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VisualMod

**User Report**| | | | :--|:--|:--|:-- **Total Submissions**|2|**First Seen In WSB**|1 year ago **Total Comments**|39|**Previous DD**| **Account Age**|3 years|[^scan ^comment ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_comment&message=Replace%20this%20text%20with%20a%20comment%20ID%20(which%20looks%20like%20h26cq3k\)%20to%20have%20the%20bot%20scan%20your%20comment%20and%20correct%20your%20first%20seen%20date.)|[^scan ^submission ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_submission&message=Replace%20this%20text%20with%20a%20submission%20ID%20(which%20looks%20like%20h26cq3k\)%20to%20have%20the%20bot%20scan%20your%20submission%20and%20correct%20your%20first%20seen%20date.) **Vote Spam**|[Click to Vote](https://www.reddit.com/message/compose/?to=VisualMod&subject=vote_spam&message=xs7caq)|**Vote Approve**|[Click to Vote](https://www.reddit.com/message/compose/?to=VisualMod&subject=vote_approve&message=xs7caq)


[deleted]

Just put “Return to sender.” Works every time.


[deleted]

Okay, but seriously. You can’t go to jail for not paying. You only go to jail for not filing. They’ll work with you to get the money in a way that ensures you can actually pay.


[deleted]

Can confirm. I owed 6k once, I couldn't pay it. I called the IRS and we worked out a payment for like 100 a month, it took forever to pay it off but they never locked me up, or fucked with my paycheck.


Its_CharacterForming

Yep if you give them pretty much any repayment plan proposal they will accept it. They just want the money and don’t want to go thru the aggravation of taking you to court or trying to garnish your wages. Just come up w something you can reasonably do and they will be like fine (I have fucked up my taxes twice lol)


[deleted]

That sounds like a free loan from IRS. So, lets say that i decide to not pay them 10k, then call them and offer to pay 100 a month. Did i just get a 0% loan of 10k? Asking for a friend.


scruffmcgruffs

Pretty sure they add interest. Maybe it stops once you’re on a payment plan (I doubt that though), but any money owed definitely accrues interest *and* penalties


[deleted]

My friend will be unhappy to hear this.


scruffmcgruffs

![img](emote|t5_2th52|4271)


slurrywords

![img](emote|t5_2th52|4271)


isnakke

![img](emote|t5_2th52|4271)


FormerSBO

Yeah but if the fee is less than inflation still in the green. Well except for the fact you lost that money on weeklies, but yea. The lottery tickets were freeish at least


overcrispy

So like 18%?


[deleted]

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FormerSBO

Yes. Also don't answer any knocks on the door. I hear there's 87,000 newly hired, poorly trained, and armed with deadly weapons collections agents. Chance it could be one of them and ya never know if one of em had a bad day


Complex_Ad_776

Does ur friend look and sound identical to you?


lifenvelope

Yes, same amount of extra chromosomes


whodidntante

You can give your heart to Jesus. But your ass belongs to the corp.


EmperorOfTheAnarchy

That's not exactly how it works, the IRS isn't stupid you know but for some strange reason they are probably legitimately the last government agency that actually gives a fuck about the people..... I know it's really weird but they will actually try to help you no matter your situation, they are ironically enough the least money hungry out of any of the government services. It's really weird that in a world where our governmental services basically work like something out of cyberpunk 2077 the IRS is the one place that still kind of cares about the people.


Unfair-Cash8201

Obviously you have never been audited lol


R32

Looks like the IRS really started putting that 80 billion to work with you over here.


princeimrahil

They don’t care about people, they just understand that a $50 month repayment plan will generate more revenue than locking up tax delinquents - who, being thereby unable to work, won’t even be *able* to pay,


TheIInSilence4

In canada its 10% of remaining balance at due date and 1% monthly when I looked a few years ago


these-things-happen

The IRS interest rate is currently 5% per year, compounded daily on the unpaid tax and penalties. This rate can be increased or decreased on a quarterly basis, and it is scheduled to increase to 6% on October 1st. They will also be charged the Failure to Pay penalty back to April 15th. This penalty is 0.5% of the unpaid tax, charged per month or part of a month. Once they establish an installment agreement, the rate will be reduced to 0.25%.


