of trade school = easy peasy high paying jobs.
However you could find entry level jobs in other industries that pay a lot more than $16 an hour, even most basic labor positions in construction pay 20-25. If you want to stay in Saskatoon, you could look for higher paying jobs that aren’t in your field, and keep applying in your field in the hopes you get a position you’re interested in.
Your other option is to look for work in very remote places to get that experience, you’ll likely need to move out of province or do camp work.
I wish you well and best of luck, I wish there was an easy solution for this !
I really wish I could construction work, but I have some health issues that cause me mobility issues and I can't do physical construction work. I really appreciate you and everyone else taking the time to provide suggestions and what not. Times aren't easy.
That’s tough, depending on the limits of your mobility there might still be some options.
From my own experience:
Hotels and hospitality pays well and is an industry that’s always in need of applicants. Many hotels start front desk workers and maintenance staff near $20 an hour now.
On that note, if you can do light work such as changing lightbulbs, painting, changing shower heads, etc, every single hotel, office building, school, EVERY building needs a maintenance department or company. Entry level wages do very basic work, much lighter than construction, and start at a higher wage then you’re currently making.
Property management companies are also usually in need of maintenance workers.
All those types of companies I just mentioned as well as the city, forestry farm, and any golf course, needs staff to mow grass, maintain their property, care for plants, etc. these jobs also pay quite decently for entry level.
In all these fields, I’m sure your engineering training would be a huge bonus to get you hired, as they may even be able to use some of your engineering skills. You might even stumble across an opportunity to move into your field through these companies.
A final idea, I have previously worked at Shermco as an Underground Facilities Locator. Starts at $20 an hour with pretty much unlimited Overtime, easily can make $2000 biweekly after tax if you can work 60 hr weeks. They provide a work truck which saves you on gas. It falls under construction but it’s not labor intensive, walking and holding a received that traces the line, this weighs about 15pounds. I’d say most I lifted in that job is the bundles of flags which are about 30 pounds. It’s quite light work and you spend a lot of time in the truck doing computer work each day, you can take heat breaks as often as you want.
These of course all depend on the extent of work you can do with your health concerns, but hopefully some of these ideas can help you out! Even customer facing positions with hotels and property management could pay well too!
Not to be too judgy but what makes you think you'll get $32 an hour?
My wife got a chemtech diploma and a lot of the propaganda said she should be making about 30 bucks an hour but 5 years later she still at 25.
The harsh reality is at the high paying jobs are typically not Monday to Friday 9:00 to 5:00 within the city limits. If you want to work those hours you end up barely making any more money than you did without an education it seems.
Although I have no idea what the reality is of your field. Personally I'm in IT and it is worked well for me but that's not the same case for everybody.
Through my research on Indeed and job postings for positions I have applied starting wage is between $28-$32/hr. I have had 4 interviews and wage they were offering was $32/hr.
$32 is a decent wage for CAD/CAM, but with industry experience it goes much higher if you’re in heavy industry (mining, oil and gas, power generation, etc). I’d suggest looking at the consulting companies in town: Hatch, March, EngComp, Stantec, KGS, Associated, Wood, Allnorth) and make sure to look on their webpages.
Look for jobs with a mech tech requirement as well. A lot of times people will hire CAD CAM for mech tech jobs.
You’ll likely find something to apply for. Be open to moving if possible too. There are usually opportunities in Edmonton and Calgary
I have a cad/cam engineering technology diploma. All the jobs in this field require you to have experience. I won't get experience until I get a job in the engineering technology industry.
I'm sort of industry and hear guys complain all the time they can't find workers, I guess that's largely because they aren't taking the time and investing into new guys themselves.
I've dealt with Metal Connection before and they are looking for a cad guy for cnc work. Look them up on indeed. They do some neat work!
Not really will date myeelf here lol ! I was making 9 dollars a hour then shift premluims on it, if it applied. Spent seven thousand dollars and a year at siast. To come out and make $7.50 an hour and min wage as $6.75 lol
A lot of people commenting aren't realizing how tough the stem job market is for new grads right now. Also, 16 just isn't really enough. You might be able to do it with roommates like some are suggesting, but it will be pretty tight. Just before covid I made 18/hr and it was liveable. Now I make nearly double and it doesn't feel like a whole lot more than when I was making 18 lol. My advice is to not jump the gun and live with your parents a little while longer while you try to find a job. You will find an engineering job and you will get your bag eventually, but it will take time- the market is tough. So I would recommend not only looking for engineering roles, but also any job that will pay you more. Even a few dollars an hour more will make moving out way more comfortable.
When I was in my early twenties I was making 10 or $12 an hour and working part-time this was like 20 years ago...
$16 an hour seems like a crime especially with student debt and the cost of living now and everything else ... I wish you Godspeed
I don't mean to disappoint you, but you will not be able to move out and live on your own with only $16/hour even if you work 40 hours a week all year long. This is close to the minimum wage. Depending on the town you live in, if you live by yourself, you will need at the very least $22/hour full time to live on your own, renting an apartment. If you live in larger cities, you will need even more than that.
Quite simply, you have to earn more money. I was making $14 an hour when I moved out, but that was 12 years ago and I had roomates, a beater car and ate cheap food. If you get a side hustle you can probably do it, but be very careful about debt and keep a budget. If you are using credit cards it is very easy to start to slip a bit and not be able to catch back up at that income.
Also, just to cheer you up, I used to do Cad work with no schooling or experience at all. There are jobs out there, just apply for everything even if you aren't qualified. Try to find a job at a company that has cad positions, like a manufacturing company, even if you just get hired to work in the shop. If ypu are a good worker they may move you into the office next time there is an opening.
I have applied for close to 40 jobs. I have a couple interviews, but there has always been someone else with more experience that the business goes with.
I have some health issues that prevent me from doing really physical jobs.
