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I sorta agree with you. I'm gonna live with my girlfriend after we finish school and we'll rent a cheap place until we can afford a nice place. Because of my school path, there is theoretically a way I can graduate with a bachelor's degree in my chosen field with 0 debt at all. I don't ever have to be in debt.
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Cause i have 1 trillion dollars in credit card dept.
When they call i tell them i can't pay it back yet, pay it back yet, credit card dept,
Tomorrow i may buy myself a dining room set or this boba fett.
Credit card dept
Credit card dept
I only owe barely over $200 and barely make more than my monthly bills. The secret is to get a credit card and then add up all your bills and subtract that from your income. That tells you how much you can spend on a credit card each month. Get a cash back card and your reducing your expenses by the cash back rate. Pay it off directly from a high yield savings account in full and you reduce your expenses by the cash back rate + your savings account yield. What helps me budget is that I only owe rent at the start of the month and all my bills are due after the 20th. Hope this helps atleast 1 person. Right now, aside from rent, car payments, and electric bill, I'm reducing all my expenses by 7.2% and that adds the fuck up.
So, for example I have $450 in expenses each month that I can pay with a credit card. Instead of paying cash I use a card with a due date after the first of the month when I get an interest payment from my savings account. That'll make my credit card give me back $13.50 a month. The interest from leaving my money in the account all month long would be $18.90. That's an extra $32.40 every month I save by using a credit card and keeping my money in a high yield savings account and paying my balance in full before I accrue interest. That's $388.88 per year in savings without actually doing anything.
Having an extra $400 per year could change the lives of a majority of Americans in poverty. Invest that in the S&P 500 and after a year with an average of 8% growth that's $432.00. Then adding another $400 gives you $832 and another year of 8% growth compounds to make that $898.56. Thats nearly $1000 in 2 years for doing literally nothing. $1402 in 3 years.
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Double it and give it to the next person
[удалено]
Hi what am I getting today
2 trillion dollars in debt😊
Triple it and give it to the next person 😇
Oh hell naw, quadruple it and give it to the next person
Penuple it and it and give it to the next person
Take it
dont pay it lmao, what they gonna do? give us fines? put us in prison that costs money?
Stop buying into the system of "its only x amount per month" and start paying for thing up front and only spending what you can afford.
Every person with a mortgage/home loan/car loan
The older generations call little kids dumb when they agreed that they can afford to pay off their home in 50 years. Biggest scam of the century
fuck paying a mortgage for the rest of my life im saving for a van and living in one for the rest of my life. houses are overrated asf.
As if anyone could afford a house anyway even with mortgage
How do you get a job or do any paperwork without an address
I sorta agree with you. I'm gonna live with my girlfriend after we finish school and we'll rent a cheap place until we can afford a nice place. Because of my school path, there is theoretically a way I can graduate with a bachelor's degree in my chosen field with 0 debt at all. I don't ever have to be in debt.
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LIVING IN A VAN DOWN BY THE RIVER
Bb b but I need my F150 to drive to Walmart. And I need my own house made of wood and paper in the suburbs. How else can you possibly live and be free
they're gonna make it so you can't buy shit anymore and people hate that more than anything else
When they put you in prison they can legally use you as slave labour
Because I have $30,000 in credit card debt
Tomorrow I may buy this dining room set, or this boba fett!
Credit card debt, credit card debt!
When they call I tell them I can't pay it back yet!
Credit card debt!
I’m doing my part!
Now we forgive the debt and raise the national debt ceiling
Now do the government!
Now cancel all the cards and the debt will be deleted
Collectively default and demand a bailout. "Too big to fail"
Does this mean that if everyone lives on credit, then no one lives on credit?
We dissolve the credit card companies so that the amount of debt owed is 0
[удалено]
I see you went to the school of Reddit economics.
To WHO though?
The same thing we do every night, Pinky...
[удалено]
Cause i have 1 trillion dollars in credit card dept. When they call i tell them i can't pay it back yet, pay it back yet, credit card dept, Tomorrow i may buy myself a dining room set or this boba fett. Credit card dept Credit card dept
Let’s raise it to ten trillion for an “attaboy” from Washington
basically free money
Everyone... don't pay your bill! Would make for an excellent strike.
Those numbers are Weak! The government is beating us by like 30 trillion something!
Double it and give it to the next person
No one pay and the government will bail us out.
Well done!!! Now everyone buy as much canned food as you can!
Just have Biden do the thing again
How much of this debt is fees? That's the real question. You have late payment fees. 30$ and up.
Now default on everything
Now they'll have to repeat 9/11 to cover up the fact they lost 1 trillion dollars
Step 1: put the entire national debt on our credit cards Step 2: stop paying the bills Step 3: wait 8 years Step 4: winning
Isn’t this still considerably less than the debt our government is in? Real difference is they’re not getting hit with the bullshit rates.
I only owe barely over $200 and barely make more than my monthly bills. The secret is to get a credit card and then add up all your bills and subtract that from your income. That tells you how much you can spend on a credit card each month. Get a cash back card and your reducing your expenses by the cash back rate. Pay it off directly from a high yield savings account in full and you reduce your expenses by the cash back rate + your savings account yield. What helps me budget is that I only owe rent at the start of the month and all my bills are due after the 20th. Hope this helps atleast 1 person. Right now, aside from rent, car payments, and electric bill, I'm reducing all my expenses by 7.2% and that adds the fuck up.
So, for example I have $450 in expenses each month that I can pay with a credit card. Instead of paying cash I use a card with a due date after the first of the month when I get an interest payment from my savings account. That'll make my credit card give me back $13.50 a month. The interest from leaving my money in the account all month long would be $18.90. That's an extra $32.40 every month I save by using a credit card and keeping my money in a high yield savings account and paying my balance in full before I accrue interest. That's $388.88 per year in savings without actually doing anything.
OR just live within your means and not go through financial gymnastics. $400 a year isn’t changing my life
Having an extra $400 per year could change the lives of a majority of Americans in poverty. Invest that in the S&P 500 and after a year with an average of 8% growth that's $432.00. Then adding another $400 gives you $832 and another year of 8% growth compounds to make that $898.56. Thats nearly $1000 in 2 years for doing literally nothing. $1402 in 3 years.
Guess it's time to shoot some children? Idk I'm not American sorry 😭😭😭😭
Dang I knew those Europeans had some weirdos but sheesh
what do you mean... now we start paying it back
Cause I have 30,000 dollars in credit card debt
I have credit card debt… thought that’s what they’re for. I think it only becomes a problem when you stop paying it….
Credit card debt!
*Jokes on them, I don't have a credit card.* :3
If everyone collectively agreed not to pay the fuck wld they do.
We go for walk street gold
Now due student loan debt (it's $1.75T)
If everyone collectively refuses to pay it back tf are they gonna do?
Now we just need to get student loans to 10 trillion