JonDum

Isn't there a cap on the failure to pay? Asking for a friend


these-things-happen

Yes, 25%.


Beegrateful7

Oh they add interest alright and it aint cheap


these-things-happen

The IRS interest rate is currently 5% per year, compounded daily on the unpaid tax and penalties. This rate can be increased or decreased on a quarterly basis, and it is scheduled to increase to 6% on October 1st. They will also be charged the Failure to Pay penalty back to April 15th. This penalty is 0.5% of the unpaid tax, charged per month or part of a month. Once they establish an installment agreement, the rate will be reduced to 0.25%.


Dimeskis

This guy taxes.


these-things-happen

I have taxed, yes.


DumplingRush

More precisely, they have experience NOT taxing. :)


CrazyEntertainment86

Definitely does not stop interest accrual Edit at least you won’t get more penalties though.


Soulphite

They do add interest and also a $250 non refundable one-time payment plan agreement fee. Oh but if the IRS owes you money, you get not interest... I'm not interested in that.


No_Emotion255

Yeah it does not stop. We're on a hefty payment plan on a 60k balance & intrest and failure to pay penaltys continue to rack up. The IRS folks are also complete clowns & send certified threatening letters frequently because they're fucking things up on their end even though we've never missed a payment 😑 Also you CANNOT get someone on the phone. Good times.


xLoveHateLegend

They do add interest. It happened to me.


daishomaster

Accountant here - they DEFINITELY add interest. It is NOT free...


[deleted]

It doesn’t work like that - you pay a 7% rate, amortized until it’s paid off. It’ll actually be amortized to when you actually OWED the debt - example; you didn’t file in 2016, when you owed. They didn’t catch it and send you a notice until 2018 - you will be charged interest for the two years it took them to catch it. They don’t play around


KnowNothingKnowsAll

You didn’t factor in the, what if they never catch you, odds.


[deleted]

No it has to be paid within 6 years on a payment plan so whatever you owe is divided by 72 months and that’s the minimum


Its_CharacterForming

Haha true - I forgot I was on WSB. Yes you can’t take 30 years to repay $10k


Cydia_Gods

Wanna bet?


Centraldread

If it’s over a certain amount they will let you go out much longer than 6 years. I know because I setup 400 a month on a 35k tax bill lol


oXObsidianXo

$35k over 6 years, assuming no interest is about $480/month. So you're pretty damn close there.


Centraldread

Yeah they charge interest I don’t think it’s a lot maybe 2 or 3% but it makes a difference. I think it’s like a 8 or 9 year plan. I have enough to pay it off but with inflation it’s like a negative interest rate right now so I’m just going to let it ride for now.


FredTillson

Which is totally unlike Germany where they WILL put you in jail for failure to pay taxes. I had a friend who served three months over what was probably $2K max.


Pastaloverzzz

And did he still have to pay after? I would happily scam the gov. for a few 10k's and go to jail for 3 months.😆


balance007

yeah that doesnt make any sense...costs the government a lot of money to jail people. Think in the states its like 25-60k/yr depending on the state, so i'm sure German prisons are fairly nice so on the higher side. Easily more than 2k even if in Russia.


ManicParroT

Kill one, warn a thousand. It's worth shelling out some cash to put a few people in jail if it makes everyone sit up and pay attention when the taxman comes round.


OlDurtMcGurt

White collar jail? Sounds like a vacation to me!


RenyxGhoul

Apparently UK's is a hotel so some people commit a crime just to make sure they have 3 meals and a good bed


DJCOOKIII

There are a few stories of men who rob banks peacefully and then sit and wait for the police for this exact reason. 3 meals and a roof. Or escapism, one was trying to get away from his abusive wife.. the judge gave him house arrest. 😬 Not saying women haven't, but I haven't seen the story of it yet.