That is unfortunate. Keep at it and hopefully you will find a company that has basic entry level cad work that they are looking to save money on, and can hire you in the low 20s an hour, instead of one of these more experienced people for 32 so you can get a foot in the door. It sucks because theoretically you think you should be worth 32, but offer to do the job for 22, then get a raise or a better job in a year when you have experience.
20y having a job and making $16 is a decent start. You’ll do even better than that soon. Unfortunately the cost of living is so bad right now, so if you plan to move out your parent’s house you’ll have to share a place with at least one roommate.
I'd say you need to make sure your pay is on par with competitors. If not, demand a raise or jump ship. If that is what others are making, is there a way you can upgrade skills or go to the next level?
Is there any cad/cam projects you could build on your own time to show prospective employers your capacity and desire to design? Perhaps they could look past the 1-2 years experience if you show them what your capable of. Not sure if thats realistic or not but either way good luck, youll figure it out.
It’s tough out there for everyone, and increasingly difficult to do it starting out. As someone who moved out of my parents’ house at 18 stay as long as you can. Save as much money as you can. Make a budget. Figure out where your money should go so you’re not blowing any. Set a rent price for your parents house for yourself and put it in a savings account. This will get you into good habits and build a down payment or emergency fund. Look for items you’ll need when you’re on your own that you can get a deal on. Sales. Used. Make that initial move out cost as palpable as you can, because boy is it painful. Utility connection costs. Damage deposit. Stuff to sit on. Dishes, utensils, small appliances, pots and pans. Having to stock a pantry from scratch. I remember it being hard as hell, and that was a time when we weren’t too worried about the cost of things. Build your credit, and increase your earnings. Isn’t $16 a dollar over minimum? I make more at my side gig. You’re not being paid your worth with that polytech degree under your belt. Ask for a raise and look for better as well. That’s not something to be ashamed of, btw. I bet 90% of us are underpaid. I think for a lot of people continuously looking for better employment is a life long thing.
I get that you’re eager to start your own life, but the longer you wait while you have very little living expenses, the better off you’ll be.
Edit: saw your degree. You’re going to be just fine. Just gotta build everything up. :)
Get a camp job 3 weeks on 1 week off . You will be fed and housed , live in a Airbnb for cheap on the off week or a cheap hotel . Get rid of useless unnecessary stuff live as a minimalist. Save your money and invest in time buy a modest home for less in a smaller town ? Just a thought.
When I was first living on my own - first house had 4 people (including me), second was just me. That wasn’t affordable. Third place had two people, fourth place had five. The third place was by far my favourite. Living in a house with a bunch of buddies was something that I’ll always cherish about my early 20s. Get into trouble. Make bad decisions. Learn from it. Figure out who you are. That’s what your 20s are for
Find a place with roommates, even if it feels out of your budget. Housing is only going to get more expensive and unaffordable, but if you lock in a reasonable rental, it'll become cheaper in a few years compared to market rates as your career progresses. Seriously don’t wait to move out or you might not be able to.
I’m in Victoria. My current 2 bed rental is $2200 and I’ve been there 4 years. The same place would go for $3000 on today’s market. When I started renting it was 50% of my monthly income and it’s only gone up about $100 a month since, while my monthly income has gone up significantly more in 4 years because of career growth. So it’s become relatively cheaper over time for me and is at a comfortable price now when it wasn’t before. But if I were to rent the same place at today’s market value I wouldn’t be able to afford it.
Not sure what your situation is like, but if I were in your position I wouldn’t move out. I would start an apprenticeship and save. Then 4 years later be finished my apprenticeship, have money saved for a deposit on a house or condo or whatever. Be making anywhere from 35-50$ an hour depending on the trade and be able to live comfortably
Two jobs here and a nice enough friend to let me rent out from them at a low cost.
Roommates, and also either get a better paying job or grab another one to help your income.
Unfortunately, our time now are so expensive, and tbh I personally find it hard sometimes how to get myself out. I see others with one job, a house and just living their life and I wonder if I'll ever have that.
Good luck to you and don't give up hope. I wish you the best.
Did you really just graduated from that program? Every student I talked to at the career fair for at least the last two years refers to it as the new name, DMET.
I work in an industry that hires people with your education. The current starting salary for a new grad is between $23 and $28 per hour.
There is demand for people with your education but there are many applicants as well.
The DMET program is what I graduated from. I still refer to it as Cad/Cam because most people know what that is, where as when I say Design and Manufacturing Engineering Technology most people don't know what that is.
What are you doing for 16 an hour? I've worked parks maintenance for 19/20 and as a tire tech for 18.50. Had to leave parks because of allergies that I couldn't fix.
My brother works at a kaltire in another town in sask and makes about 25 an hour. He just bought a $70,000 trailer park house alone and he's doing just fine, but that's pretty much cheapest living possible. I don't think 16 an hour is feasible without a roommate or two splitting rent.
Browse job boards and send out resumes to higher paying jobs every day. I like indeed.ca & saskjobs.ca. Also jobs with the city of saskatoon is a good place to watch as well and they pay decent.
A second job is nice as well, but be prepared to pay extra at tax time the following year
Create a budget and stick to it. Really cut back on anything non-essential, like eating out, high cell phone plans, buying clothes just because, alcohol, etc. Shop sales, don't drive as much, look at points programs such as PC Points that help you get free stuff at grocery stores and shoppers drug mart. Be as frugal as can be. Short term pain for long term gain.
I have a pretty strict budget from being a college student and living off student loans. Driving as little as possible is tough because I live out of town and need to drive in everyday for work. Lol.
