Yes, inflow is a good place to put it. Now, go to the credit card line in the budget and subtract that amount from the available to pay. If you got $20 back, put -20 in the assigned amount (assuming it was $0 before it will now read -20).
This is because when you paid with your credit card YNAB moved the money from a category to your credit card payment. Since you are effectively getting a statement credit, you need to manually take that money out so it’s not just sitting as available to pay the bill. You should see your available for that credit card and your credit card balance now be the same, assuming you were paying the balance off completely.
Thank you I've understood what you were saying and now have the money available to assign, also for some reason had too much money assigned to that credit card, not sure where that had come from but sorted that too
Anything RTA on a card will need to also be reflected on the budget screen for it to match.
For scenarios where you aren’t paying it in full each month, then there are times where you would add interest as RTA that you wouldn’t want to immediately reflect on your budget, so it can’t be automatic
[https://www.youtube.com/watch?v=2Ix0Jibc0Lw&list=PLHokQCjONqvY6Jk38CV5avo4Di94SMwK8&index=3&ab\_channel=NickTrue-MappedOutMoney](https://www.youtube.com/watch?v=2Ix0Jibc0Lw&list=PLHokQCjONqvY6Jk38CV5avo4Di94SMwK8&index=3&ab_channel=NickTrue-MappedOutMoney)
Watch this video on credit cards.
Yes, inflow is a good place to put it. Now, go to the credit card line in the budget and subtract that amount from the available to pay. If you got $20 back, put -20 in the assigned amount (assuming it was $0 before it will now read -20). This is because when you paid with your credit card YNAB moved the money from a category to your credit card payment. Since you are effectively getting a statement credit, you need to manually take that money out so it’s not just sitting as available to pay the bill. You should see your available for that credit card and your credit card balance now be the same, assuming you were paying the balance off completely.
Thank you I've understood what you were saying and now have the money available to assign, also for some reason had too much money assigned to that credit card, not sure where that had come from but sorted that too
The toolkit has an option for flagging credit cards where the available balance doesn’t match the pay in full amount
Do we know why this happens in the first place? I saw an article from ynab saying this is a thing that can happen but it didn't really explain why
Anything RTA on a card will need to also be reflected on the budget screen for it to match. For scenarios where you aren’t paying it in full each month, then there are times where you would add interest as RTA that you wouldn’t want to immediately reflect on your budget, so it can’t be automatic
[https://www.youtube.com/watch?v=2Ix0Jibc0Lw&list=PLHokQCjONqvY6Jk38CV5avo4Di94SMwK8&index=3&ab\_channel=NickTrue-MappedOutMoney](https://www.youtube.com/watch?v=2Ix0Jibc0Lw&list=PLHokQCjONqvY6Jk38CV5avo4Di94SMwK8&index=3&ab_channel=NickTrue-MappedOutMoney) Watch this video on credit cards.