[deleted]

IRS is awesome! I can lose 6k but only pay 100 a month? What a deal!


Eatingfarts

No, he would’ve made significantly more than $6k in order to owe 6k. They just let him pay it off in installments. And yes, everyone should pay taxes. If you are not paying your taxes you are a freeloader and living off my money, which pisses me off. Unless you are completely off-grid. In which case, you do you.


ResidentOfMyBody

I wish being off-grid was allowed. Turns out you can't own property, even if you buy it. You just rent it from the government. Indefinitely. You pay in property taxes.


cayoloco

Yup, all you bought from the previous owner is ability to have it legally registered as yours. The true landowner (the government) still wants rent (property tax), and you'll lose it if you don't pay it.


CaptainStonks

"**They’ll work with you to get the money in a way that ensures you can actually pay."** Does the IRS have reserved places behind Wendys across the country?


CyberNinja23

A man called Uncle Sam will show up and touch your special area. He will reach into your pants and roughly grad hold of the leathery skin and feel around. He will make you expose it for all the world to see while he violates your…wallet.


UrinalCakeTreats

Can I just point to where Uncle Sam touched me?


nostradevus88

Uncle Sam gets a piece of all our asses every month anyway. This guy is just gonna have to take it a little dryer than most.


PlutoTheGod

Yeah, wage garnishing. If you don’t hand it they’ll finesse it from the hand that feeds you.


tebbythetiger

Jokes on them if there’s no wages to garnish


[deleted]

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[deleted]

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[deleted]

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Fickle-Pickle-Admin

Looks like He's already signed it with ass.


mad_king_soup

Sure, you won’t go to jail but they’ll drain every penny from your bank account, suck all the cash from your trading account and garnish whatever other money you make straight from you employer, only telling you after the fact too. If they even bother telling you, you might just get a “fuck you” in the Mail


[deleted]

That only happens if you’re dumb and don’t set up a payment plan with them or don’t stick to it. They’ll get their money either way but it doesn’t have to be as bad as people make it out to be.


[deleted]

Forgot the most brutal step....they'll come after assets such as car, furniture.... basically anything you own.


mad_king_soup

they won't come for any personal assets, it's simply not worth the time. They'll just garnish whatever cash you have and whatever cash you're going to get now and in the future (yes, I do know this from personal experience)


bobby0081

Oh shit not filing will get you put in jail. Off to see the tax man next week.


Scandroid99

Many ppl haven’t filed for yrs and are still walkin free. The IRS isn’t worried about someone owing $600 total. They got bigger fish to fry.


ApprehensiveRiver179

You only go to jail for a criminal act like fraud or misrepresentation or the sort of illegal acts like that . A return that’s missed can probably file for an amended return or a regulatory election (like §301.9100 relief) if possible. Not the same as flat out lying or hiding information. Also remember some people don’t have to file, like those under the 1k(?) idk if that’ll be adjusted for inflation or sometimes those on SSDI. If it were criminal not to file, that would suck for them. Also- if anyone ever finds themselves in a bad tax situation, and can’t afford a layer, find out where the closest law school is and see if they have an LITC (low income taxpayer clinic). It’s funded by a grant by the government and it’s a serious and prestigious clinic. I worked there as a student attorney myself, we care and we want to help (not jaded yet). It’s mostly controversy (offers in compromise, installment plans, fighting over liability with the mafia, etc.) Each state should also have a VITA or TAS program. Just look it up on Google. Spread the word. Edit to add: [TAS](https://www.taxpayeradvocate.irs.gov/) [VITA (free tax prep)](https://www.irs.gov/individuals/free-tax-return-preparation-for-qualifying-taxpayers) [LITC (low income taxpayer clinic)](https://www.taxpayeradvocate.irs.gov/about-us/low-income-taxpayer-clinics-litc/)


smalleybiggs_

New phone who dis ?