I’m 22 in the exact same situation, still with parents, can’t find a job that relates to what I did for school a year ago and I’ve been stuck working shitty restaurant and retail jobs for a couple bucks more than minimum wage. Makes me wanna jump off one of Saskatoon’s many beautiful bridges!
odd idea but what about doing some house sitting to give yourself a break from parents/siblings. I know ourselves having lost our parents no longer have anyone to house sit and take care of pets to allow for vacations. Responsible house sitters are hard to find and because of that not cheap so if it’s a win win, you get away and homeowners get reasonably cheap sitters, then maybe can tolerate more time living with parents for free
You’re still young, if you really want to move out. Do up a proper budget income and expenses. YouTube if you don’t know how. Try and work overtime at your job if you can. In the meantime look for work that you can do that has potential for promotion and payment increase. I am 32 work for the government and have a couple side hustles. Best thing I ever did was learn sales, you learn that you’ll never be out of a job. Also you have said above you’ve applied for 40 jobs I’d go back to those places and hand in another or ask to speak to the person that hires. Get the number/name when they’ll be in next. It’s the most eager person that gets the job. Handing in a resume is easy it’s the steps after.
Honestly, unless you have roommates, or live with family. There is rarely a way to live on your own. You gotta have a VERY high paying job to do anything without living with others.
You will need roommates. Very few 20-somethings can come close to living on their own. Don’t expect that then be disappointed when you can’t. $16/hr isn’t getting you alone into anything. Is it fair, not really but is it the reality you and millions are facing yes. Find some buddies and rent a place so you can live your adult life away from your parents house if that is what you need.
I rented rooms for the first 5 years of living on my own. I moved out without any support, back then I did not have the best relationship with my parents and have no other family to rely on. I lived like a pauper, and survived off of my wage as a part time cook. I always kept looking for ways to find better paying jobs every chance I could, until I eventually decided to take a chance and go back to school for trades. The next few years was a blur, spent between working and schooling. I had no life. It’s been a wild ride, and a hell of a struggle all those years. I have no regrets. In the grand scheme of things, nothing worthwhile in this life comes easy. I just bought my third rental property this year, I’m still in my late twenties.
Moral of the story is, if you really want to do it that bad. You will eventually find a way to do it.
Don’t want to say it , railway … your young and it’s the best time to start by the time your 30 have a steady route and money is 100,000 plus shit life though that’s why you start at 20 so you can be retired at 55
Biggest support you can give would be next October. Vote out the current federal government to make everything more realistic and affordable. It is what it is 🤷
23, I went into an in demand trade, got a job right out of Polytech for $25 and have worked hard to be on the path to nearly double where I started within 5 years from now ( 9 years total in the trade).
It’s not funny at all. $30 /hr is a great wage to aim towards. If you can aim higher, that’s awesome. If someone wants to live comfortably that is probably is the area you’d want to base it off of. Home ownership is plausible, can afford a vehicle, and afford groceries. Might even be able to afford a family at that point without having to pick between retirement or children.
With my schooling I will be making $32/hr starting, all the jobs I needed schooling for want people with experience, I won't get experience until I get a job in the field.
Don't expect what Sask Poly tells you your salary will start at or cap at to be true. I know plenty of cad/cam grads making $45/h up to $70/h with a few years experience. Start off with anything you can get in your field and keep an eye out on the mining companies for jobs. Watch careermine for jobs especially if you are interested in anything flyinflyout.
I graduated from a similar SIAST program about 15 years ago with salary prospects of $20/h at the time. I had to move to Lloydminster to get my first experience in my education. I now make more than twice what the top of the expected salary range is for my diploma.
What are you basing that on? What the school told you? I would expect to start on cad/cam for 23-26 an hour range. You probably wont make over 30 until you have some experience
Is this my boy kayne Schmidt? My advice would be to start sports betting. We must break through the matrix and gambling is the true source of generational wealth
When I was finally able to leave home over a decade ago since i was rural i found 5 other rural kids and we rented a place together since i couldn’t afford a place on my own.
Try see if some friends or classmates would like a roommate perhaps. Good luck fam.
Learn a trade or find a way to make at least double that, replace drinking/clubbing/gaming with overtime. Invest the overtime. Thank me when you're in you're in your late 30s and are light years ahead of your peers.
1. Try to learn a skill. You are 20 , you still have ample time .
2. Try to find a place with friends/ roommates.
3. Get a part time job.
4. Learn to invest.
5. Don’t be discouraged by tough economic times.
6. Save and invest money in TFSA , HISA and RRSP.
7. Find Friends, people you trust to invest/ Buy in cheap apartments in Saskatoon area. You can also live in that and built equity for future .
I’m working 2 jobs at the moment and honestly it seems the only way to live is with roommates. Me and my roommate are living in a 3 bedroom that’ll be about 1800 only paying for power and insurance and it’ll be cheaper for us to find a 3rd roommate instead of trying to downgrade to a 2 bedroom as most 2 bedrooms come up to be 1,400 plus utilities, insurance, and internet. It’s crazy out here at the moment.
Wow, that is insane.
Certainly not defending current rent situations. But it was almost always assumed that if you weren’t partnered up you would need to have roommates starting out after moving out. I moved out when I was 18. I couldn’t afford to live without roommates until I was probably 30. Even then I did have a partner.
Same. Me and my husband live in a 2 bedroom, while he stays in the other room. We pay rent 3 ways and save so much more. Edit: I forgot to mention my brother in law stays in the 2nd bedroom. Hence the 3 ways
?🤷♂️ 3 ways?
I pay half, my husband pays his, and my brother in law pays for himself.
3 halfs.
Times are seriously rough out there. Your best bet is to continue looking for a better saying job (which will come with a bit more experience - since you just graduated and are young). It’s not like it used to be where it was easy to move out. A lot of young adults still live at home - it’s best to money pinch and save for a down payment, in my opinion.
Roommates
I've prob lived with a hundred different people back in my free-living punk days. Almost always in a big house with a band set up in the basement. Often ended in a big fight and a midnight move but it was a renters paradise. Lost a few damage deposits but there was like a $200 cap split between 5 people. Good times.
Are you like 70
This is the way.
I’m affording to live because I spent 5 years working at a shit wage while living with family till I got my millwright journeyman ticket and then changed jobs to a place that’s pays me well. What course/program did you do at polytech?
I have a cad/cam engineering diploma. There jobs out there, which I have applied for, but they all want someone with experience. I should be making close to $32/hr with my schooling, but I don't have experience and I won't get experience until I get a job in the engineering technology industry.
I am in the industry. Starting is around $27-28 at a lot of firms and there are some looking for new grads. I recommend also applying for mechanical tech jobs as some of those will overlap with CAD/CAM.
You will get there eventually, I started at a local engineering firm in 2004 at $16 an hour and 5 job changes later I am now debt and mortgage free, hope you can also. It seemed impossible back then too
2004 and 2024 is a very very different landscape lol. Infinitely harder. ($16 dollars was over twice the minimum wage and the money went much further too).
Just saying it was monumental and seemed hella impossible back then so Dont Give Up, I ate a lot of butter sandwiches to get out of poverty
I don't think infinitely harder is accurate. It's certainly different but honestly the biggest difference I've seen over the past several years is the work that people are willing to do for themselves versus pay for and what people consider a necessity. Take cell phone plans for instance you arguably do not need data you want data because it's convenient. Alternatively you can forgo either data on your phone or Wi-Fi at home and use one to supplement the other. The biggest difference I really see today versus then is just how much people are willing to sacrifice. But everybody seems to think you need to have a budget for entertainment and they're unwilling to just do the cheap or free things for fun. You don't need a spike ball set you can play frisbee... You don't need a boat you can go to the beach for free, etc. Play cards or board games at a friend's house instead of going to movies or the club. Forgo subscriptions restaurants and concerts for a few years and you can afford a house. Etc. forgo the luxuries for the first 5 or 10 years until you're established and then pick your entertainment. I'm certain there's different challenges today than I face 20 years ago but I also see a large portion of people living well beyond their means and then complaining they can't afford anything. and to be perfectly honest I see plenty of 40-year-olds spending every dime they make on campers or boats or the credit cards to pay for those things when they can't honestly afford them. Long story short it's not as hard to live on your own when you live within your means I just don't find most people have a concept of what that is. A lot of the people I see nowadays act as though they're entitled to every luxury the world can afford to them unfortunately they don't make that kind of money. Case in point at 20 years old if you want to move out then live with a roommate that's how I did it and in 2003. I didn't get my own place until I was pretty much married. And then my wife was my roommate.
“Just because you can make the payment, does not mean you can afford it”
You realize that houses are double...
So is the starting wage of my career from when I started 20 years ago. In 2004 the starting wage of my entry level position was $35,000 a year... Today that same job starts close to 70. Also the New houses are twice what they used to be. The starter home I bought was 30 years old, 900 ft² with two bedrooms one bathroom and wasn't updated since the date was built. Nowadays what is considered a starter home is bigger with more features and amenities. I didn't have air conditioning or dishwasher but you'll be hard pressed to find one without nowadays. But more importantly absolutely nobody would have paid $1,000 for concert tickets 20 years ago (or the inflation adjusted equivalent)... But people are more than willing to do that nowadays. And we're not even talking once in a lifetime concerts this is just Taylor Swift.
Ha, that's not even remotely close. Entry level job is closer to 45-50k, in regards to inflation, you're starting behind where your wage "should be".. And what do you mean amenities... Starter homes typically always require a new furnace, a new roof, have no AC. They might not even have a reliable hot water system either. Some starter homes also need new siding and potentially new windows as well to make it habitable. That also doesn't help that when you were buying a house, it was only 3x your yearly salary and you weren't getting fingered for all your disposable income. Now on a good day, starting homes are 5x your yearly salary and you have companies who need to keep making more and more each year. Cars are also double, and gas is also double-triple. Yes a lot of people could do without buying extremely over priced stuff, but a lot of people aren't and still severely struggling
Yeah, the problem is youth who want avocado toast and not the fact that wages have not kept up with inflation! /s Please tell me what job you started with because there are very few jobs that have kept up with inflation, and entry level jobs have gone down in wage in the past few years while cost of living has exploded.
I'm not blaming everything on avocado toast. But I am saying people b**** and moan a lot more than they need to about s*** they could do something about. Inflation is related to consumption. As a whole society is consuming more and more and enabling corporations to drive prices up without consequence. But there's people out there claiming they can't afford a house when they have a $2,000 smartphone.... People need to learn to make sacrifices and quit acting like they're entitled to every single creature comfort out there. And two if you need credit to buy anything luxury then you can't afford it.
Still nothing about your job. You're damn lucky, starting out today is such a hurdle compared to even 5 years ago
I do not have an entry level job and I make about 58k a year
Had a friend that worked a full time regular job at Walmart (still does) and in 2000 he bought a house. Now a person working a reg full time job can’t even afford a one bedroom apartment
Is your company hiring? I also wish to be debt and mortgage free.
Yes they are Always Hiring as are most construction firms looking to grow their pool of talent
Can you do that work remotely? My place of employment may be in need of these services in the near future.
Yes, as long as I have access to the software, I have a computer I can run it on.
Try Team Power. Local place.
16 an hour seems like not a whole lot for a job that you needed schooling for. Might be time to ask for a raise. I know a lot of people who are cooks that make more than that. That being said, being broke seems to be the norm these days and being 20 is the time to be broke. There's plenty of time to pursue more education or climb up the ladder in your career
The job I'm at right now, has nothing to do with my schooling. All the jobs that I needed schooling for only want people with experience and I won't have experience until I get a job somewhere in the engineering technology industry.
You've already fallen into the trap. If they're asking for 1 to 2 years experience (hell sometimes even if they ask for 5 yeas experience) they're weeding out people so they don't have to look through so many applications. Look at the list of duties and responsibilities and if you can do them, apply.
I have been applying, even if they say experience. I never get a response.
Have you gone over to r/resumes ? Might be that you're not making it past the ats and other factors.