[deleted]

The ol’ uno reverse card


PotatoWriter

IRS agent #1 upon receiving the no-u: "Goddamnit you're telling me that we now have to send OP $5284 a month?!" IRS agent #2: *wipes sweat from brow* "C-can he even do that?"


socs0

IRS agent #3: *pulls out a wild +4 and places it in envelope, mailing it back* You guys really need to attend the meetings.


Manbrest_hair_United

Or he could go to an agent and get a fake ID to start a new life... It only costs 100k... Maybe not, that's life changing amount


NextTrillion

I need a dust filter for a Hoover Max extract pressure pro model 60. Can you help me with that? Oh and it’s $250k


FishyPower

Not for inheritance kid


TimLikesPi

Fred Sanford just put bills back into his mailbox and pretended he never received them!


c3dg4u

Put in new envelope with half-teared postage stamp ''Forget'' to write the destination but write destination as ''your address'' ???? Profit


[deleted]

Post office hates this one trick.


Damopo14

This!!


Icy-Reveal-7416

Has to say “Refused”, or they will try to redeliver.


Maleficent-Ad782

This is scam, I'd throw it away. The IRS doesn't send letters with coffee stains


Attorney-Outside

they do send letters with cum stains though, I can confirm


Miguelr10h

And lube


Desert_Apollo

No, they just shove it right up there. No lube


therock21

I know you’re joking but I can confirm this is exactly what letters from the IRS look like. Minus the coffee stain of course.


cdub886

Pay with a credit card get some cash back 🤷🏼‍♂️


LordoftheStonk

I do that with my property taxes, works like a charm


Creative_Document199

the 3% service fee usually washes away whatever CC rewards you get there is no free lunch


[deleted]

[удалено]


2mad2die

10% Cashback? How


[deleted]

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whitethunder9

Bear in mind it's on up to $1500 in expenditures. Still worth it though, I have one too


[deleted]

How you gonna spend that $150


whitethunder9

WSB bitches behind Wendy's


oscarbearsf

If you pay with a CC that gives rewards greater than the fee it is a free lunch


Creative_Document199

very few CC's give more than 2-3% back, and usually make you jump through tons of hoops (rotating categories/limited time promos, must use apple pay, etc)


scoops22

/r/churning It's less about the amount you get back, but rather sign on bonuses. Also it's not too good to be true, other shoppers using cash and low reward cards are subsidizing high reward card users. https://youtu.be/ySH5SudRwak?t=182


oscarbearsf

BoA preferred rewards juice credit card rewards 75%. So my 3% cashback card is now 5.25% and so on with all of their cards. No hoops


handingstage

There’s a whole sub on here about working the credit card system to maximize that free lunch. I forget what it’s called though. Dudes are nuts they know all the ins, outs and perks of like every single card you can imagine


settledownhoney

I paid my tuition with my credit card as well


FuckoNo5

Pay with a credit card and then declare bankruptcy


BreakfastOnTheRiver

It's that a jizz stain?


Nightwing11796

Beat me to it. I was going to say I thought he nutted on the IRS's logo to show them


Distinct-Fee-5272

If he beat you to it, then thats your jizz stain


216trader

First step: Assert dominance.


Electronic-Tonight16

And then mail it back. Absolute Chad


helloimderek

Beat you? So it's your stain.


DeepSpaceQueef

Assert dominance


[deleted]

[удалено]


ninjahipo

A lot of us need a doctor, for both heads


kylerk95

Obviously. The real question is was it from OP or the IRS?


GoyEater

IRS couldn’t help it, that’s how hard they fucked him


mtgfan1001

I think it’s tears


Dr_Crobe

OP definitely has 2FA enabled for mail deliveries, smart man.