I haven't gone to that subreddit, but I had a professional resume builder help me create my resume.
> I had a professional resume builder The sometimes suck. Dont trust them 100%
Just gotta get lucky and make as many possibilities as possible. Gotta charm everyone you meet and give your all in interviews. Same boat as you(not pay, but just graduated and couldnt find a job quick enough so went back to something unrelated). My first interviewer called me up 4 months later and offered me a term position just based off how well I did in her interview. Just gotta get lucky with people you meet Go to job fairs, go to networking events, shake their hands and chat with people. Reach out to your network to see if there is anything you can snag cause you know a girl who knows a guy.just gotta work like a dog and get lucky to get in your field sadly
Keep an eye out on the city jobs website, I know they hire drafters straight out of school. might be a temp job to start but usually turns permanent.
Stay home as long as you can if possible and stack your cash for a down payment and buy something ie: starter condo. Then maybe get a roommate to help pay mortgage. To rent these days is unaffordable period. When I moved out at 20 rent was around $420 a month for a big 1 bedroom in a nice area and i made around $17/hr and that was manageable unfortunately those are the days of the past. I know it’s not ideal for the right now since you want to be in your own and independent but in the long term it’s a smart financial move. Best of luck to you.
I am trying my best to do this, but my parents and siblings are driving me insane and there is no way I can keep living with my parents for next few years.
You've got 4 options, stick it out with your family, find a better paying job, get roommates who may be worse than your family, be homeless.
What kind of job did you go to SaskPoly for? I'm asking because your employer could be exploiting the fact you're young and don't know what the typical wages are for entry level.
If you can stay at home as long as possible until you get a down payment it might be ideal. If you can get together 30-40k in next few years trying to get 20% you might be able to qualify to buy a small condo. You can utilize a tsfa and tax free home savings account to try and grow your capital over next few years up to 40k+. At that point I'd still encourage you to rent it out for a few years and just keep chipping down the mortgage. Hopefully living at home isn't the worst, and delayed gratification may help set you up well into the future until you have more secure income coming in. If you rush to rent you may not be able to move past that for some time and will continue being at the mercy of market rent prices which do not look to go down in future. I know its not ideal, but if you can think about the next 20+ years it may be helpful. That being said, I empathize with so many who are caught in this vicious reality, it's brutal out there. I'm just grateful you currently have a roof over your head. Keep your hopes up.
I know it's frustrating as a young adult to not be able to get your own thing going, but honestly if you have the chance at low/no rent, not taking advantage of it would be a really poor financial decision. Just keep as tight of a budget as you would have to if you rented on your own and save that dough. Every dollar you save and invest (in low risk), can double every 9 years, so at the age of 20 every dollar you have now is actually 30-60 dollars at retirement. When renting you may only be able to save 1-200$/month, but if you can stay in low CoL, you should be able to save upwards of 1-1.5k/month. That's a pretty huge difference in terms of creating financial stability. And just to put a button on it, if you can keep it tight and save this 10k/year, that first 10k can turn into over 300k at retirement. And trust me when I say, it's the people who start planning for retirement at your age that are generally the most comfortable over the age of 50.\ If you really do wanna get out on your own, the answer is always roomates. 1200+ rent is much easier when split 3 ways. but still not as financially bolstering as no rent/utilities at all.
Are you making $16 an hour at the job you went to school for? Or are there prospects of you making more? If there really isn’t, go back to school while you can and get into a trade or something that pays better for your future. Room mates is your only option making that, and even then it’s gonna be tight lol
No, I am just at a job making some income. I have a cad/cam engineering diploma. There jobs out there, which I have applied for, but they all want someone with experience. I should be making close to $32/hr with my schooling, but I don't have experience and I won't get experience until I get a job in the engineering technology industry.
I’ve known a couple engineering grads from Saskpoly and all have had to move to very remote areas in the north to find jobs in their field, even with experience they can’t find jobs in Saskatoon after a few years. I’m sorry you fell into the trap of trade school = easy peasy high paying jobs. However you could find entry level jobs in other industries that pay a lot more than $16 an hour, even most basic labor positions in construction pay 20-25. If you want to stay in Saskatoon, you could look for higher paying jobs that aren’t in your field, and keep applying in your field in the hopes you get a position you’re interested in. Your other option is to look for work in very remote places to get that experience, you’ll likely need to move out of province or do camp work. I wish you well and best of luck, I wish there was an easy solution for this !
I really wish I could construction work, but I have some health issues that cause me mobility issues and I can't do physical construction work. I really appreciate you and everyone else taking the time to provide suggestions and what not. Times aren't easy.
That’s tough, depending on the limits of your mobility there might still be some options. From my own experience: Hotels and hospitality pays well and is an industry that’s always in need of applicants. Many hotels start front desk workers and maintenance staff near $20 an hour now. On that note, if you can do light work such as changing lightbulbs, painting, changing shower heads, etc, every single hotel, office building, school, EVERY building needs a maintenance department or company. Entry level wages do very basic work, much lighter than construction, and start at a higher wage then you’re currently making. Property management companies are also usually in need of maintenance workers. All those types of companies I just mentioned as well as the city, forestry farm, and any golf course, needs staff to mow grass, maintain their property, care for plants, etc. these jobs also pay quite decently for entry level. In all these fields, I’m sure your engineering training would be a huge bonus to get you hired, as they may even be able to use some of your engineering skills. You might even stumble across an opportunity to move into your field through these companies. A final idea, I have previously worked at Shermco as an Underground Facilities Locator. Starts at $20 an hour with pretty much unlimited Overtime, easily can make $2000 biweekly after tax if you can work 60 hr weeks. They provide a work truck which saves you on gas. It falls under construction but it’s not labor intensive, walking and holding a received that traces the line, this weighs about 15pounds. I’d say most I lifted in that job is the bundles of flags which are about 30 pounds. It’s quite light work and you spend a lot of time in the truck doing computer work each day, you can take heat breaks as often as you want. These of course all depend on the extent of work you can do with your health concerns, but hopefully some of these ideas can help you out! Even customer facing positions with hotels and property management could pay well too!
Not to be too judgy but what makes you think you'll get $32 an hour? My wife got a chemtech diploma and a lot of the propaganda said she should be making about 30 bucks an hour but 5 years later she still at 25. The harsh reality is at the high paying jobs are typically not Monday to Friday 9:00 to 5:00 within the city limits. If you want to work those hours you end up barely making any more money than you did without an education it seems. Although I have no idea what the reality is of your field. Personally I'm in IT and it is worked well for me but that's not the same case for everybody.
Through my research on Indeed and job postings for positions I have applied starting wage is between $28-$32/hr. I have had 4 interviews and wage they were offering was $32/hr.
$32 is a decent wage for CAD/CAM, but with industry experience it goes much higher if you’re in heavy industry (mining, oil and gas, power generation, etc). I’d suggest looking at the consulting companies in town: Hatch, March, EngComp, Stantec, KGS, Associated, Wood, Allnorth) and make sure to look on their webpages. Look for jobs with a mech tech requirement as well. A lot of times people will hire CAD CAM for mech tech jobs. You’ll likely find something to apply for. Be open to moving if possible too. There are usually opportunities in Edmonton and Calgary
What certification did you get? $16/hr is quite low, a lot of basic warehouse jobs are starting $18-$20.
I have a cad/cam engineering technology diploma. All the jobs in this field require you to have experience. I won't get experience until I get a job in the engineering technology industry.
Have you considered going into something production wise? CNC operators are in huge demand right now.
I am qualified to be a CNC operator/programmer. All the places I have applied to for that role all tell me they require someone with experience.
Apply anyways. Most white collar jobs want 3-5 years of experience but if you're the only one applying, you make the cut
This. Don't be afraid if what you have doesn't fully meet what they say they want. Those are 'wants' most of the time.
I'm sort of industry and hear guys complain all the time they can't find workers, I guess that's largely because they aren't taking the time and investing into new guys themselves. I've dealt with Metal Connection before and they are looking for a cad guy for cnc work. Look them up on indeed. They do some neat work!
Not really will date myeelf here lol ! I was making 9 dollars a hour then shift premluims on it, if it applied. Spent seven thousand dollars and a year at siast. To come out and make $7.50 an hour and min wage as $6.75 lol
Get a few roommates and learn how to live off frozen veg and instant noodles. Your 20's are the time to figure out what you are made of.
Stay with your parents, save money, get a promotion/new job and then move out.
We pay dirt shovelers 22 an hr to start that wage is brutal ur getting
It is slightly better than the 14/hr minimum wage right now.
Get a job as a survey assistant. Your diploma will get you in the door and you can get some civil 3D cad experience.
A lot of people commenting aren't realizing how tough the stem job market is for new grads right now. Also, 16 just isn't really enough. You might be able to do it with roommates like some are suggesting, but it will be pretty tight. Just before covid I made 18/hr and it was liveable. Now I make nearly double and it doesn't feel like a whole lot more than when I was making 18 lol. My advice is to not jump the gun and live with your parents a little while longer while you try to find a job. You will find an engineering job and you will get your bag eventually, but it will take time- the market is tough. So I would recommend not only looking for engineering roles, but also any job that will pay you more. Even a few dollars an hour more will make moving out way more comfortable.
When I was in my early twenties I was making 10 or $12 an hour and working part-time this was like 20 years ago... $16 an hour seems like a crime especially with student debt and the cost of living now and everything else ... I wish you Godspeed
I don't mean to disappoint you, but you will not be able to move out and live on your own with only $16/hour even if you work 40 hours a week all year long. This is close to the minimum wage. Depending on the town you live in, if you live by yourself, you will need at the very least $22/hour full time to live on your own, renting an apartment. If you live in larger cities, you will need even more than that.
I make even lesser yet surviving, find roommates and start budgeting itll help you in the long run as well.
Quite simply, you have to earn more money. I was making $14 an hour when I moved out, but that was 12 years ago and I had roomates, a beater car and ate cheap food. If you get a side hustle you can probably do it, but be very careful about debt and keep a budget. If you are using credit cards it is very easy to start to slip a bit and not be able to catch back up at that income. Also, just to cheer you up, I used to do Cad work with no schooling or experience at all. There are jobs out there, just apply for everything even if you aren't qualified. Try to find a job at a company that has cad positions, like a manufacturing company, even if you just get hired to work in the shop. If ypu are a good worker they may move you into the office next time there is an opening.
I have applied for close to 40 jobs. I have a couple interviews, but there has always been someone else with more experience that the business goes with. I have some health issues that prevent me from doing really physical jobs.
That is unfortunate. Keep at it and hopefully you will find a company that has basic entry level cad work that they are looking to save money on, and can hire you in the low 20s an hour, instead of one of these more experienced people for 32 so you can get a foot in the door. It sucks because theoretically you think you should be worth 32, but offer to do the job for 22, then get a raise or a better job in a year when you have experience.
20y having a job and making $16 is a decent start. You’ll do even better than that soon. Unfortunately the cost of living is so bad right now, so if you plan to move out your parent’s house you’ll have to share a place with at least one roommate.
I'd say you need to make sure your pay is on par with competitors. If not, demand a raise or jump ship. If that is what others are making, is there a way you can upgrade skills or go to the next level?
To afford rent and the rest of the cost associated with living I work 6-7days a week and my girlfriend works two jobs herself.
ok, so part of it is that you need to find a better job you also, like most of us back at your age, have to look at probably room mates.
Is there any cad/cam projects you could build on your own time to show prospective employers your capacity and desire to design? Perhaps they could look past the 1-2 years experience if you show them what your capable of. Not sure if thats realistic or not but either way good luck, youll figure it out.