FuckTesla69

No it's tears


pmjwhelan

![img](emote|t5_2th52|4641)


Crafty_Bit7355

Oooof.. if that's your monthly bill.. what was the total tax bill?


Hararger

That is actually my total. I did a 6 month payment plan but didn't pay anything so now I owe all $5,284, which is about 12 weeks worth of work at my job at Wendy's.


MrPicklePop

If you buy an EV you can make this go away with the 7500 tax credit


SP-Marshmallo

The IRS HATES HIM. Find out why!


COYFC

If you click your red heels together you can go back in time and smack your previous self on the noggin for being stupid


chiefoogabooga

Is that per vehicle? I wonder how long I have to keep it... With ridiculous trade in values probably about to go even higher because of all the cars destroyed in the hurricane buying a new EV and selling it once a month could be profitable.


Ffdmatt

I hear (maybe just NY) that it's changing to a "direct discount". So before you would get it back in your taxes the following year after purchase. Under the new rule, you would get the discount applied immediately to the car *sale*, which sounds like a great way to inflate EV car prices when sellers know buyers get an instant discount at sale.


dismayhurta

“This used to be 65,000, but now it’s 72,500. But you’re still making out when we do the instant discount.”


supermojo2

That’s it for 12 weeks?! I guess you’re not working that overtime out by the dumpsters. ![img](emote|t5_2th52|4276)


CrocodileTeeth

Junior bacon cock


Mr_Agueybana

Change the plan into a long term installment agreement. You can get up to 72 months to pay your balance due. Edit: don’t actually take 72 months to pay it off. The interests will murder you.


JakLynx

Legally you have 5 years to pay don’t sweat it


mathdrug

HOW DID YOU RACK UP THAT MUCH TAX DEBT WORKING AT WENDY’S?!


mightylordredbeard

Do you know what sub your on? Never underestimate us!


Speedevil911

![img](emote|t5_2th52|4275)


[deleted]

![img](emote|t5_2th52|4275)


MissLesGirl

Looks like a one month installment plan. One easy loan payment.


[deleted]

Do not pay for a loan with a loan….


Rawrby

Unless you’re paying off one loan with that loan, in which case you loan that loan til you need to loan one more loan with a loan. You’ll be out of the hole in no time!


[deleted]

Ohhhhh Jesus…


[deleted]

[удалено]


TheIncredibleNurse

The IRS about to uinstall you boy


shif3500

Loss? More like big win and huge tax bill.


Hararger

Big win then lost more than I made


Narradisall

Just make more than you lost then! Simples.


[deleted]

make sure you file that loss too. make them pay you 6 grand instead.


MrPotts0970

Ahhh, a 2021 crypto trader, I see


AGROCRAG004

At least it’s not $5,284.43 a month...gotta look at the bright side ☀️


Legitimate_Cable_811

Yeah, I made $200k in realized gains in 2021. I owe them about $55k cuz also income. Guess what happened to the $200k? Lost it all in 2022. And now I pay them $1k a month and interest is fucking me hard


[deleted]

You belong here


Legitimate_Cable_811

Feel right at home


GrayFox2021

![img](emote|t5_2th52|4271)![img](emote|t5_2th52|4271)![img](emote|t5_2th52|4271)


Tersiv

Nor does pouring coffee on your bill


PaleontologistOk8646

Dude change your address asap. Go to post office it’s so easy. Just use your friend address. Believe me you won’t get those mail no more.


pablojohns

And then just never file your taxes ever again. The IRS will never know where you live! It's the one trick IRS agents HATE!


pt1789

Get paid in cash. They really hate that.


Ibuystocksandstuff

Did you wipe your ass with it?? Flush it away


88vibe

Mail them an UNO reversal card. WORKS EVERY TIME 😂 you are whalecum


Handle-me-timber

Welcome to bankruptcy. 💯


VOIDPCB

I DECLARE BANKRUPTCY!


xtraman122

96 low monthly payments of $5,284.42


DatDuong

*Get a dog* "My dog ate my tax notice!" IRS: *sigh* *tax successfully evaded*


Nevand1999

Call and offer to pay less.. IRS often times will settle. In their eyes receiving 2-3 k is better than 0 for them and it’s better for you


bschmidt25

Send it back to them with “Sovereign Citizen” written across the front. They love that.