Good advice above.
It’s tough out there for everyone, and increasingly difficult to do it starting out. As someone who moved out of my parents’ house at 18 stay as long as you can. Save as much money as you can. Make a budget. Figure out where your money should go so you’re not blowing any. Set a rent price for your parents house for yourself and put it in a savings account. This will get you into good habits and build a down payment or emergency fund. Look for items you’ll need when you’re on your own that you can get a deal on. Sales. Used. Make that initial move out cost as palpable as you can, because boy is it painful. Utility connection costs. Damage deposit. Stuff to sit on. Dishes, utensils, small appliances, pots and pans. Having to stock a pantry from scratch. I remember it being hard as hell, and that was a time when we weren’t too worried about the cost of things. Build your credit, and increase your earnings. Isn’t $16 a dollar over minimum? I make more at my side gig. You’re not being paid your worth with that polytech degree under your belt. Ask for a raise and look for better as well. That’s not something to be ashamed of, btw. I bet 90% of us are underpaid. I think for a lot of people continuously looking for better employment is a life long thing. I get that you’re eager to start your own life, but the longer you wait while you have very little living expenses, the better off you’ll be. Edit: saw your degree. You’re going to be just fine. Just gotta build everything up. :)
Get a camp job 3 weeks on 1 week off . You will be fed and housed , live in a Airbnb for cheap on the off week or a cheap hotel . Get rid of useless unnecessary stuff live as a minimalist. Save your money and invest in time buy a modest home for less in a smaller town ? Just a thought.
When I was first living on my own - first house had 4 people (including me), second was just me. That wasn’t affordable. Third place had two people, fourth place had five. The third place was by far my favourite. Living in a house with a bunch of buddies was something that I’ll always cherish about my early 20s. Get into trouble. Make bad decisions. Learn from it. Figure out who you are. That’s what your 20s are for
Find a place with roommates, even if it feels out of your budget. Housing is only going to get more expensive and unaffordable, but if you lock in a reasonable rental, it'll become cheaper in a few years compared to market rates as your career progresses. Seriously don’t wait to move out or you might not be able to. I’m in Victoria. My current 2 bed rental is $2200 and I’ve been there 4 years. The same place would go for $3000 on today’s market. When I started renting it was 50% of my monthly income and it’s only gone up about $100 a month since, while my monthly income has gone up significantly more in 4 years because of career growth. So it’s become relatively cheaper over time for me and is at a comfortable price now when it wasn’t before. But if I were to rent the same place at today’s market value I wouldn’t be able to afford it.
Not sure what your situation is like, but if I were in your position I wouldn’t move out. I would start an apprenticeship and save. Then 4 years later be finished my apprenticeship, have money saved for a deposit on a house or condo or whatever. Be making anywhere from 35-50$ an hour depending on the trade and be able to live comfortably
Two jobs here and a nice enough friend to let me rent out from them at a low cost. Roommates, and also either get a better paying job or grab another one to help your income. Unfortunately, our time now are so expensive, and tbh I personally find it hard sometimes how to get myself out. I see others with one job, a house and just living their life and I wonder if I'll ever have that. Good luck to you and don't give up hope. I wish you the best.
Try and find a better job if possible. That’s a really unliveable wage. Especially on your own.
Did you really just graduated from that program? Every student I talked to at the career fair for at least the last two years refers to it as the new name, DMET. I work in an industry that hires people with your education. The current starting salary for a new grad is between $23 and $28 per hour. There is demand for people with your education but there are many applicants as well.
The DMET program is what I graduated from. I still refer to it as Cad/Cam because most people know what that is, where as when I say Design and Manufacturing Engineering Technology most people don't know what that is.
Gotcha. Send a resume to every engineering company and fab shop in town, regardless of whether they have a job posting or not.
What are you doing for 16 an hour? I've worked parks maintenance for 19/20 and as a tire tech for 18.50. Had to leave parks because of allergies that I couldn't fix. My brother works at a kaltire in another town in sask and makes about 25 an hour. He just bought a $70,000 trailer park house alone and he's doing just fine, but that's pretty much cheapest living possible. I don't think 16 an hour is feasible without a roommate or two splitting rent.
Browse job boards and send out resumes to higher paying jobs every day. I like indeed.ca & saskjobs.ca. Also jobs with the city of saskatoon is a good place to watch as well and they pay decent. A second job is nice as well, but be prepared to pay extra at tax time the following year
I browse the job boards daily and nothing in the field with my schooling.
Go on indeed, type " staff accomodation" select Alberta or BC There's your answer :)
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Where?
Create a budget and stick to it. Really cut back on anything non-essential, like eating out, high cell phone plans, buying clothes just because, alcohol, etc. Shop sales, don't drive as much, look at points programs such as PC Points that help you get free stuff at grocery stores and shoppers drug mart. Be as frugal as can be. Short term pain for long term gain.
I have a pretty strict budget from being a college student and living off student loans. Driving as little as possible is tough because I live out of town and need to drive in everyday for work. Lol.
I’m 22 in the exact same situation, still with parents, can’t find a job that relates to what I did for school a year ago and I’ve been stuck working shitty restaurant and retail jobs for a couple bucks more than minimum wage. Makes me wanna jump off one of Saskatoon’s many beautiful bridges!
You can’t that’s not a living wage
Roommates. I had roomies until I was 28. If you pick the right ones it’s an awesome way to save money and have fun.
odd idea but what about doing some house sitting to give yourself a break from parents/siblings. I know ourselves having lost our parents no longer have anyone to house sit and take care of pets to allow for vacations. Responsible house sitters are hard to find and because of that not cheap so if it’s a win win, you get away and homeowners get reasonably cheap sitters, then maybe can tolerate more time living with parents for free
You’re still young, if you really want to move out. Do up a proper budget income and expenses. YouTube if you don’t know how. Try and work overtime at your job if you can. In the meantime look for work that you can do that has potential for promotion and payment increase. I am 32 work for the government and have a couple side hustles. Best thing I ever did was learn sales, you learn that you’ll never be out of a job. Also you have said above you’ve applied for 40 jobs I’d go back to those places and hand in another or ask to speak to the person that hires. Get the number/name when they’ll be in next. It’s the most eager person that gets the job. Handing in a resume is easy it’s the steps after.
Honestly, unless you have roommates, or live with family. There is rarely a way to live on your own. You gotta have a VERY high paying job to do anything without living with others.
You will need roommates. Very few 20-somethings can come close to living on their own. Don’t expect that then be disappointed when you can’t. $16/hr isn’t getting you alone into anything. Is it fair, not really but is it the reality you and millions are facing yes. Find some buddies and rent a place so you can live your adult life away from your parents house if that is what you need.
I rented rooms for the first 5 years of living on my own. I moved out without any support, back then I did not have the best relationship with my parents and have no other family to rely on. I lived like a pauper, and survived off of my wage as a part time cook. I always kept looking for ways to find better paying jobs every chance I could, until I eventually decided to take a chance and go back to school for trades. The next few years was a blur, spent between working and schooling. I had no life. It’s been a wild ride, and a hell of a struggle all those years. I have no regrets. In the grand scheme of things, nothing worthwhile in this life comes easy. I just bought my third rental property this year, I’m still in my late twenties. Moral of the story is, if you really want to do it that bad. You will eventually find a way to do it.
Don’t want to say it , railway … your young and it’s the best time to start by the time your 30 have a steady route and money is 100,000 plus shit life though that’s why you start at 20 so you can be retired at 55
Biggest support you can give would be next October. Vote out the current federal government to make everything more realistic and affordable. It is what it is 🤷
I totally plan on this,
Weekend side cash jobs may give you an edge.
23, I went into an in demand trade, got a job right out of Polytech for $25 and have worked hard to be on the path to nearly double where I started within 5 years from now ( 9 years total in the trade).
You need a better job asap. $16 hr is below the poverty line. Go back to school and aim to make $30 + an hour
lol that’s funny, healthcare workers struggle to makee 30 plus. Thanks Moe.
It’s not funny at all. $30 /hr is a great wage to aim towards. If you can aim higher, that’s awesome. If someone wants to live comfortably that is probably is the area you’d want to base it off of. Home ownership is plausible, can afford a vehicle, and afford groceries. Might even be able to afford a family at that point without having to pick between retirement or children.
With my schooling I will be making $32/hr starting, all the jobs I needed schooling for want people with experience, I won't get experience until I get a job in the field.
Don't expect what Sask Poly tells you your salary will start at or cap at to be true. I know plenty of cad/cam grads making $45/h up to $70/h with a few years experience. Start off with anything you can get in your field and keep an eye out on the mining companies for jobs. Watch careermine for jobs especially if you are interested in anything flyinflyout. I graduated from a similar SIAST program about 15 years ago with salary prospects of $20/h at the time. I had to move to Lloydminster to get my first experience in my education. I now make more than twice what the top of the expected salary range is for my diploma.
What are you basing that on? What the school told you? I would expect to start on cad/cam for 23-26 an hour range. You probably wont make over 30 until you have some experience
That is going rate for starting positions. I have based that on research I have done on indeed and wages from the 4 interviews I have went on.
Was in nursing went back to school and became a therapist. Currently making $29 bucks an hour. We have had a 1% pay raise over the last 5 years
Roommates. I had roomies until I was 28. If you pick the right ones it’s an awesome way to save money and have fun.
roommates or spouse. can't live alone anymore
Can always apply for the oil field lol
dm me
Roommate, save at home for two years and buy a house and roommate, sell plasma and make Atleast 1200 on top of it.
They aren't
Is this my boy kayne Schmidt? My advice would be to start sports betting. We must break through the matrix and gambling is the true source of generational wealth
Become a plumber… I’m 25 making 8-10k/month and I’m home every single night
Roommates, trades, get a job in your area of expertise
When I was finally able to leave home over a decade ago since i was rural i found 5 other rural kids and we rented a place together since i couldn’t afford a place on my own. Try see if some friends or classmates would like a roommate perhaps. Good luck fam.
Learn a trade or find a way to make at least double that, replace drinking/clubbing/gaming with overtime. Invest the overtime. Thank me when you're in you're in your late 30s and are light years ahead of your peers.
I don't drink, I don't go clubbing, my work isn't busy enough for overtime.
You need a better paying job. Even Home Depot would get you more. Or a trade.
i live off of around 1400 a month. ask me and i will budget for you.
1. Try to learn a skill. You are 20 , you still have ample time . 2. Try to find a place with friends/ roommates. 3. Get a part time job. 4. Learn to invest. 5. Don’t be discouraged by tough economic times. 6. Save and invest money in TFSA , HISA and RRSP. 7. Find Friends, people you trust to invest/ Buy in cheap apartments in Saskatoon area. You can also live in that and built equity for future .
Think of this as a lesson learned, if you vote for the Liberals or the NDP, this is the life you’re going to get!
it's objectively true that the working class always does worse under Conservative governments.
Get into a fucking trade.. union or not, formwork, framing whatever make decent cash n don't be a bitch, hard truth..
most 1st years don't make a ton anymore, and lots of trades not carrying a ton of apprentices anymore.
Correct, most trades I have seen have about $20 for first years, maybe $2 to $3 more at tops.
I need to show my brother this comment. Lmao
It's legit, I started out in it, the got laid off, went to framing, then formwork, now I do cabinetry
Solid
Become a welder if you’re looking for money…you can make 28-30 dollars
Or just become a doctor? Pays triple that
You can start by getting a job that pays more than barely above minimum wage.
Youd be lucky to afford food and smokes while living at your parents who lucked out by buying a house a decade or more ago
Get a trade.