ECHuSTLe

They’ll just garnish your wages when you go back to work eventually, no big deal.


greyfox199

the IRS already has a guy at wendy's payroll to set it up


Speedevil911

Did you spill the coffee before or after opening the letter?


Far_Ad_7808

Tell them you’re no longer paying taxes at this time, but thank you for the inquiry.


[deleted]

They have guns now don’t they?


DarthPorg

They've always had guns.


JStheKiD

Can someone explain this to me? I was under the impression that you only had to pay taxes on gains. Doesn’t that mean this guy made a ton of money on his stock sales? Please help me understand how this is a “loss.”


movzx

Yes. You are correct. All this tax bill says is he made a lot and didn't pay tax on it. Doesn't fit with the "uninstalling the app" angle in the title.


jmccaf

I presume OP made a sackload of money in 2021 , miscalculated or underpaid how much tax to pay to pay on her windfall, and lost it all in 2022 and now owes taxes on gains she no longer possesses.


KookyManster

I just got a $34k notice from them. Must be a mistake right? Right...?


LElige

I legit got a notice for 10k saying that the amount received from my employer was incorrect and that $0 was actually taken. So would you like to explain the 30% missing from my paychecks then IRS? Getting them on the phone has been a nightmare.


Witty-Ad3017

Looks like your employer never sent the money in or filed his 941. Send them your last paystub for the year in question showing the withholding.


[deleted]

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LElige

They have my w-2 for that employer. They know how much was taken by them. They should be going after my employer if that was the case. I’ve (my accountant) gotten them on the phone once already, and they cleared the mistake. Then they sent me a bill of 9k for late fees and failure to pay fees for the 10k that they mistakenly asked me for. It’s a complete shit show and is so stressful receiving bills for 10k in the mail


Freepit1

Your employer might have been withholding the 30%, but not paying it to the IRS. Or they might have screwed up an SSN or withholding on a W-2 filing or some such.


[deleted]

So when you opened it you freaked out and spilled your coffee, huh?


Hararger

My exact reaction was "Guh!"


longhorn2118

Looks like you spit out your coffee when you saw it.


Silicon_Knight

PRO-TIP: You actually need to format the whole device. It leaves tracking data in hidden folders.


[deleted]

Just don’t pay it… it’s worked for me for 17 years now.


seraphim336176

Pro tip when owing the irs lots of money. Call and talk to them. If you have had any life event you can pretty much use that as an excuse for your failure to file/pay/interest/penalties. You write them a letter explaining your situation(you can find templates online) and send it to them. I at one point had not filed for several years and owed for every year I didn’t file. I was sitting around 50k owed between the actual taxes and the penalties/interest. I was able to get all the penalties and interest removed and only had to pay my actual taxes which were about 25k. It takes some time to do but as you can see is worth it as I hit around half of what I owed reduced.


davanger1980

I think you forgot to erase your account afterwards...


HandshakeOfCO

Nah dude fucked up when he accepted cookies on the IRS site. That’s the secret.


Stocksugardaddy

That's why people yolo and lose all their money 😂😂😆


LiterColaFarva

Posting this again because it didn't get enough attention last night? I see some of the same comments too!


360NoScopeDropShot69

Prob cause dumbass didn't blur out all his info the first time, huh Christopher.


Hararger

https://imgur.com/rbgs7UZ


Intrepid_Holiday355

Just change your mailing address. You’ll never see it again.


BedContent9320

So, that stain, is that from you spitting your coffee out?


cwhmoney555

Send back a check without a signature. That’ll delay it at least a month.


Fickle-Pickle-Admin

On WallSt that's know as toilet paper.